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Home My WebLink About20210315_ApplicationCommunity Development Department Planning Permit Application 1. Check Permits Requested: D Approval,.in-Concept -AfC # D Lot Merger D Coastal Development Perrnit D Limited Term Permit - 0 Waiver for De Minim is Development O Seasonal O < 90 day 0>90 days D Coastal Residential Development D Modification Permit D Condominium Conversion D Offc-Site Parking Agreement D Comprehensive Sign Program O Planned Community Development Plan 0 Development Agreement D Planned Development Permit D Development Plan D Site Development Review -O Major D Minor D Lot Line Adjustment D Parcel Map 2· ·•.•·· .~E~i~~~ ~~~r~.s~,C3~l!~~~C3~~~r'~ ~.~r~~I N~)(~) ! 20301 Birch Street, 2nd floor, Newport Beach, ca. 92660 parcei # 930ZB'a'5'.:'04'""'" .. ~Ui!~ 2Ql • 1~3J I l!~c1b.l~§q'. f,t'. VA202,-os·7 100 Civic Center Drive Newport Beach, California 92660 94 9 644-'3200 newportbeachca. gov/communitydevelopment 'S\Jb. 3 -4S -·7-1 D Staff Approval D Tract Map D Traffic Study [i Use Permit -□Minor [iconditional D Amendment to existing Use Permit D Variance 0 Amendment -□Code □PC 0GP 0LCP D Other: 3 .... Proiect Description and J1.1stiflcati<>11 (AUac:h additional sheets if 11ecessary): """' approval to operate a Chiropractic office at this location. • . . . . !Bridgestone Properties, LLC ' ' 4. Appl1cant/Compa11y. Name:> "',< .. ••····••• ... · ..•. , . ,.,. ":--·' , .,~~~·--········•·~-·· •· ·• ·:,•.•.w,w.-,•,w,-,•,.,.,...,._~ ., ... .., ... ,·,,.w·,·• ~--•,,❖,•>:•,w,·.-.❖•,•:•,··,··••••:• ,.,_.,,,..,.-,.,•,•.•'•,•.•>:<<·>,•.•:•.•;,•,:•,•••'•'•'•'"_.;,,w.••W•,,•· .-•. :· .. ,.-,:•.,,,,, ... • .. •••••.,·,w·, •,,_... ..• , .. •,w •'•,,,•.·.·:·>. · .:,,:,,,;:_:.,,:,.,,;...,.,,,. ,, •• .. •••••••••• •· ·• ' ,. ,,_. ,.• ❖-,.,w•'•• ,.,, ·" ''' ' r-···· Suite/Unit l ..... Ma.i•li.n8. Addres·s ..... Jf~,~ .. :: ..... •~i:~~:~.:•=•·~·~•~·.~~.··.·.··: . INewport Beach City .\ .... · ... ·. ;:::.:::::: ::\.;: i949M265~4179 Phone ·J. ......... ,., .......................................................... . MaiUng ~~~tess 5015 Birch Street City Newport Beach Phone 949-265-4179 F .•~.• ...... 4 ... ·.·g·.···· ·7····.·5· .. ···7·••·•··.· .. o.··.·3·.•.·•·•75 ax 1 •.• · . F 949-757-0375 ax ' ' "') ... :-: , .... ~,,:: . '.. . , .. ,).-....... ....,,....,,.,.,..,,.,., . ' ,~A . . .,, • ••w l • /~~~~? State ............. : .. ·.·.·····•·····•·········•··••·········· .· .... · .. · .. ······.·.·.·••.•• ... .Zip . ... . ,J Email E~:~~~~~·;~~~e;~::~~~ .. State CA Suite/Unit Z. ·92660 Ip E .1 .. Rogers@stoneins.com ma1 P rt 0 . , Aff. "d •t·" (I.) (W ) .. :·R. ager Stone and Albert Stone 7. rope y wners I av1 ·: e depose and say that {I arn) (we are)the owner(s) of the property (ies) involved in this application. (!) (We) further certify, under penalty of perjury, that the foregoing statements and answers herein contained and the information herewith submitted, are in all res9fcts true and correct to the bestof (my) (our) knowledge and belief. S /~~~--· ·7 .: . .-r· I • owner D . :9-29-2020 ignature(s): l -y,F ~'.. 1t e: •· ate: • Title: Owner OD/MO/YEAR B-29-2020 Date: *May be signed b.~ le$ •· or by an authorized agent if written authorization from the owner of record is filed concurrently with the application. Please note, th 6wner(s)' signature for Parcel/Tract Map and Lot Line Adjustment Application must be notarized. PA2021-057 Community Development Department Planning Permit Application 100 Civic Center Drive Newport Beach, California 92660 949 644-3200 newportbeachca.gov/communitydevelopment 1.Check Permits Requested:D Approval-in-Concept -AIC # D Lot Merger D Coastal Development Permit D Limited Term Permit -0 Waiver for De Minimis Development D Seasonal D < 90 day 0>90 days D Staff Approval D Tract Map D Traffic Study D Coastal Residential Development D Modification Permit Ii] Use Permit -□Minor li]Conditional D Condominium Conversion D Off-Site Parking Agreement D Comprehensive Sign Program D Planned Community Development Plan D Amendment to existing Use Permit D Variance D Development Agreement D Planned Development Permit D Development Plan D Site Development Review - 0 Major O Minor 0 Amendment -□Code □PC □GP OLCP D Other: D Lot Line Adjustment D Parcel Map 2.Project Address(es)/Assessor's Parcel No(s)i 20301 Birch Street, 2nd floor, Newport Beach, ca. 92660 parcel# 930-685-04 3.Project Description and Justification (Attach additional sheets if necessary): Getting approval to operate a Chiropractic office at this location. 4 A I. t/C N fBridgestone Properties, LLC . pp ,can ompany a_me . Mailing Address 5015 Birch Street Suite/Unit City 1Newport Beach State IcA Zip 192660 Ph 194·9;65� �-79 one 5.Contact/Company Name --, r Fax 1949-757-0375 [Roger Stone M .1. Add 5015 Birch Street a1 mg ress j r, . - Email 1Rogers@stoneins.com Suite/Unit City Newport Beach State CA Z. 92660 Ip Ph 949-265-4179one F 949-757-0375ax Email Rogers@stoneins.com 0 N Bridgestone Properties, LLC / Roger Stone/ Albert Stone Revocable living Trust dated October 10, 2014 6.wner ame M .1. Add 5015 Birch Street a, mg ress Suite/Unit City Newport Beach State CA Z. 92660 Ip Ph 949-265-4179 one F 949-757-0375ax Rogers@stoneins.com Email 7 P rt O , Aff"d ·t* (I) (W )Roger Stone and Albert Stone . rope y wner s I av, : e depose and say that (I am) (we are) the owner(s) of the property (ies) involved in this application. (I) (We) further certify, under penalty of perjury, that the foregoing statements and answers herein contained and the information herewith submitted_ �re in all res�ects true and correct to the best of (my) (our) knowledge and belief. . 0�/ "- . Owner 9-29-2020S1gnature(s): {,,-/r I �_v .--:::: · Title: Date: DD/MO/YEAR S. ( ) T" I Owner 9-29-20201gnature s : --F-c---+----"-'--+--------1t e: Date: *May be signed b (Je les ' or by an authorized agent if written authorization from the owner of record is filed concurrently with theapplication. Please note, th owner(s)' signature for Parcel/Tract Map and Lot Line Adjustment Application must be notarized. PA2021-057 I:\Users\CDD\Shared\Admin\Planning_Division\Current_Templates\Office Use Only Form Updated 01/27/2020 2700-5000 Acct. Deposit Acct. No. ________________________ For Deposit Account: Fee Pd: _______________________________________ Receipt No: ____________________________ FOR OFFICE USE ONLY Date Filed: _______________________ APN No: __________________________ Council District No.: _________________ General Plan Designation: ____________ Zoning District: _____________________ Coastal Zone: Yes No Check #: __________ Visa MC Amex # ____________ CDM Residents Association and Chamber Community Association(s): _______________________ Development No: __________________________ _____________________________________________ Project No: ________________________________ _____________________________________________ Activity No: _______________________________ Related Permits: ___________________________ Remarks: ________________________________________________________________________________________ PA2021-057 Project Description and Justification Chiropractic Office - 20301 Birch Street, Suite 201, Newport Beach • CorePosture Chiropractic is a chiropractic facility that specializes in postural and spinal rehabilitation. • The staff includes 1 chiropractor, 1 front desk assistant, and 1 rehabilitation assistant (3 employees total). • All patients are seen by appointment only (no walk-ins or waiting), and the hours of operate are as follows: M: 9-12pm, 4-7pm, T: 1-7pm W: 9-11am, 4- 7pm, Th: 1-7 and F: 9-1pm. • Each patient is assessed for any postural abnormalities, and will perform exercises (~5mins), receive a chiropractic adjustment (~5mins), and receive spinal corrective traction (~10mins) all under the close supervision of the treating doctor. • This office will see on average of 4-5 patients per hour for approximately 25 minutes each. • The doctor and their assistant will consult some patients regarding nutrition/weight-loss, which accounts for 3-4 total visits per week for ~10 mins each. • This office does not offer any massage or other treatments on site. PA2021-057 Urban Planning ■ Due Diligence ■ Entitlements ■ CEQA/NEPA ■ Development Services ■ Management ■ Public Outreach 2 Park Plaza, Suite 1120 ■ Irvine, Calif. 92614 949.794.1180 ■ info@epdsolutions.com Date: December 22, 2020 Prepared by: Meghan Macias, TE To: Victoria Kim, City of Newport Beach Site: Birch Heights (20271 – 20321 SW Birch Street) Subject: Parking Analysis for Core Posture Chiropractic Introduction EPD Solutions, Inc. (EPD) has prepared this parking analysis to document the existing parking requirements, quantify the existing parking demand, and determine whether adequate parking is provided for Core Posture Chiropractic in the Birch Heights office complex. The Birch Heights office complex is located at 20271 – 20321 SW Birch Street in the City of Newport Beach. The complex is comprised of five buildings totaling 45,750 square feet This analysis specifically evaluates conversion of Suite 201 in building 20301 from office use to medical office use. This suite is approximately 1,521 square feet and is currently entitled for office use but is occupied by Core Posture Chiropractic, a medical office use. There are 190 total parking spaces within the complex, of which six spaces are reserved for handicapped persons. There are no other reserved spaces, which maximizes the available parking supply within the Birch Heights office complex. The purpose of this memo is to confirm whether adequate parking exists within the office complex to accommodate the current mix of tenants, including Core Posture Chiropractic. Parking Required for Birch Heights As noted in a previous Minor Use Permit (Resolution No. AZ2012-038), parking for the Birch Heights office complex shall be consistent with Zoning Code requirements. The project is located within the Business Park (BP) District of the Santa Ana Heights Specific Plan Area (SP-7). The Specific Plan parking requirements reference Chapter 20.40 (Off-Street Parking) in the Newport Beach Municipal Code. According to Municipal Code Section 20.40.040 Off-Street Parking Spaces Required (Table 3-10), Office uses of less than 50,000 square feet shall provide 1 space per 250 square feet. Medical and Dental Office uses shall provide 1 space per 200 square feet. The Birch Heights office complex is currently occupied with a mix of office and medical office tenants. The current tenant mix (including Core Posture Chiropractic) includes 20,246 square feet of medical office and 25,504 square feet of business/professional office (total of 45,750 square feet). A list of the current tenants, along with the Municipal Code parking requirement is provided in Table 1 (all tables provided at the end of this memo). As shown in Table 1, Birch Heights office complex with the existing tenants including Core Posture Chiropractic would require 204 parking spaces, based on the municipal code parking requirements. There are 190 parking spaces in the office complex, therefore the site is currently underparked by 14 spaces, per the Municipal Code. Existing Parking Demand Parking surveys documenting the existing parking demand were conducted at the Birch Heights office complex on Tuesday, December 1 and Wednesday, December 2, 2020. The surveys were taken on an hourly basis between 7:00 AM and 6:00 PM. The survey data is provided in Table 2. As shown in Table PA2021-057 Birch Heights (Core Posture Chiropractic) Parking Analysis December 22, 2020 Page 2 2 2, the maximum observed parking demand on either day was 101 spaces, leaving a surplus of 89 spaces. The existing tenants utilize parking at a rate of 1 space per 453 occupied sf and occupy 103 fewer spaces than required by City code. The survey data includes the parking demand for Core Posture Chiropractic, as this tenant is currently occupying Suite 201 in Building 20301 and was in operation at the time of the survey. It should be noted that the December 2020 surveys were taken during the Covid-19 pandemic when many office workers were working from home, leading to reduced office occupancy and therefore lower parking demand. Parking surveys were previously collected at the Birch Heights office complex on Wednesday, October 10 and Thursday, October 11, 2018. The surveys were taken on an hourly basis between 7:00 AM and 6:00 PM. The 2018 survey data is provided in Table 3. This previous data is a more realistic estimate of the parking demand of the Birch Heights office complex during a non-pandemic period. As shown in Table 3, the maximum observed parking demand in 2018 was 146 vehicles, leaving a surplus of 44 spaces during peak parking utilization. At that time, the Core Posture Chiropractic office was occupied by business office. Using the rate for business office (1 space per 250 square feet), the 1,521 square feet previously required 7 parking spaces. The medical office rate (1 space per 200 square feet) would require 8 parking spaces, an increase of 1 parking space. Using the previous parking survey data, the Birch Heights office complex with Core Posture Chiropractic would require 147 parking spaces, leaving a surplus of 43 parking spaces during peak parking utilization. Conclusion Core Posture Chiropractic, currently occupies 1,521 square feet of office space in the Birch Heights office complex located at 20271 – 20321 SW Birch Street in the City of Newport Beach. The space is approved for business/professional office, which per City code requires fewer parking spaces than medical office. When parking for the complex is calculated according to City Municipal Code requirements, 204 parking spaces would be required. The complex currently has 190 parking spaces and therefore does not meet the City Municipal Code requirement. Parking surveys were taken in December 2020 and October 2018. Based on the parking survey data, there is a parking surplus on site of 103 spaces based on December 2020 data or 43 spaces based on October 2018 data. Core Posture Chiropractic can operate in 201 of Building 20301 without affecting the existing observed parking demand, since Core Posture Chiropractic is already in operation and would not cause a parking deficiency, based on both parking surveys. If you have any questions about this memo, please do not hesitate to contact me at (949) 794-1186 or at meghan@epdsolutions.com. PA2021-057 Birch Heights (Core Posture Chiropractic) Parking Analysis December 22, 2020 Page 3 3 Building Suite SizeApprovedLand Use TenantParking Required20271 100 4,575 Medical Office Forever Ageless 1 sp/ 200 22.88 200 Office Akua Behavioral Health/Mind & Body - Drug Addiction Treatment 202 Office MondayOne - Real Estate Develoment office 20281 100 4,575 Office Law Offices 1 sp/ 250 18.30 200 Office TAG / The Ankenbrandt Group 201 Office Navigators Print & Design, Inc. 20301 100 1,525 Medical Office Newport Plastic Surgery 1 sp/ 200 7.63 101 1,525 Office ECN - Nonprofit 1 sp/ 250 6.10 102 1,525 Medical Office La Boutique Med Spa 1 sp/ 200 7.63 2011,521 Medical Office Core Posture Chiropractic 1 sp/ 200 7.61 202 Office Citizens Business Finance, Inc. 203 Office BudTree Corp. 204 Office NetXact, Inc. 20311 100 2,625 Office Venice Sanchez & Ryan Wright (Psychiatry) 1 sp/ 250 10.50 150 1,950 Medical Office Back to Basics Health & Wellness Center (Chiropractic) 1 sp/ 200 9.75 200 Medical Office Dr. Semira Bayati Newport Plastique 210 Medical Office Pro Age - Medical & Aesthetics 20321 100 4,575 Medical Office William DeMoss Chiropractic 1 sp/ 200 22.88 200 4,575 Office Michael McKennon, CPA 1 sp/ 250 18.30 Total Medical 20,246 Total 203.25 Total Office 25,504 45,750 Note: Square footages are estimated based on 4,575 net SF per floor.1 sp/ 250 18.30 1 sp/ 200 22.88 Table 1 - Existing Tenants and Parking Requirement4,575 3,054 1 sp/ 250 12.22 4,575 Parking Rate4,575 1 sp/ 250 18.30 PA2021-057 Birch Heights (Core Posture Chiropractic) Parking Analysis December 22, 2020 Page 4 4 Start Time Regular Handicapped Total Regular Handicapped Total7:00 AM6068088:00 AM 30 0 30 29 0 299:00 AM 47 0 47 53 0 5310:00 AM 59 1 60 74 0 7411:00 AM 83 2 85 80 1 8112:00 PM 76 1 77 86 1 871:00 PM 88 1 89 87 0 872:00 PM 93 1 94 78 1 793:00 PM 101 0 101 87 1 884:00 PM 89 0 89 83 2 855:00 PM 76 0 76 88 1 896:00 PM 41 0 41 62 0 62Peak Demand 101 2 101 88 2 89Parking Supply 184 6 190 184 6 190Parking Surplus83489964101Tuesday 12-1-20 Wednesday 12-2-20Table 2. Observed Parking DemandPA2021-057 Birch Heights (Core Posture Chiropractic) Parking Analysis December 22, 2020 Page 5 5 Start Time Regular Handicapped Total Regular Handicapped Total7:00 AM 22 0 22 24 0 248:00 AM 50 0 50 63 0 639:00 AM 93 2 95 101 1 10210:00 AM 133 1 134 132 0 13211:00 AM 142 4 146 135 2 13712:00 PM 135 2 137 124 1 1251:00 PM 110 1 111 119 0 1192:00 PM 136 1 137 126 0 1263:00 PM 134 0 134 118 3 1214:00 PM 128 0 128 115 3 1185:00 PM 79 0 79 89 1 906:00 PM 48 0 48 44 0 44Peak Demand 142 4 146 135 3 137Parking Supply 184 6 190 184 6 190Parking Surplus 42 2 44 49 3 53Table 3. Observed Parking DemandWednesday 10-10-18 Thursday 10-11-18PA2021-057 \ IJ TICOR TITLE™ 1500 Quail Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 Issuing Policies of Chicago Title Insurance Company ORDER NO.: 00746731-988-DN1 Pacific Western Bank 17901 Von Karman Avenue, Suite 450 Irvine, CA 92614 ATTN: Leilani Martinez, AVP Email: lemartinez@pacificwesternbank.com Reference No.: Escrow/Customer Phone: (714) 289-3300 Title Officer: David Noble Title Officer Phone: (714) 289-3379 Title Officer Fax: (949) 809-0676 Title Officer Email: David.Noble@ticortitle.com PROPERTY: 20301 South West Birch Street, Units 201-204, Newport Beach, CA 92660 PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Ticor Title Company of California hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowners Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The policy(s) of title insurance to be issued hereunder will be policy(s) of Chicago Title Insurance Company, a Florida Corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Countersigned: g_~\~-,~ By: __________ _ Authorized Signature CLTA Preliminary Title Report IPrelm (DSI Rev. 8/15/16) Page 1 Prt . , 111 Order No.: 00746731-988-CIO-DN1 PA2021-057 IJ TICOR TITLE™ PRELIMINARY REPORT EFFECTIVE DATE: September 21, 2020 at 7:30 a.m. ORDER NO.: 00746731-988-DN1 The form of policy or policies of title insurance contemplated by this report is: AL TA Extended Loan Policy (6-17-06) 1500 Quail Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A CONDOMINIUM, as defined in Sections 783 and 6542 of the California Civil Code, in fee Parcel(s) 1 and 2; an easement more fully described below, as to Parcel(s) 3. 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: BRIDGESTONE PROPERTIES, LLC, as to an undivided 50% interest; and ALBERT STONE, Trustee of the Albert Stone Revocable Living Trust dated October 10, 2014, as amended and restated on October 2, 2017, subject to Item No. 14 3. THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: See Exhibit A attached hereto and made a part hereof. CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) Page 2 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: EXHIBIT "A" LEGAL DESCRIPTION Ticor Title Company of California THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: A CONDOMINIUM COMPRISED OF: PARCEL 1: AN UNDIVIDED ONE-TENTH (1110TH) INTEREST IN AND TO PARCEL 1 OF PARCEL MAP NO. 89-341, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP FILED IN BOOK 268, PAGE(S) 37 TO 39, INCLUSIVE, OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM THAT PORTION OF SAID LAND CONVEYED TO THE COUNTY OF ORANGE, MORE PARTICULARLY DESCRIBED IN THAT CERTAIN DOCUMENT RECORDED MAY 22, 2003 AS INSTRUMENT NO. 2003000592265 OF OFFICIAL RECORDS. EXCEPTING THEREFROM THE FOLLOWING: (A) UNITS 1 THROUGH 10, AS SHOWN AND DEFINED UPON THE CONDOMINIUM PLAN RECORDED FEBRUARY 4, 1992 AS INSTRUMENT NO. 92-66432 OF OFFICIAL RECORDS OF SAID COUNTY. (8) THE EXCLUSIVE RIGHT TO USE OF ALL THOSE AREAS DESIGNATED AS BALCONIES AND PARKING AREAS AS SHOWN UPON THE CONDOMINIUM PLAN REFERRED TO ABOVE. PARCEL 2: UNIT 6 AS SHOWN UPON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 3: THE EXCLUSIVE RIGHT TO USE OF THOSE PORTIONS OF PARCEL 1 ABOVE, DESIGNATED AS EXCLUSIVE USE COMMON AREAS AS APPURTENANT TO PARCELS 1 AND 2 ABOVE DESCRIBED, AS SHOWN UPON THE CONDOMINIUM PLAN REFERRED TO ABOVE. APN: 930-68-504 CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) Page 3 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS Ticor Title Company of California AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: A. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2020-2021. B. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 1. Water rights, claims or title to water, whether or not disclosed by the public records. 2. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, citizenship, immigration status, primary language, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording No: in Book 437, Page 231, of Deeds 3. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, citizenship, immigration status, primary language, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording No: in Book 530, Page 128, of Deeds 4. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: Recording No: Affects: and Re-Recording No: electric light, power and telephone lines in Book 297, Page 147 of Official Records said land more particularly described therein in Book 1229, Page 238 of Official Records Limitations on the use, by the owners of said Land, of the easement area as set forth in the easement document shown hereinabove. Reference is hereby made to said document for full particulars. 5. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: Recording No: Affects: Cl TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) electric light, power and telephone lines in Book 428, Page 457 of Official Records said land more particularly described therein Page 4 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS (Continued) Ticor Title Company of California Limitations on the use, by the owners of said Land, of the easement area as set forth in the easement document shown hereinabove. Reference is hereby made to said document for full particulars. 6. An aircraft operations, sound, airspace and avigation easement over the area shown with the distinctive border line above a mean sea level of feet feet for the purposes and subject to the same conditions and limitations as shown in that certain easement recorded July2, 1979 in Book 13213, Page 1111 of Official Records, as dedicated to the County of Orange on the Map of said Tract. 7. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: Purpose: Recording Date: Recording No: Affects: Southern California Edison Company, a Corporation public utilities September 20, 1990 as Instrument No. 90-499897,of Official Records said land more particularly described therein. Limitations on the use, by the owners of said Land, of the easement area as set forth in the easement document shown hereinabove. Reference is hereby made to said document for full particulars. 8. The ownership of said Land does not include rights of access to or from the street, highway, or freeway abutting said Land, such rights having been relinquished by said map/plat. Affects: Birch Street 9. The matters set forth in the document shown below which, among other things, contains or provides for: certain easements; liens and the subordination thereof; provisions relating to partition; restrictions on severability of component parts; and covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including, but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, citizenship, immigration status, primary language, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law. Entitled: Recording Date: Recording No: A declaration of covenants, conditions and restrictions February 4, 1992 as Instrument No. 92-66433, of Official Records Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. 10. Non-exclusive easements over and through the common area for ingress, egress, public utility, enjoyment, support and repair of the common area and each unit, as provided in the above mentioned declaration and as disclosed by various deeds of record. Affects: CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) Common Area Page 5 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS (Continued) Ticor Title Company of California 11. A deed of trust to secure an indebtedness in the amount shown below, Amount: Dated: Trustor/Grantor Trustee: Beneficiary: Loan No.: Recording Date: Recording No: $490,000.00 July 13, 2011 Bridgestone Properties, LLC as to an undivided 1/2 interest and Albert Stone as to an undivided 1/2 interest, all as tenants in common First California Bank First California Bank 20710 August 11, 2011 as Instrument No. 2011000397125, Official Records An agreement to modify the terms and provisions of said deed of trust as therein provided Executed by: Recording Date: Recording No: Bridgestone Properties, LLC as to an undivided 1/2 interest and Albert Stone as to an undivided 1/2 interest, all as tenants in common and Pacific Western Bank February 1, 2017 as Instrument No. 2017000047590, Official Records 12. An assignment of all the moneys due, or to become due as rental, as additional security for the obligations secured by deed of trust shown as item no. 11 Assigned to: Recording Date: Recording No: First California Bank August 11, 2011 as Instrument No. 2011000397126, Official Records 13. A tax lien for the amount shown and any other amounts due, in favor of the United States of America, assessed by the District Director of Internal Revenue. Federal Serial No.: Taxpayer: Amount: Recording Date: Recording No: 250055117 Albert F & Terri L Stone $37,027.95 March 2, 2017 as Instrument No. 2017000087656, Official Records 14. The community interest of the spouse of the vestee named below. Vestee: Albert Stone The Company will require that the spouse of the vestee shown above join in any conveyance or encumbrance before such transaction will be insured. 15. Any rights of the parties, if other than the vestees, in possession of the Parking Space shown in the legal description herein. CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) Page 6 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS (Continued) Ticor Title Company of California 16. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the public records. The Company will require, for review, a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. 17. Any easements not disclosed by the public records as to matters affecting title to real property, whether or not said easements are visible and apparent. 18. Matters which may be disclosed by an inspection and/or by a correct AL TA/NSPS Land Title Survey of said Land that is satisfactory to the Company, and/or by inquiry of the parties in possession thereof. PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION. CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) END OF EXCEPTIONS Page 7 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: REQUIREMENTS SECTION Ticor Title Company of California 1. The Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance from the entity named below: Limited Liability Company: Bridgestone Properties, LLC a) A copy of its operating agreement, if any, and all amendments, supplements and/or modifications thereto, certified by the appropriate manager or member. b) If a domestic Limited Liability Company, a copy of its Articles of Organization and all amendments thereto with the appropriate filing stamps. c) If the Limited Liability Company is member-managed, a full and complete current list of members certified by the appropriate manager or member. d) A current dated certificate of good standing from the proper governmental authority of the state in which the entity is currently domiciled. e) If less than all members, or managers, as appropriate, will be executing the closing documents, furnish evidence of the authority of those signing. f) If Limited Liability Company is a Single Member Entity, a Statement of Information for the Single Member will be required. g) Each member and manager of the LLC without an Operating Agreement must execute in the presence of a notary public the Certificate of California LLC (Without an Operating Agreement) Status and Authority form. 2. The Company requires that the spouse, if any, of the following named person join in any conveyance or encumbrance that is the subject of this transaction: Name: Albert Stone 3. Prior to the close of escrow, the Company requires a Statement of Information to be completed by the following party(s), Party(s): All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. 4. Furnish for review a full and complete copy of any unrecorded agreement, contract, license and/or lease together with all supplements, assignments and amendments thereto, prior to the close of this transaction. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) Page 8 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: REQUIREMENTS (Continued) Ticor Title Company of California ORDER NO.: 00746731-988-DN1 5. Unrecorded matters which may be disclosed by an Owner's Affidavit or Declaration. A form of the Owner's Affidavit/Declaration is attached to this Preliminary Report/Commitment. This Affidavit/Declaration is to be completed by the record owner of the land and submitted for review prior to the closing of this transaction. Your prompt attention to this requirement will help avoid delays in the closing of this transaction. Thank you. The Company reserves the right to add additional items or make further requirements after review of the requested Affidavit/Declaration. CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) END OF REQUIREMENTS Page 9 Order No.: 00746731-988-CIO-DN1 PA2021-057 PRELIMINARY REPORT YOUR REFERENCE: INFORMATIONAL NOTES SECTION Ticor Title Company of California 1. Note: Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were: Tax Identification No.: Fiscal Year: 1st Installment: 2nd Installment: Exemption: Code Area: 930-68-504 2019-2020 $3,278.57 $3,278.57 $0.00 07-196 2. None of the items shown in this report will cause the Company to decline to attach AL TA Endorsement Form 9 to an Extended Coverage Loan Policy, when issued. 3. Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116.2 indicating that the Land includes a Commercial condominium designated as Unit No. 6 and known as 20301 South West Birch Street, Units 201-204, Newport Beach, CA 92660 to an Extended Coverage Loan Policy. 4. Note: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage. 5. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. 6. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (OTT) Affidavit may be required to be completed and submitted with each document when OTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. OTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. 7. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. David Noble/ng CL TA Preliminary Title Report IPrelm (OSI Rev. 8/15/16) END OF INFORMATIONAL NOTES Page 1 Order No.: 007 46731-988-CIO-DN 1 PA2021-057 IRE SAFE, .. Inquire before you wire! Wire Fraud Alert This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the phone number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation: http://www.fbi.gov Wire Fraud Alert Original Effective Date: 511112017 Current Version Date: 511112017 Internet Crime Complaint Center: http://www.ic3.gov Page 1 WIRE0016 (OSI Rev. 12/07/17) TM and© Fidelity National Financial, Inc. and/or an affiliate. All rights reserved PA2021-057 IJ TICOR TITLE™ 1500 Quail Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Company CTC -Chicago Title company CL TC -Commonwealth Land Title Company FNTC -Fidelity National Title Company of California FNTCCA -Fidelity National Title Company of California TICOR -Ticor Title Company of California L TC -Lawyer's Title Company SL TC -Servicelink Title Company Available Discounts DISASTER LOANS (CTIC, CL TIC, FNTIC) Underwritten by FNF Underwriters CTIC -Chicago Title Insurance Company CL TIC -Commonwealth Land Title Insurance Company FNTIC -Fidelity National Title Insurance Company FNTIC -Fidelity National Title Insurance Company CTIC -Chicago Title Insurance Company CL TIC -Commonwealth Land Title Insurance Company CTIC -Chicago Title Insurance Company The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within twenty-four (24) months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be fifty percent (50%) of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, FNTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be forty (40%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected. Notice of Available Discounts (Rev. 01-15-20) MISC0343 (OSI Rev. 03/12/20) Last Saved: October 1, 2020 by NG Escrow No.: 00746731-988-CIO-DN1 PA2021-057 FIDELITY NATIONAL FINANCIAL, INC. PRIVACY NOTICE Effective April 9, 2020 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply. Collection of Personal Information FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g. Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g. loan or bank account information); and • other personal information necessary to provide products or services to you. We may collect Personal Information about you from: • information we receive from you or your agent; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. Collection of Browsing Information FNF automatically collects the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to unaffiliated third-party websites. FNF is not responsible for the privacy practices or content of those websites. We recommend that you read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and others' products and services, jointly or independently When Information Is Disclosed We may disclose your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; FNF Privacy Statement (Eff. April 9, 2020) MISC0219 (OSI Rev. 04/10/20) Copyright© 2020. Fidelity National Financial, Inc. All Rights Reserved Page 1 Order No. 00746731-988-CIO-DN1 PA2021-057 • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We may share your Personal Information with affiliates (other companies owned by FNF) to directly market to you . Please see "Choices with Your Information" to learn how to restrict that sharing. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Security of Your Information We maintain physical, electronic, and procedural safeguards to protect your Personal Information. Choices With Your Information If you do not want FNF to share your information among our affiliates to directly market to you, you may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you without your consent. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For additional information about your California privacy rights, please visit the "California Privacy" link on our website (https://fnf.com/pages/californiaprivacy.aspx) or call (888) 413-17 48. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101 ; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are not intended or designed to attract persons under the age of eighteen (18).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except as required or authorized by contract with the mortgage loan servicer or lender, or as required by law or in the good-faith belief that such disclosure is necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. FNF Privacy Statement (Eff. April 9. 2020) MISC0219 (OSI Rev. 04/10/20) Copyright© 2020. Fidelity National Financial, Inc. All Rights Reserved Page 2 Order No. 00746731-988-CIO-DN1 PA2021-057 Your Consent To This Privacy Notice; Notice Changes; Use of Comments or Feedback By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The Privacy Notice's effective date will show the last date changes were made. If you provide information to us following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the Privacy Notice. We may use comments or feedback that you submit to us in any manner without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: FNF Privacy Statement (Eff. April 9, 2020) MISC0219 (DSI Rev. 04/10/20) Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer Copyright© 2020. Fidelity National Financial, Inc. All Rights Reserved Page 3 Order No. 00746731-988-CIO-DN1 PA2021-057 ATTACHMENT ONE (Revised 05-06-16) CALIFORNIA LAND TITLE ASSOCIATION ST ANDA RD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines. shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. CL TA HOMEOWNER'$ POLICY OF TITLE INSURANCE (12-02-13) AL TA HOMEOWNER'$ POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B. You are not insured against loss, costs. attorneys' fees . and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a .. 14. 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning ii. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records, b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; Attachment One -CA (Rev. 05-06-16) Page 1 © California Land Title Association. All rights reserved. The use of this Form is restricted to CL TA subscribers in good standing as of the date of use. All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. PA2021-057 c. that result in no loss to You: or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A: and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: Your Deductible Amount 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE Our Maximum Dollar Limit of Liability $ 10,000.00 $25,000.00 $25,000.00 $5,000.00 The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection: or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant: (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the insured Claimant: (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e) resulting in loss or damage that would not have been sustained if the insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE {Except as provided in Schedule B -Part II,{ t{or T}his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses. that arise by reason of: Attachment One -CA (Rev. 05-06-16) Page 2 © California Land Title Association. All rights reserved. The use of this Form is restricted to CL TA subscribers in good standing as of the date of use. All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. PA2021-057 {PART I {The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records.} PARTII In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:} 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency. or similar creditors' rights laws. that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses. that arise by reason of: {The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage. the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments. or notices of such proceedings. whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements. liens or encumbrances. or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation. variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights. claims or title to water. whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services. labor or material not shown by the Public Records. } 7. {Variable exceptions such as taxes. easements. CC&R's, etc. shown here.} Attachment One -CA (Rev. 05-06-16) Page 3 © California Land Title Association. All rights reserved. The use of this Form is restricted to CL TA subscribers in good standing as of the date of use. All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. PA2021-057 AL TA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY -ASSESSMENTS PRIORITY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11 (b) or 25. 8. The failure of the residential structure, or any portion of ii, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Attachment One -CA (Rev. 05-06-16) Page 4 © California Land Title Association. All rights reserved. The use of this Form is restricted to CL TA subscribers in good standing as of the date of use. All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. PA2021-057 GONDOMINILIM PLAN OF PARCEL MAP No. 89-341 N 39'48 15"£ 330.181 BIRCH STRE.ET II) lttDICATEII LO'flEII UNIT NU1111£11 ® IIIDteATES Ul'PI'~ :JNIT NIIMIIEII ALL TIES 'TO IIUILOINGS AIIE TO THI!: EXTIOR SURFACE AT RIGHT ANGLES TO THE IL , UNLEII OTIIERWIIE NOTED: LOCATION PLAN SHEET 1 OF 14 This map/plat 1s being furnished as an aid in locating the herein described Land in relation to adjoining streets. natural boundaries and other land and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement 1f any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon PA2021-057 Escrow No.: Property Address: OWNER'S DECLARATION 00746731-988-CIO-DN1 20301 South West Birch Street, Units 201-204 Newport Beach, CA 92660 The undersigned hereby declares as follows: 1. (Fill in the applicable paragraph and strike the other) a. Declarant ("Owner") is the owner or lessee, as the case may be, of certain premises located at 20301 South West Birch Street, Units 201-204, Newport Beach, CA 92660, further described as follows: See Preliminary Report/Commitment No. for full legal description (the "Land"). b. Declarant is the _____________ of ("Owner"}, which is the owner or lessee, as the case may be, of certain premises located at 20301 South West Birch Street, Units 201-204, Newport Beach, CA 92660, further described as follows: See Preliminary Report/Commitment No. for full legal description (the "Land"). 2. (Fill in the applicable paragraph and strike the other) a. During the period of six months immediately preceding the date of this declaration no work has been done, no surveys or architectural or engineering plans have been prepared, and no materials have been furnished in connection with the erection, equipment, repair, protection or removal of any building or other structure on the Land or in connection with the improvement of the Land in any manner whatsoever. b. During the period of six months immediately preceding the date of this declaration certain work has been done and materials furnished in connection with ___________ upon the Land in the approximate total sum of $ _____ , but no work whatever remains to be done and no materials remain to be furnished to complete the construction in full compliance with the plans and specifications, nor are there any unpaid bills incurred for labor and materials used in making such improvements or repairs upon the Land, or for the services of architects, surveyors or engineers, except as follows: ___________________ . Owner, by the undersigned Declarant, agrees to and does hereby indemnify and hold harmless Ticer Title Company of California against any and all claims arising therefrom. 3. Owner has not previously conveyed the Land; is not a debtor in bankruptcy (and if a partnership, the general partner thereof is not a debtor in bankruptcy); and has not received notice of any pending court action affecting the title to the Land. 4. Except as shown in the above-referenced Preliminary Report/Commitment, there are no unpaid or unsatisfied mortgages, deeds of trust, Uniform Commercial Code financing statements, regular assessments, special assessments, periodic assessments or any assessment from any source, claims of lien, special assessments, or taxes that constitute a lien against the Land or that affect the Land but have not been recorded in the public records. There are no violations of the covenants, conditions and restrictions as shown in the above-referenced Preliminary Report/Commitment. 5. The Land is currently in use as _________ , __________ occupy/occupies the Land; and the following are all of the leases or other occupancy rights affecting the Land: 6. There are no other persons or entities that assert an ownership interest in the Land, nor are there unrecorded easements, claims of easement, or boundary disputes that affect the Land. 7. There are no outstanding options to purchase or rights of first refusal affecting the Land. 8. Between the most recent Effective Date of the above-referenced Preliminary Report/Commitment and the date of recording of the Insured lnstrument(s), Owner has not taken or allowed, and will not take or allow, any action or inaction to encumber or otherwise affect title to the Land. This declaration is made with the intention that Ticer Title Company of California (the "Company") and its policy issuing agents will rely upon it in issuing their title insurance policies and endorsements. Owner, by the undersigned Declarant, agrees to indemnify the Company against loss or damage (including attorneys fees, expenses, and costs) incurred by the Company as a result of any untrue statement made herein. ' I declare under penalty of perjury that the foregoing is true and correct and that this declaration was executed on _____________________ at ______________ _ Signature: Owner's Declaration MISC0220 (OSI Rev. 10/17/17) Escrow No. 00746731-988-CIO Printed: 6/27/2017 5:26 PM by NG Page 2 PA2021-057