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Home My WebLink AboutPA2005-007RECORDING REQUESTED BY: Newport Beach Planning Department 3300 Newport Boulevard Newport Beach, California 92663 AND WHEN RECORDED MAIL TO: Newport Beach Planning Department 3300 Newport Boulevard Newport Beach, California 92663 And Name: Douglas C. and Susan Morehead Street: 110 Via Quito City: Newport Beach, CA 92663 Recorded in Official Records, Orange County Tom Daly, Clerk -Recorder I11111IIll11111IIIIIIIIIIIIIII11111111111111 IIIIIIIIIIIII1111119.00 2005000029576 01:32pm 01112105 13051 C17 2 0.00 0.00 0.00 0.00 3.00 0.00 0.00 0.00 SPACE ABOVE THIS LINE FOR RECORDER'S USE CERTIFICATE OF COMPLIANCE No. 2005-001 California Government Code Section No. 66499.35(c) CITY OF NEWPORT BEACH Owner: Douglas C. Morehead and Susan Morehead, husband and wife as joint tenants Site Address: 110 Via Quito, Newport Beach County of Orange Assessors Parcel Number: 423-244-07 Number of parcels for which this Certificate of Compliance is being issued and recorded: One (1) LEGAL DESCRIPTION Lot 143 and the Northeasterly one-half of Lot 142 of Tract 907, in the City of Newport Beach, County of Orange, California, as per map recorded in Book 28, Page(s) 25-36, Inclusive of Miscellaneous Maps, in the Office of the County Recorder of said County. Owner/Address: Moreuread/110 Via Quito Page: 2 of 2 CERTIFICATE OF COMPLIANCE California Government Code Section No. 66499.35(c) CONTINUATION Newport Beach Certificate of Compliance No. 2005-001 Notice: This certificate relates only to issues of compliance or noncompliance with the Subdivision Map Act and local ordinance enacted pursuant thereto. The parcel described here in may be sold, leased, or financed without further compliance with the Subdivision Map Act or any local ordinance enacted thereto. Development of the parcel may require issuance of a permit or permits, or other grant or grants of approval. City of Newport Beach In). //iZ/ 0f J es W. Campbell, Senick Planner for P tricia L. Temple, Planning Director Date STATE OF CALIFORNIA ) ) ss: COUNTY OF ORANGE ) On `1 QT) (Or,/ /a , 200 S, before me, LaVonne M. Harkless, City Clerk of the City of Newport Beach, personally appeared Jam es 4) • ea p be personally known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that he/she has executed the same in his/her authorized capacity, and that by his/her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. (g/A97tAt. LAVONNE M. HARKLESS, CITY CLERK CITY OF NEWPORT BEACH, CALIFORNIA CITY OF NEWPORT BEACH, PLANNING DEPARTMENT 3300 Newport Boulevard, Newport Beach, CA 92663 Application Requesting CERTIFICATE of COMPLIANCE - - PlPsap tywe Or prinr legibly c n C.C. Number (Official use Only) APPLICANT'S NAME(IndiCete: Owner or Vendee) Douglas C. Morehead and Susan Morehead TELEPHONE (949) 675-2025 APPLICANTS ADDRESS 110 Via Quito, Newport Beach, California STATE. ZIP CODE 92663 ADDRESS of PROPERTY - same - LOCATION Lido Isle VIOLATION (A applicable) N/g ASSESSOR PARCEL NUMBER 423-244-07 SIZE OF PARCEL 45 X 88' OWNER/OCCUPANT yes IMPROVED? yes -.1971 Prepare and assei� ly5�fdfld&in�7pa0c�ge: & ' 2S ) mb 1, This form with the above portion completed. CONSULTATION with staff is RECOMMENDED. Completed Certificate of Compliance form, 13. Legible copies of the latest RECORDED Grant Deed or Contract of Sale showing current ownership. / Include the Title Policy if available. ✓ 4 If parcel is improved, include a copy of a PLOT PLAN, fully dimensioned on an 8% " by 11" sheet showing entire parcel, all improvements and parcel area in square feet. ✓;5. Copy of the latest TAX BILL and ASSESSOR'S MAP. v 6. An initial filing fee of $650 (effective 08/01/04) payable to the CITY OF NEWPORT BEACH. Parcels in noncompliance with Subdivision or Zoning regulations MAY INCUR ADDITIONAL COSTS. 7. Submission of a BUILDING PERMIT for a PRINCIPAL BUILDING on the Property and PROOF of PHYSICAL and LEGAL ACCESS may make this CERTIFICATE of COMPLIANCE UNCONDITIONAL. 8, Copies of documents supporting original creation of this parcel (e.g, Grant Deeds, Contracts of Sale, Records of Survey or other documents). SUBMIT completed package to: City of Newport Beach, Planning Department 3300 Newport Boulevard Newport Beach, CA 92663 Phone (949) 644-3200 Hours Monday -Friday: 8:OOAM to 5:OOPM Be sure that your submitted package is complete before filing. Incomplete submissions will be returned. Call for information, (949) 644-3200, if in doubt. FOR OFFICE USE ONLY C.C.Number O ct$-00I Zone(Current) Effective Date Zone(Previous) Effective Date Dale of Creation Number of Parcels How Created Census Tract Council Dist. REMARKS Filing Fee R u9t Receipt No, ru.-fl5 Date Iz4t-uit By CD Violation Date By Type of C.C. Issued Doc No. Date By PA2005-007 for CO2005-001 110 VIA QUITO Douglas C. and Susan Morehead ,IlG1iLiV IJ.IrvNuvvwu wJ. Orange Coast Title RECORDING REQUESTED BY This Documer `„N . electronically recorded by Oran a Voast Mission Viejo AND WHEN RECORDED MAIL TO: Douglas C. Morehead Susan Morehead 110 Via Quito Newport Beach, CA 92663 A.P.N.: 423-244-07 Recorded in Official Records, County of Orange Tom Daly, Clerk -Recorder 10111111111111 Il1111111111 32.00 2004000164988 03:05pm 03/02/04 11830G023 770.00 770.00 20.00 0.00 6.00 0.00 0.00 0.00 Space Above This Line for Recorder's Use Only Order No.: 334418-22 Escrow No.: 40912-L GRANT DEED THE UNDERSIGNED GRANTOR(s) DECLARE(s) THAT DOCUMENTARY TRANSFER TAX IS: COUNTY $1,540.00 [ X ] computed on full value of property conveyed, or [[ ] computed on full value less value of liens or encumbrances remaining at time of sale, 1 unincorporated area; [ X ] City of Newport Beach , and FOR A VALUABLE CONSIDERATION, Receipt of which is hereby acknowledged, Helen Florence Hill Mahr, a married woman as her sole and separate property hereby GRANT(S) to Douglas C. Morehead and Susan Morehead, husband and wife as Joint Tenants the following described property in the City of Newport Beach, County of Orange State of California; Lot 143 and the Northeasterly one-half of Lot 142 of Tract 907, in the City of Newport Beach, County of Orange, California as per map recorded in Book 28, Page(s) 25 - 36, Inclusive of Miscellaneous Maps in the Office of the County Recorder of said County. SUBJECT TO: (1) General and Special County and City (if any) Taxes for the current fiscal year, not due or delinquent, including any special levies, payments for which are included therein and collected therewith. (2) Lien of Supplemental Taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the Revenue and Taxation Code of the State of California. (3) Covenants, Conditions and Restrictions, reservations easements for public utilities, districts, water companies, alleys and streets, rights and rights of way of record, if any; also exceptions of oil, gas, minerals and hydrocarbons, and/or lease, if any, without the right of surface entry. GRANT DEED CONTINUED ON NEXT PAGE Mail Tax Statements to: SAME AS ABOVE or Address Noted Below A.P.N.: 423-244-07 CONTINUATION OF GRANT DEED Helen Florence Hill Mahr Document Date: January 5, 2004 STATE OF CAL IrORIwALA et tr, C )SS COUNTY OF \--IL.I � jj On I-2: L E._..li j i 4 1 1 /_,1L�t pbefore me, / personally appeared J jLp »' NJ (- J�(Z {- �. i /_�= h i iL L_ / IN dN K personally -known -to -me -tor -proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of winch the pennants) acted, executed the instrument. WITNESS my hand and official seal. Signature/ Al G / Il '6 A 1)1 J2( _ 1 This area for official notarial seal. CAROLYN p T U Common k 1374736 Notary Public ! California �9e Coun 1 Cor>IptE Mate GOVERNMENT CODE 2736.17 I CERTIFY UNDER PENALTY OF PERJURY THAT THE NOTARY SEAL ON THE DOCUMENT TO WHICH THIS STATEMENT IS ATTACHED READS AS FOLLOWS: NAME OF NOTARY: » Cgkv im p Thurslovi DATE COMMISSION EXPIRES: sei 11 no ( COUNTY WHERE BOND IS FILED: COMMISSION NO: l3 7V7 6, MANUFACTURER / VENDOR NO: »'4'41 PLACE OF EXECUTION: MISSION VIEJO DATE .OF EXECUTION: 8/1 Ay SIGNATURE: COUNTY ASSESSOR'S OFFICE Escrow: 40912-L PRELIMINARY CHANGE OF OWNERSHIP REPORT THIS REPORT IS NOT A PUBLIC DOCUMENT (To be completed by transferee (buyer prior to transfer of subject property in accordance with Section 480.3 of the Revenue and Taxation Code.) This report is not a public document. SELLER/TRANSFEROR: Helen Florence Hill Mahr BUYER/TRANSFEREE: Douglas Morehead Susan Morehead ASSESSORS PARCEL NUMBER(S): 423-244-07 and,(if applicable) LEGAL DESCRIPTION: LOT: 143 TRACT: 907 PROPERTY ADDRESS OR LOCATION: 110 Via Quito Newport Beach, CA 92663 Mail Tax Information To: (Name): Douglas Morehead (Address): 110 Via Quito Newport Beach, CA 92663 FOR RECORDER'S USE ONLY FOR ASSESSORS USE ONLY CLUSTER OC1 0C2 DT INT RC SP$ DTT$ #PCL A preliminary Change of Ownership Report must be filed with each conveyance in the County Recorder's office for the county where the property is located; this particular form may be used in aB 58 counties of California. The property which you acquired may be subject to a supplemental assessment in an amount to be determined by the County Assessor. For further information on your supplemental tax roll obligation, please call the County Assessor's Office, PART I: T?ANSFER INFORMATION Please answer all questions [ ]Yes [ �]No A. Is this transfer solely between husband and wife? (addition of a spouse, death of a spouse, divorce settlement, etc.) [ ]Yes [ ]No B. Is this transaction only a correction of the name(s) of the person(s) holding title to the property? (For example,a name change upon marriage.) [ ]Yes ['jNo C. Is this document recorded to create, terminate, or reconvey a lender's interest in the property? [ ]Yes [ 'JNo D. Is this transaction recorded only to create, terminate, or reconvey a security interest (e.g. consigner)? [ ]Yes [ ]No E. Is this document recorded to substitute a trustee under a deed of trust, mortgage, or similar document? [ ]Yes [ i]No F. Did this transfer result in the creation of a joint tenancy in which the seller (transferor) remains as one of the joint tenants? [ ]Yes [ j]No G. Does this transfer return property to the person who created the joint tenancy (original transferor)? H. Is this transfer of property: [ ]Yes [ 1No 1. to a trust for the benefit of the grantor, or grantor's spouse? [ ]Yes [ jNo 2. to a trust revocable by the transferor? [ ]Yes [ /]No 3. to a trust from which the property reverts to the grantor within 12 years? [ ]Yes [ o I. If this property is subject to a lease, is the remaining lease term 35 years or more including written options: [ ]Yes [ /No J. Is this a transfer from parents to children or from children to parents? [ ]Yes [ % o K. Is this transaction to replace a principal residence by a person 55 years of age or older? [ ]Yes [ f No L. Is this transaction to replace principal residence by a person who is severely disabled as defined by Revenue and Taxation Code Section 69.5? If you checked yes to J, K, or L, an applicable claim form must be filed with the County Assessor. Please provide any other information that would help the Assessor to understand the nature of the transfer. IF YOU HAVE ANSWERED "YES" TO ANY OF rim ABOVE QUESTIONS EXCEPT J K, OR L, PLEASE SIGN AND DATE, OPHERWLSE COMPLETE BALANCE OF 1'HL FORM. PART H: OTHER TRANSFER INFORMATION A. Date of transfer if other than recording date: B. Tyne of transfer. Please check appropriate item. [ ']Purchase [ ]Foreclosure [ ]Gift [ ]Trade or Exchange [ ]Merger, Stock, or Partnership Acquisition [ ]Contract of Sate - Date of Contract [ ]Inheritance - Date of Death [ ] Other (please explain):, [ ]Creation of a Lease [ ] Assignment of a Lease [ ]Termination of a Lease Date Lease Began Original term in years (including written options) Remaining term in years (including written options) i C. Was only a partial interest in the property transferred? [ ]Yes [ /]No If 'Yes' indicate the percentage transferred: AS-SV25 SBE-ASD AH 502-A FRONT 1-8-92 PRELIMINARY CHANGE OF OWNERSHIP REPORT Escrow: 40912-L Please answer, to the best of your knowledge, all applicable questions, sign and date. If a question does not apply, indicate with 'N/A'. PART III: PURCHASE PRICE & TERMS OF SALE A. CASH DOWN PAYMENT or Value of Trade or Exchange (excluding closing cost) B. FIRST DEED OF TRUST @ [ ]FHA [ ] Conventional [ ]VA [ ] Cal -Vet Balloon Payment [ ] Yes [ ] No C. SECOND DEED OF TRUST @ [ ] Bank or Savings & Loan [ ] Loan Carried by Seller Balloon Payment [ ] Yes [ ] No % Interest for years. Payments/Mo.=$ [ ] Fixed Rate [ ] Variable Rate [ ] Alt Inclusive D.T. $ Wrapped) [ ] Loan Carried by Seller Due Date [ ] Fixed Rate [ ] Variable Rate Due Date [ [ Amount $ (Prin. & Int.) ] New Loan ] Assumed Existing Loan Balance ] Bank or Savings & Loan ] Finance Company fin/WO Amount $ Amount $ I) & Y2 env - .. % Interest for years. Payments/Mo.=$ (Prin. & Int.) Amount $ -4J .L' Ct(2 [ ] New Loan [ ] Assumed Existing Loan Balance Amount $ D. OTHER FINANCING - Is other financing involved not covered in (B) and (C) above? [ ] Yes [ ] No Amount $ Type @ % Interest for years. Payments/Mo.=$ (Prin. & Int. only) [ ] Bank or Savings & Loan [ ] Fixed Rate [ ] New Loan [ ] Loan Carried by Seller [ ] Variable Rate [ ] Assumed Existing Loan Balance Balloon Payment [ ] Yes [ ] No Due Date Amount $ E. IMPROVEMENT BOND [ ] Yes [ ] No Outstanding Balance: Amount $ 1 - (9'" F. TOTAL PURCHASE PRICE (or acquisition price, if traded or exchanged, include real estate commission if paid). I $ 1)10 3 kI t r�� I Total Items A through E I G. PROPERTY PURCHASED: [ ] Through a broker: [ ] Direct from seller: [ ]Other If purchased through a broker, provide broker's name and phone no.: 1 1 Please explain any special terms or financing and any other information that would help the assessor understand purchase price and terms of sale. PART IV: PROPERTY INFORMATION A. IS PERSONAL PROPERTY INCLUDED IN PURCHASE PRICE (other than a mobilehome subject to local property tax)? [ ] Yes IX No If 'Yes', enter the value of the personal property included in the purchase price $ (Attach itemized list of personal property). B. IS THIS PROPERTY INTENDED AS YOUR PRINCIPAL RESIDENCE? w Yes [ ] No. If 'Yes', enter date of occupancy N / IQ19q 1 or intended occupancy 44 / r41 month day month day C. TYPE OF PROPERTY TRANSFERRED: '] Single -Family Residence [ ] Agricultural [ ] Timeshare ] Multiple -family residence (no. of Units: ) [ ] Co-op/Own-your-own [ ] Mobilehome [ ] Commercial/Industrial [ ] Condominium [ ] Unimproved tot [ ] Other (Description: ) D. DOES THE PROPERTY PRODUCE INCOME? ( )Yes ) No E. IF THE ANSWER TO QUESTION 'D' IS YES, IS THE INCOME FROM: [ ] Lease/Rent [ ] Contract [ ] Mineral Rights [ ] Other -explain F. WHAT WAS THE CONDITION OE/PROPERTY AT THE TIME OF SALE? [j(Oood [ ] Average [ ] Fair [ ] Poor Enter here, or on an attached sheet /any other information that would assist the A essor in determining value of the property such as the physical condition of the property, restrictions,ttc. wag Signed Please P Phone Number where y aine of N e foregoing is true, correct and complete to the best of my knowledge and bell . AArv+. au/ kitakDate a ner/ a •orate Officer available from 8:00 a.m. - 5:00 p.m. (944) 9$ 4 _ c9 (NOTE: The Assessor may contact you for further information) IFA DOCUMENT EVIDENCINGA CHANGE OF OWNERSHIP IS PRESENTED TO THE RECORDER FOR RECORDATION WITHOUT THE CONCURRENT FILING OF A PRELIMINARY CHANGE OF OWNERSHIP REPORT, THE RECORDER MAY CHARGE AN ADDITIONAL RECORDING FEE OF TWENTY DOLLARS ($20.00). AS-SV25 SBE-ASD AH 502-A BACK 1-8-92 423-244-07.0100PARCEL NUMBER TAX RATE AREA RATE TEAR 07-001 I--,2'�Lr1-3- COUNTY OF ORANGE ( JOHN M. W. MOORLACH, C.P,A., CFP® TREASURER -TAX COLLECTOR 12 Civic Center Plaza, Room G580Santa Ana,CA 92701 Mail To: P.O. Box 1980, Santa Ana, CA 92702-1980 PUBLIC SERVICE PHONE HOURS: 9:00 A.M. - 4:45 P.M. TAX RATE AREA 07-001 SUPPLEMENTAL PROPERTY TAX BILL PROPERTY LOCATION: 110 VIA QUITO NEWPORT BEACH OWNER OF RECORD: MOREHEAD, DOUGLAS C VESTING CODE: JT II,I,,"111.II„,11.11„ LI„111,II,F„ I„ L„IIII,,,I,I„ 1 ::..•.****21T0+• 5-DIGIT 92663 423244070100 MORE VIADOUIODUGLAS C NEWPORT BEACH CA 92663-5504 DATE of CHAISE Of OWNERSHIP OR COMPLETION Of NEW CONSTRUCTION: 03-02-04 1 ASSESSMENT NOTICE I MAILER: 0B-20-04 ENROLLMENT DATE: 09-02-04 ASSESSMENT YEAR ROLL TEAR ICONTROL NUMBER 2004 ... 2003 80016861 -ar.TTENTION a*» TAX SECURED SUPPLEMENTAL TAX SKI, REVERSE IN ADDITION TO YOUR REGULAR OPTION TO PAY BY CREDIT CARD NOW AVAILABLE. SEE PARAGRAPH 2(C) ON REVERSE SIDE. VISIT OUR WEB PAGE AT WW.00.CA.GCW/TREAS TO PAY THIS TAX BILL AND FOR OTHER RELATED INFORMATION. Clinton w by amyl at: tWnfeUEEF.scsmaam IRB907 LOT 1143(A O NELYt/2 LOT 142 IMPORTANT INFORMATION ON REVERSE SIDE ASSESSED SUPPLEMENTAL VALUES TYPE OF VALUE NEW APPRAISED PRIOR VALUE ROLL VALUE SUPPLEMENTAL VALUE MPRO fEMMENTSTS / BLOBS OTHELESS: 1,202,777 197,223 77,815 85,310 1,124,962 111,913 NET TAXABLE VALUE 1,400.000 163,125 1.236,875 MONTHLY PRORATION *MNTNS ASSESSED / It) 03 / 12 = 0.25 DAYS OWNED 03-02-04 - 06-30-04 = 120 DAYS DAYS ASSESSED 03-02-04 - 06-30-04 = 120 DAYS PRO RATA FACTO* MAYS OWNED / DAYS ASSESSED) 120 / 120 • 1.000000 COMPUTATION FACTOR (MONTHLY PRORATION X PRO RATA FACTOR) 0.25 X 1.000000 0 0.250000 CALL FOR INFORMATION TAX COLLECTOR CURRENT YEAR PAYMENTS OR PRIOR YEAR DELINQUENCIES (714) 834-3411 .,. - 4:-6 P.M. MOMu- - R: ASSESSOR ASSESSED VALUES (714) 834-2727 HOMEOWNER EXEMPTIONS 1714) 834-3821 CHANGE OF ADDRESS (714)834-2939 AUDITOR -CONTROLLER COMPUTATION OF PROPERTY TAX (7141 834-2455 10:00 A.M. - 3:00 P.M. MONOAY-FRIDAY 9:0U A AMOUNTS LEVIED BY TAXING AGENC ES TAX Al Al Al Al Al SERVICE AGENCY BASIC LEVY RATE NEV-MESA U-00 0/S 03 NEW -MESA U-00 BND 01 METRO WATER 0-11W0OC COAST CCU 2002 BD 03 SUPPLEMENT* X TAXRATEIyi)• UNADJUD COMP.VSTETAX X FACTOR 1,236,875 1,236,875 1,236,875 1,236,675 1.236.675 1.00000 0.01224 0.00670 0.00610 0.00051 12,368.75 151.39 82.87 75.44 6.30 0.250000 0.250000 0.250000 0.250000 0.250000 ADJUSTER 3,092.18 37.85 20.72 18.86 1.56 TOTAL: 1.02555 12,684.75 0.250000 3,171.19 FIRST 2 INSTALLMENT DUE a 12-10-2004 $1.585.60 SECOND INSTALLMENT DUE 04-11-2005' $1.585.=59 TOTAL DUE THERE WILL BE A $30.00 FEE FOR EACH CHECK RETURNED BY THE BANK FOR ANY REASON PARCEL NUMBER CKOG SIC 423-244-07.0100 OWNER OF RECORD: MOREHEAD, DOUGLAS C 6 1 LIVET CK:!_i .m A.Y DETACH HONE PLEASE WRITE PARCEL NUMBER ON CHECK SECURED SUPPLEMENTAL TAX BILL ORANGE COUNTY TAX COLLECTOR PA. BOX 1980 SANTA ANA CA 92702-1980 2 - $3.171.19_.. SECOND INSTALLMENT PAYMENT MAKE CHECKS PAYABLE TO: ORANGE COUNTY TAX COLLECTOR ONLY U.S. POSTMARKS ACCEPTED CK De P YTOTAL DUE 04-11-2005 ", $1.585 59 6 AFTER 04-11-2005 ADD 10% PENALTY + $168.55 $10.00 COST DELINQUENT INSTALLMENT OUE: $1,754.14 ADDITIONAL PENALTIES ARE CHARGED IF TAXES ARE NOT PAID BY: JIRWE 30, 2006 PLEASE NOTIFY ASSESSOR OF NEW ADDRESS You can pay at www.oc.ca.Oov/traas 0242324407010062004020411050000158559063005000017541400000000000000001 B0016862 423-244-07.0200 PARCEL NUMBER TAX RATE AREA RATE YEAR TAX RATE AREA ASSCSSMCNI MAN MILL Tnnn 07-001-•-20n3 07-001 2004 2004 I *`.-TTENTION *** COUNTY OF ORANGE JOHN M. W. MOORLACH, C.P.A., CFP® TREASURER -TAX COLLECTOR 12 Civic Center Plaza, Room 058OSanta Ana,CA 92701 Mail To: P.O. Box 1980, Santa Ana, CA 92702-1980 PUBLIC SERVICE PHONE HOURS: 9:00 A.M. - 4:45 P.M. SUPPLEMENTAL PROPERTY TAX BILL PROPERTY LOCATION: 110 VIA QUITO NEWPORT BEACH OWNER OF RECORD VESTING CODE: X Q MOREHEAD, DOUGLAS C UT IId1:FdILIIudI:::1 11LLFLId6:Fd1d1F1IlIL:d,ld **********AUTO** 5-DIGIT 92663 4232440702001 MOREHEAD DOUGLAS C 110 VIA QUITO NEWPORT BEACH CA 92663-5504 DATE OF CHAISE OF OWNERSHIP OR COMPLETION OF NEW CONSTRUCTION: 03-02-04 MONTHLY PRORATION IMNTHS ASSESSED / I2! 12 / 12 = 1.00 ASSESSMENT .$OTICE MAIL£0: 06-20-D4 DAYS OWNED 07-0 -04 - 06-30-05 • 365 DAYS TAX SECURED SEE SUPPLEMENTAL TAX DU REVERSE IN ITION TO YOUR REGULAR OPTION TO PAY BY CREDIT CARD FEW AVAILMLE. SEE PARAGRAPH 2(C) ON REVERSE SIDE. VISIT OUR WEB PAGE AT WW.00.CA.GOV/TREAS TO PAY TNIS TAX BILL AND FOR OTHER RELATED TNFORNATIdi. Contact w by Nail Nt: tEMnEdtbeseg W.eam LEGALDESCRIPTION:TR907(AND NELY1/2 LOT 142 IMPORTANT INFORMATION ON REVERSE SIDE ASSESSED SUPPLEMENTAL VALUES TYPE OF VALUE NEW APPRAISED VALUE PRIOR ROLL VALUE SUPPLEMENTAL VALUE LAND / MIN RTS M HERVEMENTS / BLOBS LESS: I ENROLtMSNT DATE: NET TAXABLE VALUE 09-02-04 DAYS ASSESSED 07-01-04 - 06-30-05 • 365 DAYS 1,202,777 197,223 79,268 86,902 1,123,509 110,321 1.400.000 PRD MTA FACTOR (DAYS OWNED / DAYS ASSESSED) 365 / 365 • 1.000300 166.170 1.233,830 COMPUTATION FACTOR IMONTNLY PRORATION X PRO RATA FACTOR) 1.00 X 1.000000 • 1.000000 CALL FOR INFORMATION TAX COLLECTOR CURRENT YEAR PAYMENTS OR PRIOR YEAR DELINQUENCIES (714) 834-3411 A.M. - 4:46 P.M. MONDAY-FR,PA ASSESSOR ASSESSED VALUES (714) 834-2727 HOMEOWNER EXEMPTIONS (714) 834-3821 CHANGE OF ADDRESS (7141834-2939 AUDITOR -CONTROLLER COMPUTATION OF PROPERTY TAX (714) 834-2455 1D:00 A.M. - 3:00 P.M. MONDAY-FRIDAY FIRST INSTALLMENT DUE 12-10-2004 y AMOUNTS LEVIED BY TAXING AGENCIES d SERVICE AGENCY SUPPLEMENTAL X TATE(761• UNADJUSTED TAX X COMP. FACTOR OR • ADJUSTAX Al BASIC LEVY RATE 1,233,830 1.00000 12,338.30 1.000300 12,338.30 Al NEW -MESA U-00 0/5 03 1,233,830 0.01224 151.02 151.02 1.000000 Al NEW -MESA U-00 BIM 01 1,233,830 0.00670 82.66 1.000000 82.66 Al METRO WATER D-MWOOC 1,233,830 0.00610 75.26 75.27 1.000000 Al COAST CCD 2002 80 03 1,233,830 0.00051 6.29 1.000000 6.29 TOTAL: 1.02555 12,883.53 1.000000 12,653.54 $6,326.77 SECOND INSTALLMENT DIRE 04-11-2005 y $6,326.77 TOTAL DUE THERE WILL BE A $30.00 FEE FOR EACH CHECK RETURNED BY THE BANK FOR ANY REASON PARCEL NUMBER 423-244-07.0200 CKOG SIC LINE CKDG OWNER OF RECORD: MOREHEAD, DOUGLAS C 4 1 7 SECURED SUPPLEMENTAL TAX BILL ORANGE COUNTY TAX COLLECTOR P.O. BOX 1980 SANTA ANA CA 92702-1980 Fao APS mmi. ,dr PLEASE WRITE PARCEL NUMBER ON CHECK 2 $12.653,54 SECOND INSTALLMENT PAYMENT or OG MAKE CHECKS PAYABLE TO: ORANGE COUNTY TAX COLLECTOR ONLY U.S. POSTMARKS ACCEPTED P AA00 ,j DUE 04-11-2005 4 S6 326.77 : 4 AFTER 04-11-2005 10% PENALTY + $642.67 $10.00 COST TOTAL DELINQUENT INSTALLMENT DUE: $6,969.44 ADDITIONAL PENALTIES ARE CHARGED IF TAXES MIS NOT PAID BY: JUNE 30, 2006 PLEASE NOTIFY ASSESSOR OF NEW ADDRESS You can pay at www.oc.eagov/traas 0242324407020042004020411050000632677063005000069694400000000000000007 PARCEL NUMBER 423-244-07 TAX RATE AREAI 07-001 CONTROL N A0624941 :OUNTY OF ORANGE JOHN M. W. MOORLACH, C.P.A., CEP. !REASURER-TAX COLLECTOR 2 Civic Canter Plaza Room 058 ♦ SantaAna CA 92701 4ai1 To: P.O. Box 1980, Santa Ana, CA 92702-1980 >ECURED PROPERTY TAX SILL ?004-2005 Fiscal Year July 1, 2004 - June 30, 2005 PROPERTY LOCATION: 110 VIA QUITO NEWPORT BEACH ILIOnJtlll lu:I1nul1 It, 1u h�:I,uu 1u1m IIIIulIIIIII NBWNLBHV **********AUTO** 5-DIGIT 92663 CALL FOR INFORMATION ��PRIOR ® TAX COLLECTOR' CURRENT YEAR PAYMENTS OR YEAR DELINQUENCIES 1714) 134-5411 S MONDAYFRIDAYM F�ASgSESoOvAAtUEs. (714) 634-2941 FOR ADDRESS CHANGES: (714) 834-293e HOMEOWNER EXEMPTIONS: (714) 864-891 Inc ONDAY FRIOAY CONTROLLER COMPUTATI QN of OPERTY TAX ENAN: F`eF•Hr1•*a•e.00aev.•em wwwweatiov .34-24 (714) 8M,4-24rM. IOMONDAY-FRIDAY WEBSITE: httb://tax ooaov.ccs TO PAY YOUR BILL LEGAL DESCRIPTION: TR 007 LOT 143(AND NELY1/ VESTING CODE: EL ASSESSED VALUES #4252 4407 2004 5# MOREHEAD, DOUGLAS C DESCRIPTION FULL VALUE MOREHEAD, SUSAN 110 VIA QUITO NEWPORT BEACH CA 92663-5504 LAND IMPROVEMENTS - SUXLDIND 79,268 86,902 COMPUTED TAX TOTAL VALUES: 186,170 1,883.02 OWNER OF RECORD AS OF 12:01 A.M. ON JANUARY 1, 2004; MAW, HELEN F LEAS: _...__.__ ..._.__._ .._..._ ._._ _. __. .._..... _... _ TOTAL -NET -TA)(ABLE VA,_---•••E---- __..-1e87+79--..... .4;dee:02-- BASEE RATE AMOUNT• ATTENTION TYPE SERVICE AGENCY (1ilE fptlon to pay online using credit card or fnQlclnrge 3account now available. Sae paragraph 1(B) arlo 1(C) on reverse aide. 4ryment by mail : See paragraph 1(A) on reverse lido. :lease note: You will not receive a separate bill Ir reminder notice for the 2M installment. lief trance/Loan payoffs If you have refinanced sure r Property Taxes roar loan, you till lno responsible for ppald off aying your YProperty�TYa you la on ties, try paying online at: http://tax.ocgov.c *** Write parcel number on check *** Al Al AI Al Al Al 83 C7 BASIC LEVY RATE COAST CCD 2002 BD 03 CCCD 03-04RATE CORM NEW -MESA U-00 0/9. 03 NEW -MESA U-00 OM 01 METRO WATER D-14600C MISpPPSSLppASMNT USER FEES**** ANT ASSIST VECT()RI�NtROL IA1D WATER STOGY OD SEWER USER FEE 1 00000 01383 01371 01313 00612 00580 166,170 106,170 155,170 166,170 186,170 166,170 (FOR II)IF0 CALL: (880000)273-8707 ((800))766-6864 714 689-7261 1,1361.70 22.96 22.7d 21.82 70.17 9.63 1.92 11.60 115.00 0 0 0 N 0 0 6_ u IMPORTANT INFORMATION ON REVERSE SIDE TOTAL: 1.05259 1,883.02; EIRC= INSTALLAAFNT-_.__._._____._ DUE 11/1/2004 ► S941. 1 wart JNSTAI I T TOTAL. s $941.51 DUE- AND_ 0AMAMIC $1.883.020 -....SECONn DUE 2/1/2005 0 'LEASE DO NOT STAPLE PARCEL NUMBER 423-244-07 THERE WILL BE A $30.00 FEE FOR EACH CHECK RETURNED BY THE BANK FOR ANY REASON ENROLLMENT DATE 09/20/04 FOLD AND DETACH HERE SECOND INSTALLMENT PAYMENT TAX RATE AREA 07-001 ORANGE COUNTY SECURED PROPERTY TAX BILL 2004-2005 OWNER OF RECORD CHEO D AS OF 12:01 A.M. ON JANUARY 1, 2004: MAHE, 2 ORANGE COUNTY TAX COLLECTOR P.O. BOX 1980 SANTA ANA CA 92702-1980 MAKE CMECIO PAYABLE TO: 'ONLY U.S. POST OFFICE ORANGE COUNTY TAX COLLECTOR POSTMARKS ACCEPTED P A DUE FEBRUARY 1, 2005 TO APRIL 11, 2005: ****After April 1 Add 10% Penalty + $10.00 Cost TOTAL INSTALLMENT DUE AFTER APRIL 11, 2005: 1,2005**** $104.15 $1,045.66 Additional penalties are charged if taxes are not paid by June 30, 2005 Please notify the Assessor of new address You can pay at htto://tax.ocgov.com 0142324407000082004020411050000094151063005000010456600000000000000005 MORE O,LI11? V I A SAD RESID I 110 VIA QUITO NEWPORT BEACH, CALIFORNIA CE IIMTII CiAMPED WITH CRAIG MCINTOSH STATE REGISfEI FP ARC a4� i M ^AL'hSU@3. irvu'. VIA QUITO CIL * s3T7°29'00'W`,P 45.00' ✓ ass P.A PUB BEYCNR ON co P N 0 i✓ N ,0 9 0 3Sf10H '1SIX3 nor F-- N m 0 • O 0 6 n � ✓n N 3Sf10H '1SIX3 0 1/40 _ro 0 m cif m co w 0 N m 0 0 W' 1 CO w o3 o 0 oaas co enO 0 N N a+ 00 • A aac Y 0 N 3Sf10H 'ISIX3. 0 m NI7°29'001'E 45.00' ITTN1 +� y EXISTING FLOOR PLANS a D MOREHEAD RESIDENCE VIA lop '�° pis oVno IaFYI NEWPORT BEACH, CALLIFORNIA GEED WIlx CRAIC ucrNTOSIA STATE REGISTERED 00CII HOMEOWNER'S POLICY OF TITLE INSURANCE One -To -Four Family Residence Issued by NO: UNITED INDEPENDENT TITLE INSURANCE COMPANY OWNER'S INFORMATION SHEET Your Title Insurance Policy is a legal contract between You and Us. It applies only to a one -to -four family residence and only if each insured named in Schedule A is -a Natural Person. If the Land described in Schedule A of the Policy is not an improved residential lot on which there is located a one -to -four family residence, or if each insured named in Schedule A is not a Natural Person, contact Us immediately. • The Policy insures You against actual loss resulting from certain Covered Risks. These Covered Risks are listed beginningon page 2 of the Policy. The Policy is limited by: • Provisions of Schedule A • Exceptions in Schedule B • Our Duty To Defend Against Legal Actions On Page 4 • Exclusions on page 5 • Conditions on pages 5 and 6. You should keep the Policy even if You transfer Your Title to the Land. If You want to make a claim, see paragraph 3 under Conditions on page 5. You do not owe any more premiums for the Policy. This sheet is not Your insurance Policy. It is only a brief outline of some of the important Policy features. The Policy explains in detail Your rights and obligations and Our rights and obligations. Since the Policy - and not this sheet - is the legal document, YOU SHOULD READ THE POLICY VERY CAREFULLY. If You have any questions about Your Policy, contact the local office issuing this policy or: UNITED INDEPENDENT TITLE INSURANCE COMPANY P.O. Box 1630 Denver, Colorado 80201 Telephone: (800) 999-3470 Homeowner's Policy of Title Insurance For A One -To -Four Family Residence TABLE OF CONTENTS Page OWNER'S COVERAGE STATEMENT 2 COVERED RISKS • - 2 OUR DUTY TO DEFEND AGAINST LEGAL ACTIONS 2 SCHEDULE A Insert Policy Number, [Premium], Date [and Time] and Amount Deductible Amounts and Maximum Dollar Limits of Liability Street Address of the Land I. Name of Insured 2. Interest in Land Covered 3. Description of the Land SCHEDULE B - EXCEPTIONS Insert EXCLUSIONS 3 CONDITIONS I. Definitions 2. - Continuation of Coverage 3. How to Make a Claim 4. Our Choices When We Learn of a Claim 5. Handling a Claim or Legal Action 6. Limitation of Our Liability 7. Transfer of Your Rights to Us 8. Entire Contract 9. Increased Policy Amount 10. Severability II. Arbitration Page 1 Page 3 3 3 3 4 4 4 4 4 4 4 CLTA Homeowner's Policy of Title Insurance (6/22/98)/ALTA Homeowner's Policy of Title Insurance (10/17/98) UGT Form No. 8100CA (7/31/0l) Alta Homeowner's Insurance Poll,' Schedule A Liability: $ 1,400,000.00 Fee: $3,512.00 Order No.: 334418-22 Policy: 24965705 Date of Policy: Time: March 2, 2004 3:05 P.M. Deductible Amounts and Maximum Dollar Limits of Liability for Covered Risk 14, 15, 16 and 18: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 14: 1% of Policy Amount Or $2,500.00 (Whichever is Less) Covered Risk 15 1% of Policy Amount Or $5,000.00 (Whichever is Less) Covered Risk 16 1% of Policy Amount Or $5,000.00 (Whichever is Less) Covered Risk 18 1% of Policy Amount Or $2,500.00 (Whichever is Less) Property address: 110 Via Quito, in the City of Newport Beach, County of Orange, State of California $10,000.00 $25,000.00 $25,000.00 $5,000.00 1. Name of insured: Douglas C. Morehead and Susan Morehead, husband and wife, as joint tenants 2. The estate or Interest in the Land Described in Schedule "A" and which is covered by this policy is: A fee. CLTA Homeowner's Policy of Title Insurance (6/2/98) ALTA homeowners Policy of Title Insurance (10/17/98) Order No. 334418-22 Alta Homeowner's Insurance Policy Schedule A (continued) 3. The land referred to in this report is situated in the state of California county of Orange and is described as follows: Lot 143 and the Northeasterly one-half of lot 142 of tract no. 907, as per map thereof recorded in book 28, page(s) 25 to 36 inclusive of miscellaneous maps, in the office of the County Recorder of said County. CLTA Homeowner's Policy of Title Insurance (6/2/98) ALTA homeowners Policy of Title Insurance (10/17/98) Order No. 334418-22 Alta Homeowners Insurance Policy Schedule B — Part I Exceptions From Coverage This policy does not insure against loss or damage ( and the company will not pay cost, attorneys' fees or expenses) which arise by reason of: 1. General and Special taxes for the fiscal year 2004-2005, including any assessments collected with taxes. A lien not yet payable. 2. The lien of supplemental taxes, if any, assessed pursuant to the provisions of section 75, et seq. of the revenue and taxation code of the State of California. 3. An easement for public utilities as shown on the map of said tract affects: along said land. 4. Covenants, conditions, restrictions, charges, assessments and other matters in an instrument recorded in book 228, page(s) 1, Official Records, which provide that a violation thereof shall not defeat or render invalid the lien of any mortgage or Deed of Trust made in good faith and for value, but omitting any covenants or restrictions, if any, based upon race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that said covenant (a) is exempt under chapter 42, section 3607 of the United States code or (b) relates to handicap but does not discriminate against handicapped persons. "NOTE: section 12956.1 of the government code provide the following: if this document contains any restriction based on race, color, religion, sex, familial status, marital status, disability, national origin, or ancestry, that restriction violates state and federal fair housing laws and is void, and may be removed pursuant to Section 12956.1 of the government code. Lawful restriction under state and federal law on the age of occupants in senior housing for older persons shall not be construed as restriction based on familial status." Notwithstanding the mortgagee protection clause contained in the above mentioned covenants, conditions and restrictions, they provide that the liens and charges for upkeep and maintenance are subordinate only to a first mortgage. Said instrument may provide for levying regular as well as special assessments. All rights of enforcement, approval, maintenance, inspection, supervision, control and specation created, imposed, set forth and provided in said Declaration were conveyed to Lido Isle Community Association, a Corporation, be deed recorded December 10, 1928 in book 216, page(s) 475 of Official Records An instrument declaring a modification thereof was recorded in book 969, page(s) 427, Official Records. Exceptions Continued CLTA Homeowner's Policy of Title Insurance (6/2/98) ALTA homeowners Policy of Title Insurance (10/17/98) Order No. 334418-22 An instrument declaring a modification thereof was recorded in book 969, page(s) 427, Official Records. An instrument declaring a modification thereof was recorded in book 1036, page(s) 531, Official Records. An instrument declaring a modification thereof was recorded in book 1041, page(s) 208, Official Records. An instrument declaring a modification thereof was recorded in book 1108, page(s) 241, Official Records. An instrument declaring a modification thereof was recorded in book 2675, page(s) 322, Official Records. An instrument declaring a modification thereof was recorded in book 8233, page(s) 143, Official Records. An instrument declaring a modification thereof was recorded in book 8836, page(s) 384, Official Records. An instrument declaring a modification thereof was recorded in book 11522, page(s) 649, Official Records. An instrument declaring a modification thereof was recorded in book 11811, page(s) 1207, Official Records. An instrument declaring a modification thereof was recorded in book 13581, page(s) 1209, Official Records. An instrument declaring a modification thereof was recorded as instrument no. 82-095046, Official Records. An instrument declaring a modification thereof was recorded as instrument no. 87-659472, Official Records. An instrument declaring Official Records. 5. A Deed of Trust to secure Amount: Trustor: Trustee: Beneficiary: Dated: Recorded: a modification thereof was recorded April 15, 2002 as instrument no. 02-314486, an indebtedness of $1,000,000.00 Douglas C. Morehead and Susan Morehead, husband and wife Marin Conveyancing Corporation Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for OreenPoint Mortgage Funding, Inc., a Corporation February 25, 2004 March 2, 2004 as Instrument No. 04-164989, Official Records. 6. A Deed of Trust to secure an indebtedness of Amount: Trustor: Trustee: Beneficiary: Dated: Recorded: $252,000.00 Douglas C. Morehead and Susan Morehead, husband and wife, as joint tenants National City Bank National City Bank February 27, 2004 March 2, 2004 as Instrument No. 04-164990, Official Records. End of Schedule B CLTA Homeowner's Policy of Title Insurance (6/2/98) ALTA homeowners Policy of Title Insurance (10/17/98) A" -' ACT). P We Are Committed to Safeguarding Custom er :information In order to better serve your needs now and in the future. we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal information that you provide to us. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information. Applicability This Privacy Policy governs our use of the information you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include: • Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means. • Information about your transactions with us, our affiliated companies, or others; and • Information we receive from a consumer -reporting agency. Use of Information We request information from you for our own legitimate business purposes and not for benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. Former Customers Even if you are no longer our customer, our Privacy Policy Confidentiality and Security 1 continue to apply to you. We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities that need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. IA5ANO. STREET! .F6' 21 VIA ORVIETO 4_ Er 401 I ' 160• So' 30' af48'l 3 a,'tel. 1 1 . CD PCI ® ®�IN 0 0 0101, ! $ !a' 1 ,.740' 30 1`j 1— eo' M 0si ] i0' $ a 16 N e to ro m It as, al ,‘ 6 1 a S• 9 VIA !9' ,® 14 VIA /6 4 S' 0 so' 4 0 v 0 0 0 Sr PALERMO ML� RAVENNA et, 36O SOW 4 ale O N ern• !e • ul 39s9• b N 8 W ,-...a ,1 u 0 Li N !p• Iv lob 40' 10 N{3Sa• a 4u6• bA 6 v i '/ 1 . 404000 lei g;0'18:G QI I Y 1 I k U4 doe s m• as i id>o•`_ !o• I sate• m k V/A 25 SAN REMO IV W scription: Orange,CA Assessor Map 423.24 Page: 1 of 1 der: 22-0000033441E Comment: UNITED`', a, PENDENT TITLE INSUItcsA si COMPANY CLTA Homeowner's Policy of Title Insurance (6/2/98) SCHEDULE A Policy No.: Premium: $ Policy Amount: $ Policy Date (and Time): Deductible Amounts and Maximum Dollar Limits of Liability for Covered Risk 14, 15, 16, and 18: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 14: 1% of Policy Amount or $2,500 (whichever is less) Covered Risk 15: I% of Policy Amount or $5,000 (whichever is less) Covered Risk 16: 1% of Policy Amount or $5,000 (whichever is less) Covered Risk 18: I% of Policy Amount or $2,500 (whichever is less) Street Address of the Land: 1. Name of Insured: 2. Your interest in the Land covered by this Policy is: 3. The Land referred to in this Policy is described as: $10,000 $25,000 $25,000 $5,000 CLTA Homeowner's Policy of Title Insurance (6/2/98) / ALTA Homeowner's Policy of Title Insurance (10/17/98) - Schedule A UIT Form No. 8104CA (2/16/99) UNITED L ;1 ENDENT TITLE INSURA COMPANY CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (6/2/98) SCHEDULE B - EXCEPTIONS In addition to the Exclusions, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: CLTA Homeowner's Policy of Title Insurance (6/2/98) / ALTA Homeowner's Policy of Title Insurance (10/17/98) - Schedule B UIT Form No. 8105CA (2/16/99) , EXCLUSIONS In addition to the Exceptions in Schedule B. Ye sured against loss, costs, attorneys' fees, and expo Fng from: 1. Governmental police power, and the ex1, .ce _.'violation of any law or government regulation. Ms ...eludes ordinances, laws and regulations concerning: - a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; f. environmental protection. This Exclusion does not apply to violations or the enforcement of these matters if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15, 16, 17 or 24. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at the Policy Date. 3. The right to take the Land by condemning it, unless: a. a notice of exercising the right appears in the Public Records at the Policy Date; or b. the [akino happened before the Policy Date and is binding on You if You bought the Land without Knowing of the raking. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records; b. that are Known to. You at the Policy Date, but not to Us, unless they appeared in the Public Records at the Policy Date; c. that result in no loss to You; or _ d. that first occur after the Policy Date — this does not limit the coverage described in Covered Risk 7, 8.d, 22, 23, 24 or 25. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 13. CONDITIONS 1. DEFINITIONS a. Easement — the right of someone else to use the Land for a special purpose. b. Known — things about which You have actual knowledge. The words "Know" and "Knowing" have the same meaning as Known. c. Land — the land or condominium unit described in paragraph 3 of Schedule A and any improvements on the Land which are real property. d. Mortgage — a mortgage, deed of trust, trust deed or other security. instrument. e. Natural Person — a human being, not a commercial or legal organization or entity. Natural Person includes a trustee of a Trust even if the trustee is not a human being. f. Policy Date — the date and time shown in Schedule A. If the insured named in Schedule A first acquires the interest shown in Schedule A by an instrument recorded in the Public Records later than the date and time shown in Schedule A, the Policy Date is the date and time the instrument is recorded. Public Records — records that give constructive notice of matters affecting Your Title, according to the state statutes where the Land is located. h. Title— the ownership.of Your interest in the Land, as shown in Schedule A. i. Trust— a living trust established by a human being for estate planning. j. We/Our/Us — United Independent Title Insurance Company. k. You/Your — the insured named in Schedule A and also those identified in paragraph 2.b. of these Conditions. 2. CONTINUATION OF COVERAGE a. This Policy insures You forever, even after You no longer have Your Title. You cannot assign this Policy to anyone else. b. This Policy also insures: (I) anyone who inherits Your Title because of Your death; (2) Your spouse who receives Your Title because of dissolution of Your - marriage; (3) The trustee or successor trustee of a Trust to whom You transfer Your Title after the Policy Date; or (4) The beneficiaries of Your Trust upon Your death. c. We may assert against the insureds identified in paragraph 2.b. any rights and defenses that We have against any previous insured under [his Policy. 3. HOW TO MAKE A CLAIM a. Prompt Notice Of Your Claim (I) As soon as You Know of anything that might be covered by this Policy, You must notify Us promptly in writing. (2) Send Your notice to United Independent Title Insurance Company, P.O. Box 1680, Denver, Colorado 80201, Attention: Claims Department. Please include the Policy number shown in Schedule g. b. A, and the county and state where the Land is located. Please enclose a copy of Your Policy, if available. - If You do not give Us prompt notice, Your coverage will be reduced or ended, but only to the extent Your failure affects Our - ability to resolve the claim or defend You. Proof Of Your Loss (1) We may require You to give Us a written statement signed by You describing Your loss which includes: (a) the basis of Your claim; (b) the Covered Risks which resulted in 'Your loss; (c) the dollar amount of Your loss; and (d) the method You used to compute the amount of Your loss. (2) We may require You to make available, to Us records, checks, letters, contracts, insurance policies and other papers which relate to Your claim. We may make copies of these papers. We may require You to answer questions about Your claim under oath. If You fail or refuse to give Us a statement of loss, answer Our questions under oath, or make available to Us the papers We request, Your coverage will be reduced or ended, but only to the extent Your failure or refusal affects Our ability to resolve the claim or defend You. 4. OUR CHOICES WHEN WE LEARN OF A CLAIM After We receive Your notice, or otherwise learn, of a claim that is covered by this Policy, Our choices include one or more of the following: a. (3) (3) • (4) (1) Pay the claim; (2) Negotiate a settlement; (3) Bdng or defend a legal action related to the claim; (4) Pay You the amount required by this Policy; (5) End the coverage of this Policy for the claim by. paying You Your actual loss resulting from the Covered Risk, and those costs, attorneys' fees and expenses incurred up to that time which We are obligated to pay; , (6) End the coverage described in Covered Risk 14, 15, 16 or 18 by paying You the amount of Your insurance then in force for the particular Covered Risk, and . those costs, attorneys' fees and expenses incurred up to that time which We are obligated to pay; (7) End all coverage of this Policy by paying You the Policy Amount then in force, and those costs, attorneys' fees and expenses incurred up to that time which We are obligated to pay; • Page 3 Zeta 01/11/05 14:44 FAX 7146280124_.. PACIFIC STANDARD 01/11/2005 03:01 FAX SR 11 'OS 11:29RM seism 1S0 Ten Jams nMON Ilasnolte oea'1.116 �P89arte da NIMOSM AWMON SWAIN IN 7111E ?IACb Gra tt,Deed •,11 iia 'viz FORM Mr/wS retina impuirmea/,IIe %mo mmnxy Pm( A VALUABLE CONSICERA71ON, ..dpl .bleb b hereby admawledµd, T. KTBK Rll.L, •a t arced sus, bylch7CRANPSS7 a 1f LIO: YLS 0iCniLV 1lMM, a. married AI her,9ole,-Sad separate p=dpsxt9, ttefS&.;R1 trawl A+.11 purely In the Aar of C,a{ifnmiL eam=y of Orange pat -143 end the Northeasterly ode -half of of Tritt No. 9O7,;en'pex map ehoseof rotor• icok 2a, ?mass• 25.to 36, inclookis, of 141sc Naps, in',the office of the County Rpocrder cannty. • • ig W rAMPOWNIA '" OATI • Ili, Y1".4 „�,58 wnpr of SS. Fare ate, tho aadmargaed. • Now, i'iLlln kid Far ..a Cn•w end Sine. eef.ncl7 £ IIIIt 44444 .wihmibrq rlon wilt in Y na:mu .•1 �Mwl! 4Mh d1ll Itt}f %.op/W eni.ad.l x.I War).. m,als pw 1 iAft ECONORS NM. no little Chia? No- ,.....,.. _....,.,....�-w a 002 002/002 ;pace aRIAW1 aa1. A laTE 600 �3t AT t 142 d in llansous £ said 11) ,......., REQUEST C Ctu: ., tt�oe '� 1950 si..,,i�I6 rc� a �lr A 0 ,00'96 a, oo,BZd. a. 0 EXIST. HOUSE ece y- tosa M wco co A N c cc ammo am . o� Lag n op o T. U N V M EXIST. HOUSE OZIIlO VIA MORbHHAf RESID ;XCI 110 VIA QUITO NEWPORT BEACH, CALIFORNIA 1/2 OF LOT 142 OF TRACT 907 PEIE J. DUCA R.C.E. 24668 T t KI II Al T II c T A M P E D WITH CRAIG MCINIOSII STATE REGISTERED ARC V I A QUITO o 0 Aor 0, rtfer ,•,... cx) tic, 9a9 . --st ..- sx • Go aa 0 0 cD ..,-.1,..v‘• "..liars 1:.99 d. 0 r. ...0 V' cr •-• 01 ("?.. V2? a -8 °le 400 Ot? 3S110H '1SIX3 10 co a ‘00 rs‘ srr ztrcro" !.4 cr4 to ••er" csto (42 a..45.CrO' 0 00 1 3S110H 'ISIX3 a Oa 0 0 I al t) , 0 ?Ir 0 •-• CU 0 • (0 C, a $ 0 011 ' co x 210 3S110H '1SIX3 0 co N1729100”E 45.00' z ti aP• a EXISTING FLOOR PLANS g; IV 1 MOREHEAD RESIDENCE ~ i-` VIA 1,0111 a 110 QUITO NEWPORT BEACH, CALIFORNIA k114� DRAWINGS ARE 1101 AUTHO 0 FOR CONSTRUCTION UNTIL STAMPED WITH CRAIG MC!NTOSN STATE REGPSTE EO 4o 40' 40' 40.05" / MARCH /98/ 36' 25.55' J 25.90_✓ 2 36.04' 3 62.22' 14 TRACT NO. 907 143.90' W I m 154.68' 630.22' 7 426. 30' 480' BULKHEAD NEWPORT - RAY M. M. 28-25 To 36 /NC: O 8 35' 9 32' 2 O 247 /0 32' / 47-23 64' 32' /2 /3 30' 1 30' J /4 L /NE 6' a 32' Its NOTE - ASSESSOR'S BLOCK & PARCEL NUMBERS SHOWN IN CIRCLES 32' L /DO /6 /7 &Ht:M CY STSSTUQhvBEES RriROLruClQFO OTHER US. WARANTEE c � it RIGHTS RESERGE ON�p�,assEssoRopyRef NO. SOLID 32' 907 /8 /9 35 40' ASSESSOR'S MAP ROOK423 PAGE 24 COUNTY OF ORANGE — -- — — _