HomeMy WebLinkAbout00 - Non-Agenda Items - Handout3/13/18
Good evening!
My name is Rowan Trefz and I am a local financial educator and a proud
OC resident with two sons who attend elementary school within the
Newport Mesa School District.
The reason I am here today is to share with you about our National
Campaign for Financial Literacy to have 1 million financially educated
families by 2020.
As you may know, next month is Financial Literacy Month which was
recognized in 2004 by Senate resolution 316 "to raise public awareness
about the importance of financial education and the serious consequences
that may be associated with a lack of understanding about personal
finances. This resolution was an effort to highlight the importance of
financial literacy and teach Americans how to establish & maintain healthy
financial habits. As of today, these principles are still relevant.
Every day, 10,000 of Americans turn 65. Many of them did not prepare
enough for retirement. The good old days of pensions are disappearing and
government programs such as social security are under threat. The cost of
housing, living expenses and health care are close to unaffordable for
most. A family of four with an annual income of $84,450 or less now qualifies
as low income in Orange County.
After two severe recessions in 2001 and 2008, the first decade of the
millennium was a lost decade for so many families. Although the U.S
economy is recovering, the aftermath continues.
It's ironic that we live in one of the wealthiest countries in the world but we
always have money problems. We can work hard all our lives but retire
poor. We do so much to raise our kids just to see them finish college with a
lot of debt.
Nobody teaches us how to manage our money in school. Financial issues
are not often discussed, and financial products not always explained. Most
people have trouble reading a financial statement. We use credit cards
every day and don't always understand the hidden charges. We buy
insurance policies and stick them in a filing cabinet. We contribute to our
retirement accounts and hope someone will take care of it.
Our organization has helped some of the most underserved communities
across North America. We provide free financial classes by experienced
and certified instructors. My family has benefited greatly from the campaign
and so my wife here tonight and I are passionate advocates of this cause.
Most importantly, I would like to invite the City to join our campaign and
help us in our cause by allowing us to bring these classes to Newport
Beach residents in libraries, community centers and schools and have
these classes posted on the Newport Navigator.
In closing, I would like to read a comment from Governor Jerry Brown in
support of Financial Literacy:
"Let us all take time to increase our knowledge of our finances and
encourage our friends and family to do the same. I encourage Californians
to take advantage of the free resources including seminars and workshops,
classroom presentations, online services and educational materials — and
learn how to better manage money, investments, credit and debt and avoid
financial scams and fraud."
"By empowering Californians with the knowledge and tools they need to
help them make critical decisions, including financing higher education,
buying a home, starting a business and saving for retirement, we are
investing in a brighter and more successful future."
Thank you for listening.
Rowan Trefz
Tho Tran
WSB Orange County Financial Center
1221 E Dyer Rd, St 100
Santa Ana, CA 92705
Tel: 714-914-3164
www.worldsVstembuilder.com
www.howmoneyworks.com/thotran
Costa Mesa
SAT FINANCE 101 SEMINAR 02PM-
04/23 Basic Principals of Building a Financial 04PM
Foundation - Saving Your Future
SAT( WORKSHOP 1: 02PM-
5/26 Increase Cash Flow 04PM
Debt Management
SAT WORKSHOP 2: 02PM-
6/0 Building a Strong Financial Foundation 04PM
Proper Protection
SAT WORKSHOP 3: 02PM-
07/28 Building Wealth 04PM
Asset Accumulation
SAT WORKSHOP 4: 02PM-
03/25 Retirement Planning 04PM
Wealth Preservation
TBA SEMINAR: TBA
College Planning & Coaching Program
FINANCIAL EDUCATION & TRAINING TUE
TUE Weekly in-depth financial classes, campaign 7PM-9PM
SAT and business training are available on Tuesday SAT
evenings & Saturday mornings at: IOAM-
1221 E. Dyer Rd, #100, Santa Ana CA 92705 12PM
TBON
Take Back Our Neighborhoods
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Blue pins are facilities licensed by the state of California
Red pins are community reported facilities
Yellow pins have been denied special permits by the City of Costa Mesa
www.tboncostamesa.com
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Take Back Our Neighborhoods
www.tboncostamesa.com
tboncostamesa@hotmail.com
It doesn't matter which neighborhood you live in or what political party
you belong to, the sober living problem in costa Mesa affects everyone.
Working together is the only way we can make a difference.
Aliso Viejo
DHCS LICENSED ALCOHOL AND DRUG
RECOVERY FACILITES IN ORANGE COUNTY*
RES
<7 7 to 50 >50
RES-DETOX NON
<7 7 to 50 >50 TOTAI
Anaheim
1
4
5
5
4
Capo Beach
1
1
2
Corona Del Mar
2
2
Costa Mesa
27
11
38
32
8
Dana Point
1
1
14
1
Fountain Valley
2
2
5
Fullerton
2
2
3
Garden Grove
1
1
Huntington Beach
8
8
8
Irvine
0
Ladera Ranch
0
1
Laguna Beach
3
l
4
10
3
La Habra
Laguna Hills
0
2
Laguna Niguel
0
11
Lake Forest
0
3
Los Alamitos
Mission Viejo
0
5
Newport Beach
4
4
8
6
Orange
11
11
4
San Clemente
1
1
17
San Juan Capistrano
2
2
11
Santa Ana
9
3
2 14
5
Tustin
1
1
2
5
1
Viaal Park
2
2
Weatimnster
2
2
TOTAL
76
28
2 106
149
17
here
0
are 225 6 or under licensed facilities outg('516 total for i
ANGE COUNTY HAS 44% OF THE STATt—'OtAL
AND ONY 8% OF STATE POPULATION
276 RRF's of 986 Sta Total or 28%
'` Data as of March 1, 2017
9
2
40
15
5
3
8
0
1
13
2
11
3
5
6
4
17
11
5
6
3
4
'i
22
2
5
2
1
10
6
1
1
9
1
1
5
8
7
7
15
8
2
166 117
State
TOTAL
3
18
3
100
18
12
7
2
26
6
18
1
11
11
4
10
22
22
25
28
27
8
2
4
392
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