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HomeMy WebLinkAbout20190214_ApplicationCommunity Development Department Planning Permit Application 1. Check Permits Requested : D Approval-in-Concept -AIC # D Lot Merger D Coastal Development Permit D Limited Term Permit- 0 Waiver for De Minimis Development O Seasonal O < 90 day 0>90 days D Coastal Residential Development D Modification Permit D Condominium Conversion D Off-Site Parking Agreement D Comprehensive Sign Program D Planned Community Development Plan D Development Agreement D Planned Development Permit D Development Plan D Site Development Review -D Major D Minor D Lot Line Adjustment D Parcel Map 2. Project Address(es)/Assessor's Parcel No(s) 3848 Campus Dr # 105 Newport Beach. CA 92660 r 100 Civic Center Drive Newport Beach , California 92660 949 644-3200 newportbeachca.gov/communitydevelopment D Staff Approval D Tract Map D Traffic Study IE Use Permit -li!Minor 0Conditional D Amendment to existing Use Permit D Variance D Amendment -OCode OPC OGP OLCP D Other: 3. Project Description and Justification (Attach additional sheets if necessar hai Day Spa ' Wallada Corp I 4 . Applicant/Compa~n~y....!.N~a~m~e~===================.-------;:====== 1941 W McFadden Ave I I Mailing Address Suite/Unit ';::===========.- cl·ty !Santa Ana I CA J 192707 I ,__ --;::=============;--;:::=======:::::..~State Zip _ 1 9493505765 I I I . 1Panutai26@hotmail.com I Phone __ Fax ._ ______ _._ Email L _ !Wallada Corp 5. Contact/Companrs Name 941 W McFadden Ave -, I Mailing Address _J Suite/Unit '::=========='· City ,_js_a;::nt=a=A=na=---.....:====::.--.:======---=S~tate l CA J Zip 192707 I 1 9493505765 j I . lPanutai26@hotmail.com j Phone _ ____ Fax .__ _____ ____._ Email L _______ _._ 0 ~ @.A--kA-11.·~~--f-&,v,l_..&j,.__J.._"';:::c..=. =======.' I Suite/Unit ':=I =Y=f>=o====~'' State I CA J Zip I 1 2 '-60 I ,~2..-)If ~ Email lc"s~,r&Qr\Jl~u @~(1">-""'"fl•t .,.,.,... I 6. Owner Name I ~1o4~ CAl'\rn L.t Mailing Address I l,00 ~Jc., 6.\-. City ! Nci~ ~ . Phone I q i ~~'\... O ioo J C • Fax I '1tf 7. Property Owner's Affidavit*: (I) (We) I :S-o~~ $;A.v~e f5 depose and say that (I am) (we are) the owner(s) of the property (ies) involved in this application. (I) (We) further certify, under penalty of perjury, that the foregoing statements and answers herein contained and the information herewith submitted are i resp cts true and correct to the best of (my) (our) knowledge and belief. Signature(s): ---------------Title:.__ ________ _ l oate: I *May be signed by the lessee or by an authorized agent if written authorization from the owner of record is filed concu rrently with the application. Please note, the owner(s)' signature for Parcel/Tract Map and Lot Line Adjustment Application must be notarized . PA2019-030 \\cnb.lcl\data\Users\CDD\Shared\Admin\Planning_Division\Applications\Office Use Only.docx Updated 08/15/17 FOR OFFICE USE ONLY\ Date Filed: _______________________ 2700-5000 Acct. APN No: __________________________ Deposit Acct. No. ________________________ Council District No.: _________________ For Deposit Account: General Plan Designation: ____________ Fee Pd: _______________________________________ Zoning District: _____________________ Receipt No: ____________________________ Coastal Zone: Yes No Check #: __________ Visa MC Amex # ____________ CDM Residents Association and Chamber Community Association(s): _______________________ Development No: __________________________ _____________________________________________ Project No: ________________________________ _____________________________________________ Activity No: _______________________________ Related Permits: ___________________________ APPLICATION Approved Denied Tabled: _________________________ ACTION DATE Planning Commission Meeting Zoning Administrator Hearing Community Development Director Remarks: __________________________________________________________________________________________ __________________________________________________________________________________________ APPLICATION WITHDRAWN: Withdrawal Received (Date): ________________________ APPLICATION CLOSED WITHOUT ACTION: Closeout Date: ________________________ Remarks: __________________________________________________________________________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ 2/14/2019 427 151 08 3 AO OA none PA2019-030 D2019-0138 UP2019-013 February 7,2019 Project Description and Justification Tida Thai Day Spa 3848 Campus Drive Suite 105 Newport Beach, Ca Tida Thai D ay Spa w ill be a professional traditional Thai Massage Therapy Spa, featuring therapies that including stretching, muscle massage, deep tissue and trigger point therapies. This Spa will provide Thai Massage therapy services d esigned to provide relaxation and tension r eduction . These traditional Thai massage techniques increase blood circulation to overworked muscles through a variety of massage and stretc hes designed to accommodate the needs of a diverse Clientele. Tida Thai Day Spa v.rill employ professional and licensed CMTC certifi ed staff members who are experi enced, well tra ined and mature, all dedicated to professional exceptional customer servjce. Per section 20.52.020 Tida Thai Day Spa 1. This Day Spa is consistent w ith General Plan. 2. This use is allowed per the zoning district and the municipal code. 3. The design the location the size and the operating parts of this business are like all the other businesses in this area. 4. The site will not physically change from the current confi guration , no changes to the historic and the current parking, access, public services, utilities etc, ..... all remain as is. 5. The use will be comparable and will fit harmonious ly at this location, and will definitely promote H ealth and General Welfare for all. It will be a harmonious addition to thi s business neighborhood. Gross Floor Area squ are footage is 1,710 square feet There are in excess of 73 parking spaces Number of Employees i s 3 N umber of massage tables 8 Hours of operation will be 10 am to 8:30 pm Use is traditional Thai massage Respectfully S ubmitted, Panutai Phongtheingtham PA2019-030 3848 CAMPUS DRIVE OCCUPANT LISTING PARKING REQUIRED SUITE OCCUPANT U.S .F. USE RATIO SPACES 101 M ORTERA M . NASSERARA 760.11 Genera l O ffi ce 3/10 00 2.28 102 MOHAM ID MOTTAHEDAN 1001.3 General Office 3/1000 3.00 103 LIBERTY & JUSTICE INC. 338.46 General Office 3/1000 1.02 105 *"Subject Suite** 1710.2 Thai Massage 5/1000 6.13 106 TRISHA SULLIVAN 751 .55 General Office 3/1000 2.25 107 SANDRA RICHARDSON & ADRl.t 418.94 General Office 3/1000 1.26 108 T IEN NGUYEN 377.29 Genera l Office 3/1000 1.13 109 SOFY SOM JERRY'S SANDWHICH 589.45 Take Out 5/1000 2.95 110 PLATINUM FINANCIAL 242.64 General Office 3/1000 0 .73 111 AIR SANTA BARBARA INC. 659.81 General Office 3/1000 1.98 112 CLASS A MANAGEMENT 587 .55 General Office 3/1000 1.76 113 RAY MIRHOSSEINI 407.76 General Office 3/1000 1.22 114 TRUE FLOW YOGA 587.55 General Office 3/1000 1.76 115 MORTERA M. NASSERARA 1170 General Office 3/1000 3.5 1 117 A & D MEDICAL SUPPLY 502.06 General Office 3/1000 1.51 118 VACANT 669.35 Vacant 3/1000 2.01 11 9 ZHONGYU ZAN 587.55 General Office 3/1000 1.76 120 ARTISTIC IMAGE 1077 Med ical 5/1000 5.39 201 ZIAD GHAZZAWI 516.33 General Office 3/1000 1.55 203 TERESA LEWIS 581 .98 General Office 3/1000 1.75 204 ALMENDAREZ & MOLINA 686.72 General Office 3/1000 2.06 205 VACANT 758.74 Vacant 3/1000 2.28 206 JULIAN TOOMA 412.92 General Office 3/1000 1.24 207 AHMADI KASHANI 580.42 General Office 3/1000 1.74 208 JAMES WILLARD 582.17 General Office 3/1000 1.75 212 RESULTS NATIONAL LLC 1214.5 General Office 3/1000 3.64 214 MCKEY LLC 285.65 Gener al Office 3/1000 0.86 215 SLOANE CONST RUCTION 584.85 General Office 3/1000 1.75 2 16 RONNE JOHNSEN 570.9 General Office 3/1000 1.71 2168 KARINA ONOFRE 290.76 General Office 3/1000 0.87 217 JAMES DUNN 578.6 General Office 3/1000 1.74 218 BEACH PAVING INC 588.41 General Office 3/1000 1.77 219 VIVIANNE YUKI FUKUYAMA 581.53 General Office 3/1000 1.74 220 ROWLAND HEIGHTS MOBILE E~ 580.6 General Office 3/1000 1.74 221 S UNWOOKIM 558.01 General Office 3/1000 1.67 222 31 MARBLES LLC 592.71 General Office 3/1000 1.78 22984 73 PA2019-030 PA2019-030 Cl TA Preliminary Report Form (Rev. 11/06) Order Number: 0-SA-5872002 Page Number: 1 -~~· ..... ~,,.~ i, -'ll'-~ Order Number: Title Officer: Phone: Fax No.: E-Mail: Property: First American Title First American 1·itle Company 4 First American Way Santa Ana, C:A 92707 California Department of Insurance License No. 151 0-SA-5872002 { dt) Debbie Tognetti (714)250-8579 (714)481 -2956 FAHQ-RA-octitle3@firstam.com 3848 Campus Drive Newport Beach,, CA 92660 PRELIMINARY REPORT In response to the above referenced application for a policy of title insurance, this company hereby reports that it is prepared to issue, or cause to be Issued, as of the date hereof, a Policy or Policies of Tittle Insurance describing the land and the estate or interest there in hereinafter set forth, insuring against loss which may be sustained by reason of any defect, l ien or encumbrance not shown or referred to as an Exception be low or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipu!ations of sa id Policy forms. The printed Exception s and Exclus ions from the coverage and Limitations on Covered Risks of said policy or po licies are set forth in Exh ibit A attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowners Policies of Title Insura1ce which establish a Deductible Amount and a Maximum Dollar Lim it of Liability for certa in coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued th is report. Please read the exceptions shown or referred to below and the ex,ceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to 1>rovide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written repre.!sentation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitati ng the issua nce of a poli cy of title in su rance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issua nce of a policy of title in sura nce, a Binder or Commitment shou ld be requested. First American 77tle Page 1 of 15 PA2019-030 Dated as of February 04, 2019 at 7:30 A.M. The form of Policy of title insurance contemplated by this report is: To Be Determined Order Number: O·SA-5872002 Page Number: 2. A specific request should be made if another form or additional coverage is desired. Title to said estate or interest at the date hereof is vested in: 3848 CAMPUS LP., A CALIFORNIA LIMITED PARTNERSHIP The estate or interest in the land hereinafter described or referred to covered by this Report is: FEE The Land referred to herein is described as follows: (See attached Legal Description) At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy form would be as follows: 1. General and special taxes and assessments for the fiscal year 2019-2020, a lien not yet due or payable. 2. Genera l and special taxes and assessments for the fiscal year 2018-2019. First Installment: $27,899.41, PAID Penalty: $0.00 Second Installment: $27,899.41, OPEN Penalty: $0.00 Tax Rate Area: 07-061 A. P. No .: 427-151-08 3. The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75 of the California Revenue and Taxation Code. 4. An easement for WATER MAIN and incidental purposes in the document recorded as BOOK 5442, PAGE 417 of Official Records. 5. Covenants, conditions, restrictions and easements in the document recorded in Book 437 of Deeds, Page 231 , which provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for value, but deleting any covenant, cond ition, or restriction indicating a preference, lim itation or discrimination based on race, color, religion, sex, sexual orientation, familial status, d1sability, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in Ca lifornia Government Code§ First American Title PA2019-030 Order Num ber: O·SA·5 872002. Page Num ber: 3 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. § 3604(c) or California Government Code§ 12955. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. Document(s) declaring modifications thereof recorded c1s BOOK 5296, PAGE 239 of Official Records. 6. Covenants, cond itions, restrictions and easements in the: document recorded as BOOK 7529, PAGE 600 of Official Records, which provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for value, but deleting any covenant, condition, or restriction indicating a preferenoe, limitation or discrimination based on race, color, religion, sex, sexual orientation, familial status, dii;ability, handicap, na t iona l origin , genetic information, gender, gender identity, gender expression,, source of income (as defined in California Government Code§ 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. § 3604(c) or California Government Code§ 12955. Lawful restrictions under state and federal law on the age of occupants in se nior housing or housing for older persons shall not be construed as restrictions based on fami li al status. 7. A perpetual avigatioh easement in and through the air above the herein described and othe r land, as conveyed to the County of Orange by the Irvine Company, by deed recorded March 17, 1964 in book 6965, page 721 of Official Records, and the terms and conditions as set forth in said deed to which record reference is hereby made for all particulars. 8. An easement for PUBLIC UTILITIES and incidenta l purposes in the documen t recorded as BOOK 7488, PAGE 284 of Officia l Records. 9. Covenants, cohd ition s, restrictions and easements in the document recorded MAY 29, 1992 as INSTRUMENT NO. 92-358906 of Officia l Records, which prov1de that a violation thereof shall not defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for value, but deleting any covenant, condition, or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, sexua l orientation, familia l statu s, disab ility, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in California Government Code§ 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. :§ 3604(c) or Cal ifornia Government Code§ 12955. Lawful restrictions under state and federa l law cm the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. A document recorded MARCH 08, 2017 as INSTRUMENT NO. 2017000095206 of Offic ial Records provides that the above document was subordinated to the document recorded MARCH 08, 2017 as INSTRUMENT NO. 2017000095204 of Official Records. 10 . A MORTGAGE WITH THE POWER OF SALE, EXECUTED BY CHAR LES J. FISHBACK AND KATHRYN C. FISHBACK, AS TRUSTEES OF THE FISHBACK MANAGEMENT TRUST UNDER DECLARATION OF TRUST DATED NOVEMBER 21, 1968 AS MORTGAGOR TO THE IRVINE COMPANY , A MICHIGAN CORPORATION, AS MORTGAGEE, FOR THE PURPOSE OF SECURING ANY AND ALL INCREMENTS OF ADDITIONAL PURCHASE PRICE DESCRIBED IN SECTION 3.4 (A) OF AND AS SET FORTH IN THE ABOVE REFERRED DECLARATION. 11. Easements, Covenants and Condit ions contained in the deed from IRVINE COMPANY, as Grantor, to CHARLES J. FISHBACK AND KATHRYN C. FISHBACK, AS TRUSTEES OF THE FISHBACK MANAGEMENT TRUST UNDER DECLARATION OF TRUST DATED DECEMBER 21, 1968, as Grantee, recorded MAY 29, 1992 as INSTRUMENT NO. 92-358907 of Official Records. Reference being made to the document for First American 77tle Page 3 of 15 PA2019-030 Order Number: O-SA-5872002 Page Number: 4 full particulars, but deleting any covenant, condition, or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, sexual orientation, familial status, disability, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in california Government Code§ 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. § 3604(c) or California Government Code§ 12955. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. 12. An easement for PUBLIC UTILITIES and incidental purposes in the document recorded AUGUST 9, 2002 as INSTRUMENT NO. 02-666444 of Official Records. 13. A deed of trust to secure an original indebtedness of $2,600,000.00 recorded March 08, 2017 as INSTRUMENT NO. 20170000952.04 OF OFFICIAL RECORDS. Dated: February 23, 2017 Truster: 3848 CAMPUS L.P., A CALIFORNIA LIMITED PARTNERSHIP Trustee: FIDELITY NATIONAL IDLE INSURANCE COMPANY, A FLORIDA CORPORATION Beneficiary: STANDARD INSURANCE COMPANY, AN OREGON CORPORATION A document entitled "ASSIGNMENT OF LESSOR'S INTEREST IN LEASES" recorded March 08, 2017 as INSTRUMENT NO . 2017000095205 OF OFFICIAL RECORDS, as additional security for the payment of the indebtedness secured by the deed of trust. According to the public records, 49% of the beneficial interest under the deed of trust was assigned to PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD, A HAWAII CORPORATION by assignment recorded October 04, 2017 as INSTRUMENT NO. 2017000422128 of Official Records. 14. A notice of nonresponsibility, executed by 3848 CAMPUS, LP., A CALIFORNIA CORPORATION, recorded January 28, 2019 as INSTRUMENT NO. 2019000025591 of Official Records. 15. Any statutory lien for labor or materials arising by reason of a work of improvement, as disclosed by a document recorded January 28, 2019 as INSTRUMENT NO. 2019000025591 of Official Records. 16. Water rights, claims or title to water, whether or not shown by the public records. 17. Any facts, rights, interests or claims which would be disclosed by a correct ALTA/NSPS survey. 18 . Rights of parties in possession. Prior to the issuance of a 2006 ALTA Extended Owner's Policy of Title without Western Regional Exceptions, The Company will require: 19. "Furnish Plat of Survey of the subject property of recent date by a Registered Land Surveyor in accordance with the ""Minimum Standard Detail Requirements for ALTA/NSPS Land Title Surveys"" which became effective February 23, 2016. Said Plat of survey shall include the required certification and, at a minimum, also have shown thereon Items 1, 8, 11, 16, 17, and 19 from Table A thereof. If zoning assurances are requested, Items 7(a), 7(b), 7(c) and 9 from Table A and information regarding the usage of the property must be included. First American Title P~rio '1 nf 1 c; PA2019-030 Order Number : 0-SA··S872002 Page Number: 5 NOTE: Exception may be made to any adverse matters disclosed by the AL TA/NSPS Land Title Survey." 20. With respect to 3848 CAMPUS L.P., a California limited partnership: a. That a certified copy of the certificate of limited partnership (form LP-1) and any amendments thereto (form LP-2) be recorded in the public records; b. A full copy of the partnership agreement and any amendments; c. Satisfactory evidence of the consent of a majority in interest of the limited partners to the contemplated transaction; d. Other requirements which the Company may impose following its review of the mzterial required herein and other information which the Company may require. First American 77t/e Pages of 15 PA2019-030 INFORMATIONAL NOTES Order Number: O-SA~S872002 Pag e Number. 6 Note: The policy to be issued may conta in an arb itration clause. When the Amount of Insurance is less than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exc lusive remedy of the parties. If you desire to review the terms of the policy, including any arbitration clause that may be included, contact the office that issued this Commi t ment or Report to obtain a sample of the policy jacket for the policy that is to be issued in connection with your transaction. 1 . According to the latest available equalized assessm ent roll in the office of the county tax assessor, there is located on the land a(n) COMMERCIAL STRUCTURE known as 3848 Campus Drive, Newport Beach, Ca lifornia. 2. According to the public records, there has been no conveyance of the land within a period of twenty- four months prior to the date of th_is report, except as follows: None 3 . It appears that a work of improvement is in progress or recently completed on t h e land. The Company will require various documents and information, including but not lim ited to a completed mechanics' li en risk analysis, construction contract(s), lien wa ivers, loan agreemen t, disbursement information, executed indemn ity agreement and current financial information from proposed indemnitors, in order to determine whether mechanics' lien insurance can be issued . Other requirements may be made following the review of such documents and information. The map attached, if any, may or may not be a survey of the land depicted hereon. First American expressly disclaims any liability for loss or damage which may res ult from reliance on this map except to the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title insurance policy, if any, to wh ich this map is attached . First American Title P;inP 4' rif 1 c; PA2019-030 LEGAL DESCRIPTION Order Number: O-SA-587200~ Page Number: 7 Real property in the City of Newport Beach, County of Orange, State of California, described as follows: LOT 10 OF TRACT NO. 3201, IN THE CI1Y OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 130, PAGES 25,26,27,28,29 AND 30 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPT ANY AND ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS, AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM, AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE LAND, TOGETHER WITH THE PERPETUAL RIGHT OF DR1LLING, MINING, EXPLORING AND OPERATING THEREFOR AND STORING IN AND REMOVING THE SAME FROM THE LAND OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THOSE CONVEYED HEREBY, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE LAND, AND TO BOTIOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES; WITHOUT, HOWEVER, THE RIGHT TO DRILL, MINE:, STORE, EXPLORE, AND OPERATE THROUGH THE SURFACE OR THE UPPER 500 FEET OF THE SUBSURFACE OF THE LAND, AS RESERVED IN THE DEED FROM THE IRVINE COMPANY, A MICHIGAN CORPORATION, RECORDED MAY 29, 1992 AS INSTRUMENT NO. 92-358907, OFFICIAL RECORDS. ALSO EXCEPT ANY AND ALL WATER, RIGHTS OR INTERESTS THEREIN, NOW MATIER HOW ACQUIRED BY GRANTOR, AND OWNED OR USED BY GRANTOR IN CONNECTION WITH OR WITH RESPECT TO THE LAND, TOGETHER WITH THE RIGHT AND POWER TO EXPLORE, DRILL, REDRILL, REMOVE AND STORE THE SAME FROM THE LAND OR TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTERESTS ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR, WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, LITIORAL, PERCOLATING, PRESCRIPTIVE, ADJUDICATED, STATUTORY OR CONTRACTUAL; BUT WITHOUT, HOWEVER, ANY RIGHT TO ENTER UPON THE SURFACE OF THE LAND IN THE EXERCISE OF SUCH RIGHTS, AS RESERVED IN THE DEED FROM THE IRVINE COMPANY, A MICHIGAN CORPORATION, RECORDED MAY 29, 1992 AS INSTRUMENT NO. 92-358907, OFFICIAL RECORDS. APN: 427-151 -08 First American 77tle Page 7 of 15 PA2019-030 J I/MN£ AVE ~ ,,o· ..... t:J t.O I ~ r<) <I\ <1> "' <t 0 ~ . ~ .c· J· "' ~ ll " • .,, :t,. . !!) ~ :3 ... ! JO~ :, n· .... ~ :;; :::i ~ ii>' ~ <1> I ~ "' <t !::? ~ ,~· I I MARCH 1912 I =s ~ L m-15 ----;, )t CAMPUS --(IICACJAST./ . -~.,.. ,_., =· }I., •. l.t.~· I I .,. I ·••.;;' -TRACT f I I I I I I I I I I I I .I I I . I I I . I @ ~ 0 0 © © £ 0 ~I I I I I ~I I I I FWY I I 0 I I I I 4.921/C. I f I I i 19()' rl 100• zf J• 4 5 S T 8 ,,r 601 g ,S'SII WI.tr ~· ,.. 51 56 nr "' s,r 541 I ~ I I I IP.it !04-Sl @ I I I , 151 I I • ' • I I I ~ I , I ;, I P.il. 2112-H , ~ I ' I o : I@~ @ @ @: f I I I./YJ8 ,c., I I I I 1•J I I •: ~ I I = ' I ·~ I ,,' / I f ,: I ,u.,1· I ~" ~1:· •r ,w -..11 ._,,. 1t.w ~"' I l ~ BIRCH I~~ V I ~~ I ~:;, 23 TR. NO. 3201 PARC£! MAP M.M. (30-25-30/NC. PM. /04-31 NOT£ -ASSESSOR'S BLOCK d PARCEL NU/./8£RS SHO'IIN IN CIRCLES ORIV£ -~,· ~ © l22/.C. 9 /0 1114· 53 52 ,, •. I I I I I I :0 IU2N:. I I I I I 1111• NO. 3201 ~ STRffT-·i i' ·, ~ ~ ...... ,;o· ..... !:J ~ <I\ ::! § () ,.o· !2 II ASSESSOR'S MAP BOOK 427 PAGE 15 COUNTY OF ORANGE D .,,o ~ a. ro !l1 zz CC 3 3 0-,:;;; ~ ~ ooo I Ill > I UI 0, " N 0 0 N PA2019-030 NOTICE Order Number: O·SA-5872002 Page Number: 9 Section 12413.1 of the California Insurance Code, effective January 1, 1990, requires that any title insurance company, underwritten title company, or controlled escrow company handling funds in an escrow or sub- escrow capacity, wait a specified number of days after depositing funds, before recording any documents in connection with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer to be d isbu rsed the same day as deposit. In the case of cashier's checks or certified checks, funds may be disbursed the next day after deposit. In order to avoid unnecessary delays of three to seven days, or more, please use wire transfer, cashier's checks, or certified checks whenever possible. First American Title Page 9 of 15 PA2019-030 EXHIB IT A Order Number: O·SA-58720 02 Page Number: 10 UST OF PRI NTED EXCEPTIONS AND EXC LUSI ONS (BY POUCY TYPE) Cl TA STANDA RD COV ERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The foll owing matters are expressly excluded from tne coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ord inance or governmental regulation (including but not limited to buil ding or zoning laws. ordinances, or regulations) restricting, regu lating, prohibiti ng or relating (i) the occupancy, use, or enjoyment of the land; (Ii) the character, d imens ions or location of any improvement now or hereafter erected on the land; (Iii) a sepal'atlon in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environ mental protection, or the effect of any violation of these laws, ordinances or governmental regu lations, except to t he extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public reco rds at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exerGise thereof or notice of a defect, li en or encumbrance resulting from a violation or al leged violation affecting the land has been recorded in the public records at Date of Policy, 2. Rights of eminent domain unless notice of the exercise thereof has been recorded In the public records at Da t e of Policy, but not excl ud ing from coverage any taking whlch has occurred prior to Date of Po lley wh ich would be binding 011 the r1ghts of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse cla ims or other matters: (a) whether or not recorded 1n the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded In the publi c records at Date of Po ll ey, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this pol icy; (c) resu lting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resu lting in loss or damage w hich would not have been sustained If the Insured claimant had paid va lue for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceabillty of the lien of the insured mortgage because of the inability or fa il ure of the insured at Date of Po licy, or t he inability or fai lure of any subsequent owner of the indebtedness, to comply w ith the applicable doing bus iness laws of the state in which the land is situated. 5. Invalidity or unenforceablllty of the lien of the insured mortgage, or claim thereof, Wh ich arises out of the transaction evidenced by the insured mortgage and is based u pon usury or any consumer credit prot ection or truth in lending law. 6. Any claim, Which arises out of the ttansactjon vesting in the Insu red the estate of interest insured by this policy or the transaction creating t he interest of the Insured le nder, by reason of the operation of federa l bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIO NS FRO M COV ERAGE -SCHEDU LE B, PART I This po licy does not insure against loss or damage (and the Company w ill not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing Hens by the records of any taxing authority that levies taxes or assessments on rea l property or by the pu blic records. Proceedings by a public agency Which may resu lt in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public, records. 2. Any facts, rig hts, interests, or claims whlch are not shown by the pub lic records but which cou ld be ascertained by an inspection of the land or w hich may be asserted by persons In possession thereof. 3. Easements, liens or encumbrances, or claims t hereof, not shown by the public records. 4. Discrepancfes, conflfcts In boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mi ning claims; (b) reservations or eiccep tions in patents or in Acts authorizing the issuance thereof; (c) water ri ghts, claims or t itle to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any li en or righ t to a lien for services, labor or mc1teria l not shown by the public records. Cl TA/ALTA HOM EOWN ER'S POLICY OF TITLE INSURA N CE (12·02-13) EXCLUSIONS In addition to the Exceptions in Schedu le B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from : L Governmental police power1 and the existence or violation of those portions of any law or government regulation concerning: a. build ing; b. zoni ng; c. land use; Fitst American Title Paoe 10 of 15 PA2019-030 Order Number: 0-SA-5872002 Page Number: 11 d. improvements on the Land; e. land division; and f. envfronmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., :L4, 15, 16, 18, 19, 20, 23 :>r 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable buildin g codes. This Exdusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclus ion does not limlt the coverage described in Covered Rlsk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Re :ords; b. t hat are Known to You at t he Policy Date, but not to Us, unless they are recorded In the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Po licy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifica lly described and referred to in paragraph 3 of Schedule A; and b. ln streets, alleys, or waterways that touc h the Land . This Exclusion does not limit the coverage described ih Covered Risk 11 or 21. 7. The transfe r of the Title to You Is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcyt st ate insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flood ing, vibration , fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Rlsk 16, 18, 19, and 21 Your Deductib le Amount and Our Maximum Do ll ar Limit of Liability shown in Schedu le A. The deductible amounts and maximum do ll ar limits shown on Schedule A are as follows : Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: Your Deductible Amount 1 % of Po licy Amount Shown in Schedule A or $2,500 ( whichever is less) 1 % of Policy Amount Shown in Schedule A or $5,000 (whichever is less) 1 % of Po li cy Amount Shown in Schedule A or $5,000 (whichever is less) 1 % of Polley Amount Shown in Schedule A or $2,500 (whichever is less) 2006 ALTA LOAN POLICY {06·17-06) EXCLUSIONS FROM COVERAGE Our Maximum Dollar Lim it of Liability $10,000 $25,000 $25,000 $5,000 The following matters are expressly excluded from the coverage of thi s policy, and the Company Will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regu lating, prohibiting, or re lating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, d[menslons, or lo cation of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1.(a) does not mod ify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion l(b) does not modify or Umlt the coverage provi ded under Covered Risk 6. 2. Rlghts of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded 1n the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; First American Title Page 11 of 15 PA2019-030 (c) resu lting ln no loss or damage to the Insured Claimant; Order Number ; O-SA-5872002 Page Number: 12 (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid va lue for the Insured Mortgage. 4. Unenfotceability of the lien of the Insured Mortgage because of the inabil ity or fai lure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mo1tgage that arTses out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer cred it protection or truth-in-lend ing law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or sim ilar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is · (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) ofthls policy. 7. Any lien on the Title for real estate taxes or assessments Imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mo1tgage in the Public Records. This Excluslon does not modify or limit the coverage provided under Covered Risk ll(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In ad dition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage po li cy will also include the follow ing Exceptions ftom Coverage: EXCEPTIONS FROM COVERAGE [Except as provided in Schedu le B -Part II,[ t[or T]his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [PART I [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the fo ll ow in g Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existi ng liens by the records of any taxing authority that levies taxes or assessments on rea l property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proc-eedlngs, whether or not shown by t he records of such agency or by the Pub li c Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that cou ld be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and comp lete land survey of the Land and not shown by the Pub lic Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authori zi ng the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Pub lic Records. 6. Any lien or right to a li en for services, labor or material not shown by the public records. PART II In addition to the matters set forth Tn Part I of this Schedule, the Title is subject to the following matters, and the Campany lnsures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage :] 2006 ALTA OWNER'S POLICY (06-17~06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company wil l not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of; 1. (a) Any law, ord in ance, permit, or governmental regulation (including those relating to build ing and zoning) restricting, regulating, prohibiting, or re lating to (i) th e occupancy, use, or enjoyment of the Land ; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdiv ision of land; or (iv) environmenta l protection; or the effect of any violatlon of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental po li ce power. Th is Exclusion 1(b) does not modify or lim it the coverage provided under Covered Risk 6. 2, Rights of eminent domaTn. This Exclusion does not modify or limit the coverage prov ided under Covered Risk 7 or 8. 3, Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Polley, but Known to the Insured Claimant and not disdosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; First American Title D;,r,,. 17 nf 1<; PA2019-030 Order Number ; O·SA-5872002 Page Number : 13 (c) resulting in no loss or darnage to the Insured Oaimant; (d) attaching or created subsequent to Date of Policy (however, thTs does not modify or limit the coverage provided under Covered Risk 9 or 10); or (e) resulting ln loss or damage that would not have been sustained if the I nsured Claimant had paid value for the Title. 4. Any cla im, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' tights laws., that the transaction vesting the Tftle as shown ln Schedule A, is (a) a frau dulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 9 of tllis policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attachfng between Date of Policy and the date of recording of the deed or other instrument of tra nsfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [Th e above polTcy form may be issued to afford either Standard Coverage or Extended Coverage. In additlon to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as ex isting liens by the records of any taxing authority that levies taxes or assessments on real property or by the PubJic Records; (b) proceedings by a public agency th«t may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Pllblic Records but that could be ascertained by an inspection of the Land or that may be asserted by persons In possesslon of the Land. 3. Easements, lien s or encumbrances, or claim s thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. S. (a) Unpatented mlning claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rfghts, claims or title to water, whether or not the matters excepted under (a), (b}, or (c) are shown by the Public Records. 6. Any lien or rfght to a lien for serv1ces, labor or material not shown by the Public Records. 7. [Variable exceptions such as mxes, easements, CC&R's, etc. shown here.] ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07-26-10) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, cind the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Ahy law, ordinance, permi t, or governmental regulation (lncludfng those relatfhg to building and zoning) restricting , regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land ; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) ooes not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. {b} Any governmental police power. This Exclusion l(b) does not modify or ltmtt the coverage provided under Covered Rlsk 5, 6, 13(c), 13(d}, 14 or 16. 2. Rights of eminent dor,,ain. This Exclusion does not modify or limit the coverage P.rovided under Covered Risk 7 or 8. 3 . Defects, liens, encumbrances, adverse claims, or otner matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded In the Public Records at Datii of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting ln no loss or damage to the Insured Cla iman t; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that wou ld not have been sustained if the J'.nsured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of t he lnabilily or failure of an Insured to comp ly with applicable doing-business Jaws of the state where the Land is situated. s. Invalidity or unenforceability in whole or ih part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is ba sed upon usury or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any daim of invalidity, unenforceabllity or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made aft:er the First American Title Page 13 of 15 PA2019-030 Order Number: O-SA-5872002 Page Number: 14 Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this po li cy. T h is Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for rea l estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or li mit the coverage provided in Covered Risk ll(b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Po li cy in acco rdance with appli cable buil d ing codes. This Exclusion does not modify or limit the cove rage provided in Covered Risk 5 or 6. 9. Any cla im, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the li en of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flood ing, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. First American T!tle p,,,,., 1'1 nf 1 C: PA2019-030 ··~·· ~;:--,.,._ I First American Title Privacy I 11tor111atl on We Are Committed to Safeguarding Customer I nformation Order Number · O·SJ\-5872002 Page Number; 15 In order to better serve your needs now and In the future, we may ask you to provi de us with certa1n in fom1atlon. We ~nde~nd t hat yoL may be conce rn ed about What we will do with such Information -particularly any personal or financial information. We agree that you l\ave a right to know hpw we will utilize the personal In forma tion you pro.1ide to us. Therefore, together with ou r subsidiaries we have adopted this Privacy Policy to govern the 1Jse and handling of your persona l Information. Applicability Thts Prl11acy Polley governs our use of the Information that yoo provide to us. (t does not govern the manner in whi ch we moy use infonnaton we have cbta1ned from any other source, sL1d\ as informa tion obtained from a pubtrc record or fn>m anoth er person or entity. First Arnertcan has also adopted broader guidelines that govern olr use of pe15cna l information rega(dless of Its soutce. fllst American calls these guldell nes Its Fair l nfo1maUon Va lu es . Types of tnformat111n Depending upon Which of our services you are utilizing, the types of nonpublic personal Informa ti on that we may coll ect In clude: • lnfonnation we receive from you on appllcatlons, forms ond in other communications to us, Whether iri writing, 111 person, by telephone or My Oner mP.ans; • Information about your lransactTons with us, our affiliated oompanles, or others; a,,d • Information we receiVe rrom a consumer reporting agency. Use of Information We request information from you for our own legitimate business purpCISeS and not for t11e benefit of any noriaffiliated party. The{~fore, we wflf 1101 (elease your 1nformatlon to r,onaffillated partfes except: (1) as neo:!ssary for us to provid e the product or service you have requested of us; or (2) as permitted by law. We may, howe,er, store such information 1ndefinilely, inclu ding t he period after which any customer relationsh ip has ceased. Such informat1on may be used for any ,ntema1 purpose, such as quallty control efforts or customer analysis We may also provide all of the types of nonpubli c personal informa tion listed above to one or more of our affiliated companies. S1.1d1 affiliated companies include ronan~ia l ser,l ce rxovld e{S1 s1.1d1 a$ title frisu rers, property and casualty insure rs, and tTusl and tnvestme~t ad~lsory companies, or companies involved ln real estate services, such as appral sai compani es, home warranty companl~s and escrow companies. Furthermore, we may al so provide al( die information we collect, as desmbed above, to companies tha t periorm marketing services on ou r behalf, on behalf of our a-Tillated companies or to other financial institutions with whom we or our affili ated compan ies have joint marketin g ag reements. Former Customers even If you are no longer our C\Jstomer, our Privacy Policy will continue to ap ply to you. Confident iality and Security We will use our, best efforts to ensUJe that no unauthonzecl parties ha ve access to any of yoor lnfofl\latlol]. We restrict access to nonpu ollc personal information about you to those ilJdiViduals and entities \\1/10 need to know !hat information to provide pro(luct,s or services to you. We will use our best effo rts to trai11 and oversee our employ~es and agent; to ensure that your information will be handled responsibly and In accorda nce with thls Privacy Policy and First American·s fair Information Va lu es . We currently maintain phystcal, e ectronl c, and procedural safeguards that co n1ply with federal regulations to guard your nonpu blic personal Information. Informat ion Obtained Through Our Web Site Fl15t Am erica n Financial Corporation is sensitive to privacy Issues on the Internet. We believe it is impo rtant yc,u know how we treat the information aboul you we receive 011 the Internet.- I n general, you cari vislt Ffrst America n or Its affiUates' Web sites on the World Wide Web without telling us who you are or revea ling any information about yourself. our Web servers collect u,e domain names, not the e-mail addresses, or viSltors. This ,nformatton is aggregated to measure t he 11umb~r of li1Sits, average bme spent on the site, pagas v)ewed and similar Information. First America n uses !his In forma ti on to measure t he use of our site and to develop Ideas to Improve the content of our site. There are times, h•lwever, whe11 we n1ay need Tnforroation from you, such as your name and email add ress. When Information is needec, we will Use our best efforts to let you know at the time of collection how we will use tile personal information . Usu ally, the personal lnformatlon we collect is used on ly by us to respond to your Inquiry, process c.n orde, or allow you to access specific account/profile in formation. If vou choose to share any personal information with us, we will only use it in accordance \'ii\h the policies ouUined above. Business Relationships First American Ffnancial Corporatlon's site and Its afflli~tes' sites may contain links to other Web sites. While Ne try to link only to sites that share our hig h sl3ndards an d respect for privacy, we are not respons1ble for the ,con tent or the privacy practices emp loyed by other sites. Cookies Some of Fi1st American's Web sites may make use of "cookie" technology to measure Sile activity an(I to cusWrnize fn(ormafion to your pe,sona l tastes. A coolie ls an element of data that a Web site can send to your b·owser, which may tl1en store the cookie on your hard drive . FirstAm.com uses stored cookies. The goal of thfs technology is to better serve you when v(sillng our site, save you time when you are h~re and to provide you with a more mean in gful and productive Web si te experience . Fair Information Values Fairness We consider co nsumer expectatio ns about their privacy in all our busl11esses. We only offer product,; and se,vlces that assu re a 'avorable balance between consumer benefits and consumer privacy. Public Record We believe t ha t an open pUbllc record creates sig niffcant value for society, enhances consu n1er choice and creates consumer opportunity. Wi? actively support an open pub)ic record and emphasize Its mportance and contribution to our econo11w. Use We belreve we shou ld behave responsibly when we use lnror'n'l~tlon about a consumer in our bllsin ess . We will obey the laws governlng t he rollect1on, usEc and clisseinination of data. Accuragy We will take reasonable steps to help assure the accuracy of the data we collect, use and disseminate. Where posslble, we will ta~e reasonable steps to correct lna,curate i11ror111atlo11 . WhetJ, as With the publi c reco rd, we cannot correct inacctJrate information, we will take all reasonable steps lo assist consum ers in iden!Jfymg ttie sou rce of !!'le erroneous data so !hat the consumer can secure the req J]red correctlons , Education We endeavor to educate the users of our products and services, our emp loyees and ottiers in our Indu stry about the importance of consumer pr,,acy. We will instruct our employees 011 our f alr i11format.ron values and 011 the responsible collection and use of da ta. We will encourage others in our ind ustry to collect and use iflformation in a respcnslblemanner. Security We will naintain approp riate facllltles and systems to protect against ur1authorlzed access to and corruptlon of the data we mai nta in. F-orm SO-PRIVACY (9/1/10) Pagel of 1 First American Title Pag e 15 of 15 Privacy Information (20 01-2010 Fi,st American Fi nancial Corporation) PA2019-030