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HomeMy WebLinkAboutFinance Committee Agenda - September 14, 2017CITY OF NEWPORT BEACH FINANCE COMMITTEE AGENDA - Final 100 Civic Center Drive - Crystal Cove Conference Room, Bay 2D Thursday, September 14, 2017 - 3:00 PM Finance Committee Members: Diane Dixon, Chair / Council Member Kevin Muldoon, Mayor Will O'Neill, Council Member William Collopy, Committee Member Patti Gorczyca, Committee Member Joe Stapleton, Committee Member Larry Tucker, Committee Member Staff Members: Dave Kiff, City Manager Carol Jacobs, Assistant City Manager Dan Matusiewicz, Finance Director / Treasurer Steve Montano, Deputy Director, Finance Marlene Burns, Administrative Specialist to the Finance Director The Finance Committee meeting is subject to the Ralph M. Brown Act. Among other things, the Brown Act requires that the Finance Committee agenda be posted at least seventy-two (72) hours in advance of each regular meeting and that the public be allowed to comment on agenda items before the Committee and items not on the agenda but are within the subject matter jurisdiction of the Finance Committee. The Chair may limit public comments to a reasonable amount of time, generally three (3) minutes per person. The City of Newport Beach’s goal is to comply with the Americans with Disabilities Act (ADA) in all respects. If, as an attendee or a participant at this meeting, you will need special assistance beyond what is normally provided, we will attempt to accommodate you in every reasonable manner. Please contact Dan Matusiewicz, Finance Director, at least forty-eight (48) hours prior to the meeting to inform us of your particular needs and to determine if accommodation is feasible at (949) 644-3123 or dmatusiewicz@newportbeachca.gov. NOTICE REGARDING PRESENTATIONS REQUIRING USE OF CITY EQUIPMENT Any presentation requiring the use of the City of Newport Beach’s equipment must be submitted to the Finance Department 24 hours prior to the scheduled meeting. I.CALL MEETING TO ORDER II.ROLL CALL III.PUBLIC COMMENTS Public comments are invited on agenda and non-agenda items generally considered to be within the subject matter jurisdiction of the Finance Committee. Speakers must limit comments to three (3) minutes. Before speaking, we invite, but do not require, you to state your name for the record. The Finance Committee has the discretion to extend or shorten the speakers’ time limit on agenda or non-agenda items, provided the time limit adjustment is applied equally to all speakers. As a courtesy, please turn cell phones off or set them in the silent mode. IV.CONSENT CALENDAR September 14, 2017 Page 2 Finance Committee Meeting MINUTES OF JUNE 29, 2017A. Recommended Action: Approve and file. DRAFT MINUTES 062917 V.CURRENT BUSINESS INVESTMENT ADVISOR CONTRACT DISCUSSION AND RECOMMENDATIONA. Summary: Staff respectfully requests that the Finance Committee reconsider its recommendation to award contracts to two investment advisors and award a contract solely to Chandler Asset Management (Chandler) on the basis that the City’s invested assets will remain sufficiently diverse and safe under one investment advisor; the use of one investment advisor is efficient, less costly and appropriate for a City of Newport Beach’s size; and Chandler manages assets for several agencies with assets in excess of $100 million and has shown greater responsiveness to the City’s needs over the years. Recommended Actions: (1)Retain the services of Chandler Asset Management as the City’s sole investment advisor and enter into a five-year contract based on the firm’s proposal for an annual savings of more than $25,000 per year as compared to a two-investment advisor arrangement and (2) Terminate the existing investment management contract with PFM Asset Management. STAFF REPORT ATTACHMENT A REVIEW OF PUBLIC EMPLOYEES RETIREMENT SYSTEM (PERS) VALUATION B. Summary: Staff will discuss the latest actuarial valuation, changes to actuarial assumptions, review investment returns, the potential impact of future rates, and the results of employee cost sharing. Recommended Action: Receive and file. September 14, 2017 Page 3 Finance Committee Meeting ENGAGING CALPERSC. Summary: The Chair will provide a brief oral update on her plans and recent activities to engage CalPERS staff and policymakers with the intent to influence future pension policies and practices. Recommended Action: Receive and file. OPPOSITION LETTER TO CALPERS BOARD IMPOSED DIVESTMENT DIRECTIVES D. Summary: From time to time, the CalPERS Board imposes divestment directives on the CalPERS Investment Office to promote certain social objectives. Divestment directives can create enormous opportunity costs to the pension system at a time when the system, plan sponsors and plan participants cannot afford to compromise investment return. Recommended Action: With the Finance Committee’s concurrence, staff will seek the support of the Mayor and Finance Committee Chair to urge the CalPERS Board to cease and reverse divestment directives that create artificial barriers for the Investment Office and lessen potential investment return. STAFF REPORT ATTACHMENT A LONG RANGE FINANCIAL PLANNINGE. Summary: As another input to the City’s Long Financial Planning model, staff will provide a brief demonstration of the “GovInvest” software tool that the City is using to assist in the modeling of long-term pension plan costs and liability projections. Recommended Action: Receive and file. September 14, 2017 Page 4 Finance Committee Meeting BONITA CANYON COMMUNITY FACILITIES DISTRICT UPDATEF. Summary: The City entered into a Joint Powers Agreement (JPA) to form a Community Facilities District (CFD) in 1997 to finance certain road, park and school improvements associated with the Bonita Canyon development. The JPA board believes there is an opportunity to refinance outstanding bonds of the JPA on a current refunding basis to provide an economic benefit to the assessed property owners in excess of $2.5 million. The Committee will be provided a brief report summarizing the financing effort. Recommended Action: Receive and file. STAFF REPORT ATTACHMENT A BUDGET AMENDMENTSG. Summary: Receive and file a staff report on the budget amendments for the prior quarter. Recommended Action: Receive and file. STAFF REPORT ATTACHMENT A REVIEW OF FINANCE COMMITTEE WORKPLANH. Summary: Staff will review with the Committee the agenda topics scheduled for the remainder of the calendar year. Recommended Action: Receive and file. ATTACHMENT A VI.FINANCE COMMITTEE ANNOUNCEMENTS ON MATTERS WHICH MEMBERS WOULD LIKE PLACED ON A FUTURE AGENDA FOR DISCUSSION, ACTION OR REPORT (NON-DISCUSSION ITEM) VII.ADJOURNMENT Finance Committee Meeting Minutes June 29, 2017 Page 1 of 8 CITY OF NEWPORT BEACH FINANCE COMMITTEE JUNE 29, 2017 MEETING MINUTES I. CALL MEETING TO ORDER The meeting was called to order at 3:00 p.m. in the Crystal Cove Conference Room, Bay 2D, 100 Civic Center Drive, Newport Beach, California 92660. II. ROLL CALL PRESENT: Council Member Diane Dixon (Chair), Committee Member William Collopy, Committee Member Patti Gorczyca, Committee Member Joe Stapleton, Council Member Will O’Neill, and Committee Member Larry Tucker ABSENT: Mayor Kevin Muldoon STAFF PRESENT: City Manager Dave Kiff, Assistant City Manager Carol Jacobs, Finance Director/Treasurer Dan Matusiewicz (via teleconference), Deputy Finance Director Steve Montano, Budget Manager Susan Giangrande, Accounting Manager Rakshana Virany, Municipal Operations Director George Murdoch, Deputy Public Works Director Mark Vukojevic and Administrative Specialist to the Finance Director Marlene Burns MEMBER OF THE PUBLIC: Jim Mosher OTHER ENTITIES: John Farnkopf and Geoffrey Michalczyk (HF&H Consultants, LLC) and Hillary Davis (Daily Pilot) III. PUBLIC COMMENTS None. IV. CONSENT CALENDAR A. MINUTES OF JUNE 1, 2017 Recommended Action: Approve and file. Chair Dixon indicated that amendments were submitted by Committee Member Tucker and Committee Member Gorczyca. Council Member O'Neill requested that a sentence on Page 2 of 5 regarding the 2008 reserves be struck and corrected. MOTION Committee Member Gorczyca moved and Committee Member Tucker seconded a motion to approve the corrected minutes of June 1, 2017. The motion carried 5-1-1, Committee Member Collopy abstaining and Mayor Muldoon absent. Finance Committee Meeting Minutes June 29, 2017 Page 2 of 8 V. CURRENT BUSINESS A. WASTEWATER RATE INCREASE Summary: The Municipal Operations Department retained the consulting services of HF&H Consultants, LLC (HF&H) to prepare a wastewater rate study. The purpose of this presentation is to review the results of the wastewater rate study, receive input, and seek the Committee’s direction to move the item to City Council for discussion and approval. Recommended Action: a) Review the results of the wastewater rate study; and b) Move the item to City Council for discussion and direction to proceed with setting a Proposition 218 Public Hearing for the adoption of the proposed wastewater rates. Municipal Operations Director Murdoch introduced John Farnkopf and Geoffrey Michalczyk HF&H Consultants. He explained that the tables in the staff report were amended. He explained the need to restudy and establish a basis of establishing new rates. He discussed difficulty in measuring wastewater and developing sewer rates. He presented a PowerPoint providing background on sewer rates, In response to Chair Dixon, Municipal Operations Director Murdoch stated that the Wastewater Master Plan recommended spending $1 million each year. He stated that $750,000 was spent this year. In response to Committee Member Gorczyca, Municipal Operations Director Murdoch explained the opportunity to replace sewer lines during alley replacements. Council Member O'Neill explained the Council’s approval of the 2010 Master Plan and structural deficit. He stated rates had only been raised once since 1996. Chair Dixon stated the Council transferred $3.5 million from the budget surplus into the wastewater fund. Municipal Operations Director Murdoch explained Proposition 218 and the need to restructure fees. He stated that there was no majority opposition to the rate increase. He explained the need to restudy the fees, revenue requirements, difference between the Sewer Enterprise Fund and General Fund, and Council Policy F-2 regarding reserves. In response to Chair Dixon, Municipal Operations Director Murdoch suggested the plan be updated every five years. In response to Committee Member Collopy, Municipal Operations Director Murdoch stated that the reserve should be $1.8 million. City Manager Kiff stated that in comparison, there was $48 million in Undesignated Reserves available in the General Fund, which could be used in a catastrophic event. Council Member O'Neill stated the Sewer Fund should be treated as a separate entity, similar to Irvine Ranch Water District (IRWD). Municipal Operations Director Murdoch discussed the importance of rate stabilization. In response to Committee Member Collopy, Municipal Operations Director Murdoch stated that the reserve had decreased to $50, at one point. Municipal Operations Director Murdoch presented a pie chart on expenditures and revenue requirements. He discussed the proposed contribution for CIP. In response to Committee Member Collopy, Municipal Operations Director Murdoch stated salaries decreased due to reorganization and reduction. Finance Committee Meeting Minutes June 29, 2017 Page 3 of 8 Chair Member Dixon discussed the Finance Committee’s prior review of the cost of outsourcing versus in-house employees. Municipal Operations Director Murdoch explained the in-house staff and indicated that he was comfortable with staffing levels. In response to Committee Member Collopy, Municipal Operations Director Murdoch discussed comparisons between the City of Newport Beach and other cities and differences based on topography, maintenance of laterals and proximity to the Bay. Municipal Operations Director Murdoch discussed the $3.5 million General Fund contribution and impact of not increasing rates. John Farnkopfof HF&H, discussed the current rate structure. In response to Chair Dixon, Mr. Farnkopf stated that 97 percent of residents received both sewer and water service. John Farnkopf recommended a graduated rate in proportion to the water meter, along with the monthly use charge. He stated the surcharges would be incorporated into the monthly service charges. He discussed efforts to correlate the fixed costs of operation and revenue from fixed charges and variable costs of the sewer system to correspond to variable revenue. He presented the proposed rate structure. In response to Committee Member Tucker, Municipal Operations Director Murdoch explained the logic of charging based on meter size. In response to Committee Member Gorczyca, Municipal Operations Director Murdoch stated public property was charged the same rate. Chair Dixon asked if the average homeowner would have a nine percent rate increase. Municipal Operations Director Murdoch stated the nine percent was the overall increase to the entire revenue stream. Mr. Farnkopf continued with the presentation explaining the fee structure for sewer only customers. Council Member O'Neill discussed the possibility of a sewer only rate for hotel and other commercial properties. Municipal Operations Director Murdoch stated the Airport area and converted properties would be problematic. In response to Chair Dixon, Municipal Operations Director Murdoch discussed the four-inch connections, including hotels. He discussed efforts to equalize rates. Council Member O'Neill stated the goal was to offset the cost based on Proposition 218. Municipal Operations Director Murdoch discussed the recent Court decision allowing assumptions based on averages. In response to Committee Member Tucker, Municipal Operations Director Murdoch stated Newport Coast did not receive water or sewer services. City Manager Kiff estimated 10-12 percent of residents did not receive water or sewer from the City. Municipal Operations Director Murdoch stated the Airport area was mixed. Committee Member Tucker explained that Newport Coast was formerly Irvine Coast and the City annexed the property. John Farnkopf continued the presentation explaining the proposed rate structure. He discussed anticipated revenue from sewer only customers. He presented sample monthly bills. Finance Committee Meeting Minutes June 29, 2017 Page 4 of 8 Committee Member Tucker stated a rate increase smoothed over time was more palatable. Council Member O'Neill discussed the point in time analysis and the effort to reach the reserve goal. City Manager Kiff explained the difference between large changes or smoothing over five years. Committee Member Tucker stated the Enterprise Fund should stand on its own and the $3.5 million should be repaid to the General Fund. Committee Member Collopy asked if the full value or future value should be returned to the General Fund. City Manager Kiff stated the City did not charge itself interest. Council Member O'Neill discussed the Finance Committee’s consideration of transferring money from the General Fund to the Enterprise Fund. He stated the Council voted to grant, not loan, the funds. Committee Member Tucker stated that it was important for the Enterprise Fund to stand on its own. Committee Member Stapleton asked if it was a moot point since it was a grant. City Manager Kiff asked if including the repayment would impact the Proposition 218 study. John Farnkopf explained that the rates had to be proportionally set. Council Member O'Neill stated that the Council would have to classify the $3.5 million as a loan. Committee Member Tucker stated the rate increase needed to be effectuated and repayment considered separately. He suggested repayment begin in five years with a 15-year amortization. Committee Member Gorczyca suggested creating a policy and implementing practices going forward. Committee Member Stapleton stated that the Council had approved the budget and had not classified the $3.5 million as a loan. Municipal Operations Director Murdoch stated he did not think repayment could be built into the rate. Chair Dixon suggested referring the matter to legal, for review. Municipal Operations Director Murdoch presented the proposed timeline including community outreach, study session, Proposition 218 notice, 45-day review, protest hearing, and ordinance amendment. In response to Chair Dixon, Municipal Operations Director Murdoch stated Proposition 218 allowed rate adjustments for five years. He suggested review of the master plan every three years along with a rate study. Municipal Operations Director Murdoch discussed the money lost in the drought. In response to Committee Member Gorczyca, Municipal Operations Director Murdoch stated the rate study could only go out five years. Committee Member Stapleton agreed with the proposed rates. Finance Committee Meeting Minutes June 29, 2017 Page 5 of 8 Jim Mosher discussed his prior comments regarding inequity to residential customers. He suggested the committee consider basing the sewer rate on the wintertime water usage. He discussed inequity of sewer only customers. He asked if the rate study would be posted and available to the public. He suggested comparison of rates between comparable agencies. He stated the Enterprise Fund could not give the money back to the General Fund. Municipal Operations Director Murdoch explained the beneficial use of winter data but limitation due to the billing system. He suggested separating indoor from outdoor usage. He stated the report would be posted. MOTION Committee Member Tucker moved and Committee Member Collopy seconded a motion to move the matter forward to the Council. The motion carried 6-1, Mayor Muldoon absent. B. UPDATE ON LONG-TERM FINANCIAL FORECAST Summary: Staff will review with the Committee an updated high-level long-term financial forecast including future assumptions and other key elements of the City’s finances. Recommended Action: Review and comment. Deputy Finance Director Montano presented the item explaining key assumptions of the model, base scenario and a recession scenario. In response to Committee Member Collopy, Deputy Finance Director Montano explained the meaning of a three percent annual salary savings. Deputy Finance Director Montano discussed the impact of the recession on sales tax and real estate. Committee Member Collopy stated the recession information should correlate to reserve discussions. Deputy Finance Director Montano stated the impact on the General Fund was significantly reduced when there is a reduction in the key expenditure areas described. Chair Dixon stated the model was a good tool for financial analysis. C. SCOPE OF WORK FOR RISK BASED ANALYSIS OF GENERAL FUND RESERVE REQUIREMENTS Summary: The City is seeking consultant services to assist staff analyze risks through an analytical framework intended to determine a custom reserve level appropriate for the City of Newport Beach. The Consultant will provide a thorough examination of the City’s primary and secondary risk factors that generally influence the amount of reserves the City should hold. The Consultant will also provide recommendations on new, or changes to existing, financial policies, risk management methods, and ideas to support the General Fund Reserve strategy over the long-term. Recommended Action: a) Review and comment on staff’s proposed Scope of Work for Risk Based Analysis of General Fund Reserve Requirements; and b) Direct staff to issue a Request for Proposal for consulting services to appropriately size City reserve levels considering insurance coverage and other risk transfer options based on a thoughtful risk-based analysis of events that may create financial exposure to the City. Finance Committee Meeting Minutes June 29, 2017 Page 6 of 8 Deputy Finance Director Montano presented the staff report outlining the intent to hire a consultant to assist in reviewing the primary and secondary risk factors, policies and risk management methods to determine the appropriate General Fund reserve. In response to Committee Member Collopy, Finance Director/Treasurer Matusiewicz stated a cost estimate would be determined once the scope of work was established. Committee Member Collopy stated he struggled with the need to hire consultants. Deputy Finance Director Montano estimated the consultant would cost less than $20,000. Committee Member Collopy asked if indemnification would be included in the review. Deputy Finance Director Montano stated insurance needs would be included in the analysis. Committee Member Gorczyca discussed the benefit of a third-party review. She stated the goal was to consider reserves along with insurance, cash, and other kinds of mitigations. In response to Committee Member Stapleton, Deputy Finance Director Montano stated the reserve had been 15 percent until 2014, when it was increased to 25 percent. Committee Member Gorczyca stated a 1994 GFOA reference with a smaller population was used. She stated many cities’ reserves were higher than the City of Newport Beach. She suggested peer review be included in the consultant’s work. She reminded the Committee of the need to be mindful of the City’s AAA rating. Committee Member Tucker questioned where the accumulated money would go. He asked if more reserves should be spent on capital improvements or paying down the debt. Committee Member Collopy concurred but stated it was necessary to determine adequate reserves first. Committee Member Tucker stated the City had a responsibility to ensure adequate reserves for a catastrophic event. Committee Member Gorczyca anticipated the study would not be too expensive. She stated the consultants could assist with FEMA reimbursements. Committee Member Tucker agreed with a consultant if the price was right. Deputy Finance Director Montano anticipated the consultant to cost less than $20,000. Jim Mosher stated the consultant was reviewing seven different funds. Committee Member Gorczyca suggested some funds be reviewed later. Chair Dixon suggested reviewing the General Fund. Finance Director/Treasurer Matusiewicz explained the problem with looking at the General Fund in a vacuum. The Committee decided to focus the study on the General Fund, with a cap of $25,000. Committee Member Collopy questioned what the AAA rating was saving the City in borrowing costs. Finance Director/Treasurer Matusiewicz explained that maintaining good credit allows access to capital markets at lower interest rates than lower-rated agencies. Finance Committee Meeting Minutes June 29, 2017 Page 7 of 8 D. TREASURY REPORT Summary: The Finance Committee requested that staff provide the monthly Treasury Report for periodic review. As of May 31, 2017, the City’s entire investment portfolio totaled over $269 million. The report can be accessed at www.newportbeachca.gov/treasury. Recommended Action: Receive and file. Committee Member Collopy stated he would ask his questions offline. E. PENSION DISCUSSION Summary: Agenda item reserved for any discussion regarding the status of the City's pension liability and/or the proposed budgetary pension funding approach. Recommended Action: Review and comment on discussion as necessary. Chair Dixon stated the Committee would consider the pension discussion in September. In response to Committee Member Tucker, Deputy Finance Director Montano stated the pension liability was paid bi-weekly. He stated it was not prepaid due to market volatility. Committee Member Tucker asked if there was a benefit with paying upfront. F. REVIEW OF FINANCE COMMITTEE WORK PLAN Summary: Staff will review with the Committee the agenda topics scheduled for the remainder of the calendar year. Recommended Action: Review and comment. Chair Dixon reviewed the Committee Work Plan. Finance Director/Treasurer Matusiewicz suggested the General Fund Reserve discussion come back in October. Committee Member Gorczyca suggested inviting the new CalPERS CEO to walk through the City’s portfolio. VI. FINANCE COMMITTEE ANNOUNCEMENTS ON MATTERS WHICH MEMBERS WOULD LIKE PLACED ON A FUTURE AGENDA FOR DISCUSSION, ACTION OR REPORT (NON- DISCUSSION ITEM) None. VII. ADJOURNMENT The Finance Committee adjourned at 5:36 p.m. to the next regular meeting. Filed with these minutes are copies of all materials distributed at the meeting. The agenda for the Regular Meeting was posted on June 22, 2017, at 5:54 p.m., in the binder and on the City Hall Electronic Board located in the entrance of the Council Chambers at 100 Civic Center Drive. Finance Committee Meeting Minutes June 29, 2017 Page 8 of 8 Attest: ___________________________________ _____________________ Diane Dixon, Chair Date Finance Committee September 14, 2017, Finance Committee Agenda Comments These comments on an item on the Newport Beach City Council Finance Committee agenda are submitted by: Jim Mosher ( jimmosher@yahoo.com ), 2210 Private Road, Newport Beach 92660 (949- 548-6229) Item IV.A. MINUTES OF JUNE 29, 2017 Changes to the draft minutes passages shown in italics are suggested in strikeout underline format. Page 2, paragraph 7 from end: “Municipal Operations Director Murdoch explained Proposition 218 and the need to restructure fees. He stated that there was no majority opposition to the rate increase.” I don’t remember what was said, but since the current notice hadn’t been issued, there would have been no way to know in June if there was a majority protest. I’m guessing it might have been either “He stated that there was needed to be no majority opposition to the rate increase” or “He stated that there was no majority opposition to the rate increase in 2005.” Page 3, line 1: “Chair Member Dixon discussed the Finance Committee’s prior review of the cost of outsourcing versus in-house employees.” Page 3, paragraph 5: “In response to Chair Dixon, Mr. Farnkopf stated that 97 percent of residents residential sewer customers received both sewer and water service.” [a later paragraph (2 from the end) estimates that 10-12% of Newport Beach residents receive neither sewer or water service from the City] Page 3, paragraph 3 from end: “Council Member O'Neill stated the goal, based on Proposition 218, was to offset the cost based on Proposition 218.” Page 5, Item B, paragraph 2: “In response to Committee Member Collopy, Deputy Finance Director Montano explained the meaning of a three percent annual salary savings.” Portions of the Finance Committee minutes continue to be frustratingly difficult to read. In situations like this one, it would be helpful for the minutes to say not just that an explanation was given, but to summarize what the explanation was. Otherwise, readers like me (and probably, a year from now, the Committee members themselves) won’t have the slightest idea what this conversation was about or what the Committee gleaned from it. As here, the minutes continue to include sections that seem more a list topics discussed than an intelligible record of what was said (and learned) about them. Item No. 4A1 Draft Minutes of June 29, 2017 Correspondence September 14, 2017 CITY OF NEWPORT BEACH FINANCE COMMITTEE STAFF REPORT Agenda Item No. 5A September 14, 2017 TO: HONORABLE CHAIR AND MEMBERS OF THE COMMITTEE FROM: Finance Department Dan Matusiewicz, Finance Director (949) 644-3123 or danm@newportbeachca.gov SUBJECT: INVESTMENT ADVISOR DISCUSSION AND RECOMMENDATION SUMMARY: Staff respectfully requests that the Finance Committee reconsider its recommendation to award contracts to two investment advisors and award a contract solely to Chandler Asset Management (Chandler) on the basis that the City’s invested assets will remain sufficiently diverse and safe under one investment advisor. The use of one investment advisor is efficient, less costly and appropriate for a City of Newport Beach’s size; and Chandler manages assets for several agencies with assets in excess of $100 million and has shown greater responsiveness to the City’s needs over the years. RECOMMENDATIONS: (1) Retain the services of Chandler Asset Management as the City’s sole investment advisor and enter into a five-year contract based on the firm’s proposal for an annual savings of more than $25,000 per year as compared to a two-investment advisor arrangement. (2) Terminate the existing investment management contract with PFM Asset Management. With Finance Committee concurrence of staff’s recommendation, staff will proceed with the recommended action and bring the new investment advisor contract with Chandler to the City Council for approval. DISCUSSION: As part of its due diligence, staff conducts a complete and competitive selection process for investment advisory services at the end of every five-year contract term. The contracts for the City’s two investment advisory firms Chandler Asset Management (Chandler) and PFM Asset Management (PFM), were originally set to expire in June 2016, but were extended through December 2017, in order to allow sufficient time to solicit new proposals from investment advisory firms. The City issued a Request for Proposal (RFP) for Investment Advisory Services on May 16, 2016. By the proposal due date of June 17, 2016, six firms submitted proposals. The City hired the firm Portfolio Services for Government, LLC (PSG) to review RFP expectations and logistics with the City, prepare the RFP documents, analyze and summarize RFP responses, and facilitate the finalist interview process. Investment Advisor Contract Discussion and Recommendation September 14, 2017 Page 2 Staff evaluated proposals from investment advisory firms to evaluate the possibility of reducing its number of investment managers in order to greatly improve efficiency and reduce fees in the process. During the September 15, 2016, Finance Committee meeting, staff recommended retaining the investment advisory services of Chandler Asset Management (Chandler) as its sole investment advisor and that the City enter into a five-year contract based on the firm’s new proposal. (See Attachment A). The Finance Committee recommended the City Council enter into five-year contracts with two firms, PFM and Chandler, and expressed the following concerns with hiring only one investment advisor: • The City would not realize a diversification of asset classes through the use of only one investment advisory firm. • Maintaining two investment advisors provides the means to evaluate the relative performance of each firm (check and balance) and facilitate a spirit of competition that will result in higher performance. • Chandler is a relatively small firm that has few clients with assets under management greater than $100 million, or at least the size of Newport Beach’s portfolio. Staff respectfully requests that the Finance Committee reconsider its recommendation and award the investment advisor contract solely to Chandler based on the additional information provided below. The City’s Invested Assets Will Remain Sufficiently Diverse and Safe Under One Investment Advisor California Government Code contains very specific provisions regarding the types of investments and practices permitted and statute specifies a percentage restriction on a certain categories of investment. These legal requirements are designed to meet the broad requirement of preserving principal and maintaining liquidity before seeking yield. As the result, there is no variability in the asset classes used by PFM and Chandler and only differences in the relative size of the asset classes utilized by each firm. Market performance for both firms over the years has been nearly the same. Lastly, the City’s assets are registered in the City’s name and held by a custodial bank so the likelihood of embezzlement is eliminated. Investment Advisor Contract Discussion and Recommendation September 14, 2017 Page 3 The Use of One Investment Advisor is Efficient, Less Costly and Appropriate for a City of Newport Beach’s Size In moving to one investment manager from two, the City will lower its fee structure; further optimize the investment program by better managing short-term liquidity and long-term funds under one manager; reduce coordination efforts and the number of quarterly meetings with investment advisors from eight to four per year; conduct fewer account reconciliations and substantially reducing the incremental cost of investing from 7 basis points (bps) to 4 bps on newly invested capital. Chandler’s proposal would provide an annual savings of more than $25,000 per year as compared to the City’s current two-investment advisor arrangement. Responding firms proposed a tiered fee structure based on the total assets under management. The relative rankings, average fee rate and cost based on $185 million are summarized in the table to the right. Staff was not successful with negotiating a lower fee structure than was originally proposed by PFM. When asked, Chandler did accept a lower counter fee proposal. Staff surveyed all Orange County cities and found that Newport Beach is the only City in the County that uses more than one investment advisor and approximately half manage their investments in- house. Six cities in Orange County have portfolios larger than Newport Beach. Chandler Manages Assets for Several Agencies with Assets in Excess of $100 Million and Has Shown Greater Responsiveness to the City’s Needs Over the Years Chandler manages assets for 22 public agencies in California with assets greater than Newport Beach, and for nine agencies with assets greater than $300 million. While PFM is a larger firm, Chandler has a higher qualitative dedication of portfolio management resources. The average number of accounts served per portfolio manager for Chandler is 21 while for PFM it is 40. This may explain why PFM has experienced a greater rate of client attrition than Chandler. The number of discontinued firm’s services in the last three years for Chandler has been three; whereas for PFM the number is 31. Investment Advisor Contract Discussion and Recommendation September 14, 2017 Page 4 Chandler is currently the best fit for City at present because of their narrow focus on fixed income investments, frequent direct communication with portfolio managers, customizable solutions, favorable pricing when compared to PFM and other intangibles. Chandler, unlike PFM, also has a proven track record of understanding and delivering on the City’s cash flow needs. Chandler also has a history of providing excellent service and has consistently performed well in up and down market conditions. Since 1991, Chandler’s portfolio managers have worked diligently to invest the City’s portfolio in a manner that fulfills the specific objectives for safety, liquidity and income in a prudent manner at a very competitive price. Prepared by: Submitted by: /s/ Steve Montano /s/ Dan Matusiewicz Steve Montano Dan Matusiewicz Deputy Finance Director Finance Director Attachment: A. Investment Advisor Recommendation Staff Report to the Finance Committee, September 15, 2016 ATTACHMENT A INVESTMENT ADVISOR RECOMMENDATION STAFF REPORT TO THE FINANCE COMMITTEE, SEPTEMBER 15, 2016 CITY OF NEWPORT BEACH FINANCE COMMITTEE STAFF REPORT Agenda Item No. 5B September 15, 2016 TO: HONORABLE CHAIR AND MEMBERS OF THE COMMITTEE FROM: Finance Department Dan Matusiewicz, Finance Director (949)644-3123 or danm@newportbeachca.gov SUBJECT: INVESTMENT ADVISOR RECOMMENDATION SUMMARY: The Finance Department has outsourced the management of the City’s investment portfolio for more than twenty-five years. With increased staff workloads over the years, it is increasingly clear that the City’s portfolio has benefited from full time expert management by professionally managed investment firms. As part of its due diligence, staff intends to continually evaluate the City’s comprehensive investment program needs and conduct a complete and competitive selection process for investment advisory services at the end of every five-year contract term. The City issued a Request for Proposal (RFP) for Investment Advisory Services on May 16, 2016. By the proposal due date of June 17, 2016, six firms submitted proposals. Staff narrowed its selection to three firms, conducted interviews, and selected Chandler Asset Management (Chandler) as the sole investment manager. We believe Chandler to be the best overall fit for the City at this time. In moving to one investment manager from two, the City will lower its fee structure; further optimize the investment program by better managing short-term liquidity and long-term funds under one manager; reduce coordination efforts and the number of quarterly meetings with investment advisors from eight to four per year; conduct fewer account reconciliations and substantially reducing the incremental cost of investing from 7 basis points (bps) to 4 bps on newly invested capital. RECOMMENDED ACTION: Staff recommends retaining the services of Chandler and the City enter into a five-year contract based on the firm’s new proposal for an annual savings of more than $25,000 per year as compared to a two investment advisor arrangement. In addition, staff recommends terminating the existing investment management contract with PFM Asset Management as of December 31, 2016. With Finance Committee concurrence of staff’s recommendation, staff will proceed with the recommended action and bring the new investment advisor contract to the City Council for approval. DISCUSSION: The Finance Department has outsourced the management of the City’s investment portfolio for more than twenty-five years. With increased staff workloads over the years, it is increasingly clear that the City’s portfolio has benefited from full time expert management by professionally managed investment firms. During the last eight years, the Federal Government has kept interest rates historically low, and reduced the inventory of agency securities making investing the City’s idle money and diversifying the portfolio more challenging. Contracting for investment advisory services avails the City to a full complement of investment services that would not be possible to do in-house without the economy of scale that full-time Investment Advisor Recommendation September 15, 2016 Page 2 investment advisory services command. This means our investment portfolio is invested more safely because it benefits from full-time professional attention, ongoing credit analysis and the industry tools and resources to manage public funds effectively and prudently. The City previously engaged five separate investment managers and five separate custodial banks to oversee and safeguard its investment portfolio. In 2011, the City evaluated proposals from investment advisory firms to evaluate the possibility of reducing its number of investment managers and custody banks greatly improving efficiency and reducing fees in the process. Based on the circumstances at that time, the City reduced the number of service providers to Chandler, Cutwater Asset Management (Cutwater), and PFM Asset Management (PFM) who each were awarded five-year contracts. On October 6, 2014, the firm BNY Mellon, our current custody bank, announced its intention to acquire Cutwater. The City terminated its contract with Cutwater shortly after and transferred the assets previously managed by Cutwater to Chandler and PFM proportionately. As part of its due diligence, staff intends to conduct a complete and competitive selection process for investment advisory services at the end of every five-year contract term. The contracts for Chandler and PFM, originally set to expire in June 2016, were extended through December 2016 in order to allow sufficient time to solicit new proposals from investment advisory firms. Staff has traditionally undertaken the task of planning, preparing and facilitating the RFP process for investment advisory services. Since the City had already engaged two excellent firms, the task to differentiate the quality of services and best fit was going to be a difficult task. Staff thought it was prudent to hire a consultant with (1) years of industry experience who could attract a group of highly qualified firms to respond to the RFP; (2) a demonstrated commitment to government excellence; (3) and the ability to undertake this important and detailed work during a time when staff was consumed with preparing the Fiscal Year 2016-2017 Budget and undertaking the ERP implementation. The City hired the firm Portfolio Services for Government, LLC (PSG) to review RFP expectations and logistics with the City, prepare the RFP documents, analyze and summarize RFP responses, and facilitate the finalist interview process. Together with PSG, the City issued a Request for Proposal (RFP) for Investment Advisory Services on May 16, 2016. By the proposal due date of June 17, 2016, six firms submitted proposals, including: Atlanta Capital, Chandler, Eaton Vance Management, PFM, Public Trust Assets, and Reams Asset Management. Proposals were submitted in two parts, including a written technical proposal and a separated sealed dollar cost bid. Under the coordination of the Finance Director and PSG, proposals were reviewed and ranked by a three-person Selection Committee comprised of the Finance Director, the Deputy Finance Director and a staff Accountant in charge of investment accounting and reconciliation. The written technical proposals were reviewed and ranked by the Committee before the sealed dollar cost bids were opened and scored. Staff evaluated and ranked each firm’s proposals based on qualifications and experience, management approach and discipline, value added services, and fees. Due to the lower rankings assigned to Reams, Atlanta Capital, and Eaton Vance, staff did not advance these three firms for further consideration. Staff narrowed their selection consideration to Chandler, PFM, and Public Trust – all reputable firms that have experience with meeting investment goals while providing continuity through challenging market cycles. These firms were then invited back to a finalist presentation and interview responding to sixteen specific questions that were provided to them in advance, and to respond to any other questions the Selection Committee chose to probe further into. While the three finalists met the qualifications; based on the technical content of the proposals, the quality and experience of the proposed engagement staff, comparable clients, and other intangibles; the Selection Committee ranked Chandler as the top overall proposer deemed best able to meet the City’s overall needs. Sealed dollar cost bids were opened and revealed annual cost. Firms proposed a tiered fee structure based on the total assets under management. The relative rankings, average fee rate and cost based on $185 million are summarized in the table to follow: Investment Advisor Recommendation September 15, 2016 Page 3 While any of the three finalists would make a great choice, staff selected Chandler as the sole investment manager. The City values the relationship it has had with its past investment advisors, we believe Chandler is currently the best fit for City at present because of their narrow focus on fixed income investments, frequent direct communication with portfolio managers, customizable solutions, favorable pricing and other intangibles. Chandler also has proven track record of understanding and delivering on the City’s cash flow needs, a history of providing excellent service and has consistently performed well in up and down market conditions. Since 1991, Chandler’s portfolio managers have worked diligently to invest the City’s portfolio in a manner that fulfills the specific objectives for safety, liquidity and income in a prudent manner at a very competitive price. Chandler Asset Management is an SEC-registered investment advisor and woman-owned business enterprise with its principal place of business located in San Diego, California. Chandler’s primary focus is managing funds for public agencies and other conservative-minded clients who are guided by the objectives of preservation of principal, access to cash, and maximization of investment outcome without undue exposure to risk. Public Trust is a relatively new firm that has been in operation for five years. While Public Trust has highly experienced financial professionals, staff believes that having a few more years as an established firm would make it more attractive. Although the City has been very satisfied with the past expert performance of PFM, City Staff believes that a single investment manager could more efficiently manage its portfolio at a lower cost and streamline treasury operations without introducing new portfolio risk. In moving to one investment manager, the City will lower its fee structure from approximately $140,000 to $114,000, a savings of over $25,000 per year based on a $185 million average balance. The City will also optimize the investment program by making better use of liquidity and long-term funds. There will be additional staff efficiency by reducing coordination efforts, reducing the number of quarterly meetings with investment advisors year and fewer account reconciliations. The incremental cost of investing new funds is also reduced by reaching lower tiered pricing through one investment advisor. Prepared by: Submitted by: /s/ Steve Montano /s/ Dan Matusiewicz Steve Montano Dan Matusiewicz Deputy Finance Director Finance Director Attachment: A. Chandler Asset Management RFP Proposal City of Newport Beach Finance Committee September 14, 2017 Presented by Terry McCall, Principal Portfolio Services for Government, LLC Item No. 5A1 Investment Advisor Contract Discussion and Recommendation Presentation September 14, 2017 Terry McCall, Principal Experience: Principal and Owner of PSG, has advised numerous cities , counties , special districts and federal agencies since 2008 Former CFO City of Gresham, OR Former Vice President, US Bank PSG Scope Assess the overall effectiveness of investment portfolio and investment policies Investment Advisor RFP development and selection Investment Advisor Selection Process Portfolio Services for Government (PSG) facilitated process Issued Request for Proposals (May 2016) 6 firms responded PSG analyzed/compared proposals Staff narrowed to 3 finalists for interviews: Chandler Asset Management PFM Asset Management Public Trust Advisors Firms were evaluated and ranked based on qualifications and experience, management approach and discipline, value added services, and fees. Staff narrowed finalists to Chandler and PFM Notable Qualification Topics Chandler Asset Mgt PFM Asset Mgt Firm highly qualified?Yes Yes Assets Under Management 255 accounts $9.5 Bn 668 accounts $94.8 Bn Accounts added last 3 years 153 210 Accounts closed last 3 years 3 (1.2% of 255)31 (4.6% of 668) Reported performance compared to benchmarks (Note: Fairly similar; differences were slight) •Short-term lower •Long-term higher •Short-term higher •Long-term lower Selected Qualification Topics Chandler Asset Mgt PFM Asset Mgt Average accounts per portfolio manager 21 40 Agree just 1 advisor needed?Yes Yes Advantage to City Workload & Costs Workload & Costs Willingness to negotiate fees?Yes No Things to consider: City’s portfolio size is a better fit for 1 advisor versus 2 or more (Portfolios over $1 Billion may be able to justify multiple firms) Staff likes both firms but sees the overall fit as better with Chandler Reconsideration of Investment Advisor Recommendation Finance Committee Meeting September 14, 2017 Item No. 5A1 Investment Advisor Contract Discussion and Recommendation Staff Presentation September 14, 2017 Background •During the September 16, 2016, Finance Committee meeting, staff recommended retaining the investment advisory services of Chandler Asset Management (Chandler) as its sole investment advisor and that the City enter into a five-year contract based on the firm’s new proposal. •The Finance Committee recommended the City Council enter into five-year contracts with two firms, PFM and Chandler. Background The Finance Committee expressed the following concerns with hiring only one investment advisor: •The City would not realize a diversification of asset classes through the use of only one investment advisory firm. •Maintaining two investment advisors provides the means to evaluate the relative performance of each firm (check and balance) and facilitate a spirit of competition that will result in higher performance. •Few local agencies only use one investment advisor, or at least those with a portfolio size similar to Newport Beach Strategies and Performance has been very similar •California Government Code contains very specific provisions regarding the types of investments and practices permitted and statute specifies a percentage restriction on a certain categories of investment. •There has been little variability in duration and asset class selection used by PFM and Chandler and in recent years. •Market performance and strategies for both firms over the years has been very similar •The City can measure relative performance relative to appropriate well known transparent benchmarks Similar Performance over time 0.000% 1.000% 2.000% 3.000% 4.000% 5.000% 6.000% Trailing 12 Months Income Return Prior Year Income Return Prior 3 Years Income Return Trailing 5 Years Income Return Income Return Comparison CNB-Chandler CNB-PFM 0.000% 0.200% 0.400% 0.600% 0.800% 1.000% 1.200% 1.400% 1.600% 1.800% Year to Date Total Return Prior Year Total Return Trailing 3 Years Total Return Prior 5 Years Total Return Total Return (Includes Unrealized Gains & Losses) CNB-Chandler CNB-PFM The City’s Investments Will be Exposed to no additional risk under one vs. two Investment Advisors The City’s Investments are registered in the City’s name and held by a custodial bank (Bank of New York) so the likelihood of embezzlement by investment advisor is extremely limited. Investments will continue to be broadly diversified over market classes, sectors and concentration will be limited amongst entities that may pose a default risk (Corporate Bonds) City receives a direct feed from the custodial bank City monitors compliance with investment policy and risk metrics including corporate and sector concentration risk, security ratings all independently from investment advisor City receives market value pricing independently from investment advisor Accounting for investment activity is reconciled daily The Use of One Investment Advisor is Efficient, Less Costly and Appropriate for a City of Newport Beach’s Size •In moving to one investment manager from two, the City will: •Lower its fee structure •Better manage short-term liquidity and long-term funds under one manager •Streamline coordination efforts and allow staff to focus on matching assets with liabilities and appropriate investment strategies •Reducing the incremental cost of investing from 7 basis points (bps) to 4 bps on newly invested capital. •Chandler’s proposal would provide an annual savings of more than $25,000 per year as compared to the City’s a two investment advisor arrangement. •Staff was not successful with negotiating a lower fee structure than was originally proposed by PFM. When asked, Chandler did accept a lower counter fee proposal. Cities with Investment Assets Larger Than Newport Beach ($ millions) Staff surveyed all Orange County cities and found that Newport Beach is the only City in the County that uses more than one investment advisor and approximately half manage their investments in- house. Six cities in Orange County have portfolios larger than Newport Beach. Chandler Manages Assets for Several Agencies with Assets in Excess of $100 Million and Has Shown Greater Responsiveness to the City’s Needs Over the Years •Chandler manages assets for 22 public agencies in California with assets greater than Newport Beach, and for nine agencies with assets greater than $300 million. •The average number of accounts served per portfolio manager for Chandler is 21 while for PFM it is 40. •The number of discontinued firm’s services in the last three years for Chandler has been three; whereas for PFM the number is 31. Assets Under Sole Chandler Management in California ($ millions) Flexibility in Executing Portfolio Strategies 4% 14% 82% ONE-SIZE-FITS-ALL STRATEGY Checking LAIF 1-3 Yr Strategy 1%10% 14% 61% 14% CUSTOM STRATEGY Checking LAIF 6-18 Month ALM 1-5 Yr Strategy 1-10 YR ALM or 115 Trust Transition In Summary: Benefits of Single Investment Asset Management with Chandler •The City benefits from working with Chandler serving largely California institutions with a public sector focus. Located in San Diego vs. Harrisburg Pennsylvania. •Portfolio manager, Jayson Schmitt, CFA, Executive Vice President, is a Principal of Chandler and a member of the firm’s Executive Committee. Jayson has been working with the City of Newport Beach since 1995. •As the City’s portfolio has grown and investment needs have changed, Chandler has provided opportunities to enhance returns through a custom investment strategies appropriate for related liabilities. •The City benefits from Chandler’s portfolio manager-to-client ratio. Chandler has in-depth knowledge of the City’s investment program, risk tolerances, and objectives, and strives to be an extension of staff. Client since 1992. Reconsideration of Investment Advisor Recommendation Finance Committee Meeting September 14, 2017 Pe n s i o n U p d a t e Da n  Ma t u s i e w i c z ,  Fi n a n c e  Di r e c t o r Ci t y  of  Ne w p o r t  Be a c h Se p t e m b e r  14 ,  20 1 7 It e m N o . 5 B 1 Re v i e w o f P u b l i c E m p l o y e e s R e t i r e m e n t S y s t e m ( P E R S ) V a l u a t i o n St a f f P r e s e n t a t i o n Se p t e m b e r 1 4 , 2 0 1 7 Cu r r e n t A m o r t i z a t i o n B a s e s – 6 / 3 0 / 2 0 1 6 Mi s c e l l a n e o u s  & Sa f e t y  Pl a n s  Co m b i n e d Re a s o n  fo r  Ba s e D a t e  Es t Am o r t   Pe r i o d Ba l a n c e   6/ 3 0 / 1 6 Ba l a n c e   6/ 3 0 / 1 8 Ex p e c t e d   Pa y m e n t  fo r   20 1 8 ‐19 Fr e s h  St a r t  Ba s e 6 / 3 0 / 2 0 1 3 1 6 3 1 5 , 4 0 4 , 2 1 5 3 1 0 , 8 3 9 , 4 5 5 2 7 , 0 0 2 , 6 8 3 20 1 4  Ex p e r i e n c e  Ga i n                                                18 . 4 % 6 / 3 0 / 2 0 1 4 2 8 ( 6 7 , 3 2 1 , 0 3 4 ) ( 7 4 , 5 4 2 , 3 1 6 ) ( 2 , 9 6 8 , 0 1 2 ) 20 1 5  Ex p e r i e n c e  Lo s s                                                      2. 4 % 6 / 3 0 / 2 0 1 5 2 9 2 6 , 7 8 3 , 9 1 5   30 , 5 9 6 , 9 3 1   82 4 , 6 5 0   20 1 6  Ex p e r i e n c e  Lo s s                                                        .6 % 6 / 3 0 / 2 0 1 6 3 0 3 3 , 5 1 5 , 2 6 8   38 , 7 5 3 , 3 2 9   53 7 , 1 4 2   20 1 6  Di s c o u n t  Ra t e  Ch a n g e 7 . 5 %  to  7. 3 7 5 % 6 / 3 0 / 2 0 1 6 2 0 1 3 , 0 8 3 , 4 4 8   16 , 0 2 4 , 6 1 6   30 2 , 0 4 3   To t a l 3 2 1 , 4 6 5 , 8 1 2 3 2 1 , 6 7 2 , 0 1 5 2 5 , 6 9 8 , 5 0 6 2 Of f i c i a l  Un f u n d e d  Li a b i l i t y Ba l a n c e  as  of  6/ 3 0 / 1 6 Mi n i m u m  Required   Pa y m e n t  fo r  FY  2018 ‐19 Ne w K n o w n A m o r t i z a t i o n B a s e s Mi s c e l l a n e o u s  & Sa f e t y  Pl a n s  Co m b i n e d Re a s o n  fo r  Ba s e D a t e  Es t Am o r t . Pe r i o d Ba l a n c e   6/ 3 0 / 1 6 Ba l a n c e   6/ 3 0 / 1 8 Ex p e c t e d   Pa y m e n t  fo r   20 1 8 ‐19 Fr e s h  St a r t  Ba s e 6 / 3 0 / 2 0 1 3 1 6 3 1 5 , 4 0 4 , 2 1 5 3 1 0 , 8 3 9 , 4 5 5 2 7 , 0 0 2 , 6 8 3 20 1 4  Ex p e r i e n c e  Ga i n                                                18 . 4 % 6 / 3 0 / 2 0 1 4 2 8 ( 6 7 , 3 2 1 , 0 3 4 ) ( 7 4 , 5 4 2 , 3 1 6 ) ( 2 , 9 6 8 , 0 1 2 ) 20 1 5  Ex p e r i e n c e  Lo s s                                                      2. 4 % 6 / 3 0 / 2 0 1 5 2 9 2 6 , 7 8 3 , 9 1 5   30 , 5 9 6 , 9 3 1   82 4 , 6 5 0   20 1 6  Ex p e r i e n c e  Lo s s                                                        .6 % 6 / 3 0 / 2 0 1 6 3 0 3 3 , 5 1 5 , 2 6 8   38 , 7 5 3 , 3 2 9   53 7 , 1 4 2   20 1 6  Di s c o u n t  Ra t e  Ch a n g e 7 . 5 %  to  7. 3 7 5 % 6 / 3 0 / 2 0 1 6 2 0 1 3 , 0 8 3 , 4 4 8   16 , 0 2 4 , 6 1 6   30 2 , 0 4 3   20 1 7  Di s c o u n t  Ra t e  Ch a n g e    7. 3 7 5 %  to  7. 2 5 % 6 / 3 0 / 2 0 1 7 2 0 0   16 , 5 0 0 , 0 0 0 *   0 20 1 7  Ex p e r i e n c e G a i n                                                11 . 2 % 6 / 3 0 / 2 0 1 7 3 0 0 ( 2 5 , 0 0 0 , 0 0 0 ) * 0 20 1 6 ‐17 A d d i t i o n a l  Di s c r e t i o n a r y  Pa y m e n t 6 / 3 0 / 2 0 1 7 N / A 0   (8 , 9 1 4 , 5 9 6 ) *   0   To t a l 3 2 1 , 4 6 5 , 8 1 2 30 4 , 2 5 6 , 5 1 9 25 , 6 9 8 , 5 0 6 3 Pr e l i m i n a r y  Pr o p o s e d  20 1 8 ‐19  Un f u n d e d  Li a b i l i t y  Pa y m e n t :  $3 3 ‐$3 5  Mi l l i o n  to  pa y  of f  li a b i l i t y  in  14 ‐15  years* Rough  Estimates Ot h e r C o n s i d e r a t i o n s Ca l P E R S  Cu r r e n t l y  Co n s i d e r i n g  Ec o n o m i c  an d  Ac t u a r i a l  As s u m p t i o n s Po t e n t i a l  Ou t c o m e s : 1) Sh o r t e r  Am o r t i z a t i o n  Pe r i o d s  in l i n e  wi t h  Ne w p o r t  Be a c h  pr a c t i c e s 2) Lo w e r  In f l a t i o n  As s u m p t i o n  .2 5 %  sh o u l d  la r g e l y  of f s e t  Di s c o u n t  Rate   ch a n g e  fr o m  7. 2 5 %  to  7. 0 % 3) No  li k e l y  ch a n g e  to  Mo r t a l i t y  As s u m p t i o n 4) Ot h e r  Un k n o w n  Ou t c o m e s 4 Pr e l i m i n a r y R e c o m m e n d a t i o n s 1. Am o r t i z e  20 1 5  & 20 1 6  Ex p e r i e n c e  Lo s s e s  no  lo n g e r  th a n  20  Ye a r s   2. Am o r t i z e  20 1 6 ,  20 1 7  Di s c o u n t  Ra t e  st a r t i n g  in  20 1 7 ‐18  Bu d g e t  3. In c o r p o r a t e  20 1 7  ex p e r i e n c e  in  20 1 8 ‐19  Pa y m e n t  Ta r g e t 4. Pr e l i m .  UA L  Pa y m e n t  Ta r g e t  Fo r  FY  20 1 8 ‐19  $3 3 ‐35  mi l l i o n 5. Co n s i d e r  a  fu l l  fr e s h  st a r t  in  ef f e c t i v e  20 1 7  Va l u a t i o n :    Wi l l  si g n i f i c a n t l y   cl e a n  up  ba s e s ,  ma r g i n a l  sh o r t ‐te r m  im p a c t  on  ou r  mi n i m u m  required   pa y m e n t  an d  re d u c e s  ye a r s  to  pa y  of f  un f u n d e d  li a b i l i t y . 6. Re s e r v e  fi n a l  ju d g e m e n t  pe n d i n g  ou t c o m e  of  PE R S  Bo a r d  ac t i o n s ,  City   Ri s k  Ba s e d  Re s e r v e  St u d y ,  Se c t i o n  11 5  Tr u s t  Di s c u s s i o n  an d   in c o r p o r a t i o n  in t o  Lo n g  Ra n g e  Fi n a n c i a l  Pl a n  (L R F F )  as  pa y m e n t   sc e n a r i o s 5 Pr e l i m . 2 0 1 8 ‐ 1 9 B u d g e t O p t i o n s 6 Un f u n d e d  Li a b i l i t y  Pa y m e n t 2 0 1 6 ‐17 20 1 7 ‐18 15  Ye a r Pa c e 14  Ye a r Pa c e Mi n i m u m R e q u i r e d  Pa y m e n t $  25 . 0   $2 5 . 7   $ 25 . 7   $2 5 . 7   Ad d i t i o n a l  Di s c r e t i o n a r y P a y m e n t   (A D P ) $    8. 9   $     8. 2   $     7. 4   $   9. 0   To t a l  UA L  Pa y m e n t $ 33 . 9   $ 33 . 9   $   33 . 1   $ 34 . 7   Pr e l i m i n a r y P a y m e n t O p t i o n s (R o u g h S t a f f E s t i m a t e s ) 7  $‐  $5 , 0 0 0 , 0 0 0  $1 0 , 0 0 0 , 0 0 0  $1 5 , 0 0 0 , 0 0 0  $2 0 , 0 0 0 , 0 0 0  $2 5 , 0 0 0 , 0 0 0  $3 0 , 0 0 0 , 0 0 0  $3 5 , 0 0 0 , 0 0 0  $4 0 , 0 0 0 , 0 0 0  $4 5 , 0 0 0 , 0 0 0  $5 0 , 0 0 0 , 0 0 0 1 2 3 4 5 6 7 8 9 1 0 1 1 1 2 1 3 1 4 1 5 1 6 1 7 1 8 1 9 2 0 De f a u l t Fr e s h  St a r t 20 1 7 ‐18 15  Yr 14  Yr Le v e l  Do l l a r  AD P  Op t i o n s ~$ 3 3 . 1 ‐$3 4 . 5  Mi l l i o n Re a l i t y C h e c k En t e r J o h n B a r t e l 8 CITY OF NE\VPORT BEACH BIIRTEL MISCELLANEOUS & SAFETY PLANS /iSSOClATES, LLC ----------------------­ Ca]PERS Actuarial Issues -6130/16 Valuation Preliminary Results Presented by John Bartel, President Prepared by Bianca Lin, Assistant Vice President Matthe\v Childs, Actuarial Analyst Bartel Associates, LLC September 14, 2017 Item No. 5B2 Review of Public Employees Retirement System (PERS) Valuation Presentation September 14, 2017 CITY OF NEWPORT BEACH FINANCE COMMITTEE STAFF REPORT Agenda Item No. 5D September 14, 2017 TO: HONORABLE CHAIR AND MEMBERS OF THE COMMITTEE FROM: Finance Department Dan Matusiewicz, Finance Director (949)644-3123 or danm@newportbeachca.gov SUBJECT: OPPOSITION LETTER TO CALPERS BOARD IMPOSED DIVESTMENT DIRECTIVES DISCUSSION The City of Newport Beach respectfully states its opposition to the divestment directives imposed by the CalPERS Investment Committee and Board of Administration. These restrictions have a negative impact on investment performance, decrease assets available to fund benefits, and run counter to CalPERS’ Board of Administration’s fiduciary duties. With Finance Committee concurrence, staff will seek approval of the attached letter for submittal to the CalPERS Board of Administration. Prepared by: Submitted by: /s/ Steve Montano /s/ Dan Matusiewicz Steve Montano Dan Matusiewicz Deputy Finance Director Finance Director Attachment: A. Opposition Letter Regarding CalPERS Board Imposed Divestment Directives ATTACHMENT A OPPOSITION LETTER REGARDING CALPERS BOARD IMPOSED DIVESTMENT DIRECTIVES Draft Letter October 1, 2017 Mr. Rob Feckner President of the CalPERS Board of Administration 400 Q Street Sacramento, CA 95811 RE: CalPERS Board Imposed Divestment Directives Dear Mr. Feckner: From time to time, the Legislature and the CalPERS Board imposes divestment directives on the CalPERS Investment Office to promote certain social objectives. Divestment directives can cause significant opportunity costs to the pension system’s return at a time when the system, plan sponsors and plan participants cannot afford to compromise investment return. The City of Newport Beach respectfully states its strong concern about divestment directives such as those imposed by the CalPERS Investment Committee on December 19, 2016. Divestment directives have a negative impact on investment performance, decrease assets available to fund benefits, and run counter to CalPERS’ Board of Administration’s (the “Board”) fiduciary duties. We bear the economic consequences of CalPERS’ investment decisions, and as a local agency and plan stakeholder, we strongly believe that: • Investment policies, strategies and tactics should not be influenced by pressures from interests outside of plan stakeholders. • Divestment directives can jeopardize the plan funded status of the system, increasing the burden on plan sponsors, plan participants and taxpayers. • Portfolio construction should be designed to protect the Plan’s funded-ratio, minimize employer costs, and to achieve a long-term rate of return commensurate with capital market benchmarks without artificial constraints imposed by the Board. • Divestment directives hinder the Investment Office’s ability to maximize modern portfolio strategies such as diversification, risk adjusted return selection and efficient frontier analysis. • Divestment directives hinder the Investment Office’s ability to pick stocks by market fundamentals and penalizes the stakeholders that the Board has a fiduciary duty to protect. • Divestment directives broadcast that certain portfolio holdings may be available to the market at a steep discount due to Board divestment directives. • The foregone investment performance due to sustainable investing efforts are unacceptable and steps should be taken to minimize the impact to the portfolio objectives. • The Plan funded status is low and we remain in a challenging investment environment with global GPD estimated to be 2.7% in 2017 by the World Bank. • The extraordinary costs of divestment are unacceptable considering that previous divestment efforts cost the plan more than $3 billion, which continues to compound. • Divestment efforts, while costly, have not been proven to measurably achieve the intended social results. • The Board’s governance duties should focus on broad polices already articulated in the Investment Beliefs and the investment policy. Portfolio strategy and tactics should be left to investment professionals. Expectations for future investment returns have been ratcheted downward and therefore, have required higher pension contributions. The City of Newport Beach, like many other public organizations in California, is focusing on ways to address the imbalance where personnel expenditures continue to grow faster than revenues. Accrued pension liabilities continue to exceed City assets set aside to fund the projected benefit obligations. In Newport Beach, pension liabilities have increasingly begun to crowd out critical investments in infrastructure that benefit the Orange County and California economy as a whole. We believe the Investment Office should base their investment decisions solely on market fundamentals and modern portfolio theory having access to the full universe of investments at their disposal to achieve the best risk adjusted return appropriately aligned with the projected liabilities of the plan. For these reasons, we respectfully urge the CalPERS Board to cease and reverse divestment directives that create artificial barriers for the Investment Office and lessen potential investment return. Thank you for your consideration of our viewpoint. Sincerely, KEVIN MULDOON DIANE DIXON Mayor Council Member & Finance Committee Chair City of Newport Beach City of Newport Beach cc: Members of Newport Beach City Council Marcie Frost, Chief Executive Officer CITY OF NEWPORT BEACH FINANCE COMMITTEE STAFF REPORT Agenda Item No. 5F September 14, 2017 TO: HONORABLE CHAIR AND MEMBERS OF THE COMMITTEE FROM: Finance Department Dan Matusiewicz, Finance Director (949) 644-3123 or danm@newportbeachca.gov SUBJECT: BONITA CANYON COMMUNITY FACILITIES DISTRICT UPDATE DISCUSSION Prior to the development of Bonita Canyon, the City entered into a Joint Powers Agreement (JPA) with Newport Mesa Unified School (NMUSD), to form a Community Facilities District (CFD) that issued $45 million of bonds in the JPA’s name to finance certain road, park and school improvements including Bonita Canyon sports park. As with most CFDs, the school is the lead administrative agency and proposes to refinance the obligation to obtain an economic benefit to the assessed property owners within the district. The City’s representatives on the JPA board include the City Manager and the Finance Director. The synopsis, included as Attachment A, summarizes the substance of the proposed transaction prepared by the JPA’s municipal advisor, Fieldman Rolapp & Associates. Submitted by: /s/ Dan Matusiewicz Dan Matusiewicz Finance Director Attachment: A. Municipal Advisor Synopsis of the Proposed Refinancing ATTACHMENT A MUNICIPAL ADVISOR SYNOPSIS OF THE PROPOSED REFINANCING September 5, 2017 Mr. Dan Matusiewicz Finance Director City of Newport Beach 3300 Newport Blvd. Newport Beach, CA 92658 Dear Mr. Matusiewicz, Below is a summary regarding the proposed refunding of currently outstanding Bonita Canyon Public Financing Authority, CFD No. 98-1, Special Tax Bonds, Series 2012 (“Series 2012 Bonds”). You and I discussed that we would provide such a summary to facilitate your presentation to the Finance Committee of the City Council. Issuer Summary The Bonita Canyon Public Facilities Financing Authority (the “Authority”) was formed in December of 1997 between the City of Newport Beach, Irvine Unified School District, and Newport-Mesa Unified School District under a joint exercise of powers agreement. Community Facilities District No. 98-1 (“CFD No. 98-1”) was formed to finance the cost of school facilities, public parks and recreations facilities, and street improvements. CFD No. 98-1 contains approximately 335 acres and is located near Bonita Canyon Drive, MacArthur Boulevard, and the SR 73 Toll Road. Irvine Unified School District subsequently withdrew from the Authority when lands within CFD No. 98-1 transferred from the jurisdiction of Irvine Unified School District to the jurisdiction of Newport- Mesa Unified School District. Refunding Summary The 2017 Special Tax Bonds are proposed to be issued by the Authority to advance refund the Series 2012 Bonds. The Series 2012 Bonds were issued on January 31, 2012 in the principal amount of $38,330,000 to refund, on a current basis, the Special Tax Bonds, Series 1998 (“Series 1998 Bonds”). The Series 1998 Bonds were issued to finance a portion of the costs of certain school facilities, public parks and recreation facilities, and street improvements. Below are summaries of the Series 2012 Bonds and Series 1998 Bonds. Given the high value of the property, short borrowing term, and the very strong demographics, we believe and research validates that selling the 2017 Special Tax Bonds via a private placement will result Date of Issuance Par Amount Final Maturity Reserve Fund True Interest Cost Original Land Status Value to Lien Series 2012 Bonds 1/31/2012 $38,330,000 9/1/2028 80% of Maximum Annual Debt Service 4.52%Developed 20.0 to 1 Series 1998 Bonds 12/22/1998 $45,000,000 9/1/2028 100% of Maximum Annual Debt Service 5.59%Undeveloped 4.4 to 1 Prior Bonds Summary in higher savings and a lower borrowing rate than a public sale. The Private Placement Agent, Stifel, Nicolaus & Company, Inc. (“Stifel”) has requested bids from the banks listed below. The banks listed are all active direct purchasers of California municipal bonds. Formal bids by participating banks are due September 11th. BB&T Farmer’s & Merchant Bank PNC California Bank and Trust JP Morgan Signature Public Funding Capital One Key Government Finance Texas Capital Bank City National Bank Opus Bank Umpqua Bank Compass Bank BBVA Pacific West Bank Western Alliance Bank Deutsche Bank Pinnacle Public Finance Zions Bank Below is a description of current estimates of the financing results of the 2017 Special Tax Bonds. A quick review and comparison of the currently outstanding bonds to the proposed refunding bonds indicates a reduction in True Interest Cost from 4.52 % to 2.77%, a reduced Reserve Fund and annual cash flow savings of approximately $270,000 per year. Net Present Value Savings exceed $2.5 Million (net of all costs) and the maturity date of the bonds remains the same. The Authority is expected to meet on October 26th to consider and potentially approve the financing, and closing is expected to take place on November 9, 2017. Please let me know if you have any questions or would like additional information. Regards, Thomas G. Johnsen CC: Jeff Trader, NMUSD Adam Bauer, FRA Par Amount*$29,335,000 Final Maturity 9/1/2028 Reserve Fund*25% of Maximum Annual Debt Service True Interest Cost*2.77% Value to Lien Ratio*30.0 to 1 Net Present Value Savings($)*$2,580,000 Net Present Value Savings(%)*8.65% Average Annual Gross Savings $270,000 Savings Allocation 50.1% to 477 individually owned single family homes, ($137,000 savings/year or $288 per home/year 49.9% to multi-family apartments($134,000 savings/year.) *Preliminary, subject to change. 2017 Special Tax Bonds CITY OF NEWPORT BEACH FINANCE COMMITTEE STAFF REPORT Agenda Item No. 5G September 14, 2017 TO: HONORABLE CHAIR AND MEMBERS OF THE COMMITTEE FROM: Finance Department Dan Matusiewicz, Finance Director (949) 644-3123 or danm@newportbeachca.gov SUBJECT: BUDGET AMENDMENTS EXECUTIVE SUMMARY The purpose of this memorandum is to report on the budget amendments for the fourth quarter of Fiscal Year 2016-2017. All budget amendments are in compliance with City Council Policy F-3, Budget Adoption and Administration. DISCUSSION The Finance Committee requested that staff provide a quarterly report of budget amendments including their effect on fund balance. City Council Policy F-3, Budget Adoption and Administration, identifies how appropriations can be transferred, amended or reduced. Please find the list of budget amendments for the quarter ending June 30, 2017, as Attachment A. Prepared by: Submitted by: /s/ Susan Giangrande /s/ Dan Matusiewicz Susan Giangrande Dan Matusiewicz Budget Manager Finance Director Attachment: A. Budget Amendments Fiscal Year 2016-2017 Quarter Ending June 30, 2017 ATTACHMENT A BUDGET AMENDMENTS FISCAL YEAR 2016-2017 QUARTER ENDING JUNE 30, 2017 Date Amount Amendment Type Fund Net Effect on Fund Balance Increase/(Decrease)Department Explanation 04/11/17 155,731.00 City Council General Fund (155,731.00) Library To increase expenditure appropriations from the Visit Newport Beach Arts Contribution to provide funding for a contract with Arts OC to manage Phase III of the Sculpture Exhibition in Civic Center Park. Contributions (625,000.00) To increase revenue estimates and expenditure appropriations for the Bonita Canyon Pickleball Courts Project. Park Fees which are maintained in the Contributions Fund will be used instead of the original plan04/25/17 225,000.00 City Council General Fund CIP 400,000.00 Public Works to use General Fund CIP appropriations. 05/01/17 4,493.00 City Manager General Fund - Police To increase revenue estimates and expenditure appropriations for reimbursement received from the California Office of Emergency Services for the 911 for Kids educational materials. 05/01/17 12,000.00 City Manager General Fund - Fire To transfer expenditure appropriations from Marine Operations Utilities/Telephone to Marine Operations Equipment to purchase Automatic Vehicle Locator functionality in the Computer Aided Dispatching System. 05/02/17 9,300.00 City Manager General Fund - Library To increase revenue estimates and expenditure appropriations to accept a donation from the Newport Beach Public Library Foundation as a donor-restricted gift for collection materials and literacy services and programming. 05/04/17 3,000.00 City Manager General Fund - City Manager To transfer the Innovation Improvement Incentive Program budget from Human Resources to the City Manager. 05/09/17 657,955.00 City Council 800 MHz Radio (657,955.00) Police To increase expenditure appropriations from the 800 MHz Radio Fund for the purchase of Motorola radio consoles in the Police Department Communications Center. 05/09/17 25,000.00 City Council Environmental Liability (25,000.00) MOD To increase expenditure appropriations from the Environmental Liability Fund for a contract with EcoNomics for solid waste consultant services. 05/09/17 40,000.00 City Council General Fund - Library To increase revenue estimates and expenditure appropriations to recognize literacy donations to be used for literacy operations. 05/16/17 3,780.00 City Manager General Fund - Recreation To increase revenue estimates and expenditure appropriations related to the Per Player Field Maintenance Agreement for the Adult Soccer League's Spring 2017 Season. 05/18/17 10,000.00 City Manager General Fund - City Attorney To transfer expenditure appropriations from salary savings to professional services to fund contract temporary staffing in the City Attorney's Office. 06/02/17 2,400.00 City Manager General Fund - Library To increase revenue esimates and expenditure appropriations related to the return of a cultural arts grants that the Arts Commisssion authorized to be re-issued. 06/13/17 72,469.10 City Council General Fund CIP - Public Works To transfer expenditure appropriations in the General Fund CIP from the Arroyo Canyon Bike Trail Project to the FY 17 SCE Rule 20A Credits Purchase. 06/13/17 1,161,888.00 City Council General Fund CIP - Public Works To transfer expenditure appropriations from the Corona del mar Concrete Pavement Reconstruction Project Phase 1 and Phase 2, and from the Turf Replacement/Irrigation Project to fund the newport Heights Alley Replacement Project. 06/27/17 59,350.00 City Council Measure M - Public Works To transfer expenditure appropriations from the Dover/Westcliff Pavement Rehabilitation Project to the MacArthur Boulevard Pavement Rehabilitation Project. 06/30/17 180,750.00 City Manager General Fund - CDD Transfer original plan check budget to account used by the contract for outside plan check services. 07/01/17 8,250.00 City Manager Environmental Contributions Fund (8,250.00) Public Works To increase expenditure appropriations related to funds received from the State Water Resources Control Board that will be used on a metal studies and metals sampling project. 07/01/17 6,426.72 City Manager Environmental Contributions Fund (6,426.72) Public Works To increase expenditure appropriations related to funds received from the State Water Resources Control Board that will be used on the Little Corona Infiltration Gallery. 07/28/17 106,301.64 City Manager AQMD Fund - City Manager To transfer expenditure appropriations in the AQMD fund from rolling equipment to electric vehicle charging equipment. 08/10/17 96,250.00 City Manager Gas Tax/Contributions Fund - Public Works To increase revenue esimates and transfer expenditure appropriations related to a cooperative agreement with OCTA to reimburse the City for some expenditures posted to the Measure M2 Fund. City of Newport Beach Budget AmendmentsFiscal Year 2016-17Quarter Ending June 30, 2017 ATTACHMENT A WORK PLAN I:\Users\FIN\Shared\Admin\Finance Committee\WORKPLAN\2017\2017 FC Workplan 1 Updated 09/07/2017 Scheduled Date Agenda Title Agenda Description Thursday, September 14, 2017 Investment Advisor Contract Discussion & Recommendation Staff will review the previous request for proposal process and recommendations. Public Employees Retirement System (PERS) Valuation Update Staff and indepenant actuary John Bartel discuss the latest changes to actuarial valuation, changes to actuarial assumptions, a review of recent investment returns andthe potential impact on future plan contribution rates. Long Range Financial Planning Staff will demonstrate the "GovInvest" software tool that the City is using to assist in the modeling of long-term pension plan liabilities and cost. Budget Amendments Receive and file a staff report on the budget amendments for the prior quarter. Review of Finance Committee Workplan Staff will review with the Committee the agenda topics scheduled for the remainder of the calendar year. Thursday, October 12, 2017 Investment Performance Review Staff and/or one or more investment advisors will describe the performance of the City's investment portfolio. Debt Policy Staff and a municipal advisor from KNN will present changes to current Debt Policy F-6 that are required per SB1029 and other aspects of the policy the committee wishes to discuss. Review of Finance Committee Workplan Staff will review with the Committee the agenda topics scheduled for the remainder of the calendar year. Pension Discussion Agenda item reserved for any discussion regarding the status of the City's pension liability. Budget Amendments Receive and file a staff report on the budget amendments for the prior quarter. Thursday, November 09, 2017 Review of Post Employment Retiree Insurance Actuarial Valuation (AKA OPEB) The City's OPEB actuary will review the City's latest OPEB valuation and liability. Risk Based Reserve Analysis City staff and or consultant will provide an update or present the results of the study current reserve policies and risk exposure. Insurance Coverage The City's insurance broker will prepare a presentation of current insurance coverage, market conditions and or changes in coverage that the City might consider. Pension Discussion Agenda item reserved for any discussion regarding the status of the City's pension liability, funding policy and Section 115 Pension Prefunding Funding Trust. Review of Finance Committee Workplan Staff will review with the Committee the agenda topics scheduled for the remainder of the calendar year. Thursday, December 14, 2017 Year-End Closing Results Staff will present the preliminary year-end closing results for Fiscal Year 2016- 2017. Review of Finance Committee Workplan Staff will review with the Committee the agenda topics scheduled for the remainder of the calendar year. Internal Control Review Staff will review the proposed internal control assessment timeline or results with the Committee. November December City of Newport Beach Finance Committee Work Plan 2017 October September