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HomeMy WebLinkAboutPA2019-161Batch 53 73142 Confirmation Page 1 of 2 Recorded in Official Records, Orange County Hugh Nguyen, Clerk-Recorder RECORDING REQUESTED BY: I IIIII I I IIIIII Ill lllll 111111111111111111111111111111 :11111111111111111/ llll 15• oo Community Development Department Planning Division 100 Civic Center Drive, P.O. Box 1768 Newport Beach, CA 92658-8915 AND WHEN RECORDED MAIL TO: Community Development Department Planning Division 100 Civic Center Drive, P.O. Box 1768 Newport Beach, CA 92658-8915 *$RD011238391$* . 2019000427455 8:55 am 10/30/19 90 SC5 CU 3 0.00 0.00 0.00 0.00 6.00 0.00 0.000.000.00 3.00 SPACE ABOVE THIS LINE FOR RECORDER'S USE CERTIFICATE OF COMPLIANCE NO. CO2019-020 (PA2019-161) California Government Code Section No. 66499.35(c) CITY OF NEWPORT BEACH Owner: Frederick A. Randall, Jr .. Trustee of The Frederic A. Randall, Jr. Separate Property Trust dated December 16, 2003, as may be amended from time to time Site Address: 432 Isabella Terrace City of Newport Beach, County of Orange Assessor Parcel Number: 459-141-14 Number of parcels for which this Certificate of Compliance is being issued and recorded: One (1) LEGAL DESCRIPTION Parcel 1: Lot 155, Tract No. 1237, in the City of Newport Beach, County or Orange, State of California, as per map recorded in Book 40, Page 20 of Miscellaneous Maps, in the Office of the County Recorder of said county. Except therefrom. that portion described as follows: Beginning at the most westerly corner of said Lot 155; thence North 43' 32' east along the northwesterly line of said Lot 155, said point being 31.42 feet northeasterly of the common corner of Lot 150 and Lot 155 on Rivera Terrace, as measured along the said southerly line of said Lot 155; thence southwesterly along the southerly line of said Lot 155, 31.42 feet to said common corner of Lots 149 and 155; thence North 53'56' 25" west along the southwesterly line of said Lot 155. 40.00 feet to the westerly corner thereof, and the point of beginning. Tmplt 09-!0-IS https://gs.secure-recording.com/Batch/Confirmation/5373142 10/30/2019 PA2019-161 Batch 5373142 Confirmation 432 Isabella Terrace Page: 2 of3 CERTIFICATE OF COMPLIANCE California Government Code Section No. 66499.35(c) CONTINUATION Newport Beach Certificate of Compliance No. CO2019-020 (PA2019-161) LEGAL DESCRIPTION (CONTINUED) Parcel 2: That portion of Lot 156, Tract 1237, in the City of Newport Beach, County of Orange, State of California, as per map recorded in Book 40, Page 20 of Miscellaneous Maps, in the Office of the County Recorder of said county, described as follows: Beginning at the most northerly corner of said Lot 156; thence south 7r:J 57' 20" west along the northwesterly line of said Lot 156, 70 feet to the most southerly corner of Lot 158 of said Tract No. 1237; thence southeasterly in a line direct 61.78 feet to a poin,t in the southeasterly line of said Lot 156, said point being 44.00 feet northeasterly of the common corner of said Lots 150, 155, and 156; thence north 43' 32' feast 66.12 feet to the most easterly corner of said Lot 156; thence northerly along the northeasterly line of said Lot 31.00 feet to the most northerly corner therefor and the point of beginning. https://gs.secure-recording.com/Batch/Confirmation/5373142 Page 2 of 2 10/30/2019 PA2019-161 ~ {\'YA OJ -I {of • • • rJo. ~~11i°t Cert1f1cate of Compliance , foMMUN\iY .· ( DEVELOPMENT Community Development Department 4 .<. 0,9 Planning Division . ·: ~UG 1.~ 'l 100 Civic Center Drive/ P.O. Box 1768 / Newpo~ ~ach, CA 926 -8915 . (949)644-3204 Telephone/ (949)644-3229 Facsimile . CITY OF www.newportbeachca.gov ~ c; Property Owner(s) l\'~p T 'o~~ OR Name fr~,-.c-Rt:<,""devtt Address 4~.i. City, State ck,l J-1AI' / rJ~ ~ Zi;c;~Z--5 t S11t,':}e." A -rur ~{. C,vrrJf\OI. Email Phone No. I FaxNo. Cj(ft;J '}7t; 0 l..Z '3 Address City, State A .. 2 O '3 ~P\. 11£-~{II\, C Phone No. Fax No. fl')te.d.t~i tuJ.earcJ,,.:+~1e,, ,,...., tJI./P/ t:)7'r oiz,J Site/Pro·ect Address Assessor's Parcel No. '-I q -IY I -I '-I Along with the above portion of this form completely filled out, please submit the following: 1. A legible copy of the latest Recorded Grant Deed or Contract of Sale showing current ownership, include the Title Insurance Policy if available. · 2. A copy of the latest Tax Bill and Assessor's Map. 3. A copy of any and al I documents supporting original creation of the parcel ( e.g. Grant Deeds, Contracts of Sale, Records of Survey, Building Permits, or other documents). 4. If the project is improved, include legible copies of: • A Plot P Ian, fully dimensioned on an 8½ " x 11" sheet s hawing entire parcel, al I improvements, and parcel area in square feet. • A Building Permit for a Principal on the Property. 5. An application fee in the amount o $ 3 318 + OC Recorders Fee $12) payable to the City of Newport Beach. Please note parcels not in co liance with Subdivision or Zoning regulations may incur additional costs. t, "31, l A~ 8{7,,;f.#/ t'l __ Do Not Complete Application Below This Line -For Office Use Only PA No. PAco,9-)~ , Submitted: P,)zc,);q Planner I ext. CO No. Fee Paid: Date Mailed C. 0 "2,o\ ~ -ov:> DNo. ov , °' .. o 4 o'-i Fann of Payment: Check No. Date of OR □ Check D Credit Card PlnChckNt cg Q\-c....(} '°' Receipt No. OR No. Remarks: ' Updated 02/28/19 PA2019-161 ~~~ I i -<· l ii 1 ~:~,!-_ .. !4£9.U.i:I.2'!.9.n <:.l'~f'::'e?.l8r-~-ii'" i ···, ..... u ;;, ·· ... ~ ~ .. \ ~ ,/ ·, ... ~ ;,, Al ,, f--, 0J ~ '"" 'i pi:: ' ~ > __ 'I\ ~ ~,,,,... .. ··-, ...... ";;'"co~---- NOTES, t''Ulfl.~~~b~-Ei~~mrtu~~IW.~~~\1."m-;r; $l'll:IIJITEDTOTIIESI.IIL.Dlr<OL'Gl'El;"lalATOkl'IIIC81.n>RJIJl"Dhllo:<l~- i'IIOtelTTNR."-T.115lOlll,MO!<tlMC<'llllllYA1.llll:<'il:l>LAND-'\"U~Oll. :J~f.l~t.:O.~~A~ll'~J'm~SI.IIH>Je,(;H UU,SJ/,Jt. 1-,j ' ~,-t. ...... ~,, ~ ! EX 1 ST, ~I I HOUSE EASEMENTS OF RECORD: = ~ililia1'J~~~.\lf~fPoml!b\~"&iv:l~r,;,".M,':!~1'koit1>. ~ ~=:,C!:i.~C:::r.w..,1, T.S.'IV.-lUP<IFSTI;_\l""J\U . ---lllRfCTlONOl'R.o'II" T.fC'. -TOPOl'"fllUND.CllRB ..aJ1 -l'll0f05Wl!l..l!VAOON H.t -Fl!<l!Hl,"1tl\lllH.U!'•. "·'• -fl:'"IJIIM.OOII T.C. -IOP()t-("1,)1(11 <lJ'.-GAIIMlF.RllOII l;:(l, -E."USTIM/lill,,W£f.Ll!V, TT. -10-ilFRJDll:-CI •,tkN.fllti:: IOIV -l'IPl!INVDr.TEl.£V. ............ ~ELE',"ATIIJl'IUFSIIIJI' ~Vl;YPT,.l!lil'.~0. OVlL ENGINEERS NOTES: 1,TlfEDISTINCTIVEBOUNDAIIY SHOWNHER£0NWIISPLOTIEDJIEROJ4.stTS l~llLDODSflt\1ATIONS.AU.IJl'.AAl~Am>Dt$T~Allli.MAASURf:D. Ul'ILESSJ\i'OOEDOTllEJtWlSE :,UCE."ISEDCMLSIOINEEROf'!IE('Ol])SHAI.LPERM!aPeffl.YMOl'll.lMENl'PRO!'ER'n' (Olll\"llll.S OR Ol'rSIITS Dl!RJRll.STAllTINOGRIIDINO. PLEAS£CALL THE~SEDOVLEJfOO'iEER OFll£C'OaD..J'ElEOIJC,\@949-<,7:1-M17 T() SC11EDUI.E<.1JN:ITRI/CTIO~ST"A'-IM:; ANOALLCERTIFICATI0?0.1 ). ntEUC'f:NSEDClVll.Ef'IGU,IE!EROFIU:COI.DTOSUBMITA."RECORDOFSIJRVEr ()ll"COR.'IE!IRECORD"TOTHl!.COl™n"stlRVE.YOR.E\-1Dl!NCEOFSUBMTTTALTOBI!. 5URMTTmDmTimRUJU:IINOJ.'IIS'PJ",:C'JORATOR1'11.klRTORJUlliDATION~. CURVCO;.TA: Cur,• ~hoAn;le Rculi11s '" 23 59"1.2•,ow 30.0(1 24 5'1'!3"01.!" 30,00 ~;!~ 31 sa-;,2·04 .. 30.00 32 44•3e•~.:,• 22,110 ~~:i! 33 44°363(\8 22,00 17,14 o"..§' ,fl,.., ._.,., <fll''q•I LOT AREA, 7,54JA4SQ.f'T, 0.11AC. iaao_Bil mv.UL .ir --1!.!iy ~~ __ •:aoa.,. r l BASIS OF BEARINGS : TUE 8£AIUMiS SHOWN UEREOl'I All£BAS£D~ lHEC'E.NTER1.J.NEOf ISAlH!I.U. TERRACf ' ~ i ~ ~ l ~ /, ./ I , ' 1/ I ~, . ~ j ~ J 1 ! I i B ~ ~ g ~ ~ PROPERTY OWNER: FREDERTC RANDAU. 4J1 ISABEUA TERRACE COROJ"ADa.MAll.CA 8QS.lllwl815 REINCiN71°A:?'?O"W A5SHOWNONTilACTl'IO. IB1 I PREPARED BY: I IB&'IICHMARK, DUCA-McCOY,INC. aTABUSllED A TB"1 ON mE TOP OFCLilW 01'1 ISABWA '11:RRACE • .\TTHEN N'LY CORi'olEROF. nos""""""". El.£VATION• lllll.-lfi'OCTBM ,-E.<"Our!IIOIIWIIY coao,<AIJl;l,-R.I; .. ~ t_,,,, ... ; -S-o~ ~ ~ Ul ,_ ~ a z o.- ~? c ~i~ ~o~ ·o,() p c::i ~- c:, ~ TOPOGRAPHIC SURVEY OF 432 ISABELLA TERRACE CORONA DEL MAR, CA SHEET I OF I 0 J PA2019-161 '" .. . ' ........ ~., -.. ,, .... ~'fO# .• ,~A; ~Jr',.,~ ~;n~:f~ ~··~ "-i CAMU••·. 15JJJ PA2019-161 PA2019-161 ~c~\\JED By ~cot.A tJiU N f{'< of.~€.Lo?M f.l'l' t,,\lb G i 'LIJ\~ PA2019-161 Lawyers Title -Irvine 16755 Von Karman Suite 100 Irvine, CA 92606 Attn: Lucy Tran Lawyers Title Company 16755 Von Karman Avenue Suite 100 Irvine, CA 92606 Phone: (949) 223-5575 Fax: ( ) Title Officer: Ron Fernando--So email: tu53@ltic.com Phone No.: (949) 223-5575 Fax No.: (818) 252-4555 File No.: 217531912 Your Reference No: IRL26402 Property Address: 432 Isabella Terrace, (Corona Del Mar Area) City of Newport Beach, California PRELIMINARY REPORT Dated as of June 6, 2017 at 7:30 a.m. In response to the application for a policy of title insurance referenced herein, Lawyers Title Company hereby reports that It is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters.shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitation on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read, They are available from the office which issued this report. The policy(s) of title insurance to be issued hereunder will be policy(s) of Commonwealth Land Title Insurance Company. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list al/ liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. CLTA Preliminary Report Form -Modified (11-17-06) Page 1 PA2019-161 File No: 217531912 EXHIBIT "A" THE LAND REFERRED TO HEREIN IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 1: LOT 155, TRACT NO. 1237, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 40, PAGE 20 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM, THAT PORTION DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST WESTERLY CORNER OF SAID LOT 155; THENCE NORTH 43° 32' EAST ALONG THE NORTHWESTERLY LINE OF SAID LOT 155, 44.00 FEET; THENCE SOUTHEASTERLY IN A DIRECT LINE 52.42 FEET TO A POINT IN THE SOUTHERLY LINE OF SAID LOT 155, SAID POINT BEING 31.42 FEET NORTHEASTERLY OF THE COMMON CORNER OF LOT 150 AND LOT 155 ON RIVERA TERRACE, AS MEASURED ALONG THE SAID SOUTHERLY LINE OF SAID LOT 155; THENCE SOUTHWESTERLY ALONG THE SOUTHERLY LINE OF SAID LOT 155, 31.42 FEET TO SAID COMMON CORNER OF LOTS 149 AND 155; THENCE NORTH 53° 56' 25" WEST ALONG THE SOUTHWESTERLY LINE OF SAID LOT 155, 40.00 FEET TO THE WESTERLY CORNER THEREOF, AND THE POINT OF BEGINNING. PARCEL 2: THAT PORTION OF LOT 156, TRACT NO. 1237, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 40, PAGE 20 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST NORTHERLY CORNER OF SAID LOT 156; THENCE SOUTH 70° 57' 20" WEST ALONG THE NORTHWESTERLY LINE OF SAID LOT 156, 70 FEET TO THE MOST SOUTHERLY CORNER OF LOT 158 OF SAID TRACT NO. 1237; THENCE SOUTHEASTERLY IN A LINE DIRECT 61. 78 FEET TO A POINT IN THE SOUTHEASTERLY LINE OF SAID LOT 156, SAID POINT BEING 44.00 FEET NORTHEASTERLY OF THE COMMON CORNER OF SAID LOTS 150, 155 AND 156 OF SAID TRACT NO. 1237, AS MEASURED ALONG THE SAID SOUTHEASTERLY LINE OF SAID LOT 156; THENCE NORTH 43° 32' EAST 66.12 FEET TO THE MOST EASTERLY CORNER OF SAID LOT 156; THENCE NORTHERLY ALONG THE NORTHEASTERLY LINE OF SAID LOT 31.00 FEET TO THE MOST NORTHERLY CORNER THEREOF AND THE POINT OF BEGINNING. ASSESSOR'S PARCEL NUMBER: 459-141-14 Cl TA Preliminary Report Form -Modified (11-17-06) Page 3 PA2019-161 File No: 217531912 4. A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount: Dated: Trustor/Grantor: Trustee: Beneficiary: Loan No.: Recording Date: Recording No: $1,844,500.00 June 24, 2016 Frederick A. Randall, Jr., or his successors(s), as Trustee of The Frederic A. Randall, Jr. Separate Property Trust dated December 16, 2003 Fidelity National Title Ins Co. Wells Fargo Bank, N.A. Not set out June 29, 2016 2016000296021, of Official Records 5. Matters which may be disclosed by an inspection and/or by a correct ALTA/ACSM Land Title Survey of said Land that is satisfactory to the Company, and/or by inquiry of the parties in possession thereof. 6. Any invalidity or defect in the title of Vestees in the event such trust is invalid or fails to confer sufficient powers in the trustees or in the event there is lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustee(s) of a trust, ( or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. END OF SCHEDULE B EXCEPTIONS PLEASE REFER TO THE "NOTES AND REQUIREMENTS SECTION" WHICH FOLLOWS FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION CLTA Preliminary Report Form -Modified (11-17-06) Page 5 PA2019-161 File No: 217531912 INFORMATIONAL NOTES SECTION Note No. 1: The information on the attached plat is provided for your convenience as a guide to the general location of the subject property. The accuracy of this plat is not guaranteed, nor is it a part of any policy, report or guarantee to which it may be attached. Note No. 2: California insurance code section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow account and available for withdrawal prior to disbursement. Funds deposited with the company by wire transfer may be disbursed upon receipt. Funds deposited with the company via cashier's check or teller's check drawn on a California based bank may be disbursed on the next business day after the day of deposit. If funds are deposited with the company by other methods, recording and/or disbursement may be delayed. All escrow and sub-escrow funds received by the company will be deposited with other escrow funds in one or more non-interest bearing escrow accounts of the company in a financial institution selected by the company. The company may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with such financial institution, and the company shall have no obligation to account to the depositing party in any manner for the value of, or to pay to such party, any benefit received by the company. Those benefits may include, without limitation, credits allowed by such financial institution on loans to the company or its parent company and earnings on investments made with the proceeds of such loans, accounting, reporting and other services and products of such financial institution. Such benefits shall be deemed additional compensation of the company for its services in connection with the escrow or sub-escrow. For wiring Instructions please contact your Title Officer or Title Company Escrow officer. Note No. 3: Lawyers Title is a division of Commonwealth Land Title Insurance Company. The insurer in policies of title insurance, when issued in this transaction, will be Commonwealth Land Title Insurance Company. Note No. 4: None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an ALTA Loan Policy, when issued. Note No. 5: The following information will be included in the CLTA Form 116 or ALTA Form 22-06 Endorsement to be issued pursuant to this order: There is located on said Land: A Single Family Residence in a Planned Unit Development Known as: 432 Isabella Terrace, (Corona Del Mar Area) City of Newport Beach, California. Note No. 6: The only deed(s) affecting said land which recorded within twenty-four (24) months of the date of this report, is (are) as follows: Grantor: Grantee: Recording Date: Recording No.: Frederick A. Randall, Jr., Trustee of The Frederic A. Randall, Jr. Separate Property Trust dated December 16, 2003, as may be amended from time to time Frederick A. Randall, Jr., Trustee of The Frederic A. Randall, Jr. Separate Property Trust dated December 16, 2003 June 29, 2016 2016000296020, of Official Records CLTA Preliminary Report Form -Modified (11-17-06) Page 7 PA2019-161 Attachment One (Revised 06-05-14) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE File No: 217531912 The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. PA2019-161 File No: 217531912 a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency,or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 $ 10,000.00 (whichever is less) Covered Risk 18: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 $ 25,000.00 (whichever is less) Covered Risk 19: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 $ 25,000.00 (whichever is less) Covered Risk 21: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 $ 5,000.00 (whichever is less) 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters PA2019-161 File No: 217531912 PARTII In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:] 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; ( d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: PA2019-161 File No: 217531912 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the cov_erage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11 (b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. PA2019-161 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and our customers. This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when and to whom we disclose such information, and the choices you have about the use of that information. A summary of the Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice. T~ge§ of Ioforms1tion com:::cted. You may Hgw Jnform@tion i§ Collected, We may collect provide us with certain personal information about personal information from you via applications, you, like your contact information, forms, and correspondence we receive from you addressdemographic information, social security and others related to our transactions with you. number {SSN), driver's license, passport, other When you visit our websites from your computer government ID numbers and/or financial or mobile device, we automatically collect and information. We may also receive browsing store certain information available to us through information from your Internet browser, computer your Internet browser or computer equipment to and/or mobile device if you visit or use our optimize your website experience. websites or applications. Use of Cgll1:11-t1:1d laformatioo, We request and Wlu~n Informition Js Di1slo1ed. We may use your personal information to provide products disclose your information to our affiliates and/or and services to you, to improve our products and nonaffiliated parties providing services for you or services, and to communicate with you about us, to law enforcement agencies or governmental these products and services. We may also share authorities, as required by law, and to parties your contact information with our affiliates for whose interest in title must be determined. marketing purposes. Choise§ With Youi: Iofgrmation, Your decision Iofgrm1tioo From ~hildren. We do not to submit information to us is entirely up to you. knowingly collect information from children who You can opt-out of certain disclosure or use of are under the age of 13, and our website is not your information or choose to not provide any intended to attract children. personal information to us. eriVi!r.3£ Qutslde tbe Websits:, We are not lotecnation1I UHts, By providing us with you responsible for the privacy practices of third information, you consent to its transfer, parties, even if our website links to those parties' processing and storage outside of your country of websites. residence, as well as the fact that we will handle such information consistent with this Privacy Notice. The Ci!lifoi:nii! QnUne eriv1cy Protection Act, Some FNF companies provide services to mortgage loan servicers · and, in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites. Your Cgnsent Io T!Jis erivaci Notis;;e. By Access i!!ld ~orrectigm Contgct Us. If you submitting Information to us or by using our desire to contact us regarding this notice or your website, you are accepting and agreeing to the information, please contact us at terms of this Privacy Notice. privacy@fnf.com or as directed at the end of this Privacy Notice. Effective May 1, 2015; Last updated March 1, 2017 Copyright© 2017. Fidelity National Financial, Inc. All Rights Reserved. PA2019-161 When Information Is Disclosed We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) and Browsing Information to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see the section "Choices With Your Personal Information" to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: • to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to our affiliate financial service providers for their use to market their products or services to you; • to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to market financial products or services to you; • to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoena or court order; • to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be determined, settled, paid, or released prior to closing; and • other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to: • comply with a legal process or applicable laws; • enforce this Privacy Notice; • investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other information provided by you violates the rights of a third party; or • protect the rights, property or personal safety of FNF, its users or the public. We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice, we expect that these parties process such information in compliance with our Privacy Notice or in a manner that .is in compliance with applicable privacy laws. The use of your information by a business partner may be subject to that party's own Privacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include: • for our everyday business purposes -to process your transactions, maintain your account(s), to respond to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders, or report to credit bureaus; • for our own marketing purposes; • for joint marketing with financial companies; and • for our affiliates' everyday business purposes -information about your transactions and experiences. Effective May 1, 2015; Last updated March 1, 2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved. PA2019-161 The California Online Privacy Protection Act For some FNF websites, such as the Customer CareNet ("CCN"), FNF is acting as a third party service provider to a mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website. The information which we may collect on behalf of the mortgage loan servicer is as follows: • first and last name; • property address; • user name and password; • loan number; • social security number -masked upon entry; • email address; • three security questions and answers; and • IP address. The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through this website. For example, if you believe that your payment or user information is incorrect, you must contact your mortgage loan servicer. CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application, or (2) law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders. All sections of this Privacy Notice apply to your interaction with CCN, except for the sections titled "Choices with Your Information" and "Access and Correction." If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted on the Website. Each time you provide information to us, or we receive information about you, following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing with our affiliates for their marketing purposes, please send your requests to privacy@fnf.com or by mail or phone to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer (888) 934-3354 Effective May 1, 2015; Last updated March 1, 2017 Copyright© 2017. Fidelity National Financial, Inc. All Rights Reserved. PA2019-161 □ ~ ~ ~ c:t: This ;naptplat .is being tu.rnishe(I as an aid. in locating the. herein described Land .1.n relation to adjoining streets, natural boundar-ies 1:1nd other fang, and is not a survey of the i~nd depicted. Except to Ifie extent a policy al tit.le inwrance fs expressly modified by endorsement, lfany, the Company . . . . ~oes not Insure dimensions, (:ll~fonc~. !ocatlqn of ea:s9mf1nts. acreMl'i or qt her rplittfli'S shown ! h.ereQn. PA2019-161