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PA2019-208-1
Batch 5400979 Confirmation Recorded in Official Records, Orange County Hugh Nguyen, Clerk-Recorder Pagelof2 I IIIII I I IIIIII Ill 1111111111111111111111111111111111111111111111111111111111 12. 00 RECO~DING REQUESTED BY: Community Development Department Planning Division · 100CivicCenterDrive, P.O. Box1768 Newport Beach, CA 92658-8915 AND WHEN RECORDED MAIL TO: ·community Development Department Planning Division 100 Civic Center Drive, P.O. Box 1768 Newport Beach, CA 92658-8915 \ *$RD D 1. 1 1 5 D 3 3 1 $ * 2019000435921 11 :20 am 11/04/19 . . 65SC5C17 2 0.00 0.00 0.00 0.00 3.00 0.00 0.000.000.00 3.00 SPACE ABOVE THIS LINE FOR RECORDER'S USE CERTIFICATE OF COMPLIANCE NO. CO2019-022 (PA2019-208) · California Government Code Section No. 66499.35(c) CITY OF NEWPORT BEACH OWner: Mitch C. Hill. Trustee of the Hill Family Trust dated January 27, 2005 Site Address: 313 Heliotrope Avenue. City (?f Newport Beach, County of Orange Assessor Parcel Nutnber:· .. 052-082-12 Number of parcels for which this Certificate of Compliance is being issued and recorded: One C1) LEGAL DESCRIPTION THE NORTHEASTERLY 15 FEET OF LOT 11 AND ALL o·F LOT 13, IN BLOCK-234 OF . CORONA DEL MAR, IN THE CITY OF NEWPORT BEACH,· COUNTY OF ORANGE, CALIFORNIA, AS PER MAP RECORDED IN BOOK 3, PAGE(S) 41 AND 42, INCLUSIVE OF MISCELLANEOUS MAPS IN THE o·FFICE OF THE COUNTY RECORDER OF SAID COUNTY l'nq,11: 09-10-]8 https://gs.secure-recording.corn/Batch/Confirmation/5400979 11/04/2019 PA2019-208 Batch 5400979 Confirmation 313 Heliotrope Avenue Page: 2of2 CERTIFICATE OF COMPLIANCE California Government Code Section No. 66499.35(c) CONTINUATION Newport Beach Certificate of Compliance No. CO2019·022 (PA201S.208} Notice: This document certifies compliance with the State SubdMsi.on Map Act, specifically Government Code 66499.35, and the local subdivision ordinance enacted pursuant thereto. The parcel described herein may be sold, leased, or financed without further· compliance with the SubdMsion Map Act or any local ordinance enacted thereto. Development of the parcel may require issuance of a permit or permits, or other grant or grants of approval. City of Newport Beach .. ~ · . . -~-~ca~ Selmone Jurjis, PE, CBO Community Development Director ACKNOWLEDGEMENTBYNDTARYPUBUC ·11/04/2019 A notary public or other officer completing this certificate verifies only the Identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. STATE OF CALIFORNIA ) ) COUNTY OF ORANGE ) . _ Page 2 of2 on N.wa-J,er:: 4 , 20.i, before me, IA\ W\'\. \{, ~~ · No~ lh/;,[ i G. personally appeared __ "ill_o ... o_c. ... l .... ':t+-'b ........ _J> ......... e..r=--c~z=------'' (Place Notary Seal Above) Tmplt09-IO-I& who proved to me on the basis of satisfactory evidence to be the person'9twhose nam9'8r is/Qie • subscribed to the within instrument and acknowledged to me thatJ:le/sheltAef' executed the same In ft!s/her/tbeir authorized capaci~). and that by.his/her/their signature~ on the instrument the person'8t," or the entity upon behalf of which the perso~ acted, executed the instrument. I certify under PENAL TY OF PERJURY under the laws of the State of California that the foregoing. paragraph is true and correct. WITNESS my h8;nd~d official ali- Signature:...· -+-----:-~=-----=--'----;1~'+---- Signature of Notary b https :// gs.secure•recording.com/Batch/Confirmation/5400979 · 11/04/2019 PA2019-208 PAlot'l-2,,oB Co20-:1q-02-2- Certificate of Compliance 1 0/io/1..c, Property Owner(s) Name Mitch & Julie Hill Community Development Department Planning Division 100 Civic Center Drive/ P.O. Box 1768 / Newport Beach, CA 92658-8915 (949)644-3204 Telephone/ (949)644-3229 Facsimile www.newportbeachca.gov ':,,. ... Address ... City , State I Zip Code 313 Heliotrope Avenue Corona Del Mar, CA 92625 Email mchill326@gmail.com Applicant(s) Name Mitch & Julie Hill Address 313 Heliotrope Avenue Email mchill326@gmail.com Site/Pro·ect Address 313 Heliotrope Avenue, Corona Del Mar , CA 92625 Phone No . I Fax No. City, State Corona Del Mar, CA Phone No . I Fax No . Assessor's Parcel No. 052-082-12 Along with the above portion of this form completely filled out, please submit the following: I Zip Code 92625 1. A legible copy of the latest Recorded Grant Deed or Contract of Sale showing current ownership, include the Title Insurance Policy if available. 2. A copy of the latest Tax Bill and Assessor's Map. 3. A copy of any and all documents supporting original creation of the parcel (e.g . Grant Deeds, Contracts of Sale, Records of Survey, Building Permits, or other documents). 4. If the project is improved , include legible copies of: • A Plot P Ian, fully dimensioned on an 8½ " x 11" sheets howing entire parcel, al I improvements, and parcel area in square feet. J:- • A Building Permit for a Principal Building on the Property. f ~2, G{ +-1 \ 1- 5. An application fee in the amount of $330 ($318 + OG Recorders Fee $1~) payable to the City of Newport Beach. Please note parcels not in compliance with Subdivision or Zoning regulations may incur additional costs . Do Not Complete Application Below This Line -For Office Use Only PA No . Submitted : Planner I ext. CO No . Fee Paid : Date Mailed D No . Form of Payment: Check No . Date of OR 0 Check D Credit Card Pin Chck No. Receipt No. OR No . Remarks : Upd ated 02/28/19 PA2019-208 PA2019-208 10-10-2019 LW 3234 BUILDING RECORD Pem>ll. No. Ill.i .. BART DffOL & ~A Dffll. --···· Date 9 -21_ .. L .. :'. ==---)j.j_~IO'l'ROPJ: O, D. Jii.1 __ .:., ',;? ===--_,,._QT....U..l...lQJffiLlla..ll. ..... m.Ql!l: ---2l.L~ .c. .. <: DULLiltG __ • ----·~ .. :jj !0="""--"'--"="'----'Q._.ffuuD..,_ __________ .. _.__ Fee S.J.) .. Fram-: --··· .. --·----___ ,___ ___ __ __ Final _ ··----_<~p -,r, Trenches ELECTRICAL INSTALLATION 1 ETS HOK IN & GALVIN ___ '£vi! or _work ·····-----.. :.I Pt>rmJJ Nq,_sfil.6_ ~t!. .. l? /30/'46. 1ro . Q .. '.<. .. ...... !!!.lf t: Range 198 . O. K. No. PA2019-208 ,.----,~ RECORDED AT THE REQUEST OF CHICAGO TITLE COMPANY RECORDING REQUESTED BY: Transamcrican Escrow Company Order No. 128626059-S04 Escrow No. 6561-AH Parr.:el No. 052-082-12 AND WIIEl'i RECORDED MAIL TO: MITCH C. HJLL 2 Slate Springs Coto De Caza, CA 92679 Recorded in Official Records, Orange County Renee Ramrez, Assistant Clerk-Recorder I 1111111111111111 1111111111 111111111111111 IIIII IIIII IIIII IIIII IIII I I Ill llll 26. oo * $ R D D D 5 4 D 2 9 5 9 $ * 201200075866512: 19 pm 12/07/12 117 406 G02 1 07 1010.631010.62 20.00 0,00 0.00 0.00 0.00 0.00 ···-----------~----·--·-·-------~-------SPACE ABOVE THIS LJNE FOR RECORDE!{'S USE GRANT DEED Tl-~E INDERSlGNED GRANTOR(S) DECL!\RE(S) THAT DOCUMENTARY TRANSFER TAX IS $2,021.25 and CITY$ computed on full value of property conveyed, or computed on full value less liens or encumbrances remaining at the time of sale. 0 unincorporated area: g-C,,11''1 c,1-:. A.Jc.-'..,.;po,..,f" 7.$<:f'~cl; FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Andrew M. Phillips, a Married Man as his Sole and Separate Property herebyGRANT(S)to Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 the following described real property in the County of Orange, State ofCahfomia: THE NORTUEASTERLY 15 FEET OF LOT l l AND ALL OF LOT 13, IN BLOCK 234 OF CORONA DEL MAR, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, CALIFORNIA, AS PER MAP RECORDED IN BOOK 3, PAGE(S) 41 ANO 42, INCLUSIVE OF MISCELLANEOUS MAPS IN THF. OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. Date November 5, 20 l 2 A"d"_; {~--- STATE OF CALIFORNIA } }S.S. COUNTY OF {)ya,"' 1:)-€ -} On ~~\J~~-1:0._, __ 1:,~1_1:_ __ , before me,__1_e~,;\(O.. -~,,I D·~~li\V {,. _11Dt_~~"'!'i ~\:,\~<:, ___ , personally appeared Andrew M. Phillips who proved to me on the basis of satisfactory cvidenr.:e to be the pcrson(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ics), and that by his/her/their signature(s) on the instrument the pcrson(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing pHragraph is true and correct. _ _ (Seal) PA2019-208 TRS TITLE RECORDING SERVICE 145 S. GLENOAKS BLVD., #466 BURBANK, CA 91502 Dear Homeowner: IMPORTANT NOTICE This eompany has no atlilialion with am, federal. state or local entity Visit or E-mail us online: www.TitkRecordingService.net For your records, we have sent a copy of your recently recorded Grant Deed. You might need it to have utilities put in your name, for example. and it can take 6 to 8 weeks to receive the original from the County Recorder's office, it is an extra copy for any future needs. We also want to bring something very important to your attention. All of us want to obtain the maximum protection for our investment and for our families against unforeseen circumstances. One thing that is a must to help obtain that protection is to record a Declaration of Homestead on our homes. A properly recorded Homestead will help to shield a certain amount of the equity you have in your home for satisfaction of several types of debts, such as unpaid medical bills. suits by creditors for delinquent charge accounts, or the results of a court case due to an accident. All of these things are unforeseen but can happen to any of us at any time. If a creditor obtains a judgment against you as a result of any of these things, the judgment can attach any or all real property you own. But if you record your Declaration of Homestead before the judgment is made of Public Record, your equity (up to the statutory amount) on your principal residence will be protected. Once recorded, a Homestead remains effective until you sell your home or abandon the Homestead (by recording an Abandonment). You must be living in the home at the time you record your Homestead, but even if you later move out of the home, as long as you continue to own it. the Homestead will continue to protect you. Any homeowner may record Homestead, whether married, legally separated or single. as long as you do not already have a home covered by a Homestead. You are only entitled to have one home protected at a time. ARE ALL TYPES OF HOMES COVERED? Yes-Houses, condominiums, duplexes. planned unit development. even community apartments. as long as you are the owner and you are living on the property at the time you record your Declaration of Homestead. Rental property or a second home will not qualify. An important fact: A Homestead will be of no help to you if you fail to make your house payments. A Homestead protects you from involuntary liens. Any time you agree to put your property up as a security against a debt such as a trust deed. mortgage. mechanics liens, and the like, this is a voluntary lien. and a Homestead will not protect against you. You also will not be protected from taxes, alimony or child support. HOW MUCH EQUITY WILL BE PROTECTED? Married Couple -------------- Single Person (with dependents) Over 65 Years of age (married or not) WHAT IS EQUITY? $100,000.00 $100,000.00 $175,000.00 Mentally or Physically Disabled Single Person (no dependents) $175,000.00 $75,000.00 Suppose your home has a fair market value of $430.000 and you have a 1st mortgage or trust deed of $300.000 and a second mortgage or trust deed of $50.000. As a total you owe is $350,000. That leaves $80,000 of equity. If you are a single person (without dependents) and you file a Homestead, a total $75.000 of your $80,000 equity will be protected by law from a creditor"s judgment. At TRS we feel that a Declaration of Homestead is so important that we are now going to include it for free with our new Homeowner Real Estate Document Package. This package contains the most commonly needed real estate documents by homeowners; these documents can save you costly legal fees and are easy to follow step by step. Your document package will include a blank ready to use Grant Deed. Quitclaim Deed and Declaration of Homestead. These documents will allow you to. for example, add a spouse or a child (over the age of 18) on to title with you or allow you to remove a person from title. Title Recording Service will gather all needed information and prepare your Declaration of Homestead, ready for your signature, and forward it to you with notary instructions. The total fee for our new Homeowners Real Estate Document Package is $48.95 which will include your Declaration of Homestead fully prepared and ready for your signature. You should receive your Real Estate Document Package along with your Declaration of Homestead within 25 business days. If you do not receive your Document Package please write to our office at the above address. Once you receive your homestead you will need to pay a small fee to have your document notarized by a Notary Public. Notary fees can vary so shop around for the best price. After you sign your document in the presence of a notary you will then have to mail it to your county recorder's office with a check for the county recording fee. This fee can range from $7 to $17 depending on the county. We will enclose recording instructions for you. You can gather all the needed information and prepare a homestead all on your own or we can assist you with the process and also send you your new Homeowner Real Estate Document Package. Please complete the enclosed order form and return it with a check or money order in the amount of $48.95. A return envelope has been provided for your convenience. A Homestead is not required or mandatory, ii is just there for your protection if you choose to have one. This information letter is not intended to be a full disclosure of the Homestead Laws. For additional information on the scope of protection provided by the Homestead laws. you should consult an attorney. It is argued that homeowners may get the same protection automatically under California state law. You as a homeowner have the legal right to record a Declaration of Homestead for your protection, but is it not required by law. Title Recording Service is a private business and this company has no affiliation with any federal. state or local entity. We cannot render legal advice of any kind. Recording a Declaration of Homestead will not stop the forced sale of your home by a creditor, but can help to guarantee that the statutory equity amount will be protected. This is an important matter whether or not you have us help assist with it. Title Recording Service can help you prepare a Declaration of Homestead to protect the equity you have built in your home. Your home is too big an investment to risk. Copyright© 2013 Title Recording Service TRS-CL2013 PA2019-208 I I "fr> 0MB No. 2502-0265 FINAL B. TYPE OF LOAN A SETTLEMENT STATEMENT (HUD-I) I. 0 FHA 2. 0 RHS 3. [xi CONY. UNINS. 4. 0 VA 5. 0 CONY. INS. v=: TRANSAMERICAN 6. FILE NUMBER: 6561-AH 7. LOAN NUMBER 0352254601 8. MORTGAGE INS. CASE NO.: C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.c.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. D. NAME & ADDRESS OF BORROWER: E. NAME & ADDRESS OF SELLER: F. NAME & ADDRESS OF LENDER: G. PROPERTY LOCATION: Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 2 Slate Springs, Coto De Caza, CA 92679 Andrew M. Phillips 2900 Bristol Street, #F-201, Costa Mesa, CA 92626 Wells Fargo Bank, N.A. I 003 East Brier Drive, San Bernardino, CA 92408 313 Heliotrope Avenue, Corona Del Mar Area, Newport Beach, CA 92625 H. SETTLEMENT AGENT: Transamerican Escrow Company PLACE OF SETTLEMENT: I 5 Corporate Plaza Drive, Suite 200, Newport Beach, CA 92660 (949) 706-5550 SETTl EMENT DATE· J?/07/2012 DISBURSEMENT DATE· 12/07/2012 , - J. Summarv of Borrower's Transaction K. Summary of Seller's Transaction -JOO. Gross Amount Due From Borrower: 400. Gross Amount Due To Seller: IO I. Contract sales price I 837 500.00 40 I. Contract sales price I 02. Personal property 402. Personal property 103. Settlement charges to borrower: (line 1400) 11,837.78 403. 104. 404. 105. 405. Adiustments For Items Paid Bv Seller In Advance: Adiustments For Items Paid Bv Seller In Advance: I 06. City/town taxes to 406. City/town taxes to I 07. County taxes 12/07/12 to 01/01/!3 I 521.35 407. County taxes to I 08. Assessments to 408. Assessments to 109. 409. 110. 410. ---·- l l l. 41 l. 112. 412. 113. 413. I 14. 414. 115. 415. -.--.~------ I 16. 416. 120. Gross Amount Due From Borrower: 1,850,859.13 420, Gross Amount Due To Seller: 200. Amnunt• P<>itl Bv Or In Behlllf Of Borrower· 500. Reductions In Amount Due To Seller· 20 I. Deposit or earnest money 50 I. Excess deposit (see instructions) 202. Principal amount of new loan(s) I 250 000.00 502. Settlement charges to seller (line 1400) 203. Existing loan(s) taken subject to 503. Existing loan(s) taken subject to 204. Owner's Premium 3 447.00 504. Payoff I st Mtg. Ln. 205. Credit Bv Lender 2 000.00 505. Payoff 2nd Mtg. Ln. 206. Borrower GFE Refund 330.30 506. 207. Initial Deposit To Escrow 183 750.00 507. 208. Additional Deposits To Escrow 412 429.32 508, 209, 509. Adjustments For Items Unpaid By Seller: Adjustments For Items Unpaid By Seller: 210. City/town taxes to 510. City/town taxes to 211 . Countv taxes to 511. County taxes to 212. Assessments to 512. Assessments to 213. 513. ·-· 214. 5 !4, 215, 5 I 5. I -·. I PA2019-208 L SETTLEMENT CHARGES Escrow· 6561 AH - '.'00. Total Real Estate Broker Fees Paid From Paid From Borrower's Seller's Division of C'nmmissinn (line 700) A• Follows· Funds Funds _7.0.1 'I: tn At At 702.$ Settlement Settlement to _203. Commission r;iaid at settlement 704. I.U\l\ Un~• P8v<>hl .. In ronn .... t;on With I·"""' 80 I. Our oriflination charPe Wells Farno Bank N.A. ------$1,190.00 (fromGFE#l\ 802. Your credit or charne (noints) for the snecific interest rate chosen (from GFE #2\ 803. Your adjusted origination charges Wells Fargo Bank, N.A. (from GFE A\ I 190.00 804. Annraisal fee to Reis Valuation POC Borrower $620.00 <from GFE #3) 425.00 805. Credit renort to (from GFE #3\ 806. Tax service to <from GFE #3\ 807. Flood certification to (from GFE #3) 808. 809. 810. 81 I. 812. 813. 814. 815. 816. 817. 818. 819. 000 ftpm• l).,.,...,;rPrl Ru I .PnrlPr To R.,. P8irl In Arlv<1nl'P' 90 I. Dailv interest charoes from 12/07/2012 to 12/01/2012 @ 'i; 115.5800 /dav (-6 davs\ <from GFE # I 0\ (693.48) 902. Mortflal!e insurance nremium for mo. to <from GFE #3\ 903. Homeowner's insurance for I vrs. to State Farm Insurance /from GFE #11\ I 485.00 904. Flood insurAnce nremium for vrs. to 905. 906. 1000 R"'•"'•""'" n--With J nnrln•• 1001. Initial deoosit for vour escrow account (from GFE #9\ 1002. Homeowner's insurance 0 months (ii) $ 0.00 oer month 1003. Mortflal!e insurance 0 months (ii)$ 0.00 ner month 1004. Citv nronertv taxes 0 months (ii) .i 0.00 ner month 1005. Countv nronertv taxes 0 months (ii)$ 0.00 ner month 1006. Annual assessments 0 months@$ 0.00 12er month ~- 1007. Flood insurance 0 months (ii) $ 0.00 ner month 1008. 0 months (ii) $ 0.00 oer month 1009. Al!l!rel!ate Adiustment 1010. 111\1\ TitlP C'h<1•nno 1101. Title services and lender's title insurance (from GFE #4\ 3 783.01 1102. Settlement or closing fee to Transamerican Escrow Com12anv $1925.00 I 103 Owner's title insurance Chicago Title Com12anv /from GFE #5) 3 447.00 I 104. Lender's title in•11 r<>nf'P Chic<>on Title Comnanv $1294.00 11 O'i. Lender's title nolicv limit$ I 250.000.00 I 106. Owner's title oolicv limit$ I 837.500.00 1107. Agent's portion of the total title insurance premium $0.00 Chicago Title Company .. I 108. Underwriter's portion of the total title insurance premium $0.00 1109. Endorsement to Chica110 Title Comnanv $25,00 11 JO. Sub Escrow Fee to Chica110 Title Comnanv $62.50 1111. Messen11er Fee to Chica11:o Title Comoanv $11.51 1112. Ovemi11:ht Fee to Transamerican Escrow Co1nnanv $30 00 1113. Loan Tie-In Fee to Transamerican Escrow Comnanv $225.00 1114. Exhibit "A" Attached Hereto , .. nn {cnun•n-nn• n .. <1nrl T~nnof'n• C'hn•nno, 1201 Governm,,,nt rer.ordino charoes <from GFE #7\ 96.00 ,,...n,... '°" -.. I lf'I """ 11A'. _.__. - -"' nr f\l'\ n.1 ...... a, """ I I PA2019-208 Good Faith Estimate HUD-1 H I 190.00 I 190.00 for the s ecific interest rate chosen # 802 # 803 I 190.00 I 190.00 Transfer taxes #1203 4 042.50 2 021.25 Char1>es That in Total Cannot Increase More Than 10% Good Faith Estimate HUD-I Government recording chan>es #1201 111.00 96.00 Tax Service #1302 65.00 65.00 Flood Ce1iification #1303 19.00 19.00 Annraisal # 804 620.00 1 045.00 # # # # # # # # Total 815.00 1 225.00 lncrea~" between GFE and HUD-I Ch<>r11es $ 410.00 or 50.3067 % Char11es That Can Chan11 .. Good Faith Estimate HUD-1 Initial denosit for vour escrow account #1001 Dailv interest charn:es # 901 $ 115.5800 /dav 1 964.86 (693.48) Homeowner's insurance # 903 2 400.00 1 485.00 Owner's title insurance #1103 9 684.50 3 447.00 # # # # # # # # # Loan Terms Your initial loan amount is $ 1,250,000.00 Your loan term is 30 years Your initial interest rate is 3.375000 % Your initial monthly amount owed for principal, interest, and $ 5,526.20 includes and any mortgage insurance is LX] Principal LX] Interest □ Mortgage Insurance Can your interest rate rise? LX] No. D Yes, it can rise to a maximum of %. The first change will be on and can change again every after . Every change date, your interest rate can increase or decrease by %. Over the life of the loan, your interest rate is guaranteed to never be lower than % or higher than %. Even if you make payments on time, can your loan balance rise? ~ No. D Yes, it can rise to a maximum of$ Even if you make payments on time, can your monthly ~ No. D Yes, the first increase can be on and the monthly amount owed for principal, interest, and mortgage insurance rise? amount owed can rise to $ The maximum it can ever rise to is $ Does your loan have a prepayment penalty? ~ No. D Yes, your maximum prepayment penalty is$ Does your loan have a balloon payment? rx1 L.c.,.j No. D Yes, you have a balloon payment of$ due in years on ·r.-.tnl mnMthh1 'lm("'l.11nt ("'1.\11 ..... rl ;,,,,..J,,rlinn PC'f'l"f'\\11 r:lif"f"f'\llnf t"l'Hll-nP1,t(' !vl Vn11 rln nn1 hr.n1P -::i rnnnthh, P1.:r•rnu1 n~\/mPnf fnr itpn,c '°"r-h iH: nrnnPrt\l PA2019-208 SELLER'S AND/OR BORROWER'S STATEMENT Escrow: 6561-AH I have carefully reviewed the HUD-I Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction. I further certify that I have received a copy of the HUD-I Settlement Statement. The HUD-I Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be disbursed in accordance with t is statement. Date: Anne Hamai, Transamerican Escrow Company WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form. Penalties upon conviction can include a fine or imprisonment. For details see: Title 18 U.S. Code Section I 00 I and Section IO I 0. PA2019-208 ATTACHMENT TO HUD I Settlement Date: 12/07/2012 EXHIBIT A: (HUD Section 1100) Title Charges: E-Storage Fee to Transamerican Escrow Company Signing Fee to Leonard Hamai $200.00 $10.00 Total: Escrow No.: Title No.: 6561-AH 128626059-S04 Page: I Buyer Amount PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 CHICAGO TITLE COMPANY PRELIMINARY REPORT Regarding: 313 HELIOTROPE AVENUE NEVVPORT BEACH, CALIFORNIA Dated as ot September 6, 2012 Order No.: 128626059 -S04 at 7:30 AM In response to the application for a policy of title insurance referenced herein, Chicago Title Insurance Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an excepfionnerein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. \/\/hen the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrabfe matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CL TA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office wt\1ch issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should oe requested. The policy(s) of title insurance to be issued hereunder will be policy(s) of Chicago Title Insurance Company. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefulJy. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the tenns of the title Insurance policy and should be carefully considered. It is important to note that this preliminary_ report is not a written representation as to the condition of title and may not list all riens, defects and encumbrances affecting title to the land. The form of Policy or Policies of title insurance contemplated by this report is: ALTA HOMEOWNER'$ POLICY OF TITLE INSURANCE (1-1-08) Visit Us On The Web: Chicago Title.com _______ TI_,tt_e_D_e_p_a_rt_m_e_nt_: ______ 'i'------------------- CH/CA GO TITLE COMPANY ~ 16969 VON KARMAN IRVINE, CA 92606 (949)263-6800 Fax: (949)263-0872 JOHN F. ALLEN Title Officer PREFPS -08/25/07 AA PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 SCHEDULE A Order No: 128626059 S04 Your Ref: 1. The estate or interest in the land hereinafter described or referred to covered by this report is: A FEE 2. Title to said estate or interest at the date hereof is vested in: ANDREW M. PHILLIPS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY 3. The land referred to in this report is situated in the State of California, County of ORANGE and is described as follows: THE NORTHEASTERLY 15 FEET OF LOT 11 AND ALL OF LOT 13, IN BLOCK 234 OF CORONA DEL MAR, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, CALIFORNIA, AS PER MAP RECORDED IN BOOK 3, PAGE(S) 41 AND 42, INCLUSIVE OF MISCELLANEOUS MAPS IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. PREA -10/31/97bk PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 SCHEDULE B Page I Order No: 128626059 S04 Your Ref; At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in the policy form designated on the face page of this Report would be as follows: A 1. PROPERTY TAXES, INCLUDING ANY ASSESSMENTS COLLECTED WITH TAXES, TO BE LEVIED FOR THE FISCAL VEAR 2012-2013 THAT ARE A LIEN NOT YET DUE. B 2. PROPERTY TAXES FOR THE FISCAL YEAR SHOWN BELOW ARE PAID. FOR INFORMATION PURPOSES THE AMOUNTS ARE: FISCAL VEAR: 1ST INSTALLMENT: 2ND INSTALLMENT: EXEMPTION: CODE AREA: ASSESSMENT NO: 2011-2012 $11,836.55 $11,836.55 $NOT SHOWN 07001 052-082-12 C 3. THE LIEN OF SUPPLEMENTAL OR ESCAPED ASSESSMENTS OF PROPERTY TAXES, IF ANY, MADE PURSUANT TO THE PROVISIONS OF PART 0.5, CHAPTER 3.5 OR PART 2, CHAPTER 3, ARTICLES 3 AND 4 RESPECTIVELY (COMMENCING WITH SECTION 75) OF THE REVENUE AND TAXATION CODE OF THE STATE OF CALIFORNIA AS A RESULT OF THE TRANSFER OF TITLE TO THE VESTEE NAMED IN SCHEDULE A; OR AS A RESULT OF CHANGES IN OWNERSHIP OR NEW CONSTRUCTION OCCURRING PRIOR TO DATE OF POLICY. D 4. COVENANTS, CONDITIONS AND RESTRICTIONS BUT OMITTING ANY COVENANTS OR RESTRICTIONS, IF ANY, BASED UPON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY, HANDICAP, NATIONAL ORIGIN, ANCESTRY, OR SOURCE OF INCOME, AS SET FORTH IN APPLICABLE STATE OR FEDERAL LAWS, EXCEPT TO THE EXTENT THAT SAID COVENANT OR RESTRICTION IS PERMITTED BY APPLICABLE LAW AS SET FORTH IN THE DOCUMENT RECORDED: JANUARY 26, 1944, IN BOOK 1235, PAGE(S) 175, OF OFFICIAL RECORDS E SAID COVENANTS, CONDITIONS AND RESTRICTIONS PROVIDE THAT A VIOLATION THEREOF SHALL NOT DEFEAT THE LIEN OF ANY MORTGAGE OR DEED OF TRUST MADE IN GOOD FAITH AND FOR VALUE. F 5. ANY EASEMENT OR LESSER RIGHTS WHICH THE OWNER OF A PUBLIC UTILITY MAY HAVE OR CLAIM IN THE NORTHWESTERLY 5 FEET OF SAID LAND, BY REASON OF THE EXISTANCE OF SAID PUBLIC UTILITY, AS SHOWN BY AN INSPECTION. ff 6. A DEED OF TRUST TO SECURE AN INDEBTEDNESS IN THE ORIGINAL AMOUNT SHOWN BELOW AMOUNT: $1,480,000.00 PREB -10/31/97bk PA2019-208 , DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Page 2 SCHEDULE B ( continued) Order No: 128626059 S04 Your Ref: DATED: TRUSTOR: TRUSTEE: BENEFICIARY: RECORDED: ORIGINAL LOAN NUMBER: MAY 30, 2007 ANDREW M. PHILLIPS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY RECON TRUST COMPANY, N.A. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. A CORPORATION JUNE 01, 2007 AS INSTRUMENT NO. 2007000353398 OF OFFICIAL RECORDS NOT SHOWN G 7. A DEED OF TRUST TO SECURE AN INDEBTEDNESS IN THE ORIGINAL AMOUNT SHOWN BELOW AMOUNT: DATED: TRUSTOR: TRUSTEE: BENEFICIARY: RECORDED: ORIGINAL LOAN NUMBER: $342,750.00 MAY 21, 2007 ANDREW M. PHILLIPS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY INVESTORS TITLE COMPANY, A CALIFORNIA CORPORATION RONALD J. CENTRA AND SHIRLEY CENTRA, TRUSTEES OF THE CENTRA FAMILY TRUST UNDER THE DATE OF SEPTEMBER 21, 1994 JUNE 01, 2997 AS INSTRUMENT NO. 2007000353399, OF OFFICIAL RECORDS NOT SHOWN SAID DEED OF TRUST RECITES THAT IT IS SUBORDINATE TO THE DEED OF TRUST RECORDED CONCURRENTLY THEREWITH. J NOTE: PRELIMBC-9/23/93bk IF THIS ITEM IS TO BE ELIMINATED FROM OUR POLICY OF TITLE INSURANCE, WHEN ISSUED, WE WILL REQUIRE THE FOLLOWING 48 HOURS PRIOR TO THE CLOSE OF ESCROW: (1) ORIGINAL NOTE (2) ORIGINAL DEED OF TRUST (3) SIGNED REQUEST FOR FULL RECONVEYANCE IF THE ORIGINAL NOTE OR ORIGINAL DEED OF TRUST ARE LOST PLEASE CONTACT YOUR TITLE OFFICER AS SOON AS POSSIBLE FOR OUR REQUIREMENTS. IF THE BENEFICIARY UNDER SAID ABOVE-MENTIONED DEED OF TRUST IS A TRUST THEN THE FOLLOWING ADDITIONAL ITEMS WILL BE REQUIRED: (1) A COPY OF THE TRUST INSTRUMENT CREATING THE TRUST REFERENCED IN SAID DOCUMENT AND ALL AMENDMENTS THERETO PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Page 3 SCHEDULE B (continued) OrdcrNo: 128626059 S04 Your Ref: (2) A WRITTEN VERIFICATION BY ALL PRESENT TRUSTEES THAT THE COPY IS A TRUE AND CORRECT COPY OF THE TRUST, AS IT MAY HAVE BEEN AMENDED, THAT IT IS IN FULL FORCE AND EFFECT AND THAT IT HAS NOT BEEN REVOKED OR TERMINATED. IF A DEMAND IS SUBMITTED BY AN AGENT OF THE BENEFICIARY, AND THAT DEMAND IS LESS THAN THE AMOUNT OWED PURSUANT TO THE TERMS OF THE PROMISSORY NOTE, IN ADDITION TO THOSE ITEMS DESCRIBED ABOVE, WE WILL ALSO REQUIRE A WRITTEN STATEMENT FROM THE BENEFICIARY STATING THAT THEIR AGENT IS AUTHORIZED TO SUBMIT A DEMAND FOR LESS THAN IS OWED BY THE BORROWER. K 8. A COVENANT AND AGREEMENT UPON AND SUBJECT TO THE TERMS AND CONDITIONS THEREIN EXECUTED BY: IN FAVOR OF: RECORDED: ANDREW M. PHILLIPS AS THEREIN PROVIDED FEBRUARY 21, 2008 AS INSTRUMENT NO. 2008000078700 OF OFFICIAL RECORDS REFERENCE IS MADE TO SAID DOCUMENT FOR FULL PARTICULARS. L THIS COVENANT AND AGREEMENT SHALL RUN WITH THE LAND AND SHALL BE BINDING UPON ANY FUTURE OWNERS, ENCUMBRANCERS, THEIR SUCCESSORS, HEIRS OR ASSIGNS AND SHALL CONTINUE IN EFFECT UNTIL THE PROPER GOVERNMENT AGENCY APPROVES ITS TERMINATION. II END OF SCHEDULE B N NOTE NO. 1: THERE ARE NO CONVEYANCES AFFECTING SAID LAND, RECORDED WITHIN TWENTYFOUR (24) MONTHS OF THE DATE OF THIS REPORT. 0 NOTE NO. 2: WE WILL REQUIRE A STATEMENT OF INFORMATION FROM THE PARTIES NAMED BELOW IN ORDER TO COMPLETE THIS REPORT, BASED ON THE EFFECT OF DOCUMENTS, PROCEEDINGS, LIENS, DECREES, OR OTHER MATTERS WHICH DO NOT SPECIFICALLY DESCRIBE SAID LAND, BUT WHICH, IF ANY DO EXIST, MAY AFFECT THE TITLE OR IMPOSE LIENS OR ENCUMBRANCES THEREON. PARTIES: ALL PARTIES (NOTE: THE STATEMENT OF INFORMATION IS NECESSARY TO COMPLETE THE SEARCH AND EXAMINATION OF TITLE UNDER THIS ORDER. ANY TITLE SEARCH INCLUDES MATTERS THAT ARE INDEXED BY NAME ONLY, AND HAVING A COMPLETED STATEMENT OF INFORMATION ASSISTS THE COMPANY IN THE ELIMINATION OF CERTAIN MATTERS WHICH APPEAR TO INVOLVE THE PARTIES BUT IN FACT AFFECT ANOTHER PARTY WITH THE SAME OR SIMILAR NAME. BE ASSURED THAT THE STATEMENT OF INFORMATION IS ESSENTIAL AND WILL BE KEPT STRICTLY CONFIDENTIAL TO THIS FILE.) P NOTE NO. 3: IF THIS COMPANY IS REQUESTED TO DISBURSE FUNDS IN CONNECTION PRELIMEIC-9/23/93blt PA2019-208 . DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Page 4 SCHEDULE B (continued) OrderNo: 128626059 S04 Your Ref: WITH THIS TRANSACTION, CHAPTER 598, STATUTES OF 1989 MANDATES HOLD PERIODS FOR CHECKS DEPOSITED TO ESCROW OR SUB-ESCROW ACCOUNTS. THE MANDATORY HOLD PERIOD FOR CASHIER'S CHECKS, CERTIFIED CHECKS AND TELLER'S CHECKS IS ONE BUSINESS DAY AFTER THE DAY DEPOSITED. OTHER CHECKS REQUIRE A HOLD PERIOD OF TWO TO FIVE BUSINESS DAYS AFTER THE DAY DEPOSITED. IN THE EVENT THAT THE PARTIES TO THE CONTEMPLATED TRANSACTION WISH TO RECORD PRIOR TO THE TIME THAT THE FUNDS ARE AVAILABLE FOR DISBURSEMENT (AND SUBJECT TO COMPANY APPROVAL), THE COMPANY WILL REQUIRE THE PRIOR WRITTEN CONSENT OF THE PARTIES. UPON REQUEST, A FORM ACCEPTABLE TO THE COMPANY AUTHORIZING SAID EARLY RECORDING MAY BE PROVIDED TO ESCROW FOR EXECUTION. WIRE TRANSFERS THERE IS NO MANDATED HOLD PERIOD FOR FUNDS DEPOSITED BY CONFIRMED WIRE TRANSFER. THE COMPANY MAY DISBURSE SUCH FUNDS THE SAME DAY. WIRE-IN INSTRUCTIONS:: BANK: BANK ABA: BANK OF THE WEST 300 S. GRAND AVE. LOS ANGELES, CA 90071 121100782 ACCOUNT NAME: CHICAGO TITLE COMPANY ORANGE MARKET CENTER ACCOUNT NO. : 847080710 FOR CREDIT TO: CHICAGO TITLE COMPANY 16969 VON KARMAN IRVINE, CA 92606 FURTHER CREDIT TO: ORDER NO.: 128626059 PLEASE NOTE: OUR OFFICE DOES NOT ACCEPT ACH TRANSFERS. THESE INSTRUCTIONS ARE FOR THE PURPOSE OF SENDING WIRE TRANSFERS ONLY. Q NOTE NO. 4: NONE OF THE ITEMS SHOWN IN THIS REPORT WILL CAUSE THE COMPANY TO DECLINE TO ATTACH CLTA ENDORSEMENT FORM 100 TO AN ALTA LOAN POLICY. WHEN ISSUED. R NOTE NO. 5: THERE IS LOCATED ON SAID LAND SINGLE FAMILY RESIDENCE KNOWN AS: 313 HELIOTROPE AVENUE, CORONA DEL MAR AREA, IN THE CITY OF NEWPORT BEACH. COUNTY OF ORANGE, STATE OF CALIFORNIA S NOTE NO. 6: THE CURRENT OWNER DOES NOT QUALIFY FOR THE $20.00 DISCOUNT PREUMBC0 9/23/!13bll PA2019-208 . DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Page 5 SCHEDULE B (continued) Order No: 128626059 S04 Your Ref: PURSUANT TO THE COORDINATED STIPULATED JUDGMENTS ENTERED IN ACTIONS FILED BY BOTH THE ATTORNEY GENERAL AND PRIVATE CLASS ACTION PLAINTIFFS FOR THE HEREIN DESCRIBED PROPERTY. T NOTE NO. 7: ON THE DATE YOU FUND THE LOAN ANO WIRE FUNDS TO CHICAGO TITLE AND REFERENCE THE ABOVE ORDER NUMBER, YOU MUST SEND WRITTEN NOTICE TO THE TITLE OFFICER'S UNIT BY MESSENGER OR E-MAIL THAT YOU SENT THE FUNDS. PRELIMBC-9/2S/93bk CHICAGO TITLE WILL SEND AN EMAIL ACKNOWLEDGING RECEIPT OF THE FUNDS AS SOON AS PRACTICABLE. CHICAGO TITLE WILL NOT BE RESPONSIBILE FOR ANY DELAY IN CLOSING AND RECORDING THE TRANSACTION, NOR WILL CHICAGO TITLE BE LIABLE FOR ANY CLAIM OF LOST INTEREST UNLESS SUCH WRITTEN NOTICE IS SENT THE DAY OF FUNDING AND CHICAGO TITLE HAS ACKNOWLEDGED RECEIPT OF FUNDS. PA2019-208 , DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Notice You may be entitled to receive a $20.00 discount on escrow services if you purchased, sold or refinanced residential property in California between May 19, 1995 and November I, 2002. If you had more than one qualifying transaction, you may be entitled to multiple discounts. If your previous transaction involved the same property that is the subject of your current transaction, you do not have to do anything; the Company will provide the discount, provided you are paying for escrow or title services in this transaction. If your previous transaction involved property different from the property that is subject of your current transaction, you must -prior to the close of the current transaction -inform the Company of the earlier transaction, provide the address of the property involved in the previous transaction, and the date or approximate date that the escrow closed to be eligible for the discount. Unless you inform the Company of the prior transaction on property that is not the subject of this transaction, the Company has no obligation to conduct an investigation to determine if you qualify for a discount. If you provide the Company information concerning a prior transaction, the Company is required to determine if you qualify for a discount which is subject to other terms and conditions. AGN •· 08/14/06 AA PA2019-208 . DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Effective Date: 5/ 1 / 2008 Fidelity National Financial, Inc. Privacy Statement Fidelity National Financial, Inc. and its subsidiaries ("FNFj respect the privacy and security of your non-public personal information ("Personal lnformalion")and protecting your Personal Information is one of our top priorities. This Privacy Statement explains FNFs privacy practices, lncludlng how we use the Personal Information we receive from you and from other specified sourr.es, and to whom it may be disclosed. FNF follows the privacy practices described in this Privacy Statement and, depending on the business performed, FNF companies may share information as described herein. Personal Information Collected We may collect Personal Information about you from the following sources: Information we receive from you on applications or other forms, such as your name, address, social security number, tax identification number, asset Information and Income Information; Information we receive from you through our Internet websites, such as your name, address, Internet Protocol address, the website links you used to get to our websites, and your activity while using or reviewing our websites. Information about your transactions with or setllices performed by us, our affiliates, or others, such as information concerning your policy, premiums, payment history, information about your home or other real property, information from lenders and other third parties involved ln such transactions, account balances, and credit card information; and Information we receive from consumer or other reporting agencies and publicly recorded. Disclosure of Personal Information We may provide your Personal Information (excluding information we receive from our consumer or other credit reporting agencies) to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Disclosures may include, without limitation, the followlng: To insurance agents, brokers, representatives, support organizations, or o1hers to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connections with an insurance transactions. To third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or pro11id Ing you with services you have requested. To an insurance regulatory, or law enforcement or other governmental authority, in a civil action, in connection with a subpoena or a governmental Investigation To companies that perform marketing services on our behalf or to other financial institutions with which we have had joint marketing agreements and/ or To lenders, lien holders, judgement creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be deterrn ined, settled, paid or released prior to a title or escrow closing We may also disclose your Personal Information to others when we believe, in good faith, that such disclosure is reasonably necessary to comply with the law or to protect the safety of our customers, employees, or property and/ or to comply with a judicial proceeding, court order or legal process. Disclosure to Affiliated Companies -We are permitted by law to share your name, address and facts about your transaction with other FNF companies, such as insurance companies, agents, and other real estate service providers to provide you with services you have requested, for mar1<eting or product development research, or to marllet products or services to you. We do not, however, disclose Information we collect from consumer or credit reporting agencies with our affiliates or others without your consent, in conformity with applicable law, unless such disclosure is otherwise permitted by law. Disclosure to Nonafflllated Third Parties -We do not disclose Personal Information about our customers or former customers to nonaffiliated third parties, except as outlines herein or as otherwise permitted by law. Confidentiality and Security of Personal Information We restrict access to Personal Information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulation to guard Personal Information. Access to Personal Information/ Requests ror Correction, Amendment, or Deletion or Personal Information k. required by applicable law, we will afford you the right to access your Personal Information.under certain circumstances to find out to whom your Personal Information has been disclosed, and request correction or deletion of your Personal Information. However, FNF's current policy Is to maintain customers" Personal Information for no less than your state's required record retention requirements for the purpose of handling future coverage claims. For your protection, ail requests made under this section must be in writing and must include your notarized signature to establish your Identity. Vlhlere permitted by law we may charge a reasonable fee to cover the costs Incurred in responding to such requests. Please send requests to: Changes to this Privacy Statement Chief Privacy Officer Fidelity National Financial, Inc. 601 Riverside Drive Jacksonville, FL 32204 This Privacy Statement may be amended from time to time consistent with applicable privacy laws. Wien we amend this Privacy Statement, we will post a notice of such changes on our website. The effective date of this Privacy Statement, as staled above, indicates the last time this Privacy Statement was revised or materially changed. PRNACYT -05/05/08 AA PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 ATTACHMENT ONE AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addlUon 10 1ho F.xcopdons ln Schedule B, you arc not ln•ured agalnll loss, oo,ts, auomcys' r..,., and expenses to.1ultlng from: I. Govcrnmenlal police power, and the cxlsrnncc or vloladon of any Jaw or government regulation. This Includes buHdins and zoning ordlnanoos and also law.1 and regulations r.ontcrning: land use 1tnpro,01nc11ts on the lcmd land division envJromnc-nlal ptotocliun This cxcluiion docs not apply to vfolarfons or lhc cnroramcnt of these matters which appe,r In tho publk record, at polky date. This exclusion does not Umlt the 2onlng coverage described in Items 12 and 13 of Covered Tide Risks. 2. The righl 10 lake tho land by condemning It, unless: a notlcc of exorcising the right appears In 1ho public records on the Polley Date the raking happened prior to the Polley Date and ls bh1dlng on you If you bought the land without knowlcdgo of tho taking In addition 10 tho l!xcluslom, you arc nol Insured agalrur Joss. com, auorneys' fl!t!S, and the cxpcnscs resulllng from: !. Any rlghls. lntorcsl>. or claiml ol par1ll!5 In poss<'-'-<ion of the land nor shown by the public records. 2. NrJ wcmcnts or Uens not shown by the public records. This do .. nor limit the Uon oovcrage In II0111 8 of Covered Tltic Rbk. 3. Tide Ri.,ks: that arc created, allowed, or agreed 1n by you that arc known to you, hut not to u,, on the Policy Datc-unlc,s they appeared in the public records that r<.<ull In no Joss to you Ul.il. first affect your Utlc af1or the Policy Date thisdoes nol lhnll the labor a11d material 1km coverage tn Item 8 of Co,crcd Title RJsk.s 4. Fa Dure 10 pay.alue for your litlc. 5. Lackola right: to any land outside the area specifically described and rofcJTCd to in Item 3 of Schedule A or in streets. alleys, or waterways that touch your land Thjs exclusion docs not limit the arcess coverage ln 11cm 5 of Covered Tttlc Risks. 3. Any facts about tho land which a correct survey would disclose and which arc nol shown by the public rooords. This docs not llmtt the forced removal coverage In Item 12 of Covered Title Risks. 4. Any water 118h1> or claims or Utle 10 wa1or In or under the land, whether or not shown by the public records. CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company Will not pay loS< or damage, costs, attorneys' foes or expenses which arise by reason of: I. (a) Any law, ordloancc or governmental regulation (Jocludlng bul not Umltcd to building and zoning law,, ordinance.,, or rogulattons) reslricling, regulating, prohibiting or relatiJlg (I) the occupancy, u,c, or enjoyment or the land: (ll) 1he character, dinumstons or location of any improvement now or hereafter erccicd on the land: (HI} a separation in ownonhip or a change In the dlmcn,lon.s or area of the Jand or any parcel of which the land ls or was a part: or (Jv) cnYlranmontal protection, or tho effect or any 'Violation of these Jaws, t}rdinanccs or govemmcntal regulations. except to the extent that a notitt or the cnforcancn1 thereof or a notice of a dtfott, Hen ur mt:umbrancc r~ulting Crom a vlolatlon or alleged vlolaUon affecting the land has boon rccorded in the pubHc rcoords at Date of Policy. (b) Any governmental pollre power noc excluded by (a) above, except to the extent thal a noti~ of the exercise thereof or a notice of a defect, Ucn or encumbrance resulting Crom a violation or alJcg~d tlolation affecting the land has been recorded fn lhe publJc records at Date of Policy. 2. Rights of eminent dotnMn unJuss nntlcc of the cxt?rcisc tht!rcof has been recorded in the public records at Date of PoUcy, but not excluding from coverage any cal<lng which has a<curred prior 10 Date of Polley whkh would be binding on the righ1> of a purchasCI' for value-wllhOUl knowledge. 3. Dofects, lfon.s, encwnbrantca, adverse claJms. or other matters: (a) whether or not recorded In the public records at Date of Policy, bul crcaled, suffered. assumed or lj!rC<!d to by the Insured cloimant; (b) not known 10 die Company. no, recorded In lhe public n>cords al Date of Policy, bul known to Ute In.sured claimant and not disclosed In wrldng to the Company by the Insured clalmant prior to die date the Insured clalmant become an Insured under this policy; (c) rll.'1lldng In no loss or damago to lhe insured claimant; (d) auachlns or created sub,cqucnt 10 Dato of Policy; or (e) resulting tn loss or dam'llc which would nol have been sustained If the lnsun,d claimant had paid valuo for the Insured mongagoor for tho cscatc or lnlorcst Insured by thlspollcy. 4. Uncnforcoablllry of the lien of the Insured mortgage bccau.10 of tho inablUty or failure or the Insured al Date of Policy, or the lnablllty or failure of any JUbsequent owner al the indebwdness. to comply with the applicable doing buslncs, laws of the state h1 whi<h the land Is sicualcd, 5. lnvalldily or uncnforccabllily of lhe lien of the Insured mongagc, or claim lheroof, which ari,cs our of the transaction evidenced by the lnsurod mortgage and ls b""'d upon usury or any consumer credit protection or ttuth In lending law. 6. Any claim, which arises oul of the transaction ve.,ifng In the Insured the estate or lnlercsl insured by this policy ar the transaction r:readng the lntnrcst or the insured lender, by reason of the o~ratlon of fodcra) ba.nknaptc.y,.!iib:lto fn•olvcncf or 11lmilar qcdlton1' tights htW5. SCHEDULE B, PART l EXCEPTIONS FROM COVERAGE Thi, policy doe, not Insure against ion or damage (and the Company wlll not pay ro,ts. attomeys' fees or expenses) whicll arise by reason of: I. 2. Taxes or assessments which arc not shown as cKisUng liens by the rc(ords of any taxing authority that levies taxes or as.<CSffllcnlS on real property or by the public re<onls. Procccdlngs by a public agency wltlch may ,e111k In laxes or asses,ments, or noUccs of such procccdfngs, whether or nol shown by tho rcc.orda of such agency or by the public records. Any facts, rights, Interest. or claims which arc not ,hown by tho publk: rcmrds but whldJ could be ascertained by an inspcctlon of lhe land or which may be as>crted by pecsnns In pouc.i;slon thereof, EXCCVRCl -10/04/10 AA PART! 6, Easements, llen• .or cncwnbranccs, or claims thoreor, not shown by the public records. Dimcpanclcs, ron!U<i. m boundary lines. shortas• In ar .. , encroachments, or any other facl3 which a correct '""'"Y would disclose, and whldl aro not >hown by tho public record,. (a) Unpatcnted mining clalms; (b) rcscnratloru or cucptlons ln patents or in Acts authorlZlng the wuance thereof. (c) waler right.,, claim, or Ude to water, whether or nol lhe matter, e>«:oplCd under (a), (b), or (c) an, ,hown by the public re<:orlb. Anyllenor right to a lien forsornccs, labor or maicrlal nor shown by tho PubUr Record,. Altachmool One (02/03/10) Pagel PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 ATTACHED ONE (Continued) FORMERLY AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT-FORM I COVERAGE EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this pulley and the Company will not pay loss or damage, costs, •ltllmeys' foes or expenses which arise by reason or: I. (a) Any law, ordinance or governmental regulaUon (Including but not limllod to buJldlng and zoning laws, ordlnaru:es, or regulatlons) reslrlcHng, regulating, proh!blUng or rela1ing to (t) the ocrupaucy, u~ or crgoyment or the land: (ii) the character, dimensions or location or any Improvement now or horeallcr erected on the land; (lit) a ••paradon In ownenhlp or a change In the dimcosions or area ol the land or any parcel of which the land ts or was a part: or (Iv) envlmnmcntal protection, or the effect of ,my viOlaUon of these lam, ordinant1lS or go11cmmcntal rcsulations, c1«:cpt to tho cxtont that a notlco ot tho onf'orcoment thereof or a nolice ol a dcfec1, lien or cncumbranoo rcsulllng from a violation or alleged violatlon affocdng 1110 land has been recorded In tho pub Uc records at Date of Policy. (b) Any govommcntal pollca power ncl e.<eludcd by (a) above, cxrepl to lhc extent that a noUcc or the exercise thereof or a notice or a defect, lien or encumbrance resulting from a violation or alleged rlolaUon affecting the land h .. been recorded In the public rocords at Date of Policy, t. Rights of eminent domain uni.., nodco of the oxcrclso thereof has been recorded ln the public rcoord, at Date of Policy, but 1101 excludlng from cO>Vage any taking which has occurred prior to Date of Policy which would be binding on tho rights of a purchaser for value without knowledge. 3. Defocls, Uons, encumbrances. adverse claims, or odlcrmatters: (a) crcatod, Julfercd, assumed or agreed lo by the Insured claimant; (b) not known to the Company. not roocrdcd in Ille pubUc records at Date of Policy, but known to the Insured clal1TW1t and nol disclosed ln writing to tho Company by the Insured clahnant prior 10 UMl dato tho Insured claimant became an Insured under !his policy; (c) rcsuldng In no loss or damage to the insured claimant: d} allachlng or t:rcillcd subsequent to Date of Polley (except to the extent that this policy Insure, the priority of the Hen of the Insured mortgage over any ,tatutory lien for •&rviccs, labor or material or to the extern lnsurancc ls .t1ffordcd hcrcln as to assessmen1s for street 4. 5. 6. 7. improvements under constroclion or completed at Date of Polley): or (o) rosultlng !n loss or damage which would not have been siatalned If the lnsnred clalmanl had paid value lor the Insured mortgage. Unenforccablllty of the lien" of the Insured mortgage because of the lnabllity or fallure of the Insured at Date of Pollr.y, or the lnablllty or failure or any mb,;oqucnl owner or tho Indebtedness, to comply wilh applicable doing business laws of the stale In which Ilic lllnd Is sllllated. Invalidity or wicnforceab!lity of the lien of tho Insured mortgage, or claim thereof, which arises out of the transaction l!vidcnecd by the Insured mortgage and is based upon usury or any con,umer credit pmtccllon or truth In lending law. Atrj stalUtOI}' Uen lor services, labor or materials (or the claim of priority of any stotuiory lien for services, labor or materials over the lien of the INUfcd mortgage) arislng from an l.rnprovcmenl or-work related to the land which ts contrlcicd for and commenced subsequent to D•to or Policy and ls not lbuinccd ln whole or In part by proceeds of the lndebhldness secured by the Insured mortgage which at Date of Policy the hisured has advanced orlS obligated 10 advance. Any clalm, whlch arises out of the transaction crca1lng the interest of the mortgagee Insured by this policy, by reason of tho oporadon of federal bankruplcy, 11110 ln&olvcncy. or similar creditors' rights laws, thal Is based on: (I) the traiuactlon creating the Interest ol lhe in.,urcd mortgagee being deemed a fraudulent conveyance or fraudulent tramfer; or (ti) the subordination of tho Interest of the Insured mortgagee as a result of the appllcalton ol the doctrlna of equitable subond!nalion; or (ill) the transacllon ueatlng the Interest of the insured mortgagee be~ig deemed a prefurenUal tr1nsl'er except whore 1heprcfcrentlal traosfur raults [rem the failure (a) to Umoly record the Instrument of transfer; or (bl of smh recordatlon 10 lmparl notice to a purchaser for value or a Judgement or Ucn creditor. The above pollcy form may be Issued to afford either Standard Coverage or Extended Coverage. In addition lo the above Exclusions fro1n Coverage, the l!xceptions from Coverage !n a Standard Coverage policy will also Include tho following BllCCpUons lrom Covcragc: EXCEPTIONS FROM COVERAGE This policy docs not In.lure against l= or damage (and the Company will not pay costs, attorneys' fees or exponsc,) which arise by reason of: I. z. Taxes or as.scsmtnls which are not shown as existing Hens by the records of any taxing authority that levies laxes or assessm~nts on real propcny or by the public records. Proceedings by a publlc agcncy which may result ln lllx<I or =mcnts, or notice, of such proceeding<. whether or not shown by lhc record, or such agency or by lho public records. Any facls, rights, lntcre51s or claims which arc not shown by lho public records but which could be a.,cortalned by an Inspection of lhe land or which may be a.sscrted by persons In possession thereof. 3. Hasemcnts. Hons or oncwnbranccs. or clarms thereof. not shown by the public records. ,t. Dmropanc!cs, confllcts In boundary lines, shortage in area, cncroadum:nts, or any other facts which a correct survey would disclose, and which aro not shown by the public records. 5. (a)Unpatcntoo mining claims; (b) reservations or oxrepUons In patents or In Acts authorizing the Issuance thereof: (c:) water rights, clai1115 or title to warer, whether or not the manors .. <opted under (al, (b) or (e) aroshown by lho public records. 6. Any Hen or righl lo a lion for services, labor or malcrlal not shown by 1hc Public Records. 2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following mailers arc expressly excluded from the cm1aragc of this policy, and lhc Company will not pay loss or damage, costs, attomo_ys' fees, or expense, that arise by reason ot t. (a) Atrj law, ordinance, pcnnlt, or governmental regulation (Including thooo relating to building and 2onlng) restricting, regulating, prohibiting, or rclallng to (0 the occupancy, use, or onjoymonl of the Land; (U) Iha character, dlmenslon~ or locatlon of any lmprovomcnr erected on tho Land; (Ill) the •ubdMslon of land; or (iv) em>lronmcntal prolecUon; or the offcct or any vlolaHon of th"-'• laws, ordinances. or ga11cmmontal ttgulatlons. This Excluslon t (a) docs not modify or Umlt the COVflrage provided under Covered Risk 5. (b) Any gDV<>mmcntal pollco power. This Exclusion l (b) does not modify or limll the coverage provided tmdcr Covered Rl,k 6. a. Rights of cmluenl domain. This Exclusion docs not modify or limit the coverage provided under Ccn-ered Risk ? or 8. 3. Defects. Uens, cntumbrance.s, adverse c:lalms, or other matters (a) crcatod,suffercd, asrumod, or agraed to by dto Insured Clalmanl; (b) not Known to the C',ompany, not recorded In the Public Rcoords at Da1e of Polley, but Known lo the Insured Claimant and nol disclosed In wrltlng lo the Company by the Insured Claimant prior 10 1he dale tho Insured Claimant became an Insured under' lhts pollcy: (c) resulting In no loss or damage to lhe lruurod Claimant: (d) attaching or croalcd subsequonr 10 Date of Polley (howcvor, this does not modify or llmil tho rove rage prorlded under Covered Risk I I, 13, or 14): or (e) mulllng In lo .. or damage lhal would not have b.,n sustained If die Insured Claimant had paid value for lhc Insured Mortgage, 4. Unonf~llity or the llcn of !he Insured Mortgage because or the loabUlty or failure of an Insured to comply with applicable doing-business laws of the stale where the Land Is situaled, 5. ln .. Udlty or unenforceabllity In whole or in pan of the lien uf the Insured Mortgage thal ariJcs 0t1l of the transaction evidenced by tho lnsorod Mortgage and is based upon ~ry or any consumer credit prowett.on or truth-in-lending law. 6. Atrj claln>, by reason of the operation of federal bankruplcy, slate Insolvency, or similar creditors rights laws, that the transaction creating the lien of the ln.,urcd Mortgage, Is (a) a fraudulent conveyance or fraudulent transfer. or "(b) • proforontlal transl er for any n,a,on nol sr,tcd In Covered Risk 13(b) of lhls policy. 7. Atrj lien on the nue for real <stale tares or assessments lmpo""1 by govcmmcntal authority and created or attaching between Date or Policy and rho dau, or recording uf the Insured Mortgage In the Publlc Records. This Exclusion docs nol modify or Umlr U10 coverage provided under Covered Risk I l(b). TI,c above policy fem, may be tssucd lo afford cllher Standard Coverage or l!xtcndod Coverage. In addltlon 10 the above Exclusions from Coverage, the Exceptions from Coverage In a Srandard Coverage policy will also Include the following l!xccpdons from Coverage: EXCEPTIONS FROM COVERAGE This pulley docs not Insure against loss or damage (and d1C Company will not pay cos,., attorneys foe, or expenses) tl1at arisl? by reason of: I. (a) Taxes or assesmicnts that are not shown a, existing liens by the records of any taxlng authority that levies taxes or asscssmcnls on real property or by tho Public Records: (b} proceedings by a public agency that may result ln raxcs or asscuments, or ncitloc! of such proeoodings, whl!lhcr or nol shown by the records of such agcr,cy or by the Public Records. i. Any facts, righls, lnlercns, or claim5 lhat arc not shown by the Public Records but that could be ascertained by an Inspection of the Land or that may be asserted by porsons ln possession or the Land. 3. EaJcmcnts. licm: or MCDrnbraflD!j. or claims thereof, not 1hmn1 by the Public RcoordJ. EKCCVRG2 •· 10/04/l0AA f. Any encroachment. encwnbrancc, violation. variation, or adverse drcumstam:e alfccting the Tide that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. s. (a) Unpatcnlcd mining claims: (b) rcscrvaUans or cxreptions In patent, or In Acts authorizing tho issuance thereof; (cl water righls, claims or dtle lo water. whether or nol the mattcfs excepted under (al, (b), or (c) arc shown by the Pub Uc Record,. 6, Any lien or right to a Ucn for services, labor or malorial nol shown by Pub Uc Records. A11achmon1 One (02/03/10) Page Z PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 ATTACHMENT ONE (CONTINUl!D) FORMERLY AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY {10-17-92) EXCLUSIONS FROM COVERAGE The followh,g m>tters are •"Pressly excluded from thD coverage ol !his policy and rite Company will not p•y loss or damage, costs, attorneys' fees or cxpcnsos which arise by rc .. on of: l. (a) Airt law, ordinance or governmental rcgulallon (Including but not limited to building and zoning laws, ordinances, or rcguladons) r05trtcUng, regulating, prohlbltlng or rolatlng to (!) lhe occupancy, uoc, or cajoy,ncnl of the land; (il) lhe character, dimensions or locaUon of any fmprovomcnl now or hereafter erected on the land; (ill) a separation in ownership or a change In the dimensions or area of lhe land or any parcel of which the lmd Is or was a port; or (iv) enViromncntal protectlon, or rite effect of any violation of these laws, ordinances or go,emmcnlaJ reguladons. ·cxtcpt 10 lhc extent that a notit;, of the cnfon:cffli!nl thereof or a noUcc of a defect. Uon or cnc:umbnmre rorulting from a violation or alleged vfolatlon affecting oho land hu been rncordcd In the public record, at Dare of Policy. (b) Any govcmmcnlal police power not oxciudod by (a) above. except to the extent !hat a notitc of the-c:imrcise thereof or a notice of a defect, lkm o.r cncumbranca resulllng from a violation or alleged violadon affecting the land has been recorded fn the public rcoords ar Pate of Policy. 2. Rlghu of cm!ncn! domain unloss nodcc of lhc oxcrclsc thnrcof has hcon rccordod In the public records ol Date of Polley, but not extludlng from coverage •irt taking which has oct:t1ttcd prior 10 Dale of Polley whtch would be bindlnt! on the right, of a purth1ser for value wilhout knowledge. 3. Defects, lions, encumbrances, adverse claims. or other ma11crs: (a) created, ,,uffcred, asswncd or agreed to by the lmurcd clalmam: (b) not known to the Company, not recorded In the public record, al Oatc of Polley, bur known to rite Insured clalmant and not dlscloaed In wrlllng 10 !ht Company by rite In.sured claimant prior 10 the date the Insured clalmant bcamc an hosured under !hi$ policy; (c) resulting in no loss or damage to 1hc Insured claimant; (d) otlaclung or «coled -"'bscquent to Date of Policy, or (c) resulting In Jos., or damage which would not have been sustained If the Insured claimant had paid value for the estate or inlcrut insured by this poJky. 4. Any claim. which arises out of the tran.sadion vesting In the insured the estate or interest irnurcd by this policy, by reason of the opcratlon of federal bankrup1ry, Slate lnsolvoncy, or similar crcdlton' rights laws. that ls based on: (I) the transaction creating the cs,ate or lnlcrcst Insured by this policy being deemed a fraudulent conveyance or fraudule11t transfer; or (h1 the transaction crcaUng the c.m!e or Interest insured by th!$ policy being deemed a prcfcrcn!lal 1n1nsfer ""ccpt where the prcfcrcntlal trans for rosulls from lhc failure: (a) 10 Umely record rite Instrument of tran,fcr; or (b) of such recordarton 10 Impart nod cc tu a purchucr for value or ajudgcn,ent or lien creditor, The above policy fonn may be Issued 10 afford either Standard Coverage or l!Htended Coverage. In addition lo the abo,c Exclusions from Coverage, the Exceptlons from Coverage In a Standard Coverage policy will also Jncludc the followlng Eia:optlons from Cov,rage: EXCEPTIONS FROM COVERAGE This policy doos not insure against loss or damage (and the Company will not pay costs. attomoyS' fees or oxpruucs) which arise by reason of: I. z. Taxes OT asscuments which arc not shown as existing liens by the records of an.J taxing authorlly tl,at lcvlcs la>c5 or assemnenrs on real proper!J or by the public record,. Proreedlngt by a public agency which may result In taxes or "53e5sments, or nol!ccs of such pro<ccdlngs, whether or not &hown by lhc records of suclo agency or by Ibo public records. Any facts, rights, Interests or claims which are not shown by !he public records bul which could be ascortalncd by an Inspection of the land nr which may be "-"erled by persons In posscmon thereof. 3. B .. cmcnu, Hens or cnl:llmbranccs, or <!alms thereof, 1101 shown by the public records. 4. Discrepancies. conflicts In boundary 111105, shortage In area, cncroachmcnrs, or any other facts which a correct sun,cy would dlsclo,c, and whlth arc not shown by the public records. 5. (a) Unpatcntod mlnlng claims; (b) reservations or extepllons In pa!enlS or In Acis authorizing the Issuance thereof; (c) water rights, claims or title ta water. whether or not the mailers excepted under (a), (bl or {c) arc shown by Ibo public record!, 6. Any llcn or righl 10 a lien for services, labor or material nol shown by the Public Record,. 2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following mancrs are ""P•c.ssly excluded from the co,o"l!e of this policy, and the Company will nol pay los, or damage. co.,ts, anomcy,' t .... or «pclUC, that arise by reason of: 1. (a) Any law, ordinance, pcmilt, or go,cmmcntal reguladon (Including those relating lo building and zoning) restrlcdng. regulaUng. prohibiling. or relating to (i) the occupancy, use, or enjoyment of the Land: (ii) the tharaclcr, dlmcrlliom, or location of any improvmncnl erected on the Land: (ill) !he ,ubdMsion of land; or (iv) enVironmontal protectlon; or the clfcct of any Violation of these lam, ordlnatlti,s, or governmental rcguJatlons. Thls Exrlusfon 1 (a) dQcs not modify or llmll the coverage provided under Covered Risk 5. (bl Any govommcntal police power. This Exclu.lon l (b) docs nor modify or llmll the cu,oragc pro\lidcd under Covered Rls\ 6. 2. Rights of cmlnenl dcmaln. Thts Exclusion does not modify or lfmlt the coverage provided under Covettd Risk 7 or 8. 3. Defects, Ucns. cnaumbranccs. adv~rsc clalms, or other matters (a) creatcd,5Ulfcrcd, .. rumed, or agreed to by the ln,urcd Clalman~ (b) not Known lo the Company, no! recorded In the Publlt Records al Date cf PoUcy. but Known to the Jmurcd Claimant and not disclosed In wrltlnf to the Company by the lmured Claimant prim 10 !he date the Insured Claimant became an ln,un,d under this policy; (c) resulting in no It»& or damage to the louurcd Claimant: (d) attaching or created sub.sequent to Date of Polley (however, this docs nor modify or llmil the covcrago provided under CD11<!red Rlslc 9 end l O): or {e) resulting In loss or damage lhal would not have been ,uslalned If the Insured Claimanl had paid value ror the Title. 4. Any cJalm, b)' reason of the operation of federal bankruptcy, scatc ln11olvcmy, or slmllar crcdltors rights lows, that !he tronsactlon vcsUng the Tille as shown In Schedule A, ls {a) a fraudulent oonvey~ncc or fraudulent Iran.sf(!]'! or (b) a prclcrcnlial transfer for any reason not •lated Ill Co,crcd Risk 9 of this policy. 5. Any Hen on the Tftlo for real estate taxes or asscss1nents lmj>Osed by soternmcntaJ authorlry lll1d crcamd or allachlng bc1Wccn Date of Policy and lhe date of recording of the deed or other lnslnimenl of transfer in !he Public Records that vcsu TI Uc a, shown In Schedule A. The above policy fonn may be Issued to afford either S1andard Co,..,.agc or Extended Covcrago. In additlon to the above llxcluslOtlS from Co,cragc, the Exceptions from Co,cragc In a S1andard Coverage policy will abo Jncludc lhe following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This pulley docs not insure against Joss or damagr. (and the Cpmpany will not pay coslS. auomcys' fees or ~pcnscs) that may arfsc by re~on of: J. {a) Taxes or assessments thar arc not shown as cxfstfng lltins by the records of any tax:ing authority !hot lov,,s 1axe, or n.ss<s&onenrs 011 real propcrtJ or by the Public Records; (b) proceedings by a pubUc. agency that 1nay result tn taxes or a.ucss.mcnts., or notices or such procceding5, whether or not shown by the records of such agency or hy the Public Records. 2. Any faclS. righ1$, lntcrMS, or claims that aro not shown Ill !he Public Records but th•• could be ascertained by an lnspcctJoo or the Land or that may be asscncd by persons tn possession of the l.and. 3. Ea.\Cmcnts. lien~ or ono.unbranrcs. or clafms thereof. not shown by the Public Records. EXCCVRG3 -10/04/10 AA 4, Any encroachment, encumbrance, vtolaUun, variaUon, or advcl):c drcums1ancc affccUng the TttJc lhal wuuld bo disclosed by an accurat.c and complctl! land survey of the l.and and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or cxccp1lons In patent, or In Acrs authorizing tllc issuance ihcreof: (.c) water righl!I, claims or tJtle to water, whether or nol the manors excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien .or right lQ a lien for services, tabor or rnalcrlal not shown by Ute Pub Uc Records. Anachmrot One (OU03/IQ) Page3 PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 ATTACHMENT ONE (Continued) CLTA HOMEOWNER'S POLJCY OF TlTLE INSURANCE (I0-22-03) ALTA HOMEOWNER'S POLICY OF TlTLE INSURANCE (10-22-03) EXCLUSIONS In addiUon to the lll<ccpUons In Schedule 8, You aro not iruun,d againrt loss, costs, attomeya' fees, and '"'P""'"' resulting Crom: I. Covcmmcntal police power, and the exiMcnce or violatlon of any law or government rogulatlon. This includes ordinances, laws and regulations concerning: Land Without Knowing of the takln& 4. Risks: •· building •· wnlng 1. that arc created, allowed. or agreed lo by Yon, whether or not they appear In lhc Public Rcconlll; c. Landuse d. Improvements on Land e. Land diV!slon b. that arc Known to You at the Polley Daw, but not to Us. unless they appoar In the Public Re<mds at the Polley Dato; c. thatreo,ultlnnolosstoYou;or f. environment.al protection This Exclu.ion does not apply to violations or the enforcemcnt of these rnaucrs if notice of the vlolallon or enforccmcnr appears In the Public Records at the Policy Date. Thls Exclusion does not limit the covcragcdc,,cribod In Covered Risk 14, 15, 16, 17 or Z4. d. thal first oc,:ur allor the Polley Daro Ibis docs nor limit the covcrago doscrlbcd In Covered Risk 7, 8.d, 22, 23, 24 or 25. 5. Failure to pay value for Your TIUo. 6. Lackofarlght: 2. The faUuro of Your cxtsllngstructure<, or any part of thcm, to be constructod in accordance wlth applicable building codes. Tuts Exclusion docs nor apply to vloladons of building codes If notice of the violation appears In the Publle Records at the Polkf Date. a. IO any Land outside the aroa spcclllcally described arxl refcnod to in paragraph 3 of Schcdulo A; and b. lo streets, alle)'li, or waterways lhat !ouch the I.and. 3. The right to take tho Land by condemning it, unless: a. notice ol ""crclslng the right appears in the Public Records al the Policy Date; or This llJrc]u,Jon docs not llmU Ibo coverage described in Covered Risk 11 or 18, b. lhc taking happened before lh• Policy Date and Is binding on You if You bought the LIMITATIONS ON COVERED RISKS Your insurance fnc lhc followfog Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 14, 15, 16 and 18, Your Doducdblo Amount and Our Maxlmwn Dollar LlnUtofLiobillty shown in Sdiooulc A. The deductible amounts and maximum dollar lbnlts shown on Schedule A arc as folloWll: Our Max:Emum Dollar Your Deductible Amount Umu of Liability Covered Risk 14: ~ of Polley Amount $10.1100.00 or 8ft00 crfs lc.u) Coven,d Risk 15: ~ of Policy Amoont ~ or ~ verls less) Covorod Risk 16: 1.00% of Polley Amount SZS000.00 or ~,;~er ls less) Covered Risk 18: ~ of Polley Amount $5,000.00 or ~/W;°° cvorls less} CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) AL TA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) EXCLUSIONS In addition lo the Exccptiuru in &hcduJc B, You aro no1 lnsurcd agaiflst Jos.,, costJ. aUomeys' fees. and expenses resulting from! J. Governmental pollcc power, and the cxilllence or violation of thosa portions of any law or govcmmenc rcgulatfon concerning: a. building: b. ,onlng: r.. landu.sc; d. lmprovmncmls on the Land; e. land diVision: and f. envf.mnmcntal pmlccthln, This Exclusion docs nut limil the covrrage described In Covered Risk 8.a .. 14, 15. 16, 18, 19, 20, 23 or t7, 2. The failure of Your existing rtructurcs, or any port of them. to be constructed in a,cordanco with applicable building codes. This Erclu,lon docs not llmit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land bJ condemning IL This Exclusion docs not limit the coverage described In Covered Risk 17. ◄. RiSk.,: a. thar arc created, allowed, or agreed tu by You, whether or not they are recorded In rho Publle Rocords: b. that arc Known to You at the Policy Date. but nol to U~ unlo.v they an, recorded In the Public Records at the Policy Dale: •· rha!result In no lou to You: or d. that first occur after the Policy Date • this tloos not limit tho coveraae dcacribcd In Covered Rlsk 7, l.o .. 25, 28, 27 or 28. 5. failure to pay value for Your Title. 6. La<:k ofa right: a. lo any land outside tho aroa spoclDcally doscribod and refom,d to In parfl&J'llph 3 aCScbcduleA: and b. fn s1roots, alloy,, or waterways that touch Cho l,and. This Exclusion docs not llmll Ibo covonao do,cribcd In Covered Risk 11 or 21. 1. Tho transfer ol !he TIOo to You is Invalid as a prcforonllal transfor or as a Craudulenl lramfor or conveyanco under federal bankruptcy, stare lnsol,oncy, or similar croditur>' rights laW!I, EXCCVRG4 -05/29/09 AA Allachmont Ono (02/03/ 10) Pago4 PA2019-208 DocuSign Envelope ID: 5C6D0CE 1-240D-4CD7-9839-0D82AC98A2E4 ATTACHMENT ONE (Continued) LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks Is llmit<d on the Owners Covcrag. Statement., follows: l'o, Covered Risk 16, 18, 19 and 21 Your Deductible Amount and Oor Maximum Dollar Umll of LlabRlty shown in Schedule A. Th• deductlble amounts and maximum dollar llm!ls shown on Schedule A are as follows: Your Deductible Am211n1 Our Maximum Dollar Llm11 ofLi,bility Covered Ri,k 16: ~ of Policy Amount ~ or fZ•~~ isl.,._.) Covered Risk 18: !:!!!!! of Polity Amow,t $25,000.00 or f~:, ls less) Covered Risk 19: ~ of Polley Amount ~ or f!Jra.20 ver!slcs:,} Covered Risk 21: ~ of Polley Amount ss,000.00 or $2 500.00 (wbichmr ls less) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10-13-01) EXCLUSIONS FROM COVERAGE The followln8 mallers arc cxpreo.<ly excluded from lhe coveraiie of this policy and tho Company wlll not pay loss or damage, costs. auomeys fees or expenses which arise by ruson of: J. (a) Any law, ordinance or governmental reguladon (including but not limited lo zoning laws, ordinances, or reguladon,) re>lrictfng, regulating, prohlbltlng or relating lo (i) tho occupancy, use, or eajoymeTit of the Land; (U) the character, dlmeosions or lor.aUon of any Improvements now or hereafter Cf(!Ctcd on th~ Land; (Ut) a separadon 1n ownership or a change In tho dhnon.,lons or aroas ot lho Land or any pare,! of which the Land Is or was a part: or (Iv) enrironmo,ual protoctton, or the oll'e<t of any vtolaUon of lhoso laws, ordinances or govnmmcntal rcguJatlom. except to rhc extent that a notice of cho anforccmcnl thereof or a notlc:c of a dcfoct. lien or (mcumbrancc rcsultlng from a violation or all~gcd Vio)ali011 alTccting tho Land has been rocorded in tho Publfc Records at Dato of Polley. This cxclusf011 docs not lfonil Ill• coverage provided under Covered Rbks 12, 13, 14. and 16 of lhls policy. (b) Arry governmental police pow.r not w:ludcd bJ (a) above, except 10 tho emnl lhal a notice:! of lhc cxordsc thereor or a notice of a dcforl, Hen or encumhranto rc:su1ting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Polley. Tots oxcluslon docs not lfmlt tho coverage provided wider Covered Risks 12, 13, 14, and 16 of lhl• policy. 2. Rights of ~mJoont domaill unlt!JS 13otico of tho cxctrl5c thereof bas been recorded in th~ Publfc Records al Date of Polley, but not cxdudlng from coverage any takh,g which has occurred prior to Date of PoUey which would be· binding on the right, of a purchaser for valuo wllhout Knowledge. 3, De.fem, Ucns, encumbrances, adverse cli1WU5 or other maUers: (a) cre11ted, ,ulfered, assumed or agreed to by the ln,un,d Claimant; (b) not Known to thc Company, not recorded In Ille Public Rocorlb al Dato of PoUcy, but Known to tile Insured Claimant and not disclosed In wrldng lo tile Company by the lnsurod Clahnant prior lo the dale the lmurcd Claimant became an Insured under this policy; (c) resulting In no loss damage 10 U,e Insured Claimant: (d) attaching or created subsequont to Date or Polley (this paragraph docs not lhnlt the coverage provlded under Covered Risks 8, 16, 18, 19, 20, 21, 22, 23, 24, 25 and 26); or EXCCVRG5 °0 1D/04/10AA 4. 5. 6. 7. 8. 9, (e) re,ulllng In loss or damage which would nol have b""n sU5laincd II the Insured Claimanr had paid value for the Insured Mortgage. Unenforteablllty ol lhc lien of the Insured Mortgage becaW< or the inab!Uty or failure of the Insured at Date of Policy, or the lnabWty or failure or any ,obsoquont owner of the Indebtedness, lo comply with applicable doing business laws of lhc state In which tile Land is .situated. In,alidhy or uncnforcoablllty of lhe lien of lhe J111Urcd Mortgage, or claim lhercof. which arises out of the traruactlon evidonced by lho lruured Mortgage and is based upon usury. ex<ept .. provided In Covered Ri.'lk 27, or any conswncr credit protcctton or troth In lending law. Roal property taxes or •=mcnts of •II)' govommcntal autllorlty which become a lien on the Land >Ubsequent lo Date of Policy, This cxduslon docs not limit 1he coverage provided under Covered Risks 7, 8 (o) and 2&. Ally claim of invalidity, unenforccab!Uty or lack of priority of lho lien of lho Insured Mortgage as lo advances or modificatlons made after the Insured hu Knowledge that the vestec shown in Schedule A ls no longer the owner of the estate or lnlcrcst covcrod by this policy. This e,cdu.,ion docs nol Hmll the covorage provided In Covered Risk 8. Lark of priority of tho lion of the lruumd Mortgage as to each and every advance made after Dale of Policy, and all interest charged thereon, OYcr Items, cncumbr,nces and other matters affecting the Udo, the cxislcnco ofwhkh am Known to tho lmurod at: {a} Tho Umc of the advance: or (b) Tho dme a modification b made to lhc tcnns of the Insured Morlgago which changes tho ralc of interest charged, if the rate oflntere,I is groater as • result of lhc modlficarion than II would have be.en before the modf6tation. Thbi cxcluston docs nol limit the c::ovcragc provided in Covernd Risk I. The failure of the rcsldcnHal structure, or any portion !hereof lo have been conslru<ted before, on or after Date of Policy in accordance wlrb appUcable building codes. This cxtlusfon docs not apply lo vloladons of building codes If nodce or the vloladon appears in the Public Records at Dale of Policy. Allaehmcnl One (02/03/10) Page 5 PA2019-208 DocuSign Envelope ID: 5C6D0CE 1-240D-4CD7-9839-0D82AC98A2E4 A'ITACHMENTONE (Continued) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (02/03/10) EXCLUSIONS FROM COVERAGE The Following matters an, c,q>rcssly excluded From the coverage or thls policy and the Company will not pay loo., or damage, costs, attorneys fees or upcnscs which arlsc by reason of: l. (a) Any law, ordinance, pcnnl~ or governmental rcguladon (Including tit= rclatlng 10 buUding and zonlna) restricting, regulaun,. prohibiting, or rclating to (l) ll,e occupancy. use, or c'l)oyment of the Land: {Ii) the char.icttt, dlmc11sloru. or locadon of any Improvement erected on the Land: (in) the subdivision of land: or (Iv) cm'ironmcnlal prOlccdon: or the elfecl or any vlolatton of these law&, ordinances, or governmental rcsulatlons, ThiB Hxcl"'lon I (a) doernot modify or limit the coverage proYlded under Covert!<l Rbk 5, 6, 13(c), 13(d). 14 ur 16. (b) Any snvemmcntal police power. This Hxclustoo l(b) docs not modify orlimll the coverage provided under Covered Risk 5, 6. 13(<), !3{d), 14 or 16. 2. Rights of eminent domain, This Exclusion doc, not modlly or llmlt the coverage proYldcd under Covered RWc 7 or 8. l. Defects, llcru, cncwnbranros, adverse claims, or other mancrs (a) created. su!Tercd, a.su,ncd, or agreed lo by the lruuro<t ClalmanC (b) not Known to the Company, not recorded In ll,e Pubtic Records at Date of Polley, but Known to the Insured Clalmant and not disclosed In writing lo the Company by the Insured Claimant prlor 10 the date the Insured Claimant became au Insuroo under ll11s policy: (c) rcsulUng in no loss or damage lo the lruurcd Claimant; (d) attaching or created subsequent to Dato of Policy (however, this doe1 not modify or limit the coverage pronded under Covered Rbk 11. 16, 17. 18, 19, 20, 21. 2l. 23, 24. 27 or 28): or (e) rcsulttns In lo.,.s or damage that would not have been sustained If the Insured Claimant had paid 'raluc [or the Insured Morrsagc. 4. Unenrorcc:abillty of the lien of the lruuroo Mortgage bccaoJO of the ln•bllity or fallurc or an Insured lo romply with applicable doing bu.<inoss law, oflhc silt le where the I.and Ls situated 5. Invalidity or w1enfurceabHlty 1n whole or fn part nfthc lien of the JJ1SUmd Mortgage that arisM out of the transac:tfon cvfdcnr.t'd hy lh~ Insured Mortgage and is basod upon usury, or any conmmenredil protccdon or rruth-ln-londlng law. Thi!! F.xtluston doct not modify or lfmll the ,overage provided in Covered Risk Z6. 6. Any claim of invalidity, uocoforccability or lack ol priority or the llm of thc Insured Mortgage as 10 Advances or modlncatlons made allct the Insured ha< Knowledge that the vcstee shown In Schedule A Is nd lonscr tho owi.,, of tho estate or Interest covered by this policy. This 8xcluslon docs nor modify or limit the coverage provided In Covered Risk JI. 7. Any Hen on lhe Title for real estate taxes or ~cssmcnts bnposcd by govcmmcntal authority and created or attadt.in,R subsequent to Dato of Policy. This Exclusion docs not modify or Umit 1hc coverage provided In Covered Risk !I (b) or 25. 8. Tho failure oftl1e rcmdential structure, or any portion of!~ 10 hol'C been cooslrucied before, on or aft..-Date of Policy In actordancc wllh applicable building codes. This Excluslon docs no1 modify or limit lhe coverage provided In Covcn,I Risk 5 or 6. 9. Any claim, by reason of the npcratlon of federal bankruptcy, Stale insolvency, or similar creditors' rights laws, that the transaction creating the ficn or the lnsorcd Mortgagc, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a prcfcrcntlll uan•for for any reason not stated in Covered Risk 27(b) of this policy. EXCCVRG6-l0/04/10AA Auacl,mcnt O11e (02/03/ l O) Page6 PA2019-208 DocuSign Envelope ID: 5C6D0CE1-240D-4CD7-9839-0D82AC98A2E4 Notice of Available Discounts Pursuant to section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumers right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Companies CTC -Chicago Title Company Available Dlscoun1s FN F Underwriters CTIC -Chicago Title Insurance Co. CREDIT FOR PRELIMINARY TITLE REPORTS AND/ OR COMMITMENTS ON SUBSEQUENT POLICIES 'Mlere no major change in the title has occurred since the issuance of the original report or commitment, the order may be reopened within 12 -36 months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge within the following time period from the date of the report. FEE REDUCTION SETTLEMENT PROGRAM Eligible customers shall receive a $20.00 reduction in their title and/ or escrow fees charged by the Company for each eligible transaction in accordance with the terms of the Final Judgments entered in The People of the State of California. DISASTER LOANS The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located In said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the churchs obligation the charge for an owners policy shall be 50% to 70% of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lenders policy shall be 32% to 50% of the appropriate title insurance rate, depending on the type of coverage selected. SHORT TERM RATE The Short Term Rate is a reduction of the charges shown in the Insurance Tables which is allowable only when the current order is placed within 60 months from the date of issuance of a prior CLTA or AL TA Form of Policy of any qualified title insurer and provided further that the grantor, borrower, lender, lessor or assignor is Insured by or under the terms of a prior policy, or is the vested owner of the interest insured by said policy. The short term rate is 64% to 92% of the appropriate title insurance rate depending on the type of coverage selected. EMPLOYEE RATE No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten, subsidiary or affiliated title companies for policies or escrow services in connection with financing, refinancing, sale or purchase of the employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom, as a party to the transaction. NAO -09/09/09 AA PA2019-208 ~ ID :-! .... ~ I W 0 ;;,CJ > ::'.l a, 'JI u::, ID -~ -i iD CL ~ ~ 0 ..... ,, I ~ IV -i::: "-' C> ..... IV ...., ~ ,.... .;. ,.... j ~ _g o,,, g~ !!:.--i .. > S'-Z. 00 .. --i 'f;t ~--1 .. gs·~ a. a a ~re:;;;· !! •nl .. :, -00111 .iil I!.. i:l c.~· ,c! .. -i~ g:, --iC:. i· • cl 3 ira-a ~-i'! '< "" a. 2' .. 0 3 ~ 5'-;. .. (I:,-! ~~ .. ~ .. !l 8 C.:, g :i ::.i-0 :, g 459--11 459-18 __.,1052-08 _I ~ _J I I ! I L--j{ _ _J BAl'RIE" CORONA -------· ® ---✓• ; ~---L. © ~ I ,,: i "' l I .. I SE"AVEW 7 MARal 1949 ~ ,a "iii" PM.2 ~ -... (!l.tCIJIC WAY> @ M' If ® .. @ "' ll i ,,: k @ -® P: M. "t!!Jf!f/o.451 pRt,1£ ~ 1. = 61)' ... 21! I'~ s ---------/I ~ ,,: 20 II © I! -AC, • j_,S-36· i ,,: @ @ !i c;;,. . ® 333 ..,..--® © -. --------t I' _t ___ "-@"_ l I CORONA DEL MAR PARC£/. MAP ----------. © ---i 20l~k II --®--~-.. i! "' ~ "' l ~, ~ il '" ~ 11 © \ ® t' © lrl I --. -------. _, ---------v ~ =.! ~ 'IT"" @·--, 5~----I jl ,M.9~w i ... --,-·0---= l, • ~P-. u""'.-.. PfllJJa:~,:,::-1--------------., 9'tH/S-fU,"5 t 0 i PAR.I ®.z.o 0,IZ/! AC-7 ... -325-20 ~ ® ; (i6) i!t ... (MSr. Jll'.AQ;I /1.M. J-42 07 I J P.M. 5t-t 7,53-42,236-7,236-Jt ,272-35 315-36,322-15,325-20,JJ3-33,34~-44 NOT/£ -ASSESSOR'S BLOCK & PARCEL NUMBERS SHOWN IN CIRCLES 0At~@ 322-15 I 4 _l_ __________ I r @ D£L MAR ~-ii ... Al/EM£ ' l r ASSESSOR'S MAP BOOK 052 PAGE 08 COUNTY OF ORANGE l 1 D 0 0 n· C (f) <iS" ::, m ::, a5 0 "'C <D ~ ~ O") 0 0 (') m ~ ~ 0 0 ./:.. (') 0 -;-.i (0 00 w (0 6 0 ~ (') (0 ~ "-) m .is. PA2019-208 Shad L. Frei<lenrich , CPA ( han gi: C uunt,· li-1.:as u ru h x ( '11l lu.1nr P.O. aox 14:iB • santa l\na, er, 92702 -1438 62 5 N. JloGs Sime!, 8 11 ilrtl 11 g 11 , Room G58 , Santa Ana 0ttice Hours: 8:00 AM-5:00 PM Monday -Friday Phone !tours: 9:00 AM -5:00 PM (714) 834 -:!41 1 ocgov.com /octa xb ill Sign up to receive a text/email due date reminder at ocgov.com/taxreminder Pay online at ocgov.com/octaxbill to receive same day credit, no service fee by eCheck and an emailed receipt. 2018 -19 SECURED PROPERTY TAX Bill Mailed payments niust have a USPS postmark on or before the last timely payment date. If you wait until the last day to mail your payment, get your envelope hand-stamped with a postmark to ensure it is timely. Major construction has eliminated close park in g to our office -please pay online! For Fiscal Year Beginning July 1, 2018 and Ending June 30, 2019 00 68500-0068500 STMT-•-··· 736i2 1 OCTOl3 #BWNLBHV **°****AUTO **A LL FOR AADC 760 #0520 8212 2018 4# 111 11 •1•1 1111•1111 1111 11 11 •111111 11•11 1111• •11 •111•••••11 11 •11 11• HILL, MITCH CTR HILL FAMILY T R 1009 TEN NYSON DR , PROPERTY LOCATIO N • 313 1/2 HELIOTROPE AVE NEWPORT BEACH SOUTHLAKE TX 76092 -4 908 _ . • .ASSESSED VALUES & EX_EMPTIONS AS OF JANUARY 1, 2018 : DESCRIPTION L AN D FULL VALUE CO M PUTED 1,793,394 TAX IMPROVEMENTS -BUILDING _; •_· ~ _" · , OWN ER OF RECORD AS OF 1 2:0 1 A M , JANUA R'tt 20 18 HILL, MITCH C TR HILL FA MILY TR TOTAL VALUES: TOTAL NET TAXABLE VALUE: ... I '• 0 52 -0 82-12 07-001 $10 ,693.78 J+ --~-------•--------·· --$10,693.78 195 ,259 1,988,653 1,988,653 . . . : . $21,387 .56 21,3 87.5 6 2 1,387.56 IMPORTANT INFORMATION ,, . ' . . VOTER APPl'lOVfD TAXES AN D SPECIAL ASSESS MENTS . . : ',·. .. , ' SERVICE AGENCY _ .: .•. _ -_ _ · _ RATE . . VALUE _.·/,: _.,"1:A~~§_ . . . . y p p y g Property taxes are the re s pon s ibility of t he new owner. Contact the Offi<;e of the A ssesso r at (71 4 ) 834-2727 regarding ownership cha n g e s . BAS IC LEVY RATE COAST COMM COLLEGE DIST NEWPORT MESA UNIFIED METRO WATER D-MWDOC SPECIAL ASSESSMENT CHARGES MOSQ,FIRE ANT ASSMT VECTOR CONTROL CHG MWD WATER STDBY CHG OCSD SEWER USER FE E TOTAL CHARGED 1 .00000 1,988,653 19,886.53 .03052 1,988,653 606.93 .01682 1,988,653 334.49 .0035 0 1,988,653 69.61 PH ONE NO. (800)273-5 167 7.48 (800)27 3-5167 1.92 (866)807-6864 11 .60 (714)593-7281 469.00 1.05084 21,387.56 FOR DETAILS OF TAX TYPES, VISIT O UR WEBS ITE AT OCGOV.COM/OCTAXBILL THERE WILL BE A $26.00 FEE FOR EACH PAYMENT RETU RNED UNPA ID BY YO UR BANK FOR ANY REASON R ETAIN TOP PORTION FOR YOUR RECORDS -IF PAV ING BY CHECK . YOUR CANCELLED CHECI( IS YOU R RECE IPT OR PAY ONLINE AND RECEIVE AN EMAILED RECEIPT .,,....,.,.,.Asse~"'mi~~has c han gbTI~~~~-;;ryde lays in ma il del ive ry . it is important to update your mailin g address promptl y . A ssessor Parcel Number (APN) or TC Referenc e N umber: ____________ Effective Date of A ddress Chang e: ______ _ Pro per ty Ownei-Name: _______________________ _ D aytime Telep hon e : __________ _ Property Location:--------------------------------------------- N ew Mailing A ddress:-------------------------------------------- S treet Address or P.O. Box Sig11at11 re of Pe rson Req11esti11g Cha11ge PLEASE MAI L C OMPLETED NOTICE TO: ORA NGE CO UNTY ASS ES SO R ATT N :ADDRESS CO N TROL City P.O . BOX 628 SANTA AN A, CA 927 02-06 28 ocgov.com/assessor State Date A ddress Control Phon e Numbers: (714 ) 83 4-2939 for Rea l Estate Zip Code (7 14) 834-293 0 for Bu s in ess Prope rty (7 14) 83 4 -2772 fo r Marine/Aircra ft PA2019-208 [WELLS FARGO BANK, N.A.] 110. 1934 PrintForrn CERTIFICATION OF TRUST !Poruseim 1 A,ia.bama, A.tiz-Pna, Arkansas, Cu!itbmia. I)~Jaware, District of ColUIDbia, Florida, Idaho. L'ldia.na, r owa, .Ka0$8.S1 Maiiic, Misso11ri, Nf.b~, Nevada, New Hamp~ro.re, l'<C!W M;i~iC-O, No1th Carolirm. North Dakota, , Ohi¢, Oreg1m, Pr.r.mt,yh•1111iQ, Sw.th ('.A,,r-c,lino, Tenn~see. ilixas, Utah, Virginia.. Wyotr.ing ( Office Use Only) We.Ifs Fargo Home Mortgage Aooount # _______ _ Wells Fargo Home equity #20 ______ _ 6.!1..I!J!.stees must§iQ[LthisGettification_ in co1Jneetion with !he t.mdilextended or 10 be extended cy (Wel!s Fargo Bank., N.A.J (("WFB")l to _____________ _ ("BQIT\:lWe(), each TNst~a. l>l!lng fu't't duly 1MOrn. certffies, repr~ents and wat'r.anli. as follows: TRUST INFORMATION 1 Tiust NamA (as staltltHn tl\eT~~~ent)! rt,· I { f ~ J,,,: (t 7fvJ f j t;J/.uJ :::r~,W.!Ctkf 1,, 1 , 1,,i) 0 S' ··------------~------- 3. O.tte Trust Was Exeeuteci: / /J ( /i,co .I 4. Oates of an;-amsndments to the TrJist 5. Ta:<payt)( ldtJl'lllfieatlon N11Mbar (PleaB& indicate wlietherit i.ae Social Securlly Nt1mber or Employ~r ldenllficatlon Numbef) I TrtJst ioonL'f1t:ation Number: S,ef.,~ r.t~,.,.·11 '# r ( 'f-7b ., 3 (j '$ 1 6. Type OfTrtJSI 1$ Revocabto_· Pil~ons havinsi power to revoke, rno<1ify or amend the Trust Agf91'lr!\ent (Oh1>ek onB): t£ At SetiJors/frus1JJ1s/Grat1tors: fJ Other (ifnor.e. w indicate).-----------------~----------.. ---~-- N~n1<1$ of t/1e per.!Ons t:oldhg i:,owsrlo revoke Ilia Trust--~~------------- [] /trQVOCfJOl;J 0/' Testamiwary 7 Manner !11 which tl!le to Tmst properly ~Ould IHI held: l:1t1tliL../dd/ 1rvs-lu .. J:ik U;il/.E,;.r,1111 7r.,,d-d,11.}i:J-Jg,,.;4 J7~-- ,ll. F,;ir CallfomlJ TnJtiW only, the tsQal d&Setipllon of any lnterast in reel proi:ierty held in trust: Decxm,oer 2008 11/28/2012 6:45PM (GMT-06:00) PA2019-208 2012 2 TRUSTEES a. Names of AJI Origitial Trustaoo; f,,•+t/l l-_ v(:ll 9. Namg::i and A.dd~,. of All Curremly ~ctin9 Tt\l,i:t~s: ·z. f/11.,{-t_ .>pvMA c 0J{o _ ~-~3 i..<M,__r _l_A_q_1_-G_·1_tt ____ _ 10, N!!rnw ot AH succesoorTrus1ees (II' 11000. se, /()r.ficate): l-s-r,.,:.,:.r fwt.~J.A 11. TM TruS:D~t) ntimOd in this Certifielltion of Tn.,sf art1 all t/le cvrrentiy 1ictln9 ano aurh~ T11.1Sle&(s) oH'1e Tru$t and ls/ere duly quall~e-d l)l'ld~r applicabllt 111w 10 SQM! as lruSk!!l(S}. 12, Uncle, rlll;I terms of the Trust Agreement (Please check t/Je oox It/at appli9sJ. }t E.icll Truf.tee Is au1hortz9d to aet il'ldepMdenUy ior the benetll c,i the irust and wltllout the consent of any other j)&fOOn. 0 The Truliioos are not authDltted lo act independently, but only w:th thr, consent of: :J Both/Ali TruSlooa Ql'Cl any __ (ir.sert numl>l!f) Tl'll:9te&$ (If neither bu:.: 1$ thed(ed. "both/atr 11Pf.'lia.s.J 13. In the case or multiple Trustees of the Tru:U. under rhe tflfflls of tl'J8 'rn.ist AgrootMnt (P1easa Clloek tile llOY. tl'lat appli::is): C The signatures of all U'le 1'rustees ara raquired to exen;:i,;e t/le powe"S of1f'IG 'rrutt M. i'he tlgnafure of any .:;k. [insert nvmQ(lr) otth11 Trv.$tees ~ l'\!QU!reo to exerci!ale the po1veni of the Trust. (lf neJtMr bm: n; c~ecllod, ·e11· appkes.) 1.:. The TTV~ee(sJ iire orijre not (If neither box Is ched<cd. ·ire nor app['f!/$) !l'Jtllcri;;ed by the Trvst to (IQ ~myoftlle follo'Ning: .}iK. Aro O Minot BorrQW money, except ta~ limil,w l;Jy the foRowing (if none, SQ indicate): _________ _ Jf ArQ C .As& riot Sllll, cor.vey, pl<ldge, rnortgags, iea:s.., encumber, or trGmf'M tltle to any lnte~'t in reei ~.lltlll'.l, except ;is limited by ttie following ('rf none, .1,10 rr.dii;:ate): ___ ~-------------- ½ Ive O Are not Hold legal 1flle 10 a'ld man»ge the property that has been placed in Tn.ist, except as liroited by Iha ro110..,,in9 (if r>on11-so indicate)'. ___________________ ~------ 15. lndic:atl;! any reslri:~ir)ns irr>DO$ed on lhe irustee{s) in c'ealln9 Willi the l!Ssen; ofttw; Tnml (if none, so indir.at11J: /Vov. . .f_, 16. If ai:.t:ein is to be unct&rtalcen by ar, agent, the d111eQ:atio1' of the action to the agent is not prohi::l~d by the trust ln!lt11.1merrt. ~-For Tenngsss,p Tru1;ts ONLY: Where 1he,:e ere sv~<1s(lor tru¢ec,1, ~~i9n,;,t1X!, n 1'1ird party rr.~y rely 0,'I 1h11 autl-irll'!ty of on~ (1) or more S11ccesson; \\itriout proof of th>Jif succession. Thi:! ~Ti!'~\lori 1;~n be signed by tho~ ~&Ds idMlif/00 '1!l Mvil'lt the authority to act alone. Deeember 2008 11/28/2012 6:45PM CGMT-06:00) PA2019-208 b F'r;r Qr§filll.1. Trusts ONlY This certlfic11tx>n should state thO existen(;e or noncxis1ence oi any oow<,, to ,ncdifv or a1r1,:,1d lha Irust an!J \fl~ i<i11ntirI of ,1ny ptrrson ahla to do so (it none. so indicl'lte), ' 17 Thi, Trust 1:xis1s and is Vlllidiy ,;reated 6n<;! is dvly e;,;i~iin!I undtrr the aJ)pllC<ible ~la\t Jew. To the t,,est of the Trust&as' know/Gdge, the lrvst is in !vfl force and -,/fsct a11d I-iris not !,sen terminated, revoked. modified or amended in any way that would cavso the repr.,~entat,ons in this Certification oi Tn.,til to be in~rx,urate or inC'()m,ct. l 8. At leest one Borrower iG tJ1e Settfor/Gr.intor, Trustee, and Beneficiary, If this Cert:!11:,;tion is us8(i in conjunction witll a reverse mortgs!;}e tr,insar.t,or'I. tho Trtsslee represtJ/lls and W1'1rran~ th;,t .all Borrowers ar!l thG only seltlors and the oniy lifetim1;1 beMfitiarieii of!ho fru$t. 19. Non~ c,f the SAll/ors!T rustom/Grantors are decem;ei;t or \119;,p;:icitated. ?.D. The Trus1ees will promptly notify wr-e in writing of any change in the Trustees or of eny amendment or moaitication to 1tie fru;,t lh,,f ,vovld euuso the 1~?re$entatlon~ n'lade In this Certliicalion oFTrust w l;lecome i,;:,ccul"<1te or incorrect In addition to the fi;,r~,goin9, ;r this C.:r!ification of Trust i~ vst.-'d in Ctll1f1JS10!icn with a c.,v,;rse mortgage transaction, the trustees will al,;o nolir/ Wf:B in writing of tl1e deatti of 11r1y benefici,uy, ,my change, of oc.cup.ancy by ;iny beneficiary, any conveyance of the real property held In Trust, or any transfer of any beneficial interest in reol property held in Tru~t. 21 Thi, repreaentatloni; madG in tllis Certification of Trv,;t are truA and eorraeI ar.d WFS rnay rely <.m su,;:h reprehtmlations ur1lil it rE:C&ivos a revis~d CertifiC'.;,,lion <;>f nwt. :?.2. This Certiflc,<ition s>f Tn.i~t was c,~mplotad by the Trustees; NOT WF!,l, 23 .,.!),; Trustees, :01nliy and severiJIHy, a9ri,a to indemnity 1NFB aIId eacti ofi~ officers, directors, employee~ 11nd ,1gent~ in;,,r, ,wd Mltj sucn p&(S(>ns Mrn1f,;ss ~;1:iir.st anr claim1, iucigmen1s, $1,1rGh;,rgf;!s, Ganf(Jmunt amount, or other iiabilitie~ or costs of defense or seUlernent ,111c,hi~1~.('. :<1ttr.,rn~y.; •o~s) ,ir;~ir,9 out of or 1elated le, c1ctuai Qr (l1ie9e<J improper actions taken by WFS at ihe ,;lirection of the Trustees. This 1ndemr1i~,.,_,tion ,., 1°,:,ou by tr,H ,1n11er,;,gn,,u !'r1,-ttul1& ·i11 their Trustee ancr 1ndivi,j1Jal r;i,p_ac1ti!'!s 25 Thore ,1re no r,luirm. cliallengei; of any kind. or cause ,)faction aliege•:J, which conl:el)t or question the vaiidity of the TT\lst ,;,.-thE> tnistoe'G uutnori(y to act tor the T /'.>$! 2\l. Th,; truslee:.i !\9ree to provide s new Certification ofTnJst for 1;1oy chMg(ls to representatior1s made in this Certific;,1ion ofTrust. TM represent11tions and obligations stated in this Cerilfi~;;ition of Trust shall survive the termin11\lon of the Trust Agreement and disotwrg.,ireleru<a 01 the mortgage/deed or trust securing the al)CMl reierenced extension of credit by WFS ta th& Borrower. 27. The ceneficit•ry oOt;a not ~1,mt written consent for t/ie Trust to borrow mon,w. or, ii such oonsent i~ requh·!ld, ii haG been gr.;nted in writing fvr purposr.s ot U1e rnortS<Jge. DECLARATION UNDcR PENAL TY OF PERJURY All ~urrer'!lly acting Truslee.:i mv,;I sign below. (leach signature must be not;1rize<1.) Eacil :;l):;\,>e <;l;,cla,l'!s undar penalty ol pef]ury unoer the laws of th@ stale in which thi~ CertificAtiM e,fTrust Is exrJci.rted th<1t th1> foragoing is tru~ and corrat:t. Dai-e -·· _______________ on ______ _ Trust;1e: Oate St!Jte or ___________ _ --~-------C,wnty Subscribed Bild IJ\VOl'll lo b$(0r~ me tlllS _ day of·--~·------•--··--·· 20 __ _ f~oiii'iypubli,--- iSf.!al) PA2019-208 v=: TRANSAMERICAN ESCROW Mitch C. Hill 2 Slate Springs Coto De Caza, CA 92679 15 Corporate Plaza Drive,Suite 200 Newport Beach CA 92660 Tel: (949) 706-5550 Fax: (949) 706-5551 Date: December 7, 2012 Escrow No.: 6561-AH RE: Property Address: 313 Heliotrope Avenue, Corona Del Mar Area, Newport Beach, CA 92625 Dear Mitch C. Hill , Trustee, We are pleased to inform you that the above referenced escrow was closed on December 7, 2012 and we enclose the following for your records: Our Check in the amount of$1,097.49 representing your refund. Final HUD-1 Closing Statement. Fire Insurance Policy or Certificate Policy of Title Insurance No. 128626059-S04, to follow, issued by Chicago Title Company Loan Information: First Deed of Trust in favor of: Wells Fargo Bank, N.A.. (Lender will notify you regarding payments.) Property Tax Information -For your information, County taxes on real property become delinquent as follows: First installment after December 10th, second installment after the following April 10th. If you do not receive a tax bill one month prior to the delinquency date, a written request for same should be made to the County Tax Collector. Your written request should include the legal description and Assessor's Parcel Number (APN) of the property. When the lender collects impound funds for payment of taxes, the tax bill is usually sent to them. Any documents to which you are entitled will be forwarded to you directly from the appropriate governing party. We hope this transaction has been handled to your satisfaction, and that we may be of service to you again should you have the need for escrow services in the future. Sincerely, Transamerican Escrow Company Anne Hamai Escrow Officer PA2019-208 DATE: 12/04/2012 TIME: 2:19PM RECEIPT NO. 4472 Transamerican Escrow Company 15 Corporate Plaza Drive, Suite 200 Newport Beach, CA 92660 (949) 706-5550 ESCROW NO. 6561-AH ESCROW OFFICER: Anne Hamai Received From: Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 THE SUM OF: FOUR HUNDRED TWELVE THOUSAND FOUR HUNDRED TWENTY NINE AND 32/100 DOLLARS ($412,429.32) RECEIVED FOR: Additional RECEIVED BY: Anne Hamai COMMENTS: D Received After Hours Buyer: Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 Seller: Andrew M. Phillips Property: 3 13 Heliotrope Avenue, Corona Del Mar Area, Newport Beach, CA 92625 Detail Tender Type Wire Transfer Total Printed Date: 12/04/2012 Check Number ABA Number WIRE Union Bank -Transamerican Escrow Trust Account Amount $ 412,429.32 $ 412,429.32 PA2019-208 TO 949-423-1333 FROM UNION BANK NA CUR: USD AMT: 412429,32 FROM: LOCATION: MTRANS, 0, Union Bank, N,A, TO: TRANSAMERICAN ESCROW COMPANY, TRUST ACCOUNT 15 CORPORATE PLAZA DR.STE 200 NEWPORT BEACH, CA 92660 DATE: 121204 ::910 Confirmation of Credit :15 TEST KEY:0 :20 Txn ref num:2012120400020285 :21 Ref to related txn:0063656339785015 :25 Account ident,:2250115647 :32A First amount field:121204USD412429,32 :50K Ordering customer:/000006403567362 CAPITAL TRANSFORMATION, LLC 2 SLATE SPGS COTO DE CAZA CA 92679-5215 :56A Intermediary bank:WFBIUS6S 04DECl2 l703EST B22BB72A PAGE I OF I :72 Bank to bank info:/BNF/ADDRESS CONT -SAN FRANCISCO, //CA 94 104, CREDIT TO ESCROW 6561 //-AH CREDIT TO ESCROW 6561-AH NNNN PA2019-208 DATE: 11/08/2012 TIME: 3:23PM RECEIPT N(). 4216 Transamerican Escrow Company 15 Corporate Plaza Drive, Suite 200 Newport Beach, CA 92660 (949) 706-5550 ESCROW NO. 6561-AH ESCROW OFFICER: Anne Hamai Received From: Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 : THE SUM OF: ONE IIUNDRED EIGHTY THREE THOUSAND SEVEN HUNDRED FIFTY AND J1 NO/JOO DOLLARS ;: ($183,750.00) RECEIVED FOR: Initial RECEIVED BY: Anne I lamai COMMENTS: Received After Hours Buyer: Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 Seller: Andrew M. Phillips Prope11y: 313 Heliotrope A venue, Corona Del Mar Area, Newport Beach, CA 92625 Detail ! Tender Type Check Number ABA Number Amount -----------~--,===============================11 " Wire Transfer WIRE $ 183,750.00 -----------===============================II Total $ 183,750.00 ii I' 11 _____ -_________ ,='-"---========;=====================' Printed Date: 11/08/2012 Union Bank -Transamerican Escrow Trust Account PA2019-208 Current Day Account Detail Transamerican Escrow Company SinglePoint Reported Activity as of 10/26/2012 Printed on 10/26/2012 at 11 :50 AM PDT Transaction Summary for 10/26/2012 153467785884 Transaction Detail For 10/26/2012 PAR Number: 121026025194 Fed Ref: 034167 Date/Time Received: 10/26/2012 13:48:35 PM Originator: /43514698 MITCH CHILL+ JULIE RICHARDS HILL JT TEN 2 SLATE SPGS TRABUCO CANYON CA 92679 Originator Bank: CSCHUS6SWTS Sending Bank: 121000248WELLS FARGO SF* WELLS SF Receiving Bank: 122235821 US BANK SO CAL Beneficiary: /153467785884 TRANSAMERICAN ESCROW 15 CORPORATE PLAZA DRIVE, SUITE 200NEWPORT BEACH CA 92660 US Beneficiary Ref: 0001250291400 Bank To Bank Info: HE003 313 HELIOTROPE COM CA 92625TRANSAMERICAN ESCROW4100 NEWPORT PLACE, SUITE 110NEWPORT BEACH CA 92660UNITED STATES IMAD: 2012102611B7031R034167 PA2019-208 To: TRANSAMERICAN Poge 2 of S DECLARA 110NS We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy. 92-CK-B764-8 Policy Number Named Insured and Mailing Address HILL, MITCH & JULIE 2 SLATE SPGS COTO DE CAZA, CA 92679-5215 The Policy Period begins and ends at 12:01 a.m. Standard Time at the residence premises. 12/03/2012 Effective Date 12 months -Policy Period 12/03/2013 Expiration of Policy Period Limit of Liability• Section 1 $300,000 Dwelling (Coverage A) Actual Loss Loss of Rents (Coverage C) Sustained • 12 months Policy Type Rental Dwelling Policy Dwelling Extra Replacement Cost Up to $60,000 Location of Premises 313 HELIOTROPE AVE CORONA DL MAR, CA 92625-2907 Forms, Options, & Endorsements Lenders Loss Payable FP 8103 Rental Dwelling Policy Mortgagee & Addi. Interests MORTGAGEE WELLS FARGO BANK NA #936 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 100515 FLORENCE, SC 29502-0515 Loan Number: 0352254601 Prepared: 11-30-2012 559-916.5 Coverage afforded by this policy is provided by: State Farm General Insurance Company 900 Old River Road Bakersfield, CA 93311-9501 A Stock Company with Home Offices in Bloomington, Illinois. Legal Title (property): MITCH C. HILL, TRUSTEE OF THE HILL FAMILY TRUST DATED JANUARY 27, 2005 Automatic Renewal• If the Policy Period is shown as 12° months, this policy will be renewed automatically subject to the premiums, rules and forms in effect each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Deductibles -Section 1 $1,000 ALL LOSSES In case of loss under this policy, the deductible will be applied per occurrence and will be deducted from the amount of the loss. Other deductibles may apply -refer to your policy. Policy Premium $971.00 Building Ordinance or Law Agent Name & Address Ferraro-Jr, Chris 25380 Marguerite Pkwy Ste K MISSION VIEJO, CA 92692-2907 (949) 586-7060 Agent's Code:3991 MORTGAGEE COPY PA2019-208 To: TRANSAMERICAN Ptsge 4 of S DECLARATIONS We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy. 92-CK-B765-1 Policy Number Named Insured and Mailing Address HILL, MITCH & JULIE 2 SLATE SPGS COTO DE CAZA, CA 92679-5215 The Policy Period begins and ends at 12:01 a .m. Standard Time at the residence premises. 12/03/2012 Effective Date 12 months • Policy Period 12/03/2013 Expiration of Policy Period Limit of Liability• Section 1 $150,000 Dwelling (Coverage A) Actual Loss Loss of Rents (Coverage C) Sustained - 12 months Policy Type Rental Dwelling Policy Dwelling Extra Replacement Cost Up to $30,000 Location of Premises 313 1/2 HELIOTROPE AVE CORONA DL MAR, CA 92625-2941 Forms, Options, & Endorsements Lenders Loss Payable FP 8103 Rental Dwelling Policy Mortgagee & Addi. Interests MORTGAGEE WELLS FARGO BANK NA #936 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 100515 FLORENCE, SC 29502-0515 Loan Number: 0352254601 Prepared: 11-30-2012 559-916.5 From: ct,rls Ferrero Coverage afforded by this policy is provided by: State Farm General Insurance Company 900 Old River Road Bakersfield, CA 93311-9501 A Stock Company with Home Offices in Bloomington, Illinois. Legal Title (property): MITCH C. HILL, TRUSTEE OF THE HILL FAMILY TRUST DATED JANUARY 27, 2005 Automatic Renewal -If the Policy Period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lien holder written notice in compliance with the policy provisions or as required by law. Deductibles• Section 1 $1,000 ALL LOSSES In case of loss under this policy, the deductible will be applied per occurrence and will be deducted from the amount of the loss. Other deductibles may apply -refer to your policy. Policy Premium $514.00 Building Ordinance or Law Agent Name & Address Ferraro-Jr, Chris 25380 Marguerite Pkwy Ste K MISSION VIEJO, CA 92692-2907 (949) 586-7060 Agent's Code:3991 MORTGAGEE COPY PA2019-208 V TRANSAMERICAN ESCROW 15 Corporate Plaza Drive,Suite 200 Newport Beach CA 92660 Tel: (949) 706-5550 Fax: (949) 706-5551 BUYER/BORROWER STATEMENT Final Escrow Number: 6561-AH Title Order Number: 128626059-S04 Escrow Officer: Anne Hamai Date: 12/07/2012 -4:03:38PM Closing Date: 12/07/2012 Buyer/Borrower: Mitch C. Hill, Trustee of the Hill Family Trust dated January 27, 2005 Seller: Andrew M. Phillips Property: 313 Heliotrope Avenue, Corona Del Mar Area, Newport Beach, CA 92625 DESCRIPTION DEBITS CREDITS TOT AL CONSIDERATION 1,837,500.0( Initial Deposit 183,750.00 Additional Deposit 412,429.32 PRORATIONS/ ADJUSTMENTS: Property Tax@ 11,410.15 per 6 month(s) 12/07/2012 to 1/01/2013 1,521.3' TITLE CHARGES .. Jwner's Premium for 1,837,500.00: Chicago Title Company 3,447.0C Lender/Mortgagee Premium for 1,250,000.00: Chicago Title Company 1,294.0( \llortgage Recording Fee: Chicago Title Company 96.0( Endorsement: Chicago Title Company 25.0C Sub Escrow Fee: Chicago Title Company 62.5( :=ounty Transfer Tax: Chicago Title Company 2,021.2~ vtessenger Fee: Chicago Title Company 11.51 Si!ming Fee: Leonard Hamai 200.0C ESCROW CHARGES TO: Transamerican Escrow Company Escrow Fee 1,925.0( Jvemight Fee 30.0( Escrow Fee Loan Tie-In Fee 225.0C ~-Storage Fee 10.0C LENDER CHARGES \Jew Deed of Trust to Wells Fargo Bank, N.A.: 1,250,000.00 interest Adjustment From 12/07/2012 To 12/01/2012, -6 Days,@ 115.5800/per day: Wells Fargo 693.48 3ank, N.A. ::'redit By Lender: Wells Fargo Bank, N.A. 2,000.00 3on·ower GFE Refund: Wells Fargo Bank, N.A. 330.30 l\djusted Origination Fee: Wells Fargo Bank, N.A. 1,190.0( fax Service: WF RE EST TAX SVCS 65.0( :;lood Certification: WF FLOOD SVCS 19.0C l\ooraisal: Reis Valuation POC Borrower $620.00 425.0( :-lomeowner's Insurance: State Farm Insurance 1,485.0( ADDITIONAL DISBURSEMENTS: )wner's Premium: Chicago Title Company 3,447.00 BALANCE DUE YOU l ,097.4S fOTALS 1,852,650.1 tj 1,852,650. I 0 PA2019-208