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HomeMy WebLinkAbout20190606_ApplicationJ Community Development Department Planning Permit Application 1. Check Permits Requested: D Approval-in-Concept -AIC # D Lot Merger D Coastal Development Permit D Limited Term Permit- □ Waiver for De Minimis Development D Seasonal D < 90 day 0>90 days D Coastal Residential Development D Modification Permit D Condominium Conversion D Off-Site Parking Agreement D Comprehensive Sign Program D Planned Community Development Plan D Development Agreement D Planned Development Permit D Development Plan D Site Development Review -D Major D Minor D Lot Line Adjustment D Parcel Map 2. Project Address(es)/Assessor's Parcel No(s) 417 30th STREET, NEWPORT BEACH, CA 92663 100 Civic Center Drive Newport Beach, California 92660 949 644-3200 newportbeachca.gov/communitydevelopment fAto1q-(oS- □ Staff Approval D Tract Map D Traffic Study II) Use Permit -li!Minor □Conditional D Amendment to existing Use Permit D Variance □ Amendment -□Code □PC □GP □LCP D Other: 3. Project Description and Justification (Attach additional sheets if necessary): MINOR USE CHANGE FOR EXISTING BUSINESS FROM LIMITED SERVICE MARKET TO FULL SERVICE RESTAURANT. 4. Applicant/Company Name josH INDUSTRIES, LLC I M ·1· Add 1417 30TH STREET s ·t /U "t I I a1 mg ress :'.:=::===· =====================i---~========:::__..:::..:U::::;1 e m -;::...-=--=--=----_-_-_-_-_-_~ City !NEWPORT BEACH State lcALIFORNIA j Zip 192663 I Phone j(949) 877-0190 j Fax I Email jMARIN@ARCRESTAURANT.COM I 5 C t tic N IDSH INDUSTRIES, LLC I . on ac ompany __ a_m_e_~=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=i-'------;:============i'- M ·1· Add 1417 30TH STREET s "t /U ·t l I a1 mg ress ----------------;:::::===-=--=--=--=--::: __ u_,_e m _ City jNEWPORT BEACH State lcAUFORNIA j Zip 192663 j Phone 1(949) 877-0190 I Fax Email jMARIN@ARCRESTAURANT.COM I 0 N 'MARIN HOWARTH VON BLOM & NOAH VON BLOM I 6. wner ame "-----;::::===========================================.------;::::==========:;;;;- M ·1· Add 14 EL DORADO LANE s ·t /U "t I a1 mg ress ----------------;:::::===-=--=--=--=--::: __ u_,_e m "::..-=--=--=----_-_-_-_-___ __. City !NEWPORT BEACH State jcA j Zip 192660 I Phone 1(714) 350-0853 j Fax"-------~' Email jMARIN@ARCRESTAURANT.COM I 7 P rt O , Aff"d "t* (I) /\Al ) !MARIN HOWARTH VON BLOM & NOAH VON BLOM . rope y wners I av1 : \Vve .,___ ________________________ _. depose and say that (I am) (we are) the owner(s) of the property (ies) involved in this application. (I) (We) further certify, under penalty of perjury, that the foregoing statements and answers herein contained and the information herewith submitted are in all respects true and correct to the best of (my) (our) knowledge and belief. Signature(s): ~--=~~~~~~~;£;~~_;:;::~ Title: 'MANAGING MEMBER Tl.tie·. I MEMBER Signatur, {s): --+1---------..,,........------- . ----::::___---- I Date: !0610512019 DD/MO/YEAR I Date: jo610512019 *May be signed b the lessee or by an authorized agent if written authorization from the owner of record is filed concurrently with the application. Please note, the owner(s)' signature for Parcel/Tract Map and Lot Line Adjustment Application must be notarized. F:\Users\CDD\Shared\Admin\Plannina Division\Aoolicatlons\Aoolication Guidelines\Plannina PermitAoolication -CDP added.docx Rev: 01/24/17 PA2019-105 F:\Users\PLN\Shared\Staff_Dir\Garciamay\Ruby\desktop\DESKTOP_\CUT_PASTE_DRAG_COPY\Office Use Only.docx Updated 08/15/17 FOR OFFICE USE ONLY\ Date Filed: _______________________ 2700-5000 Acct. APN No: __________________________ Deposit Acct. No. ________________________ Council District No.: _________________ For Deposit Account: General Plan Designation: ____________ Fee Pd: _______________________________________ Zoning District: _____________________ Receipt No: ____________________________ Coastal Zone: Yes No Check #: __________ Visa MC Amex # ____________ CDM Residents Association and Chamber Community Association(s): _______________________ Development No: __________________________ _____________________________________________ Project No: ________________________________ _____________________________________________ Activity No: _______________________________ Related Permits: ___________________________ APPLICATION Approved Denied Tabled: _________________________ ACTION DATE Planning Commission Meeting Zoning Administrator Hearing Community Development Director Remarks: __________________________________________________________________________________________ __________________________________________________________________________________________ APPLICATION WITHDRAWN: Withdrawal Received (Date): ________________________ APPLICATION CLOSED WITHOUT ACTION: Closeout Date: ________________________ Remarks: __________________________________________________________________________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ __________________________________________________________________________________________ PA2019-105 l !00 Hi:::wpurt CenU?r Dr.. Suite ~~00 Newport Deach. Cl\ 92660-625'~ 949-760-9150 May 20, 2019 To Whon1 It May Concern: Please accept this letter as Property Owner's Authorization for Noah and/or Marin Von Blom to complete and submit the MUP for 417 30 th Street, Newport Beach, CA. Should you have any questions, please contact me at the number on this letterhead. Sincerely, Scott T. Burnham ljf PA2019-105 Chicago Title Company 4911 Birch Street, • Newport Beach, CA 92660 Phone: (949} 724-3117 • Fax: (949) 258-5237 Issuing Policies of Chicago Title Insurance Company ORDER NO.: 00109493-987-OCl-1<27 Burnham USA Equities, Inc. I I 00 Newport Center Dr., Suite 200 Newport Bench, CA 92660 ATTN: Janet Friedrich Enrnil: jfriedrich@burnhamusa.com REF: Escrow/Customer Phone: {949) 724-3117 Title Officer: .Jolm Balassi (OC/Comm) Title Officer Phone: (949) 724-3117 Title Officer Fax: (949) 258-5237 Title Otncer Email: CTCommercinJTitlcNcwport@ctt.com PROPERTY: 417 30TH STREET, NEWPORT BEACH, CA PRELIMINARY REPORT In res1w11se to the applicationjbr a policy r?ftitle insurance referenced herein. Chicllgo Title Comp1111y hereby reporls that ii is prepared lo issue, or c.·cm.,·e lo he is.we,!, as qfthe date hereqf. a policy or policies (?/'title insurance describing the land and the ,·stale or interest therein lum:i11qfier setjorlh. insuring again.\·/ loss which may be sustained by reason <?f'any de.fec:I, lien or e11c11mbranc:e not shown or referred lo as an exception herein or not excluded ji'()JJI coverage pursucmt to the printed Schedules, Conditions and Stipulalions m· Conditions ofsaid policy.forn1s. 71,e printed Exceptions and Exc!11sio11s.fi-om the covemge and Limitations on Covered Risks qf'said polic~v or policies ate set Jim/, in :ltlachment One. The policy to be issued may contain an arbitmtion clause. H'hen the A11101111t qf Insurance is less than Iha/ set .fbrth in the arbitration c:la11se, all arbitrable matters shall he arbitrated at the option (~/either the Compcllly or the lns11red as the exclusive remec(F q/' the parties. Unrilalions on Covered Risks app/ic:ahle to !he CL'l>I and A 1:r-r I lo111eowner 's Policies <?I' 111/e Insurance which establish a Deductible Amount and a Maximum Dollar U111it <~/' UabilityjiJI' c.·ertain <.'O\'erages are also set jorth in Altachmenl One. Copies of the policy forms should be read. They are availt.tble from 1!,e <dlice which issued this report. Thi.,; report (and any supplements or amendments hereto) is issued solely.fbr the purpose <?ffc1ci!itating the i.\·s1u11u:e q(a polily ,?f"1ille ins11ram:e and 110 liabili(F is assumed hereby. !/'it is desired !hat liabiliO' he assumed prior lo the issuance ,!f'u polit:1• <ftirle insurance. a !Jim/er or rommitme111 should he requested 1'l1c· polh:v(sJ r?f" title insurance lo he issued hereunder will he policy(,\') <?/' Chh:ago Title lns11ranc:e Co111pany, a Florida co11wrc II ion. Please read the exceptions shown or referred to herein and tile exceptions and excfusio11s set forth in Attachmeut One <f this report c111·e,/i1/ly. rtw exceptio11s and exclusions are me,mt to pnwide you with uotice of mallers which ,11·e 11ot cm1ered 1111dl!I' the terms l~/'tlte title ill.\'lll'<IIIC<! polilT am! shoultl be care,(u/~p ctmsidered. It is imporw111 to note that this prelimi11111:p report is ,wt u written represe11tatio11 as to the contlition <~l tU!e and may ,wt li.,·t u/1 /iens, defects and encumlmmces t{[fectillg tit!<! to the Jami. Chicago Title Company By-~ Authorized Signature CI .. TA Pt\tlimhuwy RcpOl'l Form -Modiliod ( 1 l/l '7/06) fr; ~~IJ»J M;,11: 1-.. -·~--.. ......,._._....-... ---~--~-;~~rnh · (..;·~~Ji,; r.,1 ... ~,-1•:nt Page I PA2019-105 Chicago Title Company 4911 Birch Street, , Newport Beach, CA 92660 Phone: (949) 724-3117 • Fax: (949) 258-5237 PRELIMINARY REPORT EFF£CTIVE DAT£: May 7, 2019 at 7:30 a.m. ORDER NO.: OOJ09493~987-0C1-K27 The form of policy or policies of title insurance contemplated by this report is: ALTA Stnndnrd Owner's PoJicy (6-17-06) I. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORTIS: A FEI~ 2. TlTLE TO SAID ESTATE OR JNTEREST AT THE DATE HEREOF IS VESTED IN: SCOTT T. BlJRNl·lAi\'l, Trustee of the Burnhmn Family Trust dntcd September 29, 1996, as :uncndcd, ,\llcl BARBARA B. mm.NHAM, Trustee of the Keith Orville Burnham and Bal'bani Baker Hurnlrnm Trnst under clcclarntion or trust dated October 6, 1987, (i11clivid1rn1ly referred to as u ·Co-Tcnant1 and collectively, ~,s the tCo-Tcnnnts') 3. THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: Sec Exhibit A attached hereto and made a part hereof. CL"I':\ Preliminary Report Form -Modified (11/17/06} Page 2 PA2019-105 PRELIMIN1\RY REPORT YOUR REFERENCE: EXHIBIT "A'' LEGAL DESCRIPTION Chicago Title Coinpnny ORDER NO.: 00l09493-987-OCI-K27 THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF NEWPORT BEACH, IN THE COUNTY or ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: LOT 9 AND THE WESTERLY 15 FEET OF LOT 10 OF BLOCK 331 OF LANCASTER'S ADDITION TO NEWPORT BEACH AS PER MAP RECORDED IN BOOK 5. PAGE 14 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. ALSO SHOWN AS: PARCEL I OF THAT CERTAIN LOT-LINE ADJUSTMENT LL-94-8, RECORDED JULY 18. 1994. AS INSTRUMENT NO. 94-458029, OF OFFIC'IAL RECORDS. CLT/\ Prcliminury R<!pMl Form -tviodilicd (11/17/06) Page 3 PA2019-105 PRELll'vllNARY REPORT YOUR REFERENCE: EXCEPTIONS Chicago Title Company ORDER NO.: 00109493-987-OCl-K27 AT THE DATE HEREOF, IT£fVIS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS ANO EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: A. Property taxes. which are a tien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2019-2020. B. The lien or supplement<1l or escaped assessments of property tnxes, if any. made pursunnt to the provisions of Chnptcr 3.5 (commencing with Section 75) or Pnrt 2. Chapter 3, Artic.les J and 4, respectively, or the Revenue and Taxation Code of the Stnte of California as a result of the transfer of title to the veslee named in Schedule A or as a ,·es ult or changes in ownership or new construction occurring prior to Date of Pol icy. C. A Notice E111itled: For: Executed by: Recording Date: Recording No: Notice of Assessment Assessment District No. 58 (Cannery Village) the City of Newport Beach March 2, 1990 90u l 10810, Official Records Reference is hereby made to snid document for full particulars. 1. Water rights. claims or title to water. whether or not disclosed by the public records. 2. Matters contained in thnt certain document Entitled: Dated: Underground Utility Agreement February 13, 1995 Executed by: Recording Date: Robert L. Emelt and The City of Newport Beach, California, a municipal corporation March 20, 1995 Recording No: !995~ 111614. Official Records Reference is hereby made to said document for full pai1iculars. 3. Discrepancies, conflicts in boundary lines, shortage in area, encronchments, or any other matters shown on iVlap: Record of Survey 94-1046 Recording No: in Book 15 l. Page 40. of Record of Surveys 4. A tax lien for the amount shown and any other amounts due. in fovor of the United States of America. assessed by the District Direclor of Internal Revenue. Federal Serial No.: Taxpayer: Amount; Recording Date: Recording No: 819668011 Scott Burnham $154,857.98 October 21, 20 I I 2011000526607. Official Records CLTt\ Prclimim11y Report Form -J\riodiliccl ( 11/17/06) Page 4 PA2019-105 PRELIMINARY REPORT YOllR REFERENCE: EXCEPTIONS (Continued) Chicago Tille Company ORDER NO.: 00 I 09493-987-OC l-K27 5. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should have knowledge of any outstanding obligation, please contact the Title Department immediately for further review prior to closing. 6. Any invalidity or defect in the title of the vestees in the event that the trust referred to herein is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trnst instrument. If title is to be insured in the trustee(s) of a trust, (or if their act is to be insmed), this Company will require a Trust Certification pursuant to California Probate Code Section 18 I 00.5. The Company reserves the right to add additional items m make further requirements after review of the requested documentation. 7. Any rights of lhe parties in possession of a portion of, or all of, said Lnnd. ,-vhich rights are not disclosed by the public records. The Company will require, for review, a full and complete copy of any unrecorded agreement, contract. license and/or lease. together with all supplements, assignments and amendments thereto, before issuing any policy or title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements aner reviewing snicl documents. 8. Any easements not disclosed by the public records as to matters affecting title to real property. whether or not said easements are visible and apparent. 9. ~1lutters which may be disclosed by an inspection and/or by a correct ALTA/NSPS Land Title Survey of said Land thnt is satisfactory to the Company, and/or by inquiry of the parties in possession thereof. PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS wmcu FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION. END OF EXCEPTIONS CLTA Preliminary Report Form -Modified ( 11/17/06} Page 5 PA2019-105 PREUMINARY REPORT YOUR REFERENCE: REQUIREMENTS SECTION Chic.ign Title Company ORDER NO.: 00 I 09493-987-OC 1-K27 I. The Company will require either (a) a complete copy of the trust agreement and any amendments thereto certified by the trustce(s) to be a true and complete copy with respect to the hereinafter named trust, or (b) a Certification, pursuant to California Probate Code Section 18100.5, executed by all of the current trustec(s) of the hereinaHer named trust, a form of which is attached. Name of Trust: The Burnham Family Trust dated September 29, 1996 2. The Comprmy will require either (a) a complete copy of the trust agreement and any amendments thereto certified by the trustce{s) to be a true and complete copy with respect to the hereinafter named trust, or (b} n Certification, pursuant to Cnlifornia Probate Code Section 18100.5, executed by all of the current trustee(s) of the hereinafter named trust, a form of which is auached. Name of Trust: The Keith Orville Burnham and Barbara Baker Burnham Tnist under Declaration of Trust dated October 6, 1987 3. Prior to the close of escrow, the Company requires a Statement of lnfornrntion to be completed by the fallowing party(s). Parly(s): All Parties The Comprmy reserves lhe right to add additional items or make frn1her requirements atier review of the requested Statement off nformation. 4. Furnish for review a full and complete copy of any unrecorded agreeme-nt, contracr, license and/or lease together with all supplements, assignments and amendments thereto, prior to the close of this transaction. The Comp,my reserves the right to add additional items or make further requirements after review of the requested documenl<'ltion. 5. Unrecorded mallcrs which may be disclosed by an Owner's Affidavit or Decimation. A form of the Owner's Affidavil/Dcclarn1ion is attached to this Preliminary Report/Commitment. This Affidavit/Declarntion is to be completed by the record owner of the land and submitted for review prior to the closing of this transaction. 'four prompt attention to this requirement will help avoid delays in the closing of this transaction. Thank you. The Company reserves the right to add additional items or make forther requirements after review of the requested A ffldavit/Declnrntion. END OF REQUIREMENTS CLT1\ Preliminary Report Form -Modified (11/17/06) Page(> PA2019-105 PRELIMINARY REPORT YOUR REFERENCE: INFORMATIONAL NOTES SECTION Chicago Title Company ORDER NO.: 00 I 09493-987-OC l-K27 I. Note: Prope11y taxes, including any personal property taxes and any assessments collectecl with taxes, are paid. For proration purposes the amounts were: Tax Identification No.: Piscn 1 Year: 1st Installment: 2nd Installment: Exemption: Code Area: 047-042-27 2018-2019 $8.363.56 $8,363.56 $0.00 07-00 I 2. None of the items shown in this report will cause the Company to decline to attach AL TA Endorsement Form 9 to an Extended Coverage Loan Policy. when issued. 3. The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form I 16 indicating that there is located on said Land Commercial properties, known as 417 30th Street, located within the city of Newport Beach, California,, to an Extended Coverage Loan Policy. 4. Note: The policy of title insurance will include an arbitration provision. The Company or the insmed may demand arbitration. Arbitrnble matters may include, but are not limited to~ any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Compm1y in connection with its issuance or the breach of a policy pro\lision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the ilrbitrntion provisions and any other provisions pertaining to your Title (nsunmcc coverngc. 5. Notice: Please be aware tlmt clue to the conllict between federn! and state laws concerning the Cliltivation. distribution, manufocture or sale of marijuana. the Company is not able to close or insure any transaction involving Lnnd that is associnted with these nctivitics. 6. Pursuant to Government Code Section 27388.1, as nmended and effective .is of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmentril agency is a pttrty to the document, the form will not be required. OTT Affidavits may be nvailable at a Tax Assessor-County Clerk-Recorder. 7. Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.). any transaction that includes the conveyance of title by an agency of the United States must be approved in advance by the Company's State Counsel, Regional Counsel, or one of their designees. 8. Note: There arc NO conveyances affecting said Land recorded within 24 months of the dnte of this report. END OF INFORlVJATIONAL NOTES John Balassi (OC/Comm)!ng CLTA Preliminary Report Form-Modified (11/17/06) Pngc 7 PA2019-105 Inquire before you wire! -•-············· -------- \Vire Fraud Alert This Notice is not intended to provide legal or professional advice. Ir you have any quest inns. plcnse consult with a luwycr. All parties to n real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds iu·c to be wired in conjunction with this real cstntc tnrnsnction, we stl'ongly recommend vcrbnl vcrificntion of' wire instructions through n known, trusted phone number prior to sending funds. In addition, the following non~exclusive self-protection strategies al'e recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWA VS VERIF\' wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you hnve called before or can otherwise vet'ify. Obtnin the phone number of relevant parties to the t1·ansaction ns soon as an csc1·ow account is opened. DO NOT send an email to verify as the emait address may be incorrect or the email may be intercepted by the fraL1dster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. l'vlake your passwords greater thnn eight (8) characters. Also. change your password often and do NOT reuse the same password for other onlinc accounts. • USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this foalure. For more information on wire-fraud scams or to report an incident, please refer to the following links: Wire Fraud /\ lert Federal Bureau <~ll11Pesligatio11: htt1J:l/1vww.[bi.!!OII lntemel Crime Complaiut Center: /zt(l}://ww11•.ic3.gov Pngc I Original Effoctivc Dale: 5/l l/1017 Cmrcnt Version Dale: 5/11/2017 WIRE00l6 (l)Sl Rev. 12/07/17) TM and (Cl Fidelily Natio,w/ Fintmcial, Inc. cmd!or an aj}iliale. Al/ r;ghts reserved PA2019-105 FIDELITY NATIONAL FINANCIAL, INC. PRIVACY NOTICE Fidelity National Finnncinl. Inc. uncl its majority"owncd subsi<limy compnnics {collectively ... FNF.'' "our." or .. we") respect and arc committed to protecting your privacy. This Pl'ivncy NotiCI;) e:--:plains how we collect. use. and protect personal information. when ,mcl to whom we disclose such information. and the choices you have about the use and disclosure of tlml information. 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WIH•n Information Is Dhiclosed We may make disclosures or your Personal lnfornrntion nnd Browsing lnfonnation in the following circumsurnccs: to enable us to detect or prevent criminnl activity. fraud. material misreprc.sentmion. or nondisclosure: • In nonartifiatcd service prnvidcrs who provide Ol' perform services or li.mctions on our behalf and who 11grce to use the infbrmation only to provide such services or functions: to non,1rtilia1cd tbird party scr\'icc providers with whom we perform joint marketing. pursllant to an ugrccmcnl with them to jointly market limmcinl products or services to you: • to law enforcement or mllhoritics in conncclion with an inves1igmion. 01· in response to a subpoena or court order: or FNF Prirncy Statcmcllt (El'!: 5/1/2015) Lnst Updated Mnrch I. 2017 MISC0219 (DSI Rev. 3/2/17) Copyl'ight (02017. Fidelity NHtiomil Financial. Inc. 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Browsing lnfhrmntion. and uny other inlhrnrntion. in connection with the snlc or olher disposition of all or pa1·1 of the FNF business and/or assets. or in the event or bankruptcy. l'Corganization. insolvency. recci\'crship. or nn assignment for the bt.!ncnt of crcditnrs. By suhmiuing Personal Informal ion und/or Browsing Information to FNF. you expressly agree and consenl to the use and/or 1t:111sfor of'thc foregoing information in connection with any of the above described proceedings. l'lcm,e Si.'<: .. Choices With You I' Information" to learn the disclosures you can restrict. Sccul'ity ol' You!' I nfornrntion . We maintain physical. electronic. and proccclurnl sufoguards to guard your Pcrso11al lnfi.>rmntion. We limit access to nonpublic personal infornrntion about you 10 employees who need to know lhnt information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice. we c:-:pcct chat they process such information in compliance with our Privacy Nolice nnd in compliance with applicable prin1cy laws. Choice~ With Your lnfnnnation lfrou do 1101 want FNF to shnrc your information with our affiliates to directly nrnrket to you. you may send an "opl out'" request by cmnil. phone. or physical mail as directed m the end or lhis Pl'ivncy Notice. We do not share your Personal lnlhrmntion with nonaffilimcs for their use to direct market to you. Whether you submit Personal lnlhnnation or Browsing lnfbrnrntiou 10 FNF is enlirdy up to you. If you decide not to submit Personal Information or Bn,wsing lnlbmrntion. FNF may not be able to provide ccrlain services or products to you. For California Resident::: We will no! share your Personal Information and Browsing Information with nonartilialcd lhird parties. except as permiucd by ('ulifomiu law. l}or Nevada Residents: You may be placed on our intcrnal Do Not Call List by calling, (888) 934-3354 or by conuicting us via the information set forth at the end orthis Privncy Notice. Ncvadn law requires tluu we also provide you with the following. contact inlhrnrntion: Burem1 ol'Consumcr Protcetinn. Ol'llcc or the Nevada Auorncy (ienernl. 555 E. Washington St.. Suite 3900. Lus Vegas. NV 8910 I: Phone m1mbcr: {702) 486-3132: l.!nrnil: BCPINFOla;ng.:m1tc.11v.us. For Ort.!uon Residents: \Ve will nol share your Personal lnfonm,tion and 13rowsing lnli.mnntion wilh nonaffiliated lhinl panics for marketing purposes. except alter you have been informed by rn; of such sharing and had an opportunity to indicate that you do not want n disclosure made for marketing. purposes. · For Vermont Residents: We will nol share information about your creditworthiness to our affiliates and will not disclose your personal infrmm1tio11. linanciul information. crctlil report. or health inlormalion to nonalTilintcd third parties to murkct to you. other than us permitted by Vermont la\\. unless you anlhorizc us to make those disclosures. · lnformnlion Fmm Chitdrcn The FNI · Wcb;;itcs arc meant for adults and me not intended or designed to attrncl persons under .the age of eighteen ( 18). We do not collect Pcrsmrnl Informal ion l'rom any person that we know 10 be under the ugc orthirlecn { 13) without permission from a parent or guardian. I n1c1·nntionitl ll~crs FNF's hcndquurlcrs is locutcd within the United States. Ir you reside outside tile United States and choose to prnvidc Personal lnlhrm.uion or Browsing Information 10 11s. plcnsc nolc that we nrny 1mn:-ler thnt information outside of'your country of residence lor any or the purposes described in this l'ri,·ncy Notice. lly pnwiding FNF with your Personal lnf<)l'(natinn and/or Browsing lnfbnm11ion. you consent to our collcclion. lrnnslcr. and u:,;\! of :;ui.:h information in accordance with this Privacy Notice. FNF \\'l'l,sitc Sc1Ticc.s for Morlgugc Loirns Ccrlain FNF companies provide services to mortgage Imm servicers. including hosting websites that collect cuslomel' informal ion on behalf or mortgage loan .scr\'iccrs (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mnrlgagc Imm servicer or lcndcr·s,prin1cy nolice. The sections of this Privucy Notice titled \Vbcn Information is Disclosed. Choices with Your Information. nnd Accessing nnd Corr~cling lnformntion do nol apply to the Service Websites. The mottgagc loan servicer or lender"s privacy notice governs use. clisclosul'e. and access to your Personnl lnfornmtion. FNF docs not share Personal Information collected through the Service Websites. c.xccpt (I) as required or authorized by contrnct with the mortgage loan servicer or lender. or {2) ns required by law or in the good-faith belief that such disclmmrc is necessary to comply with a legal process OJ' npplicnblc law. to cnlbrcc this Privacy Notice. or to protect the rights, property. or snfoty of FNF or the public. You!' Cu11scnt To This Pl'i\'ncy Notice; Notice Clrnngcs By submitting Pcl'sonnl Information and/or Browsing lnfornmtion to FNF. you consent to the collection and use of1hc inl'ormation in uccordancc with this Privacy Notice. We mny change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date. will be posted on the FNF Website. Each lime you provide informution to us following any amendment of this Privacy Notice. your provision or information to us will signilY your assent to uncl acccplnnce ot'thc rerms of'thc revised Privacy Notice 1hr all previously collected information and infbrmmion !·NF J>rhm:y Statement (Eff 5/1/2015} Lma Updated i'vlai·ch I. 2017 Copyright(('.> 2017. Ficlclily Nationnl Financi.11. Inc. All Rights Reserved MISC02 l'J (DSI R~v. 3/2/17) P.igc 2 Order No. 00 I 09493-987-OC 1-K27 PA2019-105 collcctccl from you in 1hc fu1t1rc. We may u:-:c comments. information or feedback thm you submit to us in any manner that we may choose withorn nolici.! or L'.Olllpcnsution lo you. Accessing nud Corr~cting lnfomrntion; Contact lis l I' you l1;1,·<.! (JllCSlions. ,,·ol;ld like to access or correct your Personal lnfi.mnalion. or wnnt to opt-out ofinformmion slrnring for a nil intc marketing. send your reqt1cs1s via cmnil to privacyr[/!lhi:com. by phone to (888) 934-3354. or by nmil to: Fidelity National Financial. Inc. CiOl Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Oflicer FNF Privncy Statcn11.~n1 (Ell 5/1/2015) Lnst Updated March I. 20 I 7 MISC02 I 1) (DSI Rev. 3/2/17) Copyright((~ 2017. Fidelity National Financinl. Inc. All Rights Reserved Page 3 Order No. 00109493-987-0Cl-K27 PA2019-105 Notice of Available Discounts Pursuant to Section 2355.3 in Title IO of the California Code of Regulations Fidelity National Fi11anctal1 r nc. and its subsidiaries ("FNF"} must deliver a notice of each discount nvnilnble under our current rate filing along with the delivery of escrow instructions. a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the field rate. As such, your transaction may not qualify for the below discounts. You are encournged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below: consult the rate manual for a full description of the terms. conditions nnd ri:quiremcnts for each discount. These discounts only apply to transaction involving services rendered by the FNF Family of' Companies. This notice only flpplies lo transactions involving property improved with a one-to-four l'nmily residential dwelling. FNF lJnclcl'written Title Comuanv ere -Chicago Title Company Available Discounts F'N F Underwriter CfJC -Chicago Title Insurance Company CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC) \Vhi:rc no major change in the title has occurred since the issuance of the odginal repo1·t or commitment, the order nrny be reopened within 12 months and all or n portion of the charge previously paid for the report or commitment may be credited on ;1 subsequent policy charge within the following time period from the date of the report. DISASTER LOANS (CTIC) Thi.' drnrge for a lender's Policy {Standard or Exlended coverage} covering the financing or refinancing by nn owner of record, within 24 months or the date of a declaration of a disaster area by the government of the United States or the Stale of Culil1.1mia on any land located i11 said area. which was partially or totally destroyed in the disaster. will be 50% or the appropl'ime title insurance rate. Cllt iRCHES OR CI-IARITABL.l~ NON-PROFIT ORGANIZATIONS (CTIC) 011 prop<.'rtics used as a church 01· for charitable purposes within the scope of the nomrnl activities of such entities, provided snid l'hargc is normally the church's obligation the clrnrgc for an owner's policy shall be 50% to 70% or the appropriate title insurance rnte, depending on the type of covernge selected. The charge for a lender's policy shall be 40% to 50°/41 of the appropriate title insurance rate, depending on the type of covernge selected. EMPLOYEE RATE (CTC and CTIC) No charge slrnll be made to employees (including employees on approved retirement} of the Company or its underwritten, subsidinry title companies for policies or escrow services in connection with financing. refinancing. sale or purchase of the employees' bona fide home property. w~1iver of such chnrges is authorized only in connection with those costs which the employee would be obligated to pny, by established custom, as a party to the trnnsnction. Ct\ !fo;coun1 Notice Effective Date: 1-10-2010 PA2019-105 .. \'ITACl·IMENT ONE CA LI FORNI A LANI) TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLtlSIONS FROM COVERAGE The lbllowing nrnl!crs arc c:-:prc:.;sly excluded from the covcrngc of this policy and the Company will not pny loss or damage. costs. ul!orncys' Ices or cxpen:;i.:s which arise by rcnson of: I. (n) i\ny law. mdinancc or governmental regulation (including but not limited 10 building or zoning laws. ordinances. or rcgulntiom:} rcslricling, rcgulnting. prohibiting m relating. (i) the occupancy. use. or cnJoymcnt of the land: (ii) th.c charnctcr. dimensions or location or any imprnvcment now or hcn~ancr erected on the land: (iii) .i scpnration in ownership or n chnngc in the dimensions or area of' the Jund or any pmccl or which the land is or was ~1 part: or (iv) environmental protection. or lhc effect or any violation or these laws. ordinances or governmental reguh1tions. except lo the extent that a notice of the enforcement thereof or a notice of a dclecl. lien. or cncumbmm:c rc~ulting from a violntion or alleged violation affecting the land hns been recorded i11 the public records ut Date of Policy. {b) Anr go\·crnmi.:nlal police power not cxcludccl by (a) nhovc. except to the extent that a notkc or tile exercise thereof or notice or a defect. lien 01; cncumbrnncc resulting from a violation m· alleged violation alfocting the lnnd has been recorded in the public rl.!cords at Date or Policy. 2. Rights nf l.)mincnt domain unless 11otict.! of the exercise thcrcofhus been recorded in the public rccol'ds at Date of Policy. but not excluding from con:ragc any taking which bas occurred prior to Date or Policy which would be binding. on the rights or a purchaser for \'aluc witho\lt knowledge. 3. Dclccts. liens. encumbrance:,;, adverse claims or other mot1c1·s: (a} "hl.'!tbcr or not recorded in the public records m Dntc or Policy, but created. suffered. assumed or agreed lo by the insured claimant (h) not known 10 the Company. 1101 recorded in the public records at Dllle or Policy. but known to the insured claimant and not disclosed in writing 10 the Compnny b) the insured claimant prior to the date the insured cluimant hi.::cn111c an insured under this policy: (c) n .. ·suhing. in no loss or dnmngc to the insured clnim.1111: (dl attaching nr crcut~d subscqucn1 lo Date of Policy: or (c) resulting. in loss or damage \\'bich would 1101 hnvc been stistnined if the insured claimant had puid value for the insured 111or1gagL· m for lhc cslntc or imcn.!st insured hy this policy. -1. llncnlhrccnhility ol"thc lien ol'thc insured mortgage because oflhc inability or lhilurc ol'lhc insured nt Dute of Policy. or the innhility or failure oi'im) subs~q11cn1 owner or the indch1cd11css. to comply with the upplicablc doing business laws or the stale in which the h111d is situalccl. 5. l11,·;il1diiy or tmcnforccability or the lien or the insured mortgage. or claim lhcrcni: which arisl!s out ol'thc transaction cvicle11ccd by thL• insured morlg.ilgc and is based upon usury or m1y consumer crcdi1 protection or trnth in lending luw. Cl. Any daim. which arises out or the transaction vesting in the insured the c:;tate or interest in:mn:d by this policy or the trnnsaction creating. the interest oi' the insured hmdcr. by reason of'thc opcrut[on or federal bankruptcy. stntc i11solvcncy or similar r.:rcdi1ors' rights laws. EXCEPTIONS FROi\l COVERAGE· SCIJEl)l!LE B, l>ART I This pnlky does not insure .ig..ninst loss or damage (and the Company will not pay costs. nllorncys 1 Ices or expenses) which arise by reason or: I. '1";1\cs or a:-scssmcnts which an.i nm shown as existing liens by the records nr any taxing nu1hnri1y that levies taxes or assessments on rent prop1.•rt) or by the public records. Pn1n•~~dings hy a public agency which may result in taxes or nssessmcnts. or notices or such proceedings. whether or not shown by the records or su,:ll agency or by the public records. 2. i\11} focts. rightli. interests. or claims which urc not shown by the public records bul which could be ascertained by an inspection or the land or ,, hid1 may be asserted by persons in possession thercol: J. Eascrncnts. liens or cncumbrnnccs. or claims thcreol: not shown by the public records. -1. Dha:rcpancics. conllicts in boundary I incs. shortage in area. cncroachmcnls. or nny other l"act.s which n correct survey would disclose. and which nrc lhll shown by the puhlic records. 5. (;i) l 111patcntcd minin~ claims: (h) rcscrrntions or cxcertions in pnlcnts or in Acts authorizing the issuance thcn;of: (c) wall!r rights. chiim;,; nr titk 10 wmc1-. whethc1· or not the mHltcrs excepted under (a). {b) or (c) .ire shown by 1hc public records. (J, Any lic11 or rig.hi 10 a lien for services. labor or matcl'inl not shown by the public records. CLT.-\ 1 IOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ,\LTA IIOMEOWNER'S POLJCY OF TITLE INSllRAi\'CE EXCLUSIONS In .iddition to 11te Exception::; in Sc.:l1cdulc n. Y011 me not insured against loss. costs, nttorncys' foes, nnd expenses resulting from: I. Go\l:rnmcntal police powl.!r. nnd the existence or violation or those porlions of any law or government rcgttlalion concerning: n. building: b. L011ing.: c. land use: d. impmvcmcnts on the Land: e. lnnd division: and [ cn\'imnmcntal protection. This E:--clusion do<.:s not limit the coverage described in Covcri.id Risk H.n .. 14. 15. 16. 18. 19. 20. 23 m 27. 2. Thl' failure nl'Y1n11· existing structures. or imy part or them. to be constrnctcd in nccordm1c1: with applicublc building codes. This Exclusion docs not limit the covcmgc described in Covered Risk 1 ,1 m· 15. 3.. The rig.ht to t,1kc the Land by condemning it. This Exclusion docs nol limit the covcrugc described in Covered Risk 17. ~. R isb: ,t. that ti!'(: crcutcd. allowccl. or :igrci:d lo by You. whether or nol thr:y arc recorded in the Public Records: b. 1h11t nrc Known 10 You al the f>olit.:y Date. hut nol to Us. unless they are recorded in lhc Public Rcr:orcls HI the Policy Dall.!; t\11ad1ml.'lll One (6-5-14) ('A & NV PA2019-105 c. that result in 110 loss to Yott: or d. thot lirsl occur ulkr the Policy Date~ this docs nm limit the coverage described in Covered Risk 7. 8.c .. 25. 26. 27 or 28. 5. Failure 10 pay vnluc 101· Your Title. 6. Luck of a rig.ht: a. 10 any land outside the al'ca spccilkally described aml referred to in parngraph 3 of Schedule A~ und b. in streets. alleys. or wutcrwnys that touch the Land. This Exclusion docs not limit the CO\'Crnge described in Covcl'cd Rh,k 11 or 21. 7. The lrausfor or 1he Title to You is invnlid as a prcfr:rcntial translcr or m; a lhrndulcnt 1rm1slbr or conveyance under lcdcral bankruptc). :;tale insoh ency. or similar crcditol's' l'ights hiw.s. 8. Contamination. explosion. lire. llooding. vibralion. frnctming. earthquake. or subsidence. 9. Negligence by a person or an Entity exercising a right 10 extract or develop minerals. waler. or any other $llbsLanccs. l.JMITATIONS ON COVERED RISKS Your insurance for the following Covered Rh:ks is limited on the Ownc(s Coverage Slnlcmcnt us follows: For Covered Risk 16. 18. 19. and 21 Yom Deductible Amount and Om Maximum Doll.ir Limit of Liability shown in Schedule A The ckductiblc amounts and maximum dollm· limits shown on Schedule A nrc as follows: Covered lfok 16: Covered Risk 18: Covcrcd l~isk 19: Covered Risk 21: Your Deductible Amount l .00% % of Policy Amount Shown in Schedule A or $2.500.00 {whichever is less} 1.00°1<, %1 of' Policy /\mount Shown in Schedule A or $5.000.00 (whichever is less} I .(HJ% or Pol icy Amount Shown in Schedule A or $5,000.00 (whichcvcr is less) 1.00% of Policy Amount Shown in Schedule A or $2.500.00 (whichever is less} 2006 ALTA LOAN POLICY (06-17-06) l~XCLllSIONS FR.Oi\t COVEJUGE Our ivla:dnrnm Dollar Limit or Liability S I0.000.00 $ 25.000.00 $ 25.000.00 $5,000.00 ·n1c follm, int 11rn11crs arc expressly cxi..~luded l'rom the coverage of this pnlicy, nnd the Compnny will not pay loss or damage. costs. ,lttorncys' Ices. or c,pc11s1::· tirnt :,rise hy reason or: I. (a) .\ll) luw. lWdinuncc. permit. nr go\'crnmcntul regulation {including those relating to building and zoning) restricting. rcguhlling. prohibiting.. or rdnting lo ( i) the occupimiJ)'. 11sc. m· l!njoymcnt or the Land: di) the character. dimensions. or location of' any imprnvcmc11l cn:clcd 011 the Land: {iii) the subdivision or hmd: or tiv I cnvironmcntnl protection: , lW the t.~l'lb.:t of any violation of these l:t\\s. orditi:mccs. or gO\crnmcntal regulations. This E:-:clusion I (a) dm:s not modilY or limit the en, crngc prm idcd under Covered Risk 5. (b) /\ny gcHcrnmcnlnl police power. This Exclusion l(b) does not modi(y or limit lhc coverage provided undc1· Covcl'cd Risk 6. 2. Rights or r.!mincnt domain. This Exclu:-;ion docs not modify or limit the covcrnge prnvidcd under Covered Risk 7 or 8. 3. Dclccls. liens. encumbrances. advCl'sc claims. or other mallcrs (n) i.::1·cated. :mfforcd. nssumcd. or ngrccd to hy the Insured Claimant: (h} not Known to tile Company. not recorded in the Public Reconls al Dntc or Policy. but Known lo the Insured Claimant nnd not disclosed in writing to thc Compm1y hy the lns11rcd Clnimant prior lo the dale the lnsurcd Claimant became .in Insured under this policy: (c) rt!sulting. in no los:; or d:imugc tn the Insured Claimm\l: (d) illWching or created subscqucnl lo Date or Policy (however. this clocs not modi I)' OI' limit the covcragi:: provided under Covered Risk 11. 13 or 14): or (e) rcsulling in loss or damug.c thut would not huvc been sustuincd if the Insured Claimam had paid vnluc for the Insured Mortgage. -L Uncnforccnbility of the lien or the Insured l'vtortgagc because of the inability or failure of an Insured to comply wi1h applicnblc doing-business laws or the state whc1c the Lam! is simated. 5. lnr:ilidity or uncnforccabilily in whole or in part or the lien of the Insured !Vlortgug.c that arises out or the !mnsaction evidenced by the Insured ivlortg.age and is based upnn u:c.ury or any consumer credit protection or truth-in-lending law. 6. 1\ll) claim. by r<:ason or the npcr:Hion of fodcrnl bankrnplcy. slate in.solvency. or similar creditors· rights lnws. lhat the transaction creating the lien or the l11smcd i\1lortguge. is (a) a rrnudulcnt conveyance or frmrdulcm tt·imsfer. or (h) .1 prcforcntia! transfer !'or any rcuson not slated in Covered Risk 13(b) of this policy. 7. 1\11:, lien on 1hc Tith.: fi:)I' rcid cstnll.! laxes or a%cssmcnts imposed hy govcrnmcntnl aulhmily :111d c:rcutcd or altaching bch,·ecn Date of Policy and the d:uc of' rcconlillg. or the lns\1rcd tvlortg.ngc in the Public Records. This Exclusion docs not modi I)' OI' limit the cm·erngc provided under C:mcrcd Risk I l(h). The nhm c policy form may be issued to al'ford either Standard Cm·crnge 01' l~xtcndcd Co\'crngc. In addition to tht! abm·c Exclusions from CO\crngc. the l~:-.ccptions from Covcrngc in a Standw·d Cm·crngl.! policy will ahm indt1tlc the fbllo\, i1)g r~xccptions from Con:rngc: EXCEPTIONS FIHBI COVERAGE (Except m, provided in Schedule B • Part 11.( t(or T)his policy docs not insure aguinsl lo:-;s or dnmag.c. and the Compnny will not pay costs. attorneys· foes or c~pc11st:s. that arise by ren~on of: A11uchml'l11 One (6-S-l~) C/\ & NV PA2019-105 {(>.-\RT I (The nh11\c policy form may be issued to affbrcl either Standard Covcrngc or Extended Coverngc. In uddition to the uhnvc Exclt1sions fro111 Coverag.c. the Exceptions from Covcrng.c in a Stumhml Covcrngc policy will al:.-o include the following Exceptions from Covcrugc: I. (a) I axes or assessments that arc not shown as existing liens by the records of any tn:-:ing authority that levies tnxcs or usscssmcnts on real property or by !he Public Records: (b} prncccdings by a public agency that may result in tuxes or assessments. or notices u!' such proccccli11gs. whdhcr or not shown by the records of such agency or by the Public Records. 2. An) foc1s. righls. interests. or claims that .ire not shown by the Public Records but that could he nsccrtaincd by an inspection of the Land or that nrn) he asserted by persons in possession ol' 1hc Lund. }. Eas..:mcnts. liens or cncumbrnnccs. or claims thereof. not shown by the Public Records. ~t. An: .. mcroachmcnt. cncrn11hrnm:c. dolation. vnriation. or adverse dn;umstnncc alfocting the Tith: that would hc disclosed hy an accunllc and co111plc1c land su1·,·cr of the Lund mid not shown by the Public Records. 5. (n) 1. inpatcn1cd mining cluims: (b) rcscn·ations or exceptions in patents or in Acts m1thorizing the issrnmcc thcrcol: (c) wnll.!I' rights. claims nr title 10 watur. whether or not the mailers excepted under (n). (h), or (c) arc shown by the Public Record:,;. 6. An) lien or right to a lien for scr\'iccs. lubor 01· mnlcrial not shown by the Public Records. PARTH ln addition to the 1m1tters set forth in Pnrt I or !his Schedule. the Title is :ml~jcct to the following mnttcrs. and thc Comp,my insures against loss or dnmagc s11s1.iincd in the event that they arc not suhordinntc to the lien of the Insured Ivlortgagc:) 2006 ALTA OWNEH'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters me c:-,;prcssly c.~cluclcd from the covcrngc or this policy. mid the Company will not pay loss or clamngc, costs. ullorneys' Ices. or c:,.:pcns~s 11ml urisc by reason nl: I. (u) :\ny hm. nrdinancc. permit. or govcrnmcnwl rcg,ulation (including those n:lnting to building and zoning) restricting. rcg,ulming.. pwhi1,"iti11g.. or rclllting tn ( i) the occupancy. use. or cnjoymcnt orthc Lnnd: I ii) the i.:lrnrnctcr. dimensions. or locution of any improvement cn.:ctcd on the Land: 1 iii) !he subdivision or lnnd: or 1 ivl cnvim111ncntal protection: 11r :he clTCt'.( or any \'iola1io11 or these lnws. ordinance:,;, or g.mcrnmcntal rcgulalinns. This Exclusion l(a) dncs not modi!~ or limil the ..:m ~rng.c prn\'idcd umh:r Covered Risk 5. (b) :\11) gunJrnllH!lllnl poli<:c power. This Exclusion l(h) do!.!S not modi!°)' or limit the coverage provided \lllllcr Cm·ct\::d Risk(), 2. Rights ul' .:mincnl domain This Exdusion docs not moclil} or limit th<: coverage provided under Covered Risk 7 or 8. J. D~l~'l'!S. li,im:. c11c11mbranccs. adverse clailns. or olhcr mallcrs (a) crc;llcd. sulforcd. assumed. or agreed In by the lnsllrcd Cl:1i111nnt: (hJ llt>i Known to the Compnny. not recorded in the Pllhlic Records at Date of' Policy. but Known 10 the Insured Claimant uml not disclosed in writing 10 the Company hy the Insured Claim.mt prior lo the dntc the Insured Claimant became un Insured under this policy: (cl resulting in no loss or d:unag~ 10 the Insured Claimant: ( d} .111:i-:hing or created s11hscqucn1 lo Date of Policy (however. Lhis docs not modify or limit the coverage provided t1nclc1· Covcrccl Risk 9 uncl 10): 01' (c) rc:mlling in loss or dam:igc that would not lmvc been susltlincd if lhe lnsun.:d Clninumt had paid value 1hr the Title. ~1. ;\11~ claim. by rca:m11 or the operation of' fcdcr:11 bankruptcy. st.lie insolvency. or similnr creditor~· l'ighls laws. Lh<1t the transa~tion vesting. the Tith! as shown in Schedule A. is (a) a lhrndllh.!nt conveyance or fraudulent trnm,ler: or (b) a preferential trnnsH.!r for any rcn:mn not stated in Covered Risk 9 or this policy. 5. t\ny lien on the Title for rl!tll estate taxes or assessments imposed by governmental authority nnd created or nHaching between Dute of' Policy ,1rnl thl! datl! of recording or the tlccd or other instrument of trnnsfcr in the Public Records that vests Title as shown in Schedule A. The ahO\l' pulic) rorm may he issued to ulford either Standard Covemge or Extended Coverage. Jn addition lo the above Exc.lusions from Coverngc. the l:xccptions from Ccm:rngc in a Standard Covcrag.c policy will ulso include tile following Exceptions from Coverage: EXCEPTIONS FROi\1 COVERAGE This pnlky docs 1101 insure ngaim;t loss m dnmagc. and the Company will nnl pay costs. attorneys· foes or expenses. that arise by rcm;on of: (The nlHnc policy form may be issued 10 11ffi.mi either Standard Coverage or Extended Covcrngc. In addition lo the nbt>vc r~xch1sion:; from Covcrnge. the Exceptions rmm Coverage in a Stundard Coverage policy will also include the fhllowing Exceptions from Co\'crugc: I. (nl I axes or assessments 1ha1 arc not :;hown a:-existing liens by the records of any taxing at1thori1y lhnl levies tuxes or assessments on real prnp1.•rt:· orb) the Public Records: (b) procccding.s by :1 public agency that mny result in laxes or assessments. or nntiecs ol' sm:h proceedings. \\ lw1lwr or 1101 shown by the tccords of such ngcncy or by lhc Puhl ic lh:cords. 2. An) l:lcls. rights. interests. or claims that are nol shown in the Public Records bt1t llmt could be nsccrtained by an inspection of the Land or that nrny hi.! asserted hy persons in possession or the Lllnd. 3. Enscmc111s. liens or cncumlm111ccs. or i.:lnims thcn:ol: not shown by the Public Records. 4. Any cntroachmcn1. 1.mcumbrnncc. \·iolntio11. variation. or adverse circumstance nl'lccting the Tille that would be disdoscd by :m accurHIC und complc1c hmd s11r\·cy of the L~md and thm nre not shown by the Public Records. 5. (11) llnpatcntcd mining claims: (b) rcscrv,Hions or exceptions in pntcnts or in Acts mllhorizing the issmmcc thcrcor: (c) water 1·ig.hts. daims or title to \\'nter. whether or not the mailers excepted under (a). (b). 01· (c) nrc shown by the Public Records. (,. All) lien m right In a lien lbr services. labor or material not shown by the Public Records. 7, (Vari:ihlc cxccpt[ons such as 1.1:,;cs. casements. CC&R's. etc. shown here.) .'\ttm:hllll'lll One (6-5-14) CA & NV PA2019-105 ALTA EXPANDED COVl~IUGE RESIDENTIAL LOAN POLlC\' ((2-02-1.3) EXCLUSfONS FROi\I COVEIUGE Thu l'i)!lo,dng maucrs nrc expressly cxdutkd from the CO\'crugc nr this poliey and lhc Company will 1w1 puy los:; or danmg.c. costs. attonrnys· Ices nr cxpi:uscs which arise by rcuson ol: I. 2. ,. .). 5. 6. 7. X. 9. (a) Any law. ordinum.:e. permit or governmental regulation prohibiting. or rchlling 10 ( i) the occupancy. use. or cnjoymcnl of the L<1nd: {including those rcl.iting 10 building and zoning) rcslrkting. r~g.ula1fog. ( ii) lhc dmrnclcr. tlimcnsio11s. or locntion of any improvement crccted on lhc Land: ( iii) lhc subdivision of laml: or (iv) environmental prolcction~ or the cffocL of any violation or these laws. ordinnnccs. or go\crnmcntal regulations. This Exclusion l (n) docs not modi I)' or limit the co,·crngc prodded under Covered Risk 5. 6. 13(c}. l3(d). 14 or 16. {b) i\ny g.ovcrnmc111nl police power. This Exclusion I (b) docs 11ol modi I)' or Ii mil tbc covcrngc provided under Covered Risk 5. 6. I 3(c). l3(d). 1..J or 16. R ig.ht.s of eminent domain. This l~xclusion docs not modify or limit the coverage provided under Covered Risk 7 or 8. Dcl~ds. liens. cncrnnbrnncc:t adverse claims. or other mallcrs (a) crcntccl. :rnncrcd. nssumcd. or ngt·ccd to by the Insured Claimant: (h) not Known to the Company. not recorded in the Public Records al Date of Policy. bu( Known to the Insured Claimanl nnd not disclosed in writing_ to the Company by lhc. Insured Claimm11 prior lo the dale the In.sured Claimant became an Insured under this policy: (L') resulting in no loss or damage 10 lhc Insured Claimnnt: (d) uttnching or created subsequent to Date of' Policy (however. lhis docs not modi!)' or limit the coverage provided undcl' Co\'crcd Risk I L 16. 17. 18. 19. 20. 11. 22. 23. 2-1. 27 or 28): or (c) resulting in loss or damage that \\ould not have been suslllincd if the Insured Claimant had paid value for the f m:u!'cd ivlortg.agc. U11L·nfiwccnbili1) of' 1111.• lien or the Insured Mongug.c because or tlic inability or failure or an Insured to comply with npplicablc doing-business law~ of' the stale whnt! the L:md is situated. lnvulidily or mwnforccability in whole or in part or lhc lien orthc Insured Mortgage that arises out or the transnt:tion cvidcn1.:cd hy the Insured Morl_\1.ap.c and is based upon usury. nt· any consumer credit protection or truth-in-lending law. This Exclusion doi:s not modil}1 or limit the cmcr:t!_!1,,' prodded in Covered Risk 26. ,\n) ~I aim or i11\'t1lidity. uncnforccnbility 01· lack or priority of lhc lien of the Insmccl ivlortgagc as lo Advances or modifications mudc after the lnsurl.!d has Knowledge that the vcstcc shown in Schedule A is no longer the owner of the estate or inlcrc.st covered by this policy. l'his F:xclu:;ion dtics nol modllY or limit the coverage provided in Covered Risk 11. ,\m Ihm @ the Title for real cslmi: rnxcs or assessments imposed by governmental authority and crcutcd or ntt.1ching subscquc111 10 Dale ol' Pnlil'Y· Thi:-Exclusion d()cs not modilY or limit the coverage provided in Covered Risk l l(b) or 25. ·1 In: foi!mc of the rcsidc111inl structure. or any portion of it. to huvc been constructed bl!forc. on or alter Date of Policy in accor<lam:e \\'ilh applicalJ)c building cocks. ·1 his Exclusion docs not modi(y or limit the cm·c1·ngc provided in Covered Risk 5 nr 6. 1\11) t:lnim. h) reason or the operation ol' fodcral bankruptcy. slate insolvency. or similar creditors' rights laws. that the trammel ion cn:nting the lien nr 1h1; Insured iV!ortgagc. is (a) a fr.iuduklll conn:yancc or fraudulent transfer. or (hl ;1 pn.:fcrc111i:tl 11·ansfor 1hr any rcnso11 nnl slated in Covc1·cd Risk 27(h) of this policy. I 0. Cnnt:11ni11ntion. c.xplmdon. fire. !looding. vibration. frac1uri11g. l.!nrthquukc. or subsidence. I I. N~g ligcncc h) a person or an Entity exercising a right lo cxtrncl or develop mineral::.. Wlllcr. or any other substances. t\llachmcnt One (6•5-14) CA & NV PA2019-105 ~ ~ n C. ·• m 0 :"? ;,;,_ ;;.g .t..:. .... \0 zw s Ill .... g ;;o <?l D C: * 0.. tD ~ ti) ~ i Si I ~ ~ ~ e ,.0 w ".i. -..J -0 3i: c... -· u- ~[" li _; .. ,:. ~ ~: !~ ·H ¼~ n ;[ ]5 211 m a~: m ]~ §-§.. ~[ ;i H H i-~ = :-H ~~ g· ~ n J[ \ I I I L ________ J 103 ____________ J \__ ___ ., _____ _ J L_ :;;i~; ! ..• ·:~~:· '-~ i·;~:~ ~-~~ 1~:~:~: ~ ,:- JJ/.RCH E;/,t'] --'I Vll.U I,. (!) "' @ uw .... • ~p ,r1-,1,P 047-04 ,.. I· LANCAS !ER' s 1-1~0 --~~ - r..... I ll ~ !u ' ·®® ~ ~ ~ r.• • @ (fi :•_ -... ----. @ ~ I!: (r, ® ___g --·® ill ~ .. ,.:,_ -_ff) l':! ~ ~ ""'@~ @ ® '--~ ~ "> ~ =l-17--=-® @) @ ·---@-_; __ r4, I 1~1 I" . . I I• ---• -~--_,, ~ ® I @ .,,11,!_-·_ ~---. , @ ,ii '.V l P.M •.. ,..~~~~;~-~u ' @ ® -I --; J:i~j( . @ ~ ;:,._®• G.J'JtJ ..:! ; 'O: 0 z:s I @) ;i,; ~ . t:t ® @BLK, "' 331 __ :t,1_ :., @ e E~44-27 ! . © S( ~ ,_ ·----afr-: II --lj, ---· @ ,. © .,., @ .nJ :::.ur ~ 'u .. ~ .. ,1 I I l:3 I I l llj • ®: < ,00 , I '---; I ~ I i:; I ·-: IJcWPORT "-,,, ~ I I ,!. ... I ~ I i::: ® .. @ _,. ____ ,._, __ ..:1. ___ ....e•j ,._,. ~@> ® LLJ-,~·___,_- ~ ~ ~ ~ 6 i{~f'~-1? /,(JO. M.M. 5-14 ~ P-IRCEL 1,fj; P.~·,:;rr ,,.--____ .--P-,tRCEL~-•J.if-1 (Sf. 0/1/yJ. '\. I P.M. )44-21. 35°{'..W· ~ 0 ~,~1 '"--@· .. --! ,, ~ I in ;;:: 0 ~ "-;.-: @ ~ ·-· v ~. ,::;5,~~e--:-~~y-;;s-:-~-ro,~ ~ •~:/> P,•,_:iC£t r;t.;Y.!:!~ £:Jl-VS. 047 i>i:r;:, ~ $11())::/ r~ Ch'?::: f'S co:.:.1wrr !."lF GR~NCC D PA2019-105 RECORDING REQUESTED BY Chicngo Tith.• Comp:rny WHEN RECORDED MAIL TO: =a cld rcsscc= ORDER NO.: 00109493-987-OCI-K27 SPACE ABOVE THIS LINE FOR RECORDER'S USE CERTIFICATION OF TRUST California Probate Code Section 18100.5 The undersigned declare(s) under penalty of pe1:iury under the laws of the State of California that the following is true and correct: I. The Trust known as executed on ____________ , is a valid and existing trnst '.?.. The namc(s) of the settlor(s) of the Trust is (are): ___________________________ _ J. The name(s) of the currently acting trustee(s} is (are): ________________________ _ 4. The trustee(s) of the Trust have the following powers (initinl applicable line(s)): ___ Power to acquire additional property. ___ Power to self and execute deeds. ___ Power to encumber. and execute deeds oftrnst. Other: --- 5. The Trust is (check one): ___ Revocable ___ I rrevocabie The name of the person who mny revoke the Trust is: _________________________ _ 6. The number of trnstecs who must sign documents in order to exercise the powers of the Trust is (are): whose nrnnc(s) is (are}: 7. Title to Trnst assets is to be taken as follows: ------~---------------------- 8. The Trust has not been revoked. modified or amended in nny manner which would cause the representations contained herein to be incorrect. 9. I (we) am (are) all of the currently acting trustees. IO. I (we) understand that I (we) may be required to provide copies of excerpts from the original Trust documents which designate the trustees and confer the power to act in the pending transaction. Dated: ________________ _ THSTOOO~ (DSI Re,• .. f.'5iHI) PA2019-105 Order No.: 00109.:J93-987-K27 TRST000J (ll1:1·. 02/07/2012} (Acknowledgement must be attached) PA2019-105 CERTIFICATE OF ACKNOWLEDGEMENT OF NOTARY PUBLIC A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this ccrti ficatc is attached, and not the truthfulness, accuracy. or validity of that documem. STATE OF CALI FORNI A COUNTY OF } ss: On-------------------------------------------before me, Notary Public, personally appeared----------------------------------- who proved to me on the basis of satisfactory evidence to be the person(s)whose namc{s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the snme in his/her/their authorized capacity(ies) and that by his/her/their signaturc(s)an the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instn1ment. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. 'WITNESS my hand and official seal. Signntun: CERTlFICATE OF ACKNOvVLEDGEMENT OF NOTARY PUBLIC A notary public or other officer completing this certilicntc verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracv. or validitv of that documen1. STATE OF CALIFORNIA COUNTY or } ss: On-------------------------------------------before me, Notary Public, personally appeared----------------------------------- who proved to me on the bnsis of satisfactory evidence to be the person(s)whose mune(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the smne in his/her/their authorized capacity{ies) and that by his/he1·/thclr sigrrnturc(s)on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and ollicial seal. Signatun.' __________________ _ PA2019-105 RECORDING REQUESTED BY Chic;igo Title Company WHEN RECORDED l'vlAIL TO: =acldresscc= ORDER NO.: 00109493-987-OC1-K27 SPACE ABOVE THIS LINE FOR RECORDER'S USE CERTIFICATJON OF TRUST California Probate Code Section 18100.5 The undersigned declare(s) under penalty of pe1:jury under the laws of the State of California that the following is trne nnd correct: I . The Trust known as executed on ____________ , is a valid and existing trnst. 2, The name(s) of the scltlor(s} of the Trust is {arc): __________________________ _ 3. The nnmc(s} of the currently ncting trnstee{s) is (are}: ------------------------~- 4. The truslee(s) of the Trust have the following powers (initinl applicable line(s)): ___ Power to acquire additional property. 5, ___ Power to sell and execute deeds. ___ Power to encumber, nnd execute deeds of trust. ___ Other: The Trust is (check one): ___ Revocable ---Irrevocable The name of the person who may revoke the Trust is: ______________________ _ 6. The number of trustees who mllst sign documents in order 10 exercise the powers of the Trust is (are): _______ _ whose name(s) is (are); ------------------------------------ 7. Title to Trust assets is to be taken as follows: ____________________________ _ 8. The Trust has not been revoked, modified or amended in any manner which would cause the representations contained herein lo be incorrect. 9. I (we) nm (are) nil of the currently acting trustees. I 0. I (we) understand that I (we) may be required to provide copies of excerpts from the original Trust documents which designate the trustees and confer the power to act in the pending transaction. TllSTOOO:\ {l)SI Rl)v. 4i31 l<i1 PA2019-105 Order No.: 00 l 09493-987-K27 TRSTOUO., IR~v 02i0712012) (Acknowledgement must be attached) PA2019-105 CERTIFICATE OF ACKNOWLEDGEMENT OF NOTARY PUBLIC A notary public or other officer completing this certificate verifies only the identity or the individual who signed the document to which this certificate is attached. and not the truthfulness, accuracy. or validitv of that document. STATE OF CALIFORNIA COUNTY or } ss: On ___________________________________________ before me, Notary Public, personally nppeared ----------------------------------- who proved to me on the basis of satisfactory evidence to be the person(s)whose name(s) is/are subscribed to the within instrnmcnt and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) and that by his/her/their signature(s)o11 the instrument the person(s), or the entity upon behalfof which the person(s} acted, executed the instrument. I ccrtil)' under PENAL TY OF PERJURY under the laws of the State of California that the foregoing paragraph is lrue and. correct. WITNESS my hand and official seal. Sigllatllrl.' ------------------- CERTIFICATE OF ACKNOWLEDGEMENT OF NOTARY PUBLIC A notary public or other officer completing this certi ficatc verifies only the identity of the individual who signed the document to which this certificnte is nttachec.1, and nol the truthfulness, accurncv. or validity of tlrnt document. STATE OF CALIFORNIA COUNTY OF } ss: On-------------------------------------------before me, Notary Public, personally appeared ----------------------------------- who proved to me on the bnsis of satisfactory evidence to be lhe person(s}whose nmne{s) is/are subscribed to the within instrnment and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) and that by his/her/their signature(s)on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the Stnte of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature __________________ _ PA2019-105 • OWNER'S DECLARATION Escrow No.: 00109493-987-0C1-K27 Property Address: 417 ·30th Street Newpo1i Beach, CA The undersigned hereby declares as follows: 1. (Fill in the applicable paragraph and strike the other) a. Declarant ("Owner") is the owner or lessee, as the case may be, of certain premises located at 417 3oth Street, Newport Beach, CA, further described as follows: See Preliminary Report/Commitment No. for full legal description (the "Land"). b. Oeclarant is the _____________ of _______________ _ (''Owner"), which is the owner or lessee, as the case may be, of certain premises located at 417 30th Street, Newport Beach, CA, further described as follows: See Preliminary Report/Commitment No. for full legal description {the "Land"}. 2. (Fill in the applicable paragraph and strike the other} a. During the period of six months immediately preceding the date of this declaration no work has been done. no surveys or architectural or engineering plans have been prepared, and no materials have been furnished in connection with the erection, equipment, repair, protection or removal of any building or other structure on the Land or in connection with the improvement of the land in any manner whatsoever. b. During the period of six months immediately preceding the date of this declaration certain work has been done and materials furnished in connection with ____________ upon tt,e Land in the approximate total sum of $ _____ , but no work whatever remains to be done and no materials remain to be furnished to complete the construction in full compliance with the plans and specifications, nor are there any unpaid bills incurred for labor and materials used in making such improvements or repairs upon the Land, or for the services of architects. surveyors or engineers, except as follows: ___________________ . Owner, by the undersigned Declarant, agrees to and does hereby indemnify and hold harmless Chicago Title Company against any and all claims arising therefrom. 3. Owner has not previously conveyed the Land; is not a debtor in bankruptcy (and if a partnership, the general partner thereof is not a debtor in bankruptcy); and has not received notice of any pending court action affecting the title to the Land. 4. Except as shown in the above~referenced Preliminary Report/Commitment, there are no unpaid or unsatisfied mortgages, deeds of trust, Uniform Commercial Code financing statements, regular assessments, special assessments, periodic assessments or any assessment from any source, claims of lien, special assessments, or taxes that constitute a lien against the Land or that affect the Land but have not been recorded in the public records. There are no violations of the covenants, conditions and restrictions as shown in the above-referenced Preliminary Report/Commitment. 5. The Land is currently in use as _________ _, ___________ occupy/occupies the Land; and the following are all of tile leases or other occupancy rights affecting the Land: 6. There are no other persons or entities that assert an ownership interest in the Land, nor are tllere unrecorded easements, claims of easement, or boundary disputes that affect the Land. 7. There are no outstanding options to purchase or rights of first refusal affecting the Land. 8. Between the most recent Effective Date of 1he abovekreferenced Preliminary Report/Commitment and the date of recording of the Insured lnstrument(s), Owner has not taken or allowed, and will not take or allow, any action or inaction to encumber or otherwise affect title to the Land. This declaration is mndc with thl;! intl;!ntion thut Chicago Title Company (the "Company") and its policy issuing agents will rely upon it in issuing their title insurance policies and endorsements. Owner. by the tm<krsigned Dcclarnnt, ugrces Lo indemnify lhc Company against loss or damage {including attorneys fees. expenses. and costs) incum::cl by the Company as n n:suh or any untrue s1mcmem made hcrdn. I declare under penalty of pe1:iury that the foregoing is true and correct and that this declaration was executed on ___ al Signature: 0\\ ni:r's Dcclarntion MISC0220 (DSI Re,. 10/17/17} Printed: 3/23/2017 I :57 PM by NG Pag.c 16 1-:scn PA2019-105 • PA2019-105