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HomeMy WebLinkAboutCDBG DOCUMENTS 2004-2009L-1 • o�4W'�� City of Newport Beach F n U CDBG Documents 2004-2009 c9tIFOR�lP September 2005 rl LLDM Associates -Inc. City of Newport Beach 9 3300 Newport Boulevard • Newport Beach, CA 92663 • CITY OF NEWPORT BEACH 2004-2009 CDBG DOCUMENTS TABLE OF CONTENTS CAPER 2004-2005 II, ACTION PLAN 2005-2006 III. CONSOLIDATED PLAN 2005-2009 IV. ANALYSIS OF IMPEDIMENTS REPORT • 0 City of Newport Beach FY 2004-2005 Consolidated Annual Performance and Evaluation Report September 2005 r"I LLDM Associates -Inc. • City of Newport Beach • 3300 Newport Boulevard • Newport Beach, CA 92663 op I:ii' ,1�1 .i .I. • • 0 CITY OF NEWPORT BEACH 2004-2005 Consolidated Annual Performance and Evaluation Report TABLE OF CONTENTS EXECUTIVE SUMMARY I. GENERAL NARRATIVE.............................................................................. Assessment of Five -Year Objectives....................................................... Affordable Housing Objectives.......................................................... Special Needs Objectives.................................................................. HomelessObjectives......................................................................... Community Development Objectives ................................................. Affirmatively Furthering Fair Housing ...................................................... AffordableHousing.................................................................................. Continuumof Care.................................................................................. Other Actions Taken to Implement Consolidated Plan ............................ Address Obstacles to Meeting Underserved Needs .......................... Foster and Maintain Affordable Housing ........................................... Reduce Numbers of Families Living in Poverty ................................. Evaluate and Reduce Threat of Lead Based Paint ........................... Reduce Barriers to Affordable Housing ............................................. Enhance Institutional Structure and Coordination ............................. Improve Public Housing and Resident Initiatives .............................. Ensure Compliance with Comprehensive Planning Requirements ... LeveragingResources............................................................................. Self-Evaluation......................................................................................... II. CDBG NARRATIVE STATEMENT ............................... III. PUBLIC PARTICIPATION ................................................ i ..............................................1 .............................................. 1 .............................................. 2 ................................ I............. 6 .............................................. 8 ............................................10 ............................................ 12 ............................................12 ............................................ 12 ............................................ 13 ............................................ 13 ........................................... 13 ............................................13 ............................................13 ............................................14 ............................................14 ............................................14 ............................................14 ............................................15 ............................................ 15 ...........................................17 ..........................................19 APPENDICES: IDIS REPORTS A. HUD Grants and Program Income Report B. Summary of°Consolidated Plan Projects for Program Year 2004-2005 C. Summary of Accomplishments for Program Year 2004-2005 D. Grantee Performance Report for Program Year 2004-2005 E. CDBG Financial Summary for Program Year 9004-2005 Summary of Consolidated Plan Activities for Fiscal Year 2005 Program Budgeted Expended 1 YEAR GOAL FY2004 ACCOMPLISHMENTS Public Services Serving People In Need - Substance Abuse Recovery $10,000 $10,000 6 residents This program provided access to recovery programs to homeless and low-income individuals whom otherwise could not afford such services. The program includes one month of room and board, counseling, and supplemental services. 12 Newport Beach residents benefited from services. Funds were used operational costs and therefore benefited non-resident clientele as well. Orange Coast Interfaith Shelter $10.000 $9,900 33 persons OCIS is one of only two emergency shelters in Orange County. The program offers both emergency shelter and transitional housing. The program provided emergency shelter for an average of 55 homeless individuals per night and transitional housing for 18 families at any given time. A total of 37 Newport residents were assisted. Wise Place - Steps to Independence $5,000 $5,000 80 persons Program provided transitional shelter, food, clothing, counseling, and employment assistance to homeless women without children. In FY2005, the program served 57 women in need. The program handled a variety of clientele, including victims of — domestic violence, emancipated youth, seniors, and women with developmental disabilities. Emmanuel House - Food Pantry $5,550 $5,550 40 persons This program provided nutritional supplements and other supplies to a transitional housing residence that caters to persons living with HIV/AIDS. Emmanuel House is the only shelter of its kind in Orange County. A total of 65 persons benefited from this program. FISH Harbor Area - Mobile Meals $20,000 $20,000 80 persons This social service agency delivered meals to 45 homebound seniors throughout Newport Beach. This service allows seniors who may otherwise become Institutionalized remain in their homes and maintain their self-sufficiency. FISH Harbor Area - Homeless Prevention $15,000 $9,424 78 persons This program provided rental / utility assistance, supplemental groceries, and case management to 23 low income households in Newport Beach. The program helps residents maintain their current level of self-sufficiency when they may otherwise become homeless or go hungry. Public Service Totals $65,550 $59,874 -- continued on next page -- Summary of Consolidated Plan Activities for Fiscal Year 2005 Capital Expenditures Code Enforcement $25,000 $25,000 — Funds for this activity paid for the portion of a code enforcement officer's salary. The officer conducted housing inspections in designated low and moderate areas of the City, areas of the Balboa Peninsula in particular, to insure that buildings were in compliance with local health and safety codes. All residents of the CDBG eligible areas on Balboa Peninsula, 4959 residents, indirectly benefit from this program. ADA Sidewalk Improvements $50,000 $50,000 — The City installed wheelchair ramps and curb cuts on sidewalks throughout the City to increase mobility for disabled persons. Section 108 Loan Payment $186,301 $186,301 — Funds were used to repay a $2.4 million Section 108 loan secured by the City in order to fund a portion of the Balboa Village Improvement Project. Capital Expenditure Totals $261,301 $261,301 Administration Fair Housing Services $13,884 $13,884 as needed FHCOC assisted 295 Newport Beach households throughout the program year with fair housing counseling and enforcement activities, including landlord / tenant disputes and complaints of discrimination. General Administration $84,000 $43,922 — Administration Totals $97,884 $57,806 CDBG Program Total $424,735 $378,981 • ASSESSMENT OF GOALS AND OBJECTIVES In order to gauge the City's progress in meeting the goals and objectives included in the current Five - Year Consolidated Plan, the accomplishments of FY2005 are summarized below according to the Strategic Plan. The Strategic Plan included the following strategies: Foster and Maintain Affordable Housino • Develop 139 units of senior housing • Maintain current level of Section 8 Vouchers • Ensure universal access to fair housing Special Need Population Objectives • Increase accessibility to public facilities • Improve supportive services to elderly residents • Improve supportive services to those with substance addictions • Improve supportive services to those living with HIV / AIDS Homeless Objectives • Preserve the supply of emergency and transitional units available • Assist homeless and those at risk of homelessness • Assist homeless battered women and children • Community Development • Stimulate investment through alleviation of physical and economic distress • Improve health and safety through rehabilitation of community facilities • Preserve neighborhoods and provide economic empowerment to lower income residents • Eliminate blight, blighting influences, and prevent deterioration of property n f� The Strategic Plan also addressed goals common to communities throughout the country, such as reducing the number of families in poverty and reducing barriers to affordable housing. Please note that the accomplishments regarding these goals are addressed in the "Other Actions" section. FY2005 Consolidated Annual Performance and Evaluation Report Page 1 City of Newport Beach • FOSTER AND MAINTAIN AFFORDABLE HOUSING The City divided its efforts to foster and maintain affordable housing into three specific objectives that are described more fully below. The three objectives are: 1. Develop 139 units of senior housing 2. Maintain current level of Section 8 Vouchers 3. Ensure universal access to fair housing DEVELOP 139 UNITS OF SENIOR HOUSING Lower Bayview Project FIVE-YEAR GOAL: 139 UNITS ONE-YEARACCOMPLISHMENTS: PROJECT UNDERWAY ONTARGET? YES The Lower Bayview Project is proceeding with construction after winning a legal decision regarding a contested environmental review. The City has provided over $1,000,000 in non-federal subsidies to this development. The project is expected to be completed and occupied by FY2006. MAINTAIN CURRENT LEVEL OF SECTION 8 VOUCHERS • The Orange County Housing Authority (OCHA) administers the Section 8 rental certificate and rental voucher program for the City. The Section 8 rental program provides rental assistance to very low- income families. In FY2005, 85 households received Section 8 rental assistance. ENSURE UNIVERSAL ACCESS TO FAIR HOUSING In addition to developing a Consolidated Plan that addresses a broad range of housing and community development needs, the City also participates in the development of a regional plan with other Orange County cities called the "Analysis of Impediments to Fair Housing", or AI, to specifically address overcoming the barriers to fair housing found in the community. This study identifies impediments to fair housing and also recommended actions to take to overcome the effects of these impediments. The City's last Al was updated in 2005. The following is a list of impediments cited in the plan: The following annual service report covers Fair Housing Actions taken from July 1, 2004 through June 30, 2005 and lists some actions to be taken in the year 2005/2006 by participating jurisdictions in this regional area. 1) This region has a well -established and effective private fair housing council that provides dynamic and comprehensive educational and enforcement programs to the local jurisdictions it serves. This example of public -private partnership continues as a model for other areas and is considered one of the best in the nation. • Recommendation: Local jurisdictions continue to support or operate fair housing services at their present level of effectiveness and responsiveness. FY2005 Consolidated Annual Performance and Evaluation Report Page 2 City of Newport Beach • Action: This local jurisdiction contracted with an effective private fair housing council, Fair Housing Council of orange County (FHCOC), to provide comprehensive educational and enforcement programs to its residents. Milestone: Provide fair housing education, counseling and enforcement services within this local jurisdiction. Implementation During FY 2004/2005 FHCOC provided the following levels of service. FAIR HOUSING COMMUNITY EDUCATION • Activities included conducting over 145 presentations averaging 45 participants at each one. Also, FHCOC published/distributed four fair housing newsletters, spoke at public meetings, and held training programs for consumers and professionals in the housing industry, such as real estate agents, property managers, owners, and lending institution. The agency also held a region -wide equal -housing opportunity theme contest that was open to all Orange County grade schools. • FHCOC maintains a positive relationship with both local Apartment Associations providing information and education through these partnerships. • FHCOC also has a relationship with the Orange County Association of Realtors (OCAR). Through this partnership FHCOC provides homebuyer education and an opportunity for participants to apply for OCAR's pro-bono program. This program was developed to assist a diverse cross population to experience the American Dream of homeownership. The only requirement to apply for this program • is attendance at one of FHCOC's homebuyer education seminars. The first applicant to the program closed escrow on her home during July 2005. FAIR HOUSING ENFORCEMENT • Activities included responding to more than 270 housing discrimination complaints within the region. Responses included, as appropriate, investigation, testing, "portfolio testing" evaluation of the merits of fair housing claims, and when appropriate, conciliation and/or prosecution of meritorious housing discrimination cases. TENANT LEGAL ASSISTANCE • Activities included legal assistance in about 72 housing court actions within the region, which involved important housing rights, such as eviction court cases involving issues of housing discrimination, substandard conditions, or retaliation for exercising a lawful right. HOUSING DISPUTE EVALUATION & RESOLUTION • Activities included assisting more than 5,400 regional -households to objectively evaluate over 17,800 housing issues that were in dispute. MEDIATION PROGRAM ■ Activities included resolving over 575 disputes through mediation or conciliation. Certified mediators assisted housing providers/consumers to reach agreements about their disputes without litigation. This program requires staffing an office in the Central Court House as well as providing mediation within the community. FY2005 Consolidated Annual Performance and Evaluation Report Page 3 City of Newport Beach • 2. FHCOC applied for and received FHIP funding to investigate the disparity in denial rates as evidenced by the HMDA data. The testing indicated that systemic discrimination occurs within some of the mortgage lenders within Orange County Recommendation Local jurisdictions provide funding for a proactive educational campaign focusing on the lending industry. It is important to ensure that lenders obtain education on fair housing laws prior to beginning strong enforcement action. However, this does not preclude enforcement action in cases involving intentional discriminatory actions or practices. Action: FHCOC intends to develop and market lending industry training over the next FY2005/06. Milestone: By the end of FY 2005/06 FHCOC will have an education program to market to the lending industry. The cost of presenting the education will be covered by lending professionals attending the seminars. Implementation: By the beginning of FY 2006-07 FHCOC will prepare and begin implementation of a marketing plan aimed at the lending sector. 3. Local jurisdictions do not have formal fair housing education systems in place for employees who impact fair housing issues, such.as, planning/zoning staff, housing authority staff and code enforcement staff. Recommendation: Local jurisdictions implement a policy that requires all employees whose positions impact fair housing issues attend formal fair housing training on an • annual basis. Action: During fiscal year 2005/2006 FHCOC will provide fair housing training sessions open to all local government staff at a non-profit rate. Flyers will be distributed to local government offices. Milestone: Schedule and hold the training sessions. Implementation: FHCOC will send notices to city staff. City staff may attend the training as appropriate and receive certification of attendance. 4. Recent immigrant populations may not have adequate information regarding their basic housing rights, leading to increased opportunities for discrimination to go undetected. This will be an ongoing Issue due to Orange County's high percentage of new immigrant populations. Recommendation: Local Governments should provide education and outreach to service organizations that specifically assist new immigrant populations. This outreach should consist of educational opportunities as well as written information to educate staff members and pieces that can be provided to their clients. Action: The FHCOC provides written materials in three languages for use by local jurisdictions and other service providers. It also had a special outreach project to immigrant populations in low-income neighborhoods to assist in informing and organizing the populations. Milestone: Continue to distribute written materials and community education services. . Current funding does not exist to continue the outreach project. FY2005 Consolidated Annual Performance and Evaluation Report Page 4 City of Newport Beach • Implementation: FHCOC will continue to distribute its quarterly newsletter and other materials to service providers, the housing industry and the public. 5. Insurance Companies maybe targeting certain zip codes for higher rates of denial or different terms and conditions. This issue was beyond the scope of this At and as such, no verifiable evidence of differential treatment exists. Recommendation: Local jurisdictions may choose to conduct an audit of local insurance carriers to determine if this is a problem, and if so, isolate the basis for the higher denial rates. Action: FHCOC is able to conduct this audit with proper funding. Currently funding for this project is not available. Milestone: Conduct an audit of selected zip codes during the next fiscal year if funding for such a project can be obtained. Implementation: Review demographic data to determine areas in which high numbers of minority populations live and conduct a testing audit of insurance carriers. Review and analyze the audit results. 6. Local entitlement jurisdictions have distinct and independent policies and programs affecting housing development. Recommendation: Local governments continue to monitor and review their local policies and programs In regard to fair housing concerns. Jurisdictions should consider • requiring all potential recipients of government funds for housing related programs to assist the jurisdiction to affirmatively further fair housing. • Action: This local jurisdiction monitored and reviewed its policies to insure compliance with fair housing laws. The jurisdiction required all potential recipients of government funds for housing related programs to assist the jurisdiction affirmatively further fair housing. Milestone: Local governments will include a requirement for all recipients of federal funds to assist in affirmatively furthering fair housing. Implementation: Local governments will include the requirement in all contracts involving federal money. ADDITIONAL ACTIVITIES During FY 2003-2004 FHCOC implemented and concluded its second FHIP project and began its third during the final month of the program year. Activities of the second project focused on immigrant populations, especially those with limited English proficiency. The recently begun third project is focusing on discrimination effecting persons with disabilities, which was an area that did not receive much focus during the preparation of the 2000 A.I. PY2005 Consolidated Annual Performance and Evaluation Report Page 5 City of Newport Beach • SPECIAL NEEDS POPULATION OBJECTIVES 0 C� The Strategic Plan must address the needs of persons who are not homeless but require supportive housing, including the elderly, frail elderly, persons with disabilities, persons with alcohol or other drug addiction, persons with HIV/AIDS and their families. The Strategic Plan specifically calls for the City to: 1. Increase accessibility to public facilities 2. Improve supportive services to elderly residents 3. Improve supportive services to those with substance addictions 4. Improve supportive services to those living with HIV / AIDS INCREASE ACCESSIBILITY TO PUBLIC FACILITIES The City budgeted and expended $50,000 for ADA improvements to public sidewalks. This project will provide greater mobility to persons in wheelchairs and other mobility impairments. Improvements included the installation of ramps and curb cuts throughout the City. FY2005 Consolidated Annual Performance and Evaluation Report City of Newport Beach Page 6 • IMPROVE SUPPORTIVE SERVICES TO ELDERLY RESIDENTS FISH Harbor Mobile Meals ONE-YEAR GOAL: 80 PEOPLE ONE-YEAR ACCOMPLISHMENTS: 45 ELDERLY ON TARGET? 56016 This social service agency delivered meals to homebound seniors throughout Newport Beach. This service allows seniors who may otherwise become institutionalized remain in their homes and maintain their self-sufficiency. IMPROVE SUPPORTIVE SERVICES TO THOSE WITH SUBSTANCE ADDICTIONS Serving People In Need (SPIN) — Substance Abuse Rehabilitation Program ONE-YEAR GOAL: 6 PEOPLE ONE-YEAR ACCOMPLISHMENTS: 12 PEOPLE ON TARGET? 200% This program provided access. to recovery programs to homeless and low income individuals who otherwise could not afford such services. The program includes one month of room and board, counseling, and supplemental services focused on employment, medical assistance, and legal assistance. 12 Newport Beach residents benefited from services during the program year at a cost of $10,000. Funds were used operational costs and therefore benefited non-resident clientele as well. The program serves approximately 570 individuals overall. • IMPROVE SUPPORTIVE SERVICES TO THOSE LIVING WITH HIV / AIDS Emmanuel House — Food Pantry ONE-YEAR GOAL: 40 PEOPLE ONE-YEAR ACCOMPLISHMEN7W 65 PEOPLE ON TARGET? 162% This program provided program supplies and nutritional supplements to a transitional housing residence that caters to persons living with AIDS. This is the only shelter of its kind in Orange County. Overall, 65 persons were served during the program year. Three of the participants were from Newport Beach. FY2005 Consolidated Annual Performance and Evaluation Report Page 7 City of Newport Beach • HOMELESS OBJECTIVES The Strategic Plan must address the needs of persons who are homeless and are at risk of homelessness. 1. Preserve the supply of emergency and transitional units available 2. Assist homeless and those at risk of homelessness 3. Assist homeless battered women and children PRESERVE THE SUPPLY OF EMERGENCY AND TRANSITIONAL UNITS AVAILABLE While no emergency shelter or transitional housing facilities are located in Newport Beach, the provision of shelter is a priority for the City. Four of the six public service agencies receiving CDBG funds from the City provided emergency or transitional housing for homeless persons. These funded programs were: WISEPIace Steps to Independence, Orange Coast Interfaith Shelter, SPIN Substance Abuse Rehabilitation Program, and Emmanuel House. ASSIST HOMELESS AND THOSE AT RISK OF HOMELESSNESS WISEPIace — Steps to Independence Program ONE-YEAR GOAL: 80 PEOPLE ONE-YEAR ACCOMPLISHMENTS: 57 PEOPLE ON TARGET? 71 % • The "Steps to Independence" Program provided transitional shelter, food, clothing, counseling, and employment assistance to homeless women without children. In FY2005, the program served a total of 57 women in need. The program handles a variety of clientele, Including victims of domestic violence, emancipated youth, seniors, and women with developmental disabilities. The end goal Is self-sufficiency. Residency ranges from 6 to 12 months, during which supportive services such as case management, employment counseling, psychological counseling, and life -skills classes are offered. The shelter is located at 1411 N. Broadway in Santa Ana. • Orange Coast Interfaith Shelter (OCIS) ONE-YEAR GOAL: 33 PEOPLE ONE-YEARACCOMPLISHMENTS: 37PEOPL& ON TARGET?112% OCIS is one of only two emergency shelters in Orange County. The program offers both emergency shelter and transitional housing. The program provided emergency shelter for an average of 55 homeless individuals per night and transitional housing for 18 families at any given time. Funds were used for operational costs. A total of 37 Newport residents received services during the course of the program year. FY2005 Consolidated Annual Performance and Evaluation Report City of Newport Beach Page 8 • FISH Harbor Homeless Prevention ONE-YEAR GOAL: 78 PEOPLE ONE-YEAR ACCOMPLISHMENTS: 23 PEOPLE ON TARGET? 29% This program provided rental / utility assistance, supplemental groceries, and case management to 23 low-income households in Newport Beach. The program helps residents maintain their current level of self-sufficiency when they may otherwise become homeless or go hungry. Serving People in Need (SPIN) — Substance Abuse Rehabilitation Program ONE-YEAR GOAL: 12 PEOPLE ONE-YEAR ACCOMPLISHMENTS.' 12 PEOPLE ON TARGET? 200% This program provided access to recovery programs to homeless and low income individuals who otherwise could not afford such services. The program includes one month of room and board, counseling, and supplemental services focused on employment, medical assistance, and legal assistance. 12 Newport Beach residents benefited from services during the program year at a cost of $10,000, Funds were used operational costs and therefore benefited non-resident clientele as well. The program serves. approximately 570 individuals overall. ASSIST HOMELESS BATTERED WOMEN AND CHILDREN The WISEPlace Steps to Independence Program is designed to serve homeless women, including those who are homeless due to domestic violence. Please refer to the section above for this • program's accomplishments, • FY2005 Consolidated Annual Performance and Evaluation Report Page 9 City of Newport Beach • COMMUNITY DEVELOPMENT GOALS The Strategic Plan calls for the City to pursue the following community development objectives: 1. Stimulate investment through alleviation of physical and economic distress 2. Improve health and safety through rehabilitation of community facilities 3. Preserve neighborhoods and provide economic empowerment to lower income residents 4. Eliminate blight, blighting influences, and prevent deterioration of property STIMULATE INVESTMENT THROUGH ALLEVIATION OF PHYSICAL AND ECONOMIC DISTRESS Public Facility Improvements - Balboa The Balboa Village Improvement Project continued to make progress throughout FY2005. This comprehensive improvement plan includes the reconstruction of streets; replacement and Improvement to existing landscaping, paving, street lighting, signage, and street furniture; the reconstruction of public restrooms; and the construction of storm drains in Balboa Boulevard and Washington Street. The area affected is from Coronado Street on the west to A Street on the east, with Edgewater along the northern boundary and Ocean Front along the southern boundary. The total project cost is approximately $7.5 million. The City has committed and spent $920,900 of CDBG entitlement funds through the course of the project. In addition, the City has secured a Section 108 loan with CDBG funds as collateral in the amount of $2.4 million. The City will use future • allocations of CDBG to repay the principle and interest owed on the loan. The loan will be repaid over the next twenty years. Other funding sources include the Off -Street Parking Fund, Neighborhood Enhancement Fund, the Gas Tax Fund, and general funds. The improvements have been implemented in 3 phases. The City recently began work on the third and final phase in September, 2003. The City expects the improvements made to the targeted area will stimulate private investment from local businesses and those local businesses will create new jobs. Code Enforcement Funds for this activity paid for the portion of a code enforcement officer's salary. The officer conducted housing inspections in designated low and moderate areas of the City, areas of the Balboa Peninsula in particular, to insure that buildings were in compliance with local health and safety codes. In total, $25,000 was expended for this program. All residents of the CDBG eligible areas on Balboa Peninsula, approximately 5,000 residents, indirectlybenefit from this program. IMPROVE HEALTH AND SAFETY THROUGH REHABILITATION OF COMMUNITY FACILITIES Public Facility Improvements - Balboa Please refer to the previous objective, "Stimulate Investment Through Alleviation of Physical and Economic Distress", for the project details and accomplishments for the Balboa Village Improvement 40 Project. PY2005 Consolidated Annual Performance and Evaluation Report Page 10 City of Newport Beach • PRESERVE NEIGHBORHOODS AND PROVIDE ECONOMIC EMPOWERMENT TO LOWER INCOME RESIDENTS Public Facility Improvements - Balboa Please refer to the previous objective, "Stimulate Investment Through Alleviation of Physical and Economic Distress", for the project details and accomplishments for the Balboa Village Improvement Project. Code Enforcement Please refer to the previous objective, "Stimulate Investment Through Alleviation of Physical and Economic Distress", for the project details and accomplishments for the Code Enforcement activity. Serving People in Need (SPIN) — Substance Abuse Rehabilitation Program ONE-YEAR GOAL: 12 PEOPLE ONE-YEAR ACCOMPLISHMENTS: 12 PEOPLE ON TARGET? 200% This program provided access to recovery programs to homeless and low income individuals who otherwise could not afford such services. The program includes one month of room and board, counseling, and supplemental services focused on employment, medical assistance, and legal assistance. 12 Newport Beach residents benefited from services during the program year at a cost of $10,000. Funds were used operational costs and therefore benefited non-resident clientele as well. The program serves approximately 570 individuals overall. • WISE Place — Steps to Independence Program • ONE-YEAR GOAL: 80 PEOPLE ONE-YEAR ACCOMPLISHMENTS: 57 PEOPLE ON TARGET? 71 % The "Steps to Independence" Program provided transitional shelter, food, clothing, counseling, and employment assistance to homeless women without children. In FY2005, the program served a total of 57 women in need. The program handles a variety of clientele, including victims of domestic violence, emancipated youth, seniors, and women with developmental disabilities. The end goal is self-sufficiency. Residency ranges from 6 to 12 months, during which supportive services such as case management, employment counseling, psychological counseling, and life -skills classes are offered. The shelter is located at 1411 N. Broadway in Santa Ana. ELIMINATE BLIGHT BLIGHTING INFLUENCES, AND PREVENT DETERIORATION OF PROPERTY Code Enforcement Please refer to the previous objective, "Stimulate Investment Through Alleviation of Physical and Economic Distress", for the project details and accomplishments for the Code Enforcement activity. FY2005 Consolidated Annual Performance and Evaluation Report Page 11 City of Newport Beach • FURTHER FAIR HOUSING The City's efforts to further fair housing are discussed in depth under the heading entitled "Ensure Universal Access To Fair Housing" of the "Assessment of Goals and Objectives" section of this report. Please refer to this section for more details. AFFORDABLE HOUSING The City did not fund any housing programs with CDBG funds in FY2005. The City supported the development of affordable senior housing project, the "Lower Bayview Project', described above and the administration of Section 8 vouchers. The City also addressed the needs of "worst -case" households through the funding of non-profit public service agencies. "Worst -case" households are defined as households that do not receive on -going rental assistance and pay more than one-half of their income for rent or live in severely inadequate housing. These households face the greatest risk of becoming homeless. The City provided public service funds to FISH Harbor to serve these households with one-time financial assistance to prevent eviction and counseling to help the household increase their budgeting skills. • The City fosters and maintains affordable housing with local resources such as the in -lieu fee associated with market -rate development and local regulations such as density bonuses, waiver of processing and permitting fees, and the relaxation of development standards. The City continues to look for potential developers of affordable housing for seniors and families to use these available funds. In addition, City staff continued to monitor the number of affordable housing units and enforce the affordability covenants of units in Newport Beach. Four affordable housing projects funded with CDBG, with a total of 130 units, and a 100-unit Section 202 funded senior housing project were monitored. CONTINUUM OF CARE In order to address homelessness in an effective, comprehensive manner, HUD asks cities to form Continuums of Care. A Continuum of care refers to an overall plan to coordinate the efforts of all involved parties to meet the needs of homeless persons and persons at risk of homelessness. The components of a continuum include homeless prevention, emergency shelter, transitional shelter, permanent supportive housing, and supportive services. The overall objective is to move homeless persons and families outside the service delivery system into emergency housing, then to transitional housing, and finally to self- sufficiency or permanent supportive housing. The City of Newport Beach actively participates in the Orange County Continuum of Care, a collaboration • of other city jurisdictions, non-profit organizations, and local groups and charities The City is involved with FY2005 Consolidated Annual Performance and Evaluation Report Page 12 City of Newport Beach • the Steering Committee and has assisted in the development of strategies to meet homeless needs. The City also funded several non -profits involved at different stages of the Continuum: Prevention: FISH Harbor Emergency Shelter: Orange Coast Interfaith Shelter (OCIS) Transitional Housing: WISE Place, Serving People In Need (SPIN), and OCIS Permanent Supportive Housing: none Supportive Services: FISH Harbor, WISE Place, and SPIN OTHER ACTIONS ADDRESS OBSTACLES TO MEETING UNDERSERVED NEEDS According to the Consolidated Plan, one of the most undeserved needs in the City is affordable housing to families of extremely low, very low and low income. The City has identified the lack of developable sites, high land costs and limited funding as obstacles to affordable housing. The city has previously adopted policies to overcome these obstacles and to encourage affordable housing production by providing density bonuses and fee waivers. FOSTER AND MAINTAIN AFFORDABLE HOUSING • The City's efforts to foster and maintain affordable housing were addressed in the section above entitled "Affordable Housing". Please refer to this section for details. REDUCE NUMBERS OF FAMILIES LIVING IN POVERTY The City funded a number of programs that sought to maintain or increase the client's level of self- sufficiency and ability to escape poverty. These programs include: • Wise Place Steps to Independence: helped homeless and other dependent women gain self- sufficiency • SPIN Substance Abuse Rehabilitation Program: administered a substance abuse recovery program so persons may regain their self-sufficiency • FISH Harbor Mobile Meals: provided home delivered meals to seniors to reduce the possibility of institutionalization • FISH Harbor Homeless Prevention: provided rental assistance so households could avoid homelessness and sinking deeper into poverty. EVALUATE AND REDUCE THREAT OF LEAD BASED PAINT The City does not administer a housing rehabilitation program and therefore has no method of directly • reducing the threat of lead paint in the community. However, the City has joined into a collaborative with other jurisdictions and the regional housing authority to address the issue of lead based paint. The FY2005 Consolidated Annual Performance and Evaluation Report Page 13 City of Newport Beach • purpose of the collaborative is to secure funding to provide low-cost training to testing and abatement contractors and workers. The City pursued other actions as well. City staff monitored lead -poisoning data maintained by Orange County Department of Health Services, educated residents on the health hazards of lead based paint through the dissemination of brochures by City staff and the City's partners in affordable and fair housing. REDUCE BARRIERS TO AFFORDABLE HOUSING The City undertook the following actions to reduce barriers to affordable housing: • Continued to monitor all regulations, ordinances, departmental processing procedures, and residential development fees to ensure these requirements do not excessively constrain affordable residential development. • Continued to enforce the Inclusionary Housing Ordinance that requires market -rate developers to allocate between 10 and 20 percent of new units for low and moderate -income households. Developers can also opt for the in -lieu fee. Over $2.5 million of in -lieu fees have been collected to date. In -lieu fees are reserved for the development or preservation of affordable housing. • Continued to offer density bonus incentives for the development of affordable housing pursuant to state density bonus requirements and Newport Beach Housing Element. • Offered a 25% bonus density to the developer of senior affordable housing at Lower Bayview • Landing. • Offered fee waivers to developers of affordable housing. ENHANCE INSTITUTIONAL STRUCTURE The City of Newport Beach continued to work with Orange County, the Orange County Housing Authority and various non-profit organizations to provide services to the City's residents. Through the cooperative efforts of these organizations, a variety of housing and community development programs were implemented throughout the community. The City maintained close contact with social service organizations funded by the City as well as other local service providers to coordinate efforts and reduce duplication of services. IMPROVE PUBLIC HOUSING AND RESIDENT INITIATIVES There are no public housing projects located within the City. ENSURE COMPLIANCE WITH COMPREHENSIVE PLANNING REQUIREMENTS 0 There are no public housing projects located within the City. FY2005 Consolidated Annual Performance and Evaluation Report Page 14 City of Newport Beach • LEVERAGING RESOURCES The City used its CDBG allocations as collateral to secure a $2.4 million Section 108 loan in the 2001- 2002 program year. These additional funds are being used to a portion of the Balboa Village Improvement Project. The 108 loan will be repaid over the next twenty years. The City also supported the Continuum of Care Homeless Assistance Grant application submitted by the Orange County Housing & Community Development Department. SELF -EVALUATION In an effort to identify strengths, weaknesses, and opportunities for improvement in the administration of future programs, the City of Newport Beach has responded to following questions suggested by HUD: 1. Are the City's activities and strategies making an impact on identified needs and what Indicators would best describe the results? The Executive Summary Table clearly demonstrates that the City is meeting many of the • quantifiable goals it proposed in the Consolidated Plan and the One -Year Action Plan. However, the City feels many of its programs have indirect benefits that are difficult to measure. For example, the full benefits of the Balboa Public Facility Improvements will not be realized until private businesses capitalize on the public investment and expand their operations and hire new staff. • 2. What barriers may have a negative impact on fulfilling the strategies and the overall vision? The City cannot identify any barriers at this time. 3. What is the status of the City's grant programs and are any activities or types of activities failing behind schedule? All activities and programs are operating in a timely manner. 4. Are grant disbursements timely, and do actual expenditures differ substantially from letter of credit disbursements? In regard to the CDBG program, the City is considered be timely in expenditures If it has less than 150 % of Its allocation amount available to spend 60 days before the close the fiscal year. The City does not foresee any problems in meeting this target. FY2005 Consolidated Annual Performance and Evaluation Report Page 15 City of Newport Beach • 5. What, if any, adjustments or improvements to strategies and activities might meet your needs more effectively? C-] In FY2006, the City will work more closely with its funded subrecipients in developing more meaningful measurements. The City would like to focus more on outcomes than outputs. For example, if the subrecipient is administering a job training program, the City is more interested in knowing how many clients graduate and find a job as a result than how many people took one course. FY2005 Consolidated Annual Performance and Evaluation Report City of Newport Beach Page 16 • CDBG NARRATIVE STATEMENT a) Assessment of final use of funds to priorities identified in Consolidated Plan, especially those identified as high priority. The City indicated a number of high priorities in its Consolidated Plan, including commercial / industrial infrastructure development, street and sidewalk improvements, tree planting, privately owned utilities, public facilities (general), parks and recreational facilities, and parking facilities. In FY2005, the City continued to make progress on the Balboa Village Improvement Project. This project will address many of the needs listed above, such as commercial / industrial infrastructure development, street and sidewalk improvements, tree planting, parking facilities, and public facilities (general). b) Analysis of how funds were distributed among different categories of housing needs identified in Consolidated Plan The City did not use CDBG funds to meet any of the housing needs established by the Consolidated Plan. The City used in -lieu fees generated from market -rate developers to fund affordable housing projects. • c) Evaluate the extent CDBG funds were used to benefit low and moderate income persons. According to the CDBG Financial Summary Report (PR26) generated by HUD's Integrated Disbursement and Information System (IDIS), 100 percent of the City's CDBG expenditures went toward satisfying the national objective of serving persons of low and moderate income. d) Describe the nature and reasons behind any changes in program objectives. There were no changes to the overall program objectives in FY2005. e) Describe how the jurisdiction will change its programs as a result of its experiences. The City will evaluate its performance measurement system to ensure that data submitted by subrecipients is meaningful. f) Other Statements The City pursued all resources described in the FY2005 One -Year Action Plan. The City provided certifications of consistency to non -profits that were pursuing activities and projects that worked toward meeting the strategic objectives and national objectives found in the Consolidated Plan. The City did not hinder the implementation of any portion of the Consolidated Plan through any action or willful inaction. FY2005 Consolidated Annual Performance and Evaluation Report Page 17 City of Newport Beach • g) National objective / Overall benefit certification According to the CDBG Grantee Performance Report generated by HUD's Integrated Disbursement and Information System (IDIS), all CDBG funded activities, with the exception of Administration, fair housing, and section 108 repayments, satisfied the Low/Moderate Income National Objective. In the FY2005 One -Year Action Plan, the City certified that at least 70 percent of all CDBG funded activities would primarily benefit low and moderate -income persons. According to the CDBG Financial Summary Report (PR26) generated by HUD's Integrated Disbursement and Information System (IDIS), 100 percent of the City's CDBG expenditures went toward satisfying the national objective of serving persons of low and moderate income. h) Displacement / Relocation The City did not undertake any CDBG-funded activities that involved displacement or relocation. 1) Economic Development / Job, Creation The City did not undertake any CDBG-funded activities that involved economic development or job creation. • j) Low and Moderate Clientele Activities The City funded several activities on the basis that at least 51 percent of the beneficiaries of the service would be of low or moderate income. All funded services that qualified as a Low/Mod Clientele activity either served homeless persons, who qualify as a presumed benefit sub - population, or verified the income of the beneficiary upon intake. At least 51 percent of beneficiaries for each CDBG-funded activity were documented or presumed to be of low and moderate income. • k) Program Income The City did receive any CDBG program income in FY2004. 1) Neighborhood Revitalization Strategy Area The City did not have a Neighborhood Revitalization Strategy Area in FY2004. FY2005 Consolidated Annual Performance and Evaluation Report Page 18 City of Newport Beach • PUBLIC PARTICIPATION • L� The City encourages input and feedback on its performance in meeting the objectives of the Five -Year Strategic Plan from concerned residents and local advocacy groups. The City provides a public review and comment period for a draft version of this document, the CAPER, and also holds a public hearing to solicit input. A draft copy of the CAPER covering FY2005 was made available from September 12 to September 27, 2005. To date, no public comments have been received. The public hearing to solicit public input and comment on the CAPER and the City's performance during FY2005 was held at the Newport Beach City Council Chambers at 3300 Newport Blvd, Newport Beach, California. No public comments were made. Notice of both the public comment/review period and the public hearing was published in the Daily Pilot, a newspaper of local circulation. A copy of the Notice appears below. FY2005 Consolidated Annual Performance and Evaluation Report City of Newport Beach Page 19 IDIS - C*l FUND PGM TYPE GRANT NUMBER CDBG EN B-89-MC-060546 B-90-MC-060546 B-91-MC-060546 B-92-MC-060546 B-93-MC-060546 B-94-MC-060546 B-95-MC-060546 B-96-MC-060546 B-97-MC-060546 B-98-MC-060546 B-99-MC-060546 B-00-MC-060546 B-01-MC-060546 B-02-MC-060546 B-03-MC-060546 B-04-MC-060546 U.S. DEPARTMENT OF HOUSIDAND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM HUD GRANTS AND PROGRAM INCOME NEWPORT BEACH, CA AUTHORIZED AMOUNT ---------- 423,000.00 406,000.00 453,000.00 469,000.00 472,000.00 513,000.00 534,000.00 520,000.00 515,000.00 492,000.00 495,000.00 498,000.00 518,000.00 490,000.00 426,000.00 437,000.00 7,661,000.00 SUBALLOCATED AMOUNT ---------------- 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 COMMITTED TO ACTIVITIES 423,000.00 406,000.00 453,000.00 469,000.00 472,000.00 513,000.00 534,000.00 520,000.00 515,000.00 492,000.00 495,000.00 498,000.00 518,000.00 490,000.00 426,000.00 337,185.75 7,561,185.75 NET DRAWN AMOUNT 423,000.00 406,000.00 453,000.00 469,000.00 472,000.00 513,000.00 534,000.00 520,000.00 515,000.00 492,000.00 495,000.00 498,000.00 518,000.00 490,000.00 426,000.00 116,302.22 7,340,302.22 AVAILABLE TO COMMIT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 99,814.25 99,814.25 DATE.003-05 TIME: 11:18 PAGE: 1 AVAILABLE TO DRAW 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 320,697.78 320,697.78 IDIS — C04PR0G PLAN YR — PROJECT PGM 2004-0001 WISE PLACE CDBG U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM SUMMARY OF CONSOLIDATED PLAN PROJECTS FOR REPORT YEAR 2004 NEWPORT BEACH, CA AMOUNT DRAWN AMOUNT PROJECT ESTIMATE COMMITTED AMOUNT THRU REPORT YEAR AVAILABLE TO DRAW -------------------------------------------------------------------- 5,000.00 5,000.00 5,000.00 DESCRIPTION: THIS PROJECT WILL PROVIDE TRANSITIONAL SHELTER, FOOD, CLOTHING, COUNSELING, AND EMPLOYMENT ASSISTANCE TO HOMELESS WOMEN WITHOUT CHILDREN. 2004-0002 TEMPORARY SHELTER — O.C. INTERFAITH SHELTER CDBG 10,000.00 9,900.00 G)LFLmols] DESCRIPTION: THIS PROGRAM WILL OFFER EMERGENCY SHELTER AND TRANSITIONAL HOUSING. 2004-0003 SUBSTANCE ABUSE TREATMENT — SPIN CDBG 10,000.00 10,000.00 10,000.00 DESCRIPTION: SPIN PROVIDES ACCESS TO RECOVERY PROGRAMS TO HOMELESS AND LOW INCOME PERSONS WHO OTHERWISE CANNOT AFFORD THESE SERVICES. 2004-0004 EMMANUEL HOUSE FOOD PANTRY CDBG 5,500.00 5,550.00 5,550.00 DESCRIPTION: THIS PROGRAM WILL PROVIDE PROGRAM SUPPLIES AT EMMANUEL HOUSE, A TRANSITIONAL HOUSING PROGRAM FOR ADULTS LIVING WITH HIV OR AIDS. FUNDS WILL BE USED TO PROVIDE A FOOD PANTRY THAT CONTAINS NUTRITIONAL SUPPLEMENTS IN ADDITION TO FOOD AND HOUSEHOLD SUPPLIES. 2004-0005 MOBILE MEALS — FISH HARBOR CDBG 20,000.00 20,000.00 20,000.00 DESCRIPTION: MOBILE MEALS DELIVERS NUTRITIONAL MEALS TO INDIVIDUALS WHO ARE HOMEBOUND DUE TO AGE, ILLNESS, OR DISABILITY. 0.00 m m PE49 0.00 PE40 DATE: 09-03-05 TIME: 11:18 PAGE: 1 AMOUNT DRAWN IN REPORT YEAR ----------------- PROJECTS COMPLETED BEFORE THE START OF THE 2004-2005 PROGRAM YEAR WERE NOT INCLUDED IN THIS REPORT. 5,000.00 9,900.00 10,000.00 5,550.00 20,000.00 IDIS - C04PR06 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM SUMMARY OF CONSOLIDATED PLAN PROJECTS FOR REPORT YEAR 2004 NEWPORT BEACH, CA PLAN YR - AMOUNT DRAWN AMOUNT PROJECT PGM PROJECT ESTIMATE COMMITTED AMOUNT THRU REPORT YEAR AVAILABLE TO DRAW --------- -------------------------------------------------------- ----------------- 2004-0006 HOMELESS PREVENTION - FISH HARBOR CDBG 15,000.00 9,424.37 9,424.37 DESCRIPTION: THIS PROGRAM OFFERS RENTAL AND UTILITIES ASSISTANCE, SUPPLEMENT GROCERIES, AND CASE MANAGEMENT TO LOW INCOME FAMILIES. 2004-0007 FAIR HOUSING CDBG 13,884.00 13,884.00 13,884.00 DESCRIPTION: THIS PROGRAM WILL FURTHER FAIR HOUSING IN NEWPORT BEACH THROUGH EDUCATION, LANDLORD/TENANT COUNSELING, AND LEGAL ACTION WHEN NECESSARY. 2004-0008 CODE ENFORCEMENT CDBG 25,000.00 25,000.00 25,000.00 DESCRIPTION: FUNDS FOR THIS ACTIVITY WILL PROVIDE THE SALARIES FOR CODE ENFORCEMENT OFFICERS TO CONDUC HOUSING INSPECTION IN DESIGNATED LOW- AND MODERATE - INCOME -AREAS FOR THE CITY TO INSURE HEALTH AND SAFETY CODES. 2004-0009 ADA'SIDEWALK IMPROVEMENTS CDBG 50,000.00 50,000.00 50,000.00 DESCRIPTION: FUNDS FOR THIS PROJECT WILL BE USED TO MAKE IMPROVEMENTS TO PUBLIC FACILITIES TO ALLOW FOR GREATER ACCESSIBLITY TO NEWPORT BEACH RESIDENTS WITH DISABLITIES. IMPROVEMENTS WILL INCLUDE CURB CUTS AND INSTALLATION OF RAMPS THROUGHOUT THE CITY. 0.00 DATE: 09-03-05 TIME: 11:18 PAGE: 2 AMOUNT DRAWN IN REPORT YEAR ----------------- PROJECTS COMPLETED BEFORE THE START OF THE 2004-2005 PROGRAM YEAR WERE NOT INCLUDED IN THIS REPORT. 9,424.37 13,884.00 25,000.00 50,000.00 IDIS - C04PR06 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM SUMMARY OF CONSOLIDATED PLAN PROJECTS FOR REPORT YEAR 2004 NEWPORT BEACH, CA PLAN YR - AMOUNT DRAWN AMOUNT PROJECT PGM PROJECT ESTIMATE COMMITTED AMOUNT THRU REPORT YEAR AVAILABLE TO DRAW --------- ----- --------------------------------------------------- ----------------- 2004-0010 108 LOAN REPAYMENT DATE: 09-03-05 TIME: 11:18 PAGE: 3 AMOUNT DRAWN IN REPORT YEAR ----------------- CDBG 186,302.00 186,301.20 186,301.20 0.00 186,301.20 DESCRIPTION: FUNDS WILL BE USED TO REPAY THE CITY'S SECTION 108 LOAN. THE LOAN WAS USED TO PARTIALLY FUND PUBLIC IMPROVEMENTS TO THE BALBOA TARGET AREA TOTALLING $8 MILLION DOLLARS. THE SCOPE OF WORK INCLUDES THE BALBOA VILLAGE PEDESTRIAN AND STREETSCAPE PLAN, STREET IMPROVEMENTS TO BALBOA BLVD., PIER PARKING LOT, PIER PLAZA AND LOT A CONNECTING ACCESS TO MAIN STREET. 2004-0011 CDBG ADMINISTRATION CDBG _ 73;5160.00 73,516.00 43,.921.92 29,594.08 43,921.92 DESCRIPTION: FUNDS WILL BE USED TO ADMINISTER THE OTHER CDBG-FUNDED PROGRAMS, PREPARE REQUIRED REPORTS, MONITOR SUBRECIPIENTS, AND ENSURE OVERALL PROGRAM COMPLIANCE WITH THE RELEVANT FEDERAL REGULATIONS. 2004-0012 BALBOA VILLAGE IMPROVEMENTS CDBG 200,000.00 200,000.00 8,710.55 191,289.45 DESCRIPTION: THIS COMPREHENSIVE IMPROVMENT PLAN INCLUDES THE RECONSTRUCTION OF STREETS; REPLACEMENT AND IMPROVEMENT TO EXISTING LANDSCAPING, PAVING, STREET LIGHTING, SIGNAGE, AND STREET FURNITURE; THE RECONSTRUCTION OF PUBLIC, RESTROOMS, AND THE CONSTRUCTION OF STORM DRAINS IN BALBOA BOULEVARD AND WASHINGTON STREET_ THE AFFECTED AREA IS FROM CORNADO STREET ON THE WEST OF A STREET ON THE EAST, WITH EDGEWATER ALONG THE NORTHERN BOUNDARY AND OCEAN FRONT ALONG THE SOUTHERN BOUNDARY. PROJECTS COMPLETED BEFORE THE START OF THE 2004-2005 PROGRAM YEAR WERE NOT INCLUDED IN THIS REPORT. 8,471.55 IDIS - CL23 U.S- DEPARTMENT OF HOUS,AND URBAN DEVELOPMENT DATE 0-03-05 OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT TIME: 10:37 INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM PAGE: 1 PROGRAM YEAR 2004 SUMMARY OF ACCOMPLISHMENTS NEWPORT BEACH, CA COUNT OF CDBG ACTIVITIES WITH DISBURSEMENTS BY ACTIVITY GROUP & MATRIX CODE UNDERWAY ACTIVITIES COMPLETED ACTIVITIES PROGRAM YEAR TOTAL COUNT $ DISBURSED COUNT $ DISBURSED COUNT $ DISBURSED ACQUISITION/PROPERTY-RELATED Acquisition (01) 0 0.00 0 0.00 0 0.00 Disposition (02) 0 0.00 0 0.00 0 0.00 Clearance and Demolition (04) 0 0.00 0 0.00 0 0.00 Cleanup of Contaminated Sites/Brownfields (04A) 0 0.00 0 0.00 0 0.00 Relocation (08) 0 ______________ 0.00 0 0.00 0 0.00 _____ 0 ----- 0.00 -------------- 0 0.00 ----- 0 __________-_-- 0.00 ECONOMIC DEVELOPMENT Rehab: Publicly/Privately owned C/I (14E) 0 0.00 0 0.00 0 0.00 C/I Land Acquisition/Disposition (17A) 0 0.00 0 0.00 0 0.00 C/I Infrastructure Development (17B) 0 0.00 0 0.00 0 0.00 C/I Building Acquisition, Construction, Rehab (17C) 0 0.00 0 0.00 0 0.00 Other C/I Improvements (17D) 0 0.00 0 0.00 0 0.00 ED Direct Financial Assistance to For -Profits (18A) 0 0.00 0 0.00 0 0.00 ED Direct Technical Assistance (18B) 0 0.00 0 0.00 0 0.00 Micro -Enterprise Assistance (18C) 0 _____ ______________ 0.00 0 0.00 0 0.00 ----- _____ ---- ----- -------------- 0.00 HOUSING Loss of Rental Income (09) 0 0.00 0 0.00 0 0.00 Construction of Housing (12) 0 0.00 0 0.00 0 0.00 Direct Homeownership Assistance (13) 0 0.00 0 0.00 0 0.00 Rehab: Single -Unit Residential (14A) 0 0.00 0 0.00 0 0.00 Rehab: Multi -Unit Residential (14B) 0 0.00 0 0.00 0 0.00 Public Housing Modernization (14C) 0 0.00 0 0.00 0 0.00 Rehab: Other Publicly Owned Residential Buildings (14D) 0 0.00 0 0.00 0 0.00 Energy Efficiency Improvements (14F) 0 0.00 0 0.00 0 0.00 Acquisition for Rehab (14G) 0 0.00 0 0.00 0 0.00 Rehab Administration (14H) 0 0.00 0 0.00 0 0.00 Lead -Based Paint/Lead Hazard Test/Abatement (14I) 0 0.00 0 0.00 0 0.00 Code Enforcement (15) 0 0.00 1 25,000.00 1 25,000.00 Residential Historic Preservation (16A) 0 0.00 0 0.00 0 0.00 CDBG Operation and Repair of Foreclosed Property (19E) 0 0.00 0 0.00 0 0.00 _____ 0 ______________ ----- 0.00 -------------- 1 25,000.00 ----- 1 -------------- 25,000.00 PUBLIC FACILITIES/IMPROVEMENTS Public Facilities and Improvements - General (03) 1 8,710.55 0 0.00 1 8,710.55 Senior Centers (03A) 0 0.00 0 0.00 0 0.00 Centers for the Disabled/Handicapped (03B) 0 0.00 0 0.00 0 0.00 Homeless Facilities - Not Operating Costs (03C) 0 0.00 0 0.00 0 0.00 Youth Centers/Facilities (03D) 0 0.00 0 0.00 0 0.00 Neighborhood Facilities (03E) 0 0.00 0 0.00 0 0.00 Parks and Recreational Facilities (03F) 0 0.00 0 0.00 0 0.00 IDIS - C*3 COUNT OF CDBG ACTIVITIES WITH U.S_ DEPARTMENT OF HOUSi0AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM PROGRAM YEAR 2004 SUMMARY OF ACCOMPLISHMENTS NEWPORT BEACH, CA BY ACTIVITY GROUP & MATRIX CODE PUBLIC FACILITIES/IMPROVEMENTS (continued) Parking Facilities (03G) Solid Waste Disposal Facilities (03H) Flood and Drainage Facilities (03I) Water/Sewer Improvements (03J) Street Improvements (03K) Sidewalks (03L) Child Care Centers/Facilities for Children (03M) Tree Planting (03N) Fire Stations/Equipment (030) Health Facilities (03P) Facilities for Abused and Neglected Children (03Q) Asbestos Removal (03R) Facilities for AIDS Patients - Not Operating Costs (03S) Removal of Architectural Barriers (10) Non -Residential Historic Preservation (16B) PUBLIC SERVICES Operating Costs of Homeless/AIDS Patients Programs (03T) Public Services - General (05) Senior Services (05A) Services for the Disabled (05B) Legal Services (05C) Youth Services (05D) Transportation Services (05E) Substance Abuse Services (05F) Battered and Abused Spouses (05G) Employment Training (05H) Crime Awareness/Prevention (051) Fair Housing Activities (05J) Tenant/Landlord Counseling (05K) Child Care Services (05L) Health Services (05M) Abused and Neglected Children (05N) Mental Health Services (050) Screening for Lead -Based Paint/Hazards/Poisoning (05P) Subsistence Payments (05Q) Homeownership Assistance - Not Direct (05R) Rental Housing Subsidies - HOME TBRA (05S) Security Deposits (05T) DATE &03-OS TIME: 10:37 PAGE: 2 UNDERWAY ACTIVITIES COMPLETED ACTIVITIES PROGRAM YEAR TOTAL COUNT $ DISBURSED COUNT $ DISBURSED COUNT $ DISBURSED 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 50,000.00 1 50,000.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 8,710.55 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 50,000.00 4 20,450.00 0 0.00 0 0.00 1 20,000.00 0 0.00 0 0.00 0 0.00 1 10,000.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 9,424.37 0 0.00 0 0.00 0 0.00 2 58,710.55 4 20,450.00 0 0.00 0 0.00 1 20,000.00 0 0.00 0 0.00 0 0.00 1 10,000.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 9,424.37 0 0.00 0 0.00 0 0.00 0 0.00 7 59,874.37 7 59,874.37 IDIS - C&3 COUNT OF CDBG ACTIVITIES WITH U.S. DEPARTMENT OF HOU*AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM PROGRAM YEAR 2004 SUMMARY OF ACCOMPLISHMENTS NEWPORT BEACH, CA BY ACTIVITY GROUP & MATRIX CODE PLANNING/ADMINISTRATIVE HOME Adm/Planning Costs of PJ -not part of 5% Adm cap(19A) HOME CHDO Operating Costs - not part of 5% Admin cap (19B) Planning (20) General Program Administration (21A) Indirect Costs (21B) Public Information (21C) Fair Housing Activities - subject to 20% Admin cap (21D) Submissions or Applications for Federal Programs (21E) HOME Rental Subsidy Payments - subject to 5& cap (21F) HOME Security Deposits - subject to 5% cap (21G) HOME Admin/Planning Costs of PJ - subject to 5% cap (21H) HOME CHDO Operating Expenses - subject to 5t cap (21I) OTHER Interim Assistance (06) Urban Renewal Completion (07) Privately Owned Utilities (11) CDBG Non -Profit Organization Capacity Building (19C) CDBG Assistance to Institutes of Higher Education (19D) Planned Repayment of Section 108 Loan Principal (19F) Unplanned Repayment of Section 108 Loan Principal (19G) State CDBG Technical Assistance to Grantees (19H) Unprogrammed Funds (22) HOPWA (31) HOPWA Grantee Activity (31A) HOPWA Grantee Administration (31B) HOPWA Project Sponsor Activity (31C) HOPWA Project Sponsor Administration (31D) TOTALS UNDERWAY ACTIVITIES COUNT $ DISBURSED 0 0.00 0 0.00 0 0.00 1 43,921.92 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 2 43,921.92 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 3 49,372.54 COMPLETED ACTIVITIES COUNT $ DISBURSED 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 01101 0.00 0.00 0.00 0.00 0.00 0.00 13,884.00 0.00 0.00 0.00 0.00 0.00 13,884.00 0.00 0.00 0.00 0.00 0.00 186,301.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 186,301.20 150,016.08 DATE &03-05 TIME: 10:37 PAGE: 3 PROGRAM YEAR TOTAL COUNT $ DISBURSED 0 0.00 0 0.00 0 0.00 1 43,921.92 0 0.00 0 0.00 1 13,884.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 2 57,805.92 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 186,301.20 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 186,301.20 13 199,388.62 IDIS - C& U-S. DEPARTMENT OF HOUSOAND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM PROGRAM YEAR 2004 SUMMARY OF ACCOMPLISHMENTS NEWPORT BEACH, CA CDBG SUM OF ACTUAL ACCOMPLISHMENTS FROM THE C04MA04 SCREEN BY ACTIVITY GROUP AND ACCOMPLISHMENT TYPE UNDERWAY COMPLETED TOTAL ACTIVITIES ACTIVITIES ACTIVITIES ACQUISITION/PROPERTY-RELATED ECONOMIC DEVELOPMENT HOUSING PUBLIC FACILITIES/IMPROVEMENTS Sidewalks (03L) Public Facilities PUBLIC SERVICES Operating Costs of Homeless/AIDS Patients Programs (03T) Persons Services for the Disabled (05B) Persons Substance Abuse Services (05F) Persons Subsistence Payments (05Q) Persons CATEGORY TOTALS Persons PLANNING/ADMINISTRATIVE OTHER 0 45 45 0 159 159 0 45 45 0 12 12 0 23 23 -------------------- 0 ---------- 239 239 TOTAL OF ACTUAL ACCOMPLISHMENTS FROM THE C04MA04 SCREEN Persons 0 239 239 Households 0 0 0 Housing Units 0 0 0 Public Facilities 0 45 45 Feet/Public Utilities 0 0 0 Organizations 0 0 0 Businesses 0 0 0 Jobs 0 0 0 Loans 0 0 0 DATEW03-05 TIME: 10.37 PAGE: 4 IDIS - C*3 U.S_ DEPARTMENT OF HOUSIOAND URBAN DEVELOPMENT DATE.003-05 OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT TIME: 10:37 INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM PAGE: 5 PROGRAM YEAR 2004 SUMMARY OF ACCOMPLISHMENTS NEWPORT BEACH, CA CDBG BENEFICIARIES BY RACIAL/ETHNIC CATEGORY +++++:t:tx+x+++s+++x+x+x+++++++++++++++++++++++++++xx++++++++xx• HOUSING Persons Households ------- ---------- Not ------------ Specified Tot# #Hispanic Tot# #Hispanic ------------- ------------- Tot# ---- #Hispanic WHITE: 0 0 0 0 0 --------- 0 BLACK/AFRRCAN AMERICAN: 0 0 _- 0 0 0 0 ASIAN: 0 0 0 0 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 0 0 0 0 NATIVE HAWAIIAN/OTHER -PACIFIC ISLANDER: 0 0 0 0 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 0 0 0 0 ASIAN & WHITE: 0 0 0 0 0 0 BLACK/AFRRCAN AMERICAN & WHITE: 0 0 0 0 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM.: 0 0 0 0 0 0 OTHER MULTI -RACIAL: 0 0 0 0 0 0 TOTAL: 0 0 0 0 0 0 ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ NON-HOUSING++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Persons Households Not Specified ------- ---------- ------------- WHITE: BLACK/AFRRCAN AMERICAN: ASIAN: AMERICAN INDIAN/ALASKAN NATIVE: NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: AMERICAN INDIAN/ALASKAN NATIVE & WHITE: ASIAN & WHITE: BLACK/AFRRCAN AMERICAN & WHITE: AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM_: OTHER MULTI -RACIAL: TOTAL: Tot# ---- #Hispanic --------- Tot# ---- #Hispanic --------- Tot# ---- #Hispanic --------- 7,399 41 0 0 0 0 112 10 0 0 0 0 332 0 0 0 0 0 81 0 0 0 0 0 23 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 380 6 0 0 0 0 8,330 57 0 0 0 0 IDIS - C*3 U.S. DEPARTMENT OF HOUSOAND URBAN DEVELOPMENT DATEW 03-05 OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT TIME: 10:37 INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM PAGE: 6 PROGRAM YEAR 2004 SUMMARY OF ACCOMPLISHMENTS NEWPORT BEACH, CA x xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx TOTAL xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Persons ------- Households ---------- Not ------------- Specified Tot# #Hispanic ------------- Tot# #Hispanic ------------- Tot# #Hispanic WHITE: 7,399 41 0 0 ---- 0 --------- 0 BLACK/AFRICAN AMERICAN: 112 10 0 0 0 0 ASIAN: 332 0 0 0 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 81 0 0 0 0 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 23 0 0 0 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 0 0 0 0 ASIAN & WHITE: 0 0 0 0 0 0 BLACK/AFRICAN AMERICAN & WHITE: 3 0 0 0 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM.: 0 0 0 0 0 0 OTHER MULTI -RACIAL: 380 6 0 0 0 0 TOTAL: 8,330 57 0 0 0 0 CDBG BENEFICIARIES BY INCOME CATEGORY EXTREMELY LOW LOW MOD TOTAL LOW -MOD NON LOW -MOD TOTAL BENEFICIARIES <=30% >30% and <=50& >50W and <=80% >80% HOUSING Persons 0 0 0 0 0 0 Households 0 0 0 0 0 0 Not Specified 0 0 0 0 0 0 NON -HOUSING Persons 80 42 8,208 8,330 0 8,330 Households 0 0 0 0 0 0 Not Specified 0 0 0 0 0 0 TOTAL Persons 80 42 8,208 8,330 0 8,330 Households 0 0 0 0 0 0 Not Specified 0 0 0 0 0 0 CITY OF NART BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE REPORT PGM YEAR: 2001 PROJECT: 0002 - WISE PLACE (FORMERLY SOUTH ORANGE COUNTY YMCA) ACTIVITY: 97 - WISE PLACE MATRIX CODE: 03T REG CITATION: STATUS: CANCELED 09-27-04 LOCATION: 1411 NORTH BROADWAY SANTA ANA,CA 92706 FINANCING: INITIAL FUNDING DATE: ACTIVITY ESTIMATE: FUNDED AMOUNT: UNLIQ OBLIGATIONS: DRAWN THRU PGM YR: DRAWN IN PGM YR: NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: TOTAL LOW: TOTAL EXTREMELY LOW: TOTAL FEMALE HEADED: 01-21-02 0.00 0.00 0.00 0.00 0.00 DESCRIPTION: PROVIDES TEMPORARY SHELTER (UP TO 60 WOMEN. FUNDS WILL BE USED TO COVER WHITE: BLACK/AFRICAN AMERICAN: ASIAN: AMERICAN INDIAN/ALASKAN NATIVE: NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: AMERICAN INDIAN/ALASKAN NATIVE & WHITE: ASIAN & WHITE: BLACK/AFRICAN AMERICAN & WHITE: AM.INDIAN/ALASKAN NATIVE & BLACK/AFRI OTHER MULTI -RACIAL: ASIAN/PACIFIC ISLANDER: HISPANIC: TOTAL: REPORT GENERATED SEPTEOR 3, 2005 NATIONAL OBJ: LMC DAYS) AND SUPPORTIVE SERVICES TO HOMELESS PROGRAM COSTS FOR NEWPORT RESIDENTS. TOTAL # #HISPANIC 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CAN AM: 0 0 0 0 0 0 0 0 1 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 2001 01 - PEOPLE (GENERAL) 1 01 - PEOPLE (GENERAL) 1 2002 01 - PEOPLE (GENERAL) 0 01 - PEOPLE (GENERAL) 0 2003 01 - PEOPLE (GENERAL) 0 01 - PEOPLE (GENERAL) 0 TOTAL: 1 1 ACCOMPLISHMENT NARRATIVE: ACTIVITY SET UP IN ERROE. NO FUNDS EXPENDED AND NO WORK COMPLETED. EXTENDED ACTIVITY NARRATIVE: ***** PAGE I CITY OF NEIRPORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE REPORT REPORT GENERATED SEPTAR 3, 2005 PGM YEAR: 2004 PROJECT: 0001 - WISE PLACE ACTIVITY: 133 - STEPS TO INDEPENDENCE MATRIX CODE: 03T REG CITATION: NATIONAL OBJ: LMC STATUS: COMPLETED 06-30-05 LOCATION: DESCRIPTION: 1411 N. BROADWAY STEPS TO INDEPENCE PROVIDES TRANSITIONAL SHELTER, FOOD, CLOTHING, SANTA ANA,CA 92706 COUNSELING, AND EMPLOYMENT ASSISTANCE TO HOMELESS WOMEN WITHOUT CHILDREN. FINANCING: TOTAL # #HISPANIC INITIAL FUNDING DATE: 10-07-04 WHITE: 27 6 ACTIVITY ESTIMATE: 5,000.00 BLACK/AFRICAN AMERICAN: 15 0 FUNDED AMOUNT: 5,000.00 ASIAN: 4 0 UNLIQ OBLIGATIONS: 0.00 AMERICAN INDIAN/ALASKAN NATIVE: 1 0 DRAWN THRU PGM YR: 5,000.00 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 DRAWN IN PGM YR: 5,000.00 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 NUMBER OF PERSONS ASSISTED: BLACK/AFRICAN AMERICAN & WHITE: 2 0 TOTAL LOW/MOD: 57 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 0 TOTAL LOW: 0 OTHER MULTI -RACIAL: 8 6 TOTAL EXTREMELY LOW: 0 TOTAL FEMALE HEADED: 0 TOTAL: 57 12 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 01 - PEOPLE (GENERAL) TOTAL: PROPOSED UNITS ACTUAL TYPE 80 01 - PEOPLE (GENERAL) 80 NARRATIVE: PROGRAM HOUSED AND REHABILITATED 57 WOMEN IN THE TRANSITIONAL SHELTER PROGRAM. SERVED OVER 16,830 MEALS IN THE HOTEL FOR WOMEN. PERFORMED APPROXIMATELY 3,360 HOURS OF COUNSELING. ACHEIVED 100% SUCCESS RATE IN ASSISTING UNEMPLOYED RESIDENTS FIND JOBS. EXTENDED ACTIVITY NARRATIVE: ***** ACTUAL UNITS 57 57 PAGE 2 CITY OF NEMPORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE REPORT PGM YEAR: 2004 PROJECT: 0002 - TEMPORARY SHELTER - O.C. INTERFAITH SHELTER ACTIVITY: 134 - TEMPORARY SHELTER MATRIX CODE: 03T REG CITATION: STATUS: COMPLETED 06-30-05 LOCATION: 1963 WALLACE AVE. COSTA MESA,CA 92627 FINANCING: INITIAL FUNDING DATE: ACTIVITY ESTIMATE: FUNDED AMOUNT: UNLIQ OBLIGATIONS: DRAWN THRU PGM YR: DRAWN IN PGM YR: NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: DESCRIPTION: THIS PROGRAM WILL OFFER BOTH EMERGENCY SHELTER AND HOUSING. 10-07-04 WHITE: 9,900.00 BLACK/AFRICAN AMERICAN: 9,900.00 ASIAN: 0.00 AMERICAN INDIAN/ALASKAN NATIVE: 9,900.00 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 9,900.00 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: ASIAN & WHITE: BLACK/AFRICAN AMERICAN & WHITE: 37 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: TOTAL LOW: 0 TOTAL EXTREMELY LOW: 0 TOTAL FEMALE HEADED: 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 01 - PEOPLE (GENERAL) TOTAL: OTHER MULTI -RACIAL: TOTAL: PROPOSED UNITS ACTUAL TYPE 33 01 - PEOPLE (GENERAL) 33 ACCOMPLISHMENT NARRATIVE: OCIS IS ONE OF ONLY TWO EMERGENCY SHELTERS IN ORANGE COUNTY. THE PROGRAM OFFERS BOTH EMERGENCY SHELTER AND TRANSITIONAL HOUSING. THE PROGRAM PROVIDED EMERGENCY SHELTER FOR 50-55 HOMELESS INDIVIDUALS PER NIGHT AND TRANSITIONAL HOUSING FOR 1S FAMILIES AT A TIME. A TOTAL OF 37 NEWPORT BEACH RESIDENTS WERE ASSISTED. EXTENDED ACTIVITY NARRATIVE: ***** TOTAL # 30 6 0 0 0 0 0 1 0 REPORT GENERATED SEPTEOR 3, 2005 NATIONAL OBJ: LMC TRANSITIONAL #HISPANIC 7 0 0 0 0 0 0 0 0 0 0 37 7 ACTUAL UNITS 37 37 PAGE 3 CITY OF NORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE REPORT PGM YEAR: 2004 PROJECT: 0003 - SUBSTANCE ABUSE ACTIVITY: 135 - SUBSTANCE ABUSE STATUS: COMPLETED 06-30-05 LOCATION: 2900 BRISTOL 11106 COSTA MESA,CA 92626 FINANCING: REPORT GENERATED SEPTAR 3, 2005 TREATMENT - SPIN TREATMENT MATRIX CODE: 05F REG CITATION: 570.201(e) NATIONAL OBJ: LMC DESCRIPTION: THIS ACTIVITY WILL PROVIDE ACCESS TO RECOVERY PROGRAMS TO HOMELESS AND LOW INCOME PERSONS WHO OTHERWISE COULD NOT AFFORD THESE SERVICES. INITIAL FUNDING DATE: 10-07-04 ACTIVITY ESTIMATE: 10,000.00 FUNDED AMOUNT: 10,000.00 UNLIQ OBLIGATIONS: 0.00 DRAWN THRU PGM YR: 10,000.00 DRAWN IN PGM YR: 10,000.00 NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: 12 TOTAL LOW: 0 TOTAL EXTREMELY LOW: 0 TOTAL FEMALE HEADED: 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 01 - PEOPLE (GENERAL) TOTAL: TOTAL # #HISPANIC WHITE: 12 3 BLACK/AFRICAN AMERICAN: 0 0 ASIAN: 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 BLACK/APRICAN AMERICAN & WHITE: 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AMRRCAN AM: 0 0 OTHER MULTI -RACIAL: 0 0 TOTAL: 12 3 PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 6 01 - PEOPLE (GENERAL) 12 6 12 NARRATIVE: THE PROGRAM PROVIDED 12 NEWPORT RESIDENTS WITH ONE MONTH ROOM AND BOARD, COUNSELING, AND SUPPLEMENTAL SERVICES FOCUSED ON EMPLOYMENT, MEDICAL ASSISTANCE, AND LEGAL ASSISTANCE. ALL 12 NEWPORT RESIDENTS HAVE FOUND JOBS, ARE FOLLOWING A 12-STEP PROGRAM, AND ON THEIR WAY TO COMPLETE SELF-SUFFICIENCY. FUNDS ALSO INDIRECTLY SUPPORTED ENTIRE PROGRAM THAT SERVES APPROXIMATELY 570 INDIVIDUALS ANNUALLY. EXTENDED ACTIVITY NARRATIVE: ***** PAGE 4 CITY OF NART BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE REPIIRT PGM YEAR: 2004 PROJECT: 0004 - EMMANUEL HOUSE FOOD PANTRY ACTIVITY: 136 - EMMANUEL HOUSE FOOD PANTRY STATUS: COMPLETED 06-30-05 LOCATION: MERCY HOUSE P.O. BOX 1905 SANTA ANA,CA 92701 FINANCING: INITIAL FUNDING DATE: 10-07-04 ACTIVITY ESTIMATE: 5,550.00 FUNDED AMOUNT: 5,550.00 UNLIQ OBLIGATIONS: 0.00 DRAWN THRU PGM YR: 5,550.00 DRAWN IN PGM YR: 5,550.00 NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: 65 TOTAL LOW: 2 TOTAL EXTREMELY LOW: 63 TOTAL FEMALE HEADED: 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 01 - PEOPLE (GENERAL) TOTAL: MATRIX CODE: 03T REG CITATION: REPORT GENERATED SEPTEMR 3, 2005 NATIONAL OBJ: LMC DESCRIPTION: THIS ACTIVITY WILL PROVIDE PROGRAM SUPPLIES AT EMANUEL HOUSE, A TRANSITIONAL HOUSING PROGRAM FOR ADULTS LIVING WITHHIV OR AIDS. TOTAL # #HISPANIC WHITE: 52 18 BLACK/AFRICAN AMERICAN: 13 10 ASIAN: 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 BLACK/AFRICAN AMERICAN & WHITE: 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRRCAN AM: 0 0 OTHER MULTI -RACIAL: 0 0 TOTAL: 65 28 PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 40 01 - PEOPLE (GENERAL) 65 40 65 ACCOMPLISHMENT NARRATIVE: PROGRAM PROVIDED PROGRAM SUPPLIES AT E[MIANUEL HOUSE, A TRANSITIONAL HOUSING PROGRAM FOR ADULTS LIVING WITH HIV OR AIDS. 65 HOMELESS PERSONS AFFLICTED WITH HIV/AIDS (3 NEWPORT RESIDENTS) WERE PROVIDED A DIGNIFIED HOME ENVIRONMENT AND RECEIVED SUPPORTIVE SERVICES NECESSARY TO REBUILD THEIR LIVES. EXTENDED ACTIVITY NARRATIVE: ***** PAGE 5 CITY OF NART BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE REPORT PGM YEAR: 2004 PROJECT: 0005 - MOBILE MEALS - FISH HARBOR ACTIVITY: 137 - MOBILE MEALS STATUS: COMPLETED 06-30-05 LOCATION: FISH HARBOR P.O. BOX 15464 NEWPORT BEACH,CA 92659 FINANCING: INITIAL FUNDING DATE: 10-07-04 ACTIVITY ESTIMATE: 20,000.00 FUNDED AMOUNT: 20,000.00 UNLIQ OBLIGATIONS: 0.00 DRAWN THRU PGM YR: 20,000.00 DRAWN IN PGM YR: 20,000.00 NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: 45 TOTAL LOW: 23 TOTAL EXTREMELY LOW: 10 TOTAL FEMALE HEADED: 0 MATRIX CODE: 05B REG CITATION: 570.201(e) REPORT GENERATED SEPTAR 3, 2005 NATIONAL OBJ: LMC DESCRIPTION: MOBILE MEALS DELIVERS NUTRITIONAL MEALS TO INDIVIDUALS WHO ARE HOMEBOUND DUE TO AGE, ILLNESS, OR DISABILITY. TOTAL # #HISPANIC YHiITE: 44 1 BLACK/AFRICAN AMERICAN: 1 0 ASIAN: 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 BLACK/AFRICAN AMERICAN & WHITE: 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 0 OTHER MULTI -RACIAL: 0 0 TOTAL: 45 1 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE PROPOSED UNITS ACTUAL TYPE 2004 01 - PEOPLE (GENERAL) 80 01 - PEOPLE (GENERAL) TOTAL: 80 ACCOMPLISHMENT NARRATIVE: PROGRAM DELIVERED 10,336 NUTRITIONAL MEALS TO 45 HOMEBOUND INDIVIDUALS DUE TO AGE, ILLNESS, OR DISABILITY. THE PROGRAM ALLOWS CLIENTS TO LIVE INDEPENDENTLY WHO WOULD MAY OTHERWISE BE INSTITUTIONALIZED. EACH PARTICIPANT RECEIVED 10 MEALS PER WEEK FOR THE DURATION OF THE PROGRAM YEAR. EXTENDED ACTIVITY NARRATIVE: •4�*� ACTUAL UNITS 45 45 PAGE 6 CITY OF NART BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE AT PGM YEAR: 2004 PROJECT: 0006 - HOMELESS ACTIVITY: 138 - HOMELESS STATUS: COMPLETED 06-30 LOCATION: FISH HARBOR P.O. BOX 15464 NEWPORT BEACH,CA 92659 FINANCING: INITIAL FUNDING DATE: ACTIVITY ESTIMATE: FUNDED AMOUNT: UNLIQ OBLIGATIONS: DRAWN THRU PGM YR: DRAWN IN PGM YR: NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: TOTAL LOW: TOTAL EXTREMELY LOW: TOTAL FEMALE HEADED: PREVENTION - FISH HARBOR PREVENTION MATRIX CODE: OSQ REG CITATION: 570.204 05 10-07-04 9,424.37 9,424.37 0.00 9,424.37 9,424.37 23 17 6 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 01 - PEOPLE (GENERAL) TOTAL: DESCRIPTION: THIS PROGRAM OFFERS RENTAL AND UTILITY ASSISTANCE, GROCERIES, AND CASE MANAGEMENT TO LOW INCOME FAMILIES. WHITE: BLACK/AFRICAN AMERICAN: ASIAN: AMERICAN INDIAN/ALASKAN NATIVE: NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: AMERICAN INDIAN/ALASKAN NATIVE & WHITE: ASIAN & WHITE: BLACK/AFRICAN AMERICAN & WHITE: AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: OTHER MULTI -RACIAL: TOTAL: PROPOSED UNITS ACTUAL TYPE 78 01 - PEOPLE (GENERAL) 76 ACCOMPLISHMENT NARRATIVE: PROGRAM PROVIDED RENTAL / UTILITY ASSISTANCE, SUPPLEMENTAL GROCERIES, AND CASE MANAGEMENT TO 23 LOW-INCOME NEWPORT HOUSEHOLDS. OVERALL, THE PROGRAM ASSISTED APPROXIMATELY 5, 000 HOUSEHOLDS. THE PROGRAM HELPED FAMILIES AVOID HOMELESSNESS AND HUNGER. EXTENDED ACTIVITY NARRATIVE: ***** TOTAL # 20 3 0 0 0 0 0 0 0 0 23 REPORT GENERATED SEPTEOR 3, 2005 NATIONAL OBJ: LMC SUPPLEMENTAL #HISPANIC 6 0 0 0 0 0 0 0 0 0 ACTUAL UNITS 23 23 PAGE 7 CITY OF NART BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE AT PGM YEAR: 2004 PROJECT: 0007 - FAIR HOUSING ACTIVITY: 139 - FAIR HOUSING STATUS: COMPLETED 06-30-OS LOCATION: FAIR HOUSING COUNCIL 201 S. BROADWAY SANTA ANA,CA 92701 FINANCING: INITIAL FUNDING DATE: 10-07-04 ACTIVITY ESTIMATE: 13,884.00 FUNDED AMOUNT: 13,884.00 UNLIQ OBLIGATIONS: 0.00 DRAWN THRU PGM YR: 13,884.00 DRAWN IN PGM YR: 13,884.00 NUMBER OF ASSISTED: TOTAL LOW/MOD: TOTAL LOW: TOTAL EXTREMELY LOW: TOTAL FEMALE HEADED: ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 TOTAL: MATRIX CODE: 21D REPORT GENERATED SEPTAR 3, 2005 REG CITATION: 570.206 NATIONAL OBJ: DESCRIPTION: THIS ACTIVITY WILL FURTHER FAIR HOUSING IN NEWPORT BEACH THROUGH EDUCATION, LANDLORD/TENANT COUNSELING, AND LEGAL ACTION IF NECESSARY. TOTAL # #HISPANIC WHITE: 0 0 BLACK/AFRICAN AMERICAN: 0 0 ASIAN: 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 BLACK/AFRICAN AMERICAN & WHITE: 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 0 OTHER MULTI -RACIAL: 0 0 TOTAL: 0 0 PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 0 0 0 0 NARRATIVE: PROGRAM PROVIDED FAIR HOUSING SERVICES TO 295 NEWPORT BEACH HOUSEHOLDS THROUGH EDUCATION, LANDLORD/TENANT COUNSELING, AND LEGAL ACTION. 6 DISCRIMINATION COMPLAINTS WERE HANDLED AND 289 LANDLORD / TENANT ISSUES WERE ADDRESSED. EXTENDED ACTIVITY NARRATIVE: ***** PAGE 8 CITY IdART BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE RORT OF REPORT GENERATED SEPTEIR 3, 2005 PGM YEAR: 2004 PROJECT: 0008 - CODE ENFORCEMENT ACTIVITY: 140 - CODE ENFORCEMENT MATRIX CODE: 15 REG CITATION: 570.202(c) NATIONAL OBJ: LMA STATUS: COMPLETED 06-30-05 LOCATION: DESCRIPTION: NEWPORT BEACH CITY HALL FUNDS FOR THIS ACTIVITY WILL PROVIDE FOR THE SALARIES OF CODE ENFORCEMENT 3300 NEWPORT BLVD. OFFICERS TO CONDUCT HOUSING INSPECTIONS IN DESIGNATED LOW- AND MODERATE -INCOME NEWPORT BEACH,CA 92658 AREAS OF THE CITY. FINANCING: TOTAL # #HISPANIC INITIAL FUNDING DATE: 10-07-04 WHITE: 0 0 ACTIVITY ESTIMATE: 25,000.00 BLACK/AFRICAN AMERICAN: 0 0 FUNDED AMOUNT: 25,000.00 ASIAN: 0 0 UNLIQ OBLIGATIONS: 0.00 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 DRAWN THRU PGM YR: 25,000.00 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 DRAWN IN PGM YR: 25,000.00 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 NUMBER OF ASSISTED: BLACK/AFRICAN AMERICAN & WHITE: 0 0 TOTAL LOW/MOD: 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRCAN AM: 0 0 TOTAL LOW: 0 OTHER MULTI -RACIAL: 0 0 TOTAL EXTREMELY LOW: 0 TOTAL FEMALE HEADED: 0 TOTAL: 0 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 2004 01 - PEOPLE (GENERAL) 5,000 01 - PEOPLE (GENERAL) 0 TOTAL: 5,000 0 PERCENT LOW / MOD: 27.50 ACCOMPLISHMENT NARRATIVE: THIS PROJECT BENEFITED THE RESIDENTS OF THE BALBOA PENINSULA BY ENSURING THAT ALL HOUSING UNITS MET LOCAL STANDARDS AND WERE SUITABLE FOR HABITATION. UPPER QUARTILE THRESHOLD IS 27.3 8 LOW -MOD BALBOA PENINSULA IS 27.5 Ar LOW -MOD EXTENDED ACTIVITY NARRATIVE: ***** PAGE 9 CITY OF NERPORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE AT PGM YEAR: 2004 PROJECT: 0009 - ADA SIDEWALK IMPROVEMENTS ACTIVITY: 141 - ADA SIDEWALK IMPROVEMiNTS STATUS: COMPLETED 06-30-05 LOCATION: NEWPORT BEACH CITY HALL 3300 NEWPORT BLVD. NEWPORT BEACH,CA 92658 FINANCING: INITIAL FUNDING DATE: 10-07-04 ACTIVITY ESTIMATE: 50,000.00 FUNDED AMOUNT: 50,000.00 UNLIQ OBLIGATIONS: 0.00 DRAWN THRU PGM YR: 50,000.00 DRAWN IN PGM YR: 50,000.00 NUMBER OF PERSONS ASSISTED: TOTAL LOW/MOD: 8,090 TOTAL LOW: 0 TOTAL EXTREMELY LOW: 0 TOTAL FEMALE HEADED: 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 11 - PUBLIC FACILITIES TOTAL: MATRIX CODE: 03L REPORT GENERATED SEPTEIR 3, 2005 REG CITATION: 570.201(c) NATIONAL OBJ: LMC DESCRIPTION: FUNDS WILL BE USED TO INSTALL CURB CUTS AND ADA RAMPS THROUGHOUT THE CITY TO ENHANCE ACCESSIBLITY TO NEWPORT BEACHRESIDENTS WITH DISABILITIES. TOTAL '# #{HISPANIC WHITE: 7,213 0 BLACK/AFRICAN AMERICAN: 74 0 ASIAN: 328 0 AMERICAN INDIAN/ALASKAN NATIVE: 80 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 23 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 BLACK/AFRICAN AMERICAN & WHITE: 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 0 OTHER MULTI -RACIAL: 372 0 TOTAL: 8,090 0 PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 45 11 - PUBLIC FACILITIES 45 45 45 ACCOMPLISHMENT NARRATIVE: THE CITY COMPLETED 45 RAMP INSTALLATIONS ON SIDEWALKS THROUGHOUT THE CITY. IT IS ESTIMATED FROM AVAILABLE CENSUS DATA THAT APPROXIMATELY 8,090 NEWPORT RESIDENTS WITH DISABILITIES WILL BENEFIT FROM THIS PROJECT. EXTENDED ACTIVITY NARRATIVE: ..... PAGE 10 CITY OF NOORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE RETQRT PGM YEAR: 2004 PROJECT: 0010 - 108 LOAN REPAYMENT ACTIVITY: 142 - 106 LOAN REPAYMENT STATUS: COMPLETED 06-30-05 LOCATION: NEWPORT BEACH CITY HALL 3300 NEWPORT BLVD. NEWPORT BEACH,CA 92658 FINANCING: INITIAL FUNDING DATE: ACTIVITY ESTIMATE: FUNDED AMOUNT: UNLIQ OBLIGATIONS: DRAWN THRU PGM YR: DRAWN IN PGM YR: NUMBER OF ASSISTED: TOTAL LOW/MOD: TOTAL LOW: TOTAL EXTREMELY LOW: TOTAL FEMALE HEADED: MATRIX CODE: 19F PEG CITATION: REPORT GENERATED SEPTEIR 3, 2005 NATIONAL OBJ: DESCRIPTION: FUNDS WILL BE USED TO REPAY THE CITY'S SECTION 108 LOAN. THE LOAN WAS USED TO PARTIALLY FUND PUBLIC IMPROVEMENTS TO THE BALBOA TARGET AREA WHICH COST $8 MILLION. 10-07-04 WHITE: 186,301.20 BLACK/AFRICAN AMERICAN: 186,301.20 ASIAN: 0.00 AMERICAN INDIAN/ALASKAN NATIVE: 186,301.20 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 186,301.20 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: ASIAN & WHITE: BLACK/AFRICAN AMERICAN & WHITE: 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 OTHER MULTI -RACIAL: TOTAL: ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 TOTAL: ACCOMPLISHMENT NARRATIVE: EXTENDED ACTIVITY NARRATIVE: PROPOSED UNITS ACTUAL TYPE 0 0 TOTAL # #HISPANIC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ACTUAL UNITS 0 0 PAGE 11 CITY OF NOORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE ROT PGM YEAR: 2004 PROJECT: 0011 - CDBG AD ACTIVITY: 143 - CDBG AD', STATUS: UNDERWAY LOCATION: NEWPORT BEACH CITY HALL 3300 NEWPORT BLVD. NEWPORT BEACH,CA 92658 FINANCING: INITIAL FUNDING DATE: ACTIVITY ESTIMATE: FUNDED AMOUNT: UNLIQ OBLIGATIONS: DRAWN THRU PGM YR: DRAWN IN PGM YR: NUMBER OF ASSISTED: TOTAL LOW/MOD: TOTAL LOW: TOTAL EXTREMELY LOW: TOTAL FEMALE HEADED: MATRIX CODE: 21A REPORT GENERATED SEPTEOR 3, 2005 REG CITATION: 570.206 NATIONAL OBJ: DESCRIPTION: FUNDS WILL BE USED TO ADMINISTER THE OTHER CDBG-FUNDED PROGRAMS, PREPARE REQUIRED REPORTS, MONITOR SUBRECIPIENTS, AND ENSURE OVERALL PROGRAM COMPLIANCE WITH THE REGULATIONS. 10-07-04 WHITE: 73,516.00 BLACK/AFRICAN AMERICAN: 73,516.00 ASIAN: 29,594.00 AMERICAN INDIAN/ALASKAN NATIVE: 43,921.92 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 43,921.92 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: ASIAN & WHITE: BLACK/AFRICAN AMERICAN & WHITE: 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 OTHER MULTI -RACIAL: ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 TOTAL: NARRATIVE: EXTENDED ACTIVITY NARRATIVE: TOTAL: PROPOSED UNITS ACTUAL TYPE 0 0 TOTAL # #HISPANIC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NO BENEFICIARY DATA IS CAPTURED FOR ADMINISTRATIVE ACTIVITIES. FUNDS ARE USED TO OVERSEE OTHER FEDERALLY FUNDED PROJECTS AND TO MONITOR COMPLIANCE WITH ALL APPLICABLE LAWS AND REGULATIONS. ACTUAL UNITS 0 0 PAGE 12 CITY OF NOORT BEACH PROGRAM YEAR 2004-2005 GRANTEE PERFORMANCE RETORT REPORT GENERATED SEPTESPR 3, 2005 PGM YEAR: 2004 PROJECT: 0012 - BALBOA VILLAGE IMPROVEMENTS ACTIVITY: 144 - BAT OA VILLAGE IMPROVEMENTS MATRIX CODE: 03 REG CITATION: 570.201(C) NATIONAL OBJ: LMA STATUS: UNDERWAY LOCATION: DESCRIPTION: 3000 NEWPORT BEACH BLVD. THIS COMPREHENSIVE PLAN WILL REHABILITATE THE BALBOA VILLAGEAREA. IMPROVEMENTS NEWPORT BEACH,CA 92658 INCLUDE LANDSCAPING, PUBLIC RESTROOMS, STORM DRAINS, STREET LIGHTING & FURNITURE, AND SIGNAGE. FINANCING: INITIAL FUNDING DATE: 10-07-04 ACTIVITY ESTIMATE: 200,000.00 FUNDED AMOUNT: 200,000.00 UNLIQ OBLIGATIONS: 0.00 DRAWN THRU PGM YR: 4,036.09 DRAWN IN PGM YR: 4.036.09 NUMBER OF ASSISTED: TOTAL LOW/MOD: 0 TOTAL LOW-- 0 TOTAL EXTREMELY LOW: 0 TOTAL FEMALE HEADED: 0 ACCOMPLISHMENTS BY YEAR: REPORT YEAR PROPOSED TYPE 2004 11 - PUBLIC FACILITIES TOTAL: NARRATIVE: EXTENDED ACTIVITY NARRATIVE: PROGRAM YEAR SUMMARY TOTAL # #HISPANIC WHITE: 0 0 BLACK/AFRICAN AMERICAN: 0 0 ASIAN: 0 0 AMERICAN INDIAN/ALASKAN NATIVE: 0 0 NATIVE HAWAIIAN/OTHER PACIFIC ISLANDER: 0 0 AMERICAN INDIAN/ALASKAN NATIVE & WHITE: 0 0 ASIAN & WHITE: 0 0 BLACK/AFRICAN AMERICAN & WHITE: 0 0 AM.INDIAN/ALASKAN NATIVE & BLACK/AFRICAN AM: 0 0 OTHER MULTI -RACIAL: 0 0 TOTAL: 0 0 PROPOSED UNITS ACTUAL TYPE ACTUAL UNITS 0 11 - PUBLIC FACILITIES 0 0 0 TOTAL ACTIVITY ESTIMATE : $608,575.57 TOTAL FUNDED AMOUNT : $608,575.57 TOTAL AMOUNT DRAWN THRU PGM YEAR : $387,692.04 TOTAL AMOUNT DRAWN IN PGM YEAR : $387,692.04 PAGE 13 IDIS - Cl&6 U.S. DEPARTMENT OF HOU*AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM CDBG FINANCIAL SUMMARY FOR PROGRAM YEAR 2004 07-01-2004 TO 06-30-2005 NEWPORT BEACH, CA PART I: SUMMARY OF CDBG RESOURCES O1 UNEXPENDED CDBG FUNDS AT END OF PREVIOUS PROGRAM YEAR 02 ENTITLEMENT GRANT 03 SURPLUS URBAN RENEWAL 04 SECTION 108 GUARANTEED LOAN FUNDS 05 CURRENT YEAR PROGRAM INCOME 06 RETURNS 07 ADJUSTMENT TO COMPUTE TOTAL AVAILABLE O8 TOTAL AVAILABLE (SUM, LINES 01-07) PART II: SUMMARY OF CDBG. 09 DISBURSEMENTS OTHER THAN SECTION 108 REPAYMENTS AND PLANNING/ADMINISTRATION 10 ADJUSTMENT TO COMPUTE TOTAL AMOUNT SUBJECT TO LOW/MOD BENEFIT 11 AMOUNT SUBJECT TO LOW/MOD BENEFIT (LINE 09 + LINE 10) 12 DISBURSED IN IDIS FOR PLANNING/ADMINISTRATION 13 DISBURSED IN IDIS FOR SECTION 108 REPAYMENTS 14 ADJUSTMENT TO COMPUTE TOTAL EXPENDITURES 15 TOTAL EXPENDITURES (SUM, LINES 11-14) 16 UNEXPENDED BALANCE (LINE 08 - LINE 15) PART III: LOWMOD BENEFIT THIS REPORTING PERIOD 17 EXPENDED FOR LOW/MOD HOUSING IN SPECIAL AREAS 18 EXPENDED FOR LOW/MOD MULTI -UNIT HOUSING 19 DISBURSED FOR OTHER LOW/MOD ACTIVITIES 20 ADJUSTMENT TO COMPUTE TOTAL LOW/MOD CREDIT 21 TOTAL LOW/MOD CREDIT (SUM, LINES 17-20) 22 PERCENT LOW/MOD CREDIT (LINE 21/LINE 11) LOW/MOD BENEFIT FOR MULTI -YEAR DATE•-03-05 TIME: 10:37 PAGE: 1 271,389.82 437,000.00 0.00 0.00 0.00 0.00 0.00 708,389.82 144,945.64 0.00 144,945.64 56,445.20 186,301.20 0.00 387,692.04 320,697.78 0.00 0.00 144,945.64 0.00 144,945.64 100.00% 23 PROGRAM YEARS(PY) COVERED IN CERTIFICATION PY PY PY 24 CUMULATIVE NET EXPENDITURES SUBJECT TO LOW/MOD BENEFIT CALCULATION 0.00 25 CUMULATIVE EXPENDITURES BENEFITING LOW/MOD PERSONS 0.00 26 PERCENT BENEFIT TO LOW/MOD PERSONS (LINE 25/LINE 24) 0.00% IDIS - C&6 U.S_ DEPARTMENT OF HOU*AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM CDBG FINANCIAL SUMMARY FOR PROGRAM YEAR 2004 07-01-2004 TO 06-30-2005 NEWPORT BEACH, CA PART IV: PUBLIC SERVICE (PS) CAP CALCULATIONS DATE•-03-05 TIME: 10:37 PAGE: 2 27 DISBURSED IN IDIS FOR PUBLIC SERVICES 45,528.79 28 PS UNLIQUIDATED OBLIGATIONS AT END OF CURRENT PROGRAM YEAR 0.00 29 PS UNLIQUIDATED OBLIGATIONS AT END OF PREVIOUS PROGRAM YEAR 0.00 30 ADJUSTMENT TO COMPUTE TOTAL PS OBLIGATIONS 0.00 31 TOTAL PS OBLIGATIONS (LINE 27 + LINE 28 - LINE 29 + LINE 30) 45,528.79 32 ENTITLEMENT GRANT 437,000.00 33 PRIOR YEAR PROGRAM INCOME 0.00 34 ADJUSTMENT TO COMPUTE TOTAL SUBJECT TO PS CAP 0.00 35 TOTAL SUBJECT TO PS CAP (SUM, LINES 32-34) 437,000.00 36 PERCENT FUNDS OBLIGATED FOR PS ACTIVITIES (LINE 31/LINE 35) 10.42% PART V: PLANNING AND ADMINISTRATION (PA) CAP 37 DISBURSED IN IDIS FOR PLANNING/ADMINISTRATION 57,805.92 38 PA UNLIQUIDATED OBLIGATIONS AT END OF CURRENT PROGRAM YEAR 29,594.08 39 PA UNLIQUIDATED OBLIGATIONS AT END OF PREVIOUS PROGRAM YEAR 0.00 40 ADJUSTMENT TO COMPUTE TOTAL PA OBLIGATIONS 0.00 41 TOTAL PA OBLIGATIONS (LINE 37 + LINE 38 - LINE 39 +LINE 40) 87,400.00 42 ENTITLEMENT GRANT 437,000.00 43 CURRENT YEAR PROGRAM INCOME 0.00 44 ADJUSTMENT TO COMPUTE TOTAL SUBJECT TO PA CAP 0.00 45 TOTAL SUBJECT TO PA CAP (SUM, LINES 42-44) 437,000.00 46 PERCENT FUNDS OBLIGATED FOR PA ACTIVITIES (LINE 41/LINE 45) 20.00% IDIS - C&6 U.S. DEPARTMENT OF HOU*AND URBAN DEVELOPMENT OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT INTEGRATED DISBURSEMENT AND INFORMATION SYSTEM CDBG FINANCIAL SUMMARY FOR PROGRAM YEAR 2004 07-01-2004 TO 06-30-2005 NEWPORT BEACH, CA LINE 17 DETAIL: ACTIVITIES TO CONSIDER IN DETERMINING THE AMOUNT TO ENTER ON LINE 17: NONE FOUND LINE 18 DETAIL: ACTIVITIES TO CONSIDER IN DETERMINING THE AMOUNT TO ENTER ON LINE 18: NONE FOUND LINE 19 DETAIL: ACTIVITIES INCLUDED IN THE COMPUTATION OF LINE 19: PGM PROJ IDIS MATRIX NTL YEAR ID ACT ID ACTIVITY NAME CODE OBJ DRAWN AMOUNT ---- 2004 ---- 0001 ------ 133 ---------------------------------------- STEPS TO INDEPENDENCE ------ 03T ----- ---------------- LMC 2,500.00 2004 0001 133 STEPS TO INDEPENDENCE 03T LMC 1,250.00 2004 0001 133 STEPS TO INDEPENDENCE 03T LMC 1,250.00 2004 0002 134 TEMPORARY SHELTER 03T LMC 2,654.00 2004 0002 134 TEMPORARY SHELTER 03T LMC 4,899.00 2004 0002 134 TEMPORARY SHELTER 03T LMC 2,347.00 2004 0003 135 SUBSTANCE ABUSE TREATMENT O5F LMC 7,357.78 2004 0003 135 SUBSTANCE ABUSE TREATMENT 05F LMC 619.39 2004 0003 135 SUBSTANCE ABUSE TREATMENT 05F LMC 2,022.83 2004 0004 136 ENZUUML HOUSE FOOD PANTRY 03T LMC 1,072.36 2004 0004 136 EMMANUEL HOUSE FOOD PANTRY 03T LMC 1,072.36 2004 0004 136 EMMANUEL HOUSE FOOD PANTRY 03T LMC 3,405.28 2004 0005 137 MOBILE MEALS 05B LMC 8,207.76 2004 0005 137 MOBILE MEALS 05B LMC 11,089.22 2004 0005 137 MOBILE MEALS 05B LMC 703.02 2004 0006 138 HOMELESS PREVENTION 05Q LMC 2,898.78 2004 0006 138 HOMELESS PREVENTION 05Q LMC 1,908.14 2004 0006 138 HOMELESS PREVENTION O5Q LMC 4,617.15 2004 0008 140 CODE ENFORCEMENT 15 LMA 25,000.00 2004 0009 141 ADA SIDEWALK IMPROVEMENTS 03L LMC 43,714.29 2004 0009 141 ADA SIDEWALK IMPROVEMENTS 03L LMC 6,285.71 2004 0012 144 BALBOA VILLAGE IMPROVEMENTS 03 LMA 4,036.09 2004 0012 144 BALBOA VILLAGE IMPROVEMENTS 03 LMA 4,674.46 ---------------- TOTAL: 144,945.64 DATE ,-03-05 TIME: 10:37 PAGE: 3 1 ,1 1 1 O� F to v,tr 01Z�� CITY OF NEWPORT BEACH is ONE-YEAR ACTION PLAN PROGRAM YEAR 2005-2006 11 ABLE OF CONTENTS 1. Executive Summary Overview of the Consolidated Planning Process Strategic Planning Table 2. Strategic Plan Introduction Local Objectives HUD -Specified Objectives 3. Available Resources Federal Resources State and Local Resources HOME Match Other Resources 4. Distribution of Resources Distribution Among Priority Need Geographic Distribution CDBG Eligible Area Map Project Location Map 5. Program Year Activities Summary Project Details Appendices A. SF-424 and Certifications B. Public Participation and Public Notices CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2006 • L- 1-1 2-1 3-1 4-1 5-1 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 Chapter 1. EXECUTIVE SUMMARY r 0 r, 0 I '1 1. EXECUTIVE SUMMARY • Overview of Consolidated Plan Process Every year the City of Newport Beach receives Community Development Block Grant (CDBG) funds from the U.S. Department of Housing and Urban Development (HUD). The grant money is to primarily benefit the lower income residents of the City in three ways: • By providing decent housing • By providing a suitable living environment • By expanding economic opportunities To ensure that the funds are used to meet the most urgent needs in the community, the City develops a community needs assessment. The needs assessment includes quantitative and statistical research, resident survey results, and input from local non -profits and service agencies. Based on the needs assessment, the City compiles a list of goals and objectives to meet the community's needs in a Strategic Plan. The objectives address housing, homeless, and other community development needs. A summary of the current strategic plan is included in this Plan. Together, the community needs assessment and the Strategic Plan from the Consolidated Plan. The Consolidated Plan is developed every five (5) years. One -Year Action Plan for 2005-2006 Program Year This is the One -Year Action Plan for program year 2005-2006 and is a one element of the 2005-09 Consolidated Plan. It describes how the City will utilize the new HUD grant funds and other available resources to undertake programs and projects that will help the City meet the goals and objectives outlined in Its Consolidated Plan. In the 2005-2006 program year, which starts July 15% 2005 and ends June 301h, 2006, the City of Newport Beach will receive $412,233 in CDBG Funds. In addition, $80,254 of CDBG funds from previous year allocations is available for reallocation to capital expenditure projects. Overall, the City will allocate $492,487 to the following programs: • Fish Harbor Area, Inc. Homeless & Hunger Prevention $11,500 • Fish Harbor Area, Inc. Mobile Meals $15,000 • Human Options Emergency Shelter for Battered Women $3,333 • Mercy House Emmanuel House $4,500 • Orange Coast Interfaith Shelter Emergency/Transitional Shelters $8,000 • Serving People In Need Substance Abuse and Rehabilitation Program $ 8,000 • South County Senior Services Home -Delivered Meal Program $7,000 • WISEPlace Steps to Independence $4,500 • Fair Housing Council of Orange County Fair Housing Services $13,068 . • City of Newport Beach Code Enforcement $25,000 $60,000 • City of Newport Beach ADA Sidewalk Improvements CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2006 PAGE 1.1 1. EXECUTIVE SUMMARY R • City of Newport Beach • City of Newport Beach 108 Loan Repayment CDBG Administration $186,301 1 $69,378 0 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN PON PROGRAM YEAR 2005 PAGE 1.2 i,• CITY OF NEWPORT BEACH ANNU, Chapter 2. STRAT 2. STRATEGIC PLAN Overview .� The following is a summary of the Five Year Strategic Plan and how the activities proposed for the r upcoming program year will work toward achieving the goals Included in the Strategic Plan. The full version of the Strategic Plan is in the City's 2005-2009 Consolidated Plan and can be obtained from the City's Planning Department. i i The strategic goals are divided between Newport Beach program objectives and HUD -specified objectives. The Newport Beach program goals were developed based on the specific needs found within 1 the community. The HUD -specified goals are mandated by the federal government and designed to meet j common needs found in communities throughout the country. An activity will appear more than once given that some local and federal goals overlap. All activities proposed for the 2005 program year will strive to serve low- and moderate -income persons. No activities will seek eligibility under the 'urgent -r need" eligibility. Newport Beach Program Objectives Affordable Housing Funding Priorities and Strategies: 1. Increase supply of housing units affordable to moderate -income households through new construction. 2. Maintain existing level of Section 8 housing vouchers and rent -restricted units within the City. 3. Ensure universal access to fair housing choice within the city. Special Needs Funding Priorities and Strategies: i. Increase accessibility of persons with disabilities to public facilities. 2. Improve supportive services for elderly residents. 3. Increase supportive services for persons suffering from substance abuse. 4. Increase supportive services for persons living with HIV/AIDS. Homeless Funding Priorities and Strategies: 1. Preserve the supply of emergency and transitional housing. 2. Improve services for homeless persons and prevent those at -risk of becoming homeless from losing their house. 3. Improve services for women and children who are homeless because of domestic violence. Ll CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 200E PAGE 2.1 2. STRATEGIC PLAN I• • Non -Housing Community Development 1. Eliminate blight, blighting influences, and prevent the deterioration of property. 2. Improve health and safety through rehabilitation of community facilities. 3. Preserve community infrastructure in order to provide economic empowerment in targeted neighborhoods. HUD -Specified Objectives 1. Address Obstacles to Meeting Needs 2. Foster and Maintain Affordable Housing 3. Remove Barriers to Affordable Housing 4. Reduce Poverty 5. Develop Institutional Structure 6. Enhance Service Delivery 7. Address Threat of Lead Paint 8. Improve Public Housing CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 PAGE 2.2 2. STRATEGIC PLAN Newport Beach Program Objectives: Housing 1. Increase the supply of newly constructed affordable housing units to moderate -Income households As stated in the Newport Beach Housing Element, the City's goal is to preserve and increase housing affordability. The City set a target of adding 120 senior housing units in the Consolidated Plan. This goal will be met with the development of 120 units of senior housing at the Newport Seniors project at Lower Bayview. The City has provided $1,000,000 in subsidies and waived an additional $250;000 in fees. The Planning Commission, City Council and Coastal Commission have approved the project. The project is under construction and is expected to be completed in Early 2005 2. Maintain current level of Section 8 Voucher supply Section 8 vouchers are rental assistance payments to owners of private market rate units on behalf of very low-income tenants. This program allows the users to find their own housing which best suits their needs. The City will continue to support this county administered program. 3. Ensure universal access to fair housing The City is committed to ensuring the right to housing for all of its residents. Fair housing activities undertaken this year will be carried out by the Fair Housing Council of Orange County and will include conflict resolution, code enforcement, legal aid, and investigation Into discrimination complaints. The . City will also partner with other local jurisdictions and the Fair Housing Council of Orange County to update the regional Analysis of Impediments to Fair Housing (AI). The Fair Housing Council provides services above and beyond what is typically considered housing discrimination. In the coming year, the organization will address discrimination in the following areas: • Lending Practices: While data and study has not shown discrimination in lending, efforts have not been proactive. • Insuring Practices: Some insurance companies may be targeting certain zip codes for higher rates of denial or different terms and conditions for insurance coverage. • Outreach and Education: A lack of a standard in the fair housing education system may leave gaps in communities. In addition, some immigrant populations may not be aware of the right to fair housing. • Public Policies/Programs: A lack of coordination among cities in the region in regards to their planning activities may have an adverse effect on fair housing efforts on a regional basis. CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 PAGE 2.2 2. STRATEGIC PLAN I TI ' • Newport Beach Program Objectives: Special Needs T The City's Consolidated Plan must describe the needs of persons who are not homeless but who require supportive housing. These "special need" populations include elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addiction, persons with HIV/AIDS and their families, and public housing residents. 1. Increase accessibility to public facilities The City will continue to provide funding for ADA Sidewalk Improvements to public facilities throughout the City to ensure accessibility to residents with disabilities. In the upcoming program year, the City will provide $50,000 for such improvements. 1 2. Improve support services to elderly residents _I Seniors are the largest and fastest growing "special need" population in Newport Beach. The City will provide support to seniors to enable them to remain independent. In the upcoming program year, the City will provide $15,000 of CDBG funding to FISH Harbor Area, Inc. to administer their Mobile Meals Program and $7,000 to South County Senior Services, Inc, to administer their Home -Delivered Meal Program. Both programs deliver nutritious meals to homebound seniors throughout Newport Beach. This service allows seniors who may otherwise become institutionalized remain in their homes and maintain their self-sufficiency. • 3. Improve support services to those with substance addictions u Persons suffering from substance addictions are a target population of the City's Anti -Poverty Strategy. Once a person has begun the recovery process, there is a higher chance they will become self-sufficient. In the upcoming program year, the City will continue to support the efforts of Serving People In Need (SPIN) by funding their Substance Abuse Rehabilitation Program with $8,000 of CDBG funding. This program provides access to recovery programs to homeless and low -Income individuals whom otherwise could not afford such services. The program includes one month of room and board, counseling, and supplemental services focused on employment, medical assistance, and legal assistance. 4. Improve support services to HIV/AIDS population. In the 2005-2006 program year, the City will provide $4,500 of CDBG funds to Emmanuel House, a transitional housing program for adults living with HIV or AIDS, the only project of its kind in Orange County. Mercy House administers the project. Funds will be used to provide staff salaries and program supplies. The program expects to assist 40 clients in Orange County. CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 PAGE 2.3 2. STRATEGIC PLAN Newport Beach Program Objectives: Homeless 1. Preserve the supply of emergency and transitional housing s While no emergency shelter or transitional housing facilities are located within Newport Beach, the provision of shelter is a priority for the City. The City will work with agencies in surrounding areas ° address homelessness. In FY 2005-2006 the City will fund the following activities to meet this goal: • Human Options Emergency Shelter for Battered Women $3,333 + • Mercy House Emmanuel House $4,500 • Orange Coast Interfaith Shelter Temporary Shelter $8,000 f • Serving People In Need (SPIN) Substance Abuse Rehabilitation $8,000 A • WISEPIace Steps to independence $4,500 r 2. Assist homeless and prevent those "at -risk" of becoming homeless Part of the City's Anti -Poverty Strategy is to assist those "at -risk" of losing their self-sufflciency and becoming more dependent on public services. The City will fund the following projects in FY 2005- j 2006 to meet this goal: r • FISH Harbor Homeless and Hunger Prevention $11,500 j • Human Options Emergency Shelter for Battered Women $3,333 • Serving People In Need Substance Abuse Recovery Program $8,000 •; • WISEPIace Steps to Independence $4,500 3. Assist homeless battered women and children Homelessness may not be as visible in Newport Beach as in surrounding communities, but the City still views homelessness as an important issue that Is a high priority to be addressed. The City will continue to work with its partner agencies within the Orange County Continuum of Care to best meet the needs of homeless persons and those at risk of homelessness. In the 2005-2006 program year, the City has recommended funding for the following activities to help address the public service needs of homeless persons in and around Newport Beach: • Human Options Emergency Shelters for Battered Women $3,333 • WISEPIace Steps to Independence $4,500 • CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2006 PACE 2-4 2. STRATEGIC PLAN I •) • Newport Beach Program Objectives: Community Development r ` 1. Eliminate blight, blighting influences, and prevent the deterioration of property. 1 The City is nearing completion of the work detailed in the Balboa Village Pedestrian and Streetscape Improvement Plan. CDBG funds were used to secure a .Section 108 loan, which was used in conjunction with City parking funds to fund the improvements. The City expects the project to stimulate private economic Investment in the area. In other areas, the City will rely on code enforcement activities to Identify signs of deterioration in its early stages. B • City of Newport Beach Code Enforcement $25,000 • City of Newport Beach 108 Loan Repayment $186,301 2. Improve health and safety through rehabilitation of community facilities. The City will continue to provide funding for ADA Improvements to public facilities throughout the City to ensure accessibility to residents with disabilities. In addition, the City will fund the Code Enforcement program to ensure the health and safety of it residents. City staff will conduct housing inspections in designated low- and moderate- income areas of the City. • City of Newport Beach ADA Sidewalk Improvements $50,000 • • City of Newport Beach Code Enforcement $25,000 • 3. Preserve community infrastructure to provide economic empowerment in targeted neighborhoods In FY 2005-2006, the City will use CDBG to repay the loan used for the Balboa improvements, fund code enforcement officers to identify deterioration in its early stages, and fund programs that help persons gain a higher degree of self-sufficiency. • City of Newport Beach • City of Newport Beach • Fish Harbor Area, Inc. • Serving People In Need (SPIN) • WISEPlace Code Enforcement $25,000 108 Loan Repayment $186,301 Homeless & Hunger Prevention $11,500 Substance Abuse Rehabilitation $8,000 Steps to Independence $4,500 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2006 PAGE 2.5 2. STRATEGIC PLAN HUD -Specified Objectives 1. Address Obstacles to Meeting Needs T The development process in housing and community development Is lengthy and complex. A wide range of obstacles often hampers it. HUD asks local governments to strategize a plan to mitigate these obstacles. The City has identified the lack of developable sites, high land costs and limited funding as obstacles to affordable housing. Other obstacles in non -housing community development Include NIMBY-ism (Not in My Backyard), lack of organizational capacity, and lack of available funding. In response, the City has adopted policies to overcome some of these obstacles. In regard to f affordable housing, the City encourages affordable housing production by providing density bonuses -j to Interested developers and through the inclusionary zoning requirements. The City will work closely with affordable housing developers to expedite the permitting process in order to cut costs. i In regard to non -housing obstacles, the City will facilitate community involvement to increase understanding of community needs and the possible solutions to meet those needs. The City will t maintain close partnerships with service providers and other community development professionals to . E identify and correct issues such as lack of capacity and resources. r 2. Fosterand Maintain Affordable Housing As stated above, the City has identified the lack of developable sites, high land costs and limited .' funding as obstacles to producing affordable housing. However, within the Newport Beach Sphere of t Influence, there may be additional options for future residential development. Bay Knolls and Santa Ana Heights are scheduled for annexation within the next four years. Once, annexed, the City will explore opportunities for increasing the City's affordable housing supply in these areas. The City continues to monitor and enforce affordability covenants on affordable housing projects throughout the City. This includes not only housing units developed with federal funds, but also all units with an affordability covenant in place. v 3. Remove Barriers to Affordable Housing The City will continue to implement the following procedures and programs; • Monitor all regulations, ordinances, departmental processing procedures, and residential development fees to ensure these requirements do not excessively constrain affordable residential development. • Continue to offer density bonus incentives for the development of affordable housing pursuant to state density bonus requirements and the City's General Plan Housing Element. • Partner with the Fair Housing Council of Orange County to provide tenant and landlord counseling to provide fair housing opportunities for Newport Beach residents. 0 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROORAM YEAR 2005 PAGE 2•0 2. STRATEGIC PLAN • 4. Reduce Poverty + Almost all of the City's funded programs are aimed at helping a family or individual increase or maintain their self-sufficiency. For example, the FISH Harbor Areas' Mobile Meals Project supports self-sufficiency of seniors and persons with disabilities. The Steps to Independence Program administered by WISEPIace provides a comprehensive program with the end goal of self-sufficiency, including transitional shelter, food, clothing, counseling, and employment assistance to homeless women without children. The program handles a variety of clientele, Including victims of domestic violence, emancipated youth, seniors, and women with developmental disabilities In the 2005-2006 program year, the City will fund the following activities that will directly contribute to reduction of poverty levels in Newport Beach: • FISH Harbor Homeless Prevention $11,500 • Fish Harbor Mobile Meals $15,000 • Human Options Emergency Shelter for Battered Women $3,333 • Orange Coast Interfaith Shelter Temporary Shelter $8,000 • SPIN Substance Abuse Rehabilitation $8,000 •0 South County Senior Services, Inc. Home Delivered Meals $7,000 • 'WISEPIace Steps to Independence $4,500 5. Develop Institutional Structure The City relies heavily on its community partners in order to provide needed services to area residents. Unfortunately, the City receives a relatively small allocation of federal funds, of which only 15 percent can be provided to social service organizations for the provision of services. City staff will work with organizations that do not receive federal funds and provide a Certification of Consistency if the proposed project reflects the goals and objectives of the City's adopted Consolidated Plan. 6. Enhance Service The City continues to refine its internal procedures and build its relationships with partner agencies In order to provide the highest level of service to the targeted populations. The City will also make efforts to ensure a high level of service from its subrecipients. These efforts • start at the beginning of the program year with a technical assistance meeting that covers program requirements, such as record keeping, invoicing, and procurement. Throughout the program year, the City will review payment requests and progress reports to ensure program compliance and provide CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2006 PAGE 2.7 Tl 2, STRATEGIC PLAN i technical assistance when needed. It is the City's goal to provide on -site monitoring to every P .1 subrecipient at least once during the program year. The goal of the monitoring is to ensure program compliance and Improve the level of service. If I In regard to capital expenditures, the City will ensure that procurements and project administration ` comply with all federal, state, and focal regulations, Including environmental review, prevailing wage T i requirements, and Section 3 requirements. ) 7. Address Threat of Lead -Based Paint t Most cities that administer a residential rehabilitation program can make great strides toward r reducing the threat of lead -based paint in its housing stock. However, the City does have a residential rehabilitation program so it must find other ways to address lead -based paint hazards. In the upcoming year the City will take the following actions: Work with agencies in a collaborative effort to secure funding and provide low-cost training to testing and abatement contractors and workers. • Monitor the lead -poisoning data maintained by the Orange County Department of Health Services. Educate residents on the health hazards of lead -based paint through the use of brochures and encourage screening children for elevated blood -lead levels. - 8. Improve Public Housing As stated in the fourth local housing goal in the above section, the City will assist Orange County Housing Authority (OCHA) to maximize the use of Section 8 funds and other resources within Newport Beach. 0 CITY OF 14EWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 PACE 2•E CITY OF NEWPORT BEAC Chapter 3. A 3. AVAILABLE RESOURCES R� Federal Resources •� The City received a total of $412,233 CDBG for the 2005-2006 program year. In addition, $80,254 of CDBG funds from previous year unused allocations are available for reallocation to capital expenditure projects. In total, the City has $492,487 for the 2005.06 program year. 1 • 2005 CDBG Entitlement $412,233 1 • Reprogrammed CDBG $80,254 ! t • CDBG Program Income $0 ,r • All other forms of CDBG $0 -1 In addition, Section 8 Housing Vouchers and certificates will be available to Newport Beach residents through the Orange County Housing Authority. State and Local Resources The City will continue to provide support, such as subsidies, general funds and fee waivers, to activities that help meet the objectives specified In the Strategic Plan. , Other Resources It is difficult to estimate the amount of other resources that are available for affordable housing and community development projects in Newport Beach. Over the next program year, the City may pursue the following available funding sources: • Workforce Housing Grant • BEGIN Funds • California Housing Finance Agency (CHFA) Multi -Family Rental Housing Program • CHFA Home Mortgage Purchase Program • California Housing Rehabilitation Program -Owner Component • Low Income Housing Tax Credits • Local Housing Trust Fund Program • Tax Exempt Housing Revenue Bond CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROORAM YEAR 200E PAGE 0.1 • CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 Chaster 4. DISTRIBUTION OF RESOURCES Y1 4. DISTRIBUTION OF RESOURCES Distribution among Priority Needs o The funding available under the Consolidated Plan may be used to meet a wide variety of needs. The City established local priority needs based on the housing market analysis and other research conducted as part of the 2005-09 Consolidated Plan. The goals listed In the Strategic Plan section of this document are the result of that research. The City gives priority to projects and programs that will pursue the goals listed in the strategic plan. j Geographic Distribution All CDBG-funded public service activities will be available to Newport Beach residents citywide based on T Income and other eligibility criteria. These activities cater speciflcally to low- and moderate -Income residents or to groups presumed to be of low and moderate Income Instead of residents In a specific area. Public Facility improvements and Code Enforcement activities will be targeted to the Balboa Peninsula area. Projects that serve an identified geographic area, such as parks, facilities, community centers and F street improvements, are eligible for CDBG funding based on the percentage of low and moderate - Income residents living in the service area. In most communities, the threshold is 51 percent. However, some communities, such as Newport Beach, have no or very few areas that meet this threshold. For these grantees, the CDBG law authorizes an alternate method to determine a lower threshold. The Balboa Peninsula is one of the few areas in Newport Beach that is eligible for CDBG assistance under this alternate calculation of eligibility. •- Please refer to the map on the following page for more details on the areas that will benefit from Code Enforcement and the Public Facilities Improvements, 0 ,. CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 200E PAGE 4.1 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 Chapter 5. PROGRAM YEAR ACTIVITIES it 5. PROGRAM YEAR ACTIVITIES ti 2005-2006 Program Year Sources of Funds r ID Fund Source Amount tp 1, 2005 CDBG Entitlement U.S. Dept of H.U.D. $412,233.00 j 2. Reprogrammed Funds U.S. Dept of H.U.D. $80,264.00 fi TOTAL SOURCES $492,487.00 t 2005-2006 Program Year Uses of Funds ,i t ID Organization Program /Project Funded Amount 1. FISH Harbor Homeless and Hunger Prevention $11,500.00 2. FISH Harbor Meals on Wheels $15,000.00 3. Human Options Emergency Shelter for Battered Women $3,333,00 4. Mercy House Emmanuel House $4,500.00 r 5. Orange Coast Interfaith Shelter Emergency/Transitional Shelters $8,000.00 6. Serving People In Need (SPIN) Substance Abuse Rehabilitation $8,000.00 7. South County Senior Services Home -Delivered Meal Program $7,000.00 8. WISEPlace Steps to Independence $4,500.00 •' 9. Fair Housing Council Fair Housing Services $13,068.00 10, City of Newport Beach Code Enforcement $25,000.00 11. City of Newport Beach ADA Sidewalk Improvements $50,000.00 12. City of Newport Beach 108 Loan Repayment $186,301,00 13. City of Newport Beach CDBG Administration $69,378.00 ' 14. Unprogrammed Contingency $80,254.00 TOTAL USES $485,834.06 • I CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROd RAM YEAR 2005 PACE E•1 5. PROGRAM YEAR ACTIVITIES • Fish Harbor: Homeless Prevention, Description: This program offers rental / utility assistance, supplemental groceries, and case management to low- income families. It is estimated that 78 of the 5,200 annual client contacts will be Newport Beach residents. Eligibility Requested Funding HUD Matrix Code: Public Services General (05) CDBG $11,500 Eligibility Citation: 570.201(a) HOME $0 National Objective: Low Mod Clientele 570.208(a)(2) ESG $0 Accomplishment Goal: 78 Households HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $11,600 Location I Service Area /"Beneficiaries: Administered By: Available to Income eligible clientele throughout City Help the homeless? No Help persons with HIV / AIDS? No Help persons with Special Needs? No Fish Harbor PO Box 15464 Newport Beach, CA 92659 Dana Timmermans, Executive Director Phone:949-515-3815 2 Fish Harbor:'Mobile, Meals Description: Mobile Meals delivers nutritional meals to individuals who are homebound due to age, illness, or disability. This program allows clients to live independently who may otherwise be institutionalized. It is estimated the program will serve 80 unduplicated Newport Beach residents 10 meals per week for the duration of the program year. Eligibility Reque,stedFunding:. HUD Matrix Code: Services for Disabled Persons (05B) CDBG $15,000 Eligibility Citation: 570.201(a) HOME $0 National Objective: Low Mad Clientele 570.208(a)(2) ESG $0 Accomplishment Goal: 80 Persons HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $15,000 " eatlon / Service Area / Beneficiaries: Administered By: Available to Income eligible clientele throughout City Help the homeless? No Help persons with HIV / AIDS? No Help persons with Special Needs? Yes Fish Harbor PO Box 15464 Newport Beach, CA 92659 Dana Timmermans, Executive Director Phone:949-515-3815 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 PAGE 5.2 5. PROGRAM YEAR ACTIVITIES FlUman R 6P*. atna'° A# Description: Human Options provides emergency shelter, food, clothing, counseling, and legal advocacy to battered women and their children. Funds will be used to pay for staff salaries of those who provide counseling and case management. Operation of Shelter HUD Matrix Code: Costs (03T) CDBG $3,333 Eligibility Citation: 570.201(e) HOME $0 National Objective: Low Mod Clientele 570.208(a)(2) ESG $0 Accomplishment Goal: 100 Persons HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $3,333 Location l krvloo Area I Benalletartes: Available to clientele throughout City Human Options Help the homeless? Yes P.O. Box53745 Help persons with HIV / AIDS? No Irvine, CA 92619 Help persons with Special Needs? No Vivian Clecak Phone: 949-737-5242 Rift: kbure:Hnu ;N`015dllin Description: This program will provide program supplies at Emmanuel House, a transitional housing program for adults living with HIV or AIDS, the only project of its kind in Orange County. Funds will be used to provide a food pantry that contains nutritional supplements in addition to food and household supplies. The program expects to assist 40 clients in Orange County Operation of Shelter HUD Matrix Code: Costs (03T) CDBG $4,500 Eligibility Citation: 570.201(a) HOME $0 National Objective: Low Mod Clientele 570.208(a)(2) ESG $0 Accomplishment Goal: 40 Persons HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $4,500 J '/4 Available to eligible clientele throughout City Mercy House Help the homeless? Yes PO Box 1905 Help persons with HIV / AIDS? Yes Santa Ana, CA 92701 Help persons with Special Needs? No Heather Fitzgerald, Administrative Director Phone:714.836.7188 J 0 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PKOOKAM YEAR 2005 PAGE 0.0 I 5. PROGRAM YEAR ACTIVITIES .� i l • yt 5 Orange Coast Interfaith, Shelter: Temporary Shelter ' Description: OCIS is one of only two emergency shelters In Orange County. The program offers both emergency shelter and transitional housing. The program goal is to provide services to up to 100 persons on any given day. It is anticipated that 100 Newport residents will be served throughout the year. Eligibility Requested.Funding Operation of Shelter HUD Matrix Code: Costs (03T) CDBG $8,000 Eligibility Citation: 570.201(e) HOME $0 National Objective: Low Mod Clientele 570.208(a)(2) ESG $0 Accomplishment Goal: 100 Persons HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $8,000 Location /Service Area,/ Beneflclaries: Administered'By: Available to clientele throughout City Orange Coast interfaith Shelter Help the homeless? Yes 1963 Wallace Ave Help persons with HIV / AIDS? No Costa Mesa, CA 92627 Diane Ashe, Fund Developer Help persons with Special Needs? No Phone:949-631-7213 6 Serving People in Need (,SPIN)': Substance Abuse Treatment Description: SARP provides access to recovery programs to homeless and low-income individuals who cannot afford it otherwise. The program includes one month's room and board, counseling, and supplemental services focused on employment, medical assistance, and legal assistance. Funds will be used for case management, shelter costs, and operational costs. Program estimates serving 6 Newport residents and 450 Orange County residents overall. Eligibility Requested Funding Substance Abuse HUD Matrix Code: Recovery Services (05F) CDBG $8,000 Eligibility Citation: 570.201(e) HOME $0 National Objective: Low Mod Clientele 570.208(a)(2) ESG $0 Accomplishment Goal: 6 Persons HOPWA $0 Start Date: 07/01I2005 Other: $0 End Date: 06/30/2006 Total: $8,000 rcgtion! Service Area f Beneficiaries: Administered By: V, - Available to eligible clientele throughout City Serving People in Need (SPIN) Help the homeless? Yes 2900 Bristol, H106 Help persons with HIV /AIDS? No Costa Mesa, CA 92626 Jean Wegener, Executive Director Help persons with Special Needs? Yes Phone:714-751-1101 5. PROGRAM YEAR ACTIVITIES Description: South County Senior Services, Inc (SCSS) will provide home -delivered meals to homebound senior citizens (ages 60 years or older) who are unable to prepare meals for themselves due to age, illness, or disability. Participants will receive three (3) daily meals Monday through Friday. Funds WIII be used to subsidize the cost of these meals. itit(�i rr .: ;ps v, ...«3 tre wee '�ti14... . �t•, , ,. Services for Disabled HUD Matrix Cade: Persons (05B) CDBG $7,000 Eligibility Citation: 570.201(e) HOME $0 National Objective: Low Mod Clientele ESG $0 570.208(a)(2) Accomplishment Goal: Persons HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $7,000 .>- n Available to eligible clientele throughout City South County Senior Services, Inc, (SCSS) Help the homeless? No 24300 El Toro Road, Suite 2000 Help persons With HIV / AIDS? No Laguna Woods, CA 92637 Help persons with Special Needs? Yes Dr. Marilyn Ditty, Executive Director Phone:949.855.8025 r fins,., a1Alltirl♦ i�?"iRts 1 '�''� '� " ,fr � "`�' �. Description: Steps to Independence provides transitional shelter, food, clothing, counseling, and employment assistance to homeless women without children. The program handles a variety of clientele, including victims of domestic violence, emancipated youth, seniors, and women with developmental disabillUes. The end goal is self, sufficiency. Residency ranges from 6 to 12 months, during which supportive services such as case management, employment counseling, psychological counseling, and life -skills classes are offered. The shelter is located at 1411 N. In Santa Ana. The program anticipates assisting between 75 and 90 formerly homeless women. jyBroadway CDBG HUD Matrix Code: Operation of Shelter Costs (03T) $4,500 Eligibility Citation: 570,201(e) HOME $0 National Objective: Low Mod Clientele ESG $0 570.208(a)(2) Accomplishment Goal: 80 Persons HOPWA $0 Start Date: 07/01/2005 Other: $0 Date: 00/30/2006 i Total: $4,500 Available to eligible clientele throughout City Wise Place Help the homeless? Yes 1411 N Broadway Help persons with HIV / AIDS? No Santa Ana, CA 92706 Help persons with Special Needs? Yes Kathy Bowman, Executive Director Phone:714-542.3577 0 CITY OF NEWPORT BEACH ANNUAL ACTION PLAN PON PROGRAM YEAR 2006 PAGE 6.6 5. PROGRAM YEAR ACTIVITIES g Fair Housing Councils Fair Housing Description: The program will further fair housing in Newport Beach through education, landlord/tenant counseling, and legal action when necessary. It is anticipated the program will assist 355 Newport Beach residents with landlord/tenant related problems and 5 households with allegations of discrimination. Eligibility Requested Funding• HUD Matrix Code: Fair Housing Activities (21D) CDBG $13,086 Eligibility Citation: 570.206 HOME $0 National Objective: N/A ESG' $0 Accomplishment Goal: 5 Households HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $13,086 Location / Service Area / Beneficlarlow, Administered By: Available to ALL Newport residents Help the homeless? No Help persons with HIV / AIDS? No Help persons with Special Needs? No Fair Housing Council 201 S. Broadway Santa Ana, CA 92701 Dave Levy, Housing Rights Advocate Phone:714.569-0825 10 t Description Inspections i Eligibility HUD Matrix Eligibility Cit National Obj Accomplishr Start Date: End Date: rC dcation l 9 Balboa Penn Help the hor Help person Help person CITY OF NE 5. PROGRAM YEAR ACTIVITIES t CAP*#Ntiwpirt*i hf A#1 ' -� Description: Funds will be used to make Improvements to public facilities to allow for greater accessibility to Newport Beach residents with disabilities. Improvements will Include curb cuts and installation of ramps throughout the City. CDBG $50,000 HUD Matrix Code: Sidewalks (03L) Eligibility Citation: 570.201 (c) HOME $0 National Objective: Low Mod Clientele ESG $0 570.208(a)(2) Accomplishment Goal: Disabled Persons throughout City HOPWA $0 Start'Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $50,000 Location / Service Area / Benedclades: AdmirotbrsI, r , - Citywide City of Newport Beach Help the homeless? No 3300 Newport Blvd Help persons with HIV / AIDS? No Newport Beach, CA 92658 Help persons with Special Needs? No Dan Trimble, Program Manager Phone:949-644.3230 1Qit 01 Nnup$Et 1%#61111 14t1 d A• ; Description: Funds will be used to repay the City's Section 108 Loan. The loan was used to partially fund public Improvements to the Balboa Target Area totaling $8 million. The scope of work includes the Balboa Village Pedestrian and Streetscape Plan, Street Improvements to Balboa Blvd., Pier Parking Lot, Pier Plaza and Lot A connecting access to Main Street. iq slily xv- .A HUD Matrix Code: 108 Loan Payment (19F) CDBG $186,301 Eligibility Citation: 570.201 (c) HOME $0 National Objective: Low Mod Area 570.208(a)(1) ESG $0 Accomplishment Goal: NIA HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $186,301 Arm►. Service Area: Balboa Peninsula City of Newport Beach Help the homeless? No 3300 Newport Blvd Help persons with HIV / AIDS? Newport Beach, CA 92658 Help persons with Special Needs? Dan Trimble, Program Manager Phone:949-644.3230 LJ CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 200E PAGE 5.7 i 4• I • 5. PROGRAM YEAR ACTIVITIES 3 City of Newport Beach: CDBG Administration Description: Funds will be used to administer the other CDBG-funded programs, prepare required reports, monitor subrecipients, and ensure overall program compliance with the relevant federal regulations. EIIglbllity ,Requested Funding, HUD Matrix Code: CDBG Administration (21A) CDBG $69,378 Eligibility Citation: 570.206 HOME $0 National Objective: N/A ESG $0 Accomplishment Goal: N/A HOPWA $0 Start Date: 07/01/2005 Other: $0 End Date: 06/30/2006 Total: $69,378 Location / Service Area /Beneficiaries: Administered By.: N/A Help the homeless? No Help persons with HIV / AIDS? No Help persons with Special Needs? No City of Newport Beach 3300 Newport Blvd Newport Beach, CA 92658 Dan Trimble, Program Manager Phone:949-644-3230 CITY OF NEWPORT CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 20,05 '• APPENDIX A: SF-424 & CERTIFICATIONS APPLICATION FOR, Version 7103 t I FEDERAL ASSISTANCE 6 DATE E5 SUBMITTED Applicant Identifier 1. TYPE OF SUBMISSION: 3. DATE RECEIVED BY STATE State Application Identifier Application Pre -application E3 Construction ® Construction 4. DATE RECEIVED BY FEDERAL AGENCY Federal Identifier / f s ru o •Co u B•05-MC-060546 t i 3. APPLICANT INFORMATION Legal Name: Organizational Unit: j J City of Newport Beach Department: Planning Department i Organizational DUNS: Division: Community and Economic Development Address: Name and telephone number of person to be contacted on matters Street, . 1 Involving this application give area code 3300 Newport Bouleveard Prefix: First Name: P.O. Box 1768 Mr. Danlei ' City: Newport Beach Middle Name �) County: Last Name _ Drenge Trimble ;-r Male: Zip Code Suffix: A 92658-8915 • Untedd States of America tr dtmrimble@city.newport-beach.ca.us 6. EMPLOYER IDENTIFICATION NUMBER (EIN): Phone Number (give area code) Fax Number (give area code) • 9 5-6 OQQD❑❑E (949)644-3230 (949)6443229 S. TYPE OF APPLICATION: 7. TYPE OF APPLICANT: (See back of form for Application Types) F1 New 10 Continuation El Revision Revision, enter appropriate letter(s) in box(es) See back of torn for description of letters.) ❑ ❑Other (specfy) ' Other (specify) 9. NAME OF FEDERAL AGENCY: ' 10. CATALOG OF FEDERAL DOMESTIC ASSISTANCE NUMBER: 11. DESCRIPTIVE TITLE OF APPLICANT'S PROJECT: 0®-©0© Community Development Block Grant (CDBG) Entitlement Program 0ITLE (Name of Program: ) Community Develelopment Block Grant 12. AREAS AFFECTED BY PROJECT (Cities, Counties, States, eta): City of Newport Beach 13. PROPOSED PROJECT 14. CONGRESSIONAL DISTRICTS OF: Start Date: Ending Date: a. Applicant b. Project 07/0M005 06130/2006 CD-47 D-07 15. ESTIMATED FUNDING: 16. IS APPLICATION SUBJECT TO REVIEW BY STATE EXECUTIVE ORDER 12372 PROCESS? a. Federal 412,223 a. Yes. 03 THIS PREAPPLICATIONIAPPLICATION WAS MADE AVAILABLE TO THE STATE EXECUTIVE ORDER 12372 b. Applicant PROCESS FOR REVIEW ON DATE: c. State b. No. ail PROGRAM IS NOT COVERED BY E. 0. 12372 d. Local - • [3 OR PROGRAM HAS NOT BEEN SELECTED BY STATE e. Other OR REVIEW L Program Income 17. IS THE APPLICANT DELINQUENT ON ANY FEDERAL DEBT? • ❑Yes If "Yes" attach an explanation. IM No g. TOTAL 412,223' 18. TO THE BEST OF MY KNOWLEDGE AND BELIEF, ALL DATA IN THIS APPLICATIONIPREAPPLICATION ARE TRUE AND CORRECT. THE DOCUMENT HAS BEEN DULY AUTHORIZED BY THE GOVERNING BODY OF THE APPLICANT AND THE APPLICANT WILL COMPLY WITH THE ATTACHED ASSURANCES IF THE ASSISTANCE IS AWARDED. areBx First Name Romer Middle Name Last Name udau suffix I fl Manager City Manager. Telephone Number (give area coda) 949 644-3020 ' 9. Date Signed ZO IMPMLM Edition Usable 10 Sta dard Form 424 (Rev.9.2003) 'Authorized for Local Reproduction Prescribed by OMB CircularA-102 I INSTRUCTIONS FOR THE SF-424 Public reporting burden for this collection of information is estimated to average 45 minutes per response, including time for reviewing ' Instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of Information. Send comments regarding the burden estimate or any other aspect of this collection of information, including suggestions for r 1E reducing this burden, to the Office of Management and Budget, Paperwork Reduction Project (0348-0043), Washington, DC 20503. t PLEASE DO NOT RETURN YOUR COMPLETED FORM TO THE OFFICE OF MANAGEMENT AND BUDGET. SEND IT TO THE ADDRESS PROVIDED BY THE SPONSORING AGENCY. t' This is a standard form used by applicants as a required face sheet for pre -applications and applications submitted for Federal r assistance. It will be used by Federal agencies to obtain applicant certification that States which have established a review and comment procedure in response to Executive Order 12372 and have selected the program to be Included in their process, have been given an ( opportunity to review the applicant's submission. I �r r� A Item: Entry: item: Entry. i. Select Type of Submission. it. Enter a brief descriptive title of the project. If more than one program Is involved, you should append an explanation on a separate sheet. if appropriate (e.g., construction or real property projects), attach a map showing project location. For preappllcations, use a separate sheet to provide a summary description of this project. 2. Date application submitted to Federal agency (or State if applicable) 12. List only the largest political entities affected (e.g., Slate, and applicant's control number (if applicable). counties, cities). 3. State use only (if applicable). 13 Enter the proposed start date and end date of the project. 4. Enter Date Received by Federal Agency 14. List the applicant's Congressional District and any District(s) Federal Identifier number. If this application Is a continuation or affected by the program or project revision to an existing award, enter the present Federal Identifier number. If for a new protect, leave blank. 5. Enter legal name of applicant, name of primary organizational unit 15 Amount requested or to be contributed during the first (Including division, if applicable), which will undertake the fundingibudget period by each contributor. Value of in kind assistance activity, enter the organizationas DUNS number contributions should be Included on appropriate lines as (received from Dun and Bradstreet), enter the complete address of applicable. If the action will result in a dollar change to an the applicant (including country), and name, telephone number, e- existing award, indicate only the amount of the change. For mall and fax of the person to contact on matters related to this decreases, enclose the amounts In parentheses. If both basic application. and supplemental amounts are Included, show breakdown on an attached sheet. For multiple program funding, use totals and show breakdown using same sate ones as Item 15. 9. Enter Employer Identification Number(EIN) as assigned by the 10. Applicants should contact the State Single Point of Contact Internal Revenue Service. (SPOC) for Federal Executive Order 12372 to determine whether the application is subject to the State inte ovemmental review rocess. 7. Select the appropriate letter In 17. This question applies to the applicant organization, not the the space provided. I. Stale Controlled person who signs as the authorized representative. Categories A. State Institution of Higher of debt include delinquent audit disallowances, loans and B. County Learning taxes. C. Municipal J. Private University D. Township K Indian Tribe E. Interstate L. , Individual F. Intennunicipal M. ' Profit Organization G. Special District N. Other (Specify) H. Independent School O. Not for Profit District Or anization 8. Select the type from the following list: 18 To be signed by the authorized representative of the applicant. • "New" means a new assistance award. A copy of the governing body's authorization for you to sign • "Continuation" means an extension for an additional this application as official representative must be on file In the fundingibudget period for a project with a projected completion applicant's office. (Certain Federal agencies may require that date. this authorization be submitted as part of the application.) • "Revislon".means any change In the Federal Government's financial obligation or contingent liability from an existing obligation. If a revision enter the appropriate letter. A. Increase Award B. Decrease Award C. Increase Duration D. Decrease Duration 9. Name of Federal agency from which assistance is being requested with this application. 10. Use the Catalog of Federal Domestic Assistance number and title of the program under which assistance Is requested. • SF-424 (Rev. 7-97) Back a1 r� �i 't CERTIFICATIONS In accordance with the applicable statutes and the regulations governing the consolidated plan regulations, the jurisdiction certifies that: Affirmatively Further Fair Housing — The jurisdiction will affirmatively further fair housing, which means it will conduct an analysis of impediments to fair housing choice within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting that analysis and actions in this regard. Anti -displacement and Relocation Plan — It will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, and implementing regulations at 49 CFR 24; and it has in effect and is following a residential antidisplacement and relocation assistance plan required under section 104(d) of the Housing and Community Development Act of 1974, as amended, in connection with any activity assisted with funding under the CDBG or HOME programs. Drug Free Workplace — It will or will continue to provide a drug -free workplace by: 1. Publishing a statement notifying employees that the unlawful manufacture, distribution, dispensing, possession, or use of a controlled substance is prohibited in the grantee's workplace and specifying the actions that will be taken against employees for violation of such prohibition; 2. Establishing an ongoing drug -free awareness program to inform employees about - (a) The dangers of drug abuse in the workplace; (b) The grantee's policy of maintaining a drug -free workplace; (c) Any available drug counseling, rehabilitation, and employee assistance programs; and (d) The penalties that may be imposed upon employees for drug abuse violations occurring in the workplace; Making it a requirement that each employee to be engaged in the performance of the grant be given a copy of the statement required by paragraph 1; 4. Notifying the employee in the statement required by paragraph I that, as a condition of employment under the grant, the employee will - (a) Abide by the terms of the statement; and (b) Notify the employer in writing of his or her conviction for a violation of a criminal drug statute occurring in the workplace no later than five calendar days after such conviction; 5. Notifying the agency in writing, within ten calendar days after receiving notice under subparagraph 4(b) from an employee or otherwise receiving actual notice of such conviction. Employers of convicted employees must provide notice, including position title, to every grant officer or other designee on whose grant activity the convicted employee was working, unless the Federal agency has designated a central point for the receipt of such notices. Notice shall include the identification number(s) of each affected grant; 6.' Taking one of the following actions, within 30 calendar days of receiving notice under subparagraph 4(b), with respect to any employee who is so convicted - (a) Taking appropriate personnel action against such an employee, up to and including termination, consistent with the requirements of the Rehabilitation Act of 1973, as amended; or (b) Requiring such employee to participate satisfactorily in a drug abuse assistance or rehabilitation program approved for such purposes by aFederal, State, or local health, law enforcement, or other appropriate agency; 7. Making a good faith effort to continue to maintain a drug -free workplace through implementation of paragraphs 1, 2, 3, 4, 5 and 6. Anti -Lobbying — To the best of the jurisdiction's knowledge and belief- 1. No Federal appropriated funds have been paid or will be paid, by or on behalf of it, to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the awarding of any Federal contract, the making of any Federal grant, the making of any Federal loan, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any Federal contract, grant, loan, or cooperative agreement; 2. If any funds other than Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with this Federal contract, grant, loan, or cooperative agreement, it will complete and submit Standard Form-LLL,'Disclosure Form to Report Lobbying," in accordance with its instructions; and 3. It will require that the language of paragraph I and 2 of this anti -lobbying certification be included in the award documents for all subawards at all tiers (including subcontracts, subgrants, and contracts under grants, loans, and cooperative agreements) and that all subrecipients shall certify and disclose accordingly. Authority of Jurisdiction — The consolidated plan is authorized under State and local law (as applicable) and the jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations. Consistency with plan — The housing activities to be undertaken with CDBG, HOME, ESG, and HOPWA funds are consistent with the strategic plan. Section 3 — It will comply with section 3 of the Housing and Urban Development Act of 1968, and imple enting regulations a 24 CFR Part135. Signature/Auth ized Official Da e Title ' 0 I I I I� Specific Cll)BG Certifications The Entitlement Community certifies that: Citizen Participation -- It is in full compliance and following a detailed citizen participation plan that satisfies the requirements of 24 CFR 91.105. Community Development Plan -- Its consolidated housing and community development plan identifies community development and housing needs and specifies both short-term and long-term community development objectives that provide decent housing, expand economic opporhinities primarily for persons of low and moderate income. (See CFR 24 570.2 and CFR 24 part 570) Following a Plan -- It is following a current consolidated plan (or Comprehensive Housing Affordability Strategy) that has been approved by HUD. Use of Funds — It has complied with the following criteria: Maximum Feasible Priority. With respect to activities expected to be assisted with CDBG funds, it certifies that it has developed its Action Plan so as to give maximum feasible priority to activities which benefit low and moderate income families or aid in the prevention or elimination of slums or blight. The Action Plan may also include activities which the grantee certifies are designed to meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community, and other financial resources are notavailable); 2. Overall Renefit, The aggregate use of CDBG funds including section 108 guaranteed loans during program year(s) (a period specified by the grantee consisting of one, two, or three specific consecutive program years), shall principally benefit persons of low and moderate income in a manner that ensures that at least 70 percent of the amount is expended for activities that benefit such persons during the designated period; Special Assessments, It will not attempt to recover any capital costs of public improvements assisted with CDBG funds including Section 108 loan guaranteed funds by assessing any amount against properties owned and occupied by persons of low and moderate income, including any fee charged or assessment made as a -condition of obtaining access to such public improvements. However, if CDBG funds are used to pay the proportion of a fee or assessment that relates to the capital costs of public improvements (assisted in part with CDBG funds) financed from other revenue sources, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. The jurisdiction will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108, unless CDBG funds are used to pay the proportion of fee or assessment attributable to the capital costs of public improvements financed from other revenue sources. In this case, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. Also, in the case of properties owned and occupied by moderate -income (not low-income) families, an assessment or charge may be made against the property for public improvements financed by a source other than CDBG funds if the jurisdiction certifies that it lacks CDBG funds to cover the assessment. Excessive Force -- It has adopted and is enforcing: • 1. A policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and 2. A policy of enforcing applicable State and local laws against physically barring entrance to or exit from a facility or location which is the subject of such non-violent civil rights demonstrations within its jurisdiction; Compliance With Anti -discrimination laws -- The grant will be conducted and administered in conformity with title VI of the Civil Rights Act,of 1964 (42 USC 2000d), the Fair Housing Act (42 USC 3601-3619), and implementing regulations. Lead -Based Paint -- Its activities concerning lead -based paint will comply with the requirements of 24 CFR Part 35, subparts A, B, J, K and R; Compliance with Laws -- It will comply with applicable laws. oz �zosr 3 Signature/Authori6ed Offrcial Dat Title , 0 CJ OPTIONAL CERTIFICATION CDBG Submit the following certification only when one or more of the activities in the action plan are designed to meet other community development needs having a particular urgency as specified in 24 CFR 570.208(c): The grantee hereby certifies that the Annual Plan includes one or more specifically identified CDBG-assisted activities which are designed to meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community and other financial resources are not available to meet such needs. Signature Title ' 0 ,i APP) NDIX TO CERTIFICATIONS • INSTRUCTIONS CONCERNING LOBBYING AND DRUG -FREE WORKPLACE REQUIREMENTS: f A. Lobbying Certification i This certification is a material representation of fact upon which reliance was placed t' when this transaction was made or entered into. Submission of this certification is a prerequisite for inking or entering into this transaction imposed by section 1352, title 31, U.S. Code. Any person who fails to file the required certification shall be subject to a r' civil penalty of not less than $10,000 and not more than $100,000 for each such failure. i ( B. Drug -Free Workplace Certification t I. By signing and/or submitting this application or grant agreement, the grantee is providing the certification. f 2. The certification is a material representation of fact upon which reliance is placed when the agency awards the grant. If it is later determined that the grantee knowingly rendered a false certification, or otherwise violates the requirements of the Drug -Free Workplace Act, HUD, in addition to any other remedies available to the Federal Government, may take action authorized under the Drug- , , Free Workplace Act. 3. Workplaces under grants, for grantees other than Individuals, need not be identified on the certification. If known, they may be identified in the ` grant application. If the grantee does not identify the workplaces at the • time of application, or upon award, if there is no application, the grantee must keep the identity of the workplace(s) on file in its office and make the information available for Federal inspection. Failure to identify all known workplaces constitutes a violation of the grantee's drug -free workplace requirements. 4. Workplace identifications must include the actual address of buildings (or parts of buildings) or other sites where work under the grant takes place. Categorical descriptions may be used (e.g., all vehicles of a mass transit authority or State highway department while in operation, State employees in each local unemployment office, performers in concert halls or radio stations). 5. If the workplace identified to the agency changes during the performance of the grant, the grantee shall inform the agency of the change(s), if it previously identified4he workplaces in question (see paragraph three). 6. The grantee may insert in the space provided below the site(s) for the performance of work done in connection with the specific grant: • e • , Place of Performance (Street address, city, county, state, zip code) Check _ if there are workplaces on file that are not identified here. The certification with regard to the drug -free workplace is required by 24 CFR part 21. Definitions of terms in the Nonprocurement Suspension and Debarment common rule and Drug -Free Workplace common rule apply to this certification. Grantees' attention is called, in particular, to the following definitions from these rules: "Controlled substance" means a controlled substance in Schedules I through v of the Controlled Substances Act (21 U.S.C. 812) and as further defined by regulation (21 CFR 1308.11 through 1308.15); "Conviction" means a finding of guilt (including a plea of nolo contendere) or imposition of sentence, or both, by any judicial body charged with the responsibility to determine violations of the Federal or State criminal drug statutes; "Criminal drug statute" means a Federal or non -Federal criminal statute involving the manufacture, distribution, dispensing, use, or possession of any controlled substance; "Employee" means the employee of a grantee directly engaged in the performance of work under a grant, including: (i) All "direct charge" employees; (ii) all "indirect charge" employees unless their impact or involvement is insignificant to the performance of the grant; and (iii) temporary personnel and consultants who are directly engaged in the performance of work under the grant and who are on the grantee's payroll. This definition does not include workers not on the payroll of the grantee (e.g., volunteers, even if used to meet a matching requirement; consultants or independent contractors not on the grantee's payroll; or employees of subrecipients or subcontractors in covered workplaces). CITY OF NEWPORT BEACH ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005 APPENDIX B: PUBLIC PARTICIPATION & PUBLIC NOTICES 0 Development of 2005 Plan The City's Economic Development Division is responsible for developing the annual action plan and administering the programs included in the plan. This department made the following efforts to include all community stakeholders in the development of the action plan. This appendix has copies of the public notices and a summary of public comments received. Request for Proposals The City published a Notice of Funding Availability (NOFA) in December 19, 2004 in the Daily Pilot newspaper. The City also made the application available on the City's website and mailed applications to agencies receiving funds in the current year as well as those that had expressed interest. Agencies were given until January 27, 2005 to submit proposals. In response, 12 public service providers and 3 City Departments/Sections submitted applications for CDBG grants for Fiscal Year 2005-2006. The following organizations were involved in this process: • Assessment and Treatment Services Center • Council on Aging Orange County • Fair Housing Council of Orange County • Fish Harbor Area, Inc. • Friendship Shelter • Human Options • Mercy House • Orange Coast Interfaith Shelter • Serving People In Need • South County Senior Services, Inc. • Youth Employment Services of the Harbor Area, Inc. • WISEPlace • City of Newport Beach — Code Enforcement Section • City of Newport Beach — Public Works Department • City of Newport Beach — Planning Department Consultation In addition to the NOFA and the mailed applications, the City met with the Department of Public Works to determine needs and strategies within the City's organization. Public Review and Public Hearing The City published a notice in the Daily Pilot on March 14, 2005 Indicating that (1) the draft action plan would be available to the public for review from April 1 to May 5, 2005, and (2) the City Council would review public service funding recommendations on May 10, 2005 and accept comments from interested citizens in a public hearing. The announcement encouraged comments and participation from the public and provided instructions on how to submit written comments in the event a person could not attend. 'i On May 10th, the City Council reviewed the draft Action Plan and approved the budget. No public comments were received during the hearing or in writing. The City will amend the Action Plan to Include any comments and responses to the comments that are accepted at that hearing. • T� • M I1� RESOLUTION NO. 2005- 25 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF NEWPORT BEACH APPROVING THE ANNUAL ACTION PLAN WHICH IS PART OF THE CONSOLIDATED PLAN, AND THE PROJECTED USE OF COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) FOR FY 2005-2006, AND SUPERCEDING ALL PREVIOUS RESOLUTIONS WHICH ARE INCONSISTENT THEREWITH. WHEREAS, the City of Newport Beach participates in the Department of Housing and Urban Development's Community Development Block Grant (CDBG); and WHEREAS, the City of Newport Beach anticipates receiving $412,233 in CDBG funds for fiscal year 2005-2006. The City also had Unprogrammed Funds remaining in the CDBG account totaling $80,254; and WHEREAS, the Department of Housing and Urban Development (HUD) requires the ' City to prepare a 5-year "Consolidated Plan" document for the CDBG program and which a new Consolidated Plan will be adopted by the City in 2005; and i • WHEREAS, the Annual Plan is an integral part of the Consolidated Plan; and WHEREAS, on November 3, 2004, the City of Newport Beach's Planting Department conducted a Community Meeting with Newport Beach residents and community based organizations to evaluate the current level of services offered and to identify any new community needs; and WHEREAS, on December 19, 2004, the City published a Notice of Funding Availability (NOFA) in the Daily Pilot newspaper to announce the availability of CDBG funds and solicit proposals for tax-exempt nonprolit organizations that provide eligible CDBG services or projects that benefit Newport Beach; and WHEREAS, on March 14, 2005, the City published a public notice in the Daily Pilot newspaper indicating that the draft Action Plan would be available to the public for review and comment from April 1, 2005, and May 5, 2005; and WIIEREAS, on May 10, 2005, the City Council reviewed the draft Action Plan and approved the budget. Ile City will amend the Action Plan to include any comments and response to the comments that are accepted at the hearing; and • WHEREAS, the City Council has considered the community needs, priorities, and strategies set forth in the Consolidated Plan and the Housing Element of the General Plan and concludes the proposed allocation of $412,233 in fiscal year 2005-2006 CDBG funds plus $80,254 of unprogrammed CDBG Funds is consistent with the Consolidated Plan and Housing Element; and WHEREAS. nurs cant to Section 1537R of the State Rnvirnnmeninl GuidHinec the 1 -+ 0 NOW, THEREFORE, the City Council of the City of Newport Beach DOES HEREBY RESOLVE as follows: SECTION 1. The Action Plan outlining the City's housing and community development needs, priorities and strategies for FY 2005-2006 is hereby adopted, and the City Council DOES HEREBY AUTHORIZE the City Manager to be the official representative of the City of Newport Beach to submit the Action Plan and certification required to HUD. SECTION 2. That the City Council DOES HEREBY AUTHORIZE the Planning Manager of the Planning Department, or his designee, to be the official representative of the City of Newport Beach to submit required environmental documentation for CDBG projects. PASSED AND ADOPTED by the City Council of the City of Newport Beach at a regular meeting held on the 1 Oth day of May 2005. MAYOR OF THE ATTEST: CITY CLERIC OF THE a 3 r STATE OF CALIFORNIA ) COUNTY OF ORANGE ) as. CITY OF NEWPORT BEACH } ,r I, Leilani 1. Brown, Deputy City Clerk of the City of Newport Beach, California, do hereby certify that the whole number of members of the City Council is seven; that the foregoing resolution, being Resolution No. 2005-25 was duly and regularly introduced before and adopted by the City Council of said City at a regular meeting of said Council, duly and regularly held on the 10th day of May 2005, and that the name was so passed and adopted by the following vote, to wit: Ayes: Heffernan, Rosansky, Webb,'Ridgeway, Daigle, Nichols, Mayor Bromberg Noes: None Absent: None Abstain: :done • IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed the official seal of said City this I I Lb day of May 2005. E� Deputy City Clerk Newport Beach, California N !0RO r (Seal) L t iy ized to Publish Advertisements of all kinds ....oiling public notices by ANkar of the Superior Court of Orange County, California. Number A-6214, t ember 29,1961, and A-24831 June 11, I963. r „ ' PROOF OF PUBLICATION STATE OF CALIFORNIA) COUNTY OF ORANGE ss. I am a Citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen years, and not a party to or interested in the below entitled ,matter. I am a principal clerk of the ,NEWPORT BEACH - COSTA MESA DAILY PILOT, a newspaper of general Ilulation, printed and published in the y of Costa Mesa, County of Orange, ' State of California, and that attached Notice is a true and complete copy as was printed and published on the following dates: December 19, 2004 '(Main News Section) declare, under penalty of perjury, that the foregoing is true and correct. Executed on December 20, 2004 at ista Mesa, California. Signature agate erant,twnu ;rrggrpm to tie ,"t.Tear APP.LICATIONS;WILD•)3E�AYAII'A, BI�6.,P. ff pEMBER 16"';. 2004 J i'HFiO—A� ���;'�dti5•'• �• ' . ' The Fed's'ral; H66AInb' and d•Ommunliy o6+ eiopiii6nt •Act o 1974, as itme6deai:prdVIdQ3 Fednrol .4d,) nbnity, De'velopmeni Block dr�'rit (qD G),Nnds tB•.tha,,'UjY,bf,Newport BeA4h 0, projects thst•:p'roiri d -the Advo6oineltt:.of vlable urban communities "by'providin6. decent, housing,, suitable Iivind epairbnmonts, gild: bkpan'ded'_econom-lb "opportunities;' partlCularly:. r low' t" lit moderate -Income' persons, The City. of -Newport Bea6h.ant1cIpat6s rediAyIng $412,dti In CDBG fund •.for fiscal'.yo r 2q0 2tl00.,:' NOTICt'Is HE I BY QII(f`tI that thkity'of Newport Beach is currently acdlaptlrtg appll�ations'.tot Aliyible.publlc seM6es,. Th9 appll@, 1. maybe;tiled by,ndh•prohi organizationsAd request•funding or,;by Newport Beach residents to'suggebf that the Glty,•tit;other•ottganlzation, undertake a;new'program A general.dp's lion of eligible riubliC seivlces'is,suininarized below. ELIGIBLE PUBLIC SERVICEs:•AboyeAll, applications: must; demonstr&t6 that the service will pdhcipellybeneflt persons' bf low -'and 616d'eratbNticoma',(hobsefio(ds'earhind less•.thttn, 80% of'Orangb.-0b0hty's inedlan income)..• Types of•eiiglble, servlces'lnclud6, but•are not,llmited 'to: Homeless assistanbe;' employmem.s6rVi6ea; substttnCe,:ab9se 'recovery; ;senior' servlees," ..t;risk .youth programs; • crllne .'prevention; legal; services; and services for the disabled. DEADLINE; All interested 'service providers must •completb an; applicatipri package: Packages are- avallabie at the City of Newpo' iV 8¢Acti;' Econofnic,•'be4elopini8ht •'bmslop, , M01 Nevipdh Boulevard; Newport•Beach.. Completed applications will be .ac6e01:00 .'6tl1;6,00: p.m, en .Thursday„January 27; 2005, at'•the City of Newport Beach, Economic Developrnent; Di'vislon (Building C:) . • ' Questibns regarding,Afiis_NOFA should beAlreoted.td, Dan 'fumble with the City of Newport Beach, (049) 644-3230. CITY OF NEWPORT BEACH nPr. 9,7 ?nn4 1 ized to publish Advertisements of all kinds ading public notices by ea of the Superior Court or Orange County, California. Number A-6214, r 1 September 29, 1961, and A-24831 June It, 1963. (,(:C:IV�::I? PROOF OF PUBLICATION 05 APR —4 1 A10 :39 STATE OF CALIFORNIA) °a"ri or"111i ) ss. COUNTY OF ORANGE ) I am a Citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen years, and not a party to or interested in the below entitled matter. I am a principal clerk of the NEWPORT BEACH - COSTA MESA DAILY PILOT, a newspaper of general 1iculation, printed and published in the ty of Costa Mesa, County of Orange, State of California, and that attached Notice is a true and complete copy as was printed and published on the _ following dates: MARCH 26,2005 I declare, under penalty of perjury, that the foregoing is true and correct. Executed on MARCH 26,2005 at Costa Mesa, California. Signature I Y CLEM T DEACI�b 1x'. RECEIVED BY PLA, ..RING DEPARTMENT CITY OF NEWPORT BEACH APR 0 5 2005 PM 7I8I9I10I11 I12 Il I2I3I4I5I6 Authorized to Publish Advertisements of all kinds including public nodes by of the Superior Court of Orange County, California. Number A-6214, lember 29,1961, and A-24831 June 11, 1963. PROOF OF PUBLICATION STATE OF CALIFORNIA) )SS. COUNTY OF ORANGE ) I am a Citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen years, and not a party to or interested in the below entitled matter. I am a principal _ clerk of the NEWPORT BEACH - COSTA MESA DAILY PILOT, a newspaper of general circulation, printed and published in the City of Costa Mesa, County of Orange, State of California, and that attached 'Ootice is a true and complete copy as was printed and published on the following dates: AUGUST 18,2006 I declare, under penalty of perjury, that the foregoing is true and correct. Executed on AUGUST 18'r 2006 at Costa Mesa, California: Signature Authorized to Publish Advertisements of all kinds including public notices by Decree of the Superior Court of Orange County, California. Number A-6214, &tember 29,1961. and A-24831 June 11,1963. PROOF OF PUBLICATION STATE OF CALIFORNIA) )SS. COUNTY OF ORANGE ) I am a Citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen, years, and not a_ parry to or interested in the below entitled matter. I am a principal _ clerk of the NEWPORT BEACH - COSTA MESA DAILY PILOT, a newspaper of general circulation, printed and published in the City of Costa Mesa, County of Orange, State of California, and that attached otice is a true and complete copy as as printed and published' on the following dates: AUGUST 18,2006 I declare, under penalty of perjury, that theloregoing is true and correct. Executed on AUGUST 18',2006 at Costa Mesa, California: Signature CITY OF NEWM REACH PROPOSED AIAERORIFlIT10 ONE-YEAR ACTION PLAN FOR FISCAL YEAR 2006 t to the United States Department of H ant (HUD) regulations, the City of Newport the pLblic of an ameRdnTent to the Fiscal Year n. ys Citizen Participation Plan requires that r Flotl be provided and that a public hearing t itc Lange in HUD approved programs, prolecl id by the City. Each year, the City submits to t g and Urban Development the One -Year Action rating July 1. The Action Plan details the prop through which the City Intends to expend Its ent Block Grant (CDBG) funds. substantial change is reposed to any of the las previously appproved by HUD, the public inHearing mgst held to allow the public on -the proposed substantial changes. �s to be amended are as follows: f 20D6.07 Fish Harbor Area, Inc. -Homeless and Hunger Prevention Program •SI f 2006.07 Fish Harbor Area, Inc., Mobile Meals Program +S (2006.07 South County Sr. Services, Home Delivered Meal Program +5 e 2006.07 WISE Place, Steps to Independence Program + f 2006.07 SPIN, Substance Abuse & Rehabilitation Program +6 The City Council will hold the public hearing to receive comments no a.m. and Mesa Daily Pilot August 18, 2OD6 CITY OF NEWPORT BEACH PLANNING DEPARTMENT Patricia L. Temple, Director OFFICE OF THE CITY MANAGER May 15, 2005 i Mr. William Vasquez Community Planning and Development Division Department of Housing and Urban Development AT & T Center t 611 W. 6th Street, Suite 800 Los Angeles, CA 90017 Dear Mr. Vasquez: Enclosed please find one (1) original and two (2) copies of the Program Year 2005-2009 • Consolidated Plan and 2005-2006 Annual Action Plan for the City of Newport Beach. if you have any questions regarding the content of these documents please contact Dan Y Trimble, Program Manager, at (949) 644-3230. Sincerely, Y omer Bludau City Manager Y Enclosures 11 Cc: Rufus Washington, Sr. CPD Representative 1AUSERS\PLN\Shared\CDBG\FY 2005-2006\Action Plan\Cover Lemr.doo 3300 Newport Boulevard • Post Office Box 1768 • Newport Beach, California 92658-8915 6 ' i r � EWN) � n 1 41F OR111� � ;4 ,I . .j .r .Y 1 t .t City of Newport Beach 2005-2009 .j Consolidated Plan 'T r� Prepared B : ` L DM • p Y Ass oci ate s•Inc. 1. I, Table of Contents • City of Newport Beach 2005-2009 Consolidated Plan Table of Contents I• • I. Executive Summary..........................................................................................................I-1 A. What is the consolidated Plan?...................................................................................I-1 B. Major Components of the Consolidated Plan .............................................................I-2 C. What's New in the Consolidated Plan?......................................................................I-2 D. How the Executive Summary is Organized................................................................1-3 E. Community Vision......................................................................................................I-4 F. Community Profile......................................................................................................I-4 G. Consolidated Plan Development.................................................................................I-5 H. Housing Market Analysis and Needs Assessment......................................................I-6 I. Public and Assisted Housing......................................................................................I-6 J. Homeless and Special Needs Assessment..................................................................I-7 K. Non -Housing Community Development Needs.........................................................I-9 L. Barriers to Affordable Housing................................................................................I-10 M. Impediments to Fair Housing....................................................................................I-11 N. Lead -based Paint Hazards.........................................................................................1-11 0. Housing and Community Development Delivery System........................................I-11 P. Analysis of Poverty .............................. ...................................................................... 1-12 Q. Strategic Plan ............................................................................................................1-is R. Monitoring................................................................................................................I-14 S. Leveraging................................................................................................................I-15 II. Community Profile..........................................................................................................II-1 A. City in the Past...........................................................................................................II-1 B. City Today: Demographics ........................................................................................1I-2 C. Business Climate........................................................................................................II-3 in. Consolidated Plan Development...................................................................................III-1 City of Newport Beach Pg. 1 2005-2009 Consolidated Plan Rev. 4122105 N Table Of Contents A. Introduction ................................................ .............................................................. M-1 �d E. Purpose of the Consolidated Plan ............................................................................III-1 C. Citizen Participation & Consultation Plan for 2005-2009....................................... II1-3 A Community Involvement in the 2005-2009 Consolidated Plan .............................III-15 E. Anti -Displacement and Relocation Plan ................................................................ III-18 ,1 iv. Housing Market Analysis and Needs Assessment.......................................................IV-1 A. Overview.................................................................................................................. IV-1 1 B. Housing Supply.... ............................. ........................... ............... . ...................... IV-2 c. Age of Housing Stock..............................................................................................IV-5 s D. Housing Permits ............................... ........................................................................ IV-7 E. Available Land.........................................................................................................1V-8 P. Housing Demand ...IV-12 ................................................ ................................................ G. Population Growth.................................................................................................IV-13 H. Cost of Rental Housing..........................................................................................IV-14 LCost of Owner -Occupied Housing.........................................................................IV-15 J. Vacancy..................................................................................................................IV-16 ` K. Overcrowding .... ............................................................................... ..................... IV-17 ` L. Cost Burdens..........................................................................................................IV-19 M. Physical Defects and Substandard Condition........................................................IV-21 N. Low -Income and Minority Populations .................................................................IV-21 0. Housing Needs IV-22 ..................................................... ............................... ................... V. Public Housing Needs.............................................................................I........................ V-1 A. IntroductionV-1 ....................................................................................I.......................... E. Public and Assisted Housing Providers.................................................................... V-1 C. Units at Risk of Conversion...................................................................................... V-3 D. Public Housing Strategy........................................................................................... V-6 VI. Homeless and Special Needs Assessment ...... .............. ................................... 6.... I ...... ..V1-1 A. A Profile of the Homeless........................................................................................ VI-1 City of Newport Beach Pg, 2 2005 2009 Consolidated Plan Rev. 4122105 Table of Contents B. Homeless Definitions............................................................................................... VI-1 is C. Factors Contributing to Homelessness..................................................................... VI-2 D. Local Homeless Population..................................................................................... VI-3 E. Homeless Needs....................................................................................................... VI-5 F. Strategy....................................................................................................................VI-9 G. Regional Strategy..................................................................................................... VI-9 H. Supportive Housing Needs.................................................................................... VI-22 vII. Non -Housing Community Development Needs Assessment ..................................... VII-1 A. Introduction............................................................................................................. VII-1 B. Methodology...........................................................................................................VII-1 C. Funding Priority Levels.......................................................................................... VII-1 D. TheCDBGProgram...............................................................................................VII-2 E. Community Development Priority Needs............................................................... VII-4 F. Community Infrastructure Improvements............................................................... VII-5 G. Community Facilities..............................................................................................VII-5 H., Communitv Services ...............................................................................................VII-9 I, Accessibility Needs...............................................................................................vu-iZ 7. Economic Development........................................................................................VII-12 VIII. Barriers to Affordable Housing............................................................................... VIII-4 A. What is a Barrier to Affordable Housing?............................................................ VIII-1 B. Analysis of Barriers.............................................................................................. VIII-1 C. Strategy and Objectives........................................................................................ VIII-5 Ix. Impediments to Fair Housing........................................................................................IX-1 A. Introduction.............................................................................................................. IX-1 B. Overview of Fair Housing.......................................................................................IX-1 C. Fair Housing in Context........................................................................................... IX-2 D. Discrimination.......................................................................................................... IX-3 E. Summary of Issues and Key Findings..................................................................... DC-4 City of Newport Beach Pg. 3 2005-2009 Consolidated flan Rev. 4122105 I Table of Contents P F: Fair Housing in Newport Beach ............................ .................................................. IX-7 G. Fair Housing Strategy..............................................................................................IX-7 x. Lead -based Paint Hazards ............ ................................ ................ .III .......................... I... X-1 A. Introduction............................................................................................................... X-1 13. Lead Hazards............................................................................................................ X-1 C. Sources of Lead Hazards.......................................................................................... X-1 ' D. What is a Lead -based Paint Hazard.......................................................................... X-2 r E. Effects of Lead Hazard............................................................................................. X-2 F. Number of Children with Elevated Blood Levels of Lead ....................................... X-3 G. Strategies and Objectives.......................................................................................... X-4 i H. City Compliance and Activities................................................................................ X-5 I. Activities of Other County Agencies........................................................................ X-7 xi. Housing and Community Development Delivery System ...................... 4............. ....... X1-1 A. The Housing and Community Development Delivery System ................................ XI-1 B. Gaps in the Institutional Structure........................................................................... XI-5 C. Housing and Community Development Delivery System Strategy ........................ XI-6 A Priority Strategy for the Housing & Community Development Delivery System.. XI-7 XII. Anti -Poverty Strategy............................................................................................4..... XII-1 A. Poverty in Context .............................. .................................................................... XII-1 B. Analysis of Poverty in City ..................................................... ................................ XIM C. The State's Welfare -to Work Program...................................................................XII-2 D. Existing Programs............................................................. ......... ............ I ................ XII-2 E. Anti -Poverty Strategy.............................................................................................XII-2 X1U. Strategic Plan .... .............................. ......... .......... .............. ........ ....... ..... +...,.......... 0..... ...XH1-1 A. Strategies............................................................................................................... XIII-1 B. General Priorities for Investment.........................................................................I XIII-3 C. Geographic Priorities for Investment.................................................................... XIII-5 City of Newport Beach Pg. 4 2005-2009 Consolidated Plan Rev. 4122105 Table of Contents D. Goals, Strategies, and Objectives Matrix.............................................................. XIH-8 E. Other Strategies..................................................................................................... XIH-5 XrV. Monitoring Standards and Procedures.....................................................................XIV-1 A. Project Monitoring................................................................................................XIV-1 B. Consolidated Plan Monitoring.............................................................................. XIV-3 xv Leveraging..................................................................................................................... XV-1 A. Federal Resources.................................................................................................. XV-1 B. State Public Resources........................................................................................... XV-9 C. Local Public Resources........................................................................................ XV-18 D. Private Resources........... Appendices A. Community Developmen B. Community Meetings C. Acronyms D. Glossary of Terms E. Maps F. 2005-2006 One -Year Ac City of Newport Beach Rev. 4122105 t • �yWPO�',A O� dd a ex � 1 �'�tIPORN�D � z a a A �► w z 0 0 N O � N I. Executive Summary Executive ,Sum:nary 9 L EXECUTIVE SUMMARY A. What is the Consolidated Plan? The Consolidated Plan identifies each community's priority needs, short- and long- term goals and objectives, and strategies and timetables for achieving its goals, It asks each community to state how it plans to achieve local objectives in accordance with the statutory goals of all community development programs; to provide decent housing in a suitable living environment and to expand economic opportunity for low- and moderate -income families. The Consolidated Plan seeks to alter the relationship between HUD, State and local governments, and citizens. Developed with the input of citizens and community groups, the Consolidated Plan serves four functions. One, it is a planning document for each community, built upon public participation and input. Two, it is the application for funds under HUD's formula .grant programs: the Community Development Block Grant (CDBG) Program. Three, it articulates local priorities. And four, it is a five-year strategy the jurisdiction will follow in implementing HUD programs. A completed Consolidated Plan describes the lead agency responsible for overseeing the development and implementation of the plan and agencies, groups, and organizations that participate in the process. It also includes a summary of the citizen • participation process, public comments, and efforts made to broaden public participation in preparing the plan. In addition, all Consolidated Plans include seven major components. 1. The Purpose of the Consolidated Plan The City of Newport Beach 2005-2009 Consolidated Plan is the primary method for carrying out this consolidated plan. The Consolidated Plan identifies the City's needs in housing, homelessness, community development, and economic development. It also presents the City's strategies to address those needs. The City's Planning Department develops and carries out the Consolidated Plan. The U.S. Department of Housing and Urban Development requires Newport Beach to complete a'Consolidated Plan to receive funds under the Community Development Block Grant (CDBG) program. Consolidated Plans are required to be prepared every five years and include five Annual Action Plans (described below) to be produced for each year. This Consolidated Plan covers the period from July 1, 2005 through June 30, 2010. CDBG can fund a variety of activities to help low-income people and neighborhoods, such as planning activities, housing assistance, public services, infrastructure, economic development, and other community development projects. • The Consolidated Plan builds on a comprehensive consultation and citizen participation process. The City of Newport Beach's Planning Department is the City of Newport Beach 1-1 2005 — 2009 Consolidated Plan Rev. 5111105 Executive Summary lead agency for the Consolidated Plan. The Planning Department is tasked with developing and carrying out the plan. B. Major Components of the Consolidated Plan The Consolidated Plan contains several major components: ■ An analysis of housing, homelessness, public housing, community development, economic development, and other related needs. ■ A housing market analysis. ■ A description of the priority needs selected by the City. ■ Long-term strategies to address those priority needs. ■ An explanation of how the City will work with organizations in the public, private, and nonprofit sectors to help carry out those strategies. ■ A description of annual projects and activities the Planning Department will undertake to carry out those strategies. ■ Certification to Affirmatively Further Fair Housing and other certifications The City must produce five Annual Action Plans under the Newport Beach ' Consolidated Plan for 2005-2009. The 2005 Annual Action Plan is the first one. Each Annual Action Plan must describe how the City intends to invest its CDBG funds for the upcoming program year. Each year's Annual Action Plan contains its own Executive Summary. + C. What's New In the Consolidated Plan The City of Newport Beach 2005-2009 Consolidated Plan contains several new items and methodologies compared to the previous Consolidated Plan: ■ New research using the latest data from the U.S. Census Bureau, the Bureau of Labor Statistics, Housing Agencies, and the results of the Planning Department's Community Needs Assessment survey. ■ An improved citizen participation and consultation process to advise the City on needs and strategies. ■ Residents were asked to complete a needs assessment survey where they responded to questions about needs in the areas of housing, homelessness, community development, and economic development. ■ Residents and community based organizations were able to attend a community meeting that examined affordable and fair housing issues, the delivery of services, and how to better serve persons with special needs. ■ A Community Profile that describes some of the characteristics of the City, including its residents and economy. is City ofNew_port Beach I-2 2005 — 2009 Consolidated Plan Rev. 5111105 E Executive Summary 'i • ■ A performance matrix in the Strategic Plan that lays the groundwork for 1 measurable accomplishments in each year's Action Plan. ■ A resources section that can help other organizations apply for funding to help carry out the Consolidated Plan's goals and strategies. D. How the Executive Summary is Organized This Executive Summary contains 14 subsections that mirror the 14 sections of the City of Newport Beach 2005-2009 Consolidated Plan: ■ Community Vision —describes how Newport Beach's General Plan sets the vision for growth and how the Planning Department, its advisory committee, and the Consolidated Plan help carry out that vision. ■ Community Profile —describes some of Newport Beach's characteristics, including its residents and economy. ■ Consolidated Plan Development —contains three items: (1) Newport Beach's Citizen Participation Plan for 2005-2009; (2) the Department's outreach to allow citizens and community partners to comment on needs, proposed strategies, and projects; and (3) Newport Beach's Anti -displacement and Relocation Plan for 2004-2009 (which describes the City's plans to minimize the displacement of anyone due to the use of CDBG funds). ' • ■ Housing Market Analysis and Housing Needs —presents an overview of Newport Beach's projected housing supply and demand, and assesses housing needs. ■ Public Housing Needs —describes the agencies that provide public and assisted housing needs in Newport Beach. ■ Homeless and Special Needs Populations —examines the needs of Newport Beach's homeless and persons with special needs. ■ Non -housing Community Development Needs Assessment —examines "non - housing" community development needs in Newport Beach such as planning, , economic development, public services, and public facilities. ■ Barriers to Affordable Housing - examines barriers to affordable housing and the City's strategy for addressing those barriers. ■ Fair Housing —describes the impediments to fair housing choices in Newport Beach. ■ Lead -based Paint Needs —summarizes the lead -based paint hazards in housing. ■ Housing and Community Development Institutional Structure —summarizes the gaps in the City's housing and community development delivery system. ■ Anti -poverty Strategy —describes how CDBG projects are part of the City's efforts to move low-income families to self-sufficiency. • ■ Strategic Plan —presents the City's strategies to meet the housing and community development needs found in the previous sections. City of Newport Beach 1-3 2005 — 2009 Consolidated Plan Rev. 5111105 Executive SuniniarV • Monitoring —describes how the Planning Department monitors CDBG projects • as well as its progress in carrying out Consolidated Plan strategies and objectives. E. Community Vision , Newport Beach has changed profoundly in the last 20 years. Its economy has ? continued to blossom as job and population growth has continued to grow. Its i population is deep rooted in the community. The quality of life issues continue to be at the forefront. The challenge now facing the community is meeting future demands for housing, commercial development, public open space, and public facilities. With state and r federal governments constantly threatening Cities with a reduction of funds, the future development of Newport Beach will increasingly depend on the efficient development of infrastructure, remaining vacant land, and underdeveloped land. The City's General Plan is a blueprint to guide development in the City of Newport Beach in future years. It provides a framework for decisions regarding land use and transportation, as well as public facilities, economic development, housing, and other ' public issues that are vital to a healthy and livable community. The Planning + Department is the primary entity that carries out the vision of the General Plan. r As advised by the CDBG Advisory Committee and the City Council, the Planning i Department provides funding for community -based organizations to carry out public service programs designed to help neighborhoods achieve a high quality of life for all of the city's residents. + F. Community Profile The City's first inhabitants thousands of years ago were the Shoshone Indians who lived along the Pacific coast, supported by the abundance of the seas and fertile land. The dramatic coastline of Newport Beach and its proximity to the water have always played a great part in the development of the City. ' Newport Beach is known for its savvy corporate offices, mild Pacific coastal climate, i and the nearby airport served by a dozen major air carriers and named after legendary resident John Wayne. Getting around the Newport Beach area is convenient, with commute times rarely more than 15 minutes. The nearby John Wayne/Orange County airport to the north handles nearly 70 commercial flights daily, serving approximately 4.5 million passengers annually. Other nearby airports include Long Beach Municipal Airport (25 miles north), Los Angeles International Airport (40 miles north), and San Diego International Airport/Lindbergh Field (80 miles south). As in most major cities, you'll find car and limousine rentals, as well as commuter airline, bus, and train service.' At the time of the 2000 Census, about 50.8 percent of Newport Beach's residents were born in California and about 49,2 percent were born elsewhere. During the 2000 Census, the City of Newport Beach had a population of 70,032. 0 City of Newport Beach Rev. 5111105 1-4 2005 — 2009 Consolidated Plan Executive Summary i ,, • The population of Newport Beach principally is not a multi -culturally diverse community. Racial and ethnic minorities remain a stable contributor to the growing population. About 8 percent of the population is non -white, a lesser proportion than the national average for metropolitan areas. Asians are the largest non -white ethnic group, comprising 4.0 percent of the population. All other racial and ethnic groups account for less than 1 percent each. Today's population is a relatively even mix of males (50.5 percent) and females (49.5 percent). Newport Beach has grown to over 33,071 households. Although 51.3 percent of these households are families, non -family households have increased to 48.7 percent. The average household size is 2.09 persons per household, whose median income is approximately $83,455 (in 1999). The average family size is 2.71 persons per family, whose median income is approximately $111,166 in 1999. The 2000 U.S. Census counted 37,288 total housing units. Of these, 4,217 were vacant. 38,316 residents were employed. The unemployment rate at that time was 2 percent, although 34.2 percent of all adults were not in the work force. The per capita income was $63,015, and 2 percent of residents were living below the poverty level. G. Consolidated Plan Development The Planning'Department is the lead agency for the City of Newport Beach 2005- 2009 Consolidated Plan. The Planning Department, which develops and implements • the plan, urges citizens to voice their concerns and share their ideas concerning Federal programming. The Planning Department welcomes comments and suggestions. Part One of the Consolidated Plan Development section presents the City's Citizen Participation Plan. It summarizes the citizen participation opportunities that the City must follow whenever it makes certain changes to the Consolidated Plan. It also summarizes how citizens can access records and make complaints. Part Two explains how residents and local organizations could comment on needs and strategies in the five-year plan. The Department offered numerous opportunities for public input, comment, and review through: ■ A needs survey that was distributed at all of the City facilities for residents to communicate their comments on housing, homelessness, community development, and economic development needs. ■ A Community Meeting that examined issues related to affordable.housing, public housing, homelessness, and non -housing community development. ■ A review of the needs, strategies, actions, and projects in the draft Consolidated Plan by the CDBG Advisory Committee and other groups. ■ Public hearings to garner citizen comments on the needs, strategies, actions, and projects in the Consolidated Plan. • ■ Distribution of the draft Consolidated Plan combined with a minimum 30-day public comment period. City of Newport Beach Rev. 5111105 I-5 2005 — 2009 Consolidated Plan Executive Susunary .I Part Three describes how the City will help persons who must be temporarily •i relocated or permanently displaced due to CDBG activities. # H. Housing Market Analysis and Needs Assessment Consolidated Plan regulations require the Planning Department to conduct a housing i market analysis to serve as one of the foundations for setting priority housing needs and strategies. The Department conducted an extensive market analysis that focused on the following five topics: ■ Existing housing supply and demand. i ■ Economic and development trends that will determine future supply and demand. ■ Niche markets such as public housing, homeless facilities, and housing for —' persons with special nceds. f ■ HUD -specific market characteristics such as low- and moderate -income , concentrations, as well as ethnic and minority concentrations. ■ Priority housing needs and strategies set by the Planning Department through the T Consolidated Plan development process. ' The housing market analysis reveals a number of important findings: ? ■ As the cost of housing in Newport Beach continues to increase at a faster rate than the median income, the demand for more low-cost rental housing will increase dramatically. • ■ The lowest income renters are in the most need of more affordable housing. A growing demand for one and two bedroom units is driving up rents while many of these renters are already paying more than half their wages for housing. ■ With some assistance, homeownership is still within reach of some moderate - income families. Down payment assistance programs and housing counseling would help the dream of homeownership become a reality for these families. ■ As the amount of developable land becomes smaller, the feasibility of rehabilitation will increase. ■ Newport Beach contains a number of owner -occupied units that need some degree of rehabilitation. I. Public and Assisted Housing The City of Newport Beach is committed to working with public and assisted housing providers to address housing needs. Several agencies provide public or assisted housing in the City of Newport Beach city limits. There is one public housing agency that provides assisted housing in the City. The Housing Authorityof the County of Orange. The Housing Authority offers one type of housing assistance programs, the Section 8 Assisted Housing Program. This federally -funded program provides rental assistance in the form of a voucher to very low-income families, City of Newport Beach Rev. V11105 1-6 2005 — 2009 Consolidated Plait Executive Summary I 'f • senior citizens, disabled, handicapped, and other individuals for the purpose of securing decent, affordable housing. The Housing Authority is currently managing 105 Section 8 vouchers units that are located within Newport Beach. Several additional agencies also develop affordable housing for low and moderate - income individuals and persons with special needs. These agencies include the Newport Beach Apartment Management Company (IAMC), a subsidiary of The Newport Beach Company (TIC). J. homeless and Special Needs Assessment Despite greater attention to the problem, there are 34,999 homeless living in the Orange County region at any point in time. The diversity of the homeless population continues to increase and the percentage of homeless persons suffering from mental illness and substance abuse also continues to increase. Many homeless have come from rural areas to the City to be near family or seek employment. Many addicted persons have recycled in and out of homelessness with many reporting prior episodes. The causes of homelessness in the City include a variety of factors, including: ■ Substance abuse. ■ De -institutionalization of persons with mental illness. ■ Lack of resources to address the needs of homeless or "near -homeless" persons with substance abuse or mental illness, including persons with dual diagnoses. ■ Unemployment/underemployment. ■ Lack of job skills among persons at high risk for homelessness. ■ Domestic violence. ■ A large gap between the number of affordable housing units and the number of households which need them. Poverty and Lack of Personal Resources. Although more people are homeless, the organizations and programs designed to serve them are making some progress in addressing these often, multi -diagnosed homeless needs. Studies indicate that more of the easier -to -reach "situational homeless" in the City are being helped now compared to several years ago. Crises such as domestic violence, unemployment, or death put these people at risk. Helping the chronically homeless, who often have lived on the streets for years, is harder. These people tend to be substance abusers, persons with mental illness, or dually -diagnosed. The response by City agencies has moved toward a more effective treatment and rehabilitation focus, instead of merely providing food and shelter. According to the Continuum of Care (CoC) Community Forum Collaborative • survey, the number of potentially homeless and at -risk persons in transitional, group, and nonpermanent living arrangements is increasing. Persons with special needs may City of Newport Beach I-7 2005 — 2009 Consolidated Plan Rev. 5111105 _t Executive Sunanary have a variety of mental and physical disabilities; therefore, need a variety of housing options. Their housing needs vary depending on the type of disability and may vary throughout an individual's life depending on the degree of disability and individual circumstances. Special Needs Populations Several common themes and issues emerged from the Consolidated Plan needs 1 assessment, discussions with community -based organizations, and the analysis that provides a good starting point in understanding how to serve persons with special t needs in the City more effectively: i 1. Transportation A common theme amongst those participating in the Consolidated Plan process was that the lack of access to transportation and employment centers was not helping many hardships, and was obstructive to self-sufficiency. 2. Adaptable housing Agencies expressed the need to incorporate accessible design in new affordable housing as a high need, as was the need for adaptable "retrofits" to existing housing for households that need them. With such housing, residents with , special needs will not need to abandon their homes. This issue is especially important for the elderly who are often homeowners who do not want to leave their homes. Also discussed was the issue that many persons with special needs lack the financial resources to pay for retrofits and other necessary improvements. 3. Lack ofIncome Organizations that assist special needs groups indicated that persons with special needs find it extremely difficult to maintain employment. Therefore, they often cannot afford many of the housing and supportive services they need and must rely upon public assistance. 4. Discrimination While there are differences in the intensity of opposition to housing for the different special needs populations, individuals reported that landlords often did not want to rent to persons with special needs. NiMBY, the "Not In My Back Yard" syndrome, was also discussed as a common issue. 5. Lack of Funding Agencies indicated the need for additional funding for affordable housing for persons with special needs. They further discussed the lack of funding for the . supportive services necessary for persons with special needs. City of Newport Beach 1-8 2005 — 2009 Consolidated Plan Rev. 5111105 Executive Summa?v 6. Education Another common theme was the need for educating the public regarding a variety of issues, including resources, services, and programs available for lower -income families and persons with special needs. Also cited was the need for prevention education. 7. Accessible Facilities Participants cited the need for more accessible facilities that support services to persons with special needs, such as community centers, activities, education, and computer training. This need includes retrofitting existing facilities as well as the need for new facilities. 8. Support for Organizations Serving Persons with Special Needs Another common theme participants expressed was the need for resources (especially for administrative support) for these organizations. K. Non -Housing Community Development Needs The CDBG regulations categorize the types of programs and projects that are eligible for the funds. This section provides an assessment that examines the following need ' • categories: Community Improvements; Community Facilities; Community Services; Accessibility Needs; and Economic Development. Each need category is defined below. • 1. Economic Development Activities or improvements designed to support, increase, or stabilize business development, as well as to create or retain jobs, or expand the provision of goods and services (e.g., small business incubators, commercial and industrial development, loans to for -profit businesses, infrastructure improvements specific to expanding or creating business development). 2. Community Improvements Public improvements that support existing or future community development that benefits an entire area or site (e.g., roads, curbs, gutters, sewer systems, street lighting, bridges). 3. Community Facilities Construction or rehabilitation of structures or facilities that house a public use, except for the general conduct of government. City of Newport Beach Rev. 5111105 1-9 2005 — 2009 Consolidated Plan .1 Executive Surnniat t 1 .1 4. Community Services �1 Activities that provide services to individuals and/or households (e.g., job training, child care, graffiti removal). 5. Accessibility Needs Non -housing activities or improvements that provide accessibility improvements for persons who are physically disabled. All improvements completed must meet the Americans with Disabilities Act (ADA) requirements. L. Barriers to Affordable Housing The City of Newport Beach is committed to helping reduce barriers to affordable housing. Despite Newport Beach's strong economy and growing housing demands, t the local market is not responding to the needs of lower -income households to the degree needed. The inventory of affordable housing continues to deteriorate, while the production rate of new affordable housing units cannot keep up with demand. As the lead agency for housing acid community development in Newport Beach, the Planning Department is making a significant effort to identify housing problems and reshape its policies and programs for the coming years. The Planning Department sponsored community meetings, distributed needs surveys, and conducted individual interviews as part of Consolidated Plan development (described in the Consolidated , Plan Development section). Participants in these meetings identified several issues .! that are barriers to affordable housing. Comments from these sources reveal a variety of barriers to affordable housing in Newport Beach. The two primary barriers to accessing affordable housing are: ■ Lack of affordable housing. ■ Approval process and fees. Other barriers may include: ■ Building codes and standards. ■ Zoning. ■ Land use controls. ■ Citizen opposition (the "Not In My Back Yard," or NIMBY syndrome). ■ Lack of political constituency. • Lack of knowledge of available programs and resources. ■ Resource fragmentation and scarcity. ■ Housing acquisition finance requirements. ■ Lack of financial resources by housing providers. City of Newport Beach 1-10 2005 — 2009 Consolidated Plan Rev. 5111105 •F i Executive Sununary Fj 1. M. Impediments to Fair Housing F HUD requires each CDBG recipient to complete an Analysis of Impediments to Fair • Housing Choice, also known as an Al. The analysis includes examining barriers to fair housing choice. Many communities develop this analysis and planned actions as F a part of a broader fair housing strategy or fair housing plan. Housing choice is impeded when actions, omissions, or decisions are taken that restrict a person's choice of housing because of characteristics. It is also impeded when certain residential dwellings are not made available to a person because of characteristics. ' The Planning Department, as the lead agency for the Consolidated Plan, is committed to working with its public, private, and nonprofit partners to ensure fair housing choices for all residents. Newport Beach last conducted an Analysis of Impediments (AI) to Fair Housing Choice in 2000. The City is currently in the process of updating its Analysis of Impediments to Fair Housing Choice. The City, along with a number of Cities in Orange County have created a consortia to develop a Regional Fair Housing Analysis if Impediments that addresses county wide issues ' as well as more localized issues for each participating City. The consortium has contracted with the Fair Housing of Orange to complete the study. The study will evaluate the nature and extent of housing segregation and discrimination in the ' County as well as the City. It will serve as a framework for the City's fair housing ;. planning as part of its Consolidated Plan implementation. ° N. Lead -based Paint Hazards Lead poisoning is one of the most common and preventable health hazards to American children. Research indicates that even a low-level of lead in a child's bloodstream can have harmful affects on their physical and developmental health. Any housing built before 1978 is at risk of containing some amount of lead -based paint. Older housing is more likely to have lead -based paint and the amount of lead pigment in the paint tends to increase with the age of the housing. Slightly over 28,000 housing units in Newport Beach were built before 1979. Since low-income people often live in older housing throughout the city, they are at much higher risk. Young children who could ingest lead -based paint are at even higher risk. Consequently, children of very low- and low-income families are disproportionately at risk for lead poisoning, as they tend to reside in older homes. In accordance with the 2000 Census, the number of children in Newport Beach under the age of five years of age is equivalent to 4.0 percent of the population of the City, or 2,832 children. This group could be at higher risk of lead -based paint poisoning. O. Housing and Community Development Delivery System As recipient of CDBG funds, the City of Newport Beach is tasked with the • responsibility for developing and carrying out the Consolidated Plan. The Planning City of Newport Beach I-11 2005 — 2609 Consolidated Plan Rev. 5111105 Executive Suinnun t Department uses these and other funds to provide decent housing, create a suitable .i living environment, and expand economic opportunities throughout the city. Effective program delivery would not be possible, however, without the efforts of many other Federal, State and local partners. Leadership begins with the City's elected officials. The Mayor and City Council members. These officials approve all Consolidated Plan strategies, activities, substantial amendments, and contracts. Since they represent the residents of the City, these officials also provide insight into the needs of City residents. i The Planning Department is building strong working relationships with other 1 organizations and programs that support the Consolidated Plan goals and strategies. This working relationship and its results are the City's housing and community t development delivery system. + The Consolidated Plan requirements include examining how organizations in the city "deliver" housing and community development (called the institutional structure). This examination includes identifying the gaps in the institutional structure and developing strategies to address the gaps. Newport Beach can only achieve its Comprehensive Plan goals and Consolidated Plan strategies if its institutional structure is complete. Interviews, community meetings, and needs surveys included questions or comments concerning the current gaps in the local delivery system for housing and community development. They also discussed preliminary components of strategies for filling • the most troublesome gaps. Several primary themes and issues emerged that provide a foundation for developing workable, collaborative strategies to fill the gaps: ' ■ Lack of knowledge among the public and lower income clients arose as a common issue. The most common gap cited was limited knowledge of the , available resources, services, and programs for lower income people and persons with special needs. ■ An urgent need for affordable housing spread out across the city, especially ' supportive housing for lower- income people and persons with special needs. , ■ Lack of children -centered services. ■ Need for more services for the homeless and persons with special needs. ■ Need for enhanced communication/coordination among organizations in the housing and community development delivery system. P. Analysis of Poverty By undertaking activities funded by the CDBG programs, the Planning Department supports the City's overall anti -poverty strategy of moving low-income people to self-sufficiency. Census data from the year 2000 indicates that 3,075 Newport Beach residents were living in poverty in 1999, which is 4.4 percent of the population. This number translates to 356 families, or 2,1 percent of the families in Newport Beach. 0 City of Newport Beach Rev. 5111105 I-12 2005 — 2009 Consolidated Plan I Executive Sunimary 1 '1 Is • Just slightly over three percent of these families had a child under the age of 5 years old The City of Newport Beach's anti -poverty strategy and activities support the overall effort in the State to move low-income families to economic self-sufficiency. The City's goal is to help families that are self-sufficient yet still at -risk to increase their financial stability. The focus of the anti -poverty strategy is three -fold: (1) to help these families accumulate assets, (2) to help these families address issues, such as substance abuse and domestic violence, that may threaten the family's stability, and (3) to provide these families with employment -related supportive services such as child-care. This focus will be incorporated into the programs and policies undertaken by the City as part of this Consolidated Plan. Q. Strategic Plan Based on the community survey, focus groups, consultation with other organizations, individual interviews, housing market and needs study, and other factors, the City of Newport Beach has developed the following five-year strategies to address the priority needs found in the Consolidated Plan: 1. Affordable Housing Funding Priorities and Strategies: a. Increase supply of housing units affordable to moderate -income households through new construction. b. Maintain existing level of Section 8 housing vouchers and rent -restricted units within the City. c. Ensure universal access to fair housing choice within the City. 2. Special Needs Funding Priorities and Strategies: a. Increase accessibility of persons with disabilities to public facilities. b. Improve supportive services for elderly residents. c. Increase supportive services for persons suffering from substance abuse. d. Increase supportive services for persons living with HIV/AIDS. 3. Homeless Funding Priorities and Strategies: a. Preserve the supply of emergency and transitional housing. b. Improve services for homeless persons and prevent those at -risk of homelessness from losing their housing. c. Improve services for women and children who are homeless because of domestic violence. City of Newport Beach Rev. 5111105 1-13 2005 — 2009 Consolidated Plan Executive Saunmaw 4. Non -housing Community Development a. Eliminate blight, blighting influences, and prevent the deterioration of i property. i b. Improve health and safety through rehabilitation of community facilities. c. Preserve community infrastructure in order to provide economic empowerment in targeted neighborhoods. 5. Fair Housing Strategy a. Create a Fair Housing Alliance to address the impediments to fair housing choices identified in current and future Analysis oflnipedin:ents to Fair Housing Choice and other studies prepared by the FHA, AERC or other local fair housing agencies. ` 6. Lead -Based Paint Hazard Reduction Strategy a. Collaborate with the community, the Department of Health and Human Services, and HUD to reduce housing -related lead -based paint hazards, especially for low-income families and children. 7. Anti -Poverty Strategy a. Support State and Municipal efforts to move low-income persons to �1 economic self-sufficiency. R. Monitoring As the lead agency for the City of Newport Beach 2005-2009 Consolidated Plan, the Planning Department is continually honing its standards and procedures to monitor the performance and effectiveness of housing and community development activities. Monitoring of the Planning Department's contractors and sub -recipient partners is not just a regulatory process or a fact-finding mission. Rather, it involves effective communication and cooperative, problem -solving relationships between Planning Department and its contractors/sub-recipients. The Planning Department undertakes two types of monitoring; project monitoring and Consolidated Plan monitoring. Both types of monitoring ensure the success of Consolidated Plan projects and activities. As the lead agency, the Planning Department is refining monitoring procedures to ensure that projects have measurable outcomes. This refinement will allow assessment of progress toward the specified goals and objectives of the projects, as well as ensuring long-term compliance with all applicable program regulations and statutes. The Planning Department will publish any proposed significant changes to . City of Newport Beach Rev. 5111105 1-14 2005 — 2009 Consolidated Plan M z Executive Summary ` • monitoring standards and procedures in a future Annual Action Plan so that citizens and grant recipients may comment on those changes. • 00 Rev S. Leveraging Resources The Planning Department has put together a list of resources that public agencies, neighborhoods, and nonprofit organizations can use to further the strategies in the Consolidated Plan. The Planning Department anticipates that the Federal, State, local, and private resources listed in this section of the Consolidated Plan will remain available over the five-year period of the Consolidated Plan. cl rI H. Community Profile Community Profile Yl I ,a I I • II. COMMUNITY PROFILE A. City in the Past The City's first inhabitants thousands of years ago were the Shoshone Indians who lived along the Pacific coast, supported by the abundance of the seas and fertile land. The dramatic coastline of Newport Beach and its proximity to the water have always played a great part in the development of the City. In the mid 1700's, the Spanish aristocrat and military leader Gasper de Portola led an exposition to claim California frontier land for Spain. Portola enlisted the aid of Father Junipero Serra and numerous European soldiers to explore previously unmapped territory. 1800's t Decades later in the 1800's, land holdings of the Capistrano Mission were parceled out as Spanish and Mexican land grants to war heroes and aristocratic families. Later, many Spanish and Mexican landowners were forced to sell large tracts of their land. The most prominent landowners of the area, Don Sepulveda and Don Bernardo Yorba, men whose combined holdings comprised Newport Beach's upper bay and lower bay,sold their tracts to American entrepreneurs by the names of Flint, Bixby, Irvine and McFadden. Santa Ana, Tustin and Orange became new farming communities for the settlers who =, arrived by steamer and covered wagon. Not long after, hide and tallow businesses emerged. The first stirring of commerce began when in 1870, a small stern wheeler from San Diego named "The Vaquero" made its first trip to a marshy lagoon to exchange lumber for hides, tallow, livestock and gain. James McFadden and other ranch owners in the Lower Bay decided from then on that the area should be called "Newport." In 1888 James McFadden changed the isolated settlement by building a wharf that extended from the shallow bay of the peninsula to deeper water where large steamers could dock. Shipping activity increased dramatically, and in two years, Newport was known as a vibrant Southern California shipping town. 1900's Attracted by the activity, Pacific Electric Railroad established itself in Newport in 1905, connecting the City of Los Angeles by rail. Rapid transit brought camping families to the waterfront, and small hotels and beach cottages sprang up to cater to the emerging tourist industry. At about the same time, the McFadden brothers sold their holdings of Peninsula land. West Newport, East Newport, Bay Island and Balboa became vacation communities in the beach boom decade. hi 1906 with a population of 206 citizens, the scattered settlements were incorporated as the City of Newport Beach. These early settlements soon filled in on the Peninsula, West Newport, Balboa Island and Lido Isle, developing from West to East. Parts of Newport Heights and Corona del Mar were annexed soon after the turn of 2002 Newport Beach Conference & Visitors Bureau City of Newport Beach II-1 2005 — 2009 Consolidated Plan Rev 5111105 Coairnanity Profile the century. Between 1934 and 1936, the federal government and the county undertook work around the harbor. They dredged the Lower Bay, extended jetties, and created the present day contour of Newport Beach. , p In 1936, community members dedicated the City's main harbor, named Newport } Harbor. Just six years later, during World War U, the harbor became a vital hub as naval ships were built and repaired in its coastal waters. Newport Beach businesses flourished due in part to an influx of new military personnel. At the end of the war, many service men and women decided to stay, triggering a real estate boom in Newport Beach. Seasonal rentals became year-round housing, and the City's identity as a summer resort location began to change. The Santa Ana freeway, built in the 1950's, brought even more citizens to the City. ` r During this time, housing development began to spread northward from the waterfront to the hills and mesa areas. Industries changed, as the fishing industry, once the backbone of Newport Beach's economy, gradually declined to be replaced with vibrant new businesses and commercial centers. By the 1970's, rapid t urbanization led to the building of shopping centers, hotels, high -scale restaurants, and many new homes. 1 Newport Beach residents still identify closely with their respective villages. Popular neighborhoods include Corona del Mar; West Newport; and Harbor, Lido and , Balboa islands. B. City Today: Demographics At the time of the 2000 Census, about 50.8 percent of Newport Beach's residents •i were born in California and about 49.2 percent were born elsewhere. During the 2000 Census, the City of Newport Beach had a population of 70,032. , The population of Newport Beach principally is not a multi -culturally diverse community. Racial and ethi is minorities remain a stable contributor to the growing population. About 8 percent of the population is non -white, a lesser proportion than the national average for metropolitan areas. Asians are the largest non -white ethnic ' group, comprising 4.0 percent of the population. All other racial and ethnic groups j account for less than 1 percent each. Today's population is a relatively even mix of males (50.5 percent) and females (49.5 percent). ' Age and School Enrollment The median age for Newport Beach residents is 41.6 years old. About 4 percent are young children under the age of 5. The City's school -age children (5 to 19 years old) account for 13.1 percent of the population. Of these, 34.5 percent are enrolled in elementary school (grades 1 through 8) and 16.3 percent are in high school (grades 9 through 12). The majority (48.2 percent) of persons in Newport Beach are between the ages of 25 and 54 years old. Persons of age 55 and over account for 29 percent of the population of Newport Beach. Between 1990 and 2000, the population of those aged 55 and over increased by 75 percent. Almost 22.9 percent of the population is age 60 and ewport Beach 11-2 2005-2009 Consolidated Plan Rev Community Profile I ., over. A small but significant segment (2.1 percent) of this group are considered to be "frail" elderly (84 years old and over) residents. Households Newport Beach has grown to over 33,071 households. Although 51.3 percent of these households are families, non -family households have increased to 48.7 percent. The average household size is 2.09 persons per household, whose median income is approximately $83,455 (in 1999). The average family size is 2.71 persons per family, whose median income is approximately $111,166 in 1999. Other Information The 2000 U.S. Census counted 37,288 total housing units. Of these, 4,217 were vacant. A total of 38,316 residents were employed. The unemployment rate at that time was 2 percent, although 34.2 percent of all adults were not in the work force. The per capita income was $63,015, and 2 percent of residents were living below the poverty level. C. Business Climate There are many reasons quality businesses choose Newport Beach. Amenities such as the nearby major airport, close proximity to technologically -proclaimed University of California at Irvine, a diversified and, financially solid local economy, and business -friendly City Hall add up to a winning location for small to large businesses. There are many opportunities for play in Newport Beach including • nature walks or bike rides along the Upper Newport Bay Ecological Reserve, fishing excursions or whale watching from the Balboa Pavilion on the Newport Harbor, surfing or swimming at the many beaches, shopping at the open air Mediterranean - style Fashion Island, or enjoying the sunset from one of the two piers over the Pacific Ocean, where dolphins play and pelicans dive for fish. For work or for play, the City of Newport Beach is the diamond among Orange County gems, and is the finest of Southern California.) Economy and Transportation Newport Beach is known for its savvy corporate, offices, mild Pacific coastal climate, and the nearby airport served by a dozen major air carriers and named after legendary resident John Wayne. Getting around the Newport Beach area is convenient, with commute times rarely more than 15 minutes. The nearby John Wayne/Orange County airport to the north handles nearly 70 commercial flights daily, serving approximately 4.5 million passengers annually. Other nearby airports include Long Beach Municipal Airport (25 miles north), Los Angeles International Airport (40 miles north), and San Diego International Airport/Lindbergh Field (80 miles south). As in most major cities, you'll find car and limousine rentals, as well as commuter airline, bus, and train service.2 • 1 Ciy of Newport Beach Website (http://www.city.newport-beach.ca.us/EconDev/EconDevMain.hhnl) 2 http://www.karenlynch.com/newportbeach/transportation.httnl City of Newport Beach 71--3 2005 — 2009 Consolidated Plan Rev 5111105 Coounutift Prattle Facilities . With the temperate climate and variety of water and beachfront activities, you'll find a range of possibilities. From Newport Beach Municipal Beach and the world famous surfers' "Wedge," to the well -sheltered, family -oriented Balboa Bay beach, there is something for everyone. Waterfront activities abound, including yachting, surfing, and golf. And in the evening, the many clubs and diverse local restaurants provide nightlife entertainment. In 1906, when the City of Newport Beach was officially incorporated, the first City ! Tull was located east of the Newport Pier on the Oceanfront. The Police Department used several offices in the City Hall building until they moved to their own building on Court Avenue. During these early years, various Marshals headed the Police Department. The Newport Beach Fire Department is made up of 300 employees with seasonal lifeguards. t Utilities Newport Beach is serviced by the Southern Cal Gas Company for gas and by San Diego Gas and Electric for electricity. The City of Newport Beach provides water ' and trash services. Telephone service is provided through Pacific Bell or Cox Communications.2 t Schools One of the primary concerns of those relocating with children is the quality of the schools. The Newport/Costa Mesa Unified School District serves the City of Newport Beach and the Costa Mesa area with eighteen elementary schools, two middle schools, and five high schools. Roughly half of these are located within. the Newport Beach city limits. Health Care There are many health care facilities with doctors, dentists and other healthcare professionals to choose from in Newport Beach. The hospitals that serve the city are Hoag Memorial Hospital and Newport Bay Hospital. l http:/hvww.karenlynch.cotelnewportbeach/activities,hw 2 http://www.omngecountyutilities.com 0 City ojNewport Beach 11-4 200S — 2009 Consolidated Plan Rev S11110S ;• �ywroe v p ��'�ttnoeN�c z a A w A a O z 0 U III. Consolidated Plan Development Consolidated Plan Development I IT • III. CONSOLIDATED PLAN DEVELOPMENT A. Introduction The U.S. Department of Housing and Urban Development (HUD) requires the City of Newport Beach to complete a Consolidated Plan to receive funds for the Community Development Block Grant (CDBG) program. CDBG can fund a variety of activities to assist low-income people and neighborhoods, such as housing rehabilitation, community services, infrastructure, economic development, and business assistance. B. Purpose of the Consolidated Plan The Consolidated Plan serves as: ■ A planning document which builds on a comprehensive consultation and citizen's participation process ■ An application for HUD funds ■ A strategy for housing, homelessness, community development, and economic development ■ An annual business plan that presents an investment strategy for CDBG It contains six major components: ■ A housing market analysis ■ An assessment of housing, homelessness, community development, economic development, and related needs ■ A description of priority needs ■ Long-term strategies to address those priority needs ■ An explanation of how the City will work with its partners in the public, private, and nonprofit sectors to carry out these strategies ■ A description of annual projects and activities the Planning Department will take to carry out those strategies —also called an Annual Action Plan Each component serves a specific purpose. The housing market analysis and needs assessment allow the City to determine existing needs. Identifying needs helps the City set priorities for its CDBG program. Finally, assessing needs and identifying priorities allows the Planning Department, with the advice of citizens and partner organizations, to set five-year strategies to address the priority needs. The Citythen proposes how to invest CDBG funds for projects in the coming program year to carry out those five-year strategies. The Annual Action Plan and CAPER: City of Newport Beach Rev.5111105 Pg.111-1 Consolidated Plan Consolidated Plan Development To receive CDBG finds, the City must produce an Annual Action Plan each year. The Annual Action Plan describes the City's planned investments for the coming program year, including proposed actions and proposed CDBG projects. The Annual Action Plan is similar to a yearly operating plan for a business. It outlines the City's proposed activities in several areas and relates these activities back to the five-year strategies to address priority needs described in the Consolidated Plan. The City must also submit a Consolidated Annual Performance and Evaluation Report (CAPER) each year. The CAPER reports the City's progress in meeting its proposed actions and projects, as well as its progress in carrying out the Consolidated Plan's five-year strategies. The CAPER is similar to mi annual report to stockholders except, with this example, the stockholders are citizens and taxpayers. 1. Consolidated Plan Goals Newport Beach must use its CDBG funds to provide decent housing, a suitable living environment, and expanded economic opportunity for its residents, particularly those earring low- to moderate -incomes. The statutes' for the Federal grant programs covered by the Consolidated Plan set forth three basic goals against which HUD will evaluate the City's performance: Provide decent housing, which includes activities to: ■ Help homeless people obtain appropriate housing ■ Assist people threatened with homelessness M Retain the affordable housing stock ■ Make available permanent housing that is accessible to job opportunities and is affordable to low-income people mid families without discrimination ■ Increase the supply of supportive housing for persons with special needs Provide a suitable living environment, which includes activities to: ■ Improve safety and livability of neighborhoods ■ Increase access to quality facilities and services ■ Reduce isolation of income groups within an area through decentralization of housing opportunities and revitalization of deteriorating neighborhoods ■ Restore and preserve properties of special value forhistoric, architectural, or aesthetic reasons ■ Conserve energy resources Expand economic opportunity, which includes activities to: ■ Create and retain jobs, especially for low-income people 'The Housing and Community Development Act and the National Affordable Housing Act (as amended). City of Newport Beach Rev.5I11105 Pg.111-2 2005-2009 Consolidated Plan 0 Consolidated Plan Development I re C� J ■ Expand small businesses ■ Provide public services concerned with employment ■ Increase access to capital and credit for development activities that promote the long-term socioeconomic viability of the city ■ Empower low-income persons to achieve self-sufficiency to reduce generations of poverty in federally -assisted public housing 2. Institutional Structure The City's Planning Department prepared this Consolidated Plan to promote these statutory goals through a collaborative process that encourages citizen participation and collaboration among organizations. It views these goals as an opportunity to extend and strengthen partnerships among organizations in the public, private, and nonprofit sectors. 3. Lead Agency As described in the Executive Summary section, the Planning Department is one of the primary entities that carries out the vision of the Consolidated Plan. As advised by the CDBG Advisory Committee, the Planning Department carries out policies and programs designed to help neighborhoods, whether they are places or groups of citizens sharing a common goal, achieve a high quality of life for all of the city's residents. The City of Newport Beach 2005-2009 Consolidated Plan is the primary way the Planning Department, as advised by the CDBG Advisory Committee, carves out this mission. The Planning Department, along with its housing and community development partners in Newport Beach, carries out the five-year strategies in the Consolidated Plan. C. Citizen Participation & Consultation Plan for 2005-2009 The Planning Department must develop and follow a Citizen Participation Plan to receive Federal funds for the Community Development Block Grant (CDBG) program. The Citizen Participation Plan covers the five-year Consolidated Plan, each subsequent Annual Action Plan, each year's Consolidated Annual Performance and Evaluation Report, and any Amendments to the Consolidated Plan or its five Annual Action Plans. 1. Purpose The City of Newport Beach is an entitlement jurisdiction receiving Community Development Block Grant (CDBG) funds directly from the U.S. Department of Housing and Urban Development (HUD). Pursuant to the program regulations, the City is required to prepare a five-year Consolidated Plan and annual updates City of Newport Beach Rev.5111105 Pg.111-3 2005-2009 Consolidated Plan Consolidated Plan Development to guide and report on the use of CDBG funds. Annual reviews of program performance are also required. . This Citizen Participation Plan sets forth the City of Newport Beach's policies e and procedures for citizen participation in the development of the Consolidated Plan Documents and any subsequent amendments. The Citizen Participation Plan provides an opportunity for nonprofit service agencies and the community to work in partnership with the City to identify needs and allocate CDBG funds. While this plan encourages the participation of all citizens, special assurances will be made to ensure the participation of the following: extremely low-, low-, l and moderate -income persons; persons living in areas where federal funds are proposed to be used; residents of assisted housing; low income residents of 1 target revitalization areas; minorities; non-English speaking persons; and persons with physical disabilities. 2. Definitions For purposes of the CDBG program, the following definitions will apply: I Consolidated Plan Doctunents (CPD) - For the CDBG programs for the City of , Newport Beach, the Consolidated Plan Documents will include the following: r ■ Five -Year Consolidated Plan r • Five -Year Analysis of Impediments to Fair Housing Choice ■ Citizen Participation Plan �p r ■ One Year Action Plan ■ Consolidated Annual Performance Evaluation and Report (CAPER) Low- and Moderate -Income Households - Pursuant to HUD regulations, the primary beneficiaries of the CDBG program should be lore- and moderate - income households, defined by HUD as follows: t Extremely Low -Income Fousehold - 0-30% County Median Family Income (MFn. Low Incotne - 31-50% County MFI. Moderate -Income - 51-80% County MFI. Low- and Moderate Income Area - Generally defined as a census tract(s) or block group(s) in which a minimum of 51 percent of the residents have an income not exceeding 80 percent of the County median income. Strut or Blighted Area - An area meeting the definition of a slum, blighted, deteriorated or deteriorating area under State or local law, typically identified as a Redevelopment Project Area, or where there are a substantial number of deteriorating or dilapidated buildings and/or improvements throughout the area. 0 City of Newport Beach Pg. I11-4 2005-2009 Consolidated Plan ReuS/1110S I 't Consolidated Plan Development 3. Citizen Participation Strategy The City of Newport Beach recognizes that CDBG funds are federal tax money returned to the City to be used primarily to benefit extremely low-, low-, and moderate -income persons. City staff and officials are stewards of this public money and will openly discuss all records, except those confidential records protecting a household's privacy. 4. Decision Making Bodies The City of Newport Beach has established a CDBG Advisory Committee to assist the City Council in making funding decisions relating to the CDBG, programs. The functions and makeup of this group are described below. CDBG Advisory Committee: The CDBG Advisory Committee is comprised of the Assistant City Manager, the Planning Director, and the Project Manager. The CDBG Advisory Committee will perform in an advisory manner to the City Manager and City Council concerning planning, implementing, and assessing the CDBG programs/activities related to public service, capital expenditures, and administration expenditures. In addition, the CDBG Advisory Committee will review all public service grant applications for funding and will recommend funding priorities to the City Council. This will be accomplished through the following tasks: ■ Information dissemination during the CDBG application process, and other HUD application processes as applicable; ■ Preparation of project recommendations for City Council review and final approval; and ■ Review of project/program progress. City Council: After reviewing the recommendations on capital outlay projects, administration, and public service projects made by the CDBG Advisory Committee and considering public testimony and comments; the City Council shall make the final funding determinations for the CDBG funds. 5. Program Planning Process The City of Newport Beach will adhere to the following citizen participation process when conducting program planning and reporting for the CDBG programs. a. Citizen Participation Plan • i. Plan Development City of Newport Beach Rev.5111105 Pg.111-5 2005-2009 Consolidated Plan I Consolidated Plan Development a) Plait Considerations I As a part of the Citizen Participation Plan process, and prior to the 0 1 adoption of the Consolidated Plan, the City will make available the information required to perform relevant informed decisions. This information will be made available to citizens, public agencies, and other interested parties. The information to be supplied will include: the amount of funding that the City expects to receive, the range of activities that ' may be undertaken, and the amount of funds that will benefit persons of low- and moderate -income. The City shall also: provide an assessment of community l development and housing needs, identify short- term and long-term community development objectives directed toward the provision t of decent housing and the expansion of economic opportunities primarily for persons of low- and moderate -income. Additionally, the City must attest to its compliance with the 1 acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, and implementing regulations at 49 CFR 24, as effectuated by the City's adopted Residential Anti -Displacement + and Relocation Assistance Plan, as required under Section 104(d) of the Housing and Community Development Act of 1974, as ' amended. b) Plan Review and Comment The Draft Citizen Participation Plan shall be made available for public review for a 30-day period. Written comments will be accepted during the 30-day public review. A summary of the comments, views, and City responses shall be attached to the public hearing draft of the Citizen Participation Plan. c) Public Hearing The City Council shall conduct a public hearing to accept public comments on the draft Citizen Participation Plan. After public comments are heard and considered by the City Council, it shall approve the Citizen Participation Plan. H. Plan Amendment The City can make amendments to the Citizen Participation Plan through the following amendment process: a) Public Review and Couunent • City of Newport Beach Pg. X--6 2005.2009 Consolidated Plan Bev.5111105 At I; Consolidated Plan Development Substantial amendments to the Citizen Participation Plan may be made available for public review for a 30-day period. Written comments will be accepted during the 30-day public review. A summary of the comments, views, and City responses will be attached to the public hearing draft of the Citizen Participation Plan. b) Public Hearing The City Council shall conduct a public hearing to accept public comments on the draft amended Citizen Participation Plan. After public comments are heard and considered by the City Council, it shall approve the amended Citizen Participation Plan. b. Five -Year Consolidated Plan City of Newport Beach Rev.5111105 i. Plan Development During the development of the Five -Year Consolidated Plan, the City will consult the following services/agencies to solicit their input on housing and community development needs: ■ Health Services Providers ■ Social Services for: Children, Elderly, Disabled, Homeless, Persons With AIDS ■ State and Local Health Agencies ■ Adjacent Local Governments ■ Economic Development Interests ■ Public Housing Agency A variety of mechanisms may be utilized to solicit input from these persons/service providers/agencies. These include telephone or personal interviews, mail surveys, and consultation workshops. ii. Public Review and Comment The Draft Consolidated Plan will be made available for public review for a 30-day period. Written comments will be accepted during the 30- day public review. A summary of the comments and views, and City responses shall be attached to the Consolidated Plan. iii. Public Hearings The City will conduct a public hearing/meeting to accept public input on community needs during the development stage of the Draft Consolidated Plan. The City Council will also conduct a public hearing Pg.111--7 2005-2009 Consolidated Plan Consolidated Plat Development to accept comments on the Draft Consolidated Plan which will be provided for public review for a 30-day period (see above). iv. Plan Amendment Substantial Change: The City will formally amend its approved Five -Year Consolidated Plan whenever a decision is made to propose a substantial change in allocation priorities or method of distribution of funds. For the purpose of the Five -Year Consolidated Plan, a "substantial change" will constitute a cumulative change equal to or in excess of 20% of the City's CDBG entitlement for a program year, For example, if the Five -Year Consolidated Plan's Priority Needs Summary Table indicates a "Low Priority Need" for multi -family housing rehabilitation, and during the five-year time frame, the City changes the priority level to "High" in order to implement a multi- family rehabilitation program using 20% or more of the City's annual CDBG allocation; this change in would constitute a substantial change to the Five -Year Consolidated Plan and a formal amendment to the Plan is required. Changes in the allocation priorities not amounting to 20% of the entitlement will not be considered as a substantial change to the Five - Year Consolidated Plan; therefore, no formal amendment to the Plan requiring public review and comment will be warranted. City Council approval of the priority changes is still required. However, if a program or type of programs is indicated in the Five - Year Consolidated Plan as "No Such Need," the City will need to amend the Consolidated Plan in order to implement the program(s) regardless of the level of funding. A change from "No Such Need" to a Low, Medium, or High level priority is considered by HUD as a substantial amendment to the Consolidated Plan. v. Public Review and Comment Substantial amendments to the Consolidated Plan will be made available for a 30-day public review. Written comments will be accepted during the 30-day public review. A summary of the comments and views, and City responses must be attached to the amendment. A. Public Hearings The City Council will conduct a public heating/meeting to accept public input on any amendment to the Consolidated Plan. City of Newport Beach Pg.111-8 2005-2009 Consolidated Plan Rex5/11/05 I 0 Consolidated Plan Developinent • c. One Year Action Plan Plan Development In addition to Newport Beach residents, the City will ensure that public (including City staff) and private agencies that provide the following services will be consulted in the development of the Action Plan: ■ Health Services Providers ■ Social Services for: Children, Elderly, Disabled, Homeless, Persons With AIDS ■ State and Local Health Agencies ■ Adjacent Local Governments ■ Economic Development Interests ■ Public Housing Agency These persons/service providers/agencies will be contacted and brought into the process in the following manner: ■ Each year, the City will send a written Notice of Funding Availability (NOFA) to each cooperating department and nonprofit agency advising them that the planning cycle has begun for CDBG funds, and that the City is accepting project proposals. ■ City staff will conduct outreach to special interest groups in Newport Beach, such as senior citizens and the disabled, and make presentations on the Action Plan to these groups where necessary. ■ The City will conduct an eligibility analysis on all project proposals submitted and review the eligible proposals for service provider grants. The review for funding consideration will be conducted by the CDBG Advisory Committee. I Public Review and Comment The Draft Action Plan incorporating the City's proposed uses of CDBG funds will be made available for public review for a 30-day period. Written comments will be accepted during the 30-day public review. A summary of the comments and views, and City responses will be attached to the Action Plan. iii. Public Hearings The CDBG Advisory Committee may hold a public meeting to discuss the eligible project proposals and funding recommendations for both public service grant and capital outlay projects, and make funding decisions. The Council will 'conduct a public hearing to accept City of Newport Beach Pg.111-9 2005-2009 Consolidated Plan Rev.5111105 Consolidated Plait Development comments on the Draft Action Plan which will be provided for public review for a 30-day period (see above). iv. Action Plan Amendment Substantial Change: The City will formally amend its approved Action Plan whenever a decision is made to propose a substantial change to the Plan, either by: ■ carrying out an activity not previously described in the Action Plan; ■ canceling an activity previously described in the Action Plan; ■ increasing or decreasing the amount to be expended on a particular activity from the amount stated in the Action Plan by more than 20 percent; or ■ substantially changing the purpose, scope, location, or beneficiaries of an activity. Changes in funding for an existing activity not amounting to more than 20 percent will not be considered as a substantial change to the One Year Action Plan; no formal amendment to the Action Plan requiring public review and comment will be warranted. However, City Council approval of the activity funding changes is still required. v. Public Review and Comment Substantial amendments to the Action Plan will be made available for a 30-day public review. Written comments will be accepted during the 30-day Public review. A summary of the comments and views, and City responses must be attached to the Action Plan. vi. Public Hearings The City Council will conduct a public hearing/meeting to accept public input on any amendment to the One -Year Action Plan. d. Consolidated Annual Performance and Evaluation Report (CAPER) Plan Development i. Public Review and Continent The Consolidated Annual Performance and Evaluation Report (CAPER) will be made available for a 15-day public review. Written comments will be accepted during the 15-day public review. A summary of the comments and views, and City responses must be attached to the CAPER. City ofNetvport Beach Pg.111-10 2005-2009 Consolidated Plan Rev.S11110S F �l is Consolidated Plan Development i ii. Public Hearing • The City Council will conduct a public hearing to accept public input on the Consolidated Annual Performance and Evaluation Report (CAPER). e. Five -Year Analysis of Impediments (Al) to Fair Housing Choice i. Plan Development During the development of the Five -Year Al, the City will consult the following groups/agencies to solicit their input on fair housing issues in the City: ■ Fair Housing Organizations ■ Other local governments ■ Advocacy groups for special needs households ■ Affordable housing providers ■ Banks and other financial institutions ■ Educational institutions A variety of mechanisms may be utilized to solicit input from these ". groups/agencies. These include telephone or personal interviews, mail surveys, and consultation workshops. ii. Public Review and Comment The Draft AI will be made available for public review for a 30-day period. Written comments will be accepted during the 30-day public review. A summary of the comments and views, and City responses must be attached to the AI. iii. Public Hearings The City will conduct a public hearing/meeting to accept public input on fair housing issues during the development stage of the Draft Al. The City Council will also conduct a public hearing to accept comments on the Draft AI which will be provided for public review for a 30-day period (see above). 6. Public Notification a. Public Meetings and Hearings Staff will ensure adequate advance notice of all public meetings and • hearings. Adequate noticing will include: City of Newport Beach Pg. III-11 2005-2009 Consolidated Plan Rev.5111105 Consolidated Plan Develonlnent ,p ■ Printing notices in the Daily Pilot and/or other newspapers of general �1 circulation in the City. ■ Posting notices at City Hall, the Newport Public Library, and the City Clerk's office. J Notices will be posted at least 10 days prior to the meeting date, r b. Documents for Public Review Notices of availability of all draft Consolidated Plan Documents (CPD) for public review and a summary of the CPD will be published in a display ad in the Daily Pilot. Additionally, Notices of Availability will be posted at City Hall, the Newport Beach Public Library, and the City Clerk's office. 7. Access to Meetings All public hearings will be conducted at the following location: City of Newport Beach City Council Chambers 3300 Newport Blvd, Newport Beach, CA 92658-8915 It is the intention of the City to comply with the Americans with Disabilities Act (ADA) in all respects. If an attendee or participant at a public hearing needs special assistance beyond what is normally provided, the City will attempt to accommodate these people in every reasonable manner. The City Clerk must be notified at least 72 hours prior to the public hearing. 8. Availability of Documents for Public Review ' The City will place draft copies of the Consolidated Plan Documents and substantial amendments to these documents for public review at the following locations: City of Newport Beach, Planning Department City Clerk's office Newport Beach Public Library The City will provide a reasonable number of free copies of the documents to citizens and groups upon request. Notices of Availability of draft documents for public review will be published as specified in the Citizen Participation Plan. 0 City of Newport Beach Pg.111-12 20OS-2009 Consolidated Plan Rev.S111105 Consolidated Plan Development • 9. Access to Records The City will ensure timely and reasonable access to information and records related to the development of the Consolidated Plan Documents (CPD) and the use of monies for programs funded by CDBG. Information to be made available will include budget and program performance information, meeting minutes, and comments received by the City during the development of the CPD. Requests for information and records must be made to the City of Newport Beach in writing. Staff will respond to such requests within 15 working days or ' as soon as possible thereafter. 10. Technical Assistance - Upon request, staff may provide technical assistance to groups representing extremely -low, low-, and moderate -income persons to develop funding requests for CDBG eligible activities. Technical assistance will be provided as follows: ■ Establish an annual project proposal submission and review cycle (NOFA) that provides information, instructions, forms and advice to interested extremely low-, low- and moderate -income citizens or representative groups so that they can have reasonable access to the funding consideration process. ■ Provide self-explanatory project proposal forms and instructions to all persons who request them whether by telephone or by letter. The City's • funding application form is designed to be easily understood and short, while still addressing all key items necessary to assess the proposed project. Statistics concerning specific areas of the City may be furnished by City staff upon request. ■ Answer, in writing, all written questions and answer verbally all verbal inquiries received from citizens or representative groups regarding how to write or submit eligible project proposals. ■ Meet with groups or individuals as requested, to assist in identifying specific needs and to assist in preparing project proposal applications. ■ Obtain information in the form of completed project proposal forms from citizens or non-profit agencies and assemble a list of proposals available for public review. ■ Conduct a project eligibility analysis to determine, at an early stage, the eligibility of each project. In cases where only minor adjustments are needed to make proposals eligible or otherwise practical, City staff will advise the applicants on the options available and desired changes to the proposals. C� ■ Provide foreign language translation on as needed basis. City of Newport Beach Pg. 111-13 2005-2009 Consolidated Plan Rev.5111105 Consolidated Plan Development 11. Comments and Complaints .� a. Comments Citizens or the City government, as well as agencies providing services to , the community, are encouraged to state or submit their comments in the development of the CPD and any amendments to the CPD. Written and { verbal comments received at public hearings or during the comment period, j will be considered and summarized, and included as an attachment to the City's final CPD. Written comments should be addressed to: ) City of Newport Beach = Planning Department 3300 Newport Blvd. Newport Beach, CA 92658-8915 r A written response will be made to all written comments within ten working days, acknowledging the letter and identifying a plan of action, if necessary. Every effort will be made to send a complete response within 15 working days to those who submit written proposals or comments. Copies of the complete final CPD and amendments to the CPD will be available to residents at the following locations: • City of Newport Beach Planning Department ■ City Clerk's Office ■ Newport Beach Public Library b. Complaints Complaints regarding the CPD planning process and CPD amendments must be made within 30 days from the date the document is published for comment. A written response will be made to all written complaints within 15 working days, acknowledging the letter and identifying a plan of action, if necessary. The City will accept written complaints provided they specify: ■ The description of the objection, and supporting facts and data. ■ Provide name, address, telephone number, and a date of complaint. 12. Bilingual Opportunities Wherever a significant number of extremely low- and low-income persons speak and read a primary language other than English, translation services at all public hearings will be provided in such language if translation services are available and are requested in advance at least 72 hours prior to the public meeting. City of Newport Beach Pg.111-14 2005-2009 Consolidated Plan Rev.5111105 Consolidated Plan Development • 13. Appeals 7 Appeals concerning the CPD, statements, or recommendations of the staff should be made to the following persons in the order presented: ■ Planning Director ■ Assistant City Manager ■ City Manager ■ City Council ■ Los Angeles Area Office of HUD (if concerns are not answered) D. Community Involvement in the 2005-2009 Consolidated Plan The City of Newport Beach views the Consolidated Plan as an opportunity to invest its CDBG resources. It urges citizens to voice their concerns and share their ideas concerning community development, affordable housing, and homelessness. It encourages all residents, especially those living in low- and moderate -income neighborhoods, to participate in the planning process. The Consolidated Plan process brings government agencies, community organizations, service providers, and city residents together to address the larger picture in which housing and community development programs operate. The City • encourages agencies, businesses, and community groups to share their comments on needs, strategies, and proposed projects. 1. Summary of Citizen Participation The Planning Department developed the City of Newport Beach 2005-2009 Consolidated Plan using substantial citizen participation and consultation. The process offered numerous opportunities for public input, comment, and review: A Community meeting to garner citizen comments on the needs of the community was held on November 3, 2005. A Needs Assessment survey was distributed at all of the City's public facilities and on the City's website to communicate their comments on community development needs housing, public housing, non -housing community development, and homeless needs. Review by the CDBG Advisory Committee of the needs, priorities, and five- year strategies in the City of Newport Beach 2005-2009 Consolidated Plan as well as the proposed projects and activities in the City's 2005 Annual Action Plan were conducted. Phone consultation was conducted with several public service agencies and/or community based organizations regarding the needs, priorities, and five-year strategies in the City of Newport Beach 2005-2009 Consolidated Plan as well as the proposed projects and activities in the City's 2005 Annual Action Plan. City of Newport Beach Pg. 111-15 2005-2009 Consolidated Plan Rev.5111/05 Consolidated Plan Develoornent A 30-day public comment period was provided to allow residents an opportunity . to obtain and review the draft copy of the Consolidated Plan, In addition, the City of Newport Beach 2005-2009 Consolidated Plan was distributed at the following places: ■ City of Newport Beach Planning Department ■ City Clerk's Office ■ Newport Beach Public Library 2. Residents Survey A Needs Assessment survey (see Appendix "A") was distributed at various public facilities and was forwarded to a number of public service and =; community based organizations that serve the City of Newport Beach, In addition, the survey was posted in the City's website to allow visitors to the P website to complete the form on line, The surveys were distributed and posted on the website in an effort to garner citizen comments on the needs of the community. The survey was broken down into seven sections, The sections were Community Facilities, Community Services, Infrastructure, Neighborhood Services, Special Needs Services, Business and Jobs, and Housing. The survey asked the residents to rate the need level for each of the items listed in the survey. The survey was provided in English and in Spanish in an effort to reach the Spanish speaking residents of the City. The results of the survey are also • included in Appendix "A." # i 3. Community Meetings for Consolidated Plan To gamer the opinion of Newport Beach's residents on community needs, the Planning Department held a town meeting at the Newport Beach Council Chambers. The time and location was selected to make it as convenient to the public as possible, particularly actual and potential beneficiaries of program activities. The town meeting was held on the following dates and locations: ■ Wednesday, November 3, 2004 at 6:00 p,m. at the Newport Beach City Council Chambers located at 3300 Newport Blvd. Newport Beach, CA 92658- 8915 The public meeting did not result in any resident attending and therefore, no comments were received. 4. CItizen Participation and Consultation Opportunities The Planning Department engaged in outreach efforts to residents, organizations, and businesses regarding the needs and strategies in the Consolidated Plan. a. CDBG Advisory Committee Review . City ofNewport Beach Pg.111-16 2005-2009 Consolidated Plan Rev.5111105 Consolidated Plan Development • Members of the CDBG Advisory Committee advised the Planning Department on the needs, priorities, and five-year strategies in the Consolidated Plan. The CDBG Advisory Committee also advised staff on proposed projects and actions in the 2005 Annual Action Plan. As the Department's official advisory group, the CDBG Advisory Committee provides opinions regarding the Department's programs and policies regarding CDBG. Therefore, the CDBG Advisory Committee discussed needs, strategies, and projects at their meetings. b. Consultation and Review by Community Organizations As part of its research on the needs of low-income residents —and the development of strategies to address these needs —the Planning Department consulted with public, private, and nonprofit organizations in the city that provide housing and community development resources, programs, and services. c. Public Comment Period The Planning Department held a 30-day public comment period beginning April 1, 2005. During this comment period, it encouraged City residents to provide their verbal or written comments about the Consolidated Plan's proposed five-year funding goals for housing, homelessness, economic • development, and community development needs —and its strategies, activities, and projects. d. Distribution of Draft Consolidated Plan To provide an easy way for citizens to comment during the public comment period, the Planning Department put the City of Newport Beach 2005-2009 Consolidated Plan on its Website. It also distributed copies of the draft plan to the local library and City facilities. Finally, it made available copies to anyone who called or wrote. The plan was available on CD-ROM for anyone wishing a copy in digital format. e. Public Hearing During the public comment period, Planning Department also encouraged city residents to attend a public hearing held by the City Council in May 10, 2005 in the Newport Beach City Hall, Council Chambers located at City Council Chambers, 3300 Newport Blvd., Newport Beach, CA 92658-8915. The Planning Department placed a public notice in The Daily Pilot. Appendix `B" contains the public notice, as well as a summary of public comments and the City's response. These responses include comments made at the public hearing and the City's response to comments not incorporated into the final Consolidated Plan and 2005 Annual Action Plan. City of Newport Beach Pg.111-17 2005-2009 Consolidated Plan Rev.5111105 Consolidated Plan Devetopnment Citizen Comments The Planning Department will summarize oral comments from public • hearings and any written comments it receives concerning the Consolidated Plan, Annual Action Plan, or CAPER. Each document will contain a summary of any comments received concerning that document in an Appendix. Newport Beach residents may obtain copies of the full version of ) written or public hearing comments by contacting the Planning Department. l E. Anti -Displacement and Relocation Plan The City's Citizen Participation Plan must include an Anti -displacement and Relocation Plan that describes how it will help persons who must be temporarily ! relocated or permanently displaced due to the use of CDBG funds. This plan takes -, effect whenever the City funds projects that involve the following: ■ Property acquisition ■ Potential displacement of people from their homes and the need to relocate people (either permanently or temporarily) ' ■ The demolition or conversion of low- and moderate -income dwelling units 1. Background Two acts apply whenever any of the above issues are present: the Uniform Relocation Assistance and Real Property Policies Act of 1970 (URA) and • Section 104(d) of the Housing and Community Development Act of 1974. Each ° of these acts places different obligations on the City. , The URA governs the processes and procedures which the City and the Planning Department must follow to minimize the burden placed on low- and moderate - income tenants, property owners, and business owners who must move (either ' temporarily or permanently) as the result of a project funded in whole or in part by the CDBG program. The URA applies to: ■ Displacement that results from acquisition, demolition, or rehabilitation for HUD -assisted projects carried out by public agencies, nonprofit organizations, private developers, or others. ■ Real property acquisition for HUD -assisted projects (whether publicly or privately undertaken). ■ Creation of a permanent easement or right of way for HUD -assisted projects (whether publicly or privately undertaken). ■ Work on private property during the construction of a HUD -assisted project even if the activity is temporary. City of Newport Beach Pg. 111-18 2005-2009 Consolidated Rev.5111105 0 M Consolidated Plan Develoo,nent 2. What is Displacement? Displacement occurs when a person moves as a direct result of federally assisted acquisition, demolition, conversion, or rehabilitation activities, because he or she is: ■ Required to move, or ■ Not offered a decent, safe, sanitary and affordable unit in the project, or ■ Treated "unreasonably" as part of a permanent or temporary move. ■ A person may also be considered displaced if the necessary notices are not given or provided in a timely manner and the person moves for any reason. 3. What is a Displaced Person? The term displaced person means any person that moves from real property or moves his or her personal property from real property permanently as a direct result of one or more of the following activities: ■ Acquisition of, or written notice of intent to acquire, or initiation of negotiations to acquire, such real property, in whole or in part, for a project. ■ Rehabilitation or demolition of such real property for a project. ■ Rehabilitation, demolition, or acquisition (or written notice of intent) of all • or a part of other real property on which the person conducts a business or farm operation, for a project. ■ Newport Beach offers advisory and financial assistance to eligible tenants (or homeowners) who meet the above definition. 4. Persons Not Eligible for Assistance A person is not eligible for relocation assistance under the provisions of the URA if any of the following occurs: ■ The person was evicted for serious or repeated violations of the terms and conditions of the lease or occupancy agreement, violation of applicable federal, state, or local law, or other good cause. However, if the person was evicted only to avoid the application of URA, then that person is considered displaced and is eligible for assistance. ■ The person has no legal right to occupy the property under state or local law. ■ The City determines that the person occupied the property to obtain relocation assistance and the HUD Field Office concurs in that determination. . ■ The person is a tenant -occupant that moved into the property after a certain date, specified in the applicable program regulation, and, before leasing and City of Newport Beach Rev.5111105 Pg.111-19 2005-2009 Consolidated Plan li t. Consolidated Plan Develomneu occupying the property, Newport Beach or its subgrantee provided the P tenant -occupant written notice of the application for assistance, the project's .� impact on the person, and the fact that he or she would not qualify as a "displaced person" because of the project. ■ The person is a tenant -occupant of a substandard dwelling that is acquired or a tenant -occupant of a dwelling unit to which emergency repairs are undertaken and the HUD field office concurs that: ■ Such repairs or acquisition will benefit the tenant; ■ Bringing the unit up to a safe, decent, and sanitary condition is not feasible; ■ The tenant's new rent and average estimated monthly utility costs will not exceed the greater of: the old rent(utility costs or 30 percent of gross household income; and ■ The project will not impose any unreasonable change in the character or use of the property. ■ The person is an owner -occupant of the property who moves because of an "arm's length" acquisition. ■ Newport Beach or its subgrantee notifies the person that they will not displace him, or her for the project. ■ The person retains the right of use and occupancy of the real property for .r life following the acquisition. ■ Newport Beach determines that the person is not displaced as a direct result of the acquisition, rehabilitation, or demolition for the project and the HUD field office concurs in the determination. 5. Minimizing Displacement The City of Newport Beach will take reasonable steps to minimize displacement occurring as a result of its CDBG activities. This means that the Planning Department will: ■ Consider if displacement will occur as part of funding decisions and project feasibility determinations. ■ Assure, whenever possible that occupants of buildings to be rehabilitated are offered an opportunity to return. ■ Plan substantial rehabilitation projects in "stages" to minimize displacement. ■ Meet all HUD notification requirements so that affected persons do not move because they have not been informed about project plans and their rights. 0 City of Newport Beach Pg.111-20 2005-2009 Consolidated Plan Rev.1111105 s t. rI Consolidated Plan Development r� • 6. Anti -Displacement Policy: t Newport Beach's policy is to minimize, to the greatest extent feasible, the displacement, whether permanently or temporarily, of persons (families, individuals, businesses, nonprofit organizations, or farms) from projects funded 1 with CDBG involving single- or multi -family rehabilitation, acquisition, commercial rehabilitation, demolition, economic development, or capital improvement activities. } Projects that the City deems beneficial, but that may cause displacement, may be ` recommended and approved for funding only if Newport Beach or its subgrantee demonstrates that such displacement is necessary and vital to the project and that they take efforts to reduce the number of persons displaced. Further, they must clearly demonstrate that the goals and anticipated accomplishments of a project outweigh the adverse effects of displacement imposed on persons who must relocate. , 7. Displacement Assistance Consistent with the goals and objectives of the CDBG program, Newport Beach will take all reasonable steps necessary to minimize displacement of persons, even temporarily. If displacement occurs, the City will provide relocation assistance to all persons directly, involuntarily, and permanently displaced • according to HUD regulations. If the City of Newport Beach temporarily displaces a low- or moderate -income household, that household becomes eligible for certain relocation payments. The assistance applies to those persons residing in the residence at the time the application is processed and is based on the following procedures: ■ If the structure and its occupants are determined eligible for temporary relocation assistance, the owner -occupants and tenants are eligible for the actual reasonable cost (based on fair market rent) of temporary lodging facilities until the structure is determined habitable by Newport Beach's housing inspector. ■ Newport Beach must approve housing and the Lessor and Lessee must sign a rent agreement before move -in. Housing must be comparable functionally to the displacement dwelling and be decent, safe, and sanitary. This does not mean that the housing must be in comparable size. The term "functionally equivalent" means that it performs the same function, has the same principal features present, and can contribute to a comparable style of living. Approved lodging accommodations include apartments and houses. Newport Beach does not reimburse "rental expenses" for living with a friend or family member. ■ Either Newport Beach will provide the owner -occupants and tenants a direct • payment for moving expenses (to and from temporary housing) and storage costs, or Newport Beach will arrange moving and storage of furniture with a City of Newport Beach Pg.111-21 2005-2009 Consolidated Plan Rev.5111105 Cnnsolidated Plait Development moving company. If Newport Beach makes a direct payment, complete documentation and receipts are necessary to process claims when storage costs exceed the amount assumed by the -direct payment. Damage deposits, utility hookups, telephone hookups and insurance costs are not eligible for reimbursement. The City may pay the cost of relocation assistance from Federal funds or funds available from other sources. 8. One -For -One Replacement Dwelling Units Newport Beach will generally avoid awarding funds for activities resulting in displacement. However, should Newport Beach fund an activity, specific documentation is required to show the replacement of all occupied and vacant dwelling units demolished or converted to another use. Newport Beach will assure that relocation assistance is provided as described in 24 CFR 570.606(b)(2). Before obligating or expending funds that will directly result in such demolition or conversion, Newport Beach will make public and submit to the HUD field office the following information in writing: ■ A description of the proposed assisted activity. ■ The general location on a map and approximate number of dwelling units by size (number of bedrooms) that will be demolished or converted to a use other than as low- and moderate -income units. ■ A time schedule for die commencement and completion of the demolition or conversion. ■ The general location on a map and approximate number of dwelling units by size (number of bedrooms) that will be provided as replacement units. ■ The source of funding and a time schedule for the provision of replacement dwelling units. ■ The basis for concluding that each replacement dwelling unit will remain a low- and moderate -income unit for at least ten years from the date of initial occupancy. Consistent with the goals and objectives of the HOME program, Newport Beach will take all reasonable steps necessary to minimize displacement of persons from their homes. The City will avoid funding projects that cause displacement of persons or businesses and will avoid funding any project that involves the conversion of low- and moderate -income housing to non-residential purposes. 0 CityO NewportBeach Pg.111-22 2005-2009ConsolidatedPlan Reu581105 Consolidated Plan Development I rt 1 11 1 11 • 9. Decent, Safe and Sanitary Dwelling The basic definition is found at 49 CFR 24.2(1). The term decent, safe, and sanitary dwelling means a dwelling that meets the following standards and any other housing and occupancy codes that are applicable. It will: ■ Be structurally sound, weather•tight, and in good repair. ■ Contain a safe electrical wiring system adequate for lighting and other devices. ■ Contain a safe heating system capable of sustaining a healthful temperature for the displaced person. ■ Be adequate to accommodate the displaced person. There will be a separate, well lit, ventilated bathroom that provides privacy to the user and contains a toilet, sink, and a bathtub or shower, all in good working order and properly connected to appropriate sources of water and to a sewage drainage system. There should be a kitchen area that contains a fully usable sink, properly connected to hot and cold water and to a sewage drainage system, and adequate space and utility service connections for a stove and refrigerator. ■ Contain unobstructed egress to safe, open space at ground level. ■ For a mobility -impaired person, be free of any barriers that would preclude reasonable ingress, egress, or use of the dwelling by such person. This • requirement will be satisfied if the displaced person elects to relocate to a dwelling that he or she selects and the displaced person determines that he or she has reasonable ingress, egress, and the use of the dwelling. ■ Comply with lead -based paint requirements of 24 CFR Part 35. L 10. Real Property Policies The City and its CDBG recipients must follow specific guidelines regarding the acquisition and use of real property funded in whole or in part with CDBG funds. 11. Use of Real Property The following standards apply to real property within the recipient's control and acquired or improved, in whole or in part, using CDBG funds. These standards will apply from the date funds are first spent for the property until five years after the project is audited and closed. A recipient may not change the use of any such property (including the beneficiaries of such use) from that for which the acquisition or improvement was made unless the recipient gives affected citizens reasonable notice of, and opportunity to comment on, any such proposed change, and either: City of Newport Beach Rev.5111105 Pg.117--23 2005-2009 Consolidated Plan Consolidated Plan Development The use of such property qualifies as meeting a national objective and is not a building for the general conduct of government. The requirements in the paragraph below are met. If the recipient determines, after consultation with affected citizens, that it is appropriate to change the use of property to a use that does not qualify under the above paragraph, it may retain or dispose of the property. The Newport Beach CDBG program must be reimbursed in the amount of the current fair market value of the property less any portion attributable to expenditures of non-federal funds for the acquisition of and improvements to the property. If the change of use occurs within five years of the project being audited and closed, income from the disposition of the real property will be returned to the Newport Beach CDBG program. Following the reimbursement of the federal program pursuant to the above paragraph of this section, the property is no longer subject to any federal requirements. 12. Real Property Acquisition All real property acquisition activities described in this section and funded in whole or in part with CDBG funds and all real property that must be acquired for an activity assisted with Federal funds, regardless of the actual funding source for the acquisition, are subject to the URA (as amended). a. What is Real Property Acquisition? Real property acquisition is any acquisition by purchase, lease, donation, or otherwise, including the acquisition of such interests as rights -of -way and permanent easements. HUD Handbook 1378 and 49 CFR Part 24 currently contains such regulations. These regulations detail a standard procedure for acquiring property and methods of determining a purchase price and outline other documents that must be provided to the City of Newport Beach before disbursement of funds. These regulations further require the applicant to provide relocation payments and assistance to any business or residential occupant of the property whom the acquisition will displace. 13. Eligible Activities The City of Newport Beach or its sub -grantee may acquire real property for a project using CDBG funds where the proposed use of the acquired property will be an activity that the City can demonstrate as beneficial to low- and moderate - income persons. • City ofNewport Beach Pg.111-24 2005-2009 Consolidated Plan Reu5111105 Consolidated Plan Develoonient I i i • • 14. Environmental Review Process (24 CFR Part 58) HUD requires that all real property acquisition projects be reviewed before the commitment of Federal funds to assess the impact of a project on the environment. Newport Beach will undertake this review process. The applicant should be aware, however, that this review process may delay the date by which CDBG funds may be available and, in case of serious adverse environmental impacts, may effectively stop a project. City of Newport Beach Rev.5111105 Pg.1II--25 2005-2009 Consolidated Plan �s �gWPO 0 T� A a V � � aat c"LIkOAN1� z a a A w A O z 0 U IV. Housing Market Analysis and Needs Assessment Housing Market Analysis If IV. HOUSING MARKET ANALYSIS .1 • 7 A. Overview ,i The purpose of this study is to determine the availability of affordable housing in the ' City of Newport Beach. It is in the City's interest to ensure its housing stock contains decent and suitable affordable units, as affordable housing is the basis and foundation of self-sufficiency. For the purposes of this plan, the City will define affordable housing based on Section 215 of the National Affordable Housing Act: ■ Rental Housing is considered affordable if it is (A) occupied by a household earning less than 80 percent of the area median income and (B) pays a rent no more than the existing fair market rent established by HUD. ■ Owner -occupied Housing is considered affordable if it is (A) the principal residence of the owner, whose income is less than 80 percent of the area median income, and (B) the purchase price is not more than 95% of the median purchase price for the area. In order to gauge the availability of affordable housing within the City, this study will examine the following aspects of the current housing market: ■ Supply: Current Housing Stock by Size of Units, Units in Structure, and Age of _ Unit; Recent Permit Activity; Available Vacant Land. • ■ Demand: Number of Households by Size and Type, Vacancy Rates; Population Growth; Economic Outlook and Job Growth. ■ Supply vs. Demand: Sales Data; Rent Increases; Overcrowded Housing; Cost Burdened Households. Based on the above data, the City formulated different levels of need for three income levels: moderate -income households, low-income households, and extremely -low income households. These need levels will form the basis for the City's Five -Year Strategic Plan. ■ Moderate -income households earn between 50 and 80 percent of the area median income. ■ Low-income households earn between 30 and 50 percent of the area median income. ■ Extremely -low income households earn less than 30 percent of the area median income. In addition to the private housing market, the City examined the inventory of public and assisted housing to determine the level of need for the following types of 0 housing and services: City ofNe"ort Beach Pg. IV-1 2005-2009 Consolidated Plan Rev. 5111105 Housing Ma)-ket Analvsis Homeless Facilities and Services: includes Homeless Prevention, Emergency Housing, Transitional Housing, Permanent Supportive Housing, and Supportive Services Supportive Housing: including Elderly, Persons with Disabilities, Persons f j suffering from Substance Abuse, Persons living with HIV/AIDS Public Housing and Subsidized Housing: including Low Income Housing Tax Credit Units, Public Housing developments and Section 8, HUD multi -family developments, and locally -funded housing B. Housing Supply The Planning Department reviewed several variables of the community's housing stock in order to gain a complete understanding of the available supply of homes. This section will address the supply, tenancy, condition, and other characteristics of existing housing stock, as well as touch on future housing development. Note that some of the tables reflect housing data from the 2000 U.S. census based on occupied units and not the total number of housing units located in the City. The tables where this occurs will contain a note denoting such. 1. Overall Supply The overall number of housing units in Newport Beach grew at a slow rate throughout the 1990's. This is due to the fact that the City is completely built out and any increase is due to the redevelopment of low density residential properties into a higher density development. The 2000 U.S. Census indicates that Newport Beach's current housing stock contains 37,288 units, an increase of 7% percent, or 2,427 units, from 1990. 2. Tenure The rate of homeownership has declined significantly in Newport Beach. The 55.7% percent homeownership rate is below the national rate of 66.2 percent. It should be noted that while a rise in the homeownership rate increased throughout the United States, homeownership in Newport Beach declined by 17 percent during the ten year period. Recent increases in the cost of housing have resulted in homeownership being less attainable to families of modest income. Low interest rates on mortgages during the prior four years have given potential homeowners more buying power, but have not necessarily brought homeownership within reach of families previously excluded when rates were higher due to the higher cost of housing in the City. 0 City of Newport Beach Pg. IN 2005-2009 Rev. 5/11/05 3. 4. Housing Market Analysis Table 4-1 Change in Household Tenure: 1990 to 2000 Tenure housing Units & % of Total Units 1990 2000 Changeln Units Renter 13,653 39.2% 14,663 39.3°/u 1,010 Owner 17,207 49.3% 18,408 49.4% 1201 Vacant 4,001 11.5% 4,217 11.3% 216 Total 34,861 100% 37,288 2,427 Source: 1990 and 2000 US Census Housing Size The table below provides a breakdown of the size of the housing in the City by tenure. Note that the table reflects occupied units and not total units. The table shows that fifty-eight percent of Newport Beach's housing units contain between two to three bedrooms. Fifteen percent of the units are one -bedroom units. Combine these figures and 73 percent of Newport Beach's housing units contain from one to three bedrooms. Only four percent or 1,323 units are considered to be efficiencies. Six percent of the units have 5 or more bedrooms. Combined, the four and five bedroom units make up twenty-two percent of the housing units in the City. The larger size of the units in Newport Beach reflects the economic strength of the city. Table 4-2 Housing SnnnlV: Size of Housing Units by Tenure SliooBnousingUolts ,by Tenure Owner Renter Total # �%oftotal: # %ottotall # 0/0oft6tal No bedroom 45 0.14% 1,278 4% 1,323 4% 1 bedroom 592 20A 4,391 13% 4,983 15% 2 bedrooms 4,331 13% 6,065 18% 10,396 31% 3 bedrooms 6,758 20% 2,329 7% 9,087 27% 4 bedrooms 4 815 15% 580 2% 5 395 16% 5+bedrooms 1,841 6% 69 0.21% 11910 6% TOTAL 18,382 56% 14,712 44% 33,094 *Note: Numbers reflect occupied units only and do not reflect vacant units. Housing Type Single family detached units currently account for a predominant share of the housing stock in Newport Beach. Just under forty-four percent of all units are . detached single-family units while attached single-family units, such as townhouses and condominiums, account for 18.6 percent. As land has become City of Newport Beach Pg. IV-3 2005-2009 Consolidated Plan Rev. 5111105 t. Noticing Market Analvelr less available, development trends are toward single family housing with zero lot lines or P.U.D.'s. Existing multifamily housing is often packaged in small complexes with less than ten units. These units account for 18.2 percent of all housing stock, while structures with ten or more units account for 17.2 percent. Many of these structures were built between 1940 and 1980. Mobile homes have traditionally filled a unique and useful niche for the lower income housing market in Newport Beach. These units are recognized as a viable solution to the shortage of affordable housing. However, the number of occupied mobile homes has experienced a decline in recent years and currently account for 2.2 percent of housing in Newport Beach, or 727units. Compared to 785 units in 1990, this is a loss of 58 units, or over 7 percent. The total number of occupied and unoccupied units in Newport Beach in accordance with the 2000 U.S. Census is 806 units. Land in Newport Beach has become too valuable to use as mobile home parks. Owners of existing parks are under pressure to sell their land for development, leaving current residents no choice but to relocate. Renting, rather than owning, a mobile home in Newport Beach is another option available to mobile home residents who are being displaced. Table 4-3 Housin Su 1 : Units in Structure by Tenure Number of Units In structure Total Unite Owns r N % N Share of Category Share of Total N Share of Colftery share of Total t dotached 14441 43.6% 12263 85% 37.1% 2178 15% 6.60/0 1 attached 6165 18.6°% 4112 67% 12.40.5 2053 33% 6.2% 2 2786 8.4% 578 21% 1.7% 2,208 790'a 1 6.7% 3or4 1945 1 5.9°% 258 1 13% 0.8% 1 1.687 87% SAS 5 to 9 1307 4.0% 141 1 l% 0.4% 1,166 89% 3.5% 10 to 19 863 2.6% 80 9% 0.2% 783 91 0 2.4% 20to49 3.8°.0 255 20% 0.8% 1014 800io 3.1% 50 or more 10.8% 150 4% 0.5% 3,403 9675 10.3% Mobile home t334 2.2% 516 71% 1.6% 211 29% 0.6% Boat, RV van etc.0.1% 29 76% 0,1% 9 24% TOTAL: 18,382 1 6% 1 14.712 44% Source: 2000 U.S. Census "Note: Numbers reflect occupied units only and do not reflect vacant units. Key Stats City of Newport Beach Pg. IV-4 2005-2009 Rev. 5/11/05 r Housing Market Analysis '? ■ 35% of all housing units are rentals with 2 bedrooms.or less. ,j•■ 62.2% of all housing units are single-family. Over forty-three percent of all j housing units are single-family detached. This is the strength of the City. j Only 15% of single family housing units (detached) are renter occupied. This rate is only slightly higher than that of Orange County (130/o), but less than that i of Los Angeles County (21%) and San Gabriel Valley (20%) ■ 44% of all housing units are renter occupied compared to Orange County's 39%. C. Age of Housing Stock According to the latest Census figures, the majority of housing stock in Newport Beach was built between 1950 and 1979. This coincides with one of Newport Beach's booming economic growth periods. During that period 21,569 units were built, accounting for 61 percent of the city's current housing stock. Unfortunately, many of the units were built using low quality materials that did not follow any quality or design standards. Age has taken its toll on these units, which are candidates for rehabilitation and in -some cases demolition and reconstruction. Concerning mobile homes, the condition of these homes has become more of an issue as these units age and decrease in value while the residentially zoned land where they are located becomes more valuable. When parks close, the older and more deteriorated homes cannot be transported without renovations that are unaffordable to the owner. Table 4-4 Acre of Hnimincr Rtne.kr Year ITnit Built by Tenure Year Structure Built Total Units Owner Renter # % # Share of Category Share of Owner # Share of Category Share of Rental Built 1999 to March 2000 672 2% 1 459 68% 2.5% 213 32% 1.4% Built 1995 to 1998 1,433 4% 798 56% 4.3% 635 44% 4.3% Built 1990 to 1994 1,355 4% 806 59% 4.4% 549 41% 3.7% Built 1980 to 1989 4,272 13% 2A50 57% 13.3% '1,822 43% 12.40/a Built 1970 to 1979 8,852 27% 4,425 50% 24.1% 4,427 50% 30.1% Built 1960 to 1969 7,931 24% 4,367 55% 23.8% 3,564 45% 24.2°% Built 1950 to 1959 4,786 140A 2,982 62% 16.2% 1.804 38% 12.3% Built 1940 to 1949 2,209 7°Ao 1 1 193 54% 6.50/c 1,016 460/c 6.9°A° Built 1939 or earlier 1,584 1 5% 902 57% 4.9% 682 43% 4.6% Total: 33,094 1 18,382 56% 14,712 44% *Note: Numbers reflect occupied units only and do not renect vacant units. City of Newport Rev. 5111105 Pg. IV-5 2005-2009 Consolidated Plan Housing Market AnalLis Table 4-5 Age of Housing Stock: Households in Poverty "Pudsitualuilb ft An I MON ' ear.da It owner us tr ltsatsr sift 1999 to 2000 17 31 1995 to 1998 9 17 1990 to 1994 39 70 1980 to 1989 152 105 Subtotal: After 1980 217 1 223 1970to 1979 109 298 1960ta 1969 140 228 1950to 1959 120 147 1940 to 1949 22 40 1939 or earlier 40 66 Subtotal: Before 1980 431 779 Total 648 1.002 Source: 2000 US Census Households In PoVerty at Wsk of Lead Based Paint 1,000 779 800 A 600 431 # 400 217 223 200 0 low risk low risk high risk high risk owners renters owners renters *Note: Numbers reflect occupied units only and do not reflect vacant units. Key Stats 77% of all housing units (25,362) are more than 25 years old. Units older than 25 years typically need significant repair and rehabilitation to the roof, heating and air conditioning, and other key components. Housing units built before 1980 may have lead based paint hazards, especially if those units are occupied by households under the poverty line. 1,210 housing units built before 1980 are occupied by households in poverty. 64 percent of these units are rentals. According to the latest Census figures, approximately one -quarter of the housing stock in Newport Beach that was built between 1960 and 1979 is occupied by seniors. Once again this coincides with one of Newport Beach's booming economic growth periods. During that period, 16,783 units were constructedaccounting for 51percent of the city's current housing stock. Based upon 2000 Census data, 24.3 percent of the unfits constructed during that period are occupied by seniors. This represents 52 percent of all senior occupied housing. Due to the likelihood that these older senior occupied units will become candidates for rehabilitation, and in some cases require demolition and reconstruction, diligent monitoring of these units must be maintained. '1 0I C1 City of Newport Beach Pg. IV-6 2005-2009 Consolidated Plan Rev. 5111105 rl EJ • Table 4-6 Senior Occunied Housing - Age of Housing Stock Senior Occupied Housing owner router total # % # % # % Built 1999 to March 2000 24 0% 36 0% 60 1% Built 1995 to 1998 78 1% 93 1% 171 2% Built 1990 to 1994 154 2% 61 1% 215 3% Built 1980 to 1989 676 9% 223 3% 899 12% Built 1970 to 1979 1,436 18% 567 7% 2,003 26% Built 1960 to 1969 1,647 21% 423 5% 2,070 27% Built 1950 to 1959 1,090 14% 190 2% 1,280 16% Built 1940 to 1949 507 6% 188 2% 695 9% Built 1939 or earlier 339 4% 72 1% 411 5% Totals 5,951 76% 1 1,853 1 24% 1 7,804 1 100% *Note: Numbers reflect occupied units only and do not reflect vacant units. D. Housing Permits The City tracks the housing activity as it relates to the number of housing permits issued during a given year. The graph and table provided below shows the recent permit activity for both single-family and multi -family housing. The graph indicates that since 1996, the number of building permits each year for single-family residential has on average remained relatively constant around 200 permits, with the highest level of permit activity taking place in 1999 with the issuance of over 400 permits. In addition, the multi -family permits went from a non-existent level in 1997 to approximately 931 permits in 1999, followed by a rapid decline to minimal levels over the last 4 years.. Graph 4-1 Housing Permits: Recent Permit Activity Permit Activity 1996-2004 1,400 1,200 A � 1,000 / 600 / 0 400 � 00 \\\ 200 `0------' a 0 1996 1997 1998 1999 2000 2001 2002 2003 2004 —*--Single Family —.—Multi Family — Total City of Newport Beach Rev. 5111105 Pg. IV-7 2005-2009 Consolidated Plan Honsin Mg_aketrinalysis Table 4-7 Housing Permits: Permits by Housing Type Mlts 996 997 99 2 2 3 ToWl Single Family 205 242 425 326 161 163 129 140 117 1908 Mule Family 566 30 120 931 372 75 39 33 99 2,265 Total 771 272 545 1257 533 238 168 173 216 4173 Key Stats ■ 45.7 percent of permits issued in the last nine years have been for single family housing. ■ Permits for multifamily housing units have decreased significantly in the last four years. These pen -nits are almost exclusively for developments with five or more units per structure. ■ The average construction cost for a single family unit in 2004 was $527,626. ■ The average construction cost for a multifamily unit in 2004 was $215,928. E. Available Land Inventory of Land Suitable for Residential Development The City of Newport Beach is not a residential developer and therefore must rely on private developers or organizations that have the capacity to acquire and manage affordable housing or "at -risk" housing developments. A list of such organizations is contained in the Appendix section of the Housing Element. The Housing Element provides an inventory of land determined suitable for development of affordable housing and an extract of such is provided below. Undeveloped, Residentially -Zoned Sites Newport Beach is a nearly built out City, with very few undeveloped sites remaining. The only undeveloped sites suitable for residential development are discussed below. Of the three vacant sites, two are located within the Coastal Zone and have Local Coastal Program Land Use Plan designations consistent with their General Plan designations. Each site currently has adjacent public facilities and services. The sites vary in size from 3.5 to 45.2 acres, and have an approximate total capacity of 582 dwelling units, The potential residential development capacity of 582 units may be exceeded by 25% as provided by the density bonus provision in the Housing Element. A density bonus does not require a General Plan Amendment. Should this provision be used, the approximated total residential development capacity of the three sites would become 727 units. In summary, there is sufficient space and City of Newport Beach Pg. IV-8 2005-2009 Consolidated Plan Rev. 5111105 I Housing Market Analysis • zoning allowance for meeting the Regional Housing Needs Assessment numbers for the City of Newport Beach on these three sites.t Table 4-8 presents a summary assessment of these vacant sites. Table 4-8 Undeveloped Residential Sites Estimated General Plan Zoning, Dwelling Unit Buildable Density Site Designation' 'Designation Ca aei ' Acres du/acre Banning (Newport) Ranch SFA P-C 406 45.2 8.99 Avocado- 56 MacArthur I APF P-C Senior Only 3.5 16 Bayview Landing 150 PC-39 RSC P-C Senior Only) 4.5 26.7 Total 3 612 Notes: APF = Administrative, Professional, Financial, Commercial SFA = Single Family Attached P-C = Planned Community Source: The City ofNewport BeachPlannin Department/HousingDepartmenVE[ousing Element Newport Banning Ranch — Approximately 45.2 buildable acres of the Newport Banning Ranch are located within the City of Newport Beach City boundaries. The property is located in non-contiguous parcels north of Pacific Coast Highway, south of 15rh Street, and west of Monrovia Avenue. This site can accommodate 406 multiple -family residential units without the need of a change of zone or General Plan Amendment. The Newport Banning Ranch is located within the California Coastal Zone and therefore would require a Coastal Development Permit issued by the California Coastal Commission. The ultimate development of Banning Ranch is complicated by the fact that the property owner is a company formed as a partnership of two independent oil companies, neither of which are real estate developers. Discussions related to development usually include a third -party development company. Past planning efforts have involved looking at the whole land holding, including several hundred acres in unincorporated County territory. These planning efforts have required coordination with a myriad of Federal, State, and local agencies, including the US Army Corps of Engineers, the Environmental protection Agency, the US Fish and Wildlife Service, the California Resources Agency (including the Division of Mines and Geology and the Department of Fish and Game), the California Coastal Commission, the California Department of Transportation, the County of Orange, and the Orange County Transportation Authority. Conflicting goals of these various entities sometimes creates challenges to project approvals. However, the smaller areas of the property within Newport Beach could proceed separate from the large project area under existing entitlements in order to produce additional housing. t City of Newport Beach Housing Element; 2000-2005 City of Newport Beach Pg. IV-9 2005-2009 Consolidated Plan Rev. 5111105 1. Housing Market Aaalm Avocado/MacArthur — The Avocado/MacArthur site occupies 3.5 acres located i north of San Miguel, south of San Joaquin Hills Road, east of Avocado Avenue, and t west of MacArthur Boulevard. The site would require a change of zone to be developed as a multiple -family residential project(s) for senior citizens. The site ) could accommodate at least 56 multiple -family residential units. The City will initiate the change of zone on the site within 1 year of certification of the Housing Element. The Avocado/MacArthur site is not located within the California Coastal Zone and therefore does not require a Coastal Development Permit. Bayview Landing — The Bayview Landing site occupies 4.5 acres and is located at the northwest corner of the intersection of Jamboree Road and Back Bay Drive. This site can accommodate 120 multiple -family residential units (targeted for senior citizens) without need of a change of zone or a General Plait Amendment. Bayview r Landing is located within the California Coastal zone and therefore would require a Coastal Development Permit issued by the California Coastal Commission to be ` developed. , Redevelopment and "Infill" With expansion and improvement of the national and state economy and the circulation systems in Southern California in the late 1950s, the character of residential development in Newport Beach changed from a vacation home community to a more equal mixture of permanent residences and vacation homes, T and then subsequently to almost exclusively a community of permanent residences. During this period of change enough vacant land existed to meet increased demand for housing. Housing demand had little effect on the City's older areas, other than transforming tenure pattern from "occasional" to "permanent". This housing demand continued well into the 1980s because sufficient vacant land existed to satisfy housing demand. From the mid-1990s, development activity in terms of net dwelling units constructed on vacant sites versus "ill" had occurred at a ratio of nearly 10 to 1 (2,101 d.u. compared to 234 d.u. respectively). Subsequent to the decrease in vacant residential acreage and an increase in cost of improved and vacant , land, redevelopment and "infill" activities increased. ' The City of Newport Beach has identified areas with potential for redevelopment and/or intensification of under-utilized residential properties (infill). The City is beginning a comprehensive update to its General Plan, and it is possible that this work will result in the identification of areas for more infill or mixed -use development or redevelopment 2 • Y City of Newport Beach Housing Element; 2000.2005 City ofNewport Beach Pg. IK10 2005-2009 Consolidated Plan Rev. 5111105 I, Housing Market Analysis Mixed Use Zoning In addition to traditional residential zoning standards such as R-1 (single-family detached units) and MFR (multiple -family attached units), Newport Beach also has a "Residential Overlay Zone" that allows mixed residential and commercial types of developments. Many commercial properties include an "R' Overlay designation and may integrate residential uses with commercial uses at a density of one dwelling unit for each 2,375 square feet of land area. The mixed residential/commercial use will allow the City additional opportunities to provide housing. Table 4-9 "Replacement" and "Infill" Housing in Newport Beach a 1' 5 9 E q' b + C7 C �e R d F 4 Date of b El E�tlmatiou 1-Jan79 d 7 6 o a 1981 1980 67 67 1 53 53 1 120 120 1982 1981 122 189 0 53 122 242 1983 1982 1 51 240 3 56 54 296 1984 1983 1 49 289 21 77 70 399 1985 1984 1 72 361 5 82 77 443 1986 1985 65 426 5 87 70 513 1987 1986 101 527 72 159 173 686 1988 1987 60 587 82 241 142 828 1989 1988 63 650 58 299 121 949 1990 1989 75 725 75 374 150 1099 1991 1990 75 800 75 449 150 1249 1992 1991 75 875 75 524 150 1399 1993 1992 75 980 75 599 150 1549 1994 1993 75 1025 75 674 150 1699 1995 Information not available 1996 1997 1998 1999 Notes: The # of d.u. Given for "infill" represents the "NET" increase in units, and does not include "replacement" units. The # of d.u. given, 1981 to 1989 (est. date), reflect the # submitted to DOF, based upon actual final building permits, by the Planning Department. The # of d.u. given, 1990-1994 (est. date) reflects the average # estimated by the Planning Department based upon the available land, market study and trend analysis. Sources: The State Department of Finance and the City of Newport Beach; Newport Beach Housing Element City of Newport Beach Rev. 5111105 Pg. IV-11 2005-2009.ConsolidatedPlan Housing Market Analvxlr F. Housing Demand This analysis examines several variables on the demand side of the Newport Beach housing market, including the housing demand by household size and tenure, and in household type, Table 4-10 Housing Supply: Households by Size and Tenure Households By size said Tenure Total M % A %of total tf % of total I -person 11700 35% 4888 1595 6812 21% 2-person 13.037 3995 7,999 24% 5,138 1695 3-person 4,177 13% 2,364 7% 1813 5% 4• erson 2794 80/0 2052 6% 742 2% 5-person 1.051 395 910 395 141 00". 6• erson 265 195 220 1% 45 0% 7+ person 70 0% A9 0% 21 0% tlw: 33.094 18 382 56% 14,712 44% Source: ZUUU US Census *Note: Numbers reflect occupied units only and do not reflect vacant units. Table 4-11 Housing Demand: Household Type ="Whoeholde Total flouseholds N gr. M Share of Hu share Of Owner Shoe oC 1 N I Share bf t3f1` A ..,e of r shore of o f Family households: Married -coo tefamil : 43% 11125 78% GI% 34% 3058 22% 21% 9% Sin le Parent Male V 3% 433 51% 2% 1% 413 49% 3% t% Sin leParcntFemale 6% 1006 49% 5% 395 1067 51°�5 745 395 Fam{I SUBTOTAL 52°i5 12564 73% 689'0 3$9'° 4,538 27% 31% 1445 Non -family households: Male Living alone: 5,338 167. 1922 36% 10% 695 3,416 64% 2395 10:5 Male Not living alone: 2507 8% 508 20% 3% 2% 1,999 80% 14% G% rmle Uving alone: 6362 190/a 2966 47% 16% 995 3,396 53% 23% 1005 FcrrwlnNot living alone: 1785 59'o 422 24% 2% 10/0 063 76% 9% 495 Non•Fami1 SUBTOTAL 15,992 480,5 5818 36% 32% 18% 10,174 641E 69% 319b TOTAL 33094 M 18 82 56% 14712 44% *Note: Numbers reflect occupied units only and do not reflect vacant units. Pg. 1V 12 Rev. 2005-2009 Consolidated Plan Housing Market Analysis M _ 0 Key Stats ■ Less than one percent (207) of all occupied households (33,094) are renters that have five or more persons in the household. There are only 2,978 rental units with three or more bedrooms. ■ 22 percent of all married couple families are renters. ■ Only 4% of all households are single parent families that rent their housing. G. Population Growth After leveling off throughout the early 1980s, the population of Newport Beach rebounded in the late 1980's and has continued to grow at a modest rate. According to Census 2000 data, the population stood at 70,022, an increase of 3,389 residents over the 1990 total. However, the growth in the number of households was disproportionate to the growth in population. While household tenure grew by 21 percent (6,428 units) between 1990 and 2000, the population grew by only 5 percent (3,389 residents.) Table 4-12 Population Growth: By Race and Ethnicity 1990 Po ulation 2000 Po ulation Chan a 2004 Avg Householdsize# Size % # % # % White 63850 958% 64,583 92.3% 733 1% 2.1 Black 230 0.3% 371 0.5% 141 61% 2.2 Native American 170 0.3% 179 0.3% 9 5% 2.1 Asian 1,861 2.7% 2,804 4.0% 943 51% 2.3 Pacific Islander 66 .2% 83 0.1% 17 26% 2.2 Some other race 466 0.7% 792 1 1.1% 1,546 332% 2.3 Multiracial 1,220 1.7% 2.2 Total: 66,643 70,022 3,389 5% Ethnicity 1990 Po ulation 2000 Pa ulation Chan e 0 % # % # % Hispanic or Latino 2,648 4% 3,301 5% 653 25% 2.2 Not Hispanic or Latino: 63.995 96% 66.731 95% 2,736 4% Source: US Census Key Stats ■ Overall, the population grew by five percent. This represents an increase of 3,389 residents. ■ The Asian / Pacific Islander segment accounted for 4.0 percent of the population in 2000, an increase of 50% compared to 1990. City of Newport Beach Pg. IV-13 2005-2009 Consolidated Plan Rev. 5111105 Haarb:gMarketkialy is The overall percentage of Hispanic residents remained relatively steady at 4-5 percent. ■ All segments maintained the Same relative household size. H. Cost of Rental Housing For the purposes of this analysis, affordable rental housing is defined as units that a low income family can afford without incurring a housing cost burden and without being "overcrowded." A unit is considered overcrowded when there is more than one person per room. Rooms that are considered in this calculation include bedrooms, living rooms, kitchens, dens, home offices and other finished rooms. This calculation excludes bathrooms and laundry rooms. Different sized units will have different thresholds of affordability. The adjustments in the thresholds will mirror those made for family size in HUD's annual release of Section 8 Income Limits. The following table lis*s the cost of rental housing in Newport Beach, broken down by bedrooms size. Table 4-13 Cost of Rental Housing: Rental Units by Price and Bedroom Size Rental Units a tied o 1999 rib . * efawroott0 Yf, Wn�✓� sit : to. ; :,I,� . 499 to �t0 t � ilk - Must" '"Ill,; # of units 0 21 42 271 $18 394 32 Eft(clency °%ofsize 0% 2% 3% 21% 41% 310S 3% 1.278 ISoftotal O:o Oslo 000 2% 4% 3°io 0?0 900 # of units 74 1 89 51 357 1251 2 489 80 1Bedroom of size 200 2°% 140 80,0 28% 57% 2% 4,391 400flotal 1% 190 0% 2% 9% 17% 1% 3050 # of Units 33 18 49 239 714 4,877 135 2aedroom %of size lo% 0% 116 4% 12% 80°o 20/0 6,065 %of tau] 0% 0% 0% 2°% 5% 33% 1% 4100 Bedroom Be # of units 20 0 49 89 131 2,541 148 2,978 %ofsize a l.0 ° 0% of 2.0 o. 3.° o 4!0 0 85/° 0 5/0 %of total 0% 0% 040 1% M 1740 I°% 20% Subtotal 127 128 t91 116 2614 1t030t 11 ShareofloMl 1% 1% 1% G.. 1840 70% 3% 14,712 0 0 City of Newport Beach Pg. IV 14 2005.200P Consolidated Plan Rev. 511110S Housing Market Analysis I ,r 0 I ,I I ; I. Table 4-14 Cost of Rental Housing: Fair Market Rents by Number of Bedrooms Fair Market Rents by Number of Bedrooms Year Efficiency FMA . Iacreap 1 Bedroom FMR_ Increase 2 Bedrooms FMR Increase 3 Bedroems FMR 'Increase 4 0edrooms FMR Increase 2001 $774 $845 $1,046 $1,455 $1,619 2002 $812 5% $887 5% $1,097 5% $1,527 5% $1,699 5% 2003 $855 5% $934 5% $1,155 5% $1,607 5% $1,788 5% 2004 $903 6% $987 6% $1,220 6% $1,698 6% $1,889 6% 2005 $979 8% $1,098 11% $1,317 8% $1,885 11% $2,165 15% Key Stats 39 percent of all rental units have one bedroom or less. 20 percent of units (2,978) have three bedrooms or more. Fair market rents have increased at least five percent each year since 2001 for every size unit. Overall, fair market rents have increased an average of 27 percent from 2001 to 2005. Cost of Owner -Occupied Housing During the prior four years, the cost of single family homes in the City of Newport Beach has increased to the point that the number of families that are able to purchase a home has decreased substantially. The record lows for interest rates during the same time period was part of the impetus for the surge in home prices. However, with interest rates increasing in the past year, home prices have not followed. This results in a decrease in the number of families being able to purchase a home. The table below shows the median sales price for single family home in Newport Beach for the 2004 median sales price. Similar conditions occur for condominium or attached single family dwellings, however not at the same level of increase during the same time period. Table 4-15 Cost of Owner -Occupied Housin : Single Family Dwelling Median Home Prices by Zip Code Zip Code Number of Sales MediamPriee Annual , Increase 92660 409 $1273,000 30% 92661 48 $1,538,000 8% 92663 191 $1,310000 39% 92657 131 $1,750,000 22% source: sales data in 2004; Dataquick City of Newport Beach Rev. 5111105 Pg. IV-15 2005-2009 Consolidated Plan Hettsing Afarket Anali:ri.r r Table 4-16 Cost of Owner Occupied Housing: Condominium Medliftondod Wu Zip cods Ninfiber of gales Price in 92660 152 $694000 25% 92661 13 $750 000 8% 92663 190 $587000 41% 92657 75 $830,000 29% Key Stats ■ The median housing price (half the homes sold for more, half the homes sold for less) increased by 25 percent from 2003 to 2004. The median sales price in 2004 was $1,467,750.00, I Vacancy This analysis provides a comparison rate for vacancy rates for homeownership and for rental type properties in the U.S. Metropolitan areas as well as for the three local counties. The three counties represented are Los Angeles County, Orange County, and San Bernardino County. The graph shows a constant vacancy rate for both homeownership and rental properties in the U.S. Metropolitan Areas. In comparison, the vacancy rates in the Orange County area for homeownership have maintained around a 1% rate, declining in 2003 to .5 %. In contrast, rental properties vacancy rate dropped from a high of 8% in 1993 to a low of 2% in 2000. Since then, the rate has increased to 6% in 2003. Graph 4-2 Vacancy Rates: Homeownership Vacancy Rates Homeownership Vacancy Rate 4.5 4 3.5 c 3 0 2.6 > 2 v 1.5 u e `1 0.5 0 1986 1988 1990 1992 1994 1996 1996 2000 2002 2003 +U.S.Metropolitan Areas -+— LosAngeles•LongBeach a Orange County —7r,—San 9emardirtojiiverside Pg. City ot'1 Rev. 5/1 1N6 2005-2009 Consolidated City ot'1 Rev. 5/1 1N6 2005-2009 Consolidated Housing Market Analysis I ,r 1.0 I , I Graph 4-3 Vacancy Rates: Rental Vacancy Rates Rental Vacancy Rates 12 10 8 U 6 w w a 4 2 0 —+—U.S. Metropolitan Areas --Los Angeles -Long Beach A - Orange County San Bernardino —Riverside H Key Stats ■ The housing vacancy rate for Los Angeles County (0.8) is far below the national average for U.S. Metro areas (1.7). ■ Rental vacancy rates for Los Angeles County have been below 5% since 2000. In 2003, the rate reached its lowest level in twenty years (3.2%). According to the Southern California Association of Governments, a vacancy rate below 3% points to a severe deficit in the supply of housing. Y. Overcrowding Overcrowding is a living condition defined by the Census as more than one person living per dwelling room. Current Census data indicates that only 2 percent of occupied housing units have rooms that are occupied by 1.01 persons or more. This means that 98 percent of units have rooms that are occupied by 1 person or less. Throughout the State and County, overcrowding is increasingly becoming a problem. In the last decade, there has been an increase in the number of married couples, children, and other family members living together in units to pay the rent or mortgage. This doubling up is the result of a combination of rising housing costs, population growth, and an inflow of new immigrants moving into the area. This phenomenon is adding a new dynamic to the city's housing market. With the high cost of housing in Newport Beach, there is a potential for overcrowding to become an issue and problem. The potential for multiple families pooling income in order to acquiring a housing unit is the most likely scenario. City of Newport Beach Pg. IV-17 2005-2009 Consolidated Plan Rev. 5111105 Housing Market Analysis While strict code enforcement helps ensure safety, it may also mean increasing the T homeless population, placing lower income households with housing cost burden, or •i housing discrimination. However, the underlying problem is a shortage of affordable housing. t Newport Beach's residential code violation process is complaint -driven. Therefore, 1 residents and officials attempt to strike a balance between social understanding and the law to address overcrowding issues. Overcrowding in a home often causes i neighbors to be concerned about their property values. Therefore, many of the city' resident bring potential overcrowding hazards to the attention Code Enforcement staff. Therefore, the City will need to continue weighing the benefits and drawbacks l to strict code enforcement. Note that this is often a Health Department regulation, d not a City regulation; not enforceable by Code Enforcement staff. 1 Table 4-17 Overcrowding Rates- Overerowdin By Race/E thnicity Overcrowded HousingUnits RocAthnielty Total Households Ovperowded q % White 30 915 472 2% Black 165 0 0% Native American 134 7 5% Asian 1024 79 8% Pacific Islander 63 0 0% Other Race 237 26 11% Multiracial 556 31 6% TOTAL 33 094 615 2% Hispanic 1,174 86 7% source:2000 US Census *Note; Numbers reflect occupied units only and do not reflect vacant units. Key Stats ■ A unit is overcrowded when the ratio of occupants to the number of rooms (not bedrooms) is more than 1. Two percent of all units (615) are considered overcrowded. A disproportionate number of Hispanic and Other Race households respectively live in overcrowded units. NOTE: It is presumed that most Other Race households are Hispanic. ■ The lack of housing has created an informal housing market of illegal units, usually consisting of garage conversion. These illegal units are not included in many of the figures presented in this document. This means that the number of overcrowded units is most likely understated. 0 City of Newport Beach Pg. ir--18 2005-2009 Consolidated Plan Rev. 5111105 I3 Housine Market Analysis --6 0 L. Cost Burdens Table 4-18 below lists the percentages of monthly income renters paid for housing costs in 1999. Given that any household paying more than 30 percent of monthly income is considered cost burdened, the data from the 2000 shows that: ■ 5,098 (34%) renter households in Newport Beach experienced a cost burden by spending 30 percent or more of their income on housing in 1999. ■ Of population that was cost burdened: 6 percent were slightly burdened (30 to 34 percent of income spent on housing) and 12% were moderately burdened (35 to 49 percent of income spent on housing) and 16% were severely cost burdened (50 percent or more of income spent on housing). Table/Chart 4-18 Cost Burdens: As a Percentage of Income Rent Burdens a5 a percent of income # % ess than 10 percent 1,284 9% 10 to 14 percent 1 837 12% 15 to 19 ercent 2,601 18% 20 to 24 percent 2,081 14% 25 to 29 percent 1,263 9% 30 to 34 percent 923 6% 35 to 39 percent 746 5% 40 to 49 percent 1,035 7% '50 percent or more 2 394 16% Not computed 548 4% Total: 14,712 100% Cost Burdened Renters 50% or other rnore 30-A�D less 50%than 30% Table 4-19 below lists the percentages of monthly income homeowners paid for housing costs in 1999. Given that any household paying more than 30 percent of monthly income is considered cost burdened, the data from the 2000 shows that: ■ 5,092 (43%) of homeowner households in Newport Beach experienced a cost burden by spending 30 percent or more of their income on housing in 1999. Of population that was cost burdened: 8 percent were slightly burdened (30 to 34 percent of income spent on housing) and 14% were moderately burdened (35 to 49 percent of income spent on housing) and 21% were severely cost burdened (50 percent or more of income spent on housing). City of Newport Beach Rev. 5/11/05 Pg. l F--19 Consolidated Plan Housi m Market Anah;sic Table 4-19 Cost Burdens: For Owners Owner Cost Burdens as a percent of Income M % Less than 10 percent 1,124 10% 10 to 14 percent 1280 11% 15 to 19 percent 1449 12% 20 to 24 percent 1484 13% 25 to 29 percent 1303 11% 30 to 34 percent 964 8% 35 to 39 percent 644 5% 40 to 49 percent 1,043 9% 50 percent or more 2,441 21% Not computed 72 1% Total: 11804 t00% *Note: Numbers reflect occupied units only and do not reflect vacant units. HUD is especially concerned about those households paying more than 50 percent of monthly income on housing costs. These households are considered severely cost burdened and at high risk of homelessness. Any break in the flow of income or unexpected expenses, such as loss of employment or hospitalization, would severely jeopardize the household's ability to continue to meet the housing expense. In 2000, the number of severely cost burdened families (renter and homeowner reached 4,835. Key Stats A household is considered cost burdened when it pays more than thirty percent of its gross income for housing costs. At this point the unit is considered unaffordable for the household. Almost one-third of all renter households (34%) endure a cost burden. 43 percent of all owner households have a housing cost burden. A household is considered to have a severe cost burden when more than 50 percent of it gross income goes toward housing costs. Households with severe cost burdens run a risk of losing their housing if faced with a loss of employment, sickness, injury, or similar event that reduces income. Almost 1 of every 6 renters has a severe cost burden. 0 City Rev. Pg.11=20 Housing Market Analysis I M. Physical Defects and Substandard Condition HUD considers a unit that lacks a complete kitchen or bathroom to have a physical defect and therefore a housing problem. Current Census data indicates that 360 units (1.1 percent of units) lacked complete plumbing or complete kitchen facilities. Table 4-20 Substandard Conditions: Housing Units Lacking Plumbing or Complete Kitchen Housing Problem # of Housing Units % of'Housing Stock Lacking complete plumbing facilities 125 0.4% Lacking complete kitchen facilities 235 0.7% Source: U.S. Census Bureau, 2000 Since substandard housing can cause serious health and safety issues, the definition of physical defects should not be used as the only definition of substandard housing. The City considers housing units in compliance with local building codes to be standard units. Any housing unit that does not meet these requirements is considered substandard. Common housing code violations make a unit unsafe and/or unsanitary, including • problems with wiring, plumbing, windows, roofs and exterior, and heating and air conditioning systems. Most of these units are substandard units that are suitable for rehabilitation. These units, which do not meet local code standards for occupancy but are still in use, though dilapidated and poorly maintained, are suitable for essential repairs to rehabilitate the unit. However, any property found to be structurally unsound or badly deteriorated is considered in substandard condition, unsuitable for rehabilitation. These units may be candidates for reconstruction. These are units that do not meet local code standards for occupancy and are "uninhabitable" as a working residential unit because they no longer contain an enclosed, heatdd residential unit with working plumbing and electricity. N. Low -Income and Minority Populations The City's low- and moderate -income population is spread throughout the City and is not heavily concentrated in any area. Census Block Group 636.03-1, located in the northwestern corner of the City, has the highest number of low- and moderate - income residents (1,127). However, this only accounts for seven percent of the City's total low- and moderate -income population. Census Block Group 630.10-2 has the highest concentration of non -white minorities at 19%. There is no correlation between minority concentrations and low-income concentrations. City of Newport Beach Pg. IV-21 2005-2009 Consolidated Plan Rev. 5111105 Housiug Market Asalysir O. Housing Needs C HUD requires that a Housing Needs Table be submitted as part of the Consolidated Plan. The table is organized first by tenancy and then by income, Renter housing needs are further categorized by family type. 1. Relative Level of Need A score of low, medium, or high reflects the level of need for this household i type relative to the other categories. A category that receives a "low" may in fact have a large number of households in need of assistance, but the City understands that either another agency is servicing these needs or the need is i greater for other household types. ' A medium level of need indicates the City will attempt to satisfy these needs if funding is available or pursue other funding sources to meet these needs. A low need level indicates that the City does not consider the household type a priority or that another organization is sufficiently serving the need. The need level indicates where the City will spend its housing funds. A category assigned a high need level is considered a priority and will receive funding throughout the plan. t Unmet Need sit t Despite the data available from the Census and other sources, the ever changing needs, wants, and circumstances of individuals constituting the family unit makes it impractical to prescribe a formula to determine the exact number of households in need of assistance. Some may need a rental subsidy while others need a larger unit. Unmet needs for the purpose of this assessment were estimated by calculating the number of households that spend more than 30 percent of their gross monthly income on housing expenses. Such households are termed cost burdened. It is important to note that the City does not intend to help only households experiencing a cost burden. 2. Goals The City has developed the strategies that have been incorporated into this Consolidated Plan, In determining the strategies, the historical participation in housing programs by various household types and estimated level of funding over the next five years was considered, Special attention was given to family households as such households are more likely to consist of children further stretching the limited resources available to low-income families. These households are also more likely to reside within the assisted dwelling unit during the period of affordability for these programs. City of Newport Beach Pg. IV--22 2005-2009 Consolidated Plan Rev. 5111105 f 1, i • HousinzMarket Analysis Moreover, those households between 50%-80% of FMI are Well suited to afford the monthly owner cost of housing. City of Newport Beach Pg. IV-23 2005-2009 Consolidated Plan Rev. 5111105 r �Ewro�� U ¢� • M�LINOAN�/� z a a A w ' A • a . o z . o 0 • N _ In • O O N . V. Public Housing Needs Public Housing Needs V. PUBLIC HOUSING NEEDS A. Introduction Public housing and other assisted housing programs are crucial elements of the City's efforts to address the affordable housing needs of low- and moderate -income families in Newport Beach. The Orange County Department of Housing and Community Services, acting as the Orange County Housing Authority (OCHA), oversee the City's public housing programs. As a standard performing housing authority, OCHA provides affordable housing for low-income families, seniors, and disabled persons. HCS administers the Section 8 Housing Choice Voucher Program (Section 8), which provides rental assistance in all unincorporated area of the County and in 38 participating cities. B. Public and Assisted Housing Providers The Planning Department, as part of its mission of collaboration and leveraging, is committed to working with public and assisted housing providers to address housing needs. The following section provides a summary of the various agencies that provide public housing assistance or programs that can be used to create public housing. 1. Housing Authority of the County of Orange The Housing Authority of the County of Orange offers one type of housing assistance programs, the Section 8 Assisted Housing Program. The owner is required to provide decent, safe, and sanitary housing to tenants at a reasonable rent. Inspections are performed initially and at least once annually thereafter to insure that tenants and owners comply with Housing Quality Standards, and other lease and contract provisions. A summary of the program is provided below. Section 8 Assisted Housing Program The Section 8 Assisted Housing program was established by the 1974 Housing and Community Development Act and is administered by the Housing Authority of the County of Orange. This federally -funded program provides rental assistance in the form of a voucher to very low-income families, senior citizens, disabled, handicapped, and other individuals for the purpose of securing decent, affordable housing. The Housing Authority is currently managing 105 Section 8 certificates and vouchers units that are located within Newport Beach. Under the Housing Choice Voucher Program, subsidy payments are made by the Housing Authority to property owners on behalf of the family. Assistance is provided to very low-income families including senior citizens, disabled, handicapped, and other individuals. The program uses a Payment Standard to determine the maximum amount of assistance that will be paid on behalf of the City of Newport Beach Rev.5111105 V-1 2005-2009 Consolidated Plan Public Housing Needs t family. The family's portion will be a minimum of 30% of their adjusted gross monthly income up to a maximum of 40% if they choose. 2. Federally -Assisted Housing Aside from the programs that the Housing Authority of the County of Orange currently administers, HUD also provides funding for the construction of low - and moderate -income rental housing as authorized under Sections 202, 241, 236, and 811 of the National Affordable Housing Act. Many of these projects also maintain project -based Section 8 contracts to subsidize rents for low-income tenants. HUD Section 236 Loans T Housing projects funded under the HUD Section 236 loan program carry 40- year low-income use restrictions. After the first 20 years of the loan, owners participating in this program can choose to prepay the outstanding mortgage loan and opt out of the low-income use restriction. Until recently, prepayment of the Section 236 loan had been regulated by the provisions of the Low Income Housing Preservation and Resident Homeownership Act (LIHPRHA). Under LIHPHRA, the owner of a prepayment -eligible project can choose to retain project ownership in exchange for additional federal incentives or sell the properties under a voluntary sale program. Where the owner chooses to sell, the residents and non-profit organizations are provided with an exclusive 12-month negotiating period. Prepayment and conversion of the housing to non -low income use can only occur if there is no willing buyer to purchase the project. In light of the budgetary constraints at the federal level, Congress passed the Housing Opportunities Extension Act in 1996, which limits the incentives that can be offered to prepayment -eligible projects in exchange for extending the low-income use restrictions and allows more flexibility for owners to prepay and sell the projects than previously provided for under LIHPRHA. For all practical purposes, HUD now considers all prepayment -eligible projects to be at risk of converting to market rate housing. HUD Section 8 Contracts Projects with Section 8 contracts receive Section 8 rent subsidies that are tied to the project units. Many projects financed with HUD Section 202, 221, and 236 funds also maintain Section 8 contracts with HUD. The contracts typically carry an initial term of 15-years with the option for five-year extensions thereafter. However, passage of the 1996 Housing Opportunities Extension Act also jeopardized the continued availability of project -based Section 8 assistance. The bill allows owners of projects with Section 8 contracts to opt out of the Section 8 program with a six-month notification prior to expiration of the contracts. For owners who elect to renew the expiring contracts, HUD is giving local HUD City of Newport Beach K2 2005 — 200.0 Consolidated Plan Rev.5111105 Public Housine Needs offices the authority to renew these contracts on an annual basis pending funding availability. For these reasons, projects with Section 8 contracts are considered at risk of losing their affordability. HUD Section 221 Loans There are typically two types of Section 221 loans - loans with below -market rate interest (221(d)(3)) and loans with market rate interest (221(d)(4)). Projects financed under Section 221(d)(3) have a 40-year low-income use restriction and the long-term low-income use of these units is therefore considered fairly secure. However, the Section 8 contracts on these projects may still expire due to budgetary constraints at HUD. Projects financed under the Section 221(d)(4) market rate program alone have no binding low-income use restrictions. Typically, these projects also receive project -based Section 8 assistance to maintain the affordability of the units. These projects may be at risk if Section 8 funds are reduced or no longer available. HUD Sections 202/811 These projects are owned by non-profit organizations and low-income use restrictions are locked -in for the full 40-year mortgage term. The long-term low- income use of these projects is fairly secure as they are required to be owned by non-profit entities. However, the Section 8 contracts on these projects, if any, may still expire due to budgetary constraints at HUD. The City's policy is to emphasize preservation of the existing units when they become available by leveraging funds from existing City programs with HUD resources on a project by project basis. C. Units at Risk of Conversion HUD requires that the City undertake an analysis of federal, state and locally assisted housing units that may be lost from the City's affordable housing stock. The expiration of affordability restrictions on government assisted rental units is the typical reason of this potential loss. Much of the housing at risk of conversion from affordable housing to market rate housing is predominantly reserved for lower income households. Use restrictions, as defined by State law, means any federal, state or local statute, regulation, ordinance or contract which as a condition of receipt of any housing assistance, including a rental subsidy, mortgage subsidy, or mortgage insurance, to an assisted housing development, establishes maximum limitations on tenant income as a condition of eligibility for occupancy. Table 5-1 provides an inventory of the assisted units that are at risk of converting to market rate housing. As shown, there are a total of 339 assisted, multi -family rental • units in the City, of which 46 are units that are "at -risk" of conversion to market rate. City of Newport Beach V-3 2005 — 2009 Consolidated Plan Rev.5111105 Public Housing Needc These units received assistance under a combination of HUD programs, Housing Revenue Bonds, and the County of Orange Multi -family Mortgage Revenue Bond Program. 1. Inventory of At -Risk Units None of the projects with assisted units are at risk of losing their affordability restrictions during the analysis period. Table 5-1, Inventory of Assisted Units, shows each project and their potential conversion dates. At the end of this consolidated plan period (2010), there is a potential of loosing 46 rental units (Villa Point I and Villa Point II.) 2. Cost of Preservation versus Replacement During this period, none of the projects listed in Table 5-1 will be at risk. However, two projects with 228 units (46 affordable housing units) will be at - risk in 2010. The cost of preserving those future at -risk units is estimated to be less in most cases to the City than replacing the units through new construction. Replacing the units with rehabilitated units may be cost effective in some instances. Preservation of the units as affordable would require financial incentives to the project owners to extend low-income use restrictions. Other scenarios for preservation would involve purchase of the affordable units by a non-profit or public agency, or local subsidies to offset the difference between affordable and market rents. Scenarios for preservation will depend on the type of project at -risk. Two options exist for preservation of units at -risk of losing their Section 8 rental subsidies: HUD may offer an extension of the Section 8 contract or the City may offer rental subsidies. W City of NewportReach V-4 2005— 2009 Consolidated Plan Rev.5111105 Public Housine Needs '1 i ,i Table 5-1 Inventory of Assisted Units Project Name Project Address Typeof Units Affordable Termination Housing Units Date Newport Sea Crest Newport Sea Crest Rental 65 65 11/1/2016 Apts. Apartments 843 15' Street Newport Seaside 1544 Placentia Avenue Rental 25 25 8/1/2019 Apts. Newport Seashore 849 West 15" Street Rental 15 15 7/1/2018 Apts.. Newport Harbor I 1538 Placentia Avenue Rental 26 26 5/7/2020 Pacific Heights 881-887 W. 156 Street Rental 16 7 9/12/2018 Apartments Villa Point I Baywood Apartments Rental 138 28 1/31/2010 28" Street Marina 2809-11 Newport Blvd. Rental 35 4 2/28/2020 Project Kirkwood (Villa Del 401 Seaward Road Owner 18 2 4/19/2025 Este Villa Sienna 2102 East 15 Street Owner 15 3 7/2/2022 Condominiums Villa Pointll Newport North Rental 90 18 11/13/2010 2 Milano Drive @ Jamboree MEHarbor II 1530 Placentia Ave Rental 14 14 7/16/2023 28% Street Marina Newport Harbor II Rental 4 7/16/2023 Project Apts. 851 Domingo Drive 851 Domingo Drive Rental 28 28 Permanent Apts. Coun Project Seaview Lutheran 2900 Pacific View Rental 100 100 Permanent Plaza I Dr. Federal Pro'. 3. Resources for Preservation Funding Sources The following summarizes financial resources available to the City for preservation of assisted, multi -family rental housing units. CDBG — The City is programmed to receive approximately $2,000,000 during the next five years. This program is intended to enhance and preserve the City's affordable housing stock. CDBG funds are awarded to the City on a formula basis for housing activities. Eligible activities include acquisition, rehabilitation, economic development, and public services. Section 8 Rental Assistance Program — This program provides rental assistance payments to owners of private market rate units on behalf of very low-income tenants. • City of Newport Beach V-5 2005 — 2009 Consolidated Plan Rev.5111105 Public ifousinz Needs Section 202 —Provides grant to non-profit developers for supportive housing for elderly. Eligible activities include acquisition, rehabilitation, new construction, and rental assistance. California Housing Finance Agency (CHFA) Multiple Rental Housing Programs — This state program provides below market rate financing to builders and developers of multiple -family and elderly rental housing. Tax exempt bonds provide below market mortgage money. Eligible activities include new construction, rehabilitation, and acquisition of properties with 20-150 units. r Low Income Housing Tax Credit (LIHTC) — This state program provides tax credits to individuals and corporations that invest in low-income rental housing. Tax credits are sold to corporations and people with high tax liability and proceeds are used to create housing. Eligible activities include new i construction, rehabilitation, and acquisition. California Community Reinvestment Corporation (CCRC) — This private, non- profit mortgage banking consortium provides long-term debt financing for affordable multi -family rental housing. Eligible activities include new construction, rehabilitation, and acquisition. D. Public Housing Strategy 1. Strategy 1: Preserve and improve the supply of public housing for very low - and low-income persons. The preservation and improvement shall include the implementation of the following: a. Monitor At -Risk Units Maintain contact with owners of at -risk units as the use restriction expiration date approaches. Communicate to the owner the importance of the units to the supply of affordable housing in Newport Beach as well as its desire to preserve the units as affordable. Make every effort in using local incentives that can be offered to property owners to preserve any at -risk units. b. Rental Subsidies If other methods to preserve the at -risk units fail, determine if it can assign financial resources to provide rental assistance to very low-income tenants to cover the difference between their current rents and market rents. c. Support and Assistance to Local Nonprofits Focus on development and/or support of local nonprofit housing organizations. If owners of the at -risk housing projects are interested in selling to nonprofit organizations, work with the project owner(s) and City of Newport Beach K-6 2005 —1009 Consolidated Plan Reu5111105 { Public Housine Needs fF • nonprofit(s) to maximize the possibility of purchase. Use incentives, such as low-cost financing or payment of some of the costs associated with the purchase, to facilitate non-profit purchase of the project in order to preserve 14 its affordability. d. Inclusionary Zoning Regulations The enactment of Inclusionary zoning regulations should be considered so ' ' as to enhance the public welfare and assure that further housing development contributes to the attainment of the housing goals of the City, by increasing the production of residential units affordable by households of very -low and low income. The regulations should assure that the limited remaining developable land in the City's planning area is utilized in a manner consistent with the City's housing element, policies and needs. Similar regulations in other jurisdictions require all new residential development projects shall include 20% of the total number of units as affordable units. 2. Strategy 2: Continue to support the on -going efforts of the Orange County Housing Authority to maximize the use of Section 8 subsidies and other resources. The City shall proactively pursue opportunities s to increase the number of • federally allocated Section 8 vouchers through the Housing Authority of the County of Orange. • City of Newport Beach Rev.5/11105 V-7 2005-2009 Consolidated Public Hotrsing Needs TABLE 2A Priority Needs Summary Table aw •�L".ft_ i. .� ryt'p..iF'..i+M� ,. �'`.. .�3p � �y,4' �rsf,'V: �+.� bi Renter Small Related 0-30% Medium 210 0 31-50% Medium 205 0 51-80% Medium 83 0 Large Related 0-30% Low 0 0 31-50% Low 10 0 51-80% Low 65 0 Elderly 0-30% Medium 349 0 31-50% Medium 269 0 51-80% Medium 267 0 All other 0-30% Medium 505 0 31-50% Medium. 518 0 51-80% Medium 739 0 Owner 0-30% Medium 753 0 31-50% Medium 562 0 51-80% Medium 806 0 Special Needs 0-80% HIGH 1,551 500* Total Goals 500 Total215 Goals 0 Total215 Renter Goals 0 Total 215 Owner Goals 0 -rovl'tvUT15tThe goat listed under spectat weeds represents the numoers 01 person$ me ary expcdts to serve tnrougn meat delivery and other services to homebound seniors, 0 City ofNe4tport Beach K-8 2005-2009 Consolidated Plan Rev.5111105 .i� ' x 4tiaEwPo@ U � � Cq��FORN�P Ii 1! .1 . z a H ' A • a . O z n 0 VI. Homeless and Special Needs Assessment Homeless Needs I rI • VI. HOMELESS AND SPECIAL NEEDS ASSESSMENT A. Profile of the Homeless rr When a low income household suffers from a personal crisis, the result can be loss of their housing. Issues most often cited by homeless persons as the cause of homelessness include substance abuse, loss of employment, health issues and injuries. Substance abuse is the most commonly reported cause of homelessness. People often have a misconception of the homeless. Homelessness can become a significant issue in Newport Beach. To address this problem, the Continuum of Care (CoC) Community Forum Collaborative works with the City to lead the effort to address homelessness in Newport Beach. The CoC Community Forum Collaborative sponsors a semi-annual Homeless Service Providers Survey to gather demographic information on the homeless who receive services based on a "point -in -time estimate." The survey defines homelessness as follows, which is based on a standard established'by the Department of Housing and Urban Development (HUD) California Housing Finance Agency: ■ Any individual who lacks a fixed, regular, and adequate nighttime residence or • has a primary nighttime residence in any facility not designed for permanent living. ■ Families, individuals, and youth residing in emergency shelter or transitional housing. ■ Persons in drug and alcohol treatment who were homeless before they entered treatment or will be homeless after they leave. ■ Family members wait -listed for public housing that are currently residing in substandard or overcrowded housing. ■ Individuals discharged from correctional institutions within 30 days of the survey date that would meet the definition of being homeless. B. Homeless Definitions The definition of homelessness in the survey differs slightly from the definitions for HUD's homeless programs (the Emergency Shelter Grant, the Supportive Housing Program, Shelter Plus Care program, and the Section 8 Moderate Rehab for Single Room Occupancy Units program). All organizations receiving funds under these four programs must ensure that any homeless persons participating in any activities • funded by these programs meet HUD's homeless definitions. Oily of Newport Beach Rev. 5111105 Pg. VI-1 2005-2009 Consolidated Plan .i HUD considers persons living in overcrowded housing to be at high risk for homelessness, but not homeless, as in the definition in the survey. HUD also has a • requirement that people leaving institutions (such as in -patient alcohol and drug treatment facilities) —where they have stayed mote than 30 days —are only considered to be homeless if they have no family of friends where they can stay, have no resources to obtain housing, and did not have housing discharge planning. Please note that HUD does not consider people staying in such institutions for more 1 than 30 days to be homeless just because they once were in a shelter or living on the streets. For such people to be considered homeless, the other criteria (support I network, resources, planning) must also be absent and documented. i Finally, HUD does not consider persons living in transitional housing to be homeless unless they leave within 30 days and previously came from the streets or emergency shelter. In this case, documentation must exist that the person came from the streets or emergency shelter. If a person has been in an institution for more than 30 days, they must meet the "network, resources, planning" test described above. C. Factors Contributing to Homelessness Providers suggest that the growth in homeless families is due to the difficulty in finding affordable housing options in a tightening rental market. The following issues have been determined to be contributing factors; ■ Substance abuse,1 ■ De -institutionalization of persons with mental illness. ■ Lack of resources to address the needs of homeless or "near -homeless" persons with substance abuse or mental illness, including persons with dual diagnoses. ■ Unemploymentlunderemployment. ■ Lack of job skills among persons at high risk for homelessness. ■ Domestic violence. ■ A large gap between the number of affordable housing units and the number of households which need them. ■ Poverty and lack of personal resources. 1] City oJNewport Beach Pg. VI-2 2005-2009 Consolidated Plan Rev. 51I1105 D. Local homeless Population The following are quick facts about the homeless population in Orange County: ■ Orange County's population surged past 3 million making it the 2"d most populous county in California. ■ In March 2004, the State reported Orange County's unemployment rate at 3.5% - down 0.5% from a year earlier.z ■ According to HUD, the 2004 median income for an Orange County family of four equals $74,200. ■ In May 2004, the median home price in the County exceeded $523,000; the median home price increased $332/day during the past year and the average down payment exceeded $120,000, up 42% in the year. 3 ■ During the past year average rents increased 3.2% to $1,284 per month for an average two -bedroom unit 4 ■ Per the 2000 Census, 7% of the County's families live in poverty - the figure increases to 33% when housing costs are added.5 ■ Based on the region's 2004 homeless needs assessment, there are 34,999 homeless living in the region at any point in time. ■ Between 14,861 and 23,549 county residents experience homelessness at some point in a given year. ■ Only one -fifth of the homeless population was housed in emergency or transitional housing. U. Register, May 6, 2004 • z O.C. Register March 13.2004 30.0. Register, May 20, 2004 4 O.0 RegisterApol22, 2004 5 O.C. Register, September 27. 2003 City of Newport Beach Pg. VI--3 2005-2009 Consolidated Plan Rev. 5111105 Homeless Needs Table 6-1 County of Orange Homeless County: By Current Housing Arrangement County Homeless Count: Current Housing Arrandement famil /friends 31% outdoors 28% shelter 23% Car 9% garage / other 9% source: 2003 Homeless Count Current Living Arrangements garage / other car family / friends sheHer outdoors Table 6-1 County of Orange Homeless County: By Duration of Homelessness County Homeless Count: Duration of homelessness < 1 month 10% 1 to 3 mo. 16% 4 to 6 mo. 19% 7 to 12 mo. 13% 1 to 2 rs. 21 % 3 to 5 yrs. 13% 6 to 10 yrs. 4% 10+ YM. 4% source: 2003 Homeless Count Duration of Homelessness 10+yrs. 6 to 10 yrs. 3 to 5 yrs. 1 to2yra. 7to12mo. 4 to a rro. 1 to 3 mo. < 1 month 0% 5% 10% 15% 20% 26% %of homeless population City of Newport Beach Pg. V1--4 20OS-2009 Consolidated Plan Rev. 5/1110S Homeless Needs I• E. Homeless Needs ,l t To most efficiently address the needs of the homeless population, HUD has tasked local governments with developing a Continuum of Care. The Continuum of Care (CoQ is a planning model designed to provide assistance to homeless persons at every level of need and to move a client from homelessness to permanent housing. The Continuum addresses both the lack of housing affordable to the lowest income levels; it also addresses the underlying causes of homelessness such as substance abuse, domestic violence, and mental illness. The City of Newport Beach is part of the County of Orange Homeless Coalition county -wide Continuum of Care. The Continuum is an umbrella organization that brings together government agencies and community -based nonprofit agencies. Homeless needs are presented on a regional level by the levels of service that form the Continuum. The following are activities addressed by the Continuum: ■ Prevention — Activities include income supports, rental assistance and advocacy. Eviction prevention and crisis intervention help at -risk households maintain their housing and side-step homelessness. ■ Outreach and Assessment — Activities include walking the streets and other • places not fit for human habitation and marketing available services to homeless persons reluctant to apply for services on their own. Once the client enters the system, the assessment process identifies a client's needs. ■ Emergency Shelter — Offers a safe, secure, temporary place (up to 90 days) for homeless persons to reside while they prepare to move into more stable housing. ■ Transitional Housing — Long term (up to 24 months) housing with supportive services that address the underlying causes of homelessness. Transitional housing programs enable people to successfully transition to and maintain permanent housing. ■ Permanent and Permanent Supportive Housing — Permanent housing for most is affordable, market -rate housing. Permanent supportive housing enables persons with disabilities to live as independently as possible. Moving previously homeless persons into permanent housing is the primary objective of the Continuum. ■ Supportive Services — Activities that help persons address the underlying causes of homelessness and move towards self-sufficiency and independent living. Services include substance abuse treatment, employment education and job readiness, budgeting workshops, parenting classes, and childcare. Services may be part of a housing program or may be independent. • City of Newport Beach Pg. VI-5 2005-2009 Consolidated Plan Rev. 5111105 Homeless Needs Outreachlntaka Permanent AssessmeK I H Housing Emergency Transitional H Petmanent Shelter Housing S�pponive Housing Supportive Services For many Orange County residents, the first entry into the Continuum of Care is through an emergency shelter, where individuals and families obtain emergency housing and supportive services directed to getting people off the streets and into a safe environment. Typically, people stay in an emergency shelter for a short period. Usually during this time, other housing is arranged and the homeless person's immediate social service and medical needs are addressed. The next component of the Continuum is transitional housing, designed as short-term housing for up to 2 years, where persons move into a more stabilized housing arrangement than an emergency shelter. in transitional housing, persons receive substantial supportive services that are normally directed toward long-term solutions (i.e. employment, counseling, medical aftercare and life skills training), rather than the immediate needs and services addressed in the emergency shelter settings. The final component of the Continuum of Care is permanent housing, both with and without supportive services. The goal of the Continuum of Care system is to move people toward housing alternatives where they are able to reside permanently in safe and sanitary housing. This housing must be available at prices they can afford and in locations where they can receive the support services necessary for them to achieve maximum independence based on their abilities. The following tables were provided as part of the county's Continuum of Care. The inventory numbers in the tables below are based on the results of a survey sent to homeless service providers who participate in the Community Forum Collaborative. 1 01 0 City of Newport Beach Pg. VI-6 2005-2009 CotuolidatedPlan Rep. 5111105 Homeless Needs 11! i• l 11 E Table 6-3 County of Orange Continuum of Care Gaps Analysis Estimated Current Unmet Need'/ Relative Need Invento Gay Priority Emergency Shelter 2,961 483 2,478 L Beds/Units Transitional Shelter 2,961 436 2,525 M Permanent Supportive Housing 13,040 6,617 6,423 H Total 18,962 8,206 10,756 Job Txabiing 4,442 1,589 2,853 L Supportive Case Management 5,922 1,589 4,333 M Service Substance Abuse Treatment 2,961 1,372 1,589 I -I Slots Mental Health Care 2,961 1,372 1,589 H Housing Placement 5,922 1,589 4,333 H Life Skills Training 5,922 1,589 4,333 EI Chronic Substance Abusers 2,508 958 1,550 H Sub- Seriously Mentally ]ll 2,472 78 2,394 H Populations Dagnosed 372 23 349 H Veterans 1,954 54 1,900 M Persons with HIV/AIDS 1,339 31 1,308 M Victims of Domestic Violence 592 275 317 M Youth (17-21) 2,711 59 2,652 H Other- Physical Disabilities 481 6 475 M PYY.l .R in FamilieR with Children Estimated Need Current Inventory Unmet Need/ Gap Relative Priority Emergency Shelter 6,909 376 6,533 L Beds/Units Transitional Shelter 6,909 902 6,007 M Permanent Supportive Housing 1 85,196 43,230 41,966 H Total 99,014 44,870 54,144 Job Training 3,455 11,707 1,749 L Supportive Case Management 13,819 1,707 12,112 M Service Child Care 4,8802 9223 3,936 H Slots Substance Abuse Treatment 5,389 1,707 3,682 H Mental Health Care 3,455 1,707 1,748 H Housing Placement 13,819 1,707 12,112 H Life Skills Training 13,819 1,707 12,112 M Chronic Substance Abusers 492 0 492 M Sub- Seriously Mentally Ill 288 0 288 H Populations Du all -Dia osed 12 0 12 H Veterans 415 0 415 L Persons with HIV/AIDS 281 0 281 M Victims of Domestic Violence 1,042 327 715 M Other (Physically Disabled) ' 691 16 685 H Source: Continuum of Care (CoC) Community rorum uonaoorauve City of Newport Beach Pg. V1-7 2005-2009 Consolidated Plan Rev. 5111105 1. Includes permanent affordable housing available to homeless and non -homeless, and permanent supportive housing. These numbers are not included in Orange County's count of the homeless (only the total estimated need for emergency and transitional shelter) 2. 5% of the total estimated need 3. 5% of the total estimated slots Table 6-4 County of Orange Homeless Population Part 1: Homeless Population Sheltered Uheheltered Total Emergency Transitional 1. Homeless Individuals 1,169 N 787 N 8,544E 10,500 2. Homeless Pamilles with Children 76 (E) 384 (E) 8,290 (E) 1 8,760 2a. Persons in Homeless Families with Children Total (lines 1 +2a) 214 N 1 074 N 23,2111 24,499 Part 2: Homeless Subpopulatlons sheltered unsheltered' Total 1. Chronically Homeless [21 958 (A) 6.908 (A) 7,866 2. Severely Mentally III 51 (A) 2,167 (E) 2,218 3. Chronlo Substance Abuse 1.016 (A) 5,310 (E) 6,328 4. Veterans o (A) 471 (E) 471 5. Persons with HIV/AIDS 33 (A) 1,996 (E) 2,029 6. Victims of Domestic Violence 376 (A) 6,613 (N) 6,988 7. Youth/Emancipated Youth 79 (A) 413 (E) 492 1. In order to ensure consistency all current inventory (i.e„ "Slie[ter") Orange County collects data on an individual or shelter bed basis. To estimate the number ofhomeless families with children, individual/shelter Bed tallies are divided by 2.8 (i.e., the estimated number of persons per family). 2. Chronically Homeless "Sheltered" figure includes 51 "Sheltered" Individuals included in Part 2, Row 2 ("Severely Mentally Ill"). Based on the figures provided above and local expertise from homeless service providers, the County has derived the following priorities: i CJ City of Newport Beach Pg. VI-8 2005-1009 Consolidated Plan Rev. WAS 1 TI Homeless Needs "• CJ Table 6-5 County of Orange Continuum of Care Priorities Category A: Project Priority,Sub-Po Category B: ulatibn Priority Category C: Supportive Services Priority • Homeless who are Individuals Case Management Services ■ Job Placement and Retention - • Homeless in Families Services r � i0 it • Eligible Permanent w/Children •Homeless Dually Diagnosed Employment Training ` ` Supportive Housing Project •Homeless Who Are Mentally Ill • Follow Up Services For Those Who Are Transitioning I •Homeless Chronically Ill From Shelters Into • Homeless Who Are Physically Permanent Supportive Disabled Housing t . Eligible Shelter Substance Abuse ' e �.•,w.. , Plus Care Renewal Treatment/Services ' Applicant • Eligible Supportive • Homeless Who Couples Health Related rvices (vision, Housing Program • Homeless WhoAre Seniors medical, dental, alternative, Renewal Applicant • Homeless Who Are Veterans etc.) +, ■ Eligible Life Skills Development yr Transitional Services ` Housin Project r;. • Homeless Who Are Victims of ■ Mentoring '"` Domestic Violence Transportation Assistance ■ Eligible Supportive •Homeless Who Are Child Care Assistance Services Project Emancipated Youth ■ Counseling/Therapy Services • Homeless Who Are Substance Innovative Services or Abusing Special Services F. Strategy The City's strategy to address homelessness in the City is to adopt the regional homeless priorities and strategies, listed herein, as its own. The City will continue to work with the area's Continuum of Care (CoQ providers to address the aforementioned priorities and goals. The following section provides the regional strategies that have been adopted by the County. The text has been extracted from the Orange County Housing and Community Services Department website. G. Regional Strategy A key to developing a successful CoC strategy is the continual assessment of the existing system, identification of system gaps, and establishing goals and action steps to address gaps. Orange County's CoC system has been designed to facilitate this self -assessment process and to measure its ability to meet action steps and goals. Additionally, the region's system of care is designed to respond to changes in the priorities and goals of HUD. Outlined below are the region's CoC goals and action City of Newport Beach Pg. VI-9 2005-2009 Consolidated Plan Rev. 5111105 '' 1 Nanteless Needs { steps to further develop its system of care in order to respond to priority needs of Orange County's homeless and HUD's goals.6 ti 1. Chronic Homelessness Strategy/Goals i In 2001, HUD established a goal to end chronic homelessness within ten years? In order to meet this goal, regional CoC strategies, such as Orange County's, will play a critical role. Orange County's strategy to end chronic homelessness t and obstacles to implementing this strategy are outlined below. Past Performance: In order to assist HUD in tracking the progress made toward t its goal of eliminating chronic homelessness within 10 years, the following summary is provided: a. Specific actions Orange County has taken over the past year toward ending chronic homelessness: Creating housing opportunities for homeless persons is a critical element in Orange County's effort to end chronic homelessness. Achievement of this goal requires a strong focus on the issue and an increased commitment of resources from government and private entities. To ensure this HUD goal remains at the forefront of the region's planning process, the Community Forum Collaborative ensured each CoC planning session held during the past year included a discussion on means to address the needs of the chronic homeless. By utilizing existing CoC planning efforts, rather than adding more meetings, the Community Forum Collaborative preserved the momentum generated among community activists, County agencies, cities, nonprofits, and other stakeholders, to address the priority needs of the regions chronic homeless. Discussions focused on pertinent issues such as expanding outreach efforts to the hard -to - serve chronic homeless, removing barriers to accessing mainstream resources, and ways to move the chronic homeless off of the streets and directly into supportive housing. Specific actions undertaken during the past year include the following: The County continued implementation of the AB 2034 program, which resulted in the transition of 100 chronic homeless off the streets into appropriate supportive housing. This included development of a single point -of -entry application for mainstream funded programs. 6 Orange CountyHousing and Community Services website www.ochousinc.org/conthnumofcarereports,asp. HUD defines a chronic homeless person as an unaccompanied homeless individual with a disabling condition who has either been continuously homeless for a year or more OR has had at least four episodes of homelessness in the past three years. City of Newport Beach Pg. VI-10 2005-2009 Consolidated Plan Rev. 5111105 Homeless Needs • The County continued implementation of its discharge plan, which ensured chronic homeless leaving County jails or approved medical 1 centers were linked to appropriate substance abuse/mental health 4 treatment and housing services. Implementation of the Homeless Court program allowed 150 chronic homeless to resolve outstanding legal issues on the condition of enrollment in substance recovery programs, mental health treatment, supportive services, and/or shelter/housing programs. The Society of Saint Vincent De Paul utilized Emergency Shelter Grant (ESG) funds to provide case management and supportive services to 680 hard to reach chronic homeless individuals utilizing the Winter Armory Program. Through this program, chronic homeless individuals were linked to transitional housing, permanent supportive housing, and/or supportive services. ■ Workshops and roundtables were held throughout the year to educate the public and private sectors regarding the need for chronic homeless programs and the elimination of barriers faced by the chronic homeless when trying to access mainstream resources. The Collaborative met with agencies that administer mainstream resource -funded programs to discuss how their respective programs prevent and/or respond to '. homelessness, and to encourage these programs to take responsibility for chronic homeless clients. With respect to the latter, various County agencies began working together to devise a preliminary single point of access mainstream funds application form. b. Impact These Actions Had on the Number of Chronic Homeless: The accomplishments listed above had a tangible impact on the number of chronic homeless living on Orange County's streets: 100 chronic homeless were transitioned from living on the streets into appropriate transitional or supportive permanent housing through the coordinated efforts of the AB 2034 program. The Orange County Sheriffs Department and Health Care Agency continued to implement the regional discharge plan for inmates leaving incarceration and/or patients leaving county approved medical centers. This plan requires that inmates or patients diagnosed with mental illness and/or substance addiction be linked to appropriate health care services and housing options before they are released or discharged. • ■ Implementation of the Homeless Court Program helped approximately 150 chronic homeless to resolve legal issues. To encourage court participants to maintain sobriety and/or mental health treatment, a City of Newport Beach Pg. VI-11 2005-2009 Consolidated Plan Rev. 5111105 County judge dismissed court -imposed fines and charges. Program . statistics indicate 75% of Homeless Court participants are living clean and sober, on their medication and living in appropriate supportive housing. As the operator of the County's Winter Armory Shelter program, the t Society of Saint Vincent De Paul staff observed that a certain percentage of chronic homeless regularly utilized the armory program during cold winter months. Rather than simply providing a bed and + meal, Saint Vincent De Paul staff devised a program that sought to befriend the chronic homeless and then link individuals with case management and appropriate support services. Through this program, chronic homeless individuals were linked to transitional housing, permanent supportive housing, and/or supportive services. Saint Vincent De Paul received $120,000 in ESG funds to provide this o program, which served approximately 680 unduplicated individuals during the 03-04 winter shelter program. ■ During FY 2003-04, Orange County's Shelter Plus Care Program successfully linked 22 chronic homeless with permanent supportive housing vouchers. Additionally, 44 chronic homeless from previous fiscal years continued to receive shelter plus care assistance in an independent housing environment. • c. Remaining obstacles to achieving this goal: ' Even though Orange County has implemented a strategy to reduce chronic homelessness, and has experienced some notable success in reaching some goals, numerous obstacles to achieving HUD's 10-year goal remain. These barriers include, but are not limited to, the following: Complexity of Orange County: Due to its geography, multiple political jurisdictions, and diverse homeless populations, Orange County continues to face the challenge of bringing stakeholders together to create common goals and action steps to ending chronic homelessness. Additionally, community residents, businesses, and government entities must overcome the initial reaction of dealing with chronic homelessness as a law enforcement issue. Lack of current data and information: Even though there is excellent collaboration among public, private and nonprofit agencies serving the region's chronic homeless, presently there are limitations in the means used to collect information/data on the region's chronic homeless. The Homeless Management Information System (11MIS) will be a very useful tool that will provide this data/information; however, :Cull . implementation of HMIS is not expected until mid-2006. City of Newport Beach Pg. VI-12 2005-2009 Consolidated Plan Rev. 5/11/05 Homeless Needs I '? 1 `• ■ Inadequate resources: There is growing competition for dollars to fund homeless programs. If the funding obstacle can be overcome, the lack of affordable housing for extremely low- or no -income persons stands as the next barrier. It has been reported that there are four lower income households competing for every "affordable" rental unit in Orange County. Unfortunately, due to state and local budget constraints, dollars once targeted for affordable housing development have been eliminated or redirected to support core municipal functions. Government agencies' budget constraints: Orange County awaits the impact of the next round of state budget shortfalls. It is reasonable to assume that the funding critical to implementation of the region's system of care will be impacted. It is likely that medical facilities that are predominately utilized by the homeless and persons at risk of homelessness will face funding challenges that may result in severe service reductions. Budget constraints also impact the region's ability to meet match obligations. Several mainstream funding sources utilized by the region to address the needs of the chronic homeless have match requirements. As these resources are eliminated or reduced, the ability to match and/or qualify for certain federal mainstream funds is jeopardized. • Inadequate wages and benefits: Housing costs have continued to outpace wages and benefits in Orange County - the average Orange County rent is nearly $1,300 per month. Since the chronic homeless have limited/no income, they continue to be locked out of the housing market. Housing Market: In Orange County the vacancy rate is so low that clients with housing vouchers continue to find it difficult to secure housing since landlords can rent units at market rate. This situation is exacerbated for homeless persons with special needs since the number of "accessible" housing units in the region is limited. Lack of community acceptance of projects for homeless persons: A core issue surrounding housing for the homeless is community apathy and fear toward homeless persons, particularly the chronic homeless with mental illness and/or substance abuse issues. The result is extreme difficulty finding appropriate sites for projects. ■ Homeless Programs: There is reluctance among service/housing providers to operate programs tailored for chronic homeless persons - this is mostly due to conflicting program philosophies and a trend toward performance/outcome measures reporting. Chronic homeless are less accepting of rigid program guidelines and do not always • respond to treatment on a pre -determined timeline. Programs that have been implemented are limited in capacity. City of Newport Beach Pg. VI-13 2005-2009 Consolidated Plan Rev. 5111105 Homeless Needs Any discussion regarding plans to end chronic homelessness must be tempered by the fact that historically there will always be some homeless that will deny or avoid services - no matter how targeted or intensive the program. This fact should not diminish efforts to end chronic homelessness; however, as the region 1 implements a strategy to end chronic homelessness, community members and i government officials must realize some level of chronic homelessness will always exist. 2. Current Chronic Homelessness Strategy: According to 2004 "CoC: Homeless Population and Subpopulations Chart," there are 7,866 chronic homeless in the region. Of these, 6,908 are unsheltered and 958 are sheltered. A majority of Orange County's chronic homeless population suffers from mental illness and substance abuse. To meet the needs of the region's chronic homeless, and to support HUD's goal to end chronic homelessness by 2012, Orange County has developed the following strategy: Collect and analyze data regarding the number of chronic homeless in Orange County and the resources available to serve the chronic homeless. Action steps include: • ■ Gather countywide data on the target population. ■ Gather countywide data on services, shelter, affordable, and subsidized housing for the target population. ■ Identify and develop a catalogue of mainstream resources and services. ■ Develop and implement a reliable homeless information system to track clients and program utilization. ■ Implement HMIS and 211 throughout the region of Orange County. ■ Expand the HMIS program to encompass state, federal, city, and county programs. ■ Solicit private homeless provider agencies that do not receive public funds to participate in the HMIS process. + Use HMIS to generate and publish outcomes and homeless success data. ■ Identify factors associated with chronic homelessness and use the findings to develop prevention and intervention protocols. Rev. S11110S a 1. KI Homeless Needs ■ Assist public and private homeless providers to determine what segment of their clients are chronic homeless. ■ Employ the Continuum of Care Leadership Cabinet and the Community Forum in identifying opportunities for collaboration and integration of prevention and intervention protocols. ■ Review and adopt model programs or best practices in addressing the needs of the chronic homeless. Identify major barriers to accessing mainstream services and develop plans to remedy the barriers. ■ Identify and document the barriers in accessing services. ■ Address confidentiality concerns. ■ Develop and execute memoranda of agreement for interagency partnerships. ■ Identify processes and mechanisms to share information with providers and clients on services to the homeless. ■ Increase accessibility to Veterans Affairs programs. ■ Provide cross training among mainstream providers and other providers. ■ Identify and implement training models for outreach, case management, and housing placement ■ Establish points of contact for mainstream services. Create a public relations campaign to garner support, generate awareness, and secure partners for success. ■ Create a public relations campaign to publicize outcomes at regular intervals. ■ Develop and deliver presentations to targeted groups. Improve discharge planning. • Work to collect and analyze discharge plan data and assess consistency with discharge actions. City of Newport Beach Rev. 5111105 Pg. VI-15 2005-2009 Consolidated Plan ■ Work with applicable entities to effectuate discharge planning •� throughout the region of Orange County. «t Strengthen countywide homeless outreach. Increase homeless outreach staff so as to increase contact with the chronic homeless population. Convene quarterly outreach workers meetings. Develop affordable supportive housing. Develop new supportive housing projects. ■ Aggressively pursue funding for additional rent subsidies including, but not limited to, project -based Section 8, assigned Section 8, Section 8 mainstream vouchers, and Shelter Plus Care funds. Amend County Consolidated Plan to make chronic homeless a funding priority. Work with entitlement cities to achieve this goal in the future. Specific Actions related to the current chronic homeless strategy Include, Implementation of AB 2034 0 Orange County's strategy for ending chronic homelessness by 2012 is primarily based on the continued implementation of the County's Assembly Bill 2034 plan (AB 2034). The California State Legislature passed AB 2034 with the intended purpose of reducing chronic homelessness throughout California. To receive certain mental health state funding, Orange County was required to develop a comprehensive plan and programs that provide outreach and intensive services to the chronic homeless. Orange County's plan not only provides the intensive one-on-one supportive services required by AB 2034, but the plan also ensures that the chronic homeless are provided permanent supportive housing, and ultimately attain and sustain independent living. The County's strategy to end chronic homelessness is based on research and data collected through the annual homeless needs assessment as well as specific programs administered by the Mental Health Association and the OC-HCA. This strategy is also based on proven models being implemented in neighboring counties. Through this research, it has been determined that the region's chronic homeless are predominately individuals with mental illness and/or substance addiction. During the past year, the County's Homeless Prevention Division continued to . work closely with the County's Health Care Agency and local nonprofit mental City ojNeivport Beach Pg. VI-16 2005-2009 Consolidated Plan Rev. 5/11/05 l; Homeless Needs • r health service providers to develop and expand outreach programs for mentally ill/substance addicted homeless. These expanded programs linked the chronic homeless to comprehensive services and permanent supportive housing opportunities. The California Department of Mental Health AB 2034 Program has awarded Orange County $1,042,000 in grant funding for FY 04-05. These funds will help ensure 100 additional chronic homeless individuals are linked to services and housing. The County will also expand the permanent supportive housing base to include more Shelter Plus Care (S+C) and supportive housing opportunities offered by agencies such as Helping Our Mentally Ill Experience Success (HOMES), Mercy Housing, and the John Henry Foundation. Once situated in housing, program participants facing the challenge of maintaining self-sufficiency will be linked to life stabilization services. Stabilization services help participants maintain an independent living environment, successfully integrate into the community, and break the cycle of chronic homelessness. Expand Chronic Homeless Populations Served by AB 2034 The County's strategy to end chronic homelessness also includes a component for the aggressive pursuit of additional public/private resources and services in order to expand the AB 2034 model. Initially AB 2034 programs placed an emphasis on assisting the mentally ill and substance addicted homeless; however, the County's AB 2034 program can be expanded to serve other • chronic homeless sub -populations such as families with children. Homeless families with children are especially susceptible to prolonged periods of homelessness due to the lack of sufficient affordable housing in the county. Many families that once experienced isolated episodes of homelessness have fallen into a cycle of crisis and recidivism. L J Expand Services and Shelter for Chronic Homeless Veterans In early 2004, the United Veterans Organization (UVO) funded a fall time outreach and case management position. This position is solely dedicated to serving homeless Veterans. To facilitate appropriate linkage to mainstream resources from the Department of Veterans Affairs, the position is housed in the County Veterans Services Office (VSO). The VSO is located in the same agency as the Homeless Prevention Division. Survey data confirms that many chronic homeless are also Veterans. To address this issue, the UVO, VSO, and County Homeless Prevention Division worked on a plan to expand the safety net for chronic homeless Veterans. Related to these actions, a grant application to create additional services/shelter specifically for homeless Veterans has been proposed. City of Newport Beach Pg. VI-17 2005-2009 Consolidated Plan Rev. 5111105 Community Education 01f Orange County's strategy to end chronic homelessness also includes a p community education component. As part of the community education and i outreach process, community residents and public sector personnel receive information regarding resources available to assist individuals that are chronic homeless. For example, law enforcement agencies regularly receive + information regarding AB 2034 program resources. Public safety personnel are able to utilize these resources to link homeless individuals (with mental illness r and/or substance addiction) with appropriate services rather than taking these i individuals into custody. Similarly, by educating the community at -large about the chronic homeless and the resources available to assist them, community T members can now call an AB 2034 outreach service provider rather than law enforcement when confronted by a homeless individual who is visibly impaired by mental illness or substance abuse. Regional Discharge Plan While a more detailed description of the region's Discharge Plan will be s outlined later, it is important to highlight the importance of this plan in the strategy to end chronic homelessness. The County Homeless Prevention ' Division continued to foster the partnership between Orange County Sheriffs Department (OCSD), OC HCA, and the shelter provider community, to continue implementation of the regional discharge plan, This plan ensures that •+ inmates and patients receive adequate information and referral services prior to being released from jail or county approved medical centers. OC-HCA staff also works closely with OCSD to identify and treat inmates who suffer from mental illness and substance abuse addiction prior to their release. A critical component of this partnership program is the preparation of individual discharge and case management plans. Individual plans are developed so that inmates/patients suffering from these disorders are connected to supportive housing and/or supportive services prior to discharge. This proactive program has reduced recidivism and chronic homelessness. 3. Future Goals The following table lists Orange County's specific future -oriented goals and action steps to be undertaken over the next 18 months to carry out its strategy to end chronic homelessness. This table lists the entity that has the lead responsibility for carrying out respective steps and provides specific target dates for completion. • City ojNewport Beach Pg. PI-18 2005-2009 Consolidated Plan Rev. 5111105 �I Homeless Needs • Table 6-6 County of Orange Continuum of Care Priorities Goal: End.Chronlc Action,Steps Responsible Homelessness Person/Organization Goal 1: Fully implement the Quarterly meetings with OC- HCA, OCSD, & comprehensive regional discharge plan partner nonprofits to review program OC-HCS Homeless involving jail inmates & hospital or accomplishments and Issues in order to Prevention Division medical center patients as a means to expand and sustain the regional discharge prevent chronic homelessness. plan. • Quarterly community education workshops with community service groups regarding OC Partnership Goal 2: Educate public & private entities elimination of chronic homelessness in on the needs of the chronic homeless Orange County. and the programs] services available. • Quarterly workshops with, churches, city OC-HCS Homeless councils, law enforcement, & other Prevention Division stakeholders. ■ Apply for additional program funding from Goal 3: Obtain additional resources to federal agencies OC-HCA with support expand the AB 2034 plan to further • Apply for additional program funding from from OC-HCS Homeless prevent chronic homelessness. slate, local, private foundations & other Prevention Division resources Goal4: Transition 100 chronic homeless Individuals off Orange • Continue to Implement AB 2034 Strategic OC-HCA County's streets & into supportive Plan & related programs ermanent housin . • Identify additional program clients Superior Court with support from DA, Public Goal 5: Assist 250 chronic homeless via • Seek additional funds to expand and sustain Defender, HCS, OC- the Homeless Court Program the program HCA &homeleless Expand program to entire region providers • OC-HCS with support Goal 6: Remove barriers to accessing • Develop MOUs & protocols for referrals, service provision and a streamline from OC-HCA, OC-SSA, Probation, OCSD, Cal mainstream programs mainstream application form Optima & Social Security Administration Goal 7: Sustain planning efforts for the • Negotiate with U.S. Navy, City of Irvine and private developers to identify a site OC-HCA & OCSD El Toro Connection Center ■ Identify resources to construct & staff facility • Educate & encourage providers to replicate the Mercy House Transitional Housing for Goal 8: Expand shelter for Chronic Vets Model ■ Apply for Per Diem Reimbursement funds ■ OC-HCS Veterans Services Office & United Homeless Veterans by 75 beds from Dept of Veterans Affairs Veterans Organization ■ Improve count of homeless Veterans through community education & HMIS a. Coordination Orange County's CoC system of care is truly regional. No other jurisdiction in Orange County has developed, or is developing, a separate strategy to end City of Newport Rev. 5111105 Pg. VI-19 2005-2009 Consolidated Plait Homeless Needs chronic homelessness. Since the CoC Community Forum (more specifically the Community Forum Collaborative) is charged with developing and , implementing the region's strategy to end chronic homelessness, coordination fi with the overall CoC strategy is assured. 1 b. Other Homeless Goals Past Year Accomplishments: Orange County's 2003 CoC strategy outlined a number of goals to be achieved to address critical gaps and unmet needs in the region's system of care. Several of these goals have either been met or substantial progress has been made towards achieving objectives. Examples of P accomplishments include the following: The California Public Utilities Commission approved Info Link as the lead agency for implementation and operation of the regional 2-1-1 Calling System (a 24/7 social services telephone referral services). As approved by HUD, Orange County's HMIS is being developed in conjunction with 2-1-1. Info Link continues to work with Orange County Partnership and Orange County Housing and Community Services (OC-HCS) in the regional development and implementation of these two technologies. Orange County and Los Angeles County finished a comprehensive community planning process and a software vendor selection process for HMIS. Additionally, collaborative -wide policies, procedures and training manuals have been developed, l3oth counties moved forward with implementation of a pilot phase of their HMIS projects. The OC-HCS Homeless Prevention Division received national recognition for its regional plan for the education of homeless children and youth. NAECY (National Association for the Education of Children and Youth) spotlighted Orange County for its efforts in implementing this plan in all 28 school districts in Orange County. As part of this effort, OC-HCS worked in partnership with the Orange County Department of Education and 12 different school districts to write McKinney-Vento applications to the California Department of Education. A total of seven school districts were awarded $1.8 million for the education of homeless children and youth, With respect to new shelter development, Family Assistance Ministries opened a new emergency shelter in south Orange County. This shelter consists of ten emergency shelter beds for single women and women with children. Heritage Cottage also opened adding 16 transitional shelter beds for women recovering from substance addiction, and Casa Teresa added 30 new transitional shelter beds for pregnant women. • Serving People in Need also provided 67 new beds for homeless with City dfNewportBeaclt Pg. Vb20 2005-2009 Consolidated Plan Rev. 5111105 T Homeless Needs i ,, i� r • substance abuse issues. Approximately 536 additional transitional shelter units are currently under development for homeless families, victims of domestic violence, and special needs homeless. ■ Two new permanent supportive housing projects were completed during the past year - Casa Alegre and Jackson Aisle. These projects will serve homeless persons living with mental illness and HIV/AIDS respectively. Together, these projects will provide 53 units of permanent supportive housing. The table below lists goals and specific action steps that Orange County has developed to address homelessness in general. This table identifies the entity that has lead responsibility to carry out action steps. Table 6-7 County of Orange Continuum of Care Strategies Goal: OtherHomelessness Action Steps PersonlOr anlResrgani le zat(on Complete development of 200 housing units Goal 1: Expand the region's supply of affordable to extremely low-income families Initiate development of affordable affordable housing by developing 200 housing units for very low -Income . OC-HCS permanent affordable housing units. households in cities &unincorporated areas throughout Orange Count • OC Rescue Mission, ■ Approve development of 17-unIU80-bed HomeAid & City of Add 332 beds to the region's Goal 2: A ddtra332 be transitional shelter facility for homeless families in Buena Park Buena Park HomeAid Orange supply of housing. Develop 3 new transitional shelters with 252 County, OC Rescue beds in the cities of Orange & Tustin Mission, Casa Teresa & Ma 's Sheller Goal 3: Add'75 beds to the region's • Develop one large or two to three small . St. Vincent de Paul supply of emerqency shelter. emergency shelter facilities • Continue monthly meetings with the US Navy regarding commit of properties to OC Goal 4: Secure 166 base housing units nonprofit providers ■ OC Partnership with on the former El Toro Marine Base to be . Continue communication with the.City of support of OC-HCS & El usedtrenovated as emergency, Irvine, the local city government to whom the Toro Homeless Service transitional and permanent supportive property has been annexed Providers Collaborative housing for the homeless. ■ Ensure local developers incorporate the deeded properties into a master plan that will welcome housing & supportive services ■ Conduct monthly meetings with public & private stakeholders involved In motel issue Goal 5: Finalize plans to address the • Develop & administer a survey to obtain ■ OC Partnership, OC- growing number of homeless families & demographic data related to homeless living HCS & the Children & Individuals cycling in & out of Anaheim in Anaheim motels Families Commission of motels. • Formulate findings & recommendations to Orange County the Children & Families Commission & other funders in Orange County I City of Newport Rev. SIIII05 Pg. VI-21 2005-2009 Consolidated Plan H. Supportive Housing Needs , 1 { The City's Consolidated Plan must describe the needs of persons who are not homeless but who require supportive housing. These "special need" populations include elderly, frail elderly, persons with disabilities persons with alcohol or other drug addiction, persons with HIV/AIDS and their families, and public housing residents. This section will address the needs of all of the above mentioned populations with the exception of public housing residents, which are addressed in a section on its own entitled "Public Housing Needs". 1. Supportive Housing for the Elderly The elderly are viewed as an at -risk population in terms of housing. Many elderly households who live on a fixed income may not be able to afford necessary repairs. As residents become older, they may not be able to perform day to day activities on their own and may need supportive housing, Supportive housing for elderly persons comes in many forms and has different levels of assistance. Overall, non -subsidized supportive housing is expensive ; and unaffordable to low income elderly persons. The average nursing home costs about $130 a day or $3,900 per month. The average cost for a dedicated assisted living facility is approximately $1,800 per month for a private, one room apartment, At the lower end of the price spectrum are independent congregate living properties, where $500 a month pays for a shared apartment, three meals a day, and activities but a lower level of professional assistance. The average cost for "private" apartment begins at about $1100 a month for all non - subsidized senior housing. The most cost-effective solution is to enable seniors to "age in place". According to the Journal of Housing for the Elderly, "aging in place" is the ability to maintain one's residence and not need to move in order to secure necessary support services in response to changing need. Approximately 70% of seniors spend the rest of their life in the place where they celebrated their 65th birthday. In order to enable seniors to remain in their homes, there is a need for minor rehabilitation that will help them stay independent. These upgrades include items such as: • Ground floor bedrooms • At least one entry is without steps • Levered door handles instead of knobs • Grab bars in bathrooms • Bathrooms with turn around and transfer space for walkers and wheelchairs • Easy to grasp door levers, cabinet knobs, or pulls City of Newport Beach Pg. VI-22 2005-2009 Consolidated Plan Rev. 5/11/05 • Supportive services such as Meals on Wheels and part-time assistants to help with everyday tasks such as cleaning and cooking are also necessary to prolong an elderly household's independence and avoid more intensive (and more expensive) supportive housing. • Not all seniors will be able to age in place. The need for supportive housing will increase in the upcoming years. In general, California's population continues to age. In terms of poverty, the poverty rate for senior residents is less than the rate of the non -senior population. In other words, while there may be a need for additional supportive housing for the elderly population, it may be comparatively low to the need for affordable housing for young working families with children. Table 6-8 Poverty b A e Group Poverty by Age Group total population below erty # % Under 5 years 2,926 94 3% 5 years 583 9 2% 6 to 11 years 4,195 81' 2% 12 to 17 years 3,335 168 5% 18 to 64 years 46,420 2,311 5% 65 to 74 ears 6,194, 211 3% 75 ears and over 5,533 201 4% Total: 69,186 3,075 4% The table below summarizes the existing stock of supportive housing for elderly persons in Newport Beach. In addition to the properties listed, there are approximately 303 other assisted living properties in the County: City of Newport Beach Pg. VI-23 2005-2009 Consolidated Plan Rev. 5111105 Horaelesv Necdv Table 6-9 Assisted Living Properties Rank Avalon At ort Gast x x x 168 Avalon AtNewport Recollections x Cameo Homes -Madners x 6 Deanza Yin side Village x Flagship Convalescent Hospital x Heathers - Kent x 6 Newport Beach Plaza x x x 160 Newport Nursing And Rehab Center x 59 Park Superior Healthorc I x 96 2. Persons with Disabilities Persons with disabilities need suitable supportive housing to maintain a basic standard of living. The type and severity of the disability will affect the person's ability to work and how much the person will be able to afford for housing. This section will discuss the current supply and existing need for persons with physical disabilities and those with mental disabilities. The Census provides disability data according to the following categories. The table below summarizes the City's populations who have disabilities: • Sensory: blindness, deafness, or a severe vision or hearing impairment • Physical: a condition that substantially limits one or mote basic physical activities, such as walking, climbing stairs, reaching, lifting, or carrying. • Mental: learning, remembering, or concentrating • Self -Care: dressing, bathing, or getting around inside the home • Out -of -Home: going outside the home alone to shop or visit a doctor's office • Employment: working at a job or business City of Newport Beach Pg. W-24 2005-2009 Consolidated Plan Rev. S111105 1 i, Homeless Needs Table 6-10 Population with Disabilities Population with Disabilities A Y,e < than 65 65 + Type of Disabili # % # % Sensory disability 687 5% 1,082 8% Physical disabili 1,239 9% 2,129 15% Mental disability 12131 8% 807 6% Self -care disability 409 3% 655 5% Go -outside -home disability 1,294 9% 1,230 9% Employment disability 3,317 24% Subtotal 8,077 58% 1 5,903 1 42% Total population with Disabilities 13,980 source: 2000 Census 3. Available Housing Stock Adult Residential Facilities (ARF) are facilities that are licensed by the State of California that provide 24-hour non -medical care for adults ages 18 through 59 who are unable to provide for their own daily needs. Adults may be physically handicapped, developmentally disabled, and/or mentally disabled. There are a • total of 303 licensed Adult Residential Facilities in the county. However, none of the facilities are located within the city. E 4. Mental Disabilities The County provides long term permanent housing for homeless mentally ill or mentally ill/substance abuse clients. The goal of the program is to assist clients in their mental health recovery process and to become self sufficient in the community. In addition, supportive services, such as basic needs provision, case management, employment, and outreach services, are carried out by service agencies located throughout the county. 5. Persons suffering from Substance Abuse Persons with drug and or alcohol addictions often need a supportive living environment to break their habit. Supportive housing for persons with substance addictions is typically transitional housing programs that also offer counseling and job training. The County serves as the primary funding source for these types of programs. City of Newport Beach Pg. VI--25 2005-2009 Consolidated Plan Rev. 5111105 Homelars Nceds 6. Persons living with HIV/AIDS Persons living with HIV/AIDS are at risk of losing their housing due to factors such as medical costs or limited ability to work. HUD estimates that one-third to one-half of this population is homeless or at -risk of homelessness. Stable housing promotes improved health status, sobriety or decreased use of nonprescription drugs, and a return for some persons with AIDS to productive work and social activities. Table 6-11 Persona with AIDS in Orange County Year New Cases Total Cases 2001 204 5,378 2002 383 5,745 2003 253 5,976 2004 274 6,250 2005 200 6,432 source: U.S. HUD The Orange County metropolitan area's Housing Opportunities for Persons With AIDS (HOPWA) formula grant is by the City of Santa Ana's Community Development Agency. The program serves people living with HlV/AIDS and their families throughout the County. The City works with the Orange County HIV Planning Advisory Council, AIDS Services Foundation of Orange County (ASF), and its sub -contractor Solari Enterprise, to administer HlV/AIDS public services and housing programs throughout the county. Since 1993, HOPWA funds have been used to develop 68 new housing units for persons living with HIV/AIDS. In addition to the development of new units, the partner organizations average the following annual accomplishments: • 130 units of tenant based rental assistance. • 800 end -stage clients received hospice services. • 550 unduplicated clients were provided emergency housing/utility assistance. • 80 individuals received transitional housing assistance. • 50 clients were provided medical detox-bed services. • 550 clients received housing coordination services • 35 clients received life skills training .r I 0 City of] Rev. 5/1 Pg. VI-26 2005-2009 Consolidated Homeless Needs I '1 "* I ') E • Table 6-12 Special Needs Populations (HUD Table 1B) SPECIAL NEEDS, SUBPOPULATIONS Priority, Need Level rligh,TdodiumAow, ' No Such Need, Elderly HIGH Frail Elderly HIGH Severe Mental Illness Medium Developmentally Disabled Medium Physically Disabled Medium Persons w/ Alcohol/Other Drug Addictions HIGH Persons w/HIV/AIDS HIGH Other City of Newport Beach Rev. 5111105 Pg. VI-27 2005-2009 Consolidated Plan VII. Non -Housing Community Development 'Needs Assessment Non -Housing Community Development Needs Assessment • VII. NON -HOUSING COMMUNITY DEVELOPMENT NEEDS ASSESSMENT A. Introduction Consolidated Plan regulations require an assessment of "non -housing community development needs." The City of Newport Beach is committed to developing effective investment strategies to meet these needs using the City's Community Development Block Grant (CDBG). This section is presented in the following order: ■ The City's methodology for determining priorities amongst the several competing community needs. ■ The three funding priority levels and their meaning. ■ An overview of the CDBG program and eligible uses of funds. ■ The City's community development needs, including infrastructure improvements, facilities, public services, accessibility improvements, and economic development needs. ■ At the end of the section is HUD's Consolidated Plan Table 2B. This table summarizes all of the non -housing community needs and the City's five-year funding strategy for the City's Consolidated Plan funds. • B. Methodology The City used several data sources to assess the non -housing community needs. 2000 U.S. Census data was the primary source for demographic data, while Orange County and State of California provided data on the local economic conditions. In addition, the City consulted local service providers. The first-hand knowledge of local community development professionals, including City staff and non-profit advocacy groups, made a significant contribution to the assessment. And finally, the City conducted a Community Needs Survey to gather the opinion of the public. C. Funding Priority Levels Consolidated Plan funds are limited and are not sufficient to meet all of a community's needs. Therefore, it is necessary that the City assign relative priorities to each need and use its limited resources to address the highest priorities. The City has assigned one of the following Priority levels to each possible use of funds: ■ High Priority: A high priority indicates the City will use Consolidated Plan funds to implement programs and projects to address this need. ■ Medium Priority: A medium priority indicates the City acknowledges a need exists but that the need level is relatively low compared to other needs and / or the need is being addressed by another program or funding source. The City will partner with other agencies and organizations to apply for additional funding. • City of Newport Beach Rev. 5111105 V11-1 2005 — 2009 Consolidated Nan-Nousing Cnnununiry Development Needs Assessment Low Priority: A low priority indicates that the City does not perceive a need for this type of service or program. D. The CDBG Program This section provides a brief overview of the CDBG Program as it is the primary funding source utilized by die City for non -housing community and economic development activities related to this Consolidated Plan. The CDBG statute calls for program funds to be used to develop viable communities through the provision of decent housing, a suitable living environment, and expanded economic opportunities primarily for persons of low and moderate income. To achieve these ends, the statute requires that activities funded through CDBG meet one of three national objectives: ■ Benefiting low- and moderate -income (LM) persons ■ Preventing or eliminating slums or blight ■ Meeting urgent needs 1. Activities Benefiting Low -And Moderate -Income Persons LMA - Area Benefit Activities: An activity with benefits available to all residents in a particular area where at least 51 percent of the residents, are low- and moderate -income persons. Typical area benefits include: ■ Street Improvements ■ Water and Sewer Lines • Neighborhood Facilities ■ Fagade Improvements in Neighborhood Commercial Districts LMC - Limited Clientele Activities: An activity that provides benefits to a specific group of persons of which at least 51 percent of the beneficiaries are low - and moderate -income persons. Presunted Group: An activity that benefits clientele who are generally presumed to be principally low- and moderate -income persons. (Presumed groups: abused children, battered spouses, elderly persons, adults who are severely disabled, homeless persons, illiterate adults, persons with AIDS, and migrant farm workers) Requiring Income Documentation: An activity requiring information on family size and income to document that at least 51 percent oft he clientele are persons whose income does not exceed the low- and moderate -income limit. Programs Limiting Services to Low- and Moderate -Income: An activity that has income eligibility requirements which limit the activity exclusively to low- and moderate- income persons, or is of such a nature and location to limit services to primarily low- and moderate -income persons. 0 City offewport Beach V11--2 2005-1009 Consolidated Plan Rev. 5/11/05 Non-Housin¢ Connnunity Development Needs Assessment .• • 0 Activities that would be expected to qualify under the LM limited clientele presumed groups subcategory include: ■ Construction of a senior center ■ Public services for the homeless ■ Assistance to LM persons developing a micro -enterprise ■ Meals on Wheels for the elderly ■ Construction of job training facilities for severely disabled adults LMJ - Job Creation or retention: An activity that directly creates or ,retains permanent, full-time equivalent jobs. Activities that could be expected to create or retain jobs include: ■ Construction by the grantee of a business incubator which is designed to offer both space and assistance to new, small businesses to help them survive and perhaps even expand. ■ Loans to help finance the expansion of a plant or factory. ■ Financial assistance to a business which has publicly announced its intention to close, and to help it update its machinery and equipment instead. ■ Improvement of public infrastructure as needed by a company to comply with environmental laws to avoid closure. 2. Activities Preventing or Eliminating Slums or Blight The second of the CDBG national objectives has its roots in the Urban Renewal program, one of the major Federal programs that were terminated and replaced with the CDBG program upon its formation in 1974. Although the vast majority of persons who resided in the areas that qualified for assistance under the Urban Renewal program were LM, the principal focus of that program lay in eliminating major slums and other areas of blight within the community and preventing the return of blight to treated areas. Because of some concerns that the CDBG program might not allow the continuance of the type of projects that were funded under Urban Renewal, provision was made for this through the inclusion of the national objective concerning slums and blight. The subcategories under this national objective are: ■ SBA — Slum or Blighted Area Activities: An activity serving to improve an area in which documented conditions of slums or blight exist. SBS - Slum or Blight on Spot Basis Activities: An activity outside of a slum and blighted area designed to address imminent safety hazards. City of Newport Beach Rev. 5111105 V11-3 2005 — 2009 Consolidated Non -Housing Coinniunity Development Needs Aseusment 3. Activities Designed To Meet an Urgent Need To comply with the national objective of meeting community development needs having a particular urgency, an activity must be designed to alleviate existing conditions that the grantee certifies: ■ Pose a serious and immediate threat to the health or welfare of the community. ■ Are of recent origin or recently became urgent. ■ The grantee is unable to finance the activity on its own, and ■ Other resources of funding are not available to carry out the activity. Example: a major catastrophe such as a flood or earthquake that threatens the community's residents with the spread of serious disease. The community's other resources may well be depleted and other Federal programs may not be sufficient to cover all the costs associated with this public health threat. E. Community Development Priority Needs This assessment examines the level of need for each non -housing community use of funds eligible under the CDBG regulations. The needs are grouped into the following 'categories: Community Improvements; Community Facilities; Community Services; Accessibility Needs; and Economic Development. Each need category is defined below. Community Infrastructure Improvements Public improvements that support existing or future community development that benefits an entire area or site (e.g., roads, curbs, gutters, sewer systems, street lighting, bridges). Community Facilities Construction or rehabilitation of structures or facilities that house a public use, except for the general conduct of government. Community Services Activities that provide services to individuals and/or households (e.g., job training, child care, graffiti removal). Accessibility Needs Non -housing activities or improvements that provide accessibility improvements for persons who are physically disabled. All improvements completed must meet the Americans with Disabilities Act (ADA) requirements. Economic Development Activities or improvements designed to support, increase, or stabilize business development, as well as to create or retain jobs, or expand the provision of goods and services (e.g., small business incubators, commercial and industrial development, loans to for -profit businesses, infrastructure improvements specific to expanding or creating business development). r� L • Beach Rev. —2009 Consolidated Plan Non -Housing Community Development Needs Assessment • F. Community Infrastructure Improvements The City has on -going needs for community infrastructure improvements and follows a Capital Improvement Plan (CIP) to meet those needs. Projects in the CIP include construction and rehabilitation of arterial highways, local streets, storm drains, bay and I beach improvements, parks and buildings, water and wastewater improvements, and some planning programs. The FY 2004-05 CIP totals $36.4 million and consists of over 100 projects. These projects are typically funded with non -Consolidated' Plan funds. The City has assigned a medium priority for Consolidated Plan funds to this need category. The City will consider funding for infrastructure projects in residential areas with concentrations of low- and moderate -income households. . • In the last Consolidated Plan, the City used CDBG funds to secure a $2.4 million Section 108 loan to partially finance the Balboa Village infrastructure improvements. This loan will be repaid over 20 years in $215,000 installments. The City plans to use CDBG funds to repay this loan. Table 7-1 indicates which agencies provide services to eligible census tracts located With the City. Table 7-1 Infrastructure Providers In Newport Beach Responsible Ageney lnfrastructure/Services Provided' City of Newport Beach Engineering Department Streets, sidewalks, curbs and gutters Local Storm drains City of Newport Beach Utilities Department Local Sewage collection City of Newport Beach Solid Waste Department Collection of single-family residential refuse and recyclable materials Collection of all other refuse and recyclable materials City of Newport Beach Utilities Department Domestic water service Source: City of Newport Beach In the Needs Assessment Survey, respondents did not indicate a need for improvements to this type of community infrastructure. I.- G. Community Facilities 1. Health Care Facilities There are several existing health care programs operating within the City and throughout Orange County. Below is a short summary of the major programs that serve lower income clientele and major hospitals in proximity to the City. a. County Community Nursing Program Public Health Nursing provides nursing services in the home and community with • a focus on communicable disease investigation, maternal health (high -risk and City of Newport Beach V11--5 2005 — 2009 Consolidated Plan Rev. 5111105 Non-Hmrsinr Community Development Needs Assessment teen pregnancies), infant and child health (high -risk infants and children), adolescent and adult health. b. County Medical Services for indigents (MSI) Program This program pays medical costs to hospitals, clinics, physicians, ambulance companies, home health providers, and other providers that serve eligible indigent patients. The program covers necessary medical care for Orange County residents ages 21 through 64 years who have no other financial resources for medical care. The scope of the Medical Services for Indigents program is limited to services that protect He, prevent significant disability or prevent serious deterioration of health. Eligibility is based on Medi-Cal criteria, with an income cap at 200% of the Federal Poverty Level. c. Orange County Rescue Mission This organization operates a mobile health clinic that outreaches to the homeless living on the streets to the address health care needs in the poorest of communities. The program provides free medical care to those with minimal or no insurance coverage, Services include clinical evaluation, referral for diagnostic testing, and prescription treatment services. The Clinic provides over 4,400 patient visits yearly throughout Orange County. d. Hoag Hospital, Newport Beach Hoag Memorial Hospital Presbyterian is a 409-bed acute care, not -for -profit hospital that provides advanced medical programs in many specialties. The Hospital's quality is endorsed by several healthcare industry organizations and continually recognized on local, regional and national levels. For eight consecutive years, Hoag has received the Consumer Choice Award from National Research Corporation (NRC) and is ranked among the top five percent of hospitals in the nation. 2. Fire Station and Equipment The Newport Beach Fire Department is responsible for protecting city residents and property from fire, medical, and environmental emergencies. The Department's eight stations, 147 full-time employees, and over 170 seasonal employees provide 24-hour protection and response to the City's residents and visitors. The City has plans to acquire land and construct a new station for the Santa Ana Heights area to replace the temporary facility located on County property. County Redevelopment funds will be used. The City has assigned a low priority to this need category, as current services ate funded through other funds and this type of activity would not be eligible in the City due to a lack of low income areas. 0 City ofNewport Beach VI1--6 1005 —2009 Consolidated Plan Rep. 5/11/05 IIt , Non -Housing Community Development Needs Assessment t • 3. Youth Centers According to the 2000 Census, seventeen percent of the City's population was under age 19, representing almost 12,000 persons. The City operates a dedicated facility for youth. The Community Youth Center is located at scenic Grant Howald Park in the heart of Corona del Mar. The facility includes athletic fields, basketball & tennis courts along with a game room, meeting groom & dance floor. In addition, youth activities are held at other general use facilities and parks. The City considers the development of additional facilities dedicated to youth to be a low priority relative to other community needs. 4. Libraries The City is currently served by the Central Library and three branches, Mariners, Corona del Mar and Balboa. The system offers a diverse range of informational resources, special programs, and public services such as the Literacy Program. The system was recently rated in the top 4% of American Public Libraries in the same population category. State Library Grant Funds and local contributions are being used to construct a new branch library, the Donna and John Crean Mariners Branch Library, as a joint use project with Mariners Elementary School. Funding for the library is a combination of general funds, support from the Friends of the Library, the Newport Beach Public Library Foundation, as well as donations • and in -kind services from businesses. The City has assigned this need category a low priority for Consolidated Plan funds. 5. Child Care Centers There are approximately 2,800 children under the age of five in the City, according to the latest U.S. Census. This accounts for four percent of the total population. Adequate and affordable child care is a key component in helping working families succeed. During the school year, Newport Beach Recreation Services offers after - school programs for children in grades 1st through 6th at West Newport Community Center, Mariner's Park and the Community Youth Center. These programs, however, have limited enrollments of fifty children .per site. There are fourteen private child care providers in the City that are licensed by the State. Overall, these centers provide 960 child care slots. The key subsidized child care services are described below. a. Head Start Preschools: These preschools provide child development services to preschool children ages 3-5 and families. For the children, the schools provide hot meals, along with health, social, and psychological services. Referral services for housing and job information are provided for the parents. . b. Avenues for Independence (GAIN) Program: This program subsidizes child care for people who meet the low income eligibility and who are either working or going to school. The intent of this program is to help parents City of Newport Beach V11--7 2005 — 2009 Consolidated Plan Rev. 5111105 of Non -Housing Community Development Needs Assessment 51 achieve greater financial independence by maintaining employment or acquiring the job skills to secure employment. Table 7-2 Child Care Providers in Newport Beach Child Care Provider Capacity Childtime Childrens Center, Inc. 40 Christ Church By The Sea Ch ildren's Center 44 Community Preschool, The 52 Eastbluff Preschool CDC 23 Katiiryn C. liishback Child Care Center 45 Newport Coast Child Development Preschool 145 Newport Harbor Lutheran Church 43 Newport Heihts, CDC 19 Newport Montessori 107 Our Lady Queen Of Angels School 24 St. Andrew's Presbyterian Church Pre -School 135 St. Matthews Montessori School 48 Temple Bat Yahm 100 Tutor Time Child Care Learning Ctr, 135 TOTAL 960 Senior Centers The City has assigned this category a medium priority because the existing facilities currently meet the need, but at the same time the City recogtiizes the growing needs of seniors. Newport Beach's senior population as of the 2000 census surpassed 12,000 residents and accounts for almost eighteen percent of the population. As the senior population grows and the average lifespan increases, the need for additional capacity and upgrades to the existing facilities will grow. The City operates the Oasis Senior Center. This facility hosts numerous senior activities, such as educational classes, exercise programs, art education, health promotion, transportation, counseling, and support functions. 7. Park and Recreational Facilities Newport Beach has 47 parks that provide residents with 258 acres of open space for recreational activities. There are over thirty playgrounds throughout the City for children ages 2-12. The City's parkland standard is five acres per 1,000 residents. Based on the approximate population of slightly over 70,000, the City has 92 fewer acres of active parkland than this standard would require. This deficit is offset by the recreational opportunities provided by 237 acres of beach, 68 acres of school facilities, and the recreational resources on the Back Bay. A recent addition is the Bonita Canyon Sports Park, a 40-acre space that provides athletic fields, courts, 0 City of Newport Beach l✓11--8 2005-2009 Consolidated Plan Rev. 5111105 Non -Housing Community Development Needs Assessment I • rrl walking trails and playground areas. The City has assigned this category a low priority need. 8. Community Centers The City currently operates five community centers: Balboa, West Newport, Bonita Creek, Carroll Beek, and the Vincent Jorgensen Community Center. These facilities offer space for a variety of programs for all age groups and genders and available for public use. Two new community center projects are slated for development. One will be located in the Santa Ana Heights neighborhood and the second will be built in Newport Coast. The City has assigned this category a low priority need. 9. Historic Preservation An ad hoc Historic Preservation Advisory Committee identified over 60 historic structures and compiled the City's Historic Resource Inventory in the early 1990's. Some residents consider the inventory outdated and limited in scope, and want a new inventory to be compiled. Protection of the City's historic villages and their unique character, such as Corona del Mar, Balboa Island, Mariner's Mile, and Lido Marina should be addressed. The City may address these issues by limiting the permitted uses, establishing design guidelines, and establishing a design review process. The City has assigned a medium priority to this need category. • H. Community Services The City is placing a high priority on public services that can contribute to the regional homeless Continuum of Care. Specifically, these services are: homeless services, counseling, substance abuse services, domestic violence services, and employment related supportive services such as job training. The City is also placing a high priority on senior services. 1. Homeless Services The threat of homelessness continues to rise as local property values and rents continue to increase at high rates. The City partners with local non-profit agencies and the regional Continuum of Care to provide homeless services to the area. The City considers the provision of homeless services a high priority and will support programs that contribute to the regional Continuum of Care's framework of service. Please refer to Homeless Needs section -for additional information on the existing homeless facilities and services and the unmet need in the area. 2. Substance Abuse Services The County is the primary provider of substance abuse services. The County provides a range of outpatient and residential treatment programs, including crisis • intervention, assessment and evaluation, and counseling. Specialized programs provide services for pregnant and parenting women, persons who require methadone maintenance and detoxification, adolescents, persons who have been City of Newport Beach V11-9 2005-2009 Consolidated Plan Rev. 5111105 Nmt-Hoarint Cninniunity bevelopn1entNeeds Assessntent dually diagnosed with substance abuse and mental health problems, and individuals } referred by the Orange County Drug Court. . The City is served by an outpatient clinic at in Aliso Viejo. In addition, there are 21 residential treatment facilities throughout the county. The City has assigned a high priority to this need category based on its role as a key supportive service in the Continuum of Care homeless plan. 3. Senior Services The City's Senior Services Division is responsible for the operation of the OASIS Senior Center as well as numerous senior activities. Programs include educational classes, exercise programs, art education, health promotion, transportation, counseling, and support functions for seniors. A staff of 7 professionals coordinates OASIS Senior Center programs with the intent to enrich the lives of older adults and their family members. OASIS enjoys the assistance of over 100 volunteers who dedicate an average 1200 hours of service a month. The City places a high priority on supportive senior services that help maintain independence. Services such as Meals on Wheels allow seniors to remain in their homes when theymay otherwise be institutionalized at a high cost to both the senior and the public. 4. Health Services As health care costs rise and an increasing number of residents go without health insurance, this category is an increasing concern. The City has assigned a high priority to health services and will look to partner with local non-profit agencies and local health care providers to meet this need. This category also includes mental health services. The County currently provides a range of services including emergency crisis intervention, acute and long -teem hospitalization, short-term outpatient services, and longer -term rehabilitative and recovery outpatient mental health services. Outpatient programs emphasize individual needs and strengths while developing rehabilitation and recovery goals chosen by the consumer. Supportive services are provided to those able to live independently as well as to those in need of shelter and residential rehabilitation Programs, 5. Employment / Job Training The two primary agencies responsible for employment and job training in the area are at the county level. The Orange County Workforce Investment Board (OCWIB) administers state and federal funds available through the Workforce Investment Act (WIA) and coordinates a network of One -Stop Career Centers that offer a wealth of training, information and assistance for businesses and job seekers. The Orange County Social Services Agency administers the local Welfare -to -Work . Program. Under the California Work Opportunities and Responsibility to Kids City of Newport Beach V11-10 2005 — 2009 Consolidated Plan Rev. 5111105 Non-Kousine Community Development Needs Assessment "• '• 0 (CalWORKS) Act, welfare recipients must comply with work requirements in order to receive assistance. The program offers a number of employment assistance activities, such as work preparation and vocational training, job search and readiness activities, study, on-the-job training, vocational training, adult basic education, and other supportive services. The City recognizes the need for employment and job training services and will consider support for programs that seek to complement the existing services. 6. Youth Services The City administers several recreational programs and two after -school programs. For elementary school -aged children, KidsScene, an After -school Recreation for grades 1-6, meets at West Newport Community Center, Mariners Park, and Community Youth Center at Grant Howald Park. For Junior High students (grades 7-8), "Ensign X-perience" is a drop -in after -school program at Ensign Middle School. Local non -profits, such as the CSP Youth Shelter, offer programs and counseling to at -risk youth in the area. Other non -profits, such as Operation School Bell, provide suitable school clothes to low- and moderate income children. While the City recognizes that there is a significant need for funds to serve at -risk youth, the City has a assigned this need category a medium priority relative to other community needs. 7. Child Care Affordable child care is an essential component to a low-income working family's ability to rise out of poverty. Although there are a large number of licensed child care facilities in Newport Beach, the cost of these facilities is often unaffordable to the families who most need it. According to a set of 2004 community indicators published by Orange County, child care costs increased three times as fast as the median family income. The local Welfare-io-Work program meets some of the existing need, as it includes subsidies for child care. The City has placed a medium priority on meeting the community's child, care needs. 8. Services for the Disabled The Dayle McIntosh Center, located in Garden Grove, is the primary provider of services to the disabled in the area. The Center receives funding from the State Department of Rehabilitation and is designated as a one of the twenty-nine Independent Living Centers (ILCs) in the state. These centers are dedicated to the ideal that communities become fully accessible and integrated so that all persons with disabilities can live, work, shop, and play where they choose, without barriers. Dayle McIntosh provides a variety of services including advocacy, counseling, and vocational services. City of Newport Beach Rev. 5111105 YII-11 2005-2009 Consolidated Plan Non -Noosing Conuntnttty Development Needs Assessment .1 Residents of Orange County with developmental disabilities, such as mental retardation, cerebral palsy, epilepsy, and autism, are also served by the Regional •t Center of Orange County. t i In addition, the State administers the In -Home Supportive Services Program that ' helps pay for services so that clients can remain safely at home as an alternative to expensive out -of -home care, such as nursing homes or board and care facilities. Types of services include housecleaning, meal preparation, and personal care services. Given the existing level of service and funding, the City has set this need category as a medium funding priority, where it will consider supporting programs that complement existing services. 9. Transportation Services The county transportation authority operates ACCESS, a shared -ride service for people who are unable to use the regular, fixed -route bus service because of functional limitations caused by a disability. This need category received a low priority. 10. Crime Prevention The City does not have a significant issue with crime. Residents in general feel safe in their neighborhoods. Based on the availability of other funding sources, the City �` has assigned this category of need a low priority relative to other community needs. 1. AccessibIlity Needs Persons who are physically disabled, including blindness, and persons who suffer from brain impairments due to diseases or accidents, often face accessibility issues. The American Disabilities Act of 1991 provides comprehensive civil rights protection to persons with disabilities in the areas of public accommodation, employment, state and local government services, and telecommunications. The design, implementation, and maintenance of all park facilities must comply with ADA; persons of all abilities must have the opportunity to participate in recreation activities. Under the Americans with Disabilities Act (ADA), the City is charged to ensure that individuals with disabilities are not excluded from services, programs, and activities because existing buildings are inaccessible. ADA compliance is a concern of the Consolidated Plan as many persons with disabilities qualify as low and moderate income. The City is working to assure compliance with this important legislation and has assigned this category ofneed a high priority. J. Economic Development Overall, the need to use Consolidated Plan funds for economic development in Newport Beach is low. The city is an attractive place to do business. It is located in the heart of Southern Califomia's "Technology Coast" with immediate access to interstate highways, City ofNeivportBeach VII-12 1005-2009 Consolidated Plan Rev. 5111105 Non-Housinz Community Development Needs Assessment • railways, seaports, the John Wayne Airport, and a highly educated and skilled labor force. Professional services are a strong factor in the cty's economy. The high salaries in this '? sector support the City's retail and restaurant sectors and the travel demand generated by i this sector also supports local hotels. Tourism and retail are also important sectors. Together, tax revenues from these two sectors account for almost a third of the City's t general fund revenue. Major contributors to this revenue are Fashion Island, automobile dealers and restaurants. Automobile sales are responsible for about 15% of sales tax revenue, while restaurants contribute about 18%. Geographically, the top sales tax revenue producing areas are Fashion Island, the airport area, Mariner's Mile, and Corona del Mar. ` The ratio of jobs per dwelling unit is often used to gauge employment opportunities for residents in the community. The ratio for the City is close to 1.94 jobs per dwelling unit. The projection for 2020 is 1.88 according to the Orange County Center for Demographic Research. This is a high jobs/housing ratio, with almost two jobs for every dwelling unit. The average occupancy per household is 2.25, suggesting that there are more jobs in the City than people in the workforce. Recent economic development initiatives have been aimed at improving the City's older commercial villages. Under the last Consolidated Plan, CDBG funds and a Section 108 loan were used to make infrastructure improvements to the Balboa Village area in order to spur private investment. Other potential redevelopment sites include Mariner's Mile, Old Newport Boulevard, Cannery Village, Central Balboa Peninsula, McFadden Square, the West Newport industrial area, the mixed residential/industrial area above Hoag Hospital, • and the Airport Business Area. There are several other existing economic development programs available to residents and local businesses funded from other agencies. Descriptions of these programs are provided below. Orange County Small Business Development Center (SBDC): The Orange County SBDC offers complimentary, personalized business assistance through individual consultations and low-cost seminars. The SBDC is an economic development program of Rancho Santiago Community College District and is supported by the U.S. Small Business Administration (SBA) and the California State University in Fullerton. Small Business Administration (SBA) Programs: Basic 7(a) Loan Guaranty: This is the SBA's primary business loan program. It helps qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels. Funds can be used for most business purposes including working capital, machinery and equipment, furniture and fixtures, land and building, and debt refinancing. These loans are processed through local commercial lenders. ■ Express Loans: This program offers term loans and lines of credit up to $150,000. •0 Microloan Program: Local intermediary for U.S. Small Business Administration's Microloan program is Valley Economic Development City of Newport Beach VIT13 2005 — 2009 Consolidated Plan { ' Rev. 5111105 i t. Non-Honsinz Community Development Needs Assessment Corporation, located in Van Nuys, serves Los Angeles and Orange County. The j Microloan program loans up to $35,000 for a term of six years to start-up and • growing small businesses. Certified Development Company (504) Loan Program: The CDC/304 loan program is a long-term financing tool for economic development within a P community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. Maximum loans are $1.3 million. Local intermediaries: La Habra Local f Development Company, hie., Santa Ana Other Programs: ACCION: This nonprofit organization is dedicated to helping micro entrepreneurs grow their businesses by providing small loans and business training. As a community lender, they provide small loans ranging from $300- $25,000. The average loan size is approximately $4,500. About 40% of ACCION clients are women and over half are Hispanic or African -American. Bankers Small Business Community Development Corporation of Orange County: Bankers CDC administers loan programs for financing under $50,000. This loan pool is a consortia of small business lenders that pull together to make these loans available for businesses. The CDC focuses on small business owners that do not meet criteria for conventional bank loans or SBA financing. Businesses over one year old that can demonstrate professionalism, satisfactory • credit, and positive cash flows, but may not have profit levels that are available for conventional banking, meet the general qualifications. The loan pool is made available by over 20 banks as an effort to "give back" to our local communities. Women, minority and businesses in low to moderate -income levels comprise 75% of Bankers CDC borrowers. 0 City of Newport Beach VII-14 200S —2009 Consolidated Plan Rev. 5111105 CJ r Non -Housing Conunnoiity Development Needs Assessment Table 7-3 TTTTTI Cnnanlidated Plan Table 2B PUB LIC'FACILITY NEEDS, „PriorltyNec,* Level Iv0year Gniv (Projects) EstIinatedVinnuling ADZ Improvements HIGH 3 $250,000 Homeless Facilities medium $0 Non -Residential Historic Preservation medium $0 Child Care Centers low $o Senior Centers low $0 Handicapped Centers low $0 Youth Centers low $0 Health Facilities low $0 Neighborhood Facilities low $0 Parking Facilities law $0 Parks and/or Recreation Facilities low $o Public Facility Subtotal $250,000 INFRASTRUCTURE Priority Need Level Five Year Goal (Projects) Estimated Funding Street Improvements* medium $0 Flood Drain Improvements low $0 Water/Sewer Improvements low $0 Solid Waste Disposal Improvements low $0 Other Infrastructure Needs low $o Infrastmcture Subtotal $0 +Street Improvements include sidewalks and street lighting PUBLICSERVICENEEDS Priority Need Level(Persons) Five Year Goal ' Esdmate0unding' �111Homeless Services HIGH 500 $159,000 Substance Abuse Services HIGH 250 $50,000 Senior Services HIGH 91000 $100,000 Health Services medium $0 Employment Training medium $0 Youth Services medium $0 Child Care Services medium $0 Services for the Disabled medium $o Transportation Services low $0 Graffiti Removal low $0 Ann -Crime low $0 Public Services Subtotal $309,000 "* Lead Hazard Screening is included under Affordable Housing ECONOMIC DEVELOPMENT PriorilyNeed Level Five Year Goal ' (Businesses) Estimated Funding Other: Section 108 Loan Repayment HIGH I $968,000 CA Infrastructure Development medium $0 ED Assistance to For -Profits low $0 Commercial/Industrial Rehab low $0 Micro -Enterprise Assistance low $0 ED Technical Assistance low $0 Economic Development Subtotal $968,000 PLANNING/ADMINISTRATION HIGH n/a $408,000 TOTALNON-HOUSING FUNDING: $1,935,000 CDBG HOUSING FUNDING (Code Enforcement) $125,000 TOTAL CDBG FUNDING $2,060,000 City of Newport Beach Rev. 5111105 VII-15 2005 — 2009 Consolidated Plan �gwrpR� J � Q w,w,.�.I�lFORNt� VIII. Barriers to Affordable Housing Barriers to Affordable Housing • VIH. BARRIERS TO AFFORDABLE HOUSING A. What is a Barrier to Affordable Housing? As defined by the Consolidated Plan regulations, a barrier to affordable housing is a public policy, such as land use controls, property taxes, zoning ordinances, building codes, fees and charges, growth limits, and other policies. Since cost reduction opportunities in housing can also be found in areas other than public policy, the Planning Department chose to look at all potential barriers. To distinguish a barrier to affordable housing from an impediment to fair housing choice, is to think of a barrier as not unlawful necessarily (i.e., the lack of affordable housing stock, in and of itself, is a barrier to affordable housing). B. Analysis of Barriers r The Planning Department is committed to helping reduce barriers to affordable housing. Despite Newport Beach's strong economy and housing demands, the local market may not be responding to the needs of lower -income households to the degree needed. The inventory of affordable housing continues to decline, while the production rate of new affordable housing units cannot keep up with demand. As the lead agency for housing and community development in Newport Beach, the Planning Department is making a significant effort to identify housing problems and • reshape its policies and programs for the coming years. The Planning Department r sponsored a community meeting to discuss the needs of the community as it relates to the CDBG Program. In addition, the Department distributed needs assessment surveys at a number of public facilities and distributed the surveys to community based organizations and public service providers. And finally, interviews of the public service providers and community based organizations was conducted as part of Consolidated Plan development process (described in the Consolidated Plan Development section). Comments from these sources reveal a variety of barriers to affordable housing in Newport Beach. The two primary barriers to accessing affordable housing are: ■ Lack of affordable housing ■ Lack of developable land • Other barriers may include: ■ Approval process and fees ■ Zoning ■ Land use controls ■ Citizen opposition (the "Not In My Back Yard," or NIMBY syndrome) ■ Lack of constituency City of Newport Beach Pg. VIII--1 2005-2009 Consolidated Plan Rev. 4112105 Barriers to d(Pordable Housing I ■ Lack of knowledge of available programs and resources ■ Resource fragmentation and scarcity ■ Housing acquisition finance requirements ■ Lack of financial resources by housing providers ■ Lack of coordination of resources In addition, some families and individuals face barriers to fair housing choice. For more information on impediments to fair housing choice, consult the Impediments to Fair Housing section of this document. 1. PrImary Barrier: Lack of Affordable Housing ' ' Since affordable housing is becoming more difficult to find, many low-income households must pay more than they should for a home, or live in less -than - desired conditions. As reported in the housing needs section, approximately 5,098 (34%) renter households and approximately 5,521 (430/opercent) of the owner households in the Newport Beach are experiencing a cost burden. What is a Housing Cost Burden? When a household pays more than 30 percent of its income on housing and utilities, HUD considers the household to be experiencing a cost burden. When a household pays more than 50 percent of its income on housing, the household experiences a severe cost burden. 0 2. PrImary Barrier: Lack of Developable Land The most important land use planning issue for the City is room to grow —not only for homes, but also for businesses, industry, and public uses. The City is reaching a major crossroads as the amount of remaining undeveloped land continues to decrease, and older developed areas continue to age. Lack of land for housing could create higher housing prices and rents. 3. Other Barriers a. Approval Process and Fees: Getting government approvals for affordable housing projects requires an increasing amount of time and money. The length of time involved in the permit approval process itself can be a barrier to affordable housing. Sometimes the process of obtaining all required permits and approvals may add months or even years to a project's development time. During this period the developer must pay the explicit costs of funds borrowed to finance the development and staff retained to design it, as well as the implicit cost of revenues foregone as a result of the approval process delay. Often such delays are due to the needs for submission revisions in accordance with permit requirements. However, whether the delays are due to government officials or developers, they still reduce the financial return on the development of affordable housing. • Approval fees also may constitute a significant barrier to the development City of Newport Beach Pg. VIII-2 2005-200P Consolidated Plan Rev. 5112105 , , ♦, Barriers to Affordable Housinz u of affordable housing depending on the type, size, and location of the proposed development. The fees and charges necessary for approval of a residential development include subdivision fees, building and other permit fees, and charges for access to sewers and other public infrastructure, among others. Prospective developers may be required to prepare market analyses, environmental or economic impact analyses„ or infrastructure requirements analyses and engineering plans to accompany particular development proposals. In many cases, the aggregate cost of these fees, charges, and required submissions can amount to a significant share of the total cost of a residential development. These costs are passed on to the homebuyers making the homes less affordable for low- and moderate - income families. b. Zoning: Local zoning is the primary system used by the City to maintain control over the pattern of land development within its borders. Zoning regulations allocate parcels of land to different classifications with certain uses being permitted, while others are proscribed. Zoning regulations often restrict density and limit housing types in locations that might otherwise be suitable for affordable housing. Such restrictions therefore exclude lower income household from many neighborhoods. Zoning regulations prescribing minimum lot sizes, minimum setbacks, and other requirements may necessitate the need for larger lots, which drive up the cost of housing making it less affordable. In addition, zoning is occasionally used to "zone out" mobile/manufactured homes, which are an important source of affordable housing for many low- and moderate -income citizens in Newport Beach. Zoning regulations may also prohibit the development of ancillary dwelling units, even if such units do not impose a significant cost on other community residents. Ancillary dwelling units —sometimes called "in-law apartments" or "grandparent apartments" —are an important tool to increase the supply of affordable housing for moderate -income households, particularly single people who require minimal space. Zoning practices often have the intended or unintended effect of increasing housing costs, and effectively excluding prospective moderate -income households from locating affordable housing for purchase or rent. Separation of residential from non-residential uses exacerbates traffic problems since most employees must then drive to work. Higher -income residents may bid up the price or rent of housing units that are near places of employment thereby forcing lower -income residents to live farther from their places of employment or other amenities. c. Citizen Opposition: The "Not In My Back Yard" (NIMBY) syndrome can be a barrier to affordable housing. There is a reluctance to have any additional affordable housing in neighborhood due to the perception of housing design, absentee landlords, and crime associated with such housing. There is the misperception that there will be a decrease in property value. City of Newport Beach Rev. 5112105 Pg. VIII-3 2005-2009 Consolidated Plan Barriers to Affordable Housing '1 Public hearings concerning proposed affordable housing projects bring r objections galore, mostly from neighbors who cite adverse effects on traffic, infrastructure, public services schools, the environment, properly values, 1 and crime rates. Frequently unstated is the desire to maintain a neighborhood's socioeconomic homogeneity and exclusivity. d. Lack of Constituency: Despite statistics showing affordable housing shortages, there is little effective public support for new affordable housing i initiatives, and little support for measurable increased public funding. Lack l of public support often translates into a lack of political support and thus serves as a barrier to the development of both new affordable rental housing units and affordable housing rental subsidies. e. Lack of Knowledge of Available Programs and Resources: A lack of knowledge among organizations and lower income clients is not uncommon and contributes to a barrier to affordable housing. f. Resource Fragmentation and Scarcity: To finance affordable housing, sponsors must now bundle together many Federal, State, City, and private programs providing capital funds, operating subsidies, and investment tax incentives. Funding fragmentation is administratively onerous, with sometimes conflicting program constraints Even with the availability of a variety of programs, affordable housing resources remain scarce. Like most jurisdictions, the City still has insufficient resources to meet the need for affordable rental and homeownership housing. The need for increased revenue for housing on the Federal, State, and local levels competes with other legitimate public priorities, such as education, transportation, health, and welfare. g. Housing Acquisition Finance Requirements: Mortgage down payment requirements constitute perhaps the most significant barrier to the purchase of otherwise affordable housing by moderate -income households. Moderate -income households may have little difficulty in making monthly mortgage payments, particularly as household incomes increase with increasing self-sufficiency and real wage growth. However, these households may have difficulty accumulating the total amount required for the up -front down payment on a home purchase. h. The lack of a "one -stop -shop" for housing finance is considered to be a significant barrier to homeownership for low-income people in the City. i. Finally, rental security deposits may also constitute a significant barrier to the acquisition of otherwise affordable rental housing by low- and moderate -income households, although security deposits are generally small compared with mortgage down payment requirements. j. Similarly, environmental review procedures result in barriers to affordable housing. Environmental regulations provide positive public benefits to all citizens and communities, however, different environmental reviews, rather than a uniform review process shared by all departments, prolong the City ofNewport Beach Pg. VIII-4 2005-2009 Consolidated Plan Rev. 5112105 1 Barriers to Affordable Housinz affordable housing development process, increase costs, create confusion, reduce affordability, and impose undue administrative burdens. Additionally, many low-income households and most special needs populations usually need access to a variety of supportive services. C. Strategy and Objectives The primary barrier to affordable housing in Newport Beach —as cited through the citizen participation and consultation process —is the lack of affordable rental and homeownership units. Many low- and moderate -income persons and households, especially the very low-income households, the homeless, the physically and mentally disabled, the frail elderly, and other persons with special needs, have problems finding and obtaining affordable housing. Therefore, the City's primary strategies for helping reduce barriers to affordable housing are the same as its strategies to meet affordable housing needs: ■ Increase supply of housing units affordable to moderate -income households through new construction. ■ Maintain existing level of Section 8 housing vouchers and rent -restricted units within the City. Ensure universal access to fair housing choice within the City. The City, with the help of the Planning Department, will work with its Consolidated Plan partners throughout Newport Beach to further examine ways to ameliorate the conditions that can prevent residents of from obtaining quality, affordable housing. The City of Newport Beach 2005-2009 Consolidated Plan contains several objectives that address some of the above barriers to affordable housing. I• City of Newport Beach Pg. V111-5 Rev. 5112105 1. 2005-2009 Consolidated Plan IX. Impediments to Fair Housing bnoediments to Fair Housing • IX. IMPEDIMENTS TO FAIR HOUSING A. Introduction Consolidated Plan requirements include completing an Analysis of Impediments to Fair Housing Choice. As part of a mandate to affirmatively further fair housing, Newport Beach must take appropriate actions to overcome the effects of the impediments to fair housing choice it identifies in its analysis. As the lead agency for the City of Newport Beach 2005-2009 Consolidated Plan, the Planning Department is committed to working with the public, private, and nonprofit sectors in Newport Beach to ensure fair housing choice for all residents. This commitment includes incorporating fair housing needs and strategies into the Consolidated Plan. This section on Fair Housing includes the following: ■ Overview of fair housing, with background on the Fair Housing Act. ■ Impediments to Fair Housing Choice in Newport Beach, as identified in the City's Analysis of Impediments to Fair Housing Choice (AI). ■ A strategy for the City of Newport Beach to affirmatively further fair housing by addressing current impediments. • B. Overview of Fair Housing 1. What is Fair Housing Choice? The ability of persons, regardless of race, color, religion, sex, handicap, familial status, national origin, of similar income levels to have available to them the same housing choices. Consolidated Plan requirements include completing an Analysis of Impediments to Fair Housing Choice. As part of a mandate to affirmatively further fair housing, the City of Newport Beach must take appropriate actions to overcome the effects of the impediments to fair housing choice it identifies in its analysis. 2. What is an Analysis of Impediments to Fair Housing? HUD requires each CDBG recipient to complete an Analysis of Impediments to Fair Housing Choice, also known ,as an Al. The analysis includes examining barriers to fair housing choice. Many communities develop this analysis and planned actions as part of a broader fair housing strategy or fair housing plan. 3. What is an Impediment to Fair Housing Choice? Housing choice is impeded when actions, omissions, or decisions are taken that • restrict a person's choice of housing because of his/her characteristics as listed above. It is also impeded when certain residential dwellings are not made available to a person because of his/her characteristics as listed above. City of Newport Beach IX-1 2005-2009Consolidatd Plan Rev 5111105 hnnedintents to FairNousine C. Fair Housing in Context Title VIII of the Civil Rights Act of 1968 (and a subsequent Amendment in 1988) •' made it unlawful to discriminate in any aspect related to the sale, rental, or financing of dwellings (or in the provision of brokerage services or facilities) in connection with the sale or rental of a dwelling because of. ■ Race ■ Sex • Persons with handicaps ■ Color ■ National • Families with children • Religion origin 1. Application of the Fair Housing Act _ Application of the Fair Housing Act is not limited to situations involving Federal funds. It provides for fair housing throughout the United States in the private and public sectors. When Congress first passed the Housing and Community Development Act in 1974, HUD instructed recipients of the Community Development Block Grant (CDBG) funds to "affirmatively further fair housing." However, it did not provide specific guidance for implementing programs to affirmatively further fair housing. Some CDBG recipients fund nonprofit groups to provide direct assistance to victims of housing discrimination. Others fund educational programs for • consumers and industry about their rights and responsibilities under Federal, State, or local fair housing laws. Other CDBG recipients take actions such as holding special events during the National Fair Housing Month in April each year. Other CDBG recipients do nothing specific to affirmatively further fair housing. 2. Analysis of Impediments to Fair Housing Choice To help remedy this situation, when HUD published the Consolidated Plan Final Rule in 1995, it required each CDBG recipient to complete an Analysis of Impediments to Fair Housing. The AI is part of the mandate to affirmatively further fair housing. This mandate also includes planning and taking annual actions to overcome the effects of any identified impediments. A jurisdiction must also maintain records reflecting the AI and the actions it takes to address fair housing impediments. The City is in the process of updating its Analysis of Impediments to Fair Housing Choice. The City, along with a number of Cities in Orange County have created a consortia to develop a Regional Fair Housing Analysis of Impediments that addresses county wide issues as well as more localized issues for each participating City. The consortium has contracted with the Fair Housing of Orange to complete the study. The study will evaluate the nature and extent of housing segregation and discrimination in the County as well as City ofNewport Beach M-2 2005 2009 Consolidated Plan Rev S111105 Inmediments to Fair Housit I'T I-• the City. It will serve as a framework for the City's fair housing planning as part of its Consolidated Plan implementation. D. Discrimination Discrimination in the sale or rental of housing has diminished significantly since the 1960s. However, there is evidence that housing discrimination persists in Newport Beach despite being illegal. Discrimination affecting home sales appears to occur most commonly when potential buyers are hoping for approval of their mortgage application by the lender. Discrimination in apartment rentals is no longer simply a matter of White landlords refusing to rent to minority tenants. Members of many ethnic groups, often immigrants, own or manage apartment complexes, and their own ethnic biases clearly affect their treatment of prospective tenants. Populations that are particularly impacted by discrimination and face higher levels of fair housing violations are large families with children, female -headed families, formerly homeless persons, disabled ,persons and persons with HIV/AIDS-Many of these groups face housing restrictions imposed by property owners/managers working under misperceptions or stigmas about these population groups. Many families with children often face housing discrimination by landlords who fear that children will cause property damage or have cultural issues with children of opposite sex sharing a bedroom. Female -headed families may be discriminated against in the rental housing market because some landlords are concerned about the ability of these households to make regular rent payments. Formerly homeless persons may encounter fair housing issues when landlords refuse to rent to them based on the perception that homeless persons are more economically, and sometimes mentally, unstable. Persons with disabilities may face discrimination in the housing market because of the need for wheelchairs, home modifications to improve accessibility, or be refused housing based on the stigma of mental disability. Many persons living with HIV/AIDS face illegal eviction from their homes when their illness is exposed. Discriminatory advertising is also issue that inhibits fair housing choice. When looking for a home to purchase or rent, some of the main sources of information are the classified advertisements in local newspapers, word of mouth, signs, apartment guides, the Internet, and apartment brokers. The language in these types of advertisements has become an issue in that it can contain discriminatory references such as the use of words describing conditions like "adults preferred," "perfect for empty nesters," or "ideal for married couples without kids." Further, if advertisements are limited to one language it can be targeted to specific ethnic groups, excluding others, such as when "for rent" and "for sale" signs and advertisements for housing are in Spanish or languages other than English. This can exclude English speaking -only residents and also make certain groups feel unwelcome. Discrimination can also play a role when deciding where to live. Realtors can act • unintentionally by steering potential buyers or renters to particular neighborhoods by encouraging the client to look into certain areas; others may choose not to show City of Newport Beach IX-3 20OS-2009 Consolidated Plan Rev 5/11/05 Iomedintents to Fair frousinr '1 clients all of the choices available. Further, agents may also discriminate by their choices in whom they agree to represent, whom they turn away, and the comments .4 they make about their clients. Instances of steering by realtors to certain neighborhoods occur in marry communities. The homeownership market lends itself � to potential increases in discrimination by the very nature of stakeholders involved. While the City understands that limited housing is not a fair housing issue, it also t understands that this condition can exacerbate fair housing problems as housing becomes increasingly scarce and competition for housing increases. When the housing market is tight, with high demand, low vacancies, and rising costs, the potential for discriminatory housing practices also increases. 1 E. Summary of Issues and Key Findings The City last conducted an Analysis of Impediments to Fair Housing Choice in 2000, At that time, the City along with 13 Cities and the Urban County Cities and the unincorporated section of the County completed Regional Fair Housing Analysis of Impediments to Fair Housing Choice. As of the writing of this document, the Planning Department has contracted with the Fair Housing of Orange to conduct a new Al to more accurately understand needs and develop effective strategies to address them. This section will discuss the issues and finding that were made in the 2000 AI. However, rather than continue using 2000 data from the last AI, the Planning Department plans to incorporate additional fair housing analysis and strategies into this Consolidated Plan in the coming year. It will use the amendment process described in the Citizen Participation Plan to incorporate the impediments found by the new Al along with the strategies developed to overcome them. The 2000 AI provides information for use in Orange County's Regional Fair Housing Analysis of Impediments (AI). It includes most of the data that HUD suggests should be in an Al. More specifically, the Report includes the following information in both a narrative statement and 13 technical appendices. ■ Jurisdictional Background Data: population and housing characteristics, minority and legal immigrant population characteristics, and employment and transportation profiles. ■ Local Housing Authorities' Policies: overview of local housing authorities' plans, polices and procedures pertaining to and furthering fair housing. ■ Overview of Lender Loan Underwriting Criteria: loan -underwriting criteria are explained for Fannie Mae, Freddie Mac, FHA and VA. ■ Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA): summary explanation of the basic requirements of these two statutes. ■ Mortgage Lending Discrimination: summary statements from major studies completed on the subject of potential and actual mortgage lending discrimination. . City of Newport Beach IX-4 2005 2009 Consolidated Plan RevJ111105 Impediments to Fair Housin r G • ■ HMDA Data Analysis: analysis of the disposition of loans by census tract for entitlement cities and Urban County jurisdictions. An additional purpose of this Report is to provide a resource and database to enable ` the cities and County to analyze and interpret the information unique to their communities. Consequently, 13 Technical Appendices are included as apart of the Report, many of which contain detailed data at the census tract level. The ` Appendices are as follows: ' ■ Technical Appendix A — Orange County Minority Population by Census Tract ■ Technical Appendix B — Recent Legal Immigration to Orange County by City, 1990-96 ■ Technical Appendix C — Orange County Employment Data ■ Technical Appendix D — Lending Policies and Practices: An Update of Underwriting Criteria from State Department of Real Estate Publications ■ Technical Appendix E — FFIEC Home Mortgage Disclosure Act (HMDA) Aggregate Reports ■ Technical Appendix F — Home Mortgage Disclosure Act (HMDA) Data: Overview of HMDA Data and Loan Denial Rates ■ Technical Appendix G — HMDA Data for Entitlement Cities • ■ Technical Appendix H — HMDA Data for the Urban County ■ Technical Appendix I — 1999 Federal Financial Institutions Examination Council (FFIEC) Census Report Population Information by Census Tract for Orange County, CA ■ Technical Appendix J — FFIEC Definitions of Census Information ■ Technical Appendix K — 1999 FFIEC Census Report Income Information by Census Tract ■ Technical Appendix L — 1999 FFIEC Census Report Summary Census Tract Demographic Information by Census Tract ■ Technical Appendix M — 1999 FFIEC Census Report Housing Census Information by Census Tract ■ Technical Appendix N — Orange County HMDA Data by Race and Type of Loan ■ Technical Appendix 0 — Fair Housing Enforcement ■ Technical Appendix P — Maps ■ Technical Appendix Q — Fair Housing Council of Orange County Data & Information. This study examined the status of fair housing in the municipality, as well as issues and impediments to fair housing choice. It currently serves as a framework for the Community Development Division's fair housing planning as part of its Consolidated Plan implementation. City of Newport Beach IX-5 2005-2009 Consolidated Plan Rev 5111105 Apedinieno to Fair 1GnusinF The analysis entitled Orange County Regional Fair Housing Impediments Analysis �t was completed and is available for review by the public. The analysis revealed the following six (6) findings and provided the recommendations to address these findings. ? The Findings and recommendations are as follows: 1. This region has a well established and effective private fair housing council that has provided dynamic and comprehensive educational and enforcement i programs to the local jurisdictions it serves. This example of public -private partnership continues to be a model for other areas and is considered one of the best in the nation. ,i Recommendation: Local jurisdictions continue to support or operate fair housing services at their present level of effectiveness and responsiveness. 2. This region has not maintained a pro -active position regarding fair lending practices within the region. Efforts over the past four years have been lhnnhted to establishing partnerships with universities and other organizations to effect a k study of the FIIVMA data. These activities, though essential, have not had the desired effect of explaining or eliminating the disparity by race and National Origin evidenced by the HMDA data. Recommendation: Local jurisdictions study the HMDA data available mote closely to determine the appropriate course of action, if any. This can be done individually or by contract with their local fair housing provider or other �• outside consultant. 1 3. Local jurisdictions do not have formal fair housing education systems in place for employees who impact fair housing issues, such as, planninglzoning staff, housing authority staff and code enforcement staff. Recommendation: Local jurisdictions implement a policy that requires all employees whose positions impact fair housing issues attend formal fair housing training on an annual basis. 4. Recent immigrant populations may not have adequate information regarding their basic housing rights, leading to increased opportunities for discrimination to go undetected. This will be an ongoing issue due to Orange County's high percentage of new immigrant populations. Recommendation: Local Governments should provide education and outreach to service organizations that specif tally assist new immigrant populations. This outreach should consist of educational opportunities as well as written information to educate staff members and pieces that can be provided to their clients. 0 City ofNewport Beach M-6 2005-2009 Consolidated Plan Rev S111105 l Inioedintents to FairHousin� • 5. Insurance Companies may be targeting certain zip codes for higher rates of denial or different terms and conditions. This issue was beyond the scope of this Al and as such, no verifiable evidence of differential treatment exists. I• is Recommendation: Local jurisdictions may choose to conduct an audit of local insurance carriers to determine if this is a problem, and if so, isolate the basis for the higher denial rates. 6. Local entitlement jurisdictions have distinct and independent policies and programs affecting housing development. Recommendation: Local governments continue to monitor and review their local policies and programs in regard to fair housing concerns. Jurisdictions should consider requiring all potential recipients of government funds for housing related programs to assist the jurisdiction to affirmatively further fair housing. F. Fair Housing in Newport Beach The City of Newport Beach has worked in conjunction with the Fair Housing of Orange to affirmatively further fair housing opportunities in this community. The Fair Housing of Orange "actively supports and promotes freedom of residence through education, advocacy and litigation to the end that all persons have the opportunity to secure the housing they desire and can afford, without regard to their race, color, religion, gender, sexual orientation, national origin, familial status, marital status, disability, ancestry, age, source of income or other characteristics protected by law." The Fair Housing of Orange provides a wide array of programs and services to its clients free of charge and which are available in a number of different languages to residents, housing professional and community service providers under contracts with the City of Newport Beach, an many other communities throughout the County. G. Fair Housing Strategy The Planning Department, as the lead agency for the Consolidated Plan, is committed to working with its public, private, and nonprofit partners to ensure fair housing choice for all residents. This commitment includes incorporating fair housing needs and strategies into the Consolidated Plan. In conjunction with the Orange County Regional Fair Housing Impediments Analysis (2000 Edition) and the subsequent 2005 Analysis of Impediments, the Planning Department will develop measurable actions that it will undertake each year to carry out this strategy. The Annual Action Plan for each program year will describe these actions. For a copy of the Orange County Regional Fair Housing Impediments Analysis, write to the City of Newport Beach, Planning Department, 3300 Newport Blvd., P.O. Box 1768, Newport Beach, CA 92658-8915. City of Newport Beach Rev 5111105 IX-7 , 2005-2009 Consolidated Plan 0 po" c G�� .n X. Lead -based Paint Hazards Lead -based Paint Hazard I `1 I• • X. LEAD -BASED PAINT HAZARDS A. Introduction Lead -based paint poisoning among children is increasing nationwide. Research indicates that even a low level of lead in a child's blood can have harmful effects on physical and developmental health. The Center for Disease Control has designated lead exposure as the primary environmental health hazard facing American children. The most common source of exposure is deteriorating lead based paint and lead - contaminated dust found in the home. Fortunately, lead poisoning is preventable. To adequately protect children, the Federal government streamlined, modernized, and consolidated all lead -based paint requirements in Federally -assisted housing. New HUD regulations (24 CFR Part 35) took affect implementing these sweeping changes in 2000, and the City is ensuring that its programs comply with these new regulations. B. Lead Hazards Lead can cause severe damage in young children. It attacks the central nervous system and the neurological system, and can cause brain damage, IQ reduction, learning disabilities, decreased attention span, hyperactivity, growth inhibition, comas, seizures, and in some cases, death. Fetuses may also experience significant adverse effects through prenatal exposure. In 1991, the Center for Disease Control issued guidelines for identifying children with lead poisoning. It recommended that jurisdictions screen all young children for lead in their blood. Children identified with blood lead poisoning would receive intervention to remove the source of the poisoning and reduce the blood lead level. The problem of lead poisoning has increased so dramatically that the Center has reduced the standard regarding the blood level that demarcates lead poisoning by more than half. By reducing the standard from 25 micrograms to 10 micrograms of lead in a deciliter of blood (µg/dL), it expanded the number of people considered to be poisoned and in need of help. A level of 10 µg/dL or above is now considered an "elevated blood lead level." If a child's blood lead level is 20 µg/dL or remains at 15 µg/dL after two tests, the Center for Disease Control requires case management by local health professionals. Even a low level of lead in a child's blood can have harmful effects on physical and developmental health. C. Sources of Lead Hazards The most common source of child lead poisoning is exposure to lead -based paint (and lead -contaminated dust) in the child's home. Housing built before 1978 may contain some lead -based paint since the use of lead -based paint became illegal that year. Since City of Newport Beach Rev. 5111105 X-1 2005 — 2009 Consolidated Plan Lead -based Paint gaze the amount of lead pigment in the paint tends to increase with a home's age, older housing is more likely to have lead -based paint hazards, Lead exposure occurs when children ingest chips of lead -based paint, paint contaminated dust, or paint -contaminated soil. It also occurs if they inhale dust particles from lead -based paint (usually occurring due to deterioration, abrasion, home renovation, or maintenance). Children are also exposed to lead through a variety of other sources besides lead -based paint, such as gasoline, air, food, water, soil, dust, and parental hobbies such as pottery and stained glass making. Occupational lead exposure accounts for approximately 40 percent of adult lead poisoning cases. Occupations in which a worker is potentially exposed include smelting and refuting industries, battery manufacturing plants, gasoline stations, construction and residential painting. D. What is a Lead -based Paint Hazard? Lead -based paint hazards consist of any condition that causes exposure to lead from the following sources that would result in adverse human health effects: ■ Lead -based paint dust ■ Lead -based paint contaminated soil ■ Lead -contaminated paint that is deteriorated or present in accessible surfaces, friction surfaces, or impact surfaces E. Effects of Lead Hazard Lead poisoning is one of the most common and preventable health hazards to American children today. Research indicates that even a low level of lead in a child's blood can have harmful effects on their physical and developmental health. Lead poisoning is the most serious environmental threat to children's health. If harmful levels of lead are not detected early, children could suffer from: ■ Decreased growth ■ Learning problems ■ Impaired hearing ■ Behavior problems (such as hyperactivity. a Nerve and/or brain damage Children are more susceptible to the effects of lead, because their growing bodies absorb more lead and young children often put their hands and other objects in their mouths. In addition, their brains and -nervous systems are more sensitive to the damaging effects of lead. City of Newport Beach Rev. 5111105 X-1 2005 — 2009 Consolidated Plan 'I Lead -based Paint Hazard 4 i ., Most children do not have any symptoms, even if a blood test shows that they have an elevated blood lead level. If a child does have symptoms, the symptoms may be mistaken for the flu or other illnesses. If symptoms occur, they might be: ■ Irritability ■ Fatigue ■ Constipation ■ Frequent vomiting • Headache ■ Sleep disorders • Poor appetite ■ Stomach ache and cramps Lead can cause severe damage in young children. It attacks the central nervous system and the neurological system, causing brain damage, IQ reduction, learning disabilities, decreased attention span, hyperactivity, comas, seizures, and in some cases, death. There may also be significant adverse effects to fetuses through prenatal exposure. Who is At Risk? Residents of any housing built before 1978 are considered to be at risk of containing some amount of lead -based paint. Older housing is more likely to have lead -based paint and the amount of lead pigment in the paint tends to increase with the age of the housing. A small amount of Newport Beach's housing stock (24.4 %) was built after 1979, eliminating the residents of these homes from risk of lead -based paint hazards. An additional 26.4 % of the City's housing stock was built between 1970 and 1979, which has a somewhat low risk of lead -based paint hazards. • Since low-income people often live in older housing, they are at higher risk for exposure to lead -based paint. It is estimated that a small fraction of the units constructed before 1978 are occupied by low- to moderate -income households and potentially have lead -based paint. However, empirical evidence gathered through the testing of pre-1978 housing done in conjunction with the City's various housing rehabilitation programs suggests that a smaller percentage of the City's housing stock has paint containing lead. Young children who live in housing built before 1978 could ingest lead -based paint and are thus at higher risk. The following children in Newport Beach could be at higher risk: ■ Children under 5 years old: about 4.0 % of the population of Newport Beach, or 2,832 children.l ■ Approximately 68 families (or 2.9 % of the total number of families below the poverty level) have related children under six years old are living below poverty.2 F. Number of Children with Elevated' Blood Levels of Lead The Center for Disease Control mandates lead screening for all children who participate in Federally -funded health programs. Screening typically occurs when a • 1 Source: U.S. Census Bureau, 2000 Census data. z Source: U.S. Census Bureau, 2000 Census data. City of Newport Beach X-3 2005 —2009 Consolidated Plan Rev. 5111105 Lead -based Paint Hazard child is between 12 and 72 months old. An elevated blood level (EBL) is recorded when the blood level is 10 µg/dL. In accordance with the Centers for Disease Control and Prevention, A "case" is defined as a child having a blood lead level equal to or greater than 20 µg/dL once, or blood lead levels between 15-19 µg/dL for at least two tests. Once a case is reported, the CDC is involved in the case, as described below the heading, Childhood Lead Poisoning Prevention Program (CLPP). The Center for Disease Control records the number of reported annual screenings, the number of children with elevated blood levels and the number of reported cases for the cities within County. The chart below shows the number of screenings, EBLs, and cases in the City of Newport Beach. Table 10-1 Elevated Blood Lead Levels Year # Children less than 16 years old w/ BLL greater than 10 mcg/dL* Includes children who are am # Children lee thin 16 years old meeting que dednttton*• 2000 0 0 2001 0 0 2002 1 0 2003 1 0 0 2004 2 0 5- ear total 3 0 ELL = blood lead level; CDC = Centers for Disease Control and Prevention; mcg/dL = micrograms per deciliter *The CDC has determined the "level of concern" or "elevated" BLL to be 10 mcg/dL or greater. **A "case" is defined as a child who has had one BLL of20 mcg/dL or greater or two BLLs between 15 mcg/dL —19 mcgldL drawn at least 30 days apart. Source: Childhood Lead Poisoning Prevention Program Response And Surveillance System for Childhood Lead Exposure (RASSCLE) Database. G. Strategies to Address Specific Issues —Lead Based Paint The following describes the programs and activities to support this strategy and more specifically to address lead -based paint in federally assisted housing. The strategy requires the -City to implement programs that protect children living in older housing from lead hazards. To reduce lead -based paint hazards, the City takes the following actions: ■ Work with agencies in a collaborative effort to secure funding and provide low- cost training to testing and abatement contractors and workers. ■ Monitor the lead -poisoning data maintained by the Orange County Department of health Services. Educate residents on the health hazards of lead -based paint through the use of brochures and encourage screening children for elevated blood -lead levels. City ojNewport Beach X-4 200S — 2009 Consolidated Plan Rev. S/1110S rI :i •x 0 W Lead -based Paint Hazard H. City Compliance and Activities The City will take the necessary action to ensure compliance with HUD's Consolidated Lead -Based Paint Regulations. Table 10-2 displays the process and procedures that the City will use to address lead -based paint in CDBG funded Rehabilitation Programs. This table is broken into three categories —rehabilitation under $5,000, rehabilitation $5,000 to $25,000, and rehabilitation over $25;000—and describes the approach to lead hazard evaluation and reduction, application to the program, scope of work, notification, lead hazard evaluation, relocation requirements, lead hazard reduction, clearance, and options. City ofN Rev. 5/1) Lear] --based Paint Hazard Table 10.2 Addressing Lead -Based Paintin CDBG and ROW -funded RehabWadon Programs Approach to Lead Do no harm Identify and control lead hazards Identify and obatelad hazards Hazard Evaluation and Reduction Application reviewed and Application reviewed and Application reviewed and approved; Application to approved, agreement approved; agreement determines agreement determines commitment Program determines commitment commitment Scope of Work Scope of work to determine if Scope of work to determine if Scope of work to determine if painted painted surfaces will be painted surfaces will be disturbed; surfaces will be disturbed; begin to disturbed; begin to identify begin to identify lead hazards identifyleadlrazards lead hazards Notification Lead hazard pamphlet; Lead hazard pamphlet; notification Lead hazard pamphlet; notification to notification to buyers; notify, to buyers; notification of buyers; notify. of evaluation; of evaluation; notify. of evaluation; notification ofreluction notificationofreduction reduction Lead Hazard Painttestingrequired by Paint testing required bycertified Paint testing required byeertified Evaluation certified paint inspectors* or paint inspectors* for surfaces paint inspectors* for surfaces risk assessors* for surfaces disturbed during rehab; risk disturbed duringrchab; risk disturbed during rehab. assessment on entire dwelling and assessnrentonentire dwelling and sail soil Relocation Relocation from work aren Relocation from unit may be Relocation from unit may be required Requirements required when extensive rehab. when catensive rehab. occurs in occurs in kitchens, bad oun, etc. kitchens, bathrooms, eta IFLCAD IS Repair lead -based paint Interim Controls on lead -based Abatement to lead -based paint PRESENT OR disturbed during rehab. and paint include addressing friction involves pemwnentlyremoving lead - PRESUMED: Lead apply a new coat ofpaint; Safe and impact surfaces, crating based paint hazards, often though Hazard Reduction Work Practices (S1VP) that smooth and cleanable surfaces, paint and component removal, and restrict types of paint removal encapsulation, removing or enclosure and interim controls on methods, provide for occupant covering]cad-based paint and exterior surfaces not disturbed by protection, and require paint stabilization through -out unit; rehab; SWP cleaning after lead hazard SWP reduction activities. Clearance Clearance testing on repaired Clearance testing performed unit Clearance testing Performed unit - surfaces bycertified wide and on soil wide and on soil professional* Options Presume Icad-based paint; Presdmb lead-basod paint; use Presume lead -based paint; abate all SWP standard treatments applicable surfaces Contractor SEP-contractorsibtinliarwith Interim Controls or Standard Abatement contractors- trainedand Qualifications Safe Treatment Methods and Treatments -accredited lead -based state -certified abatement supervisors Prohibited Treatment Methods paint worker course or lead -based and accredited lead abatement worker paint abatement supervisors course training *Certifiod Paint Inspectors must successfully complete an Environmental Protection Agency (EPA) or state-dbcreditod training program and receive state certification; Certified Risk Assessors must successdUlly complete an Environmental Protection Agency (EPA) or state - accredited training program, receive state certification, and have related experience, City of Newport Beach X-6 2005 — 2009 Consolidated Plan Rev. 5/11/05 i e 91 r A t, Lead -based Paint Hazard I,t • I. Activities of Other County Agencies Other County agencies administer various programs and engage in various activities to address lead hazards or lead -based paint issues. These programs and activities are listed below. Orange County Health Care Agency The Orange County Health Care Agency through the -Public Health Services —Family Health Division implements the Childhood Lead Poisoning Prevention Program (CLPPP). The program is a court ordered program which implements a multifaceted approach to preventing childhood lead poisoning which includes screening, surveillance, risk reduction, primary prevention activities, interagency coordination, and services for children affected by lead. The mission of the County CLPPP is to reduce childrerfs blood lead levels below 10 µg/dl through primary prevention activities. The Family Health Division3 of the Orange County Health Agency administers a Childhood Lead Poisoning Prevention (CLPPP) program with the following mission: ■ Forming alliances with the community, schools, public and private agencies, • local print and broadcast media and businesses to promote healthy eating and physical activity; ■ Empowering families and individuals to choose and prepare nutritious foods and to be physically active; ■ Providing referrals to emergency food resources to those in need of food assistance and raising community awareness about food security. "To prevent lead poisoning in children by pro -active action to educate the public regarding the hazards of lead poisoning, and to provide a comprehensive response to support lead burdened children, their families and the community." The Division has four units to carry out the mission of the CLPP: the Case Management, Environmental Health, Epidemiology, and Health Education Units. The Case Management Unit has Public Health Nurses who assist primary care providers with identification, follow-up and management of lead -poisoned children considered to be a case. Once a child has been identified as a case, a Public Health Nurse visits the child's home to provide a general physical assessment of the child. The nurse also educates the family on the effects of lead poisoning, explains how to prevent it, and helps link the family to any needed health and social services. • 3 Information on the Childhood Lead Poisoning Prevention Program was received from the Orange County Health CareAgency web site at www ochealtlwifo.cora/mcab/chlppp.htm City of Newport Beach X-7 2005 — 2009 Consolidated Plan Rev. 5/1110S Lead -based Paint flazard The Environmental Health Unit sends Registered Environmental Health Specialists to visit a lead -poisoned child's environment to identify hazards, interview parents and ' } take environmental samples. These specialists investigate, evaluate and analyze lead �! hazards, including source identification. The inspectors may issue corrective notices to eliminate lead hazards as well as monitor home repair, corrective notices, or compliances. t The Epidemiology Unit maintains a lead poisoning database, which includes t demographic, geographic, laboratory and clinical information on all reported N screenings, and identified cases throughout the County. The Epidemiology staff plans, directs, and evaluates original epidemiological studies, analyzes lead poisoning data and responds to data requests from interested parties. Finally, the Health Education Unit maintains a library of information on lead and lead poisoning prevention, available to the community in several languages. The unit also provides presentations, information booths, and trainings upon request. City ofNeivport Beach X-8 2005 —2009 Consolidated Plan Rev. 5111105 KI I '1 • Lead -based Paint Hazard Table la3 More Local Sources for Information on Lead -Based Paint Air Quality Management District Hazardous Waste Roundups To report the spread of lead dust due to Disposal of hazardous materials (i.e., paint, oil, construction batteries, etc.) mvw.ladpiv.orgIg www.agmd.gov 1-800-288-7664 1-888-CLEAN-LA; 1-888-253-2652 California Department of Health Services Healthy Families Occupational Lead Poisoning Prevention State's low-cost health insurm:cefor children ages 1-19 Program www healthyfamilies.ca.Qov (510) 622-4332 1-800-880-5305 National Safety Council/Environmental Health National lead service Provider's Listing System Center [URL: www.leadlistine.ore] [URL: www.nsc.orf/ehc/lead.htm] Child Health and Disability Prevention Program Lead -Related Construction Information Line CHDP -provides no cost health examination, including List of certified workers and contractors blood lead test, for children under 21 www dh.s.ca.zov/childlead wwmdhs.cahwnetgoU1 c/h/cros/hmtl/chdp.hun 1-800-597-LEAD;1-800-597-5323 1-800-993-CHDP ; 1-800-993-2437 Consumer Nutrition Information Center Office of Lead Hazard Control/Department of suggestionsforhealthyfoodswKnveatrightorg Housing and Urban Development 1-800-366-1655 : www.lmd. ov/lea Consumer Product Safety Commission Hotline Medi-Cal For infonnation on lead in consumer products This program provides no -cost or low-cost medical www.wsc.POy careforfamilies. For more information, call 1-800-638-2772 unvwmedi-ca7.ca.Qov 1-888-747-1222 Environmental Protection Agency EPA - National Lead Information Center Information on Home repairs and renovations wivimpa.eov protecting children, during home repairs and renovations 1-415-744-1124 xnvwepa.vovllead 1-800-LEAD-FYI ;1-800-424-LEAD EPA's Safe Drinking Water Hotline Occupational Lead Poisoning Prevention Program In formation on lead in drinking water Lead concerns in the workplace ivww epa.gov/OGAIDW 1-800-426-4791 wwiv.dhs.cahwnetgov/ohb/olnna 1-510-622-4332 Poison Control System CDC Childhood Lead Poisoning -Prevention Program For Poison Emergencies wnnv.calpoison.orQ [URL: www.cdc.7-ov/nceli/lead/tead:bLmJ 1-800-876-4766 National Center for Lead Safe Housing FURL: www.leadsafehousin .or, City of Newport b Rev. 5111105 t r �wWPO 04 �� i H a � P c'truonh'O L k ti .• XI. Housing and Community • Development Delivery System Housins and Community Development Delivery System . XI. HOUSING AND COMMUNITY DEVELOPMENT DELIVERY SYSTEM i A. Housing and Community Development Delivery System State agencies, local governments, nonprofit organizations, businesses, and financial institutions are all vital players in Newport Beach's housing and community development delivery system. This section examines the effectiveness of the housing and community development system in the City and possible strategies to enhance collaboration. Institutional Structure: The institutional structure is comprised of the private, public, and nonprofit organizations that help carry out the Consolidated Plan for the City. The relationships and interaction of these organizations as they deliver programs and undertake activities is known as the City's housing and community development delivery system. 1. Lead Agency The City's Planning Department is the lead agency for the Consolidated Plan. It administers the City's CDBG program. As the City's affordable housing and community development agency, its intent is to build better lives and better neighborhoods by strengthening communities, empowering families, supporting local economies, and promoting individual achievement. The Planning Department plans, administers, implements, and monitors projects funded through the City's formula entitlement funds from the U.S. Department of Housing and Urban Development. These entitlements include the Community Development Block Grant (CDBG) program. As the recipient of these funds, the Planning Department is tasked with the responsibility for developing and carrying out the Consolidated Plan The City uses these and other funds to provide decent housing, create a suitable living environment, and expand economic opportunities throughout the City. 2. Community Development Block Grant (CDBG) Program The CDBG program was initiated by the Housing and Community Development Act of 1974. Although the Act has been amended in recent years, the primary objective continues to be the development of viable urban communities by providing decent housing, a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate -income. Each year the City program is designed to achieve this primary objective. Regulations governing the Program also require that each activity undertaken with CDBG funds meet one of three broad national objectives as follows: ■ Benefit low- and moderate -income persons. ■ Aid in the prevention or elimination of slums and blight. City of Newport Beach M-1 2005 — 2009 Consolidated Plan Reu5111105 &ousineand Community Development belivery.5vstem i ■ Meet other community development needs having a particular urgency. The City certifies that its Annual Action Plan has been designed to give maximum feasible priority to activities, which meet the fast and second objectives above. ' Additionally, the City certifies that no less than 70 percent of the CDBG funds received, over a three-year certification period, will be designed to benefit low- and moderate -income persons. ) .i 3. Home Investment Partnerships Program (ROME) On November 28, 1990, the Cranston -Gonzalez National Affordable Housing Act was enacted (P.L.101-625). The HOME investment Partnerships (HOME) program was created as a result of this legislation. It affords states and local governments the J flexibility to fund a wide range of low-income housing activities through housing `t partnerships among states, localities, private industry, and nonprofit organizations. This program provides federal funds for the development and rehabilitation of i affordable rental and homeownership housing, replacing a series of programs previously funded by HUD. Funds are allocated by HUD to qualifying "Participating Jurisdictions" (Ws), such as the County of Orange, based upon a variety of demographic and housing factors. With the exception of a waiver granted for disaster - related funding, HOME funds are subject to a 25 percent match of non-federal funds or in -kind contributions. The Orange County Department of Housing and Community Development administers the HOME program for various Orange County cities, including Newport Beach, as well as unincorporated areas of the County. 4. Homeless Services Programs (Including ESG Program) The Emergency Shelter Grant (ESG) program began on November 7,1989, as part of the Stewart B. McKinney Homeless Assistance Act. The program is designed to improve the quality of existing emergency shelters, make available additional emergency shelters, help meet the cost of operating emergency shelters, and provide essential social services to homeless individuals. The ESG program ensures that the homeless have access not only to safe and sanitary shelter but also to supportive services and other kinds of assistance needed to improve their situations. The program is also intended to reduce homelessness through the funding of preventive programs and activities. Orange County's homeless system of care is comprised of a network of public, private, faith -based, for profit, and non-profit service providers. County agencies such as the County Executive Office, Health Care, Social Services, Community Services, and Housing and Community Development provide direct services for the homeless and/or significant resources for agencies serving the homeless. The region's municipalities also provide substantial resources for services that assist the homeless and those at risk of becoming homeless. The County's non-profit community is a critical player in the current Continuum of Care system. Hundreds of agencies throughout the County provide programs ranging from feeding the homeless on the street to creating permanent supportive housing opportunities. These services are City ofNexport Beach Rev.5111105 2005-2009 Consolidated Plan 5 Housing and Community Development Delivery Svstene • available to homeless families with children and single men and women. The County's non-profit community also serves special need populations, such as victims of domestic violence, veterans, the disabled and youth. In 1998 the Orange County Board of Supervisors approved the establishment of the Continuum of Care Leadership Cabinet. The mandate of the Leadership Cabinet is to provide direction to the Director of Housing and Community Development and to assist in the development and maintenance of the countywide comprehensive continuum of care planning process for the delivery of services to homeless men, women, and children. The goal of the Leadership Cabinet is to coordinate the involvement of three primary groups: private industry, homeless experts, and the public sector in the continuum of care planning process. The Leadership Cabinet is also responsible for working with H&CD staff to design the planning process for each year's Supportive Housing Program homeless competition and to provide direction on the organization of the application review and evaluation processes. Programs and initiatives operated Orange County Continuum of Care fall into the following categories: ■ Homelessness Prevention ■ Outreach ■ Emergency Shelter Transitional Housing • ■ Permanent Supportive and Permanent Affordable Housing ■ Service Coordination Orange County Continuum of Care funds programs according to the need and in keeping with the Continuum of Care. The 'Orange County Department of Housing and Community Development administers the ESG program for various Orange County cities, including Newport Beach, as well as unincorporated areas of the County. 5. Orange County Housing Authority (OCHA) The Orange County Housing Authority (OCHA) is a division of the County's Housing and Community Services Department that administers rental assistance programs throughout Orange County. Currently, OCHA helps more than 9,700 households through tenant based rental assistance programs. Persons receiving assistance include those over 62 years of age or who have disabilities, and low- income households residing in 31 participating cities and the unincorporated areas of Orange County. According to the OCHA's 2004 Annual Plan, 105 of these assisted households reside in Newport Beach. Such programs allow income -qualified households to receive rental assistance in a variety of apartments, houses, and other rental dwellings owned by private landlords. Funding for tenant -based rental • assistance programs is provided by the Department of Housing and Urban Development (HUD). City of Newport Beach Xr-3 2005 — 2009 Consolidated Plan Rev.5/11105 ffouslnr and CpmmnnlN Development Defivery System 6. Other Housing and Community Development Organizations Other public agencies, for -profit entities, and nonprofit organizations all play a part in • rc p the provision of affordable housing and community services in the City. The City lI strives to coordinate with these organizations in the development of the Consolidated Plan and in the delivery of the programs covered by it. t CIty Departments l City staff coordinates with various City departments to carry out the City's housing and community development strategies and to allocate CDBG funds to provide funding support to achieve community development goals. These departments include: f ■ Planning Department 77 ■ Public Works Department ■ Parks and Recreation Department a Organizations Major players in the City's institutional structure for housing and community development include nonprofit organizations. The City contracts directly with a number of nonprofit community -based organizations to provide public services to City residents, including a wide range of programs for persons with special needs, homeless, seniors, youth, and other low- and moderate -income populations. For production of affordable housing, the City supplements its own efforts by entering S' into partnerships with private sector and nonprofit developers and housing development corporations. Additionally, the City participates in the Orange County Continuum of Care planning process for the delivery of services to homeless men, women and children. Orange County Housing Authority —administers the public housing units and the Section 8 rental assistance programs in Newport Beach; Orange County Area Housing & Finance Agency (OCHFA) — Newport Beach is a member of the Orange County Area Housing & Finance Agency (OCHFA), which sponsors the Public Lease -Purchase Home Ownership Program in the member cities. Through its Public Lease -Purchase program, OCHFA offers moderate -income home buyers offers a mortgage for 100% of the purchase price of the home with no closing costs. During the lease period the home is owned by a non-profit governmental agency. Southern California Home Financing Authority (SCHFA) - a joint powers authority between Los Angeles and Orange Counties formed in June 1988 to issue tax-exempt mortgage revenue bonds for low and moderate income First Time Homebuyers. The program is administered by the Community Development Commission of The County of Los Angeles and County Executive Beach Xf-4 r Housing and Community Development Delivery System rt • Office of the County of Orange on behalf of the SCHFA. The Authority has helped thousands of individuals and families. rl California Department of Health Services (CDHS), Childhood Lead Poisoning Prevention Branch (CLPPB) - complies information, identifies r target areas and analyzes information to design and implement a program of medical follow-up and environmental abatement to reduce childhood lead exposure. Programs operated by the CLPPB include: 1) accreditation of training providers and certification of individuals involved in construction related activities; 2) reporting of elevated blood lead levels by medical laboratories; 3) lead exposure screening; 4) real estate disclosure of known LBP hazards upon sale of property; and 5) lead related activities in construction work, as well as other various other childhood and occupational lead poisoning prevention programs. 7. Faith -Based Organizations Recently, there has been great recognition and value given to the contributions of faith -based organizations (FBOs) in providing social services. In thepast, FBOs have been particularly visible in providing food„ clothing, and shelter to individuals and families in need. 'More recently. however, faith -based organizations .have also taken on a (new) role in helping encourage housing and community development; consider: fourteen percent of community development corporations (CDCs) are faith -based. • Moreover, the significance of faith based organizations in the United States is underlined by President George Bush's creation of the Office of Faith -Based and Community Initiatives. This initiative expands the role of faith based organizations, by requiring Cabinet agencies to create their own Center for Faith -Based and Community Initiatives to work in tandem with the White House OFBCI, to make federal grants available to Faith -Based and Community Initiatives nationwide. Agencies include the following Federal Departments: Health and Human Services; Housing and Urban Development; Department of Labor; Justice; and Education. B. Gaps in the Institutional Structure Consolidated Plan requirements include an examination of how organizations in the City that "deliver" housing and community development (called the institutional structure). This examination includes identifying the gaps in the institutional structure and developing strategies to address the gaps. Newport Beach can only achieve its Comprehensive Plan goals and Consolidated Plan strategies if its institutional structure is complete. As the lead agency for the City of Newport Beach 2005 — 2009 Consolidated Plan, the Planning Department desired to gain a better understanding of the gaps and potential strategies needed for collaborative long-term planning. The ideas of the City's housing and community development organizations are crucial to an accurate gaps analysis of the institutional structure. They are even more important to the • development and implementation of strategies to overcome the gaps. Therefore City of Newport Beach XI-5 2005 — 2009 Consolidated Plan Rev.5/11105 Housing and Community Development Delivery System interviews and community meetings included questions or comments concerning the current gaps in the local delivery system for housing and community development. They also discussed preliminary components of strategies for filling the most , troublesome gaps. a Gap in the Institutional Structure. A missing component, such as an organization, a relationship, a service, a project, or an activity. ' 1. Common Topics Several primary topics and issues emerged from the Consolidated Plan process. These topics and issues provide a good starting point in understanding the gaps in the housing and community development delivery system. They also provide a foundation for developing workable, collaborative strategies to fill the gaps. = a. Public Education Gap: The lack of knowledge among the public and lower income clients is a common need. The most typical common gap is knowledge of the available resources, services, and programs for lower income people and persons with special needs. This lack of knowledge occurres among clients, employers, and service providers. b. Unmet Housing Needs: An urgent need for affordable housing, especially r supportive housing for lower income people and persons with special needs. Under -served housing needs include persons with both substance abuse and mental illness, including the dually diagnosed, persons needing assisted or supportive living arrangements, and former offenders. i c. Need for More Services for Persons with Special Needs and the Homeless: Such needs include mental health and substance abuse treatment services and facilities, long-term care facilities and services for low-income persons; transportation for the low-income elderly and low-income residents; transitional housing with supportive services for homeless persons with multiple diagnoses; and homeless shelters with services for children. d. Communication/Coordination among Organizations: The lack of communication between specific groups and the overall community of service providers, such as the need for stronger relationships between all types of organizations involved in housing and community development (neighborhood groups, church groups, nonprofit agencies, and government agencies). Confidentiality laws sometimes reduce information sharing between service providers and contribute to a lack of good referrals, C. Housing and Community Development Delivery System Strategy As lead entity for Newport Beach's Consolidated Plan, the Planning Department's focus on the institutional structure should be a broad strategy of coordination, empowerment, and communication with the public, private, and nonprofit sectors. • City of Newport Beach X66 1005-1009 Consolidated Plan Rev.5111105 l'• • Housine and Community Development Delivery System D. Priority Strategy for the Housing and Community Development Delivery System: The City will implement the strategies outlined in the Administrative Strategies Section of the Consolidated Plan, specifically the section under Development of Institutional Structure in Section 13 — Strategic Plan, of the Consolidated Plan. City of Newport Be Rev.5/11/05 .t i,j • � ��wroRr i p4 dc4 U Q ua/ � °�trxoxT'�D z �► a a A , H A a O z O .o N LM •� O • N • XII. Anti -Poverty Strategy Anti -Poverty Strate2v • r' .1 I' 1 • is XII. ANTI -POVERTY STRATEGY A. Poverty in Context The U.S. Census Bureau follows the Office of Management and Budget's Directive 14 to define poverty. It therefore uses a set of income thresholds that vary by family size and composition to detect who is "poor." If the total income for a family or unrelated individual falls below the relevant poverty threshold, then the family or unrelated individual is classified as being "below the poverty level." The official poverty definition counts money income before taxes and does not include capital gains and noncash benefits (such as public housing, Medicaid, and food stamps). Poverty is not defined for people in military barracks, institutional group quarters, or for unrelated individuals under age 15 (such as foster children). They are excluded from the poverty universe —that is, they are considered neither as "poor" nor as "nonpoor." Since this Consolidated Plan covers programs designed to help primarily low-income people and neighborhoods, it must also include an anti -poverty component. By undertaking activities funded by the CDBG program, the Planning Department supports the State's overall anti -poverty strategy of moving low-income people to self-sufficiency. The Planning Department consults with many public, private, and nonprofit organizations to help ensure that its goals, programs, and policies for activities such as producing and preserving affordable housing are effectively coordinated to best reduce the number of poverty level families. B. Analysis of Poverty in City Poverty is the condition of having insufficient resources or income. In its extreme form, poverty is a lack of basic human needs, such as adequate and healthy food, clothing, housing, water, and health services. Even modest levels of poverty can prevent people from realizing their goals and dreams. Census data from the year 2000 indicates that 3,075 Newport Beach residents were living in poverty in 1999, which is 4.4 percent of the population. This number translates to 356 families, or 2.1 percent of the families in Newport Beach. Almost 19 percent of these families had a child under the age of 5 years old. Although most of Newport Beach's households have higher incomes, a significant number are living at or near poverty. The housing section stated that this division of wealth has significant social consequences and implications for Newport Beach's market segmentation, housing demand, and affordability. Female headed households make up 47 percent of families living in poverty. More than 51 percent of these families included a child under the age of 18; almost 27 percent of these families included a child under the age of 5. City of Newport Beach Rev.5/I1105 2005 — 2009 Consolidated Plan Anti-PovertyStrategy k C. The State's Welfare -to -Work Program The City's anti -poverty strategy and activities support the overall effort in the State to move low-income families to economic self-sufficiency. The California Department of Health and Social Services is the nexus of the State's welfare -to -work program and is thus the lead anti -poverty agency in the State. 1). Existing Programs In California, the primary programs for assisting families in poverty are CalWORKS, Food Stamps, and Medi-Cal. Together, these programs combine to provide clients with employment assistance, discounted food, medical care, child care, and cash payments to meet basic needs such as housing and transportation. A short description ' of each is provided below. T Ca1WORKs The California Work Opportunities for Kids (CalWORKS) program is a time -limited program that provides financial assistance and Welfare -to -Work services to families with children who are deprived of support or care due to the death, incapacity, unemployment/underemployment, or continued absence of one or both parents. Homeless Assistance is included in this program. CaIWORKs is administered following Federal and State regulations. Food Stamps The Food Stamp Program is a nutritional assistance program designed to help single 1 people and families with little or no income to buy food. Food Stamp benefits are issued on an EBT Card that is used just like a bank card at most local food stores. The Food Stamp Program is a Federal State funded program. ' Medi-Cal The Medi-Cal program pays for health care for certain needy residents of California, y including public assistance recipients. Medi-Cal is supported by federal and state taxes. Pregnant women and children have been the focus of outreach efforts by the State of California for eurolhnent in the Medi-Cal program. ' E. Anti -Poverty Strategy The City's goal is to help families that ate self-sufficient yet still at -risk to increase their financial stability. The focus of the anti -poverty strategy is three -fold: (1) to help these families accumulate assets, (2) to help these families address issues, such as substance abuse and domestic violence, that may threaten the family's stability, and (3) to provide these families with employment -related supportive services such as child-care. This focus will be incorporated into the programs and policies undertaken by the City as part of this Consolidated Plan. is City ofNewport Beach X11--2 2005 — 2009 Consolidated Plan Rev.5/11105 Anti -Poverty Strateay �J I� Programs The City has yet to finalize any specific programs at this stage in the development of the Consolidated Plan. Any definite activities will be described in detail in the City's Annual Action Plan. Potential programs may include: Family Stability Counseling: Substance Abuse Services: Domestic Violence Services: Employment Related Supportive Services Job Training Child Care 2. Policies The City will fully comply with Section 3 of the Housing and Community Development Act. Section 3 helps foster local economic development, neighborhood economic improvement, and individual self-sufficiency. This set of regulations require that to the greatest extent feasible, the City will provide job training, employment, and contracting opportunities for low- or very -low income residents in connection with federally funded housing and public construction projects. Public services funded through the Consolidated Planning process that promote the self-sufficiency of families in poverty (extremely low-income) will be encouraged. When evaluating economic development aid packages and incentives offered to firms in exchange for relocating to the City, the City will incorporate a benchmark measure called the Stability Index when reviewing the income level of potential jobs. The Stability Index determines the wage required, based on family size and composition, a family needs to (A) meet their basic needs without subsidies of any kind and (13) save 5% of their income. This index is based on the Self -Sufficiency Standard developed by Wider Opportunities for Women. City of Newport Beach Rev.5111105 A71--3 2005-2009 Consolidated <r Anti -Poverty Strategy 1 Table 12-1 Stability Index StAbillty ind One Adult, One Two Adults, One Pre. OneAdult, One Pre-Schooler, One Scheeler, One School - Ono Adult Preschooler School -A a Child Age Chil d Monthly Costs Costs % Coats % Costs %. Costs % Housing$1.098 50% $1098 3145 $1317 29% $1124 2348 Child Caro so 0°.5 $672 190ro $1056 23% $1,056 22% ' Food $193 9°/u $293 8% $436 10% 5599 12% Transportation $266 12°8 $273 8% $273 6% $523 11% Health Care S72 3% $219 6% 5238 5% 5276 6% P Misc. $130 6% $244 7% $297 7% $339 7°.5 Taxes $330 15% $525 1546 $678 15% 5734 15% T Total $2199 1000,e S3 498 100°'o $4 521 1004o $4 R96 1f104'o Savings5% $110 5% $175 5% $226 5% $245 55S 1 Wage Needed r Hourl • $13.19 S20.99 $27.12 $14.69 MonthlyS2,199 53,498 S4,521 54896 Annual $26387 $4t975 $54 47 $58746 Footnote: Hourly wage for two adult household assumes both adults work fonty hour work weeks. ° j • City of Newport Beach X11--4 2005 — 2009 Consolidated Plan Rev.5111105 1, I `• ��Wroa i i o� Ada a. v q �' C�GIPORN�P I� a • XIH. Strategic Plan Strategic Plan. E XM. STRATEGIC PLAN The affordable housing and development needs of a community will always outweigh the resources available to address those needs. Therefore, it is necessary for the city to develop a strategy that will guide the use of available funds to the highest and best use and toward meeting the most pressing needs. This Strategic Plan forms the basis for the City's Consolidated Plan funding decisions for the next five years. The Strategic Plan also details administrative strategies the City will pursue to meet the national goals of the Consolidated Plan. This section is divided into three parts: (A) Funding Strategies to Meet High -Priority Needs: This section discusses the strategies the City will use as guidance when making funding decisions over the next five years. (B) Strategies to Meet Specific Issues: This section discusses the programs and policies the City will pursue to meet HUD -mandated priorities, such as the threat of lead -based paint and impediments to fair housing. (C) Administrative Strategies: This section discusses specific, administrative actions the City will undertake over the course of the plan to improve service delivery and enhance coordination with other service providers in the area. A. Funding Strategy to Meet High -Priority Needs The Funding Strategy serves as the basis of Consolidated Plan funding decisions for the next five years (2005-2009). The city will only provide Consolidated Plan funds to programs and projects that significantly contribute to the City's efforts to meet the goals and objectives described below. The city prioritized needs based on the information in the needs assessment and housing market analysis sections of this plan. The city recognizes that priority needs may change over time and may need to amend the funding strategies in the Consolidated Plan and Action Plans. In addition to prioritizing among the different categories of need, the City will focus CDBG assistance on specific target areas within its jurisdiction, specifically the Balboa Peninsula. The ability to identify target areas within Newport Beach is restricted based on the limited number of neighborhoods that qualify for assistance under the CDBG regulations. Normally, at least 51% of the residents in a neighborhood must be of low- and moderate -income in order for that neighborhood to qualify for CDBG assistance. Under CDBG rules, "exception" cities that do not have large populations of low- and moderate -income persons can lower the 51% threshold percentage so that one fourth of the census tracts or block groups with the highest percentage of low and moderate income persons qualifies for CDBG assistance. Newport Beach qualifies as an "exception" community. Based on this lowered threshold, the City has identified Balboa Peninsula as an eligible target area and one that has a higher need of assistance than other neighborhoods. City of Newport Beach Rev.5111105 X111--1 2005 — 2009 Consolidated Plan Strategic Plan I The Funding Strategy identifies Newport Beach's funding priorities and strategies in the following categories: affordable housing, homelessness, supportive housing, and non -housing community development. For each high -priority need, the city proposed v a set of programs and policies to address the need and established measurable goals for the five year period. This information is summarized in Table 13.1 at the end of this section. r The high -priority needs are also identified in the HUD -prescribed tables in earlier sections of this document, including the Priority Housing Needs Table (HUD Table + 2A), Homeless Gaps Analysis Table (HUD Table 1A), the Special Needs Table (HUD Table iB), and the Priority Community Development Needs Table (HUD Table 2B). 1. Affordable Housing Funding Priorities and Strategies: a. Increase supply of housing units affordable to moderate -income households ! through new construction. b. Maintain existing level of Section 8 housing vouchers and rent -restricted j units within the City. } c. Ensure universal access to fair housing choice within the City. 2. Special Needs Funding Priorities and Strategies: a. Increase accessibility of persons with disabilities to public facilities. b. Improve supportive services for elderly residents. t c. Increase supportive services for persons suffering from substance abuse. d. Increase supportive services for persons living with HIV/AIDS. 3. Homeless Funding Priorities and Strategies: a. Preserve the supply of emergency and transitional housing. b. Improve services for homeless persons and prevent those at risk of homelessness from losing their housing. c. Improve services for women and children who are homeless because of domestic violence. 4. Non -housing Community Development a. Eliminate blight, blighting influences, and prevent the deterioration of property. b. Improve health and safety through rehabilitation of community facilities. c, Preserve community infrastructure in order to provide economic empowerment in targeted neighborhoods. • City ofNewportBeaclt XIII--2 200S — 2009 Consolidated Plan Rev.5/11105 Strategic Plan • D. Strategies to Address Specific Issues The federal regulations that govern the Consolidated Plan require the City to address community development issues that are common to all communities throughout the nation, including impediments to fair housing, poverty, and the threat of lead -based paint. This section describes the City's strategies to address these specific issues. Impediments to Fair Housing In conjunction with the development of this Consolidated Plan, the City has partnered with other local jurisdictions and the Fair Housing Council of Orange County to update the regional Analysis of Impediments to Fair Housing (AI). When the updates are finalized, the City will include those updates into this section to ensure that the City coordinates its efforts with the regional fair housing initiatives. The current AI identifies the following impediments to fair housing: Lending Practices: While data and study has. not shown discrimination in lending, lending efforts have not been proactive. 2. Insuring Practices: Some insurance companies may be targeting certain zip codes for higher rates of denial or different terms and conditions for insurance coverage. 3. Outreach and Education: A lack of a standard in the fair housing education system may leave gaps in communities. In addition, some immigrant s populations may not be aware of the right to fair housing. 0 4. Public Policies/Programs: A lack of coordination among cities in the region in regard to their planning activities may have an adverse effect on fair housing efforts on a regional basis. To combat these impediments and to work toward universal access to fair housing, the City will partner with the Fair Housing Council of Orange County (FHCOC) to provide a variety of fair housing and tenant/landlord services. Services offered include counseling and information on potential discrimination and landlord/tenant problems, special assistance for ethnic minority and single -headed households, bilingual housing literature and video-tape presentations, and housing assistance counseling. The City will provide grant funding to FHCOC on an annual basis to provide these services. The City will also work with the property managers of rent -restricted housing throughout the City to ensure these affordable units are managed in accordance with fair housing law. Anti -Poverty Strategy The goal of the Anti -Poverty Strategy is to provide a coordinated offering of services to help households rise out of poverty to a level of long-term, self-sufficiency. The City's available funding sources are miniscule in comparison to other existing anti - City of Newport Beach Rev.5111105 M11--3 2005-2009 Consolidated Plan I Strategic Alan ; poverty programs. Given this, the City's efforts will seek to complement the existing .I programs. In California, the primary programs for assisting families in poverty are Ca1WORKS, z� Food Stamps, and Medi-Cal. Together, these programs combine to provide clients with employment assistance, discounted food, medical care, child care, and cash payments to meet basic needs such as housing and transportation. Also available are l services designed to treat persons suffering from substance abuse, domestic violence, and mental illness. While these programs have succeeded in weaning poor families off of the public dole and assisted with entry into the job market, many of the families that find employment remain poor. Jobs taken by former welfare recipients are often low ' p paying and have little room for advancement. In addition, as a recipient's income =i increases, the cash assistance decreases. This prevents the family from saving any income. While a family may achieve self-sufficiency, it will remain at -risk. A ? sudden loss of income from unemployment, illness, or other personal crises would i push the family back into poverty and perhaps into homelessness. Therefore, it is the City's goal to supplement the existing programs and help families T move to the next level of self-sufficiency. The City's anti -poverty strategy will focus on moving families beyond mere self-sufficiency and to a level where it can accumulate savings, establish a stable lifestyle, and rise above poverty. The remainder of this section will discuss the programs and policies the City will pursue over the next five years that will advance this purpose. Programs The City has yet to finalize any specific programs at this stage in the development of the Consolidated Plan. Any definite activities will be described in detail in the City's Annual Action Plan. Potential programs may include: Micro -enterprise Loans: Creating a small business is a great source of potential income and provides a high level of job satisfaction. Through a micro -enterprise loan program, the City can provide technical assistance and accept a portion of the risk normally associated with starting a new business. Policies The City will fully comply with Section 3 of the Housing and Community Development Act. Section 3 helps foster local economic development, neighborhood economic improvement, and individual self-sufficiency. This set of regulations require that to the greatest extent feasible, the City will provide job training, employment, and contracting opportunities for low- or very -low income residents in connection with housing and public construction projects. Firms that accept City contracts must adopt an affirmative hiring policy that gives preference to participants in the county's Welfare to Work Program. City of Newport Beach Xlll--4 2005 — 2009 Consolidated Plan Rev.5111/05 Strategic Plan • When evaluating economic development aid packages and incentives offered to firms in exchange for relocating to the City, the City will incorporate a benchmark measure called the Stability Index when reviewing the income level of potential jobs. The Stability Index determines the wage required, based on family size and composition, a family needs to (A) meet their basic needs without subsidies of any kind and (B) save 5% of their income. This index is based on the Self -Sufficiency Standard developed by Wider Opportunities for Women. Lead -Based Paint The Residential Lead Based Paint Hazard Reduction Act of 1992 (Title X) emphasizes prevention of childhood lead poisoning through housing -based approaches. This strategy requires the City to implement programs that protect children living in older housing from lead hazards. To reduce lead -based paint hazards, the City takes the following actions: • Work with neighboring jurisdictions in a collaborative effort to secure funding and provide low-cost training to testing and abatement contractors and workers. • Monitor the lead -poisoning data maintained by the Orange County Department of Health Services. • Educate residents on the health hazards of lead -based paint through the use of brochures and encourage screening children for elevated blood -lead levels. C. Administrative Strategies In addition to strategies that will help guide funding decisions, the City has developed administrative strategies to ensure that the planning process is one that adapts to a changing environment and continually improves over time. Administrative strategies include identifying and overcoming obstacles to meeting community needs, developing the capacity and coordination of the local institutional structure, and implementing a performance measurement and monitoring system. Identifying and Overcoming Obstacles to Meeting Underserved Needs Throughout the administration of the Consolidated Plan, the city must identify obstacles to meeting underserved needs in the community and develop methods for overcoming the obstacles. Affordable housing and community development projects face a broad array of obstacles, ranging from residents opposed to new developments in their neighborhoods to government policies and programs that have unintended, adverse effects. Through the performance measurement process, the city will be able to identify obstacles early on. Performance measurement is described later in this section. Through the development of this plan, the City has identified three obstacles to meeting underserved needs to date: (1) Regulatory barriers to affordable housing, (2) the administrative cost of programs, and (3) lack of public service funding. Below, the City has outlined strategies to overcome or mitigate these obstacles: City of Newport Beach Rev.5111105 X111--5 — 2009 Consolidated Plan Strategic Plan Regulatory Barriers to Affordable Housing: There is no litmus test that indicates when a state or local policy is a regulatory barrier to affordable housing, Many local laws and policies, such as conservation of open space, have direct and adverse , effects on affordability of housing but cannot be considered a barrier because they are worthy goals. A policy, rule, process, or procedure is considered a barrier when it prohibits, discourages, or excessively increases the cost of new or rehabilitated d� affordable housing without sound compensating public benefits, The City will to implement the following procedures and programs to reduce the adverse effects of local policy on affordable housing: p ■ Monitor all regulations, ordinances, departmental processing procedures, and residential development fees to ensure these requirements do not excessively T constrain affordable residential development. ■ Continue to offer density bonus incentives for the development of affordable housing pursuant to state density bonus requirements and the City's General Plan Housing Element. • Partner with the Fair Housing Council of Orange County to provide tenant and landlord counseling to ensure fair housing rights for Newport Beach residents. Administrative Costs: The City incurs significant expense in staff hours for each funded public service program administered in order to comply with all applicable federal regulations and reporting requirements. To address this issue, the city will limit the number of public service programs funded each year. The city will also explore developing partnerships .with neighboring grantees to conduct joint monitoring and other collaborations that serve to lessen administrative burdens. Lack of Public Service Funding: Per the federal regulations, the City may budget up to 15 percent of its CDBG allocation to public service activities. Each year the city receives applications and proposals from local public service providers for more than the allowed amount. Priority will be given to proposals where funds will be used to expand long-term service capacity and will not need future grant funds to maintain that capacity. Development of Institutional Structure The city partners with a network of local service providers, advocacy groups, neighboring jurisdictions, local developers and businesses, and other public agencies to form the institutional structure that undertake affordable housing and community development initiatives. It is essential that the efforts of these varying organizations are coordinated in order to efficiently use the limited amount of resources available. There are a number of existing networks and collaborations that help these varying organizations work together, such as the Continuum of Care. Throughout the duration of the Consolidated Plan, the City will continue to collaborate with partner organizations and will survey the institutional structure for gaps or areas where organizational capacity is insufficient to the community's need. Below is a discussion of how the City currently partners with other agencies and strategies to strengthen and improve these relationships. 0 City of Newport Beach XIII 6 2005-2009 Consolidated Plan Reu.5111105 Strategic Plan • Public Housing Authority: The city is under the jurisdiction of the Orange County Housing Authority (OCHA). OCHA is a distinct and separate entity from the City and the City has no controlling influence over OCHA decisions or policy, including those related to hiring, contracting and procurement. The Orange County Board of Supervisors acts as the Board of Commissioners of OCHA and the Housing and Community Development i Commission serves as an advisory board. OCHA is a division within the county's Housing and Community Services (HCS) Department. There are no public housing developments within the city. Instead, the housing authority provides affordable units in the city through the Section 8 rental subsidy ' program. This program provides residents the ability to locate their own housing and then pays for a portion of the rent to make the unit affordable to the resident. The city will work with the housing authority to include the residents with Section 8 vouchers in the federally funded programs administered by the City, including any ' homeownership programs. By moving these residents to homeownership, the resident gains a higher level of self-sufficiency and begins to generate assets. In addition, the rental subsidy voucher is available to serve another resident. In addition, the city participates in the regional homeless coalition known as the ` Continuum of Care. Please refer to the homeless needs section of this document for • more information. Performance Measurement and Monitoring To ensure that the federal funds are used correctly and efficiently, the City will monitor its subrecipients and its own programs to track performance and to document compliance with the relevant federal regulations. Performance measurement is an important tool the city will utilize to ensure that funded projects are effective at generating expected outcomes. Tracking performance also helps staff determine if projects are administered correctly. It can help identify problems and indicate where adjustments need to be made. The performance measurement process includes goal formulation, resource allocation, and program evaluation. The goals are set forth above in the Funding Strategy. When the city seeks project proposals in preparation for each program year, each proposed project will be rated according to its ability to meet the high -priority needs and its potential contribution to meeting the City's goals. At the end of the program year, city staff will analyze the productivity of each project in terms of costs vs, benefits, timeliness, and quality. The results of this analysis will help the city make adjustments in a project's structure and form a basis for future funding decisions. The city recognizes the value of monitoring the use of these public funds to ensure e federal laws and regulations. The city will all funded projects comply with applicable gu Y . P J P Y PP budget a portion of each year's grant allocation to program administration that will City of Newport Beach N11--7 2005 —2009 Consolidated Plan Rev.5111105 Strategic Plan pay for staff time and consultants to monitor all aspects of funded programs. Monitoring will include the following review; • Eligibility of proposed and actual uses of funds • Eligibility of partnering organizations and contractors • Environmental review • Labor law compliance • Relocation and displacement review and mitigation The City will place an emphasis on assisting subrecipients with compliance. Some subrecipients are not familiar with all applicable laws and regulations. To address this, the city will host a pre -award training workshop to review guidance such as the OMB circulars and necessary documentation requirements. Subrecipient attendance is mandatory. 'Before entering into agreements with subrecipients, the city will require proof of a financial review and other documentation that indicates a level of professionalism and organization. D. Goals, Strategies, and Objectives Matrix 1. The following tables summarize the City's five-year strategies and objectives in relation to the national goals for the Consolidated Plan. The city will update this table in each year's Annual Action Plan and annual performance report to reflect actions and accomplishments. Such updates will allow citizens and other organizations to track the cty's performance. City of Newport Beach Rev.5111105 XII -8 2005 2009 Consolidated Plan n L.J • • StratWA Table 13-1 Five Year -Strategy — Housing PROPOSED PRIORUIES/ PROPOSED ACTIVITIES PERFORMANCE MEASURES 5-YEAR FIVE YEAR ACCOMPLISHDIENT GOALS GOALS Goal #1: Increase supply of housing units affordable Construction of the Newport Senior Apartments Number of Households Assisted 120 to moderate -income households through new construction. Goal #2. Maintain existing level of Section 8 housing Work with the Housing Authority of the County of Orange Number of Households Assisted 105 vouchers and rent -restricted units within the City at in conserving the existing level of Section 8 vouchers risk of conversion to market rate housing through Maintain contact with owners of at -risk units as the use Number of Households Assisted 28 refinancing. restriction expiration date approaches. Communicate the City's desire to preserve the units as affordable. Make every effort in using local incentives that can be offered to property owners to preserve any at -risk units. Goal #3. Ensure universal access to fair housing Partner with the Fair Housing Council of Orange County Number of Households Assisted 1,500 choice within the City. (FHCOC) to provide comprehensive educational and with landlord and tenant enforcement programs to its residents. mediation issues. Number of Households Assisted 25 with discrimination issues. Partner with other local jurisdictions and the Fair Housing N/A N/A Council of Orange County to update the regional Analysis of Impediments to Fair Housing (AI). City of Newport Beach XIII-9 2005 — 2009 Consolidated Plan Rev.5111105 Table 13-2 Five Year Strategy — Special Needs Populations PROPOSED PRIORITIES/ PROPOSED ACTIVITIES PERFORMANCE MEASURES 5-YEAR FIVE YEAR ACCOMPLISHMENT GOALS GOALS Goal #1:Increase accessibility ofpersons with The City will provide funding for ADA Improvements to Number of Public Facilities 3 disabilities to public facilities. public facilities throughout the City to ensure accessibility to residents with disabilities. Projects include: • Balboa Village Sidewalk Improvements Goal #2. Improve supportive services for elderly The City will provide support services to seniors to enable Number ofPersons assisted 350 residents. seniors to remain independent This will be accomplished by providing finding (CDBG) to public service agencies that provide services to seniors. The following programs will be fimded as part ofthis strategy: • FISH Harbor Area, Inc - Mobile Meals Program. Goal #3: Increase supportive services for persons The City will provide support services to persons suffering Number ofPersons assisted 25 suffering from substance abuse. from substance abuse. This will be accomplished by providing finding (CDBG) to public service agencies that provide services to persons suffering from substance abuse. The following program will be funded as part of this strategy: • Serving People In Need (SPIN) - Substance Abuse Rehabilitation Program. Goal i#4: Increase supportive services for persons The City will provide support services to persons living Number ofPersons assisted 200 living with HIV/AIDS. with HIV/AIDS. This will be accomplished by providing finding (CDBG) to public service agencies that provide services to persons living with HIV/AIDS. The following program will be funded as part of this strategy: • Mercy House - Emmanuel House Transitional Housing Program City of Newport Beach A711-10 Rev. 5111105 2005-2009 Consolidated Plan Table 13-3 Five Year Strategy — Homeless PROPOSED PRIORITIES/ PROPOSED ACTIVITIES PERFORMANCE MEASURES 5-YEAR FIVE YEARACCOMPLISHIIIENT GOALS GOALS Goal#1: Preserve the supply of emergency and The City will provide support services to preserve the Number of Persons assisted 1,250 transitional housing. supply of emergency and transitional housing. This will be accomplished by providing funding (CDBG) to public service agencies that provide services to preserve the supply of emergency and transitional housing.. The following program will be funded as part of this strategy: • Human Options -Emergency Shelter for Battered Women • Mercy House -Emmanuel House • Orange Coast Interfaith Shelter -Homeless Shelter • Serving People In Need (SPIN -Substance Abuse Rehabilitation • WISEPlace -St s to Independence Goal #2: Improve services for homeless persons and The City will provide support services to the homeless or Number of Persons assisted 300 prevent those at -risk of homelessness from losing those at risk of becoming homeless. This will be their housing. accomplished by providing funding (CDBG) to public service agencies that provide services to persons who are homeless or at risk of becoming homeless. The following program will be funded as part of this strategy: • FISH Harbor - Homeless and Hunger Prevention Goal #3: Improve services for women and children The City will provide support services to women and Number of Persons assisted 250 who are homeless because of domestic violence. children who are homes because of domestic violence. This will be accomplished by providing funding (CDBG) to public service agencies that provide services to women and children. The following program will be funded as part of this strategy: • Human Options - Emergency Shelters for Battered Women • WISEPlace - Steps to Independence City of Newport Beach M11--11 2005 — 2009 Consolidated Plan Rev. 5111105 Strate 'c Plan Table 13-4 Five Year Strategy — Community Development PROPOSED PRIORITIES/ PROPOSED ACTIVITIES PERFORMANCE MEASURES 5-YEAR FIVE YEAR ACCOMPLISHMENT GOALS GOALS Goat #l: Eliminate blight, blighting influences, and The City will work on the elimination of blight, blighting No. of Households assisted. 2,500 prevent the deteriorationofpmperty. influences, and prevent the deterioration of property. This will be accomplished by implementing the following programs/projects during the planning period: • Repayment of Section I08 Loan - Balboa Village Improvements • Code Enforcement Program • Balboa Village Sidewalk Improvements Goal #2: Improve health and safety through The City will work on improving the health and safety No. of Public Facilities 3 rehabilitation of community facilities. through the rehabilitation of community facilities. This will be accomplished by implementing programs and/or projects through the use of CDBG funds. • Balboa Village Sidewalk Improvements Goal #3: Preserve community infrastmcture in order The City will work on the preservation of the community No. ofPubhc Facilities 3 to provide economic empowerment intargeted infiastruchne in order to provide economic empowerment neighborhoods. in targeted neighborhoods by implementing the following programs/projects during the planning period • Repayment of Section 108 Loan - Balboa Village Improvements • Code Enforcement Program • Balboa Village SidewalkImprovements City of Newport Beach M11--12 Rev. 5111105 2005 — 2009 Consolidated Plan tiBWP T v � CItIPORN�P z a a A w Monitoring Standards and Procedures • XIV. MONITORING STANDARDS AND PROCEDURES A. Project Monitoring Monitoring of the City's contractors and subrecipient partners is not just a regulatory ') process or a fact-finding mission. Rather, it involves effective communication and cooperative, problem -solving relationships between the City's Planning Department and its contractors/subrecipients. 1 What is a Subrecipient? t A subrecipient is an organization receiving CDBG funds from the City of Newport ' t Beach. The City's Planning Department monitors all CDBG programs. Each z program requires a written agreement between the recipient and the subrecipient. The requirements demand that the agreement remain in effect throughout the period that the subrecipient has control over funds. In addition, regulations prescribe the provisions that the agreement must contain. These provisions include a statement of work (description of work, budget, and time schedule); records and reports, program ' income, uniform administrative requirements, other program requirements such as fair housing, labor, displacement, employment opportunities, lead -based paint, debarred contractors, conflict of interest, restrictions for certain resident aliens (as described in 24 CFR Part 49); provisions for Community Housing Development Organizations, religious entities, the Architectural Barriers Act, and the Americans t • with Disabilities Act. 1. Project Monitoring Process When it awards a grant, the Department develops an individual monitoring schedule for each contractor/subrecipient that includes the following items: ■ Desk monitoring ■ Performance reports ■ Annual onsite reviews These three items combine to provide a clear and timely picture of each contractor/subrecipient's progress. The following narrative explains each of these three items in more detail. ' Desk Monitoring Planning Department staff reviews copies of'case files to ensure complete and accurate documentation regarding the following items: ■ Client eligibility ■ Property eligibility ■ Appropriate funding levels for the activity •0 Compliance with all program requirements (i.e. environmental review) City of Newport Beach XII_ 1 2005 —2009 Consolidated Plan Revision 9111105 Monitoring Standards and Procedures Performance Reports The City's Planning Department requires performance reports so it can assess a project's progress and better ensure timeliness. For capital projects and public ' service grants, reports are required on a quarterly basis. Housing program reports are obtained based upon specifics of the programs' operations. Annual Onsite Reviews ? I The Planning Department, as appropriate, also provides annual on -site reviews of a project so it can assess capabilities of staff and review case files. These three items combine to provide a clear and timely picture of each sub- g recipient's progress. For housing projects, the Planning Department has t additional monitoring procedures that provide the following assurances: _ ■ Ensure consistency with primary objective —not less than 70 percent of CDBG funds used during the program year must be for activities that r benefit low- and moderate -income persons. ■ Ensure each activity meets the criteria for one or more of the national objectives. t ■ Compliance with all other regulatory eligibility requirements for each activity. ■ Compliance with the Consolidated Plan regulations regarding displacement. ■ Compliance with all other applicable laws and program requirements. ■ Ensure production and accountability. ■ Evaluate organizational and project performance. The Planning Department achieves success through: ■ Pre -award screening, risk assessment, and orientation. ■ Strong written agreements. ■ Performance standards and program objectives. ■ Defined monitoring visits for each subrecipient partner: quarterly, semi- annually, and/or annually. Monitoring Staff The Planning Department periodically reports on the progress of each project. The Department's staff has the following monitoring duties: ■ Oversee the planning and budgeting process to ensure that projects and programs are consistent with the Consolidated Plan's identified high- and possibly medium -priority objectives and grant requirements. Staff will also provide technical guidance regarding Affirmative Marketing and Fair Housing practices. • City of Newport Beach AV-2 2005 — 2009 Consolidated Plan Revision S/11/0S i Monitoring Standards and Procedures I 't • L J • ■ Provide technical guidance with each subrecipient partner regarding: program structure, income requirements, and document compliance. Staff will review the City's monthly expenditure reports. At a minimum, staff will perform quarterly drawdowns in HUD's Integrated Disbursement and Information System (IDIS) against the appropriate grant. For IDIS, staff will gather quarterly program statistical reports from the subrecipient partners and update all necessary fields from setup to completion of each project and activity. Regular updating and draws will ensure meeting the CDBG timeliness deadline. As needed, staff will perform environmental reviews and Davis Bacon monitoring. ■ Review the invoices from each subrecipient and ensure timeliness with expenditures. ■ Provide technical guidance regarding all housing construction, demolition, and rehabilitation projects ensuring the correct number of units, timeliness in build -out, and approval of payments. For new construction, ensure compliance with all applicable local codes, ordinances, and zoning ordinances at the time of project completion. ■ Provide monitoring orientation with all subrecipient partners and establish monitoring visits. The monitoring orientation includes the timing for monitoring visits. Subrecipient partners without problems or significant findings receive annual or semi-annual monitoring visits, while new subrecipients and subrecipients with significant problems or complex projects receive quarterly visits. Community Based Organizations Community -Based organizations (CBOs) are funded for a wide variety of CDBG funded activities, especially public services. However, their experience and training in implementing these activities in compliance with applicable statutory and regulatory requirements vary widely. In addition, some projects are a one-time City effort while others are ongoing activities. Based on this diversity, the City has determined that some of these projects can represent the highest potential for risk, while others represent a very low risk. Therefore, completed projects will be candidates for the fall range of monitoring tools. Monitoring of CBOs has been augmented by mid -year technical assistance visits that are provided to every CBO in an effort to enhance programmatic compliance. Further, ongoing CBO projects receive annual on - site monitoring visits. B. Consolidated Plan Monitoring The Planning Department understands that monitoring the Consolidated Plan and the annual activities must be carried out regularly to ensure that statutory and regulatory requirements are met and that, where appropriate, information submitted to HUD is correct and complete. City of Newport Beach Revision 5111105 XIV--3 2005-2009 Consolidated Monitoring Standards and Procedures To ensure that the City's CDBG program further meets the Consolidated Plan goals, the Planning Department incorporates the Consolidated Plan's strategies, objectives, and activities into its work plan. The Planning Department will measure its achievement of Consolidated Plan goals by the same standards used to evaluate all programs and activities. The Planning Department will appraise its diverse operations and controls and determine whether; risks are identified and reduced; acceptable policies and procedures are followed; established standards are met; resources are used efficiently and economically; and ultimately, its objectives are achieved. The Planning Department prepares documentation and reports as required by HUD, including the Consolidated Annual Performance and Evaluation Report (CAPER). Using a substantial citizen participation and consultation process, the CAPER describes each year's performance regarding Consolidated Plan strategies, objectives, actions, and projects Monitoring Strategy As the lead agency for the CDBG programs, the Planning Department is refining monitoring procedures to ensure that projects have measurable outcomes. This refinement will allow assessment of progress toward the specified goals and objectives of the projects, as well as ensuring long-term compliance with all applicable program regulations and statutes. The Planning Department will publish any proposed significant changes to monitoring standards and procedures in a future Annual Action Plan so that citizens and grant recipients may comment on those changes. rI is City of Newport Beach XIV--4 2005 —2009 Consolidated Plan Revision S/1110S �� II r1 4dEWPoB a a � v . z r.► a A z o 0 ' N tO O N • XU Leveraging XV. LEVERAGING A. Federal Resources Funds from the U.S. Department of Housing and Urban Development (HUD), which operates in excess of 100 programs and a variety of other Federal sources are available to address the Consolidated Plan's priority needs, such as grants and other revenues that provide funding to Newport Beach or other organizations within the City. 1. Homeless Programs — The Continuum of Care The Continuum of Care is a set of three competitive programs based on the law of the McKinney - Vento Homeless Assistance Act to address the problems of homelessness in a comprehensive manner in concert with other federal agencies. a. Supportive Housing Program (SHP) SHP helps develop housing and related supportive services for people moving from homelessness to independent living. Program funds help homeless people live in a stable place, increase their skills or income, and gain more control over the decisions that affect their lives. Eligible applicants include States, local governments, other government agencies • (such as public housing agencies), private nonprofit organizations, and community mental health associations that are public nonprofit organizations. After HUD publishes a Notice of Funding Availability (NOFA) for Continuum of Care Homeless Assistance in the Federal Register, applicants must submit specific information about a proposed project, along with their Continuum of Care application. Each application must include a certification that the project is consistent with the Consolidated Plan,of the jurisdiction where each proposed project is found. • b. Shelter Plus Care (S+C) Shelter Plus Care (S+C) provides rental assistance that, when combined with social services, provides supportive housing for homeless people with disabilities and their families. The program allows for a variety of housing choices such as group homes or individual units, coupled with a range of supportive services (funded by other sources). Grantees must match the rental assistance with supportive services that are at least equal in value to the amount of HUD's rental assistance. States, local governments, and public housing agencies may apply for Shelter Plus Care grants. City of Newport Beach XV-1 2005 — 2009 Consolidated Plan Rev.5111105 Leverazioz c. Single Room Occupancy Program (SRO) . The Single Room Occupancy (SRO) Program provides Section 8 rental h assistance for moderate rehabilitation of buildings with SRO units -single- a room dwellings, designed for the use of an individual, that often do not contain food preparation or sanitary facilities. A public housing authority y makes Section 8 rental assistance payments to the landlords for the homeless people who rent the rehabilitated units. SRO units are less expensive to rent than regular apartments, so they often serve as the only ± affordable housing option for many low-income individuals and homeless persons. Such units are in short supply, however, since they yield negligible profits for building owners. Public housing agencies and private nonprofit organizations may apply. Nonprofit organizations must subcontract with public housing agencies to administer the rental assistance. 2. Supportive Housing for the Elderly (Section 202): This competitive federal program funds nonprofit organizations to develop i housing designed to accommodate the special needs of elderly persons and provide a range of services tailored to their needs. Assistance is in the form of capital advances and rental assistance. Recipients can use the funds for T acquisition, rehabilitation, new construction, rental assistance, and supportive services. Private nonprofit sponsors apply directly to HUD in response to a Notice of Funding Availability (NOFA) published in the Federal Register each fiscal year. Applications must be submitted to the Los Angeles HUD field office. Awards are usually announced in September. 3. HUD Assisted Living Conversion Program This program provides nonprofit owners of eligible developments with a grant to convert some or all of the dwelling units in the project into an assisted living home for the frail elderly. The state must license and regulate the assisted living home. This program provides funding for the physical costs of converting some or all of the units of an eligible development into an assisted living home, including the unit configuration, common and services space, and any necessary remodeling, consistent with HUD or state statute/regulations (whichever is more stringent). There must be sufficient community space to accommodate a central kitchen or dining facility, lounges, recreation, and other multiple -areas available to all residents of the project, or office/staff spaces. The owners either directly or through a third party must provide funding for the supportive services. Only private nonprofit owners of Section 202, Section 8 project -based housing developments that are designated primarily for occupancy by the elderly for at least five years are eligible for funding. A private nonprofit of an unused/underutilized commercial property is also eligible. For more information, contact the Los Angeles HUD Office at 213/894-8000. City ofNewport Beach Xl' 2 2005-2009 Consolidated Plan Reu5111I05 i. 4. Supportive Housing for Persons with Disabilities (Section 811): r 1 This competitive federal program funds nonprofit organizations to develop housing designed to accommodate the special needs of persons with disabilities. It also provides supportive services that address the individual health and other r } needs of such persons. Houses may be group homes, independent living facilities, or intermediate care facilities. Assistance is in the form of capital advances and rental assistance. A set -aside exists under this program for persons disabled due to HIV. Eligible applicants are private nonprofit organizations. Private nonprofit sponsors apply directly to HUD in response to a Notice of Funding Availability (NOFA) published in the Federal Register each fiscal year. Applications must be submitted to the Los Angeles HUD field office. Awards are usually announced in September. 5. Housing Opportunities for Persons with AIDS (HOPWA): This program provides both entitlement and competitive grants for housing assistance and supportive services for low-income persons with AIDS and related diseases. It can be used for acquisition, rehabilitation, conversion, lease, repair of facilities, new construction, project -based or tenant -based rental assistance, planning, support services, operating costs, short-term payments (rent, mortgage, utility), and administrative expenses. . 6. HUD Service Coordinators in Multi -Family Housing: • The purpose of this Service Coordinator program is to allow non-profit multifamily housing owners to assist elderly individuals and people with disabilities living in HUD -assisted housing and in the surrounding area to obtain needed supportive services from the community, in order to enable them to continue living as independently as possible in their own homes. Eligible programs include HUD Sec. 202, 221/236, and Section 8: Project -based assistance. The number of units in the property and a 1:5 staffing ratio determines the maximum grant. Service Coordinator grants are awarded competitively each year, with priority going to Assisted Living Conversion Program sites. For more information, contact the Los Angeles HUD Office. 7. Emergency Food and Shelter Program: The Emergency Food and Shelter Program, formerly known as FEMA, is another source of Federal formula funds that are awarded annually to local jurisdictions to aid the homeless and near homeless. With the exception of major shelter development, the eligible activities for this program are essentially the same as ESG (i.e. essential services, shelter operating support and homeless prevention.) Funds are generally distributed through local United Way. City of Newport Beach Rev,5111105 MI 2005 — 2009 Consolidated Plan <1 Leverarin I 8. Low-income Housing Preservation Program: This competitive program provides financial incentives to retain subsidized housing projects when Federal assistance is expiring. The owner may apply for incentives or sell to another entity that will maintain low-income affordability restrictions. 9. VA Homeless Providers Grant and Per Diem The Veteran's Administration's Homeless Providers Grant and Per Diem Program is offered annually, as funding permits, by the Department of Veterans Affairs Health Care for Homeless Veterans Programs to fund community agencies providing services to homeless veterans. The purpose is to promote the development and provision of supportive housing and/or supportive services with the goal of helping homeless veterans achieve residential stability, increase their skill levels and/or income, and obtain greater self-determination. Only programs with supportive housing (up to 24 months) or service centers (offering services such as case management, education, crisis intervention, counseling, etc.) are eligible for these funds. The program has two levels of funding: the Grant portion and the Per Diem portion. Currently grants of up to 65 percent of the project are awarded for the construction, acquisition, or renovation of facilities or to purchase vans to provide outreach and services to veterans. The program may provide partial operating funds for programs through per diem payments. Priority in awarding the Per Diem funds goes to the recipients of Grants. Non -Grant programs may qualify if they meet these criteria: (1) at least 75 percent of those receiving supportive services are veterans, and (2) provide supportive housing or a homeless service center. 10. Lead -Based Paint Abatement Program: This program provides competitive grants to State and local governments for the development of cost effective community strategies for lead -based paint abatement. Recipients may use the funds for rehabilitation, planning and operating costs. Funding match is required for this program. 11. Surplus Housing to Assist the Homeless: This program leases suitable Federal properties, rent free, to organizations serving the homeless. The organizations must pay operating and any rehabilitation and/or renovation costs. 12. Section 108 Loan Guarantee (Section 108). Through Section 108, HUD guarantees notes issued by units of general local government. Funds finance economic revitalization and development activities that include housing and rehabilitation of privately owned buildings for residential purposes; expansion of for -profit businesses; financing and Beach XV-4 2005-2009 Consolidated Plan 6 R Y rc�I 1 0 i • rehabilitation of low-income and public housing; acquisition, construction, or rehabilitation of neighbor -hood and community facilities; site improvement on community -owned land leased to a developer for a commercial or industrial development project; site development; purchase of land or buildings for economic development; and infrastructure development that includes street reconstruction and/or sewer system repairs. 13. Community Services Block Grant (CSBG): This program can fund activities to implement anti -poverty activities such as housing counseling, emergency assistance and other supportive services. 14. Youthbuild: This program provides assistance for activities and services to assist economically disadvantaged youth to obtain education and employment skills and to expand the supply of permanent affordable housing. It may be used for planning grants or implementation grants that may be used for architectural and engineering work, acquisition, rehabilitation, construction, relocation, administrative costs, and education and job training services. Activities may also include counseling, leadership skill development, support services, wages, stipends and benefits to participants, operating expenses, replacement reserves, legal fees, and training and technical assistance for the applicant. 15. Community Outreach Partnership Center (COPC) Program: This HUD program provides funding for universities to become more involved in community development activities. 16. Department of Energy: The U.S. Department of Energy provides funds to carry out weatherization and energy assistance programs for low-income homeowners and tenants. 17. Brownfields Economic Development Initiative (BEDI) Grants: BEDI grants target Economic Development Initiative funds to Brownfields projects. BEDI grants are made to local governments for use in supporting Brownfield redevelopment activities and projects financed in whole or in part with Section 108 loan guarantees. 18. Economic Development Initiative (EDI): The Economic Development Initiative provides grants to be used in tandem with Section 108 guaranteed loans for economic revitalization projects. These grants will enhance the viability of such projects (through interest rate subsidies and City of Newport Beach Rev.5111105 2005 — 2609 Consolidated Plan ,I Leveraging } debt service/operating reserves) and increase the likelihood that the Section 108 loans can be repaid from project revenue. fi 19. HOPE VI (Public Housing Revitalization) The HOPE VI (Public Housing Revitalization) Program was developed as a , result of the National Commission on Severely Distressed Public Housing. The Commission recommended revitalization in three general areas: physical improvements, management improvements, and social and community services to address resident needs. Any public housing authority (PHA) that operates public housing units with severe problems -such as crime, maintenance, and safety problems is eligible to apply for HOPE VI. HOPE VI permits .l expenditures for the capital costs of demolition, construction, rehabilitation and other physical improvements, development of replacement housing, planning and technical assistance, and planning and implementation of self-sufficiency r programs. It encourages PHAs to seek new partnerships with private entities to create mixed -finance and mixed -income affordable housing that is radically different from traditional public housing "projects." PHAs administer the F program, and can use the grants in conjunction with modernization funds or other HUD funds, as well as municipal and State contribution, public and private loans, and low-income tax credit equity. While most of the funds are to be used ' for capital costs, a limited amount may be used for self-sufficiency programs. , Appropriations are distributed through an annual national competition. PHAs respond to a Notice of Funding Availability (NOFA) published in the Federal . Register by submitting an application to HUD. Each year's NOFA and application kit are automatically mailed to each eligible PHA upon publication. 20. Federal Tax Credit and Tax Exempt Programs The U.S. Department of the Treasury and the Internal Revenue Service oversees several useful and important Federal housing and related programs. Most of these programs are administered by State agencies. a. Low Income Housing Tax Credits The Low Income Housing Tax Credit Program (LIHTC) is an Internal Revenue Service program (IRC Section 42) that provides federal income tax credits to owners of rental housing where a number of units are set -aside for low and moderate -income families. The California Tax Credit Allocation Committee (TCAC) administers the Federal, as well as a State, Low -Income Housing Tax Credit Program (see State programs for a discussion of the State Low -Income Housing Tax Credit Program. Under the Program, owners "sell" the tax credit to investors and use the proceeds to support the development cost of the project. Developments that are financed with the proceeds of tax-exempt bonds may also receive federal tax credit (See Tax -Exempt Private Activity Bond Program). In this XV-6 2005-2009 • instance, the developer/owner of a tax-exempt development must apply to TCAC and must conform to the federal and state statutory and regulatory ? requirements, but there is no annual "cap" on the amount of credit that may be awarded by the state to such developments. The credit available is based on approximately 4% (instead of 9%) of the "qualified basis" of the development. • b. Tax -Exempt Private Activity Bond Program The Tax Exempt Private Activity Bond Program is an Internal Revenue Service program (IRC Section 146) that permits the issuance of tax-exempt bonds to finance certain activities, including single- and multi -family housing development and rehabilitation. The California Debt Limit Allocation Committee (CDLAC) administers Tax Exempt Private Activity Bond Program in California. c. Federal Rehabilitation Tax Credit (a/k/a Historic Tax Credit) The Rehabilitation Tax Credit is a two -tiered program, because there are two tax credit rates based on the status or age of the buildings. The 20% credit is available for income -producing buildings that are considered certified historic structures (Historic Tax Credit). Federal historic tax credits are available for buildings listed in the National Register of Historic Places or located in certain historic districts that are substantially rehabilitated for income -producing purposes according to standards set by the Secretary of the Interior. The 10% credit is available for non-residential income producing buildings originally used before 1936, which are not certified historic structures. Consequently, the two credits are mutually exclusive. i. Federal New Markets Tax Credit (NMTC) Program The New Markets Tax Credit (NMTC) Program, which is administered by the U.S. Department of the Treasury's Community Development Financial Institutions (CDFI), permits taxpayers to receive a credit against Federal income taxes for making qualified equity investments in designated Community Development Entities (CDEs). Substantially all of the qualified equity investment must in turn be used by the CDE to provide investments in low-income communities. The credit provided to the investor totals 39% of the cost of the investment and is claimed over a seven-year credit allowance period. In each of the first three years, the investor receives a credit equal to five percent of the total amount paid for the stock or capital interest at the time of purchase. For the final four years, the value of the credit is six percent annually. Investors may not redeem their investments in CDEs prior to the conclusion of the seven-year period. NMTCs will be allocated annually by the Fund to CDEs under a competitive application process. City of Newport Beach XV-7 2005— 2009 Consolidated Plan Rev.5111/05 �I Leveraging e 4t These CDEs will then sell the credits to taxable investors in exchange for stock or a capital interest in the CDEs. To qualify as a CDE, an entity must be a domestic corporation or partnership that: 1) has a q mission of serving, or providing investment capital for, low-income ; communities or low-income persons; 2) maintains accountability to residents of low-income communities through their representation on a * 1 governing board of or advisory board to the entity; and 3) has been certified as a CDE by the CDFI Fund, The Fund is currently accepting applications from entities seeking CDE certification. A listing of current CDEs maybe found at http://www.cdfi.org/resource.asn, j 21. Public Works and Development Facilities Program 4 t Grants are provided to help distressed communities attract new industries, encourage business expansion, diversify local economies, and generate long- term, private -sector jobs. Projects funded include water and sewer facilities primarily serving industry and commerce, access roads to industrial parks or sites, port improvements, and business incubator facilities. A proposed project t must be located within or provide a substantial direct benefit to an area in severe economic distress, that is, one that is experiencing high unemployment, low per capita income, or sudden economic ,changes such as those caused by a military base closure. 22. Rebuild America 0 Rebuild America helps community and regional partnerships improve the energy efficiency of commercial and multifamily buildings. Partners may include government agencies, economic development organizations, energy services companies, financial institutions, utilities, private businesses, and nonprofit organizations. Rebuild America provides technical assistance and helps identify sources for financial assistance but does not provide funding or financing for building projects. 23. Technology Opportunity Program This program provides matching grants to nonprofit organizations such as schools, libraries, hospitals, public safety entities, and state and local governments. Grants fund projects that improve the quality of, and the public's access to, education, healthcare, public safety, and other community -based services. The grants are used to purchase computer equipment and software, train staff and users, and provide connections to the Internet. Funds also support evaluation and dissemination of project findings. City of Newport Beach XV-8 2005 — 2009 Consolidated Plan Rev.5111105 • 24. Housing Preservation Grant Program This program also makes available funds to repair housing. Non -profits receive grants and they in turn make funds available to homeowners that cannot afford to make needed repairs. 25. Multifamily Housing and Health Care Facilities Mortgage Insurance Programs The Federal Housing Administration (FHA), part of the U.S. Department of Housing and Urban Development (HUD), provides mortgage insurance programs that make capital available for, and facilitate the development of, multifamily rental housing and healthcare facilities. FHA insures loans that are originated by private, HUD -approved lenders. Project sponsors are responsible for finding a HUD -approved lender to write the loan and for submitting an application for commitment to the local HUD office. 26. Head Start/Early Head Start This program awards grants to local agencies for comprehensive child families. Intended primarily for low development of children and enable their present environment and later life. public and private nonprofit and for -profit development services for children and -income families, the program fosters the > them to deal more effectively with both responsibilities in school and community Programs and funds at the State level are available to address the Consolidated Plan's priority needs, such as grants and other revenues that provide funding to the City or other organizations within Newport Beach. B. State Public Resources Programs and funds at the State level are available to address the Consolidated Plan's priority needs, such as grants and other revenues that provide funding to the City or other organizations within Newport Beach. 1. California Department of Housing and Community Development Programs a. Building Equity and Growth in Neighborhoods Program City of Newport Beach Rev.5111105 The Building Equity and Growth in Neighborhoods Program (BEGIN) seeks to reduce local regulatory 'barriers to affordable ownership housing and to provide downpayment assistance loans to qualifying first-time low - and moderate -income buyers of homes in BEGIN projects. BEGIN provides grants to cities and counties to make deferred -payment second mortgage loans to qualified buyers of new homes, including manufactured XV-9 2005 — 2009 Consolidated I Leverazin¢ e 11 homes on permanent foundations, in projects with affordability enhanced by local regulatory incentives or barrier reductions. R) b. CalHome Program i }t The CalHome Program, via grants to local public agencies and nonprofit ) developers, assists low and very -low income households to become or i remain homeowners. CalHome provides grants to local public agencies or nonprofit corporations for first-time homebuyer dowupayment assistance, t home rehabilitation, including manufactured homes not on permanent i foundations, acquisition and rehabilitation, homebuyer counseling, self-help mortgage assistance programs, or technical assistance for self-help . t homeownership. All funds to individual homeowners will be in the form of loans. CalHome also provides loans for real property acquisition, site development, predevelopment, construction period expenses of homeownership development projects, or permanent financing for mutual , housing and cooperative developments. Project loans to developers may be forgiven as developers make deferred payment loans to individual homeowners. CALHOME assistance (indirect) to individual households , will be in the form of deferred -payment loans, payable on sale or transfer of the homes, or when they cease to be owner -occupied, or at maturity. CalHome grant and loan applications are invited through the issuance of Notices of Funding Availability (NOFAs). c. Emergency Housing and Assistance Program Operating Facility Grants • The Emergency Housing and Assistance Program Operating Facility Grants (EHAP) program provides facility operating grants to local government agencies and nonprofit corporations that shelter the homeless on an emergency or transitional basis. Funds are used for support services for emergency shelters, transitional housing projects, and supportive services for homeless individuals and families. Each county receives a formula grant allocation. Grants may be used to provide: 1) direct client housing, including facility operations and administration, residential rent assistance, leasing and renting of rooms for provision of temporary shelter, capital development activities of up to $20,000 per site, and 2) administration of the award (limited to 5 percent). d. Emergency Housing and Assistance Program Capital Development The Emergency Housing and Assistance Program Capital Development (EHAPCD) program funds capital development activities for emergency shelters, transitional housing, and safe havens that provide shelter and supportive services for homeless individuals and families. Funds may be used to acquire, construct, convert, expand and/or rehabilitate emergency • City of Newport Beach XV-10 1005-1009 Consolidated Plan Leveraainz I'I r� A shelter, transitional housing, and/or safe haven housing and administration of the award (limited to 5 percent). e. Mobile Home Park Resident Ownership Program (MPROP) The Mobilehome Park Resident Ownership Program (MPROP) provides financial assistance for the preservation of affordable mobile home parks by conversion to ownership or control by resident organizations, nonprofit housing sponsors, or local public agencies. The program provides for 1) Short-term conversion loans at three percent simple annual interest for up to 3 years to enable a resident organization, nonprofit sponsor or local public agency to purchase a mobile home park; 2) Long-term blanket loans at three percent simple annual interest for up to 30 years for long-term financing of a park purchase, or for a resident organization, nonprofit or local public agency that has purchased a park to help low-income residents finance the purchase of shares or spaces in the park; and 3) Long-term individual loans at three percent simple annual interest, to low-income residents of a mobile home park that has been converted, to ensure housing affordability when the resident buys a cooperative interest, a share, a planned unit development space, or a condominium space in the park. f. Multi -family Housing Program (MHP) • The Multi -family Housing Program (MHP) assists the new construction, rehabilitation and preservation of permanent and transitional rental housing for lower income households. Eligible applicants include local public entities, for -profit and nonprofit corporations, limited equity housing cooperatives, individuals, Indian reservations and rancherias, and limited partnerships in which an eligible applicant or an affiliate of an applicant is a general partner. Applicants or their principals must have successfully developed at least one affordable housing project. The 55 year deferred payment loans may be used for new construction, rehabilitation, or acquisition and rehabilitation of permanent or transitional rental housing, and the conversion of nonresidential structures to rental housing. Projects are not eligible if construction has commenced as of the application date„ or if they are receiving 9% federal low income housing tax credits. MIT funds will be provided for post -construction permanent financing only. Eligible costs include the cost of child care, after -school care and social service facilities integrally linked to the assisted housing units; real property acquisition; refinancing to retain affordable rents; necessary onsite and offsite improvements; reasonable fees and consulting costs; and capitalized reserves. • City of Newport Beach Rev.5111105 XV-11 2005 — 2009 Consolidated Plan I Leverarinr , i g. Predevelopment Loan Program (PDLP) • The Predevelopment Loan Program (PDLP) provides predevelopment capital to finance the start of low-income housing projects. Predevelopment loans are provided at three percent simple annual interest loans for up to two years. Maximum loan amount for purposes other than site option or site q # purchase is $100,000. The maximum amount committed to any one i borrower at any point in time is armounced in each Notice of Funding Availability (NOFA). PDLP funds may be use construct, rehabilitate, .l convert or preserve assisted housing, including manufactured housing and mobilehome parks. Eligible project costs include, but are not limited to, site control, site acquisition for future low-income housing development, # s engineering studies, architectural plans, application fees, legal services, permits, bonding and site preparation. Priority will be given to developments, which are rural, located in the public transit corridors, or $ which preserve and acquire existing government -assisted rental housing at , risk of conversion to market rents. Eligible applicants under the PDLP Program include local government agencies, nonprofit corporations, T cooperative housing corporations, and limited partnerships or limited liability companies where all the general partners are nonprofit mutual or public benefit corporations. Applications are accepted and evaluated, and ' funds awarded, on a continuous basis as funds are available. ti h. Preservation Interim Repositioning Program The Preservation Interim Repositioning Program (PIRP) loan proceeds will be used to finance the acquisition of at -risk rental housing for the purpose of preserving affordability, California HCD has committed all available funds to Mercy Housing California, which expects to use them itself to acquire qualified properties. Potential property sellers should contact Mercy Housing. L Exterior Accessibility Grants for Renters City of Newport Beach Rev.5111105 The Exterior Accessibility Grants for Renters (EAGR) helps lower income rental tenants with disabilities make exterior modifications to their rental housing to make it accessible. The program provides grants to local government or nonprofit recipients, to make grants to lower income renters with disabilities. Grant funds may be used to make exterior modifications to entryways or common areas of rental housing structures or property to make the housing accessible to persons with disabilities. Applications are invited through issuance of Notices of Funding Availability (NOFAs). XV-12 2005 — 2009 Consolidated Plan 0 ,, I j. Workforce Housing Reward Program The Workforce Housing Reward Program (WHRP) provides financial incentives for their issuance of building permits for new housing affordable to very low or low-income households. Grant amounts are based on the numbers of bedrooms in units restricted for very low and low-income households for which final land use approval is issued during the 12-month reporting period. Qualifying rental units must be rent -restricted for at least 55 years. Ownership units must be initially sold to qualifying households at affordable cost. Any public funds used to achieve affordability in ownership units must be recovered on resale and reused for affordable housing for at least 20 years. WHRP grants for very low income units will be greater than grants for low-income units. WHRP funds may be use for the construction or acquisition of capital assets such as traffic improvements, neighborhood parks, bike paths, libraries, school facilities, play areas, community centers, police or fire stations. k. Joe Sema, Jr. Farmworker Housing Grant (JSJFWHG) Program The Joe Serna, Jr. Farmworker Housing Grant (JSJFWHG) Program provides financing for the new construction, rehabilitation and acquisition of owner -occupied and rental units for agricultural workers, with a priority for lower income households. The JSJFWHG program provides: 1) • homeowner grants for rehabilitation or new home construction and 2) rental rehabilitation and new construction grants. Grant and loan funds may be used for costs in the development of homeowner or rental housing for agricultural workers, including land acquisition, site development, construction, rehabilitation, design services, operating and replacement reserves, repayment of predevelopment loans, provision of access for the elderly or disabled, relocation, homeowner counseling, and other reasonable and necessary costs. JSJFWHG applicants may include local government agencies, nonprofit corporations, cooperative housing corporations, limited partnerships where all the general partners are nonprofit mutual or public benefit corporations, and federally recognized Indian tribes. Eligible beneficiaries of the grants are households with at least one person who derives, or prior to retirement or disability derived, a substantial portion of their income from agricultural employment. 2. California Housing Finance Agency Programs The California Housing Finance Agency (CalHFA) operates several single- family, multi -family and special housing programs. City of Newport Beach Rev.5111105 XV-13 2005 — 2009 Consolidated Plan Z Leveraging , e a. Single -Family Programs CalFHA has more than ten single-family programs providing mortgage r loans, mortgage loans with downpayment assistance, and standalone downpayment assistance programs. A complete directory and description of each of their programs may be found at n htip://Nvww.caihfa.ca.gov/homeownership/ programs/index.litm. b. Multi -family Programs , l City of Newport Beach Rev.5111105 Multi -family Programs provide permanent financing for the acquisition, rehabilitation, and preservation or new construction of rental housing that a } includes affordable rents for low- and moderate -income families and individuals. CalBFA multi -family programs include: The Permanent Financing Program provides permanent loan financing for new multi -family construction projects and existing affordable housing i multi -family projects. The Special Needs Financing Program offers low interest rate financing for I the development of rental housing to serve a broad range of special needs tenants in need of supportive services. , The Tax -Exempt Bridge Financing Program offers tax-exempt bridge loans for projects receiving 4% tax credits at an amount necessary to ensure the award of tax credits. ' The Preservation Acquisition Program is designed to preserve at -risk affordable• housing developments by providing low-cost acquisition financing. The fund is comprised of monies authorized by Proposition 46 ("Bond Funds") and funds from CalHFA ("Agency Funds'). Assisted housing developments eligible for Program include: Section 8 assisted, BMIR 221 (d)(3), Section 236, Section 202, Programs under Rent Supplement Assistance, Section 515, and Section 42 of the Internal Tax Revenue Code. The 202 Refinance Program offers owners of existing Section 202 developments the opportunity to refinance their direct HUD loans through Ca1HFA under more favorable terms and conditions. Owners must agree to maintain affordable occupancy restrictions, comply with HUD requirements, and undertake appropriate rehabilitation of the property. The Construction Loan Program is designed to provide construction loans at commercially competitive rates and terms to developments approved for Ca1HFA permanent financing that are otherwise subject to State prevailing wage requirements. Xv-14 1005 —2009 Consolidated Platt • W c. Special Programs The Small Business Development Loan Program is designed to assist small developers whose projects would not otherwise be funded through conventional sources given the developer's experience, capital, project size and/or location. This program provides up to $300,000, on a 50% reimbursement basis, for soft costs incurred in connection with a development that will be financed by CalHFA. The HELP Program offers a 3% interest rate loan to local government agencies for their locally determined affordable housing activities and priorities. HELP Program funds must be used to directly produce affordable housing units, however, there is virtually unlimited flexibility for the local agency to determine the specific housing activity and use of the funds in providing for the acquisition, development, rehabilitation, or preservation of affordable rental or ownership housing. 3. California Office of the Treasurer Programs The Office of the Treasurer oversees several important program initiatives available to address the Consolidated Plan's priority needs. a. Low Income Housing Tax Credits • As previously noted (See Federal Programs. Tax Credit and Tax Exempt Bond Programs), the California Tax Credit Allocation Committee (TCAC) administers a Federal and State Low -Income Housing Tax Credit Program. The Federal Program is an Internal Revenue Service program (Section 42) that provides federal income tax credits to owners of rental housing where a number of units are set -aside for low and moderate -income families. Owners "sell" the credit to investors and use the funds to support the development cost of the project. Developments that are financed with the proceeds of tax-exempt bonds may also receive federal tax credit (See Tax - Exempt Private Activity Bond Program). In this instance, the developer/owner of a tax-exempt development must apply to TCAC and must conform to the federal and state statutory and regulatory requirements, but there is no annual "cap" on the amount of credit that may be awarded by the state to such developments. The credit available is based on approximately 4% (instead of 9%) of the "qualified basis" of the development. Recognizing the high cost of developing housing in California, the State legislature authorized a state low income housing tax credit program ("State Program") to augment the Federal Program. The State credit is only available to a project which has previously received, or is concurrently receiving, an allocation of federal credits. The state program does not stand . alone, but instead, supplements the federal tax credit program. California's City of Newport Beach XV-15 2005 — 2009 Consolidated Plan Rev.5111105 Leveraz ne tax credit program was structured to mirror the federal program with certain exceptions. In addition to the state credit only being available to projects that also receive a federal credit, other major differences include: TCAC gives priority for state credit allocations to projects not located in a designated high cost area and those using HOME funds to finance eligible costs. The applicable percentage to be applied to the qualified basis for determining the amount of state credits is 30% for projects which are not federally subsidized, and 13% for projects which are federally subsidized, in contrast to 9% and 4% for the federal credit. State credits are not available for acquisition costs, except for already assisted projects that qualify as "at -risk" of being converted to market rate. The State program has a rate of return limitation. Any surplus revenues generated above the limitation must be used to reduce rents. Additional information and regulations for both the Federal and State Programs may be found at http://w%vw.treasurer.ca.gov/ctcac. b. Tax -Exempt Private Activity Bond Program The California Debt Limit Allocation Committee (CDLAC) administers the tax-exempt private activity bond program available annually for California. Federal and state revenues are not utilized in this program. The maximum issuance amount, which is set by the Federal government, for calendar year 2004 was over $2.8 billion. The bonds issued are purchased by the private sector and the repayment is not an obligation of the state or of the federal government. Agencies and organizations authorized to issue tax-exempt private activity bonds or mortgage credit certificates must receive an allocation from CDLAC. For additional information on the bond allocation process, visithttt)://www.treasurer.ca. gov/cdlac. Three of the six programs tax-exempt private activity bond programs may be used for housing activities. The three housing programs are: Qualified Residential Rental Project Program State and local governmental agencies and joust powers authorities can issue tax-exempt housing revenue bonds. These bonds assist developers of multifamily rental housing units to acquire land and construct new units or purchase and rehabilitate existing units. The tax-exempt bonds lower the interest rate paid by the developers. The developers in turn produce market rate and affordable rental housing for low and very low-income households by reducing rental rates to these individuals and families. Projects that receive an award of bond authority have the right to apply for non- competitive 4% tax credits. See Low Income Housing Tax Credits. City of Newport Beadt XV-16 2005 — 2009 Consolidated Plan RexS/11/05 n L.J • City of Newport Beach Rev.5/11/05 Leveraeinz Bond authority for Rental Projects is awarded in three allocation rounds and to three sub -pools: the General Pool (Projects having more than 50% of total units designated as Restricted Rental Units); the Mixed Income Pool (Projects having 50% or fewer of total units designated as Restricted Rental Units); and the Rural Project Pool (Projects located in a rural area as defined by California Health and Safety Code Section 50199.21 but shall not include a Mixed Income Project). Single -Family Housing Program State and local governmental agencies and joint powers authorities can issue tax-exempt mortgage revenue bonds (MRBs) or mortgage credit certificates (MCCs) to assist first-time homebuyers to purchase homes. These agencies and authorities may issue MRBs, the proceeds of which back below market interest rate mortgages. As an alternative to issuing MRBs, state and local governmental agencies and joint powers authorities may issue MCCs. Homebuyers use the MCC to reduce their federal tax liability by applying the credit to their net tax due. Homebuyers may purchase single-family homes, either freestanding detached, condominiums or townhouses. Program participants must meet program income limits and must purchase a home that falls within the program's purchase price limitations. Extra Credit Home Purchase Program State and local governmental agencies and joint powers authorities can issue tax-exempt mortgage revenue bonds (MRBs) or mortgage credit certificates (MCCs) to assist teachers, principals and other credentialed school staff purchase homes. These agencies and authorities may issue MRBs, the proceeds of which back below market interest rate mortgages. As an alternative to issuing MRBs, state and local governmental agencies and joint powers authorities may issue MCCs. Homebuyers use the MCC to reduce their federal tax liability by applying the credit to their net tax due. Homebuyers may purchase single-family homes, freestanding detached homes, condominiums or townhouses. Participants must be employed at a low -performing school (a California K-12 public school that is ranked in the bottom 50% of all the schools based on the most recent Academic Performance Index (API), i.e. schools receiving an API Statewide Ranking of 1, 2, 3, 4 or 5) and make a commitment to work at a low performing school for at least three years. In addition, Program participants must meet program income limits and must purchase a home that falls within the program's purchase price limitations. XV-17 2005-2009 Consolidated Plan Levers in C. Local Public Resources Local funds and programs are also available to address the Consolidated Plan's priority needs. 1. County of Orange The County of Orange offers a Mortgage Credit Certificate (MCC) program throughout Orange County, including the City of Newport. 2. Orange County Area Housing & Finance Agency (OCHFA): Newport Beach is a member of the Orange County Area Housing & Finance Agency (OCHFA), which sponsors the Public Lease -Purchase Home Ownership Program in the member cities. Through its Public Lease -Purchase program, OCHFA offers moderate -income home buyers offers a mortgage for 100% of the purchase price of the home with no closing costs. During the lease period the home is owned by a non-profit governmental agency 3. Southern California Home Financing Authority (SCHFA) SCHFA is a joint powers authority between Los Angeles and Orange Counties formed in June 1988 to issue tax-exempt mortgage revenue bonds for low and moderate income First Time Homebuyers. The program is administered by the Community Development Commission of The County of Los Angeles and County Executive Office of the County of Orange on behalf of the SCHFA. The Authority has helped thousands of individuals and families. 4. Orange County Continuum of Care Orange County's homeless system of care is comprised of a network of public, private, faith -based, for -profit, and non-profit service providers. County agencies such as the County Executive Office, Health Care, Social Services, Community Services, and Housing and Community Development provide direct services for the homeless and/or significant resources for agencies serving the homeless. The region's municipalities, including the City of Newport Beach, also provide substantial resources for services that assist the homeless and those at risk of becoming homeless. The County's non-profit community is a critical player in the current Continuum of Care system. Hundreds of agencies throughout the County provide programs ranging from feeding the homeless on the street to creating permanent supportive housing opportunities. These services are available to homeless families with children and single men and women. The County's non-profit community also serves special need populations, such as victims of domestic violence, veterans, the disabled and youth. In 1998 the Orange County Board of Supervisors approved the establishment of the Continuum of Care Leadership Cabinet. The mandate of the Leadership City ojNewport Reach XF -18 2005 — 2009 Consol(dated Plan Rev.5111105 I �J • Leveraging I 't i ,r W . • , • Cabinet is to provide direction to the Director of Housing and Community Development and to assist in the development and maintenance of the countywide comprehensive continuum of care planning process for the delivery of services to homeless men, women and children. The goal of the Leadership Cabinet is to coordinate the involvement of three primary groups: private industry, homeless experts, and the public sector in the continuum of care planning process. The Leadership Cabinet is also responsible for working with H&CD staff to design the planning process for each year's Supportive Housing Program homeless competition and to provide direction on the organization of the application review and evaluation processes. Programs and initiatives operated Orange County Continuum of Care fall into the following categories: ■ Homelessness Prevention ■ Outreach ■ Emergency Shelter ■ Transitional Housing ■ Permanent Supportive and Permanent Affordable Housing ■ Service Coordination Orange County Continuum of Care funds programs according to the need and in keeping with the Continuum of Care, described in Section 4.2.2 of the Consolidated Plan. 5. Orange County Housing Authority (OCHA) The Orange County Housing Authority (OCHA) is a division of the County's Housing and Community Services Department that administers rental assistance programs throughout Orange County. Currently, OCHA helps more than 9,600 households through tenant based rental assistance programs. Persons receiving assistance include those over 62 years of age or who have disabilities, and low- income households residing in 31 participating cities, and the unincorporated areas of Orange County. According to the OCHA, 615 of these assisted households resided in Newport Beach as of June 30, 2004. Such programs allow 'income -qualified households to receive rental assistance in a variety of apartments, houses, and other rental dwellings owned by private landlords. Funding for tenant -based rental assistance programs is provided by the Department of Housing and Urban Development (HUD). A Private Resources Funds from private priority needs from citizens. City of Newport Beach Rev.5/11/05 sources are also available to address the Consolidated Plan's partners such as private lenders, nonprofit organizations, and XV-19 2005 — 2009 Consolidated Plan Leverazinz 1. Federal Home Loan Bank Affordable Housing Program (AHP): The Affordable Housing Program is designed to finance housing for low and moderate- income families. The Federal Home Loan Bank System makes the funds available by setting aside a percentage of net earnings as subsidy. Federal Home Loan Banks are sources of wholesale credit and lend only to financial institutions that are member stockholders of the Federal Home Loan Bank. Nonprofits, local governments, community development corporations, individuals, and others seeking the funding should establish a relationship with a member institution. Housing developers can use the funds in a variety of ways to fund new construction, purchase and/or rehabilitation of owner -occupied and rental housing for very low-, low-, and moderate -income households. Funds are available to member institutions as below market rate loans or direct loans. Generally, recipients are required to match direct grants with an equal contribution of funds from other sources. Application deadlines are April and October each year. 2. Community Reinvestment Act Programs: Special programs promoted by local financial institutions designed to assist low and moderate -income buyers and/or target low and moderate -income neighborhoods. 3. United Way: The United Way provides funding to local social service organizations, many of t which are involved in housing or supportive services. 4. Private Contributions: Many nonprofit organizations rely heavily on private contributions. In addition to cash, contributions may include donated labor and materials. Habitat for Humanity is one nonprofit organization that receives sponsorships that include donated labor and materials. City of Newport Beach XV-20 2005 —1009 Consolidated Plan Rev.S111105 0 i, 'f r1 Ik• �EWPO@ Ok Tde� F J �Q wl is z I� �f a a 'r w O z o MM 0 N O O N • APPENDICES '• 6-1 PEK'POR T 04 LcA J. 6x l C�LIPORT"c �z a a A w A O z 0 U APPENDIX "A" 1 11 CITY OF NEWPORT BEACH — CDBG PROGRAM NEEDS ASSESSMENT SURVEY '1 Residents Survey ' { The City of Newport Beach receives approximately $450 thousand in federal funds each year for housing and community development projects. The City of Newport Beach wants you to have a voice in how the City invests this money. Please assist us by filling out this survey. i (1) Consider the needs in your community and how they can be improved. (2) Rate the need level for each of the following items and circle the one that best applies with the number 1 being the lowest need and 4 being the highest need. ilv:.m ILn vm.on lvnw 1 _ A / /udinn/nc f/Io /muac/ nnod Q ib/IICO/OC 1IIo I}IPItGS/ ILPad. Community Facilities Lowest Highest Community Services Lowest Highest Senior Centers 1 2 3 4 Senior Activities 1 2 3 4 Youth Centers 1 2 3 4 Youth Activities 1 2 3 4 Child Care Centers 1 2 3 4 Child Care Services 1 2 3 4 Park and Recreational Facilities 1 2 3 4 Transportation Services 1 2 3 4 Health Care Facilities 1 2 3 4 Anti -Crime Programs 1 2 3 4 Community Centers 1 2 3 4 Health Services 1 2 3 4 Fire Stations & Equipment 1 2 3 4 Mental Health Services 1 2 3 4 Legal Services 1 2 3 4 raries 1 2 3 4 Infrastructure Lowest Highest Neighborhood Services Lowest Highest Drainage Improvement 1 2 3 4 Tree Planting 1 2 3 4 Water/Sewer Improvement 1 2 3 4 Trash & Debris Removal 1 2 3 4 Street/Alley Improvement 1 2 3 4 Graffiti Removal 1 2 3 4 Street Lighting 1 2 3 4 Code Enforcement 1 2 3 4 Sidewalk Improvements 1 2 3 4 Parking Facilities 1 2 3 4 Cleanup of Abandoned Lots and Buildings 1 2 3 4 Special Needs Services Lowest Highest Businesses & Jobs Lowest Highest Centers/Services for Disabled 1 2 3 4 Start Up Business Assistance 1 2 3 4 Accessibility Improvements 1 2 3 4 Small Business Loans 1 2 3 4 Domestic Violence Services 1 2 3 4 Job Creation/Retention 1 2 3 4 Substance Abuse Services 1 2 3 4 Employment Training 1• 2 3 4 Homeless Shelters/Services 1 2 3 4 Commercial/Industrial HIV/AIDS Centers & Services 1 2 3 4 Rehabilitation 1 2 3 4 eglected/Abused Children Facade Improvements 1 2 3 4 Centers and Services 1 2 3 4 Business Mentoring 1 2 3 4 tover/ Housing Lowest Highest Residential Rehabilitation 1 2 3 4 Homeownership Assistance 1 2 3 4 Housing for Disabled 1 2 3 4 Senior Housing 1 2 3 4 Single Family Housing 1 2 3 4 Large Family Housing 1 2 3 4 Affordable Rental Housing 1 2 3 4 Fair Housing 1 2 3 4 Lead -Based Paint Test/Abatement 1 2 3 4 Residential Historic Preservation 1 2 3 4 Non -Residential Historic Preservation 1 2 3 4 Energy Efficient Improvements 1 2 3 4 Please write In any additional needs that you feel are important and are hot listed above: PART II — As part of this planning process, the City of Newport Beach must also analyze factors that limit fair housing choice in the City of Newport Beach. Your own experiences will contribute to the efforts to research obstacles such as the nature and extent of housing discrimination in the City. This Information will be used to assist in developing strategies to overcome impediments to fair housing choice. This survey is for informational gathering purposes only. . 1. Do you believe housing discrimination is an issue in your neighborhood? _ Yes _ No 2. Have you ever experienced discrimination in housing? _ Yes —No (If Yes, please proceed to Questions 3, 4, and 5) 3. Who do you believe discriminated against you? Landlord/property manager Real estate agent _ Mortgage lender _ Mortgage insurer 4. On what basis do you believe you were discriminated against? _ Race Color National Origin _ Religion Gender Familial Status (single -parent with children, family with children or expecting a child) _ Disability (either you or someone close to you) 5. If you believe you have been discriminated, have you reported the Incident? Yes _No If No —WHY? _ don't know where to report afraid of retaliation too much trouble _ don't believe it makes any difference If you feel you may have been discriminated against, please contact the Fair Housing Council of Orange County at (714) 569-0823. Once you have completed the survey, please return the document to the City of Newport Beach, Planning Department at 3300 Newport Blvd. Newport Beach, CA 92658.8915. If you have any questions regarding this survey or need additional information please call 9491644.3230. Thank you foryour assistance/ iA I , r r• Is WIM Public Comments received on the Plan The City did not receive any written comments on the Consolidated Plan nor did the City receive any oral comments at the community meetings. The City did receive numerous responses to the Community Needs survey. The results of the survey are included in Appendix A. List of Organizations Consulted The City solicited the input from several organizations in the development of the Consolidated Plan. Consultation activities included discussions regarding community needs and priorities, notice to public hearings related to the Consolidated Plan, and solicitation of community needs data. Organization City of Costa Mesa City of Huntington Beach City of Irvine City of Laguna Beach City of Laguna Hills County of Orange Fair Housing Council of Orange County FISH - Harbor Area Mercy House Orange Coast Interfaith Shelter Serving People In Need (SPIN) South County Senior Services Southern California Association of Governments (SCAG) State of California WISEPIace City of Newport Beach Rev.61271; City of Newport Beach Rev.5111105 • �,ow"o dd �A � m �'�LIFOUN�C z a a APPENDIX "B" O O N � I >.ulhorized to Publish Advertisements of all kinds •.-Ading public notices by Decree of the Superior Court of Orange County, California. Number A-6214, September 29,1961, and A-24831 June 11,1963. t I 't i PROOF OF PUBLICATION STATE OF CALIFORNIA) ) ss. COUNTY OF ORANGE ) am a Citizen of the United States and a resident of the County aforesaid; I am = over the age of eighteen years, and not a party to or interested in the below entitled matter. I am a principal clerk of the NEWPORT BEACH - COSTA MESA • DAILY PILOT, a newspaper of general circulation, printed and published in the City of Costa Mesa, County of Orange, State of California, and that attached Notice is a true and complete copy as IVprinted and published on the wing dates: December 19, 2004 (Main News Section) I declare, under penalty of perjury, that the foregoing is true and correct. Executed on December 20, 2004 at Costa Mesa, California. Signature asp . .._�•.:.,_..,..���- �•,•rr•'._ .•rat<, . TVRIt7,t`atl;­zl4NCj 13 to• i :,iui usual .yepr zuu�-ZVUp,; � . ... ; •.. :-� t, �� . NOTICD'IS`HEREY GIi(Et�'thaYthas,GfVof N Tlia'applibatiori. may. be;tised A gene'ral,desci•{ption'of:eligible;publibseiyk below: ' .r" ELIGIBLE PUBLIC SE'RVICES;�Above;alf;,: demonstrate that iheseryice Will•'principally low- and fiioderate-thcome•}(hobseliolds, 80% of'-Orange•Gbunty's• median, I come 'services include, btit:ar'e not•fimited to!, Ho employment services; substance,. abuse service's; t-,rfsk youth'=programs; crime services; and•services lbt the disabled. •DEADLINI �`All interested service'providers apISIIGa#Ian;;padkage:., Package's: area avail, -suitable" plicationssrpust nefit persorisbi hind 'less•:than ipee'of eligible ess-asslstanbe at, Newport->Beach,'.Ecgnomic•IDeWIoprnibnt bf'i0oh,.t1800• Newp'o'tt I putr3vard; Newport Beach.. C&r Oleted`abi "Ilcations will'be'.acoepte�l•;I1nt11:;5;00.'p-m,'on':Thursday„January 27; 200at•the City. of Newport Beach; Economic Development. DiVisiot, (Building o. Questibns regardingttfiis NOFA should be-direoted .to• Dan itimble•with•the City of Newport Beach; (949) 644-3230; ' CITY of NEWPORT BEACH DEC 2 7 2004 T 1819110111112,11213141516 Auihorized to Publish Advertisements of all kinds ading public notices by Decree of the Superior Court of Orange County, California. Number A-6214, September 29,1961, and A-24831 June 11,1963. PROOF OF PUBLICATION l .. 05 APR -4 A10 :39 STATE OF CALIFORNIA ) SS. .CIEICEte o,�F 4I. ci COUNTY OF ORANGE ) I am a Citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen years, and not a party to or interested in the below entitled matter. I am a principal clerk of the NEWPORT BEACH - COSTA MESA DAILY PILOT, a newspaper of general circulation, printed and published in the City of Costa Mesa, County of Orange, State of California, and that attached Notice is a true and complete copy as s printed and published on the owing dates: 14ARCH 26,2005 declare, under penalty of perjury, that the foregoing is true and correct. Executed on MARCH 26,2005 at Costa Mesa, California. y -Signature 0 CLERA BEACI .#1 Il RECEIVED BY PLA. -RING DEPARTMENT CITY OF NEWPORT BEACH APR 0 5 2005 PM 71819110111112111213141516 �Ewpo 04 d� F _ U � 4 C4GIPORN�� 0 0 N 0 APPENDIX "C" Appendix ".C"-Acronyms • Acronyms AP Action Plan CAPER Consolidated Annual Performance Evaluation Report CBD Central Business District CBDO Community Based Development Organization CD Community Development Department CDBG Community Development Block Grant CDC Community Development Corporation CHDO Community Housing Development Organization CIP Capital Improvement Projects CPD Community Planning and Development (part of HUD) CUP Conditional Use Permit DAP Disabled Access Program (CDBG program activity) DHHS Department of Health and Human Services DOJ Department of Justice DU's Dwelling Units ESG Emergency Shelter Grant EZIEC Empowerment Zone/Enterprise Community FHA Federal Housing Administration (part of HUD) FY Fiscal Year HOME HOME Investment Partnership Program HOPWA Housing Opportunities for Persons with AIDS HUD U.S. Department of Housing and Urban Development IDIS Integrated Disbursement and Information System (HUD's Financial Mgt. System) LUP Land Use Permit NIMBY Not -In -My -Back -Yard NOFA Notice of Funds Available NRSA Neighborhood Revitalization Strategy Area PLI Public Lands and Institutions PY Program Year RFP Request for Proposals RFQ Request for Qualifications RTS Research and Technical Services Division (MOA) TBRA Tenant Based Rental Assistance (HOME program activity) TIP Transportation Improvement Plan WD Workforce Development City of Newport Beach Rev.2110105 Pg. 1 2005-2009 Consolidated Plan I.• 4��wP�FT o as J ¢ w( �'�GtPOA��A APPENDIX "D" Appendix "D" Glossary of Terms E GLOSSARY OF TERMS Accessibilitv All new construction of covered multifamily buildings must include certain features of accessible and adaptable design. Units covered are all those in buildings with four or more units and one or more elevators, and all ground floor units in buildings without elevators. Action Plan The Action Plan includes the following: An application for federal fiords under HUD's formula grant programs (CDBG, FSG, HOME); Identification of federal and other resources expected to be used to address the priority needs and specific objectives in the strategic plan; Activities to be undertaken including the following; Activities to address Homeless and other special needs (persons with mental, physical or developmental disabilities, battered and abused spouses, victims of domestic violence, etc.); Activities to address other Actions (affordable housing, lead -based paint hazards, poverty reduction, public housing improvements, etc); and lastly; A description of the areas targeted given the rationale for the priorities for allocating investment geographically. Affordable Housing That housing within the community which is decent and safe, either newly constructed or rehabilitated, that is occupied by and affordable to households whose income is very low, low, or moderate. Such housing may be ownership or rental, single family or multifamily, short-term or permanent. Achieving affordable housing often requires financial assistance from various public and private sources and agencies. • Agency Any department, agency, City, authority, administration, board, or other independent establishment in the executive branch of the government, including any corporation wholly or partly owned by the United States that is an independent instrumentality of the United States, not including the municipal government of the District of Columbia. I• Area Benefit - Benefits all residents in a particular area, where at least 51 % are LMI. Area must be primarily residential. Area benefit activities include street/sidewalk improvements, water/sewer lines, neighborhood facilities, and fagade improvements in neighborhood commercial districts. Assisted Household or Person For the purpose of identification of priority needs and specific objectives, an assisted household or person is one that will receive benefits through the investment of Federal funds, either alone or in conjunction with the investment of other public or private funds. (The program funds providing the benefit(s) may be from any funding year or combined funding years.) A renter is benefited if the household or person takes occupancy of affordable housing that is newly acquired (standard housing), newly rehabilitated, or newly constructed, and/or receives rental assistance through new budget authority. An existing homeowner is benefited if the home's rehabilitation is completed. A first-time homebuyer is benefited if a home is purchased during the year. Households or persons who will benefit from more than one program (e.g. a renter who receives rental assistance while occupying newly rehabilitated housing) must be counted only once. To be included, the household's housing unit must, at a minimum, satisfy the HUD Section 8 Housing Quality Standards (see, e.g. 24 CFR 882.109). City of Newport Beach Pg. D-1 2005-2009 Consolidated Plan ` Rev. 2110105 Appendix "D" Glossary o Terms Brownsfield Economic Development Initiative (BEDI) Grant Program BEDI is designed to . help cities redevelop abandoned, idled, or underutilized industrial and commercial properties and facilities where expansion or redevelopment is complicated by real or perceived environmental contamination e.g., brownfields. BEDI accomplishes this by providing funding to local governments to be used in conjunction with Section 108 loan guarantees to finance redevelopment of brownfields sites. BEDI-funded projects must meet one of the CDBG program's national P objectives. CDBG National Obiectyves r • 70% of CDBG expenditures must be used for activities that benefit low and moderate- } income persons. • Elimination of slum and blight Community Based Development Organization (CBDO) Generally nonprofit organizations that undertake specific CDBG funded activities. Can not be a government entity. May be a subreciplent. Certification A written assertion based on supporting evidence that must be kept available for inspection by HUD, by the Inspector General of HUD, and by the public. The assertion shall be deemed to be accurate unless HUD determines otherwise, after inspecting the evidence and providing due notice and opportunity for comment. Community Development Block Grant Program (CDBG) A Community Development Block Grant is a federal grant to states, counties or cities. It is used for housing and community development including housing construction and rehabilitation, economic development, and public services which benefit low- and moderate- income people. Grant funds can also be used to fund activities which eliminate slums and blight or meet urgent needs. City The City is the lead agency for purposes of the Consolidated Plan, and administration of the City's federal entitlement funding, namely CDBG, HOME and ESG program funds. Community and Rousing Development Organization (CHDO) A federally defined type of nonprofit housing provider that must receive a minimum of 15 percent of all Federal HOME Investment Partnership funds. The primary difference between CHDO and other nonprofits is the level of low- income residents' participation on the Board of Directors. Comprehensive Grant Program (CGP� HUD grant program via an annual formula to large public housing authorities to modernize public housing units. Consolidated Annual Performance and Evaluation Performance Report (CAPER) The CAPER allows HUD, local officials, and the public to evaluate the grantees' overall performance, including whether activities and strategies undertaken during the preceding year actually made an impact on the goals and needs identified in the Consolidated Plan. • City ojNewportBeach Pg. D-2 2005-2009 Consolidated Plan Bev. 2110105 Appendix `D" Glossary of Terms i • Consolidated Plan The Consolidated Plan services four separate, but integrated functions. The Consolidated Plan is: a planning document for the jurisdiction which builds on a participatory process with County residents; an application for federal funds under HUD's formula grant programs which are: CDBG, HOME, ESG, HOPWA; a five-year strategy to be followed in carrying out HUD programs; and lastly, an action plan describing individuals activities to be implemented. I -, I'• • Cost Burden The extent to which gross housing costs, including utility costs, exceeds 30 percent of gross income, based on data available from the U.S. Census Bureau. Economic Development Initiative (EDI) Grant Program EDI is designed to enable local governments to enhance both the security of loans guaranteed through HUD's Section 108 Loan Guarantee Program and the feasibility of the economic development and revitalization projects that Section 108 guarantees finance. EDI accomplishes this by providing grants to local governments to be used in conjunction with Section 108 loan guarantees. A locality may use the grant to provide additional security for the loan (for example, as a loss reserve), thereby reducing the exposure of its CDBG funds (which by law must be pledged as security for the loan guarantees). A locality may also use the EDI grant to pay for costs associated with the project, thereby enhancing the feasibility of the 108-assisted portion of the project. EDI-funded projects must meet one of the CDBG program's national objectives. Emergency Shelter Grant (ESG) Emergency Shelter Grant Program is a federally funded program designed to help, improve and maintain the quality of existing emergency shelters for the homeless. ESG helps emergency shelters meet the costs of operating emergency shelters and of providing certain essential social services to homeless individuals so that these persons have access to a safe and sanitary shelter, and to the supportive services and other kinds of assistance they need to improve their situations. The program is also intended to prevent the increase of homelessness through the funding of preventive programs and -activities. Emergency Shelter Any facility with overnight sleeping accommodations, the primary purpose of which is to provide temporary shelter for the homeless in general or for specific populations of the homeless. Entitlement An underlying formula governing the allocation of Block Grant funds to eligible recipients. Entitlement grants are provided to larger urban cities (i.e. population greater than 50,000) and larger urban counties (greater than 200,000). Federal National Mortgage Association (Fannie Mae) A federally chartered, stockholder owned corporation which supports the secondary market for both conventional mortgages and mortgages insured by the FHA and guaranteed by VA. Financing Functions necessary to provide the financial resources to fund government operations and federal assistance including the functions of taxation, fee and revenue generation, public debt, deposit funds, and intra governmental collections. City of Newport Beach Pg. D-3 2005-2009 Consolidated Plan Rev. 2110105 Appendix 'D" Glossary of Terms First-time Homebuyer An individual or family who has not owned a home during the three year .6 period preceding the assisted purchase of a home that must be occupied as the principal residence of the homebuyer. Any individual who is a displaced homemaker or a single parent may not be " excluded from consideration as a first-time homebuyer on the basis that the individual, while a homemaker or married, owned a home with his or her spouse or resided in a home owned by the spouse. �l Fiscal Year Any yearly accounting period, regardless of its relationship to a calendar year. FTE-Full Time Equivalent One FTE is 2,080 hours of paid employment. The number of FTEs is 1 derived by summing the total number of hours (for which included categories of employees) are paid by the appropriate categories of employees and dividing by 2,080 hours (one work year). 1 Appropriate categories include, but are not limited to, overtime hours, hours for full-time a permanent employees, temporary employees, and intermittent employees who may not have been paid for an entire reporting period. i Grant A federal grant may be defined as a form of assistance authorized by statute in which a federal agency (grantor) transfers something of value to a parry (the grantee) usually, but not T always, outside the federal government, for a purpose, undertaking, or activity of the grantee which i the government has chosen to assist, to be carried out without substantial involvement on the part of the federal government. The "thing of value" is usually money, but may, depending on the program legislation, also includes property or services. The grantee, again depending on the d program legislation, may be a state or local government, a nonprofit organization, or a private individual or business entity. �r HOME The Home Investment Partnership Program, which is authorized by Title lI of the National Affordable Housing Act. This federally funded program is designed to expand the housing, for very low-income people. And, to make new construction, rehabilitation, substantial rehabilitation, and acquisition of such housing feasible, through partnerships among the federal government, states and units of general local government, private industry, and nonprofit organizations able to utilize effectively all available resources. HOME Funds Funds made available under the HOME Program through allocations and reallocations, plus all repayments and interest or otherretum on the investment of these funds. Homeless Family Family that includes at least one parent or guardian and one child under the age of 18, a homeless pregnant woman, or a homeless person in the process of securing legal custody of a person under the age of 18. Homeless Individual An unaccompanied youth (18 years or younger) or an adult (18 years or older) without children who is homeless (not imprisoned or otherwise detained pursuant to an Act of Congress or a State law), including the following: 1) An individual who lacks a fixed, regular, and adequate nighttime residence; and 2) An individual who has a primary nighttime residence that is: i) A supervised publicly or privately operated shelter designed to provide temporary living accommodations (including welfare hotels, congregate shelters, and . transitional housing for the mentally ill); ii) An institution that provides a temporary residence for individuals intended to be City ofNewport Beach Pg D-4 2005-2009 Cansolldated Plan Rev. 2110105 f. Appendix 'D" Glossai y of Terms • institutionalized; or iii) A public or private place not designed for, or ordinarily used as, a regular " sleeping accommodation for human beings. Homeless Subponulation Include but are not limited to the following categories of homeless persons: severely mentally ill only, alcohol/drug addicted only, severely mentally ill and alcohol/drug addicted, fleeing domestic violence, youth and persons with HIV/AIDS. HOPWA Housing Opportunities for People With AIDS is a federal program designed to provide States and localities with resources and incentives to devise long-term comprehensive strategies for meeting the housing needs of persons with acquired immunodeficiency syndrome (AIDS) or related diseases and their families. The program authorizes entitlement grants and competitively awarded grants for housing assistance and services. Household Household means all the persons who occupy a housing unit. The occupants may be single family, one person living alone, two or more families living together, or any other group of related or unrelated persons who share living arrangements. Housing and Urban Developmen (HUD) Created as part of President Lyndon B. Johnson's War on Poverty, the Department of Housing- and Urban Development (HUD) was established as a Cabinet Department by the Department of Housing and Urban Development Act (42 U'.S.C. 3532- 3537), effective November 9, 1965. It consolidated a number of other older federal agencies. The Department of Housing and Urban Development is the Federal agency responsible for national . policy and programs that: address America's housing needs; improve and develop the Nation's communities; and enforce fair housing laws. HUD's mission is helping create a decent home and suitable living environment for all Americans. It has given America's cities a strong national voice at the Cabinet level. 0 HUD Income Levels Income levels serve as eligibility criteria for households participating in federally funded programs. Extremely Low Income Family whose income is between 0 and 30 percent of the median income for the area, as determined by HUD with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 30 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. Low Income Low-income families whose income does not exceed 50 percent of the median income for the area, as deternned by HUD with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 50 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of construction costs or fair market rents, or unusually high or low family incomes. City of NewportBeadh Pg. D-5 2005-2009 Consolidated' Plan Rev. 2110105 s, Appendix V" Glossary ofTernts +fi Middle Income Family whose is between 80 percent and 95 percent of the median area income for the area, as determined by HUD, with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 95 percent of the median for the area on the basis of HUD's findings that such variations are necessary because of prevailing levels of , construction costs or fair market rents, or unusually high or low family incomes. a� Moderate Income Family whose income does not exceed 80 percent of the median income for the i area, as determined by HIM, with adjustments for smaller and larger families, except that HUD may establish income ceilings higher or lower than 80 percent of the median for the area on the 1 basis of HUD's findings that such variations are necessary because of prevailing levels of j construction costs or fair market rents, or unusually high or low family incomes. ,t Jurisdiction A State or unit of general local government. Large Family Family of five or more persons. • t Lead -based paint hazards Any condition that causes exposure to lead from lead -contaminated dust, lead -contaminated soil, lead -contaminated pain that is deteriorated or present in accessible surfaces, friction surfaces, or impact surfaces that would result in adverse human health effects as established by the appropriate Federal agency. Letter of Credit Line of credit to a grant recipient established at a time of approval of application. Liability Assets owed for items received, services received, assets acquired, construction performed (regardless of whether invoices have been received), an amount received but not yet , earned, or other expenses incurred. Limited Clientele Benefit Benefit a limited number of people as long as at least 5 1 % are LMI. Benefit is generally presumed to be principally LIM (abused children, battered spouses, elderly persons, severely disabled adults, homeless persons, illiterate adults, persons living with AIDS and migrant farm workers). Limited Clientele must be documented with income verification or be, of such nature and in such location that it can be concluded that the clients are LMI. Micro -enterprise A business that has 5 or fewer employees, one or more of whom owns the enterprise. Neighborhood Revitalization Strateav Area • Scattered site housing activities that the aggregate meets the LMI of 51 %. • Direct Homeownership assistance must meet the LMI 100%. Overcrowded For purposes of describing relative housing needs, a housing unit containing more than one person per room, as defined by U.S. Census Bureau, for which the Census Bureau makes data available. 0 City ofNewport Beach Pg. D-6 1005-2009 Consolidated Plan Rev. 2110105 Aooendir "D" Glossary of Terms • Person with a Disability A person who is determined to: 1 1) Have a physical, mental or emotional impairment that: i) Is expected to be of long -continued and indefinite duration; ii) Substantially impedes his or her ability to live independently; and iii) Is of such a nature that the ability could be improved by more suitable housing conditions; Or 2) Have a developmental disability, as defined in section 102(7) of the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C. 6001-6007); or ` 3) Be the surviving member or members of any family that had been living in, an assisted 1 unit with the deceased member of the family who had a disability at the time of his or her death. Private Non-profit Organization A secular or religious organization described in section 501 (c) of the Internal Revenue Code of 1988 which: (a) is exempt from taxation under subtitle A of the Code; (b) has an accounting system and a voluntary board; and (c) practices nondiscrimination in the provision of assistance. Program An organized set of activities directed toward a common purpose or goal that an -agency undertakes or proposes to cant' out its responsibilities. Program Income Program income is the gross income received by the recipient and its • subrecipients* directly generated from the use of CDBG funds. For those program income generating activities that are only partially assisted with CDBG funds, such income is prorated to reflect percentage of CDBG funds that were used. Reference 24 CFR 570.500(a). Examples: (Note: This list in NOT exclusive and therefore other types of funds may also constitute CDBG program income.) proceeds from the disposition by sale or long-term lease (15 years or more) of real property purchased or improved with CDBG funds. • .proceeds from the disposition of equipment bought with CDBG funds. • gross income from the use or rental of real property that has been constructed or improved with CDBG funds and that is owned (in whole or in part) by the recipient or subrecipient. Costs incidental to the generation of the income are deducted from the gross income. • payments of principal and interest on loans made using CDBG funds. • proceeds from the sale of loans made with CDBG funds. • proceeds from the sale of obligations secured by loans made with CDBG funds. • any interest earned on funds held in a revolving fund account. • any interest earned on program income pending its disposition. • funds collected through special assessments that are made against properties owned and occupied by non -low and moderate- income households where the assessments have been made to recover some or all of the CDBG portion of a public improvement. Reference: 570.500(a) (1) Program income does not include the following examples. • interest earned on grant advances from the U.S. Treasury. Any interest earned on grant advances is required to be returned to the U.S. Treasury. City of Newport Beach Pg. D-7 2005-2009 Consolidated Plan 1 Bev. 2110105 �t s Appendix "D" Glossary ofTerins al • proceeds from fund-raising activities carried out by subrecipients that are receiving CDBG assistance to implement eligible activities. • funds collected through special assessments that have been made to recover the non- { CDBG portion of a public improvement. , } • proceeds from the disposition by the grantee ofrealpropertythat has been acquired or improved with CDBG funds when the disposition occurs after grant closeout for q entitlement grantees. i • proceeds from the disposition of real property that has been acquired or improved with CDBG funds where the disposition occurs within a five year period (or more if so t determined by the grantee) after the expiration of the agreement between the grantee i and subrecipient for that specific agreement where the CDBG funds were provided for the acquisition or improvement of the subject property. 1 Note: This list is not all-inclusive. *Subrecipient means a public or private nonprofit agency, authority, or organization or an authorized for profit entity receiving CDBG funds from the recipient or another subrecipient to ; undertake activities eligible for such assistance. The term excludes all entity receiving CDBG funds from the recipient unless the grantee explicitly designates it as a subrecipient. The term includes a o public agency designated by a unit of general local governnnent to receive a loan guarantee, but does i not include contractors providing supplies, equipment, construction, or services subject to the procurement requirenne is as applicable. x Pro ect A planned undertaking of something to be accomplished, produced, or constructed, having a finite beginning and finite end. Examples are a construction project or a research and . development project. r Rehabilitation Labor, materials, tools, and other costs of improving buildings, including repair directed toward an accumulation of deferred maintenance; replacement of principal fixtures and components of existing buildings; installation of security devices; and improvement through alterations or incidental additions to, or enhancement of, existing buildings, including improvements to increase the efficient use of energy in buildings, and structural changes necessary to make the structure accessible for persons with physical handicaps. Rehabilitation also includes the conversion of a building to an emergency shelter for the homeless, , where the cost of conversion and any rehabilitation costs do not exceed 75 percent of the value of the building before conversion. Rehabilitation must meet local government safety and sanitation standards. For projects of 15 or more units where rehabilitation costs are 75 percent or more of the replacement cost of the building, that project must meet the accessibility requirement of Section 504 of the Rehabilitation Act of 1973; or where rehabilitation costs are less than 75 percent of the replacement cost of the building, that project must meet the requirements of 24 CFR 6.23b, Rental Assistance Rental assistance payments provided as either project -based rental assistance or tenant -based rental assistance. Otherwise known as the Section 8 Rental Assistance Payments Program and variations thereof. 11 City ofNewport Beach Pg. D-8 2005-2009 Consolidated Plan Rev. 2110105 1 Appendix "D" Glossary of Terms i• 0 Renovation Rehabilitation that involves costs of 75 percent or less of the value of the building before rehabilitation. Request for Proposals (RFP) A RFP is the instrument used to solicit proposals/offers for proposed contracts using the negotiated procurement method. Section 108 Loan Guarantee Program The Section 108 Loan Guarantee Program involves a federal guarantee on local debt allowed under Section 108 of the Housing and Community Development Act of 1974, as amended. This section of the Act allows public entities, such as the County of Los Angeles, to issue promissory notes through HUD to raise money for eligible large-scale community and economic development activities. HUD guarantees these notes, which are sold on the private market in return for a grantee's pledge of its future CDBG funds and other security for the purpose of debt repayment. Section 108 activities must satisfy CDBG eligibility and national objective criteria as well as Section 108 regulations and guidelines. Senior A person who is at least 55 years of age. For senior housing activities, a senior is a person who is at least 62 years of age. (Seniors and "elderly" are terms that are often interchangeable.) Severely Disabled Persons are considered severely disabled if they: • Use a wheelchair or another special aid for 6 months or longer • Are unable to perform one or more functional activities (seeing, hearing, having one's speech understood, lifting and carrying, walking up a flight of stairs and walking), needed assistance with activities of daily living (getting around inside the home, getting in or out of bed or a• chair, bathing, dressing, eating and, toileting) or instrumental activities or daily living (going outside the home, keeping tract of money or bills, preparing meals, doing light housework, and using the telephone) • Are prevented from working at a job or doing housework • Have a selected condition including: autism, cerebral palsy, Alzheimer's disease, senility or dementia or mental retardation • Are under 65 years of age and are covered by Medicare or receive Supplemental Security Income (SSI) Shelter Plus Care A federally funded McKinney Act Program designed to provide affordable housing opportunities to individuals with mental and/or physical disabilities. SRO (Single Room Occupancy) A unit for occupancy by one person, which need not but may contain food preparation or sanitary facilities, or both. State Any State of the United States and the Commonwealth of Puerto Rico. Subsidy Generally, a payment or benefit made where the benefit exceeds the cost to the beneficiary. Subrecipient An entity that assists the Municipality to implement and administer its programs. A subrecipient is generally a nonprofit organization. City of Newport Beach Pg. D-9 2005-2009 Consolidated Plan Rev. 2110105 d. 4 Appendix "D" Glossary of Terms I Substantial Rehabilitation Rehabilitation of residential property at an average cost for the project in excess of $25,000 per dwelling unit. Supportive Housing Services provided to residents of supportive housing for the purpose of facilitating the independence of residents. Some examples are case management, medical or psychological counseling and supervision, childcare, transportation, and job training. Supportive Housing Program (SHP) The Supportive Housing Program promotes the development f supportive housing and supportive services, including innovative approaches that assist homeless persons in the transition from homelessness and enable them to live as independently as possible. SHP funds may be used to provide transitional housing, permanent housing for persons with disabilities, innovative supportive housing, supportive services, or safe 1 havens for the homeless. , .j 0 0 City of Newport Beach Pg. D-10 2005-2009 Consolidated Plan Rev. 2110105 1; ,I 11 �aG W PO* a4 y� � y F c'LfPOw��c z a a� APPENDIX "E" N LM N CDBG Eligible Area Boundary on Balboa 4 �E W PoFJ � a eRttnox�lP 1 f1 ri ,1 W U 0 o 0 1 N O APPENDIX T" i. �c ANALYSIS OF IMPEDIMENTS STUDY 1 • TABLE OF CONTENTS Section 1 — Introduction and Summary ...................................................................1-1 A. Background........................................................................................................................1-1 B. Summary............................................................................................................................1-2 Section2 — Regional Demographic Profile.............................................................. 2-1 A. Demographic Characteristics.............................................................................................2-1 B. Population Characteristics.................................................................................................2-1 1. 2005 Population............................................................................................................2-1 2. Population Growth Trends............................................................................................2-2 C. Housing Characteristics.....................................................................................................2-7 1. 2005 Housing Supply....................................................................................................2-7 2. Housing Growth Trends................................................................................................2-7 3. Vacancy Rates..............................................................................................................2-7 D. Employment Characteristics............................................................................................2-13 Section 3 — Minority Population Characteristics.....................................................3-1 A. Race and Hispanic Population Categories and Definitions...............................................3-1 1. Race Categories...........................................................................................................3-1 2. Race Category Definitions............................................................................................3-1 3. Hispanic Population Definition......................................................................................3-2 B. Areas of Minority Population Concentrations.....................................................................3-2 C. Hispanic Population Growth Trends..................................................................................3-4 D. Population Estimates and Projections — 2000 to 2030......................................................3-4 Section 4— Income Characteristics.........................................................................4-1 A. Income and Fair Housing Choice.......................................................................................4-1 B. Median Household Income................................................................................................4-1 C. Poverty Level Income........................................................................................................4-2 D. Areas of Low/Moderate Income Concentration.................................................................4-3 Section5 — Protected Group Characteristics.......................................................... 5-1 A. Introduction........................................................................................................................5-1 B. Sex of Householder...........................................................................................................5-1 C. Families with Children........................................................................................................5-4 D. Disabled Population...........................................................................................................5-7 1. Disability Defined..........................................................................................................5-7 2. Households with Disabilities.........................................................................................5-7 3. People with Disabilities.................................................................................................5.8 Section 6 — Private Sector Impediments .................................. I., ..... ,......... I............ 6.1 A. Introduction........................................................................................................................6.1 B. Hate Crimes.......................................................................................................................6-1 1. Hate Crimes Defined.....................................................................................................6-1 2. Statewide Hate Crime Events.......................................................................................6.2 3. Orange County Hate Crimes.........................................................................................6-3 C. Predatory Lending..............................................................................................................6-6 D. Accessibility to Credit.........................................................................................................6-8 Section7 — Regional Fair Housing Programs...................................................7-1 A. Program Structure...................................................................................7-1 B. Enforcement Program..............................................................................7-1 1. Structure.....................................................................................7-1 2. Program Process ...................................... ....................................... 7-1 3. Process Objectivity & Fairness......................................................7-2 4, Fair Housing Reporting Requirements ........................... ...................... 7-2 5. Court Determinations of Discrimination ................... ....... ...................... 7-2 6. Information & Educational Programs ............................................... .... 7-2 7. Program Effectiveness.....................................................................7-3 B. Community Conflict........................................................ ............. .... 7-3 Section 8 — Recognized Impediments................................................I..............8.1 A. Recognized Impediments..........................................................................8-1 B. Findings & Recommendations.....................................................................8-4 I "• SECTION 1 INTRODUCTION A. PURPOSE AND SCOPE OF REPORT In order to receive the annual Community Development Block Grant (CDBG) funds, the entitlement cities and County of Orange have certified to the U.S. Department of Housing and Urban Development (HUD) that the CDBG programs will be administered in compliance with Title VIII of the Civil Rights Act of 1968, as amended, and that they will affirmatively further fair housing. The Civil Rights Act of 1968, as amended, states that it is a violation for a housing provider to refuse to rent or sell a home to any person based upon race, color, religion, sex, handicap, familial status or national origin. The Code of Federal Regulations (CFR) governing the CDBG Program requires that entitlement jurisdictions prepare an assessment of impediments to providing fair housing choice within their jurisdiction (CFR 570.904 [c][1]). "Fair housing choice" means the ability of persons ofsimilar income levels regardless of race, color, religion, sex, national origin, handicap and familial status to have available to them the same housing choices. This Report, which is a revision and update of the 2000 Regional Fair Housing Assessment, has the purpose of furthering fair housing opportunities. HUD defines afflnnativeI furthering fair housing as requiring a CDBG grantee to: Conduct an analysis to identify impediments to fair housing choice within the jurisdiction. Take appropriate actions to overcome the effects of any impediments identified through the analysis. Maintain records reflecting the analysis and actions taken in this regard. B. STUDY PARTICIPANTS The following entitlement cities will be included in the Fair Housing Impediments Analysis: Anaheim Buena Park Costa Mesa Fountain Valley Fullerton Garden Grove Huntington Beach Irvine La Habra Newport Beach • Orange Santa Ana Tustin 1-1 S8CT/ON 1 INTRODUCTION Westminster • The following cities, which are apart of the Urban County, also are included in the Fair Housing Impediments Analysis: Aliso Viejo Brea Cypress Dana Point Laguna Beach Laguna Hills Laguna Niguel Laguna Woods Lake Forest La Palma Los Alamitos Mission Viejo Placentia Rancho Santa Margarita San Clemente San Juan Capistrano Seal Beach Stanton Villa Park Yorba Linda Unincorporated Balance C. REPORT FORMAT In addition to this Introduction, this research report presents fair housing related information in five Sections: Section 2 Regional Demographic Profile Section 3 Minority Population Characteristics Section 4 Income Characteristics Section 5 Protected Group Characteristics Section 6 Private Sector Impediments Detailed information is contained in the following Technical Appendices: Technical Appendix A Percent Minority Population -- Rank Order by Census Tract Technical Appendix B Percent Minority Population — City and Census Tract Technical Appendix C Percent Low/Mod Income — Rank Order by Census Tract and Block Group • 1-2 SECTION 1 INTRODUCTION Technical Appendix D Percent Low/Mod Income — City/Census Tract/Block Group Technical Appendix EHome Mortgage Disclosure Act Data — Entitlement Cities — 2003 Technical Appendix FHome Mortgage Disclosure Act Data — Urban County — 2003 • 1 1.3 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE A. DEMOGRAPHIC CHARACTERISTICS • The Regional AI's demographic profile includes an overview of the population, housing and employment characteristics of the entitlement cities and Urban County. The total population of the communities included in the Regional AI is almost 3,057,000. The housing stock is comprised of about 1,013,800 housing units. Employment in the entitlement cities and Urban County mirror the populations of these areas. The total labor force is 1,575,400 persons. The unemployment rate is generally low throughout the entitlement cities and Urban County communities. B. POPULATION CHARACTERISTICS 1. 2005 Population Table 2-1 shows that the 2005 population of the entitlement cities reached almost 2,084,00 persons. Santa Ana (351,697) has the largest population of the 14 entitlement cities. Anaheim (345,317) has the second largest population among the entitlement cities. Six cities have populations between 113,440 and 200,763 (Costa Mesa, Fullerton, Garden Grove, Orange, Irvine and Huntington Beach). Six cities have populations ranging between 57,353 and 92,270. Table 2-1 also shows that the vast majority of people live in households; only a few people live in group quarters. The average household sizes range from a low of 2.19 (Newport Beach) to a high of 4.7 (Santa Ana). 0 Table 2-2 shows that the 2005 population of the Urban County was almost 1 million persons. The unincorporated area comprises one -eighth (12.2%) of the total Urban County population. Of the 20 cities in the Urban County, 14 have populations of less than 50,000 and six have populations of more than 50,000. As Table 2-2 shows, 99.3% of the population lives in households. The average household sizes range from a low of 1.45 (Laguna Woods) to a high of 3.54 (Stanton). The list below and on the next page provides the definitions of key terms: Household: A household includes all of the people who occupy a housing unit. (People not living in households are classified as living in group quarters.) A housing unit is a house, an apartment, a mobile home, a group of rooms, or a single room occupied (or if vacant, intended for occupancy) as separate living 4umters. Separate living quarters are those in which the occupants live separately from any other people in the building and that have direct access from the outside of the building or through a common hall. The occupants may be a single family, one person living alone, two or more families living together, or any other group of related or unrelated people who share living quarters. 0 2.1 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE • In 100-percent tabulations, the count of households or householders always equals the count of occupied housing units. In sample tabulations, the numbers may differ as a result of the weighting process. Group Quarters: The group quarters population includes all people not living in households. Two general categories of people in group quarters are recognized: (1) the institutionalized population and (2) the noninstitutionalized population. ,0 Institutionalized Population: The institutionalized population includes people under formally authorized, supervised care or custody in institutions at the time of enumeration, such as correctional institutions, nursing homes, and juvenile institutions. Noninstitutionalized Population: The noninstitutionalized population includes all people who live in group quarters other than institutions, such as college dormitories, military quarters, and group homes. Also included is staff residing at institutional group quarters. 2. Population Growth Trends During the 10-year period between the April 1990 and April 2000 Census', 253,536 persons were added to the populations of the 14 entitlement cities. Table 2-3 indicates that almost 400,000 persons were added to the populations of the entitlement cities between the April 1990 Census and January 1, 2005. The largest numerical gains between 1990 and 2005 were experienced in Anaheim (78,911), Irvine (70,473) and Santa Ana (57,870). In fact, these three cities accounted for 52% of the total population growth of the 14 entitlement cities. In the same period, the highest population growth rates occurred in Irvine (640/o), Tustin (40%), Anaheim (30%), Newport Beach (25%) and Orange (24%). The populations of the 20 incorporated cities in the Urban County also increased between 1990 and 2005. Unincorporated Orange County actually had a population decrease due to incorporations. In rank order, the cities with the largest population gains were Mission Viejo, San Clemente and Laguna Niguel. 2-2 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-1 • Regional Fair Housing Impediments Analysis Entitlement Cities: Year 2005 Population Estimates by CIty City Total Households Group Quarters Persons Per Household Anaheim 345,317 341,521 3,796 3.452 Buena Park 81,066 80,132 934 3.428 Costa Mesa 113,440 110,312 3,128 2.777 Fountain Valley 57,353 56,841 512 3.096 Fullerton 135,672 132,461 3,211 1 2.918 Garden Grove 172,042 169,808 2,234 3.675 Huntington Beach 200,763 199,971 792 2.647 Irvine 180,803 172,813 7,990 2.725 La Habra 61,771 61,176 595 3.181 Newport Beach 83,120 82,180 940 1189 Orange 137,751 132,419 5,332 3.115 Santa Ana 351,697 346,050 5,647 4.700 Tustin 70,871 70,453 418 2.907 Westminster 92,270 91,718 552 3.428 Total 2,083,936 2,047,855 36,081 Source: State of California, Department of Finance, Demographic Research Unit, City and CountX Summary Report of Population and Housing -- R_eport E-5, January 1, 2005, Table construction by Castaiieda & Associates. l J 2-3 0 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-2 Regional Fair Housing Impediments Analysis Urban County: Year 2005 Population Estimates by City City Total Household Group Quarters Persons Per Household Aliso Viejo 45,017 44,857 160 2.568 Brea 39,584 39,456 128 2.783 Cypress 48,863 48,542 321 3.022 Dana Point 36,765 36,523 242 2.490 Laguna Beach 24,969 24,847 122 2.118 Hills 33,253 32,829 424 3.042 -Laguna Ni uel 66,126 65,823 303 2.739 -Laguna Laguna Woods 18,371 18,297 74 1.453 Lake Forest 78,020 77,176 844 3.002 La Palma 16,112 16,081 31 3.189 Los Alamitos 12,003 11,597 406 1 2.706 Mission Viejo 98,197 97,132 1,065 2.929 Placentia 50,323 50,020 303 3.171 Rancho Santa Margarita 49,249 49,235 14 2.999 San Clemente 65,338 65,046 292 2.643 San Juan Capistrano 36,078 35,620 458 3.155 Seal Beach 25,334 25,039 295 1.891 Stanton 38,812 38,294 518 3.537 Villa Park 6,230 6,209 21 3.165 Yorba Linda 65,621 65,486 135 3.153 Unincorporated Balance 118,664 117,143 1,521 3.162 Total 972,929 965,252 7,677 Source: State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing -- Report E-51 January 1, 2005. Table construction by Castaneda & Associates. Table 2-3 2.4 li SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Regional Fair Housing Impediments Analysis • Entitlement Cities: Population Growth April 1, 1990, April 1, 2000 and January 1, 2005 Entitlement Cities 1990 2000 2005 Numerica 1 Change 1990- 2000 Percentag a Change 1990-2000 Numerica 1 Change 2000- 2005 Percentag e Change 2000-2005 Anaheim 266,406 324,218 345,317 57,812 21.7% 21,099 6.5% Buena Park 68,784 77,962 81,066 9,178 13.3% 3,104 4.0% Costa Mesa 96,357 108,724 113,440 12,367 12.8% 4,716 4.3"% Fountain Valle 53,691 54,978 57,353 1,287 2,4% 2,375 4.3% Fullerton 114,144 126,003 135,672 11,859 10.4% 9,669 7.7% Garden Grove 142,965 162,962 172,042 19,997 14.0% 9,080 5.6% Huntington Beach 181,519 189,627 200,763 8,108 4.5% 11,136 5.9% Irvine 110,330 143,072 180,803 32,742 29.7% 37,731 26.4% La Habra 51,266 58,974 61,771 7,708 15.0% 2,797 4.7% Newport Beach 66,643 70,032 83,120 3,389 21.3% 13,088 18.7% Orange 110,658 128,868 137,751 18,210 16.5% 8,883 6.9% Santa Ana 293,827 337,977 351,697 44,150 15.0% 1 13,720 4.1% Tustin 50,689 67,504 70,871 16,815 33.2% 3,367 5.0% Westminste r 78,293 88,207 92,270 9,914 12.7% 4,063 4.6% Total 1,685,57 2 1,939,10 8 2,083,93 6 253,536 15.0% 144,828 7.5% Source: State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing •- Report E-5, April 1, 1990. State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing -- Report E-5, January 1, 2000. State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing -- Report E-5, January 1, 2005. Table construction by Castarleda & Associates. 0 0 2.5 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-4 • Regional Fair Housing Impediments Analysis Urban County: Population Growth April 1, 1990, April 1, 2000 and January 1, 2005 Entitlement Cities 1990 2000 2005 Numerica I Change 1990- 2000 Percentag a Change 1990-2000 Numerica 1 Change 2000- 2005 Percentag a Change 2000-2005 Aliso Viejo NA NA 45,017 NA NA NA NA Brea 32,873 35,410 39,584 2,537 12.5% 4,174 11.8% Cypress 42,655 46,549 48,863 3,894 14.9%1 2,314 5.0% Dana Point 31,896 35,110 36,765 3,214 19.1% 1,655 4.7% Laguna Beach 23,170 23,727 24,969 557 9.1% 1,242 5.2% Laguna Hills* NA 29,891 33,253 NA 28.8% 3,362 11.2% Laguna Niguel 44,723 61,891 66,126 17,168 34.4% 4,235 6.8% Laguna Woods NA 17,794 18,371 NA NA 577 3.2% Lake Forest NA 58,707 78,020 NA NA 19,313 32.9% La Palma 15,392 15,408 16,112 16 7.4% 704 4.6% Los Alamitos 11,788 11,536 12,003 -252 3.9% 467 4.0% Mission Viejo 72,8201 93,102 98,197 20,282 35.2% 5,095 5.5% Placentia 41,259 1 46,488 50,323 1 5,229 21.6% 3,835 8.2% Rancho Santa Margarita NA 47,214 49,249 NA NA 2,035 4.3% San Clemente 41,100 49,936 65,338 8,836 22.4% 15,402 30.8% San Juan Capistrano 26,183 33,826 36,078 7,643 24.1% 2,252 6.7% Seal Beach 25,098 24,157 25,334 -941 9.2% 1,177 4.9% Stanton 30,491 37,403 38,812 6,912 12.6% 1,409 3.8% Villa Park 6,299 5,952 6,230 347 7.7% 278 4.7% Yorba Linda 52,422 58,918 65,621 6,496 20.4% 6,703 11.4% Unincorporate d Balance 226,927 168,132 118,664 -58,795 -3.8% -49,468 -29.4% Total 725,096 901,151 972,929 176,055 24.3% 26,761 3.0% Source: State of California, Department of Finance, Demographic Research Unit, Cijy and Coun Summary Report of Population and Housing -- Report E-5, April 1, 1990. State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing -- Report E-5, January 1, 2000. i State of California, Department of Finance, Demographic Research Unit, City and County . Summary Report of Population and Housing -- Report E-5, January 1, 2005. Table construction by Castafteda & Associates. 2.7 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE I•i C. HOUSING CHARACTERISTICS • 1. 2005 Housing Supply As of January 2005, the housing supply of the entitlement cities was about 659,300 housing units. The cities of Anaheim (101,738), Huntington Beach (77,616), Santa Ana (75,222) and Irvine (68,916) have the largest housing stocks. Single-family dwellings comprise the majority of housing units in seven of the 14 entitlement cities. Single-family homes comprise less than 50% of the housing supply in seven cities — Anaheim, Costa Mesa, Huntington Beach, Irvine, Newport Beach, Santa Ana and Tustin. The Urban County's housing stock is comprised of about 354,500 dwelling units. San Clemente and Yorba Linda have the largest housing supplies among the Urban County communities. 2. Housing Growth Trends Between 1990 and 2005 almost 70,000 housing units were added to the stocks of 14 entitlement jurisdictions. Irvine, by far, had the highest housing growth, adding 11,490 dwellings between 1990 and 2000 and then another 15,205 units between 2000 and 2005. Other cities with high growth numbers included Anaheim (8,561), Newport Beach (7,282), Tustin (6,627) Orange (5,500) and Huntington Beach (4,880). Irvine, Fullerton and Newport Beach added more units between 2000--� 2005 compared to the 1990-2000 period. Changing boundaries and incorporations make trend analysis difficult. However, the 2005 housing estimate for the Urban County is 354,520 dwellings. The unincorporated area has fewer housing units in 2005 than in 2000 and 1990 due to city incorporations. Cities with the highest supply growths between 1990 and 2005 include San Clemente (7,481), Mission Viejo (7,321), Laguna Niguel (5,731) and Yorba Linda (3,770). San Clemente is the only city that added more housing units between 2000-2005 compared to the 1990-2000 period. Four cities have housing stocks ranging from 20,000 to 30,000 housing units — Lake Forest, San Clemente, Laguna Niguel and Yorba Linda. All other cities have housing supplies of less than 20,000 units. Single-family homes comprise less than one-half of the housing units in Aliso Viejo, Dana Point, Laguna Woods, Los Alamitos, Seal Beach, and Stanton. 3. Vacancy Rates Vacancy rates reflect the supply/demand conditions that are unique to each community. Newport Beach has an 11% vacancy rate, reflecting vacation, second home and seasonal use of the housing stock. The Irvine vacancy rate is almost 8%, which may indicate the unsold inventory of new construction. Some of the higher vacancy rates of Urban County communities reflect beach and retirement communities. Four cities, for instance, have higher than average vacancy rates: Laguna Beach,11.2%; Seal Beach, 8.6%; Dana Point, 7.86/o; and Laguna Woods, 7.6%. 2-9 -t SECTION 2 REGIONAL DEMOGRAPHIC PROFILE • The meanings of the housing types are defined below: r Housing Structure: A structure is a separate building that either has open spaces on all sides or is separated'from other structures by dividing walls that extend from ground to roof. In determining the number of units in a structure, all housing units, both occupied and vacant, are counted. Stores and office space are excluded. The statistics are presented for the number of housing units in structures of specified type and size, not for the number of residential buildings. 1-unit, detached: This is a 1-unit structure detached from any other house; that is, with open space on all four sides. Such structures are considered detached even if they have an adjoining shed or garage. A 1-family housing that contains a business is considered detached as long as the building has open space on all four sides. Mobile homes to which one or more permanent rooms have been added or built are also included. 1-unit, attached: This is a 1-unit structure that has one or more walls extending from ground to roof separating it from adjoining structures. In row houses (sometimes called townhouses), double houses, or houses attached to nonresidential structures, each house is a separate, attached structure if the dividing or common wall goes from ground to roof. • 2 or more units: These are units in structures containing 2 or more housing units, further categorized as units in structures with 2, 3 or 4, 5 to 9, 10 to 19, 20 to 49, and 50 or more units. Mobile Home: Both occupied and vacant mobile homes to which no permanent rooms have been added are counted in this category. Mobile homes used only for business purposes or for extra sleeping space and mobile homes for sale on a dealer's lot, at the factory, or in storage are not counted in the housing inventory. In 1990, the category was "mobile home or trailer." Boat, RV, Van, etc.: This category is for any living quarters occupied as a housing unit that does not fit in the previous categories. Examples that fit in this category are houseboats, railroad cars, campers, and vans. • 2-10 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-5 Regional Fair Housing Impediments Analysis Entitlement Cities: Year 2005 Housing Estimate by City Mobile % City SFD SFA 2-4 Units I 5+ Units Mobile Homes Total Vacant Anaheim 43,990 8,939 10,4391 33,985 4,3851 101,738 2.76% Buena Park 14,033 1,911 1,424 6,209 291 23,868 2.07% Costa Mesa 15,699 4,161 5,932 14,047 1,096 40,935 2.97% Fountain Valley 12,385 2,194 648 3,046 398 18,671 1,68% Fullerton 23,928 3,775 3,729 14,253 921 46,606 2.60% Garden Grove 26,739 4,486 3,410 10,674 1,822 47,131 1.95% Huntington Beach 38,352 9,457 9,782 16,884 3,141 77,616 2.65% Irvine 25,998 14,591 4,579 22,726 1,022 68,916 7.97% La Habra 10,461 1,667 1,360 5,508 735 19,731 2,54% Newport Beach 18,918 7,166 5,475 9,721 863 42,143 10,91% Orange 24,769 5,149 4,701 7,560 1,339 45,518 2.32% Santa Ana 33,667 6,546 7,492 23,608 3,909 75,222 2.13% Tustin 8,375 3,531 3,836 9,2771 908 25,927 6.52% Westminster 14,891 2,449 2,084 4,8081 3,0681 27,300 1.98% Total 1 312,2051 76,0221 64,8911 182,3061 23,8981 659,322 Source: State of California, Department of Finance, Demographic Research Unit, City and Counri Summary Report of Population and Housing -- Report E-5, January 1, 2005. Table construction by Castafieda & Associates. I1 u E 2-11 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE I ,r I ,r 1 , , • Table 2-6 Regional Fair Housing Impediments Analysis Urban County: Year 2005 Housing Estimate by City 0 0 City SFD SFA 2-4 Units 5+Units Mobile Homes Total Vacant Aliso Viejo 6,455 4,935 739 5,824 15 17,968 2.77% Brea 8,426 1,095 563 3,501 870 14,455 1.94% Cypress 10,159 2,562 519 2,842 364 16,446 2.33% Dana Point 7,868 2,266 2,798 2,607 370 15,909 7.81% aBeach 8,263 759 1,766 2,105 324 13,217 11.22% aHills* 5,864 2,183 608 2,267 217 11,139 3.11%a Ni el 13649 5,007 1,441 4,610 16 24,723 2.80% a Woods 727 4,012 2,474 6,390 26 13,629 7.62% orest 14,166 3,923 1,276 5,734 1,286 26,385 2.55% lma 3,637 376 102 989 27 5,131 1.72% lamitos P 1,941 251 1,033 1,014 129 4,368 1.90% n Vie'o24,475 4,021 1,201 3,928 89 33,714 1.63% tia 9,675 2,050 1,108 2,665 577 16,075 1.88% o Santa ritalemente 9,118 3,889 598 3,079 0 16,684 1.59% 14,664 2,645 4,010 4,485 403 26,207 6.10% an Capistrano 6,014 2,395 944 865 1,474 11,692 3.45% Seal Beach 4,635 2,121 1,167 6,390 163 14,476 8.55% Stanton 2,994 1,873 988 3,954 1,262 11,071 2.21% Villa Park 1,991 18 0 6 5 2,020 2.87% Yorba Linda 16,701 2,213 570 1,316 311 21,111 1.61% Unincorporated Balance 29,778 2,232 2,018 3,544 528 38,100 2.76% Total 201,200 50,8261 25,9231 68,115 8,4561 354,520 3.6% Source: State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing -- Report E-51 January 1, 2005. Table construction by Castaneda & Associates. 2-12 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-7 . Regional Fair Housing Impediments Analysis Entitlement Cities: Housing Supply Growth April 1, 1990, April 19 2000 and January 1, 2005 Entitlement Cities 1990 2000 2005 Numerica 1 Change 1990- 2000 Percentag a Change 1990-2000 Numerica 1 Change 2000- 2005 Percentag a Change 2000-2005 Anaheim 93,177 99,719 101,738 6,542 7.0% 2,019 2.0% Buena Park 23,200 23,690 23,868 490 2.1% 178 1.0% Costa Mesa 39,611 40,406 40,935 795 2.0% 529 1.3% Fountain Valle 18,019 18,473 18,671 454 2.5% 198 1.1% Fullerton 42,956 44,771 46,606 1,815 4.2% 1,835 4.1% Garden Grove 45,957 46,703 47,131 746 1.6% 428 0.9% Huntington Beach 72,736 75,679 77,616 2,943 4.0% 1,937 2.6% Irvine 42,221 53,711 68,916 11,490 27.2% 15,205 28.3% La Habra 18,670 19,441 19,731 771 4.1% 290 1.5% Newport Beach 34,861 37,288 42,143 2,427 7.0% 4,855 13.0% Orange 38,018 41,920 43,518 3,902 10.3% 1,598 3.8% Santa Ana 75,000 74,588 75,222 -412 -0.5% 634 1.0% Tustin 19,300 25,501 25,927 6,201 32.1% 426 1.7% Westminste r 25,892 26,940 27,300 1,048 4.0% 360 1.3% Total 589,618 628,830 1 659-122 39,212 6.7% 30,492 4.8% Source: State of California, Department of Finance, Demographic Research Unit, Cityand County Summary Report of Population and Housing -- Report E-5, April 1, 1990. State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Population and Housing -- Report E-5, January 1, 2000. State of California, Department of Finance, Demographic Research Unit, City and County Summary Report of Podnulation and Housing -- Report E-5, January 1, 2005. Table construction by Castaiieda & Associates. 0 2.13 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-8 Regional Fair Housing Impediments Analysis Urban County: Housing Supply Growth April 1, 1990, April 1, 2000 and January 1, 2005 Entitlement Cities 1990 2000 2005 Numerica 1 Change 1990- 2000 Percentag e Change 1990-2000 Numerica 1 Change 2000- 2005 Percentag e Change 2000-2005 Aliso Viejo NA NA 17,968 NA NA NA NA Brea 12,648 13,327 14,455 679 4.8% 1,128 8.5% Cypress 14,715 16,164 1 16,446 1,449 7.6% 285 1.7% Dana Point 14,666 15,6821 15,909 1,016 7.7% 227 1.4% Laguna Beach 12,846 12,965 13,217 119 2.60/o 252 1.9% Laguna Hills* NA 10,324 11,139 NA 25.5% 815 7.9% Laguna Niguel 18,992 23,885 24,723 4,893 24.0% 838 3.5% Laguna Woods NA 13,629 13,629 NA NA 0 0.0% Lake Forest NA 20,4861 26,385 NA NA 5,899 28.8% La Palma 4,935 5,066 1 5,131 131 2.8% 65 1.3% Los Alamitos 4,312 4,329 1 4,368 17 6.1% 39 1.0% Mission Viejo 26,393 32,985 1 33,714 6,592 1 25.1% 729 2.2% Placentia 13,733 15,326 M075 1,593 13.0% 749 4.9% Rancho Santa Margarita NA 16,515 16,684 NA NA 169 1.0% San Clemente 18,726 20,653 26,207 1,927 11.5% 5,554 26.9% San Juan Capistrano 9,612 11,320 11,692 1,708 15.0% 372 3.3% Seal Beach 14,407 14,267 14,476 -140 0.02% 209 1.5% Stanton 10,755 11,011 11,071 256 4.5%1 60 1.0% Villa Park 1,966 1,992 2,020 26 4.9% 28 1.4% Yorba Linda 17,341 19,567 21,111 2,226 13.7% 1,544 7.9% Unincorporate d Balance 89,440 61,161 38,100 -28,279 -6.9% -23,061 -37.7% Total 285,487 340,654 354,520 55,167 19.3% 13,866 4.1% Source: State of California, Department of Finance, Demographic Research Unit, Cityand County Summar�Report of Population and Housing -- Report E-5, April 1, 1990. State of California, Department of Finance,' Demographic Research Unit, City and County Summary ReReiort of Population and Housing -- Report E-51 January 1, 2000. State of California, Department of Finance, Demographic Research Unit, City and County Summary Re of Population and Housing Report E-5 January 1, 2005. *City was incorporated after the April 1990 Census. NA included in unincorporated total. 2-14 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table construction by Castafteda & Associates. 0 2-15 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE • D. EMPLOYMENT CHARACTERISTICS Table 2-9 lists the County's 50 largest employers. The top 50 employers range for a low of 1,366 employees (Mitsubishi Corporation) to a high of 21,000 employees (Walt Disney Co.). What is unknown is the extent the employee total is from multiple locations of a major employer. The top 50 employers show the key importance to the county's economy of entertainment, health care, and higher education. The size of the labor force mirrors total population, with the larger cities having the larger number of the employed or persons looking for work. The total labor force of the entitlement cities is estimated at almost 1,130,000 persons. Three cities have labor forces of more than 100,000 persons — Santa Ana with 179,160, Anaheim with 177,380, and Huntington Beach with 133,950. Unemployment rates are low, indicating generally full employment. The overall unemployment rate is 3%. Three entitlement cities have very low unemployment rates of 2% or less. Santa Ana has the highest unemployment rate (4.9%). The Urban County labor force is 445,550 persons. The overall unemployment rate is a.very low 1.9%. By way of examples, three communities have unemployment rates of 1 % or less — Coto De Caza, Laguna Beach, and Rancho Santa Margarita. • SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2.9 Orange County Regional Analysis of Impediments Top 50 Employers In Orange County - 2004 Rank Company Full - &'Fart -Time Employees 1 Walt Disney Co. 21,000 2 University of California, Irvine 15,500 3 Boeing Co. 11,160 4 St. Joseph Health Systems 8,975 5 Albertson's Inc. 8,700 6 Tenet Healthcare Corp. 8,389 7 Yum! Brands Inc. 6,500 8 SBC Communications Inc. 5,058 9 Target Corp. 5,436 10 California State University, Fullerton 4,799 11 Kroger Co. 4,733 12 Bank of America Corp. 4,651 13 Home Depot Inc. 4,450 14 PacifiCare Health Systems Inc. 4,300 15 Memorial Health Services Inc. 4,176 16 Edison International 3,713 17 Washington Mutual Inc, 3,653 18 Hoag Memorial Hospital Presb eriann 3,640 19 Marriot International Inc. 3,593 20 Verizon Communications Inc. 3,270 21 Kaiser Foundation Health Plan Inc. 3,204 22 Cedar Fair LP 3,100 23 Costco Wholesale Corp. 3,100 24 Automobile Club of Southern California 3,088 25 Wal-Mart Stores Inc. 3,045 26 Stater Bros. Holdings hie. 3,021 27 Safeway Inc, 2,982 28 Pacific Life Insurance Co. 2,788 29 St, John Knits International Inc. 2,636 30 Nordstrom Inc. 2,479 31 Federated Department Stores Inc. 2,400 32 Beckman Coulter Inc. 2,292 33 Hilton Hotels Corp, 2,274 34 Del Taco Inc. 2,249 35 First American Corp. 2,213 36 United Parcel Service Inc. 2,175 37 May Department Stores Co. 2,000 38 Fluor Corp. 1,926 39 Aller an Inc. 1,900 n U 0 2-1 T SECTION 2 REGIONAL DEMOGRAPHIC PROFILE '• P ,• C� 40 Sears, Roebuck and Co. 1,889 41 Freedom Communication, Inc. 1,875 42 Toshiba Corp. 1,751 43 Parker Hannifin Corp. 1,676 44 Universal Protection Service 1,650 45 Oakley Inc. 1,625 46 Alstyle A arel/A&G Corp. 1,600 47 Edwards Lifesciences Corp. 1,557 48 Children's Hospital of Orange County 1,509 49 AutoNation Inc. 1,451 50 Mitsubishi Corp. 1,366 Source: Orange County Business Journal Book of Lists 2004. 2.18 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE Table 2-10 • Orange County Regional Analysis of Impediments Entitlement Cities: Labor Force, Employment and Unemployment - December 2004 City/Area Labor Force Number Employed Number Unemployed Unemployment Rate Anaheim 177,380 171,810 5,570 3.1% Buena Park 44,140 42,720 1,420 3.2% Costa Mesa 72,950 71,250 1,700 2.3% Fountain Valley 37,490 36,660 830 2.2% Fullerton 77,370 75,350 2,0201 2.6% Garden Grove 89,900 86,740 3,160 3.5% Huntington Beach 133,950 131,230 2,720 2.0% Irvine 76,130 74,700 1,430 1.9% La Habra 33,510 32,470 1,040 3.1% Newport Beach 48,900 48,080 820 1.7% Orange 75,170 73,240 1,930 2,6% Santa Ana 179,160 170,430 8,730 4.9% Tustin 33,940 33,010 930 2.8% Westminster 49,820 48,210 1,610 3.2% Total 1,129,810 1,095,900 33,910 3.0% Source: State of California, Employment Development Department, Labor Force Data for • Sub County Areas, December 2004. Table construction by Castafieda & Associates. 0 2-19 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE I, rr I• Table 2-11 Orange County Regional Analysis of Impediments Urban County: Labor Force, Employment and Unemployment - December 2004 City/Area Labor Force Number Employed Number Unem Toyed Unemployment Rate Aliso Viejo 6,060 5,960 100 1.7% Brea 23,400 22,970 430 1.8% Coto De Caza 1,880 1,880 0 0.2% Cypress 29,320 28,580 740 2.5% Dana Point 22,560 22,080 480 2.1% El Toro 43,190 42,330 860 2.0% El Toro Station 1,170 1,150 20 1.8% Laguna Beach 18,140 17,950 190 1.0% Laguna Hills 22,030 21,690 340 1.50% Laguna Niguel 31,580 31,080 500 1.6% La Palma 10,930 10,780 1501 1.4% Los Alamitos 7,380 7,200 1801 2.5% Mission Viejo 48,450 47,660 790 1 1.6% Placentia 28,520 27,830 690 2.4% Portola Hills 1,900 1,870 30 1.4% Rancho Santa Margarita 8,700 8,616 90 1.0% Rossmoor 6,260 6,140 120 1.9% San Clemente 27,340 26,770 570 2.1% San Juan Capistrano 16,450 16,110 340 2.0% Seal Beach 13,090 12,870 220 1.7% Stanton 19,310 18,380 930 4.8% Trabuco Highlands 2,230 2,200 30 1.3% Tustin Foothills 15,730 15,480 250 1.6% Villa Park 4,170 4,100 70 1.7% Yorba Linda 35,760 35,220 540 1.5% Total 445,550 436,890 8,660 1.9% Source: State of California, Employment'Development Department, Labor Force Data for Sub County Areas, December 2004. Table construction by Castaneda & Associates. 2-20 SECTION 2 REGIONAL DEMOGRAPHIC PROFILE L� 0 0 2.21 SECTION 3 MINORITY POPULATION CHARACTERISTICS ' A. RACE AND HISPANIC POPULATION CATEGORIES AND DEFINITIONS • 1. Race Categories The race data collected by Census 2000 can be collapsed into seven categories. People who responded to the question on race by indicating only one race are referred to as the race alone population, or the group that reported only one race category. Six categories make up this population: ➢ White alone ➢ Black or African American alone ➢ American Indian and Alaska Native alone ➢ Asian alone ➢ Native Hawaiian and Other Pacific Islander alone ➢ Some other race alone Individuals who chose more than one of the six race categories are referred to as the Two or more races population, or as the group that reported more than one race. All respondents who indicated more than one race can be collapsed into the Two or more races category, which combined with the six alone categories, yields seven mutually exclusive and exhaustive categories. • Thus, the six race alone categories and the Two or more races category sum to the total population. 2. Race Category Definitions How are the race categories used in Census 2000 defined? Census 2000 adheres to the federal standards for collecting and presenting data on race and Hispanic origin as established by the Office of Management and Budget (OMB) on October 1997. The list below provides the definitions of the race categories: "White" refers to people having origins in any of the original people of Europe, the Middle East, or North Africa. It includes people who indicated their race or races as "White" or wrote in entries such as Irish, German, Italian, Lebanese, Near Easterner, Arab, or Polish. "Black or African American" refers to people having origins in any of the Black racial groups of Africa. It includes people who indicated their race or races as "Black, African American or Negro", or wrote in entries such as African American, Afro-American, Nigerian, or Haitian. "American Indian and Alaska Native" refers to people having origins in any of • the original people of North and South America including Central America, and who maintain tribal affiliation or community attachment. It includes people who indicated their race or races by marking this category or writing in 3-1 SECTION 3 MINORITY POPULATION CHARACTERISTICS their principal or enrolled tribe, such as `Rosebud Sioux, Chippewa, or Navajo." "Asian" refers to people having origin in any of the original peoples in the Far East, Southeast Asia, or the Indian subcontinent, It includes people who indicated their race or races as "Asian Indian, Chinese, Filipino, Korean, Japanese, Vietnamese" or "Other Asian" or wrote entries such as Burmese, Hmang, Pakistan, or Thai. "Native Hawaiian and Other Pacific Islander" refers to people having origins in any of the original peoples of Hawaii, Guam, Samoa or other Pacific Islands. It includes people who indicated their race or races as "Native . Hawaiian", or wrote in entries such as Tahitian, Martan Islander, or Chuukese. "Some other race" was included in Census 2000 for respondents who were unable to identify with the five Office of Management and Budget race categories. Respondents who provided write in entries such as Moroccan, South African, Belizean, or a Hispanic origin for example, Mexican, Puerto Rican, or Cuban, are included in the "Some other race" category. 3. Hispanic Population Definition The OMB defines Hispanic or Latino as "a person of Cuban, Mexican, Puerto Rican, South or Central American, or other Spanish culture or origin regardless of race." In data collection . and presentation, federal agencies are required to use a minimum of two etluucities -- "Hispanic or Latino" and "Not Hispanic or Latino." B. AREAS OF MINORITY POPULATION CONCENTRATIONS Technical Appendix A presents the race and ethnicity of the population residing in the entitlement cities and Urban County's 252 census tracts. In 2000, "minority" persons comprised 45.3% of the County's population. Map 1 on the following page shows the census tracts falling within five categories of minority population percentages: 0.0-20.0% 20.1-45.3% 45.4-60.0% 60.1-80.0% 80.1-100.0% Eighty-three census tracts bad "minority" population percentages greater than 80%. Forty- three of the 83 census tracts are located in Santa Ana. Anaheim had 14 census tracts and Garden Grove had seven census tracts exceeding the 80% threshold, Therefore, just over three -fourths of census tract are located in these three large cities of Orange County. One hundred thirty-three census tracts had "minority" population percentages ranging between 60% and 80%. Twenty-eight of the census tracts are located in Anaheim and 22 are . located irl Garden Grove. Twelve census tracts are located in unincorporated Orange County and Westminster and 11 are located in Santa Ana. 3.2 SECTION 3 MINORITY POPULATION CHARACTERISTICS MAP 1 ,• • SECTION 3 MINORITY POPULATION CHARACTERISTICS C. HISPANIC POPULATION GROWTH TRENDS hi the decade between the 1990 and 2000 Census, the number of Hispanic persons living in the entitlement cities increased by 251,349 from 471,600 to 722,949, By far, Anaheim and Santa Ana had the highest Hispanic population gains. Other entitlement cities with relatively higher Hispanic population increases included Garden Grove, Orange, Costa Mesa, Fullerton and La Habra. In the decade between the 1990 and 2000 Census, the number of Hispanic persons living in the Urban County also increased. Because of incorporation, the population increase of some areas cannot be esthnated. However, among the communities that existed in both 1990 and 2000, Stanton had the largest Hispanic population gain of just over 8,000. San Juan Capistrano and Mission Viejo each had Hispanic population increase of about 5,500 persons. D. POPULATION ESTIMATES AND PROJECTIONS — 2000 TO 2030 Official projections of the State Department of Finance (Demographic Research Unit) reveal that Orange County's population will grow by slightly more than 800,000 persons in the 30- year period between 2000 and 2030. In 2000, the County's population was estimated to be 2,854,026.persons. By 2030, the State projects the County's population to reach 3,665,343 persons. The racial and ethnic composition of the County's population will change considerably during • the three -decade time span. In 2000, for instance, Non -Hispanic White persons comprised 52% of Orange County's population. By 2030, the State projects that the Non -Hispanic White population will equal 33% of the County's total population. "Minority" populations, the State projects, will comprise 67% of the 2,854,000 persons living in Orange County in 2030. The State projects that by 2030, the Hispanic population will equal 45% of the County's population. By 2030, the State projects that Asian persons will comprise 17% of the County's population. 0 3.4 SECTION 3 MINORITY POPULATION CHARACTERISTICS Table 3-1 Areas of Minority Population Concentrations Number of Census Tracts by City/Area City/Area Census Tract Minority Population Percentages 80.1%-100.0% 60.1%-80.0% Anaheim Santa Ana 44 11 Unincorporated 5 12 Westminster 2 12 Fullerton 1 8 Garden Grove n/a n/a Stanton 3 3 Tustin 3 3 Buena Park 1 6 La Habra 2 5 Costa Mesa 1 4 Other Cities/Areas 5 19 Total Census Tracts 66 83 Source: Technical Appendix A Table construction by Castaneda & Associates. • Table 3-2 Hispanic Population Growth Trends Entitlement Cities-1990-2000 Entitlement City 1990 2000 Numerical Increase Percentage Increase Anaheim 83,755 153,374 69,619 83.1% Buena Park 16,879 26,221 9,342 55.3% Costa Mesa 19,319 34,523 15,204, 78.7% Fountain Valley 4,357 5,870 1,513 34.7% Fullerton 24,3041 38,014 13,710 56.4% Garden Grove 33,579 53,608 20,029 59.6% Huntington Beach 20,397 27,798 7,401 36.3% Irvine 6,902 10,539 3,637 52.7% La Habra 17,395 28,922 11,527 66.3% Newport Beach 2,648 3,301 653 24.7% Orange 25,278 41,434 16,156 64.0% Santa Ana 191,383 257,097 65,714 34.3 o Tustin 10,508 23,110 12,602 119.9% Westminster 14,896 19,138 4,242 28.5% Total 471,6001 722,949 1 251,349 53.3% • Source: 1990 Census of Population and Housing, 'fable FUUY, Wspamc Ungm. California Department of Finance, Demographic Research Unit, Census 2000 PL 94-171, Population by Race/Ethnicity, Incorporated Cities by County. Table construction by Castaneda & Associates. 3-5 SECTION 3 MINORITY POPULATION CHARACTERISTICS Table 3-3 Hispanic Population Growth Trends Urban County -1990-2000 Urban County 1990 2000 Numerical Increase Percentage Increase Brea 5,078 7,205 2,127 41.9% Cypress 5,765 7,235 1,470 25.5% Dana Point 4,425 5,440 1,015 22.9% Laguna Beach 1,590 1,570 -20 -1.3% Laguna Hills 2,701 5,113 2,412 89.3% Laguna Niguel 3,451 6,425 2,974 86.2% Laguna Woods NA 340 NA NA Lake Forest NA 10,913 NA NA La Palma 1,872 1,736 -136 -7.3% Los Alamitos 1,460 1,848 388 26.6% Mission Viejo 5,615 11,266 5,651 100.6% Placentia 10,174 14,460 4,286 42.1% Ranch Santa Margarita 1,319 6,139 4,820 365.4% San Clemente 5,285 7,933 2,648 50.1% San Juan Capistrano 5,703 11,206 5,503 96.5% Seal Beach 1,253 1,554 301 24.0% Stanton 10,209 18,285 8,076 79.1% Villa Park 331 354 23 6.9% Yorba Linda 4,948 6 N4 1,096 22.2% Total 71,179 125,066 NA 75.7%% Source: 1990 Census of Population and Housing, Table P009, Hispanic Origin. California Department of Finance, Demographic Research Unit, Census 2000 PL 94-171, Population by Race/Ethnicity, Incorporated Cities by County. Table construction by Castaiieda & Associates. 0 0 3-6 SECTION 3 MINORITY POPULATION CHARACTERISTICS • Table 3-4 Orange County: Population Estimates Projections R By Race and Ethnicity — 2000 - 2030 0 Race/Ethnicity Population — 2000 Population — 2030 Numerical Increase Population Increase White 1,477,117 1,205,860 -271,257 -18.4% Hispanic 880,754 1,659,771 779,017 88.4% Asian 389,607 625,674 236,067 60.6% Pacific Islander 8,391 16,066 7,675 91.5% Black 43,717 53,453 9,736 22.3% American Indian 8,714 32,577 23,863 273.8% Multi Race 45,7261 71,942 26,216 57.3% Total 2,854,026 1 3,665,343 811,317 28.40/n Source: California State Department of Finance, Demographic Research Unit, "Population Projections by Race/Ethnicity, Gender and Age for California and its Counties 2000-2050, " May 2004. Table construction by Castaneda & Associates. 3-7 SECTION 3 MINORITY POPULATION CHARACTERISTICS Table 3.5 Entitlement Cities population by Race 0 Entitlement City Hispanic or Latino White Alone Black or African American American Indian and Alaska Native Alone Asian Alone Native Hawaiian and Other Pacific Islander Some Other Rate Alone Two 0 More Races Total Anaheim 153,374 117,607 7,939 1,049 38,919 1,263 457 7,406 328,014 46.76% 35.85% 2.42% 0.32% 11.87% 0.39% 0.14% 2.26% 100.00% Buena Park 26,221 29,8851 2,826 3151 16,338 3581 154 2,1851 78,282 33.50% 38.18% 3.61% 0.40% 20.87% 0.46% 0.20% 2.79% 100.00% Costa Mesa 34,523 61,778 1,313 329 7,421 601 220 2,539 108,724 31.75% 56.82% 1.21% 0.30% 6.83% 0,55% 0.20% 2.34% 100.00% Fountain Valley 5,870 32,144 584 171 14,100 202 129 1,778 54,978 10.68% 58.47% 1.06% 0,31% 25.05% 0.37% 0.23% 3.23% 100,00% Fullerton 38,014 61,420 2,675 404 20,130 251 237 2,872 126,003 30.17% 48.74% 2.12% 0.32% 15.98% 0.20% 0.19% 2.28% 100.00% Garden Grove 53,608 53,735 1,873 5231 50,803 9951 210 3,4491 165,196 32A5% 32.53% 1.13% 0.32% 30.75% 0.60% 0.13% 2.09% 100.00°% Huntington Beach 27,798 136,237 1,383 777 17,544 432 314 5,109 189,594 14.66% 71.86% 0.73% 0.41% 9.25% 0.23% 0.17% 2.69% 100,00% Irvine 10,539 81,613 1,977 162 42,506 180 359 5,736 143,072 7.37% 57.04% 1.38% 0.11% 29.71% 0.13% 0.25% 4.01% 100.00% La Habra 28,922 24,399 808 188 3.432 89 95 1,041 58,974 49.04% 41.37%1 1.37% 0.32% 5.82% 0.15% 0.16% 1.77% 100.00° Newport Beach 3,301 62,342 354 137 2,763 81 93 961 70.0 4.71% 89.02% 0.51% 0.20% 3.95% 0.12% 0.13% 1.37% 100,00°a Orange 41.434 70,292 1,798 393 11,898 268 162 2,576 128,821 32.16% 54.57% 1.40% 0,31% 9.24% 0.21% 0.13% 2.00% 100.00% Santa Ana 257,097 41,984 4,309 886 29,412 993 273 3,023 337.977 76.07% 12.42% 1.27% 0.26% 8.70% 0.29% 0.08% 0.89% 100.00% Tustin 23,110 30,264 1,785 199 10,008 186 145 1,807 67,504 34,24% 44.83% 2.64% 0.29% %83% 0.28% 0.21% 2,68% 100.00% Westminster 19,138 31,962 764 293 33,511 393 101 2,045 88,207 21.70% 36.24% 0.87% 0.33% 37.99% 0.45% 0.11% 2.32% 100.00% Entitlement Clues Total 722,949 835,662 30,388 5,826 298,785 6,292 2,949 42,527 1,945,378 37.16% 42,96% 1.56% 0.300/0 15.36% 0.32% 0.15% 2.19% 100.00% 1 0 3.8 SECTION 3 MINORITY POPULATION CHARACTERISTICS I '! • C� • Table 3.6 Urban County Population by Race Urban County City Hispanic o Latino White Alone Black or African American Indian and Alaska Native Alone Asian Alone Hawaiian and Other Pacific Islander Some OtherTwo Race Alone or More Races Total Aliso Viejo 4,680 28,599 790 1071 4,367 78 102 1,4431 40,166 11.65% 71.20% 1.97% 0.27% 10.87% 0.19% 0.25% 3.59%1 100.00% Brea 7,205 23,541 409 111 3,184 71 57 8321 35,410 20.35% 66.48%1 1.16% 0.31% 8.99% 0.20% 0.16% 2.35%1 100.00% Cypress 7,235 26,4001 1,251 176 9,564 164 112 1,3271 46,229 15.65% 57.11%1 2.71% 0.38% 20.69% 0.35% 0.24% 2.87%1 100.00% Dana Point 5,440 27,6581 262 123 874 31 76 6561 35,110 15.49°/n 78.78% 0.72% 0.35% 2.49% 0:09%1 0.22% 1.87%1 100.00% La Palma 1,736 5,592 696 37 6,874 43 35 395 16,408 11.27% 36.29% 4.52% 0.24% 44.61% 0.28% 0.23% 2.56% 100;00% Laguna 1,570 20,921 183 59 486 19 36 453 23,727 Beach 6.62% 88.17% 0.77% 0.25% 2.05% 0.08% 0.15% 1.91% 100.00% Laguna Hills 5,113 21,471 404 77 3,153 45 73 842 31,178 16.40% 68.87% 1.30% 0.25% 10.11% 0.14%' 0.23% 210% 100.00% Laguna 6,425 47,916 723 110 4,764 62 133 1,758 61,891 Niguel 10.38% 77.42% 1.17% 0.18%1 7.70% 0.10%1 0.21% 2.84%1 100.00% Laguna 340 15,580 41 18 412 41 7 105 16,507 Woods 2.06% 94.38% 0.25% 0.11% 2.50% 0.02%j 0.04% 0.64% 100.00% Lake Forest 10,913 39,161 998 143 5,647 1131 102 1630 58,707 18.59% 66.71% 1.70% 0.24% 9.62% 0.19% 0.17% 2.78% 100.00% Los Alamitos 1,848 7,836 358 31 1,090 35 18 320 11,536 16.020/. 67.93%1 3.10% 0.27% 9.45% 0.30% 0.16% 2.77% 100.00% Mission Viejo 11,266 70,7351 1,032 204 7,085 159 148 2,473 93,102 12.10% 75.98%1 1.11% 0.22%1 7.61% 0.17% 0.16% 2.66% 100.00% Placentia 14,460 24,967 746 177 5,121 65 61 891 46.488 31.10% 53.71% 1.60% 0.38% 11.02% 0.14% 0.13% 1.92% 100.00% Rancho 6,139 35,132 787 131 3,440 90 91 1,404 47,214 Santa Mar. 13.00% 74.41% 1.67% 0.28% 7.29% 0.19% 0.19% 2.97% 100.00% San 7,933 39,155 320 167 1,293 62 58 948 49,936 Clemente 15.89% 78.41% 0.'64% 0.33% 2.59% 0.12% 0.12% 1.90% 100.00% San Juan Capistrano 11,206 21,084 151 169 634 35 27 5201 33,826 33.130% 62.33%1 0.45% 0.50% 1.87% 0.10% 0.08% 1.54%1 100.00% Stanton 18,285 11,2951 721 155 5,721 322 57 8471 37,403 48.89% 30.20% 1.93% 0.41% 15.30% 0.86% 0.15% 2.26%1 100.00% Villa Park 354 4,691 41 22 769 2 4 1161 5,999 5.90% 78.20% 0.68% 0.37% 12.82% 0.03% 0.07% 1.93% 100.00% Yorba Linda 6,044 44,071 638 139 6,502 50 138 1,336 58,918 10.26% 74.80% 1.08% 0.24% 11.04% 0.08% 0.23% 2.27% 100.00% Unincorp- orated 24,438 107,511 17101 4321 14,045 344 241 3,435 152,156 16.06% 70.66% 1.12%1 0.28%1 9.23%1 0.23% 0.16% 2.26% 100.00% Urban County 152,630 623,316 12,2511 2,6881 85,0251 1,7941 1,576 21,731 900,911 Total 16.94% 69.19% 1.36%1 0.29% 9.44% 0.20% 0.17% 2.41% 100.00% 3-9 SECTION 4 INCOME CHARACTERISTICS A. INCOME AND FAIR HOUSING CHOICE • `Fair housing choice', according to HUD, means the ability of persons of similar income levels regardless of race, color, religion, sex, ,national origin, handicap and familial status to have available to them the same housing choices. California State laws include the following additional protected classes: arbitrary personal characteristics, age, ancestry, marital status, sexual orientation and source of income. [emphasis added] This means, for instance, that households of different races but with shnilar income levels should have available to them the same housing choices. Another example is that female householders, male householders and married couples with similar income levels should have available to them the same housing choices. A housing market that treats female and male householders with incomes of $60,000 differently would not be providing fair housing choice. B. MEDIAN HOUSEHOLD INCOME According to Census 2000, the median household income is based on the total number of households including those with no income. The median divides the income distribution in two equal parts — one-half of the cases falling below the median and one-half above the median. Table 4-1 shows the median household income for the following householders for each entitlement city. Black or African American Alone Householder Is American Indian and Alaska Native Alone Householder Asian Alone Householder Native Hawaiian and Other Pacific Islander Alone Householder Some Other Race Alone Householder Two or More Races Householder Hispanic or Latino Householder White Alone, Not Hispanic or Latino Householder Not only are the entries in Table 4-1 quite complicated, but also they show that the entitlement conammities differ from one another. The general pattern, though, is that Non - Hispanic White households generally have among the highest median household income, usually ranking first, second or third among the various communities. The Asian population usually has slightly lower medians than the Non -Hispanic White householders, but typically rank first, second or third in the various communities. The householders with the lowest median incomes are the Black or African American householders and Hispanic householders. The Hispanic householders typically have incomes slightly higher the Black/African American householders. Table 4-2 shows the median household income for the following householders for each Urban County community. The median household incomes of these communities are generally higher than those of the entitlement cities. Communities with a large percentage of . retirees, such as Laguna Woods and Seal Beach, have comparatively low median household incomes. On the whole, the median incomes of reach raciallethnic category are higher in the Urban County as compared to the entitlement cities. However, the relative ranks of each 4.1 SECTION 4 INCOME CHARACTERISTICS I ,I I •t i ., • race/ethnic category show more variation than among the entitlement communities. For instance, the Non Hispanic White householders rank the highest in only two of the 19 communities. The Asian and Black/African American householders rank among the highest median income householders in most communities. The median income of Hispanic householders is generally higher in the Urban County compared to the •entitlement communities. C. POVERTY LEVEL INCOME Poverty is another measure of income, or the lack of an income to meet the income necessary for an "Economy Food Plan." The Census Bureau uses the federal government's official poverty definition. The Social Security Administration (SSA) developed the original poverty definition in 1964, which federal interagency committees subsequently revised in 1969 and 1980. The Office of Management and Budget's (OMB's) Directive 14 prescribes this definition as the official poverty measure for federal agencies to use in their statistical work. Since the USDA's 1955 Food Consumption Survey showed that families of three or more people across all income levels spent roughly one-third' of their income on food, the SSA multiplied the cost of the Economy Food Plan by three to obtain dollar figures for the poverty thresholds. The poverty thresholds are revised annually to allow for changes in the cost of living as • reflected in the Consumer Price Index (CPI-U). The poverty thresholds are the same for all parts of the country — they are not adjusted for regional, state or local variations in the cost of living. To determine a person's poverty status, one compares the person's total family income with the poverty threshold appropriate for that person's family size and composition (see table below). If the total income of that person's family is less than the threshold appropriate for that family, then the person is considered poor, together with every member of his or her family. If a person is not living with anyone related by birth, marriage, or adoption, then the person's own income is compared with his or her poverty threshold. Table 4-3 shows the poverty rates by race and ethnicity for each entitlement city. As is the case for median household incomes, the poverty rates differ from one community to another. However, there are patterns. For instance, the poverty rates of Non Hispanic Whites are in single digits for all 14 cities. By contrast, three groups have double-digit poverty rates in 12 of the 14 cities — Hispanics, American Indian/Alaskan Native and Some Other Race Alone. For the latter group, the poverty rate exceeds 20% in six of the 14 cities. The poverty rates of the American Indian/Alaskan Native population exceed 20% in five of the 14 cities. The poverty rates of the populations living in the Urban County communities are not as high as that of the entitlement communities. The Non Hispanic White population has single digit poverty rates in all 19 communities. In nine of 19 communities, the poverty rates of Hispanic • persons are in the double-digit range. 4-2 SECTION 4 INCOME CHARACTERISTICS D. AREAS OF LOW/MODERATI•; INCOME CONCENTRATION 0 The low/moderate income population is defined as persons living in 'households with incomes at or below 80% of the median income. For example, the 2005 low/mod income for a 4-person household living in Orange County is $61,450. Map 2 shows the percentage of low/mod population living in each census tract by five categories: 0%-25% 25.1% -50% 50.1%-65.0% 65.1%-80.0% 80.1%-100.0% Within the area included in the Regional AI, there are 18 census tracts with more than 80% of the population in the low/mod income level. Twelve census tracts are located in Santa Ana, three in Anaheim, one in Stanton, one in Placentia, and one in unincorporated territory. There are an estimated 66 census tracts where 651% to 80% of the population has low/mod incomes. Seventeen of the 66 census tracts are located in Santa Ana and 14 are located in Anaheim. Other census tracts are located in Fullerton, Garden Grove, Costa Mesa, Buena Park, La Habra, Westminster, Tustin, Seal Beach and South County. Technical Appendix B contains the detailed low/mod income population by census tract and . block group. The income data are presented in rank order from highest to lowest percentage of low/mod income. For example, Block Group 2 of Census Tract 746.01 ranks as the 10 highest block group with 97.7% of the population having low/moderate incomes. Technical Appendix C presents the same income data organized by city, census tract and block group within each census tract. The Census 2000 definitions of census tract and block group are given below: Census Tract: Designed to be relatively homogeneous units with respect to population characteristics, economic status, and living conditions at the time of establishment, census tracts average about 4,000 inhabitants. Census tract boundaries follow visible features, but may follow governmental unit boundaries and other non -visible features in some instances; they always nest within counties. For example, the area generally bounded by Pine Street, Main Street, Edinger Avenue, and Flower Street is a census tract 746.01 in Santa Ana. Block Grout): A subdivision of a census tract, a block group is the smallest geographic unit for which the Census Bureau tabulates sample data. A block group consists of all the blocks within a census tract with the same beginning number. For example, in Census Tract 746.01, the area bounded by West • Pine Street, South Cypress Avenue, West Bishop Street, and South Birch Street is Block Group 2. Block Group 2 is comprised of all the individual blocks with a beginning numbering in the 2000 range. 4-3 SECTION 4 INCOME CHARACTERISTICS I 1 r l m MAP 2 4-4 SECTION 4 INCOME CHARACTERISTICS Table 4-1 Median Household Income by Race/Ethnicity of Householder Entitlement Cities - 2000 Entitlement city BAA AIIAN AA NHOPI SORA TOMR Hispanic White Anaheim $39,335 $48,750 $52,343 $53,750 $39,272 $41,675 $39,430 $53,056 Buena Park $41,418 $45,625 $56,171 $79,355 $43,750 $45,114 $43,984 $52,048 Costa Mesa $61,875 $45,855 $51,993 $50,476 $39,221 $42,172 $40,714 $53,677 Fountain Valley $39,432 $66,705 $66,066 $51,563 I $56,033 $51,734 $620026 $72,056 Fullerton 1 $36,000 $49,167 $50,817 $85,653 $39,991 $40,030 $41,5871 $54,359 Garden Grove $45,966 $38,819 $44,111 $41,111 $44,169 $45,338 $44,080 $52,260 Huntington Beach $57,656 $65,852 $66,077 $43,594 $50,979 $53,113 $jll $66,377 Irvine $52,443 1 $69,125 $67,246 $54,444 $51,163 $53,156 $62,616 $16,742 La Habra $40,595 $45,750 $67,171 $30,833 $42,120 $49,2361 $44,157 $49,293 Newport Beach $55,729 $60,469 $72,578 $61,518 $72,159 $54,500 $61,766 $85,549 Orange $61,875 $46,563 $65,678 $58,036 $43,321 $5G,068 $43,486 $63,927 Santa Ana $47,083 $39,718 $47,993 $44 708 $41,891 $42,156 $41,558 $48 658 Stanton $44,274 $12,1001 $45,052 $60,278 $37,450 $33,750 $36,823 $40 422 Tustin 1 $44,348 1 $50,313 1 $63,073 1 $76,317 $41,697 $51,964 $45,149 $62,127 Westminster 1 $37,750 1 $56,875 1 $44,395 $47,750 $45,849 $52,000 $45,933 $53,614 Source: Census 2000 Summary file 3, Median Household Income (by Race/Ethnicity), Tables P152 B, C, D, E, F, G, H and I, Table construction by Castai3eda & Associates, BAA Black or African American Alone Householder AIIAN American Indian and Alaska Native Alone Householder AA Asian Alone Householder NHOPI Native Ha\vaiian and Other Pacific Islander Alone Householder SORA Some Other Race Alone Householder TOMR Two or More Races Householder Hispanic Hispanic or Latino Householder White White Alone, Not Hispanic or Latino Householder 0 n 0 4.5 I`• • SECTION 4 INCOME CHARACTERISTICS Table 4-2 Median Household Income by Race/Ethnicity of Householder Urban County - 2000 Urban BAA AVAN AA NHOPI SORA TOMR Hispanic White Count Brea $54,375 $30,682 $62,760 $66,250 $49,653 $50,391 $52,118 $61,453 Cypress $65,948 $85,917 $66,635 $29,167 $52,188 $54,063 $55,465 $65,762 Dana $51,083 $49,519 $65,278 $46,810 $41,042 $48,594 $48,368 $66,584 Point Laguna $81,947 $96,916 $87,409 $44,792 $20,924 $37,969 $66,923 $76,239 Beach Laguna $111,382 $28,125 $86,682 $97,467 $46,450 $50,978 $61,055 $70,630 Hills Laguna $74,948 $101,246 $79,232 $0 $61,696 , $56,397 $61,597 $83,249 Niguel Laguna $6,250 $38,750 $21,359 $0 $49,500 $22,321 $37,689 $30,582 Woods Lake $64,732 $46,618 $71,094 $85,124 $68,438 $57,656 $59,633 $68,949 Forest La Palma $71,250 $42,000 $68,750 $57,969 $63,884 $70,446 $64,183 $71,172 Los $65,500 $63,205 $47,440 $0 $49,135 $55,903 $60,966 $54,344 Alamitos Mission $75,792 $42,917 $87,584 $65,781 $60,000 $62,169 $66,776 $79,071 Viejo Placentia $41,389 $42,375 $72,375 $11,250 $43,922 $63,750 $48,364 1 $69,100 Ranch $80,776 $100,470 $85,935 $32,083 $52,917 $64,286 $65,431 $80,716 Santa Margarita San $61,250 $50,000 $61,974 $90,957 $50,081 $54,345 $48,449 $67,248 Clemente San Juan $29,063 $83,023 $46,125 $0 $46,490 $43,750 $46,644 $68,709 Capistrano Seal $50,781 $51,528 $95,556 $36,250 $51,538 $46,964 $44,219 $40,676 Beach $44,274 $12,100 $45,052 $60,278 $37,450 $33,750 $36,823 $40,422 lla Park $200,000+ $0 $114,850 $200,000+ $26,250 $101,435 $68,092 $120,361 rStanton orba $107,474 $100,827 $88,532 $69,453 $70,156 $70,833 $7nda Source: Census 2000 Summary file 3, Median Household Income (by Race/Ethnicity), Tables P152 B, C, D, E, F, G, H and I. Table construction by Castaneda & Associates. BAA Black or African American Alone Householder AI/AN American Indian and Alaska Native Alone Householder' AA Asian Alone Householder NHOPI Native Hawaiian and Other Pacific Islander Alone Householder SORA Some Other Race Alone Householder TOMB Two or More Races Householder White White Alone, Not Hispanic or Latino Householder 4-6 SECTION 4 INCOME CHARACTEPISTICS Table 4-3 Income Below Poverty Level by Race/Ethnicity Entitlement Cities - 2000 Entitlement city BAA AVAN AA NHOPI SORA TOMR Hispanic White Anaheim 14.4% 17.1% 9.2% 15.9% 22.3% 15.7% 21.3% 6.6% Buena Park 13.9% 25.4% 9.4% 7.7% 17.0% 16.2% 16.3% 7.8% Costa Mesa 4.5% 19.1% 17.7% 17.9% 23.3% 11.8% 21.6% 7.0% Fountain Valle 10.7% 17.8% 6.5% 5.5% 5.7% 5.1% 7.6% 2.5% Fullerton 14.1% 13.5% 12.8% 3.1% 20.0% 15.2% 18.7% 6.1% Garden Grove 17.1% 24.1% 16.4% 18.8% 19.7% 14.0% 19.1% 6.5% Huntington Beach 9.4% 7.9% 8.0% 8.8% 21.2% 9.1% 15.7% 4.4% Irvine 10.6%1 13.1% 16.3% 11.7%1 18.8% 14.4% 10.2% 4.8% La Habra 26.9% 20.7% 9.8% 0.0% 19.9% 15.5% 1 18.1% 6.4% Newport Beach 6.1% 4.6% 7.6% 3.7% 9.4% 9.2% 7.9% 4.0% Orange 9.8% 10.7% 9.9% 0.0% 21.6% 9.5% 19.0% 5.0% Santa Ana 16.9% 25.6% 12.8% 7.2% 23.0% 18.0% 22.6% 8.6% Tustin 5.9% 11.10/. 8.2% 0.0% 15.0% 5.6% 14.7% 4.3% Westminster 23.3% 22.9% 1 18.0% 19.3% 16.6% 14.2% 17.15/o 6.6% Source: Census 2000 Summary File 3, Poverty Status in 1999 by Age (by Race/Ethnicity), Tables B, C, D, E, F, G, H, and I. Table construction by Castafleda & Associates. BAA Black or African, American Alone Householder AIIAN American Indian and Alaska Native Alone Householder AA Asian .Alone Householder NHOPI Native Hawaiian and Other Pacific Islander Alone Householder SORA Some Other Race Alone Householder TOMR Two or More Races Householder Hispanic Hispanic or Latino Householder White White Alone, Not Hispanic or Latino Householder • 4-7 • SECTION 4 INCOME CHARACTERISTICS Table 4-4 Income Below Poverty Level by Race/Ethnicity Urban County - 2000 Urban Count BAA AI/AN AA NHOPI SORA TOMR Hispanic White Brea 7.2% 0.0% 4'.6% 0.0% 9.5% 7.6% 9.8% 4.15/o Cypress 5.9% 38.1% 8.2% 0.0% 12.1% 7.4% 9.1% 4.3% Dana Point 12.3% 8.6% 5.7% 0.0% 16.5% 5.3% 15.8% 5.0% Laguna Beach 10.9% 0.0% 6.6% 0.0% 33.9% 10.8% 15.7% 4.2% Laguna Hills 0.0% 20.0% 2.5% 0.0% 12.3% 7.3% 11.2% 3.9% Laguna Niguel 3.9% 15.6% 5.1% 0.0% 15.5% 9.5% 8.7% 2.9% Laguna Woods 34.2% 0.0% 22.4% 0.0% 0.0% 0.0% 10.1% 5.4% Lake Forest 0.9% 4.6% 6.1% 0.0%1 14.0% 9.2% 12.2% 3.4% La Palma 2.4% 0.0%1 6.4% 59.8% 1 7.5% 1.4% 5.5% 2.3% Los Alamitos 0.0% 8.3% 11.7% 0.0% 18.9% 0.9% 8.3% 4.0% Mission Viejo 17.5% 15.4% 3.1% 4.4% 9.8% 3.4% 6.6% 3.2% Placentia 4.4% 10.9% 2.7% 9.4% 23.3% 10.0% 19.1% 4.1% Ranch Santa Margarita 4.4% 9.6% 1.0% 0.0% 3.0% 3.8% 5.7% 2.5% San Clemente 0.0% 25.1% 8.6% 18.4% 27.0% 13.0% 20.2% 4.8% San Juan Capistrano 37.3% 10.5% 2.1% 50.0% 17.6% 14.2% 24.7% 3.7% Seal Beach 5.5% 11.7% 4.1% 0.0% 13.2% 11.3% 6.5% 5.3% Stanton 9.5% 40.4% 13.0% 0.0% 28.1% 14.3% 25.7% 8.5% Villa Park 5.0% 0.0% 0.0% 0.0% 0.0% 1.9% 9.3% 2.4% Yorba Linda 5.9% 3.60% 3.1% 0.0% 4.9% 4.89/- Source: Census 2000 Summary File 3, Poverty Status in 1999 by Age (by Race/Ethnicity), Tables B, C, D, E, F, G, H, and I. Table construction by Castaneda & Associates. BAA Black or African American Alone Householder AVAN American Indian and Alaska Native Alone Householder AA Asian Alone Householder NHOPI Native Hawaiian and Other Pacific Islander Alone Householder SORA Some Other Race Alone Householder TOMR Two or More Races Householder Hispanic Hispanic or Latino Householder White White Alone, Not Hispanic or Latino Householder 4.8 SECTION 5 PR07"ECTED GROUP CHARACTERISTICS A. INTRODUCTION 0 In the sale and rental of housing, fair housing laws protect several "classes" from discrimination. State and federal fair housing laws prohibit discrimination based a person's based on race, color, national origin, religion, sex, familial status or handicap (disability). In terms of population size, the largest protected classes are persons belonging to race, color or national origin classes. For instance, Table 3-4 in Section 3 shows the 2000 populations for the following four groups: 880,800 persons were of Hispanic origin 389,600 persons were Asian 45,700 persons were multi race and 43,700 were Black or African American Section 5 presents background information on three additional protected classes — sex of householders, families with children and disabled persons. The following list shows the number of householders or persons that belong to these protected classes: Female householders 234,800 Male householders 163,700 Families w/chldren 328,600 Householders w/Disabilities 122,850 Families with children are the largest of the four groups listed above. Within the area covered by the Regional Al, families with children comprise less than a majority of all householders. In fact, Santa Ana and Rancho Santa Margarita are the only two cities having families with children comprising more than one-half of all the householders. However, numerically speaking, families with children are one of the largest protected classes. B. SEX OF HOUSEHOLDERS Fair housing laws prohibit housing discrimination on the basis of a person's sex. A prohibited act would include renting to one sex and not the other. The DFEH reports that 3.8% of the cases filed were discrimination complaints based sex. In addition, 2.9% of the cases filed were based on marital status. The State Department of Justice indicates that 1.1% of all hate crime events in California in 2004 had a gender bias motivation. A householder consists of all the persons who reside in an occupied housing unit. Households are classified by type according to the sex of the householder and presence of relatives. There are three types of householders — married couples, female householders and male householders: Married Couple: includes a family in which the householder and his or her spouse are enumerated as members of the same household. Female Householder: includes a family with a female maintaining a household with no husband present. This category also includes a female householder living alone or with non -relatives. 5-1 11 SECTION 5 PROTECTED GROUP CHARACTERISTICS Male Householder: includes a family with a male maintaining a household with no wife present. This category also includes a male householder living alone or with non -relatives. Table 5-1 shows that female householders comprise about one of every four households in each of the entitlement cities. In fact, in Newport Beach and Costa Mesa, female householders comprise just over 30% of all householders. In all communities, female householders exceed male householders in terms of the share of all households. Married couples are a majority of the households in 12 of the 14 entitlement cities. Table 5-2 shows that the same patterns exist in the 21 Urban County conummities. That is, female householders comprise about one of every four households. Females outnumber male householders. And married couples are the majority household type in 17 of the 21 communities. 5-2 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-1 Regional Fair housing Impediments Analysis Entitlement Cities: Number and Percentage of householder by Sex of Householder - 2000 City Married Female Male Total Couple Householders Householders Householders Anaheim 54,586 24,839 17,544 96,969 56.35% 25.6% 18.1% 100.0% Buena Park 13,771 5,812 3,749 23,332 59.0% 24.9% 16.1% 100.0% Costa Mesa 16,762 11,942 10,502 39,206 42.8%1 30.5% 26.8% 100.0% Fountain Valley 11,511 4,025 2,626 18,162 63.4% 22.2% 14.5% 100.0% Fullerton 22,575 12,028 9,006 43,609 51.8% 27.6% 20.7% 100.0% Garden Grove 27,354 10,818 7,619 45,791 59.7% 23.6% 16.7% 100.0% Huntington 37,371 19,995 16,291 73,657 Beach 50.7% 27.1% 22.1% 100.0% Irvine 27,543 14,090 9,566 51,199 53.8% 27.5% 18.7% 100.0°% La Habra 10,331 5,256 3,360 18,947 54.5% 27.7% 17.7% 100.0% Newport Beach 14,063 10,130 8,878 33,071 42.5% 30.6% 26.8% 100.0% Orange 23,375 10,810 6,745 400930 57.1% 1 26.4% 16.5% 100.0% Santa Ana 44,205 16,815 11,982 73,002 60.6% 23.0% 16.4% 100.0% Tustin 11,961 6,994 4,876 23,831 50.2% 29.3% 20.5% 100.0% Westminster 15,409 6,514 4,483 26,406 58.4% 24.7% 17.0% 100.0% Total 330,817 160,068 117,227 608,112 54.4% 26.3% 1 19.3% 100.0% Source: Census 2000, Summary File 1, Table P18, Household Type and Presence of Own Children. Table construction by Castaiteda & Associates. • • 5-3 SECTION 5 PROTECTED GROUP CHARACTERISTICS I . • • Table 5-2 Regional Fair Housing Impediments Analysis Urban Coun : Number and Percentage of Householder by Sex of Householder - 2000 City Married Couple Female Male Total Householders Householders Householders Aliso Viejo 8,505 4,449 3,193 16,147 52.7% 27.6% 19.8% 100.0% Brea 7,398 3,457 2,212 13,067 56.6% 26.5% 16.9% 100.0% Cypress 9,387 4,052 2,215 15,654 60.0% 25.9% 14.1% 100.0% Dana Point 7,432 3,845 3,179 14,456 51.4% 26.6% 22.0% 100.0% Laguna Beach 4,709 3,412 3,390 11,511 40.9% 29.6% 29.5% 100.0% Laguna Hills 6,643 2,794 1,458 10,895 61.0% 25.6% 13.4% 100.0% Laguna Niguel 13,984 5,568 3,665 23,217 60.2% 24.0% 15.8% 100.0% Laguna Woods 3,591 6,552 1,556 11,699 31.0% 56.0%. 13.3% 100.0% Lake Forest 11,825 4,888 3,295 20,008 59.1% 24.4% 16.5% 100.0% La Palma 3,462 947 570 ' 4,979 69.5% 19.0% 11.4% 100.0% Los Alamitos 2,053 1,402 791 4,246 48.4% 33.0% 18.6% 100.0% Mission Viejo 21,452 6,810 4,187 32,449 66.1% 21.0% 12.9% 100.0% Placentia 9,253 3,523 2,261 15,037 61.5% 23.4% 15.0% 100.0% Rancho Santa Margarita 10,523 3,392 2,338 16,253 64.7% 20.9% 14.4% 100.0% San Clemente 10,777 4,621 3,997 19,395 56.0% 23.8% 20.6% 100.0% San Juan Capistrano 6,850 2,598 1,482 10,930 62.7% 23.8% 13.6% 100.0% Seal Beach 4,981 5,500 2,567 13,048 38.2% 42.2% 19.7% 100.0% Stanton 5,410 3,283 2,074 10,767 50.2% 30.5% 19.3% 100.0% Villa Park 1,660 232 118 1,950 82.1% 11.9% 6.1% 100.000 Yorba Linda 13,917 3,371 1,964 19,252 72.3% 17.5% 10.2% 100.0% Total 163,812 74,696 46,512, 285,020 57.5% 26.2% 16.3% 100.0% Source: Census 2000, Summary File 1,'Table P18, Household Type and Presence of Own Children. 5.4 SECTION 5 PROtECTED GROUP CHARACTERISTICS C. FAMILIES WITH CHILDREN . The Fair Housing Amendment Act of 1988 prohibits discriminatory housing practices based on familial status. The law protects families with children less than 18 years of age, pregnant women, or families in the process of securing custody of a child under 18 years of age. All - adult communities are banned, except for specific types of senior housing projects with special amenities needed for elderly care. Complaints filed on the bases of familial status comprise 12.4% of all bases filed with DFEH. Numerically speaking, families with children are a key fair housing protected class. The entitlement cities have a combined total of 229,200 families with children. Table 5-3 shows, however, that families with children in the entitlement cities comprise less than one-half of all householders except in the City of Santa Ana. Stated another way, Santa Ana is the only entitlement city where families with children comprise a majority (53.2%) of all householders. Anaheim and Buena Park are the only other cities having 40% or more of the householders with children less than 18 years of age. The same pattern is true for the Urban County communities, as Table 5-4 shows. Rancho Santa Margarita, for instance, is the only city having a majority of its householders with children. Some cities — Laguna Woods, Seat Beach, and Laguna Beach — have very low percentages of families with children. In fact, in the Urban County communities about two of every three householders do not have children. Overall, in area covered by the Regional AI there are an estimated 328,591 families with • children: Entitlement Cities 229,244 Urban County 99,347 In the combined area of the entitlement cities and Urban County, Anaheim and Santa Ana are home to almost one of every five families with children. 5.5 SECTION 5 PROTECTED GROUP CHARACTERISTICS • Table 5-3 Regional Fair Housing Impediments Analysis Entitlement Cities: Families with Children - 2000 J L City Marrie d Couple Female Household er Male Household er Total Families with Children Households with No Children Familes with Children as % of Total Households Anaheim 31,381 7,280 3,061 41,722 55,247 43.0% Buena Park 7,572 1,770 697 10,039 13,293 43.0% Costa Mesa 8,435 2,137 877 11,449 27,757 29.2% Fountain Valley 5,152 798 285 6,235 11,927 34,3% Fullerton 10,931 2,486 963 14,380 29,229 33.0% Garden Grove 15,490 2,803 1,193 19,486 26,305 42.6% Huntington Beach 16,211 3,604 1,513 21,328 52,329. 29.0% Irvine 14,738 2,924 766 18,428 32,771 36.0% La Habra 5,489 1,401 565 7,455 11,492 39.3% Newport Beach 4,593 958 404 5,955 27,116 18.0% Orange 11,778 2,458 945 15,181 25,749 37.1% Santa Ana 30,721 5,534 2,590 38,845 34,157 53.2% Tustin 6,522 1,700 542 8,764 15,067 36.8% Westminster 7,864 1,521 592 9,977 16,429 37.8% Total 176,87 7 37,374 14,993 229,244 378,868 37.7% Source: Census 2000, Summary File 1, Table P18, Household Type and Presence of Own Children. Table construction by Castaneda & Associates. 67E.1 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-4 • Regional Fair Housing Impediments Analysis Urban County: Families with Children - 2000 City Marrie d Couple Female Household er Male Household er Total Families with Children Families with No Children Families with Children as % of Total Households Aliso Viejo 4,736 1,047 300 6,083 10,064 37.7% Brea 3,540 736 239 4,515 8,552 34.6% Cypress 4,626 1,083 372 6,081 9,573 38.8% Dana Point 2,804 686 297 3,787 10,669 26.2% Laguna Beach 1,574 388 172 2,134 9,377 18.5% Laguna Hills 3,393 504 189 4,086 6,809 37.5% Laguna Niel 7,170 1,258 409 8,837 14,380 38.10/o Laguna Woods 43 7 2 52 11,647 0.4% Lake Forest 6,279 1,121 437 7,837 12,171 39.2% La Palma 1,560 213 86 1,859 3,120 37.3% Los Alamitos 984 432 137 1,553 2,693 36.6% Mission Viejo 10,904 1,456 521 12,881 19,568 39.7% Placentia 4,569 798 326 5,693 9,344 37.9% Rancho Santa Margarita 7,034 996 316 8,346 7,907 51.4% San Clemente 4,763 857 365 5,985 13,410 30.9% San Juan Capistrano 3,381 439 213 4,033 6,897 36.9% Seal Beach 1,426 275 97 1,798 11,250 13.8% Stanton 3,294 860 344 4,498 6,269 41.8% Villa Park 1 635 241 11 1 670 1,280 34.4% Yorba Linda 7,464 862 293 8,619 10,633 44.8% Total 1 80,1791 14,042 1 5,126 1 99,347 1 185,6131 34.9% Source: Census 2000, Summary File 1, Table P18, Household Type and Presence of Own Children. Table construction by Castafieda & Associates. 0 5.7 SECTION 5 PROTECTED GROUP CHARACTERISTICS I '! I l l I Y I I •, • D. DISABLED POPULATION The Fair Housing Amendment Act of 1988 prohibits discriminatory housing practices based on handicap status. The Act was intended to prohibit the application of special restrictive covenants and conditional or special use permits that have the effect of limiting the ability of such individuals to live in the residence of their choice. Fair housing laws, therefore, make it illegal to deny a housing opportunity to disabled persons. In addition, the law prohibits applying one standard to one class of individuals while applying a different standard to another class of individuals. For example, it would be illegal to ask a disabled individual applying for an apartment to provide a credit report if non - disabled applicants did not have to provide one. In 2003, an estimated 30% of all discrimination complaints filed with the DFEH were based on a mental or physical disability. Of the total persons with disabilities making a compliant, one in five was due to mental disability and four of five were based on a physical disability. The DOJ reports that 0.3% of the 2004 hate crime events had disability as a bias motivation. 1. Disability Defined Disability is defined as any physical or mental impairment, which substantially limits one or more of such person's major life activities. Fair housing laws also cover people who have a • history of, or are regarded, as having a physical or mental impairment that substantially limits one or more major life activities. Major life activities include caring for one's self, walking, seeing, hearing, speaking, breathing, working, performing manual tasks, and learning. Some examples of impairments, which may substantially limit major life activities, even with the help of medication or aids/devices, are AIDS, alcoholism, blindness or visual impairment, cancer, deafness or hearing impairment, diabetes, drug addiction, heart disease, and mental illness. 2. Households with Persons with Disabilities Within the area included in the Regional Al, there are an estimated 122,850 householders with a "disabled" member. This includes all households where one or more persons has 1) a long-lasting condition that substantially limits one or more basic physical activity, such as walking, climbing stairs, reaching, lifting, or carrying and/or 2) a physical, mental, or emotional condition lasting more than six months that limits major life activities Table 5-5 shows that an estimated 85,000 disabled householders reside in the entitlement cities, which translates to14.3% of all householders. The percentage of disabled householders ranges from a low of 9% (Irvine) to a high of 20.7% (Westminster). An estimated 37,900 disabled householders live in the Urban County. About 13% of all householders living in the Urban County are disabled. The percentage of disabled • householders range from a low of 8% (Laguna Niguel) to a high of 13.1% (unincorporated Orange County). 5-8 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-6 indicates that just over one-half of all disabled householders have low/moderate . incomes. In some cities, such as Anaheim, Santa Ana, Westminster, and La Habra, about 60% to 65% of all disabled householders are in the low/moderate income bracket. The Urban County disabled householders generally have a lower percentage in the low/moderate income category. For example, in Laguna Niguel and Mission Viejo, only about one-third of the disabled householders have incomes in the low/moderate income level. 3. People With Disabilities The Census 2000 disability -specific definitions are given below: Sensory disability: blindness, deafness, or a severe vision or hearing impairment. Physical disability: a condition that substantially limits one or more basic physical activities, such as walking, climbing stairs, reaching, lifting, or carrying. Mental disability: difficulty learning, remembering, or concentrating. Self -care disabiliri: difficulty dressing, bathing, or getting around inside the home. • Go -outside disability: difficulty going outside the home alone to shop or visit a doctor's office. Employment disability: difficulty working at a job or business. In the 14 entitlement cities, Census 2000 tallied 399,000 disabilities that were reported by 319,300 persons five years of age and older, revealing the fact that some disabled persons have more than one disability. The average number of disabilities per disabled person was 1,75. By comparison, in the Urban County communities,172,800 disabilities were tallied for 99,800 persons reporting a disability. The average number of disabilities per person was 1.73. Disability prevalence rates reflect the size and age of a community's population as well as the socio-economic and race/ethnicity characteristics. The younger a community's population the lower the prevalence rate and vice versa. The healthier a city's population is, the lower will be its disability prevalence rate. In the entitlement cities, Table 5-7 shows that the disability prevalence rate ranged from a low of 11.1% (Irvine) to a high of 22.4% (Westminster). Four entitlement cities had that more than one in five persons five years of age or older reported a disability — Garden Grove, La Habra, Santa Ana and Westminster. In the Urban County communities, Table 5-8 shows that the disability prevalence rate was 13.9%. However, the range was very wide, ranging from a low of 7.9% (Villa Park) to a . high of 37.8% (Laguna Woods). Three cities reported having more than one in fiver persons with a disability-- Laguna Woods, Seat Beach and Stanton. 5.9 SECTION 5 PROTECTED GROUP CHARACTERISTICS I 'I �, I 1 I • As noted above, Census 2000 tallies six types of disabilities. Table 5-9 reports on the total disabilities reported by type for the 14 entitlement cities. The highest numbers of disabilities were employment, go -outside, and physical disabilities. There could be overlap between those reporting go -outside and physical disabilities. E In all 14 cities, these three disabilities were among the top three in terms of numbers. The only differences in the pattern happen in Fountain Valley (go -outside disabilities are highest) and Newport Beach (physical disabilities are highest). It is evident, though, that providing housing for "disabled" persons encompasses a range of disabilities. For instance, some people have difficulties seeing or hearing, while others have problems with dressing or bathing. The patterns in the Urban County communities differ from the entitlement cities. There is a much narrower range in the numbers of persons with employment, physical and go -outside disabilities. In the Urban County, moreover, physical disabilities rank ahead of go -outside disabilities. Employment related disabilities typically rank highest in number across all communities. In Laguna Woods and Seal Beach, however, the employment related disabilities do not rank among the three top categories. Instead, in Seal Beach, physical disabilities rank highest, affecting slightly more than one-third of the population, and sensory disabilities rank third. In Seal Beach, physical disabilities rank highest followed by go - outside disabilities. SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-5 • Households with Mobility and Self -Care Limitations Entitlement City Disabled Households Total Households Percent With Disabilities Anaheim 15,035 94,407 15.9% Buena Park 3,980 22,923 17.4% Costa Mesa 4,666 38,708 12.1% Fountain Valley 2,612 17,787 14.7% Fullerton 5,612 42,681 13.1% Garden Grove 8,174 44,264 18.5% Huntington Beach 8,431 72,322 11.7% Irvine 4,548 50,705 9.0% La Habra 3,077 18,326 16.8% Newport Beach 3,144 32,950 9.5% Orange 5,683 39,875 14.3% Santa Ana 12,165 71,246 17.1% Tustin 2,581 23,630 10.9% Westminster 5,264 25,470 20.7% Entitlement Cities Total 84,972 595,294 14.3% Urban County Laguna Niguel 1,849 23,232 8.0% Lake Forest 2,256 19,988 11.3% Mission Viejo 3,476 32,186 10.8% County of Orange 30,297 230,980 13.1% Urban County Total 37,878 306,386 12.4% Total 122,850 901,680 Source: U.S. Department of Housing and Urban Development, State of the Cities Data Systems Comprehensive Housing Affordability Strategy (CHAS) Data, "Housing Problems Output for Mobility & Self Care Limitations", May 2004. (Data current as of 20001 Table construction by Castafieda & Associates. E 0 5.11 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-6 Income Distribution of Disabled Households Entitlement City Extremely Low Other Low Moderate Above Moderate Total Anaheim 2,944 2,939 3,192 5,960 15,035 19.6% 19.5% 21.2% 39.7% 100.0% Buena Park 697 638 866 1,779 3,980 17.5% 16.0% 21.8% 44.7% 100.0% Costa Mesa 887 682 1,048 2,049 4,666 19.0% 14.6% 22.5% 43.9% 100.0% Fountain Valley 222 260 442 1,688 1 2,612 8.5% 10.0% 16.9% 64.6% 1 100.0% Fullerton 1,000 849 1,098 2,665 1 5,612 17.8% 15.1% 19.6% 47.5% 100.0% Garden Grove 1,581 1,502 1,664 3,427 8,174 19.3% 18.4% 20.4% 41.9% 100.0% Huntington Beach 1,253 1,063 1,444 4,671 8,431 14.9% 12.7% 17.1% 55.4% 100.0% Irvine 662 603 610 2,673 4,548 14.6% 13.3% 13.4% 58.8% 100.0% La Habra 632 632 527 1,286 3,077 20.5% 20.5% 17.1% 41.8% 100.0% Newport Beach 375 278 453 2,038 3,144 11.9% 8.8% 14.4% 64.8% 100.0% Orange 922 934 876 2,951 5,683 16.2% 16.4% 15.4% 51.9% 100.0% Santa Ana 2,612 2,356 2,831 4,366 12,165 21.5% 19.4% 23.3% 35.9% 1 100.0% Tustin 364 471 448 1,298 2,581 14.1% 18.2% 17.40% 50.3% 100.0% Westminster 1,266 1,001 863 2,134 5,264 24.1% 19.0% 16.4% 40.5% 100.0% Entitlement Cities Total 15,417 14,208 16,362 38,985 84,972 18.1% 16.7% 19.3% 45.9% 100.0% Urban County Laguna Niguel 212 181 240 1,216 1,849 11.5% 9.8% 13.0% 65.8% 100.0% Lake Forest 257 330 449 1,220 2,256 11.4% 14.6% 19.9% 54.1% 100.0% Mission Viejo 321 339 499 2,317 3,476 9.2% 9.8% 14.4% 66.7% 100.0% County of Orange 4,143 4,433 5,383 16,338 30,297 13.7% 14.6% 17.8% 53.9% 100.00% Urban County Total 4,933 5,283 6,571 21,091 37,878 13.0% 13.9% 17.3% 55.7% 100.0% Total 20,350 19,491 22,933 60,076 122,850 16.6% 15.9% 18.7% 48.9% 100.0% Table 5-6 Source: U.S. Department of Housing and Urban Development, State of the Cities Data Systems Comprehensive Housing Affordability Strategy (CHAS) Data "Housing Problems Output for Mobility & Self Care Limitations", May 2004. [Data current as of 2000] • Table construction by Castaneda & Associates. 5-12 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-7 Regional Fair Housing Impediments Analysis Entitlement Cities: Disability Prevalence Rates - 2000 City th a ility No Disability Total Population Disability Prevalence Rate Anaheim g56,735 238,975 295,710 19.2% Buena Park93058,789 71,719 18.0% Costa Mesa103 83,781 99,884 16,1% Fountain Valley 7,717 43,753 51,470 15.0% Fullerton 1 19,323 97,025 116,348 16.6% Garden Grove 33,162 118,586 151,748 21.8% Huntington Beach 25,127 152,533 177,660 14.1% Irvine 14,985 119,904 134,889 11.1% La Habra 10,967 43,219 54,186 20.2% Newport Beach 8,386 58,202 66,588 12.6% Orange 20,170 96,161 116,331 17.3% Santa Ana 65,705 233,735 299,440 21.9% Tustin 9,761 52,295 62,056 15.7% Westminster 18,210 63,121 81,331 22.4% Total 319,281 1,460,079 1,779,360 17.9% Source: Census 2000, Summary File 3, Table P42, Disability Status by Age. Table construction by Castaiieda & Associates. • C� 5.13 SECTION 5 PROTECTED GROUP CHARACTERISTICS I "t I Ar I �f . Table 5-8 Regional Fair Housing Impediments Analysis Urban County: Disability Prevalence Rates - 2000 • • City With a Disability No Disability Total Population Disability Prevalence Rate Aliso Viejo 3,836 82,429 36,265 10.6% Brea 4,855 28,182 33,037 14.7% Cypress 6,437 37,327 43,764 14.7% Dana Point 4,956 27,918 32,874 15.1% Laguna Beach 2,776 19,674 22,450 12.4% Laguna Hills 4,266 24,911 29,177 14.6% Laguna Niguel 6,132 51,127 57,259 10.7% Laguna Woods 6,115 10,054 16,169 37.8% Lake Forest 7,255 46,897 54,152 13.4% La Palma 1,930 12,384_ 14,314 13.5% Los Alamitos 1,3291 8,942 10,271 12.9% Mission Viejo 10,877 75,540 86,417 12.6% Placentia 5,598 37,983 43,581 12.8% Rancho Santa Margarita 3,549 39,160 42,709 8.3% San Clemente 6,448 39,872 46,320 13.9% San Juan Capistrano 1 5,147 26,128 31,275 16.5% Seal Beach 4,955 18,086, 23,041 21.5% Stanton 7,455 25,770 33,225 22.4% Villa Park 467 5,414 5,881 7.9% Yorba Linda 5,459 49,724 55,183 9.9% Total 99,842 617,522 717,364 13.9% Source: Census 2000, Summary File 3, Table P42, Disability Status by Age Table construction by Castaneda & Associates. 5-14 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-9 • Regional Fair Housing Impediments Analysis Entitlement Cities: Total Disabilities Reported by Type - 2000 City Sensory Physical Mental Self -Care Go- Employme Total Disabilit Disabilit Disabilit Disability Outside nt Disabiliti Disability Disability es Anaheim 8,211 17,750 10,952 6,434 24,417 31,073 98,837 8.3% 18.0% 11.1% 6.5% 24.7% 31.4% 100.0% Buena Park 2,018 4,812 3,150 1,652 5,748 6,287 23,667 8.5% 20.3% 1 13.3% 7,0%1 24.3% 27,0% 100.0% Costa Mesa 2,493 5,206 3,360 1,749 7,183 8,467 28,458 8.8% 18.3% 11.8% 6.1% 25.2% 29.8% 100.0% Fountain 1,349 3,201 2,116 1,159 3,346 3,215 14,386 Valley 9.4% 22.3% 14,7% 8.1% 23.3% 22.3% 100.0% Fullerton 3,139 6,558 4,080 2,224 8,665 9,436 34,102 9.2% 19.2% 12.0% 6.5% 25.4% 28.0% 100.0% Garden 4,816 10,128 7,437 3,999 16,426 17,603 60,409 Grove 8.0% 16.8% 12.3%1 6.6% 27,2% 29.1% 100.0% Huntington 4,265 9,810 5,601 2,812 8,557 11,942 42,987 Beach 9.9% 22.8% 13.0% 6.5% 19.9% 27.8% 100.0% Irvine 2,272 4,901 3,736 1,652 5,699 7,086 25,346 9.0% 19.3% 14.7% 6.5% 22.5% 28.0% 100.0% La Habra 1,819 3,848 2,336 1,492 4,649 5,292 19,436 9.4% 19.8% 12.0% 7.7% 23.9% 27.2% 100.0% Newport 1,769 3,368 1,938 1,064 2,524 3,317 13,980 Beach 12.7% 24.1% 13.9% 7.6% 18.1% 23.7% 100.0% Orange 3,181 6,764 4,332 2,447 8,414 10,171 35,309 9.0% 19.2% 12.3% 6.9% 23.8% 28.8% 100.0% Santa Ana 6,958 13,978 10,340 6,361 33,473 40,251 111,361 6.2% 12,6% 9.3% 5.7% 30.1% 36.1% 100.0% Tustin 1,257 2,812 1,715 886 4,232 5,386 16,288 7.7% 17.3% 10.5% 5.4% 26.0% 33.1% 100.0% Westminster 2,652 6,316 4,658 2,316 8,621 9,032 33,595 7.9% 18.8% 13.9% 6,9% 25.7% 26.9% 100.0% Total 46,1991 99,4521 65,751 36,247 141,954 168,558 558,161 8.3% 1 17,8% 1 11.8% 6.5% 25.4% 30.2%1 100.0% Source: Census 2000, Summary File 3, Table P41, Type of Disability, Table construction by Castafteda & Associates. u • 5.15 *i .1 SECTION 5 PROTECTED GROUP CHARACTERISTICS Table 5-10 Regional Fair Housing Impediments Analysis Urban County: Total Disabilities Reported by Type - 2000 City Sensory Physical Mental Self -Care Go -Outside Employment Total Disability Disability Disability Disability Disability Disability Disabilities Aliso Viejo 333 1,097 776 305 1,351 2,224 6,086 5.5% 18.0% 12.8 5.0% 22.2% 36.5% 100.0% Brea 921 1.977 1,116 562 1,700 2,109 8,385 11.0% 23.6% 13.3% 6.7% 20.3% 25.2% 100:0% Cypress 1,296 2,791 1,395 793 2,341 2,602 11,218 11.6% 24.9% 1 12.4% 7.1% 20.9% 1 23.2% 100.0% Dana Point 873 1,897 1,015 571 11647 2,470 8,473 10.3% 22.4% 12.0% 6.7% 19.4% 29.2% 100.0% Laguna Beach 387 1,110 491 304 872 1,322 4,486 8.6% 24.7% 10.9% 6.8% 19.4% 29.5% 100.0 Laguna Hills 800 1,715 1,305 656 1,618 1,807 7,901 10.1% 21.7% 16.5% 8.3% 20.5% 22.9% 100.0% Laguna Niguel 1,119 2,110 1,332 708 2,496 2,970 10,735 10.4% 19.7% 12.4% 6.6% 23.3% 27.7% 100.0% Laguna Woods 2,081 4,012 1,474 1,131 2,544 360 11,602 17.9% 34.6% 12.7% 9.7% 21.9% 3.1% 100.0% Lake Forest 1,315 2,636 1,833 805 2,547 3,365 12,501 10.5% 21.1% 14.7% 6.4% 20.4% 26.9% 100.0% La Palma 235 682 366 235 826 1,035 3,379 7.0% 20.2% 10.8% 7.0% 24.4% 30.6% 100.0% os Alamitos 238 589 266 121 411 499 2,124 11.2% 27.7% 12.5% 5.7% 19.4% 23.5% 100.0% Mission Viejo 1,921 4,302 2,647 1,463 4,157 4,653 19,143 10.0% 22.5% 13.8% 7.6% 21.7% 24.3% 100.0% Placentia 1,069 2033, 1,179 622 2,010 2,447 9,360 11.4% 21.7% 12.6% 6.6% 21.5% 26.1% 100.0% Ranch Santa 354 1,083 880 316 1,195 1,912 5,740 Margarita 6.2% 18.9% 15.3% 5.5% 20.8% 33.3% 100.0% San Clemente 1,260 2,453 1,400 716 2,184 2,595 10,608 11.9% 23.1% 13.2% 6.7% 20.6% 24.5% 100.0% San Juan Capistrano 926 1,909 1,247 715 2,089 2,205 9,091 10.2% 21.0% 13.7% 7.9% 23.0% 24.3% 100.0% Seal Beach 1,600 2,637 1,109 684 1,639 890 8,559 18.7% 30.8% 13.0% 8.0% 19.1% 10.4% 100.0% Stanton 1,059 2,415 1,462 831 3,185 4,031 12,983 8.2% 18.6% 11.3% 6.4% 24.5% 31:0% 100.0% Villa Park 55 224 150 86 246 200 961 5.7% 23.3% 15.6% 8.9% 25.6% 20.8% 100.0% Yorba Linda 990 2,181 1,369 556 2,115 2,291 9,502 10.4% 23.0% 14.4% 5.9% 22.3% 24.1% 100.0% Total 18,832 39,853 22,812 12,180 37,173 41,987 172,837 10.9% 23.1% 13.2% 7.0% 1 21.5% 1 24.3% 100.0% Source: Census 2000, Summary File 3, Table P41, Type of Disability. Table construction by Castaneda & Associates. 5-16 SECTION 6 PRIVATE SECTOR IMPEDIMENTS A. INTRODUCTION . Under its modem -day interpretation, the Fair Housing Act covers a broad range of housing - related transactions, some of which are explicit in the Act and some of which have been construed by courts under the Act's "otherwise make unavailable or deny" language. The Act covers transactions such as rentals, sales, mortgage lending, homeowners insurance, zoning, "blockbusting", appraisals, tax assessment and advertising. It also makes it illegal to coerce, intimidate, threaten, or interfere with someone in the exercise of their fair housing rights and provides for civil remedies and criminal penalties for doing so. HUD has identified the following as potential private sector impediments: Housing Discrimination Hate Crimes Predatory Lending Redlining Panic Selling Steering Discriminatory Newspaper Advertising Due to underreporting, it is important to note that the number of documented events, incidents and complaints may not accurately reflect the size of the problem. Section 6 presents background information on hate crimes, predatory lending and rcdlining indicators such as areas with high loan denial rates. B. HATE CRIMES 1. Hate Crimes Defined Hate crimes create impediments to fair housing because victims may move out of the home and neighborhood of their choice due to fear and feeling unwelcome. In California, hate crimes are — "any criminal acts or attempted criminal acts intended to cause physical injury, emotional suffering, or property damage where there is reasonable cause to believe that the crime was motivated, in whole or in part, by the victim's race, ethnicity, religion, gender, sexual orientation, national origin, or physical or mental disability." [California Penal Code section 13023] One example of a hate crime is defacing or damaging another person's property to intimidate or interfere with that person's free exercise of his or her constitutional rights. Some hate -motivated offenses do not rise to the level of a crime that can be charged in court. These acts are called hate incidents. Although they may not meet the definition of a crime, they leave individuals feeling victimized and can escalate into criminal behavior, according to the Office of the State Attorney General. 6-1 SECTION 6 PRIVATE SECTOR IMPEDIMENTS ,1 2. Statewide Hate Crime Events State law requires the Attorney General to prepare an annual report regarding crimes of this nature. The most recent Department of Justice Annual Report on hate crimes and events in 2004 is summarized below and on the next page. Hate crime events decreased 5.5% from the number reported in 2003 (1,409 in 2004 vs. 1,491 in 2003). Sexual orientation hate crime events decreased 22% from 337 in 2003 to 263 in 2004. Anti -white hate crimes decreased 28.2% from 85 in 2003 to 61 in 2004. Anti -Hispanic hate crime events increased 34% from 103 in 2003 to 138 in 2004. Anti -Other Ethnicity/National origin hate crime events decreased 34.8% from 161 in 2003 to 105 in 2004. Table 6-1 Bias Motivation of Hate Crimes-- California — 2003 Motivation Type Number Percent Distribution Race/Ethnicity/National Origin 921 65.4% Sexual Orientation 263 18.7% Religion 205 14.5 0 Gender 16 1.1% Disability 41 0.3% Total 1,409 1 100.0% Source: California Department of Justice, Division of California Justice Information Services, Hate Crime in California — 2003, "Crime Events." Table construction by Castaneda & Associates. In 2004, 1,409 hate crime events were reported in the locations noted on Table 6-2. In 2004, the residence/home/driveway location was the location for 424 or 30.1% of the total 1,409 events. Residence/home/driveway has been the #1 location every year except 1997 and 2002, when highway/road/alley/street became the #1 location where hate crimes occurred. 6-2 SECTION 6 PRIVATE SECTOR IMPEDIMENTS E Table 6-2 Location of Hate Crime Events -- California -- 2003 Location Number Percent Distribution Residence/Home/Driveway 424 30.1% Hi nva /Road/Alle /Street 398 28.2% School/College 135 9.6% Parkin Lot/Garage 76 5.4% Church/Synagogue/Temple 70 5.0% Specialty Store 32 2.3% Field/Woods/Park 24 1.7% All Other Locations 250 17.7% Total 1,409 100.0% Source: California Department of Justice, Division of California Justice Information Services, Ilate Crime in California — 2004, "Crime Events." Table construction by Castafieda & Associates. 3. Orange County Hate Crimes • Between 2000 and 2004, 217 hate crime events were recorded in the 14 entitlement cities (including CSUF and UCI). Except for 2001, the number of reported events has been in the range of 30-45 events. In 2001, 60 hate crime events were reported. Table 6-4 shows the data for the entitlement cities. In the Urban County, 104 events were reported between 2000 and 2004. The number of such events had been declining between 2000-2003. In 2004, 21 events were reported, which was an increase from the number in 2003. 6-3 ' SECTION 6 PRIVATE SECTOR IMPEDIMENTS ,1 Table 6-3 Hate Crime Events — 2000-2004 Entitlement Cities r City/Area 2000 2001 2002 2003 2004IToialAnaheim 0 1 1 2 6Buena Park 3 2 0 0 0Costa Mesa 2 3 1 3 1Fountain Valley 2 1 4 3 3Fullerton 4 6 4 3 2 _ CSU Fullerton 0 1 2 0 0 3 Garden Grove 4 5 5 10 6 30 ' r Huntington 5 15 1 3 11 35 Beach Irvine 2 4 2 3 3 14 UCI 1 1 0 0 0 2 La Habra 2 3 1 1 3 10 Newport Beach 1 6 4 7 4 22 ' Orange 2 3 5 2 0 12 • Santa Ana 1 5 1 2 2 11 Tustin 0 0 0 0 0 0 :' • Westminster 1 4 4 6 6 21 ' Total 30 -6—Oj 45 47 217 Source: California Department of Justice, Division of California Justice Information Services, Hate Crime in California 2000 — 2004, "Crime Events," Table construction by Castaneda & Associates. 6-4 SECTION 6 PRIVATE SECTOR IMPEDIMENT'S Table 6-4 Hate Crime Events — 2000-2004 Urban County Ci !Area 2000 2001 2002 2003 2004 Total Aliso Viejo 0 0 1 0 0 1 Brea 2 2 2 2 8 8 Cypress 1 2 2 0 1 6 Dana Point 1 0 0 0 0 1 Laguna Beach 2 3 2 4 2 13 Laguna Hills 1 1 1 0 0 1 3 Laguna Niguel 21 3 1 0 0 6 La Palma 01 1 0 0 0 1 Los Alamitos 2 3 2 1 0 8 MissionViejo 6 0 1 1 1 9 Placentia 1 0 0 0 0 1 Rancho Santa Margarita 2 2 4 1 2 11 San Clemente 1 1 0 0 1 3 San Juan Capistrano 3 1 0 0 0 4 Seal Beach 1 0 0 0 0 1 Stanton 1 0 0 0 0 1 Villa Park 0 0 01 0 1 1 Yorba Linda 0 0 0 0 3 3 Sheriff's Department 5 1 6 2 9 23 Total 31 20 21 11 21 104 Source: California Department of Justice, Division of California Justice Information Services, Hate Crime in California 2000 — 2003, "Crime Events," Table construction by Castafleda & Associates. 0 L_ J 6.5 SECTION 6 PRIVATE SECTOR IMPEDIMENTS C. PREDATORY LENDING Predatory lending is a housing discrimination issue because it is often targeted at individuals or neighborhoods based on race or some other protected class category. Anecdotal evidence suggests that predatory lending practices may include: Imposing and financing excessive fees Bundling high -cost loans with lump -sum credit life insurance Requiring prepayment penalties A Statewide predatory lending law took effective on July 1, 2002. The legislation, generally known as the Predatory Lending Law, adds Section 4970 through 4979.8 to the California Financial Code and imposes restrictions and limitations on specified consumer loans secured by real property. The law establishes remedies available to victims (borrowers) for a violation of its provisions and enables regulatory agencies to take disciplinary action. "Covered loans," which means those arranged or made by real estate brokers, finance lenders, residential mortgage lenders, as well as commercial banks, industrial banks, savings associations and credit unions, are subject to the provisions of the Predatory Lending Law. Persons who originate covered loans must reasonably believe that the consumer(s) obtaining the loan will be able to make the specified payments from resources other than the consumer's equity in the dwelling. The law establishes criteria upon which the person may rely. • With respect to the prepayment penalties, the Center for Responsible Lending (CRL) found that the odds of borrowers in high minority areas receiving any prepayment penalty (of at least two years) are more than 30% higher than in low minority areas. The CRL research study compares similarly situated borrowers — i.e., the Center controlled for key borrower, property and loan characteristics such as borrower credit scores to ensure that the results were not based on differences in risk factors. A "high" minority concentration area was defined as one were 50% or more of the residents in the zip code area belonged to a minority population group. [Center for Responsible Lending, "Borrowers in Higher Minority Areas More Likely to Receive Prepayment Penalties on Subprime Loans," January 2005, pg. 6] The California Department of Real Estate has prepared information to help borrowers avoid predatory lending. The information bulletin titled Avoiding Predatory Lending — Protect Yourself in the Loan Process defines predatory lending, gives examples of predatory lending practices, and other information helpful to borrowers such as the explaining the loan application process. In some localities, the issue of predatory lending has prompted consideration of enacting local laws or regulations. However, many financial trade organizations are recommending that a uniform anti -predatory lending law be enacted. They argue that many varied state and local anti -predatory regulations hinders borrowers' efforts to obtain financing. The organizations — which include the Mortgage Bankers Association, the National Association • of Mortgage Brokers, the National Home Equity Mortgage Association, the Consumer Mortgage Coalition, and four other financial trade groups — want any national standard to mirror a recent rule from the Office of the Comptroller of the Currency that preempts state and local laws. 6-6 SECTION 6 PRIVATE SECTOR IMPEDIMENTS As of now, the State law has preempted a local jurisdiction from creating its own anti- • predatory law. The California Supreme Court has ruled that State law supercedes local government in regulating high cost loans. Some of the prohibited acts and linutations for "covered loans" are listed below. ❑ Prepayment fees or penalties after the first thirty-six months after the date of the loan closing are prohibited. A prepayment penalty may be included for the first thirty-six months only under specified conditions. ❑ Loans with terms of five years or less must be fully amortized. ❑ Loans other than first liens may not include negative amortization. First lien loans may include negative amortization only with proper disclosure of the terms. ❑ Advance payments required to be paid from the proceeds are prohibited. ❑ Increases of the interest rate as the result of a default are prohibited. ❑ Payments from the proceeds of the loan made directly to contractors • under a home -improvement contract are prohibited. Payments made jointly to the consumer and contractor or into a third -party escrow are allowed with specified requirements. ❑ Encouraging or recommending to the consumer to default on an existing loan or other debt is prohibited. ❑ A loan that contains a call provision that permits the lender, in its sole discretion, to accelerate the indebtedness unless under specified conditions, is prohibited. ❑ Refinancings that do not result in an identifiable, tangible benefit to the consumer are prohibited. ❑ Steering, counseling, or directing a consumer to accept a loan product with a risk grade less favorable than the consumer would otherwise qualify or with higher costs than the consumer would qualify is prohibited. 6.7 SECTION 6 PRIVATE SECTOR IMPEDIMENTS • D. ACCESSIBLITY TO CREDIT "Redlining" refers to the practice by lenders of drawing red lines on maps to delineate the areas in which loans will not be approved and, if approved, on terms and conditions less favorable than those made to loan applicants residing outside of the "redlined" areas. Federal and State laws prohibit lending institutions from practicing redlining. For instance, California passed legislation prohibiting redlining in the late 1970s. Known as the Housing Financial Discrimination Act of 1977 (Holden Act), the law forbids lending institutions from considering in their loan evaluation process the racial, ethnic, religious, or national origin characteristics of the geographic area surrounding the housing accommodation. "Lending institutions" include banks, savings and loan associations, or other financial institutions including mortgage loan brokers, mortgage bankers, and public agencies. One indicator of potential redlining is the relative availability of home loan financing in Orange County neighborhoods. The information that best helps to understand the geographic areas served by credit is the Home Mortgage Disclosure Act or HMDA data. The HMDA requires lenders to disclose the number, amount, and census tract location of mortgage, refinance, and home improvement loan applications. The HMDA data encompasses lender activity for conventional and FHA loans. The data identifies five types of action taken on a loan application: loan originated; application approved by the lender and not accepted by the applicant; application withdrawn; file closed for incompleteness; and application denied. • Tables 6-5 and 6-6 show the 2003 loan denial rates, which were computed using HMDA data on the applications that went completely through the underwriting process. The loan denial rate is based on the number of loans denied as a percentage of loans originated + applications approved but not accepted + applications denied. Withdrawn or incomplete applications are not included in the denominator. • The Table 6-5 and Table 6-6 data indicate the loan denial rates for the entitlement cities and Urban County communities. Three types of loans are included in the analysis — FHANA loans, conventional loans and home improvement loans. The city/community loan denial rates also are computed in the tables for each city and community. Tables 6-7 and 6-8 identify areas with instances of high loan denial rates. For purposes of identifying areas with high loan denial rates, the following criteria were used: census tracts with 75 or more total loan applications and a 25% or higher loan denial rate. Table 6-7 shows that 50 census tracts in 13 entitlement cities met the criteria. Sixteen of the 50 census tracts are located in Santa Ana. Table 6-8 shows that six census tracts in the Urban County met both criteria for identifying areas with high loan denial rates. Five of the census tracts are located in unincorporated territory. Technical Appendices E and F present the census tract level data for each city and community. 6-8 SECTION 6 PRIVATE SECTOR IMPEDIMENTS Table 6-5 • Regional Fair Housing Impediments Analysis Entitlement Cities: Loan Denial Rates by City - 2003 Loan Denial Rates City FHA Conventional Home Improvement Total Anaheim 11.9% 15.6% 37.5% 18.0% Buena Park 12.8% 17.0% 36.1% 19.5% Costa Mesa 4.0% 16.4% 33.3% 17.8% Fountain Valley 16.0% 13.3% 25.3% 14.7% Fullerton 14.9% 13.8% 37.6% 16.0% Garden Grove 10.3% 17.5% 35.9% 20.1% Huntington Beach 9.8% 13.4% 28.5% 15.0% Irvine 4.8% 11.5% 29.5% 12.6% La Habra 9.3% 14.0% 35.0% 16.4% Newport Beach 0.0% 19.2% 42.8% 20.4% Orange 7.8% 14.1% 32.7%1 15.9% Santa Ana 16.1% 20.0% 48.3% 22.2% Tustin 4.6%1 12.8% 30.1%1 14.0% Westminster 5.3%1 16.0% 36.1%1 18.2% Source: Federal Financial Institutions Examination Council (FFMC), Home Mortgage Disclosure Act, "Disposition of Loan Applications by Location o£Property and Type of Loan", 2003. Table construction by Castafieda & Associates. n LJ 6.9 SECTION 6 PRIVATE SECTOR IMPEDIMENTS • Table 6-6 9f Regional Fair Housing Impediments Analysis Entitlement Cities: Loan Denial Rates by City - 2003 • 11 Loan Denial Rates City FHA Conventional Home Improvement Total Aliso Viejo 8.3% 9.6% 29.1% 11.1% Brea 10.5% 12.4% 30.9% 14.3% Cypress 13.6% 12.5% 25.7% 14.4% Dana Point 4.8% 13.9% 31.6% 15.0% Laguna Beach 50.0% 12.9% 12.8% 12.9% Laguna Hills 8.0% 1 12.4% 33.6% 13.6% Laguna Niuel 7.7% 11.6%' 27.8% 12.8% Laguna Woods 13.0% 12.7% 27.8% 13.5% Lake Forest 7.9% 11.9% 32.6% 13.7% La Palma 16.0% 12.7% 27.3% 14.8% Los Alamitos 33.3% 11.7% 20.7% 12.8% Mission Viejo 12.5% 10.5% 24.1% 11.9% Placentia 14.9% 10.7% 30.1% 12.7% Ranch Santa Margarita 8.7% 8.9% 30.2% 10.8% San Clemente 0.0% 12.5% 25.1% 13.3% San Juan Capistrano 4.8% 11.6% 22.2% 12.3% Seal Beach 0.0% 12.4% 17.2% 12.8% Stanton 9:3% 15.6% 43.4% 18.4% Villa Park 33.3% 13.9% 26.1% 15.1% Yorba Linda 9.4% 10.2% 25.1% 11.9% Unincorporated 8.9% 12.0% 28.0% 13.3% Source: Federal Financial Institutions Examination Council (FFIEC), Home Mortgage Disclosure Act, "Disposition of Loan Applications by Location of Property and Type of Loan", 2003. Table construction by Castaiieda & Associates. 6-10 SECTION 6 PRIVATE SECTOR IMPEDIMENTS Table 6-7 Entitlement Cities Instances of High Denial Rates (25%+) By City/Census Tract (Minimum of 75 Applications) City Census Tract # of Applications Denial Rate Anaheim 116.02 124 30.65% 864.02 144 27.1% 865.02 115 26.96% 866.01 101 25.74% 867.01 254 26.77% 868.01 ill 26.130/Q 869.02 145 26.21% 869.03 97 25.77% 871.02 87 25.29% 871.06 ill 26,13% 877.01 151 27.81% Buena Park 18.01 76 26.32%' 868.01 111 26.13% 1106.03 95 31.58% Costa Mesa 637.02 90 25.56% 639.07 142 25.35% Fountain Valley 992.02 177 27.12% Fullerton 18.01 76 26.32% 116.02 124 30.65% 867.01 254 26.77% Garden Grove 761.03 121 25.62% 881.05 118 28.81% 887,01 186 25.81% 890.01 139 25.18% 999.02 177 27.12% Huntington Beach 994.02 95 25.26% Irvine 755.15 117 25.64% La Habra 12.01 115 31.30% 12.02 106 24.57% 14.04 93 26,88% Newport Beach N/A N/A N/A Orange 219.13 158 26.58% 761.03 121 25.62% Santa Ana 740.05 100, 27.00% 742.00 208 25.00% 743.001 901 28.89% 745.021 1021 25.49% 746.021 1471 29.25% 747.021 1181 29.66% • 0 6.11 SECTION 6 PRIVATE SECTOR IMPEDIMENTS 748.01 114 32.46% • 748.02 127 36.22% 748.03 162 37.04% 748.06 78 35.09% 749.02 106 32.08% 750.02 257 31.08% 752.01 121 25.62% 752.02 132 28.03% 755.15 117 25.64% 992.02 177 27.12% Tustin 755.15 117 25.64% - . Westminster 997.01 162 27.78% • Source: Technical Appendix E, HMDA Data for Entitlement Cities by Census Tract. 6-12 SECTION 6 PRIVATE SECTOR IMPEDIMENTS Table 6-8 Urban County CIties Instances of high Denial Rates (25%+) By City/Census Tract (Minhnum of 75 Applications) city Census Tract # of Applications Denial Rate Ahso Viejo N/A N/A N/A Brea 14.04 93 26.88% Cypress N/A N/A N/A Dana Point N/A N/A N/A La Palma N/A N/A N/A La unaBeach N/A N/A N/A Laguna Hills N/A N/A NIA LagunaNiguel N/A N/A N/A Laguna Woods NIA N/A N/A Lake Forest N/A N/A N/A Los Alamitos N/A N/A N/A Mission Viejo N/A N/A N/A Placentia N/A N/A N/A Rancho Santa Mar. N/A N/A N/A San Clemente N/A N/A N/A San Juan Cap, N/A N/A N/A Seal Beach N/A N/A N/A Stanton N/A N/A N/A Unincorporated 12.01 115 31.30% 219.13 158 26.58% 867.01 254 26.77% 877.01 151 27.81% 997.01 162 27.78% Villa Park N/A I N/A N/A Yorba Linda N/A I N/A N/A Source: Technical Appendix F, HMDA Data for Urban County communities by Census Tract. i is 6.13 SECTION 7 Impediments & Recommendations . A. Regional Fair Housing Program The Fair Housing Council of Orange County (FHCOC) provides comprehensive fair housing services for all residents of Orange County. [San Clemente contracts for partial services only], Every year FHCOC handles more than 20,000 calls regarding housing issues. FHCOC conducts from 200 to 250 fair housing discrimination complaints. B. Enforcement Program FHCOC has had a full service enforcement program for more than 25 years. Local jurisdictions support FHCOC by entering into sub -recipient contracts for fair housing services using CDBG administration funds. 1. Structure FHCOC runs its programs from a central location at 201 S. Broadway, Santa Ana. It maintains a toll free telephone number for the residents of Orange County. Its structure is typical of a 403(c) non-profit corporation. The Board of Directors are all volunteers and set policy and vision. The day to day management operations are delegated to the President/CEO. The programs are supervised by the Vice President/COO. The agency maintains a staff of 13 full-time employees. Litigation is handled with inside legal counsel in cooperation with outside co -counsel. FHCOC has volunteers who perform investigative testing as well as mediations both in Central Court and at the main office. FHCOC works with three Orange County Law Schools to help train law students in internship programs. FHCOC has an OMB 133 audit done each year and has always passed the audit without any significant findings. It consistently uses generally accepted accounting and service practices. FHCOC has never lost a fair housing case in which it was a named plaintiff. During the last two years the agency successfully concluded cases with more than %2 million dollars in settlements. One of the primary reasons for this. success rate is the current staffs ability to objectively investigate and evaluate discrimination allegations. 2. Program Process FHCOC's enforcement efforts are directed toward objectively investigating individual allegations of discrimination. If objective evidence of discrimination is found in the course of investigations then the agency determines if the discriminatory conduct impacts a significant portion of the population or is of such an egregious nature that FHCOC itself has a duty to insure prosecution of the illegal conduct. FHCOC helps its clients prosecute claims on an individual basis when it finds • evidence of discrimination but the impact is not significant or the conduct is not considered egregious. This is accomplished through providing its clients with all options available to them, including, but not limited to: do nothing, mediation, DFEH, HUD, federal or state legal action with private legal counsel. 7-1 SECTION 7 Impediments & Recommendations FHCOC works with all entitlement jurisdictions to effectively counteract housing discrimination in Orange County, giving residents the right to live where they choose to and can afford to live. The structure and process of the Fair Housing Council of Orange County has proven to be a highly effective private -public partnership in the regional area. FHCOC has been recognized nationally as one of the most cost efficient and service effective fair housing organizations in the United States. Its centralized program structure reduces the overall cost to all of the local jurisdictions providing high quality services at less than half the cost of individual programs. The Fair Housing Council of Orange County is monitored by HUD and has made significant improvements based on these reviews. FHCOC staff work very hard to affirmatively further fair housing within the constraints of the available resources. 3. Process Objectivity and Fairness The Fair Housing Council of Orange County responds to all complaints of discrinnation it receives. Each investigation begins with an objective analysis of the allegations and ends with an objective analysis of the facts. Each case is reviewed individually to determine the best and most appropriate course of action if evidence of discrimination is found. Many cases warrant educational intervention and are easily resolved in this manner. . However, FHCOC has a proven track record of providing effective enforcement of the fair housing laws. It also has considerable respect within the housing industry, providing training for the Apartment Associations of Orange County and Los Angeles. 4. Fair Housing Reporting Requirements All jurisdictions require comprehensive reports and all receive the reports on a monthly or quarterly basis. These reports are used by FHCOC to make administrative decisions regarding the focus of education and enforcement resources. Annual reports have been used to target 2 or 3 major enforcement areas. 5, Court Determinations of Discrimination No court determinations of discrimination in any aspect of the jurisdictions' community development or housing programs were disclosed or discovered through this analysis. 6. Information & Educational Programs FHCOC has provided extensive educational programs to residents of Orange County since 1965. Over the past 10 years FHCOC has developed industry -training courses that assist housing providers in complying with the law. The training provided to the community by FHCOC affects more than 30,000 units each year in Orange County. The Council also provides on going technical assistance to community groups and housing providers. 7-2 M SECTION 7 Impediments & Recommendations • FHCOC also conducts or participates in over 100 housing related events each year that provide information to Orange County residents, including about 70 community education *' presentations. The presentations are given in three different languages, English, Spanish and Vietnamese and include landlord -tenant, fair housing and first time homebuyer seminars. FHCOC produces a quarterly informational newsletter that is distributed to more than 350 organizations and individuals through the mail as well as being used as a handout at educational seminars. The Council also conducts an annual poster contest through the Orange County School system. Teachers are encouraged to participate and prizes are awarded to the four posters that best express the annual fair housing "theme." In an effort to reach an even broader audience, FHCOC produced its own PSA during the 2003/04 fiscal year with the cooperation of Loretta Sanchez and distributed it to all local and network television and radio stations. It is playing on network stations and has been seen throughout Southern California. It is also played at every major Orange County mall in the food court area approximately every 30 minutes. Jurisdictions did not report having any fair housing education systems in place for staff dealing with issues that can impact fair housing, FHCOC provides training for housing authorities as well as an informal information system as needed. 7. Program Effectiveness • The overall FHCOC programs have proven highly effective in informing the public about fair housing laws and enforcing those laws in appropriate cases. Over the past few years the Council has been instrumental in the settlement of 8 cases valued at over $880,000. It has also stopped the previously expanding practice of charging families a surcharge based upon the number of persons in the household. C1 8. Community Conflict There are no areas within Orange County in which racial or ethnic conflict is ongoing or evident. Incidents of reported conflict generally revolve around persons exercising their first amendment rights to speak at government meetings and as such are isolated incidents. In addition to FHCOC's community education efforts the Orange County Human Relation's Commission focuses on educating the community on issues involving racial or ethnic issues to hate crimes. This group is uniquely qualified to provide assistance to communities experiencing difficult times and is highly effective in avoiding long-term racial or ethnic tensions within Orange County. 7-3 SECTION 8 Impediments & Recommendations A, RECOGNIZED IMPEDIMENTS 0 The list of recognized impediments may not include all impediments to Fair Housing in the Orange County Region. The intent of this analysis is to list the impediments that can be addressed by the local jurisdictions, taking into consideration time, financial ability and control over the cause of the impediment. The material that preceded this section is the background information used to identify the impediments to Fair Housing. The regional approach used is preferred and has been deemed most appropriate by the Federal Courts. Therefore, the impediments listed are intended to be regional in nature and addressed by all participating jurisdictions. 1. Confusion among residents, housing providers and local government officials regarding the protection provided by Fair Housing Laws (both State and Federal). Fair Housing Laws protect people from illegal discrimination and are basic human rights. Laws regarding landlord & tenant relationships such as, security deposits and proper notices are not covered in State or Federal Fair Housing haws but are frequently confused with Fair Housing. This lack of basic understanding creates confusion for industry professionals, residents and government officials. 2. Intentional discrimination by some members of the housing industry including, but not necessarily limited to, rental, lending, insurance, zoning, appraisals, and advertising. This type of discrimination occurs far too often in individual transactions and can be easily hidden from the victims. 3."Color-Alind" policy discrimination. Often referred to as disparate impact discrimination and not considered a form of intentional discrimination. Much of this type of discrimination is systemic and occurs when _ . stereotypes are the basis of facially neutral rules or policies. For example, overly restrictive occupancy restrictions have frequently been used to limit or eliminate the presence of families with children, because naturally families with children will be larger households than those without children. This color-blind policy discrimination is evident in the result that derives from a policy. Any time a large percentage of protected class members are excluded from the housing market by a facially neutral rule it is reasonable to assume that the rule or policy is based upon flawed or unproven data. An example of this occurs in the insurance industry when credit scores are used to determine a person's insurability. A poor credit score can result in a person being labeled a moral hazard even though there is no evidence to prove a correlation between credit scores and insurance fraud. The impact of this policy excludes those persons who are lower income, recent immigrants and people from other cultures who do not make use of or have access to regular banking and lending institutions. The overwhelming use of check cashing stores and payday lenders among minority populations creates a domino effect by stealing wealth from the people they purport to serve and increasing the level of poverty in the areas where they locate. In addition to the • depletion of wealth in communities, those who use these services have lower credit scores as a result. 8.1 SECTION 8 Impediments & Recommendations This can also be seen in the grouping of section 8 recipients by minority status (see • table 7-1). When all applicants receive the same information it would be reasonable to conclude that they would not be grouped by minority status but instead be evenly distributed through out the county. This is clearly not the case as can be seen. The only reasonable explanations for this outcome would be 1) Minorities are not provided with the exact same information as non -minority recipients; or 2) The information provided lacks necessary incentives for minorities to seek housing in predominately white areas and for white applicants to seek housing in predominately minority neighborhoods. 3. Employers do not support programs that assist minority employees' find and keep decent, safe and affordable housing. Employers fail to recognize the lost productivity and financial burden to businesses created by housing discrimination. When employees are not able to locate or maintain housing free from discrimination the result is lost productivity, absenteeism and higher turnover rates. Employees can not provide their full attention to work when they are faced with housing problems. The problems in minority neighborhoods are frequently the result of poor management by the housing provider, either intentional or unintentional. Some housing providers discriminate by limiting their residents to non-English speaking minority populations and then provide poor maintenance and uninhabitable units. Employees faced with improper living conditions including, roach and rodent infestations, leaking roofs, inoperable plumbing and other habitability issues have a higher • incidence of illness to themselves and children caused by their living conditions. This results in higher than normal absenteeism that then leads to a higher employee turnover rate as employers terminate employees who miss too many work days. This is also the lowest paid employee population so the loss of a days pay can result in the loss of their housing or choosing between paying rent and paying for other basic necessities, such as food and medical care. Another result of segregated housing or areas with high minority and low wage earners is the inability to provide equal educational opportunities in these areas. Without the opportunity to improve work skills and education the cycle of poverty continues from one generation to the next as children find it necessary to enter the labor force at earlier ages and put less emphasis on education in order to provide for the basic necessities of life. 4. The loan denial rates among upper income black applicants remains 3 times that of equally situated white applicants. The loan denial rate of Hispanic applicants is two times that of equally situated white applicants. This appears to be a systemic issue as the testing completed by the Fair Housing Council of Orange County showed that minority testers were not provided with the same information as non -minority applicants in many instances. However the loan denial rates for blacks and Hispanics are considerably higher than the test results would predict. The reasonable *conclusion is that many denials occur after the post -application. It is not possible to test lenders for post -application discrimination because applicants must sign the • application under penalty of pequry. Another possible explanation was discussed above in credit scoring. FICO scores are based on many factors, some of which affect minority applicants. One such factor is using 8-2 SECTION 8 Impediments & Recommendations non -main stream banking services, check cashers, payday lenders, sub -prime lender services • and rent -to -own stores. 5. Lending Industry CRA funds are not targeted at low income and minority neighborhoods in a manner that will assist households in home -ownership and financial stability. Orange County housing costs are the highest in the nation and the definition of affordable housing does not provide for minimum wage earner families. Households with $40,000 per year or less in income pay up to 75% of their income in housing costs. Minority and recent immigrant populations are most at risk of falling below the poverty level and as a result these household live in overcrowded or uninhabitable conditions. Local jurisdictions can enter into discussions with banking institutions to encourage the use of CRA funds in ways that will provide more affordable housing for low income households, financial literacy training, Individual Development Accounts (IDA's), home - improvement and repair loans as well as banking services targeted at eliminating the use of check cashing businesses and payday lenders. 6. Some jurisdictions underestimate the extent of discrimination within their boundaries. These same jurisdictions do not pay their share of the fair housing services provided by the Fair Housing Council of Orange County. The Fair Housing Council of Orange County (FHCOC) provides comprehensive fair • housing services aimed at helping Orange County residents live where they want and can afford to live. The regional service demand rate used to fund the services for more than 20 years has been accepted by HUD as an appropriate use of CDBG funds to affirmatively further fair housing. All jurisdictions receiving CDBG funds are required to provide fair housing services to affirmatively further fair housing. There is no minimum or maximum percentage of funds required to provide these services. It is believed by most fair housing organizations that between 1.5% and 4% of CDBG funds are needed to provide comprehensive and professional fair housing services. Orange county CDBG recipients contract with FHCOC to provide services with a regional approach as encouraged by HUD. FHCOC determines the total cost of the program and then assigns each jurisdiction a `service demand rate', a percentage of the cost of the program based upon their use of services for the prior year. This means of distributing the cost of the program is highly effective and provides each participating jurisdiction with a full spectrum of services. This can only be maintained if each jurisdiction pays its fair share of the services. Arbitrary reduction in the service demand rate by local jurisdictions results in a breakdown of services. It would be impossible for local jurisdictions to provide all the professional services offered by FHCOC at a cost lower than its service demand rate. E 8-3 SECTION 8 Impediments & Recommendations • B. FINDINGS AND RECOMMENDATIONS 1. The region has a well established and effective private fair housing council that provides dynamic and comprehensive educational and enforcement programs to the local jurisdictions it serves. This partnership is used as a model of public and private cooperation in other areas of the nation and is considered one of the most professional and efficient private fair housing council in the nation. RECOMMENDATION: Orange County jurisdictions support a continuation of fair housing services at the current level of effectiveness. CDBG funds allocated to fair housing services equal to or greater than the service demand rate requested by FHCOC. This will insure that all Orange County residents are provided with the same professional level of services. 2. This region studied and conducted testing, through FHCOC and a grant provided by HUD's Fair Housing Initiatives Program. The pre -application testing did not account for the high denial rate of loans to blacks and Hispanics. The HMDA data continues to indicate a disproportionate number of loan denials to upper -income minorities as compared to white applicants. RECOMMENDATION: Promote Fair Housing Education within the banking and • lending industry. Local jurisdictions contract with a consultant to prepare and conduct training to encourage voluntary compliance with fair housing laws. The initial cost of curriculum preparation would be paid for by participants in the training over time and would allow for continuation of the educational programs. Continue to monitor HMDA data to determine if the educational programs have a positive effect on loan denial rates for minorities. This approach would not prevent enforcement in cases involving identifiable discriminatory practices by a lending institution. 3. Orange County's high cost of housing negatively impacts minority, immigrant and families with children more often than white households with or without children. This results in high concentrations of minorities in low-income census tracts living in sub -standard and/or overcrowded housing conditions. RECOMMENDATION: Local jurisdictions enter into discussions with banking institutions located in Orange County to encourage the use of CRA funds in ways that will benefit minority and low-income neighborhoods. This can be accomplished by encouraging banks to support programs provided by FHCOC to increase financial literacy and the use of main -stream banking services as well as IDA's to promote saving for home ownership, higher education or micro -businesses. This cooperative effort between public, private for -profit and non-profit entities would be a model program that could easily be replicated in other areas of the nation to • improve housing conditions, earning potential and unemployment of local residents. 8-4 SECTION 8 Impediments & Recommendations 4. Local jurisdictions do not have formal fair housing educational systems in place • for staff who impact fair housing issues, such as, planning/zoning staff, housing authority staff, code enforcement and CDBG monitoring staff. RECOMMENDATION: All employees in positions that impact fair housing issues attend formal fair housing training. The training can be conducted at die local jurisdiction level by contracting with a fair housing council or other training entity. A more cost effective approach would be to provide funds for individuals to attend regularly scheduled fair housing training provided by FHCOC and those provided as a partnership between FHCOC and the Apartment Association of Orange County. This option would allow all staff members to attend fair housing training with 6 months of hire without the cost of conducting a private session. 5. Insurance Companies may be targeting certain census tracts or zip codes for higher rates or different terms and conditions in violation of fair housing laws. This was a finding in the Regional Al conducted in 2000 and it remains beyond the scope of this analysis. RECOMMENDATION: Local jurisdictions conduct or fund an audit of insurance practices in Orange County to determine if violations of fair housing laws are being complied with. If there are negative findings an educational program to encourage voluntary compliance would be the first step in correcting the problem. Enforcement action would remain possible in . cases with direct evidence of illegal discrimination. 6. Recent immigrant populations do not have information necessary to understand fair housing laws. This results in immigrants experiencing illegal discrimination as well as discrimination by recent Immigrants in positions impacting housing. RECOMMENDATION: Continue outreach to immigrant populations as FHCOC has done over the past 3 years. This service is both time and resource intensive. It requires information in many languages as well as professional staff members who are fluent in more than one language. Much of the illegal discrimination against immigrant populations is in the form of encouraging certain immigrants (and discouraging others) to apply and live in housing communities with sub -standard conditions. FHCOC has also found that some immigrant housing providers are not familiar with fair housing laws and as a result engage in illegal discrimination by discouraging persons not of their race or national origin. These cases must be handles in the same manner as any other discrimination case. FHCOC does not selectively enforce fair housing laws against only white or non -minority housing providers. FHCOC filed and recovered damages from a housing provider based upon discrimination against white applicants in favor of minority applicants. Education and enforcement are both necessary to eliminate fair housing violations. . 8.5 SECTION 8 Impediments & Recommendations • 7. Local jurisdictions have independent and distinct policies and programs that affect housing options. This can result in increased or decreased minority and low- income populations in any given area. Recommendation: Orange County entitlement jurisdictions coordinate their efforts to insure that all residents have decent, safe and affordable housing free form illegal discrimination. It is critical to work as a region to overcome the problems created by the very high cost of housing. Monitor local policies to insure there are no fair housing violations or neutral policies that have a discriminatory effect. • CITY OF ANAHEIM: 2003 HMDA DATA • • • 116.021 117.14 117.20 117.22 218.07 218.12 218.13 219.03 219.05 Percent Minority 83% 81% 93% 67% 28% 33% 74% 42% 29% Med. Inc. as % of MSA 57% 56% 46% 73% 100% 109% 81% 118% 144% Home Purchase Loans FHA, FMHA & VA Loan Originated 13 0 3 0 0 16 0 1 1 A. A 'd. Not Acc. 0 0 0 0 0 0 0 0 0 Application Denied 01 0 0 0 0 0 0 0 1 Total Applications 13 0 3 0 0 16 0 1 2 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 50.000 Conventional Loan Originated 53 2 34 32 64 141 10 143 195 A . Ap 'd. Not Acc. 17 0 12 4 18 14 2 34 22 Application Denied 31 3 11 6 10 20 0 28 23 Total Applications 101 5 57 42 92 175 12 205 240 Percent Denied 30.69% 60.00% 19.30% 14.29% 10.87% 11.43% 0.00% 13.66% 9.58% Home Improvement Loan Originated 3 0 1 3 12 12 0 13 19 A. A 'd. Not Acc. 0 0 1 0 3 4 1 3 8 Application Denied 7 1 3 2 4 9 1 3 7 Total Applications 10 1 5 5 19 25 2 19 34 Percent Denied 70.00% 100.00% 60.00% 40.00% 21.05% 36.00% 50.00% 0.00% 20.59% Total Applications 124 6 65 47 111 216 14 225 276 Percent Denied 30.65% 66.67% 21.54% 17.02% 12.61% 13.43% 7.14% 13.78% 11.23% 219.12 219.15 219.16 219.19 219.20 219.21 219.22 219.23 219.24 Percent Minority 19% 33% 24% 26% 26% 35% 36% 37% 43% Med. Inc. as %of MSA 194"/0 151% 171% 153% 160% 179% 126% 157% 145% Home Purchase Loans FHA, FMHA & VA Loan Originated 0 3 0 0 0 0 0 9 0 A. A 'd. Not Acc. 0 0 0 0 0 0 0 0 0 Application Denied 0 0 0 0 0 0 0 0 0 Total Applications 0 3 0 0 0 0 0 9 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loan Originated 338 130 148 67 193 125 230 338 137 App. A 'd. Not Acc. 41 13 21 6 20 14 28 37 9 Application Denied 49 18 25 3 28 17 23 34 10 Total Applications 428 161 194 76 241 156 281 409 156 Percent Denied 11.45% 11.18% 12.89% 3.95% 11.62% 10.90% 8.19% 8.31 % 6.41 % Home Improvement Loan Originated 22 18 7 7 20 12 13 15 12 A. A 'd. Not Acc. 5 4 2 4 1 3 3 71 5 Application Denied 14 5 6 3 7 5 8 12 6 Total Applications 41 27 15 14 28 20 24 34 23 Percent Denied 34.15% 18.52% 40.00% 21.43%1 25.00% 25.00% 33.33% 35.29% 26.09% Total Applications 4691 1911 209 901 2691 1761 305 452 179 Percent Denied 1 13.43%1 12.04%1 14.83% 6.67% 13.01%1 12.50%1 10.16% 10.18% 8.94% CITY OF ANAHEIM: 2003 HMDA DATA 761.01 761.02 863.01 863.03 863.04 863.05 863.06 864.02 864.04 Percent Minoru 63% 64% 74% 53% 53% 44% 53% 68% 82% Med. Inc. as % of MSA 79% 69% 78% 78% 92% 107% 92% 80% 71% Home Purchase Loans FHA, FMHA & VA Loan Originated 1 0 1 8 1 2 0 0 9 A. A 'd. Not Acc. 0 0 1 0 0 0 0 0 0 Application Denied 0 0 0 0 1 0 0 01 0 Total Applications 1 0 2 8 2 2 0 0 9 Percent Denied 0.00% 0.00% 0.00% 0.00% 50.00°% 0.00% 0.00% 0.00% 0.00% Conventional Loan Originated 75 10 92 81 41 87 52 80 95 App. A 'd. Not Acc. 13 9 13 10 6 13 5 17 14 Application Denied 18 19 19 22 5 13 9 30 19 Total Applications 106 38 124 113 52 113 66 127 128 Percent Denied 16.98% 50.00% 15.32% 19.47% 9.62% 11.50% 13.64% 23.62% 14.84% Home Improvement Loan Originated 8 1 15 5 8 7 7 5 7 A. A 'd. Not Acc. 1 0 6 1 2 3 0 3 6 Application Denied 7 2 7 5 3 1 2 9 10 Total Applications 161 3 28 11 13 11 9 17 23 Percent Denied 43.75% 66,67% 26.00%' 45.45% 23.08% 9.09% 22.22% 52.94% 43A8% Total Applications 123 41 154 132 67 126 75 144 160 Percent Denied 20.33% 51.22% 16.88% 20.45% 13.43% 11.11 % 14.67% 27.08% 18.13% 864.05 864.06 864.07 865.01 865.02 866.01 867.01 867.02 868.01 Percent Minority 83% 64%1 58% 85% 92% 87% 65% 75% 50% Med. Inc. as % of MSA 57% 74% 80% 57% 57% 52% 79% 61% 96% Home Purchase Loans FHA, FMHA & VA Loan Originated 3 0 5 0 3 6 5 8 5 A. A 'd, Not Acc. 0 0 0 1 0 2 1 0 0 Application Denied 1 0 1 0 3 2 3 0 2 Total Applications 4 0 6 1 6 10 9 8 7 Percent Denied 25.00% 0.00% 16.67% 0.00% 50.00% 20.00% 33.33% 0.00% 28.57% Conventional Loan Originated 62 29 133 75 55 53 131 112 59 App. A 'd. Not Acc. 10 12 26 8 22 6 34 38 7 Application Denied 11 12 30 21 25 20 46 46 21 Total Applications 83 53 189 104 102 79 211 196 87 Percent Denied 13.25% 22.64% 15,87% 20.19% 24.51% 25.32% 21.80% 23A7% 24.14% Home Improvement Loan Originated 3 7 7 7 3 7 11 9 9 A. Appld. Not Acc. 2 1 2 1 1 1 4 2 2 Application Denied 7 0 9 3 3 4 19 10 6 Total Applications 12 8 18 11 7 12 34 21 17 Percent Denied 58.33% 0.00% 50.00% 27.27% 42.86°% 33.33% 55.88% 47.62% 35.29% Total Applications 99 611 213 118 1151 1011 2251 111 Percent Denied 19.19% 19.67%1 18,78%1 20.69%1 26.96%1 25.74%1 26.77% 24,89%1 26.13% r� U CITY OF ANAHEIM: 2003 HMDA DATA 6 868.02 868.03 869.01 869.02 869.03 870.01 870.02 871.01 871.02 Percent Minority 67% 58% 66% 51% 63% 66% 59% 667% 78% Med. Inc. as % of MSA 71 % 70% 55% 83% 67% 66% 65% 66% 62% Home Purchase Loans FHA, FMHA & VA Loan Originated 0 1 1 1 0 0 9 1 2 A. A 'd. Not Acc. 0 01 0 0 0 0 0 0 0 Application Denied 0 01 0 0 0 0 0 1 0 Total Applications 0 1 1 1 0 0 9 2 2 Percent Denied 0.00% 0.00% 0.00% 0.000/. 0.00% 0.00% 0.00% 50.00% 0.00% Conventional - Loan Originated 143 74 64 74 54 41 97 25 47 App. A 'd. Not Acc. 11 6 11 26 12 8 14 4 10 Application Denied 13 23 12 29 18 91 16 81 21 Total Applications 167 103 87 129 84 58 127 37 78 Percent Denied 7.78% 22.33% 13.79% 22.48% 21.43% 15.52% 12.60% 21.62% 26.92% Home Improvement Loan Originated 9 10 2 6 6 8 12 3 4 A. A 'd. Not Acc. 3 3 2 0 0 2 2 1 2 Application Denied 6 7 5 9 7 6 6 2 1 Total Applications 18 20 9 15 13 16 20 6 7 Percent Denied 33.33% 35.00% 55.56% 60.00% 53.85% 37.50% 30.00% 33.33% 14.29% Applications 185 124 97 145 97 74 156 45 87 •Total Percent Denied 10.27% 24.19%1 17.53% 26.21% 25.77% 20.27% 14.10% 24.44% 25.29% 871.03 871.05 871.06 872.00 873.00 874.01 873.04 874.04 874.05 Percent Minority 58% 62% 72% 65% 85% 72% 86% 91% 89% Med. Inc. as % of MSA 830/. 91 % 72% 66% 57% 75% 49% 60% 52% Home Purchase Loans FHA, FMHA & VA Loan Originated 1 0 3 5 2 6 0 3 7 A. A 'd. Not Acc. 0 0 0 0 1 0 0 0 0 Application Denied 0 0 1 21 2 2 0 0 0 Total Applications 1 0 4 71 5 8 0 3 7 Percent Denied 0.00% 0.00% 25.00% 28.57%1 40.00% 25.00%1 0.00% 0.00% 0.00% Conventional Loan Originated 106 50 64 115 83 71 14 33 47 App. A 'd. Not Acc. 28 6 9 17 18 18 2 10 11 Application Denied 24 8 21 12 28 12 3 16 16 Total Applications 158 64 94 144 129 101 19 59 74 Percent Denied 15.19% 12.50% 22.34% 8.33% 21.71% 11.88% 15.79% 27.12% 21.62% Home Improvement Loan Originated 23 6 6 41 4 2 0 0 0 A. A 'd. Not Acc. 3 0 0 2 1 3 0 0 0 Application Denied 5 6 7. 5 5 8 0 1 5 Total Applications 31 12 13 11 10 13 0 1 5 Percent Denied 16.13% 50.00% 53.85% 45.45% 50.00% 61.54% 0.00% 100.00% 100.00% • Total Applications 190 76 111 162 144 122 19 63 86 Percent Denied 15.26% 18.42% 26.13% 11.73% 24.31% 18.03% 15.79% 26.98% 24.42% CITY OF ANAHEIM: 2003 HMDA DATA 875.01 875.03 875.04 876.01 876.02 877.01 877.03 877.04 878.01 Percent Minorit 80% 75% 87% 70% 62% 54% 72% 58% 56% Med. Inc. as % of MSA 65% 66% 45% 64% 78% 82% 89% 80% 74% Home Purchase Loans FHA, FMHA & VA Loan Originated 6 3 0 0 8 2 2 8 11 A. A 'd. Not Ace. 0 0 0 0 0 01 0 01 0 Application Denied 0 0 1 1 0 0 0 1 1 Total Applications 6 3 1 1 8 2 2 9 12 Percent Denied 0.00% 0.00% 100.00% 100.00% 0.00% 0.00% 0.00% 11.11% 8.33% Conventional Loan Originated 72 52 27 40 102 92 83 111 101 App. A 'd. Not Acc. 16 5 6 5 13 10 14 14 21 Application Denied 22 16 6 9 28 35 22 16 21 Total Applications 110 731 39 54 143 137 119 141 143 Percent Denied 20.00% 21.92% 15.38% 16.67% 19.58% 25.55% 18.49% 11.35% 14.69% Home Improvement Loan Originated 4 7 0 2 11 3 6 11 9 A. A 'd. Not Acc. 0 5 0 0 1 2 3 4 3 Application Denied 7 2 0 5 7 7 7 12 5 Total Applications 11 14 0 7 19 12 16 27 17 Percent Denied 63.64% 14.29% 0,00% 71.43% 36.84% 58.33% 43,750/6 44A4% 29A1% Total Applications 127 90 40 62 170 151 137 177 172 Percent Denied 22.83% 20.00% 17.50% 24.19% 20.59°% 27.81% 21.17% 16.38% 15.70% 878.02 878.03 878.05 878.06 883.02 884.02 884.03 1102.01 1102.02 Percent Minori 65% 87% 68% 78% 47% 75% 74% 53% 61% Med. Inc. as % of MSA 69% 49% 66% 52% 88% 73% 80% 84% 68% Home Purchase Loans FHA, FMHA & VA Loan Originated 12 0 0 7 0 0 7 2 1 A. A 'd. Not Acc. 2 0 0 2 0 0 2 0 1 Application Denied 1 0 0 3 0 0 2 0 0 Total Applications 15 0 0 12 0 0 11 2 2 Percent Denied 6.67% 0.00% 0.00% 25.00% 0.00% 0.00% 18.18% 0.00% 0.00% Conventional Loan Originated 132 32 66 78 106 47 102 92 67 App. Appd. Not Acc. 33 4 18 21 23 8 16 9 5 Application Denied 30 12 18 22 18 16 20 21 13 Total Applications 195 48 102 121 147 71 138 122 85 Percent Denied 15.38% 25.00% 17,65% 18.18% 12.24% 22.54% 14.49% 17.21% 15.290/6 Home Improvement Loan Originated 4 0 4 1 12 8 9 11 12 A. A 'd. Not Acc. 2 0 2 3 5 1 1 2 0 Application Denied 7 2 4 3 9 5 17 11 4 Total Applications 13 2 10 7 26 14 27 24 16 Percent Denied 53.85% 100.00% 40.00% 42.86% 34.62% 35.71% 62.96% 45.83% 25.00% Total Applications 223 50 112 140 173 85 176 148 103 Percent Denied 1 17.04% 28.00%1 19.64% 20.00% 15.61% 24.71%1 22,16% 21,62% 16.50% • CITY OF ANAHEIM: 2003 HMDA DATA city Percent Minority 1102.03 1104.02 Med. Inc. as % of MSA 41% 69% Home Purchase Loans 87% 65% FHA, FMHA & VA Loan Originated 8 3 225 App. A 'd. Not Acc. 0 0 13 Application Denied 0 0 32 Total Applications 8 3 270 Percent Denied 0.00% 0.00% 11.85% Conventional • Loan Originated 99 71 6,476 App. A 'd. Not Acc. 13 18 1,058 Application Denied 16 20 1,395 Total Applications 128 99 8,929 Percent Denied 12.50% 20.20% 15.620 Home Improvement Loan Originated 21 8 563 App. A 'd. Not Acc. 4 1 155 Application Denied 9 6 430 Total Applications 34 15 1,148 Percent Denied 26.47% 40.00% 37.46% 11 10,347 Total Applications 170 1171 Percent Denied 14.71%1 22.22%1 17.95% • CITY OF GARDEN GROVE:1998 HMDA DATA ,V , 761.03 875.03 876.02 878.06 879.01 879.02 880.01 880402 881.01 Percent Minority 78% 75% 62% 78% 72% 82% 61% 55% 45% Med. Inc. as % of MSA 66% 66% 78% 52% 71 % 67% 91 % 100% 90% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 3 8 7 1 1 0 0 10 A. A 'd. Not Ace. 0 0 0 2 0 0 0 0 0 Application Denied 0 01 0 3 1 0 0 0 1 Total Applications 0 31 8 12 2 1 0 0 11 Percent Denied 0.00% 0.00% 0.00% 25.00% 50.00% 0.00% 0.00% 0.00% 9.09% Conventional Loans Originated 57 52 102 78 24 76 57 61 82 App. A 'd. Not Ace, 23 5 13 21 4 17 4 13 14 Application Denied 27 16 28 22 3 21 19 6 11 Total Applications 107 73 143 121 31 114 80 80 107 Percent Denied 25.23% 21.92% 19.58% 18,18% 9.68% 18A2% 23.75% 7.50% 10.28% Home Improvement Loans Originated 10 7 11 1 2 76 12 8 6 A. A 'd. Not Ace. 0 5 1 3 0 17 2 0 3 Application Denied 4 2 7 3 5 21 5 6 8 Total Applications 14 14 19 7 7 114 19 14 17 Percent Denied 28.57% 14.29% 36.84% 42,86%1 71.43% 18.42% 26.32% 42.86% 47.06% Total Applications 121 901 170 140 40 229 99 94 135 Percent Denied 25.62% 20.00% 20.59% 20.00% 22.50% 18.34% 24.24% 12.77% 14.81% 881.04 881.05 881.06 881.07 882.01 882.02 882.03 883.01 883.02 Percent Minority 55% 61% 61% 73% 54°/a 52% 58°% 58% 47% Med. Inc. as % of MSA 74% 96% 59% 63% 87% 110% 76% 77% 88% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 01 14 6 0 2 0 0 0 A. A 'd. Not Ace. 0 0 0 0 0 0 0 1 0 Application Denied 0 0 0 0 0 0 1 0 0 Total Applications 0 0 14 6 0 2 1 1 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 0.00% Conventional Loans Originated 22 64 105 85 48 90 52 84 106 App. A 'd. Not Ace. 71 15 16 13 10 17 21 15 23 Application Denied 9 24 14 14 15 15 15 18 18 Total Applications 38 103 135 112 73 122 88 117 147 Percent Denied 23.68% 23.30% 10.37% 12,50% 20.55% 12.30% 17.05% 15.38% 12.24% Home Improvement Loans Originated 4 3 6 5 11 5 1 13 12 A. ApWd. Not Ace. 1 2 1 2 2 1 1 1 5 Application Denied 6 10 7 4 4 9 5 12 9 Total A Iications 11 15 14 11 17 15 7 26 26 Percent Denied 54.55% 66.67% 50.00% 36.36% 23.53% 60 000% 71.43% 46.15% 34.62% Total Applications 49 118 163 129 90 139 96 144 173 Percent Denied 30,61% 28,81% 12.88% 13.95% 21.11% 17.27% 21,88% 20.83% 15.61% is • 0 r CITY OF GARDEN GROVE: 1998 HMDA DATA • 884.01 884.02 884.03 885.01 885.02 886.01 886.02 887.01 887.02 Percent Minority 58% 75% 74% 74% 75% 74% 65% 77% 76% Med. Inc. as % of MSA 91 % 73% 80% 65% 74% 62% 72% 58% 59% Home Purchase Loans FHA, FMHA & VA Loans Originated 2 0 7 4 4 20 5 0 5 A. A 'd. Not Acc. 0 01 2 0 0 1 0 01 0 Application Denied 0 0 2 0 0 0 0 2 0 Total Applications 2 0 11 _ 4 4 21 5 2 5 Percent Denied 0.00% 0.00% 18.18% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% Conventional Loans Originated 88 47 102 76 51 148 76 87 95 App. A 'd. Not Acc. 21 8 16 6 14 26 12 39 19 Application Denied 18 16 20 21 15 321 18 38 28 Total Applications 127 71 138 103 80 206 106 1641 142 Percent Denied 14.17% 22.54% 14.49% 20.39% 18.75% 15.53% 16.98% 23.17% 19.72% Home Improvement Loans Originated 9 8 9 8 3 9 6 7 4 A. A 'd. Not Acc. 2 1 1 2 1 3 1 5 4 Application Denied 18 5 17 9 5 6 7 8 3 Total Applications 29 14 27 19 9 18 14 20 11 Percent Denied 62.07% 35.71% 62.96% 47.37% 55.56% 33.33% 50.00% 40.00% 27.27% Total Applications 158 85 176 126 93 245 125 186 158 Percent Denied 22.78% 24.71 % 22.16% 23.81 % 21.51 % 15.51 % 20.00% 25.81 % 19.62% 888.01 888.02 889.01 889.02 889.03 889.04 890.01 890.03 891.02 Percent Minorit 81% 76% 77% 81% 86% 82% 90% 89% 820/u Med. Inc, as % of MSA 56% 75% 69% 77% 79% 96% 71 % 62% 75% Home Purchase Loans FHA, FMHA & VA Loans Originated 4 5 0 1 2 1 2 9 14 A. A 'd. Not Acc. 1 0 0 0 0 0 0 0 1 Application Denied 1 1 0 01 0 0 0 2 2 Total Applications 6 6 0 1 2 1 2 11 17 Percent Denied 16.67% 16.67%1 0.00% 0.00% 0.00% 0.00% 0.00% 18.18%1 11.76% Conventional Loans Originated 139 90 87 72 107 75 84 94 130 App. A 'd. Not Acc. 28 19 19 7 25 16 14 27 29 Application Denied 39 23 19 20 18 15 26 35 39 Total Applications 206 132 125 99 150 106 124 156 198 Percent Denied 18.93% 17.42% 15.20% 20.20% 12.00% 14.15% 20.97% 22.44% 19,70% Home Improvement Loans Originated 6 5 5 9 5 75 2 4 15 A. A 'd. Not Acc. 4 1 1 2 6 16 2 2 4 Application Denied 9 4 7 7 6 15 9 7 11 Total Applications 19 10 13 18 17 106 13 13 30 Percent Denied 47.37% 40.00% 53.85% 38.89% 35.29% 14.15% 69.23% 53.85% 36.67% Total A lications 231 148 138 118 169 213 139 180 245 Percent Denied 21.21%1 18.92%1 18.84%1 22.88% 14.20%1 14.08% 25.18% 24.44% 21.22% CITY OF GARDEN GROVE:1998 HMDA DATA 891.04 891.06 891.07 999.02 999.03 999.05 999.06 1100.01 1100.03 Percent Minority 93% 82% 78% 83% 70% 33% 30% 29% 26% Med. Inc. as % of MSA 43% 50% 89% 83% 66% 76% 121% 111% 114% Home Purchase Loans FHA, FMHA & VA Loans -Originated 0 0 1 5 0 0 0 1 0 App. A 'd. Not Acc. 0 0 1 2 0 0 0 0 0 Application Denied 0 0 1 1 0 0 0 0 0 Total Applications 0 0 3 8 0 0 0 1 0 Percent Denied 0.00% 0.00% 33.33% 12.50% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 26 22 69 88 50 28 81 75 53 A. A 'd. Not Acc. 7 18 5 24 13 3 8 10 9 Application Denied 15 21 18 33 17 2 15 11 6 Total Applications 48 61 92 145 80 33 104 96 68 Percent Denied 31.25% 34.43% 19.57% 22.76% 21.25% 6.06% 14.42% 11.46% 8.82% Home Improvement Loans Originated 1 4 9 9 8 3 12 18 9 A. A 'd. Not Acc. 0 0 2 1 0 0 1 4 2 Application Denied 2 1 5 14 6 2 4 7 2 Total Applications 3 5 16 24 14 5 17 29 13 Percent Denied 66.67% 20.00% 31.25% 58.33% 42.86% 40.00% 23.53% 24.14%1 15.38% Total Applications 51 66 111 177 941 38 121 1261 81 Percent Denied 33.33% 33.33% 21.62% 27.12% 24.47%1 10.53% 15.70% 14.29%1 9.8800 MOM 1100.05 city Percent Minority 23% 23% Med. Inc. as % of MSA 119% 125% Home Purchase Loans FHA, FMHA & VA Loans Originated 2 0 146 ADD. A 'd. Not Acc. 0 0 11 Application Denied 0 0 18 Total Applications 2 0 175 Percent Denied 0.00°% 0.00% 10.29% Conventional Loans Originated 103 44 3,532 App. A 'd. Not Acc, 4 1 698 Application Denied 19 8 900 Total Applications 126 53 5,130 Percent Denied 15,08% 15.09% 17.54% Home Improvement Loans Originated 15 7 477 App. A 'd. Not Acc. 2 3 120 Application Denied 9 2 334 Total Applications 26 12 931 Percent Denied 34.62% 16.67% 35.88% Total Applications 154 65 6,236 Percent Denied 1 18.18%1 15.38%1 20.08% • Cl CITY OF WESTMINSTER: 2003 HMDA DATA 888.02 889.01 889.04 889A5 992.03 992.04 992.22 Percent Minority 0.0% 72.2% 82.5°/n 33.4°/u 83.4% 65.5% 59.2% Med. Inc. as % of MSA 75% 69% 96% 85% 88% 81 % 77% Home Purchase Loans FHA, FMHA & VA Loans Originated 5 0 1 0 2 0 0 A. A 'd. Not Acc. 0 0 0 0 1 0 0 Application Denied 1 0 0 0 0 0 0 Total Applications 6 0 1 0 3 0 0 Percent Denied 16.67% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 90 87 75 71 81 61 36 App. A 'd. Not Acc. 19 19 16 16 15 18 6 Application Denied 231 19 15 15 13 16 11 Total Applications 132 125 106 102 109 95 53 Percent Denied 17.42% 15.20% 14.15% 14.71% 11.93% 16.84% 20.75% Home Improvement Loans Originated 5 5 3 5 4 5 8 A. A 'd, Not Acc. 1 1 4 1 0 0 1 Application Denied 4 7 4 5 6 0 7 Total Applications 10 13 11 11 10 5 16 Percent Denied 40.00% 53.85°/u 36.36%1 45.45% 60.00% 0.00% 43.75% Total Applications 148 138 118 113 122 100 69 Percent Denied 18.92% 18.84% 16.10% 17.70% 15.57% 16.00% 26.09% 992.23 992.41 996.01 996.02 996.03 997.01 997.02 Percent Minority 70.5% 39.0% 73.4% 41.3% 32.9% 79.0% 70.3% Med. Inc. as % of MSA 84% 97% 62% 106% 111 % 80% 87% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 1 0 0 1 0 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 0 0 0 0 0 0 0 Total Applications 0 0 1 0 0 1 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 50 48 85 45 153 92 111 App. A 'd. Not Acc. 12 4 11 8 18 11 29 Application Denied 9 13 21 12 19 37 30 Total Applications 71 65 117 65 190 140 170 Percent Denied 12.68% 20.00% 17.95% 18.46% 10.00% 26.43% 17.65% Home Improvement Loans Originated 4 6 6 6 16 12 5 A. A 'd. Not Acc. 1 2 1 3 4 1 6 Application Denied 0 1 3 5 11 8 8 Total Applications 5 9 10 14 31 21 19 Percent Denied 0.00% 11.11% 30.00% 35.71% 35.48% 38.10% 42.11% Total Applications 76 74 128 79 2211 162 189 Percent Denied 1 11,84%1 18.92%1 18.75%1 21.52%1 13.57%1 27.78%1 20.11 CITY OF WESTMINSTER: 2003 HMDA DATA I •, 997.03 998.01 998.02 998.03 999.02 999,03 999.04 Percent Minority 47.3% 67.2% 74.9% 78.4% 55.2% 70.4% 72.5% Med. Inc. as % of MSA 115% 82% 53% 62% 81% 66% 56% Home Purchase Loans FHA, FMHA & VA Loans Originated 4 0 0 1 0 0 1 A, Appd. Not Ace. 1 0 0 0 0 0 0 Application Denied 0 0 0 0 0 0 0 Total Applications 5 0 0 1 0 0 1 Percent Denied 0.00% 0,00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 70 62 52 65 73 50 48 App. A 'd. Not Ace. 13 18 26 18 7 13 12 Application Denied 11 23 13 7 10 17 16 Total Applications 94 103 91 90 90 80 76 Percent Denied 11.70% 22.33% 14.29% 7.78% 11.11% 21.25% 21.05% Home Improvement Loans Originated 7 8 4 4 15 8 6 A. AppU Not Ace. 1 3 0 3 1 0 1 Application Denied 3 6 4 2 10 6 3 Total Applications 11 17 81 9 26 14 10 Percent Denied 27.27% 35.29% 50.00% 22.22%1 38.46%1 42.86% 30.00% Total Applications 110 120 99 100 116 94 87 Percent Denied 12.73% 24.17% 17.17% 9.00% 17.24%1 24.47% 21.84% 999.05 999.06 city Percent Minodt 32.5% 30.3% Med. Inc. as % of MSA 76% 121 % Home Purchase Loans FHA, FMHA & VA Loans Ori inated 0 0 16 A. A 'd. Not Ace. 0 0 2 Application Denied 0 0 1 Total Applications 0 0 19 Percent Denied 0.00% 0.00% 5.26% Conventional Loans Originated 28 81 1,614 App. A 'd. Not Ace. 3 8 320 Application Denied 2 15 367 Total Applications 33 104 2,301 Percent Denied 6.06% 14.42% 15.95% Home Improvement Loans Originated 3 12 157 App. A 'd. Not Ace. 0 1 36 Application Denied 2 4 109 Total Applications 5 17 302 Percent Denied 40.00% 23.53% 36.09% Total Applications 38 121 2,622 Percent Denied 10,53% 15,70% 18.19% • 1] • CITY OF COSTA MESA: 2003 HMDA DATA • • 626.10 631.01 631.02 631.03 632.01 632.02 633.01 Percent Minority 66.7% 29.1% 18.4% 12.3% 19.4% 22.5% 17.8% Mad. Inc. as % of MSA 105% 94% 99% 145% 95% 106% 88% Home Purchase Loans FHA, FMHA & VA Loans Originated 3 0 01 0 0 0 0 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 01 0 0 0 0 0 0 Total Applications 3 0 0 0 0 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 47 30 131 55 71 38 37 A. A 'd. Not Acc. 11 9 19 7 11 5 2 Application Denied 10 10 27 7 12 9 10 Total Applications 68 49 1771 69 94 52 49 Percent Denied 14.71% 20.41% 15.25%1 10.14% 12.77% 17.31% 20.41% Home Improvement Loans Originated 1 0 15 2 7 4 1 A. A 'd. Not Acc. 0 1 3 1 2 2 0 Application Denied 3 1 2 1 2 6 1 Total Applications 4 2 20 4 11 12 2 Percent Denied 75.00% 50.00% 10.00% 25.00% 18.18% 50.00% 50.00% Total Applications 75 51 197 73 105 64 51 Percent Denied 17.33% 21.57% 14.72% 10.96% 13.33% 23.44% 21.57% 633.02 636.01 636.03 636.04 636.05 637.01 637.02 Percent Minority 13.4% 34.4% 18.4% 60.5% 77.8% 80.6% 56.5% Med. Inc. as % of MSA 950/6 102% 111 % 52% 54% 52% 63% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 4 0 0 0 0 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 0 0 0 0 0 0 0 Total Applications 0 0 4 0 0 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 85 96 201 26 37 28 42 A. A 'd. Not Acc. 5 8 46 5 4 4 24 Application Denied 11 29 42 7 14 9 20 Total Applications 101 133 289 38 55 41 86 Percent Denied 10.89% 21.80% 14.53% 18.42% 25.45% 21.95% 23.26% Home Improvement Loans Originated 2 13 8 3 1 1 1 A. A 'd. Not Acc. 7 3 1 0 2 0 0 Application Denied 5 3 7 2 1 0 3 Total Applications 14 19 16 5 4 1 4 Percent Denied 35.71 % 15.79% 43.75% 40.00% 25.00% 0.00% 75.000" Total Applications 115 152 309 43 59 42 90 Percent Denied 1 13.91%1 21.05% 15.86% 20.93% 25.42% 21.43% 25.56% CITY OF COSTA MESA; 2003 HMDA DATA 638.02 638.03 638.05 638.06 638.07 638,08 639.02 Percent Minori 21.9°% 34.3% 18.6% 21.0% 34.3% 76.3% 43.50% Med. Inc. as % of MSA 124% 109% 110% 110% 100% 59% 87% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 3 2 1 0 1 2 A. A 'd. Not Aco, 0 0 0 0 0 0 1 Application Denied 0 0 0 0 0 0 0 Total Applications 0 3 2 1 0 1 3 Percent Denied 0.00% 0.00% 0.00% 0100% 0.00% 0.00% 0.00% Conventional Loans Originated 63 104 77 70 23 50 65 A. A 'd. Not Ace. 12 12 5 5 4 8 9 Application Denied 8 18 10 7 6 13 18 Total Applications 83 134 92 82 33 71 92 Percent Denied 9.64% 13.43% 10.87% 8.54% 18.18% 18.31% 19.570 Home Im rovement Loans Originated 6 9 4 5 5 3 8 A. A 'd. Not ACC. 2 1 2 2 0 1 0 Application Denied 8 1 4 3 1 2 8 Total Applications 16 11 10 10 6 6 16 Percent Denied 50.00% 9.09% 40.00% 30.00% 16.67% 33.33% 50.00% Total Applications 99 148 104 93 39 78 111 Percent Denied 1616% 12.84% 13.46% 10.75% 17.95% 19.23% 23.42% 639.03 639.04 639.05 639.06 639.07 639.08 Cl Percent Minority 49.2% 57.6% 24.6% 49.4% 33.9% 44.5% Mad. Inc. as % of MSA 88% 87% 105% 64% 103% 93% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 1 0 4 0 2 23 A. ApWd. Not Ace. 0 0 0 0 0 0 1 Application Denied 01 0 0 0 1 0 1 Total Applications 0 1 0 4 1 2 25 Percent Denied 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 4.00% Conventional Loans Originated 83 49 59 104 79 103 1,853 App. A 'd. Not Ace. 7 10 6 27 21 17 303 Application Denied 15 13 16 27 31 25 424 Total Applications 105 72 81 158 131 145 2,580 Percent Denied 14.29% 18.06% 19.75% 17.09% 23.66% 17.24% 16.43% Home Improvement Loans Originated 2 3 8 10 5 8 135 App. A 'd. Not Ace. 0 0 0 0 1 4 35 Application Denied 4 4 3 3 4 3 85 Total Applications 6 7 11 13 101 15 255 Percent Denied 66.67% 57.14% 27.27% 23.08% 40,00% 20.00% 33,33% Total Applications 111 80i 921 175 142 162 2,860 Percent Denied 17.12% 21,25%1 20.65%1 17.140/- 25,35% 17.28% 17,83% n U CITY OF BUENA PARK: 2003 HMDA DATA 0 18.01 868.01 868.03 1101.10 1102.01 1102.02 1102.03 Percent Minority 69.8% 50.7% 63.4% 52.8% 52.6% 50.8% 38.1% Med. Inc. as % of MSA 62% 96% 70% 80% 84% 68% 87% Home Purchase Loans FHA, FMHA & VA Loans Originated 3 5 1 0 2 1 8 A. A 'd. Not Ace. 1 0 0 0 0 1 0 Application Denied 4 2 0 0 0 01 0 Total Applications 8 7 1 0 2 2 8 Percent Denied 50.00% 28.57% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 42 59 74 92 92 67 99 A. A 'd. Not Ace. 7 7 6 6 9 5 13 Application Denied 11 21 23 16 21 13 16 Total Applications 60 87 103 114 122 85 128 Percent Denied 18.33% 24.14% 22.33% 14.04% 17.21% 15.29%1 12.50% Home Improvement Loans Originated 3 9 10 10 11 12 21 A. A 'd. Not Ace. 0 2 3 5 2 0 4 Application Denied 5 6 7 10 11 4 9 Total Applications 8 17 20 25 24 16 34 Percent Denied 62.50% 35.29% 35.00%1 40.00% 45.83% 25.00% 26.47% Total Applications 76 111 124 139 148 103 170 Percent Denied 26.32% 26.13% 24.19% 18.71% 21.62% 16.50% 14.71% 1103.01 1103.02 1103.03 1103.04 1104.01 1104.02 1105.00 Percent Minority 51.4% 63.1% 51.9% 52.8% 50.5% 66.7% 78.6% Med. Inc. as % of MSA 100% 84% 93% 102% 89% 65% 56% Home Purchase Loans FHA, FMHA & VA Loans Originated 6 4 4 4 4 3 7 A. A 'd. Not Ace. 0 1 1 0 0 0 0 Application Denied 0 2 1 2 0 0 0 Total Applications 6 7 6 6 4 3 7 Percent Denied 0.00% 28.57% 16.67% 33.33% 0.00% 0.00% 0.00% Conventional Loans Originated 100 107 961 75 112 71 102 App. Appd. Not Ace. 12 21 15 8 22 8 24 Application Denied 15 26 17 1A 19 20 33 Total Applications 127 154 128 93 153 99 159 Percent Denied 11.81% 16.88% 13.28% 10.75% 12.42% 20.20% 20.75% Home Improvement Loans Originated 11 8 13 14 13 81 3 A. A 'd. Not Ace. 2 4 3 4 4 1 4 Application Denied 7 5 11 5 9 6 9 Total Applications 20 17 27 23 26 15 16 Percent Denied 35.00% 29.41% 40.74% 21.74% 34.62% 40.00% 56.25% Total Applications 153 178 161 122 183 117 182 Percent Denied 14.38% 18.54% 18.01% 13.93% 15.30"/6 22.22% 23.08% CITY OF BUENA PARK; 2003 HMDA DATA 1106.03 1106.04 1106.06 1106.07 Cit Percent Minority 78.0% 56.3% 83.5% 61.7% Med. Inc. as % of MSA 57% 102% 46% 66% Home Purchase Loans FHA, FMHA & VA Loans Originated 3 8 4 4 71 A. ApWd. Not Acc. 0 0 ol 0 4 Application Denied 0 0 0 0 11 Total Applications 3 8 4 4 86 Percent Denied 0.00% 0.00% 0.00% 0.00% 12.79% Conventional Loans Originated 55 202 38 44 1,527 A. ApWd. Not Acc. 4 30 8 3 208 Application Denied 27 37 10 19 354 Total Applications 86 269 56 66 2,089 Percent Denied 31.40% 13.75% 17.86% 28,79% 16.95% Home Improvement Loans Originated 2 22 1 3 174 A. A 'd. Not Acc. 1 7 1 2 49 Application Denied 3 12 4 3 126 Total Applications 6 41 6 8 349 Percent Denied 50.00% 29.27% 66.67% 37.50% 36.10% Total Applications 95 318 66 78 2,524 Percent Denied 31.58% 15.41% 21.21% 28,21% 19A5% • 171 r1 CITY OF FOUNTAIN VALLEY: 2003 HMDA DATA • • 992.02 992.03 992.04 992.23 992.24 992.25 992.26 Percent Minority 62.0% 46.4% 66.4% 56.5% 42.4% 41.5% 56.3% Med. Inc. as % of MSA 83% 88% 81% 84% 122% 131% 127% Home Purchase Loans FHA, FMHA & VA Loans Originated 5 2 0 0 0 0 0 A. A 'd. Not Acc. 2 1 0 0 0 0 0 Application Denied 1 0 0 0 0 0 0 Total Applications 8 3 0 0 0 0 0 Percent Denied 12.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 88 81 61 50 62 59 44 App. A 'd. Not Acc. 24 15 18 12 10 10 7 Application Denied 33 13 16 9 7 11 6 Total Applications 145 109 95 71 79 80 57 Percent Denied 22.76% 11.93% 16.84% 12.68% 8.86% 13.75% 10.53% Home Improvement Loans Originated 9 4 5 4 10 5 1 A. A 'd. Not Acc. 1 0 0 1 2 1 1 Application Denied 14 6 0 0 1 2 2 Total Applications 24 10 5 5 13 8 4 Percent Denied 58.33% 60.00°/u 0.00% 0.00% 7.69% 25.00% 50.00% Total Applications 177 122 100 76 92 88 61 Percent Denied 27.12% 15.57% 16.00% 11.84% 8.70% 14.77% 13.11% 992.27 992.29 992.30 992.31 992.32 992.33 992.34 Percent Minority 58.9% 40.6% 26.3% 29.6% 28.6% 36.3% 35.3% Med. Inc. as % of MSA 93% 111% 119% 147% 127% 110% 121% Home Purchase Loans FHA, FMHA & VA Loans Originated 4 2 2 0 1 0 0 A. A 'd. Not Acc. 0 1 0 0 0 0 0 Application Denied 2 0 0 0 0 0 1 Total Applications 6 3 2 0 1 0 1 Percent Denied 33.33% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% Conventional Loans Originated 115 128 91 72 84 45 47 App. A 'd. Not Acc. 18 17 9 13 14 4 6 Application Denied 19 20 12 10 13 5 5 Total Applications 152 165 112 95 111 54 58 Percent Denied 12.50% 12.12% 10.71% 10.53% 11.71%1 9.26% 8.62% Home Improvement Loans Originated 5 14 7 17 13 10 6 A. A 'd. Not Acc. 1 1 5 5 0 2 4 Application Denied 7 7 1 1 2 2 2 Total Applications 13 22 13 23 15 14 12 Percent Denied 53.85% 31.82% 7.69% 4.35% 13.33% 14.29% 16.67% Total Applications 171 190 127 118 127 681 71 Percent Denied 16.37%1 14.21% 10.24%1 9.32% 11.81% 10.29%1 11.27% CITY OF FOUNTAIN VALLEY: 2003 HMDA DATA 992.50 992.51 city Percent Minority 38.3% 51.9% Mad. Inc, as % of MSA 111% 84% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 0 17 A. A 'd. Not Acc. 0 0 4 Application Denied 0 0 4 Total Applications 1 0 25 Percent Denied 0.00% 0.00% 16.00% Conventional Loans Originated 34 46 11106 App. A 'd. Not Acc. 8 17 202 Application Denied 2 20 201 Total Applications 44 82 1,509 Percent Denied 4.55% 24.39% 13.32% Home Improvement Loans Originated 3 4 117 App. A 'd. Not Acc. 2 4 30 Application Denied 1 2 50 Total Applications 6 10 197 Percent Denied 16.67% 20.00% 25.380/o Total Applications 51 92 1,731 Percent Denied 5.88% 23.91% 14.73% • • LJ CITY OF HUNTINGTON BEACH: 2003 HMDA DATA • • 992.12 992.14 992.15 992.16 992.17 992.20 992.35 Percent Minority 41.7% 22.5% 30.3% 24.5% 16.7% 19.7% 26.1% Med. Inc. as % of MSA 79% 99% 97% 117% 141% 101% 104% Home Purchase Loans FHA, FMHA & VA Loans Originated 3 0 16 2 1 1 0 A. A 'd. Not Acc. 0 0 1 0 1 0 0 A lication Denied 0 0 5 0 0 0 0 Total Applications 3 0 22 2 2 1 0 Percent Denied 0.00% 0.00% 22.73% 0.00% 0.000/u 0.00% 0.000/0 Conventional Loans Originated 98 60 184 , 9.4 57 74 94 App. A 'd. Not Acc. 10 13 15 7 6 17 7 Application Denied 10 21 18 20 • 4 21 12 Total Applications 1181 94 217 121 67 112 113 Percent Denied 8.47%1 22.34% 8.29% 16.53% 5.97% 18.75% 10.62% Home Improvement Loans Originated 15 8 12 12 4 6 6 A. A 'd. Not Acc. 3 5 3 1 1 3 1 Application Denied 1 4 13 8 1 5 8 Total Applications 19 17 28 21 6 14 15 Percent Denied 5.26% 0.00% 46.43% 38.10% 16.67% 35.71% 53.330 Total Applications 140 111 267 144 75 127 128 Percent Denied 7.86% 22.52% 13.48% .19.44% 6.67% 20.47% 15.63% 992.37 992.38 992.39 992.40 992.41 992.42 992.43 Percent Minority 22.6% 26.1% 22.8% 20.1% 45.6% 47.2% 19.2% Med. Inc. as % of MSA 123% 155% 151 % 131 % 97% 103% 121 % Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 0 0 0 0 2 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 0 0 0 0 01 0 0 Total Applications 0 0 ol 0 0 0 2 Percent Denied ' 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 681 64 64 97 48 63 168 A. A 'd. Not Acc. 6 8 13 8 4 5 15 Application Denied 22 14 18 11 13 15 30 Total Applications 96 86 95 116 65 83 213 Percent Denied 22.92% 16.28% 18.95% 9.48% 20.00% 18.07% 14.08% Home Improvement Loans Originated 12 9 10 12 6 13 12 A. A 'd. Not Acc. 4 3 3 1 2 1 1 Application Denied 31 3 2 3 1 6' 9 Total Applications 19 15 15 16 9 20 22 Percent Denied 15.79% 20.00% -13.33% 18.75% 11.11 % 30.00% 40.91 % Total Applications 115 101 110 132 74 1031 237 Percent Denied 21.74% 16.830/. 18,18%1 10.61%1 18.92%1 20.39%1 16.46% CITY OF HUNTINGTON BEACH: 2003 HMD"A DATA 5 993.06 993.07 983.06 Percent Minoru 12.2% 23.5% 29.3% 33.8% 19.6% 18.4% 21.9% Med. Inc. as % of MSA 135% 126% 150% 71% 91% 87% 2350/6 Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 0 4 1 0 0 A. A 'd. Not Ace. 0 0 0 0 0 0 1 Application Denied 0 0 0 1 0 0 0 Total Applications 0 0 0 5 1 0 1 Percent Denied 0.00% 0.00% 0.00% 20.00% 0.00% 0.00% 0.00% Conventional Loans Originated 80 76 64 133 171 39 181 A . A 'd. Not Ace. 4 10 5 16 14 8 24 Application Denied 9 11 9 15 42 7 22 Total Applications 93 97 78 164 227 54 227 Percent Denied 9.68% 11.34% 11.54% 9.151/4 18.50% 12.96% 9.69% Home Improvement Loans Originated 8 11 5 1 9 3 11 A. A 'd. Not Ace. 0 1 1 0 1 0 1 Application Dented 7 2 1 4' 7 2 3 Total Applications 15 14 7 5 17 5 15 Percent Dented 46.67% 14.29% 14.29% 80.00°!0 41.18% 40.00% 20.00% Total Applications 106 111 85 174 245 59 243 Percent Dented 14.61% 11.71% 11.76% 11.49% 20.00% 15.25% 10.29% 993,09 993.10 993.11 994.02 994.04 994.05 994.06 Percent Minority 14.6% 19,8% 18.1% 76.5% 20.0% 28,3% 26.6% Med. Inc. as % of MSA 138% 156% 125% 56% 135% 104% 111% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 0 0 2 0 2 0 A. A 'd, Not Ace. 0 0 0 0 0 0 0 Application Denied 0 0 0 0 0 0 0 Total Applications 1 0 0 2 0 2 D Percent Dented 0.00% 0.00% 0.00% 0,00% 0.00% 0.00% 0.00% Conventional Loans Originated 145 98 124 60 68 82 55 A . A 'd. Not Ace. 30 16 23 6 9 13 3 Application Denied 25 17 28 22 10 14 6 Total Applications 200 131 175 88 87 109 64 Percent Denied 12.50% 12.98% 16.00% 25.00% 11.49% 12.84% 9.38% Home Improvement Loans Originated 10 3 3 2 13 14 10 A. A 'd. Not Ace. 5 3 2 1 2 2 5 Application Denied 4 4 9 2 3 7 4 Total Applications 19 10 14 5 18 23 19 Percent Dented 21.05% 40.00% 84.29% 40.00% 16.67% 30.43% 21.05% Total Applications 220 141 189 95 105 134 83 Percent Denied 13.18% 14,89% 19.58% 25.26% 12.38% 15.67% 12.05% Ti 992,44 992.45 982.46 893.0 • CITY OF HUNTINGTON BEACH: 2003 HMDA DATA 994.07 994.08 994.10 994.11 994.12 994.13 994.15 Percent Minority 19.8% 21.7% 42.4% 46.5% 23.0% 32.9% 20.3% Med. Inc. as % of MSA 122% 114% 79% 73% 118% 134% 161 % Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 0 0 2 0 0 A. A 'd. Not Acc. 0 0 0 0 1 0 0 Application Denied 0 0 0 0 0 0 0 Total Applications 0 0 0 0 .3 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 56 84 43 93 74 217 109 App. A 'd. Not Acc. 12 12 7 7 13 34 10 Application Denied 6 15 8 19 8 43 6 Total Applications 741 111 58 119 951 294 125 Percent Denied 8.11%1 13.51% 13.79% 15.97% 8.42%1 14.63% 4.80% Home Improvement Loans Originated 9 11 5 4 8 15 16 A. A 'd. Not Acc. 1 2 1 1 3 0 5 Application Denied 5 0 1 3 5 10 5 Total Applications 15 13 7 8 16 25 26 Percent Denied 33.33% 0.00% 14.29% 37.50% 31.25% 40.00% 19.23% Total Applications 89 124 65 127 114 319 151 Percent Denied 12.36% 12.10% 13.85% 17.32% 11.40% 16.61% 7.28% 994.16 994.17 995.08 995.13 995.14 996.02 996.03 Percent Minority 23.7% 19.8% 26.0% 14.8% 17.1% 28.9% 27.2% Med. Inc. as % of MSA 88% 129% 86%1 186% 197% 106% 111 % Home Purchase Loans FHA, FMHA & VA Loans Originated 4 1 2 1 0 0 0 A. A 'd. Not Acc. 0 1 0 0 0 0 0 Application Denied 0 0 0 0 01 0 0 Total Applications 4 2 2 1 0 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 1411 106 103 104 179 45 153 App. A 'd. Not Acc. 18 11 24 18 27 8 18 Application Denied 30 17 18 14 36 12 19 Total Applications 189 134 145 136 242 65 190 Percent Denied 15.87% 12.69% 12.41% 10.29% 14.88% 18.46% 10.00% Home Improvement Loans Originated 10 4 8 6 9 6 16 A. A 'd. Not Acc. 3 1 4 5 3 3 4 Application Denied 21 3 3 3 3 5 11 Total Applications 15 8 15 14 15 14 31 Percent Denied 13.33% 37.50% 20.00% 21.43% 20.00% 35.71% 35.48% Total Applications 208 144 162 1511 2571 79 221 Percent Denied 15.38% 13.890/. 1 2.96%1 11.26% 1!5.18%1 21.52%1 13.57% CITY OF HUNTINGTON BEACH; 2003 HMDA DATA 996.04 996.05 997.02 997.03 city Percent Minorlty 26.1% 30.4% 27.2% 35.3% Med. Inc. as % of MSA 115% 126% 87% 115% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 0 4 49 A. A 'd. Not Acc, 0 0 0 1 6 Application Denied 01 0 0 0 6 Total Applications 01 0 0 5 61 Percent Denied 0.00% 0.00% 0.00% 0.00% 9.84% Conventional Loans Originated 60 79 111 70 4,436 App. A 'd. Not Acc, 7 8 29 13 591 Application Denied 10 9 30 11 777 Total Applications 77 96 170 94 5,804 Percent Denied 12.99°% 9.38% 17.65% 11.70% 13.39% Home Improvement Loans Originated 9 8 5 7 396 A. A 'd. Not Acc. 6 4 6 1 109 A plication Denied 3 2 8 3 201 Total Applications 18 14 19 11 706 Percent Denied 16.67% 14.29% 42.11% 27.270%lo 28.47% Total Applications 95 110 189 110 6,571 Percent Denied 13.68% 10.00% 20.11% 12.73°% 14.97% • E • CITY OF IRVINE: 2003 HMDA DATA • • • 524.08 524.10 524.17 524.18 524.26 524.21 525.05 Percent Minority 25.0% 14.0% 36.1% 47.9% 50.0% 28.2% 45.7% Med. Inc. as % of MSA 140% 94% 149% 77% 182% 154% 100% Home Purchase Loans FHA, FMHA & VA Loans Originated 4 0 1 0 0 4 3 A. Ap 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 01 0 0 0 0 1 0 Total Applications 4 0 1 0 0 5 3 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 20.00% 0.00% Conventional Loans Originated 150 113 119 86 758 192 103 App. A 'd. Not Acc, 20 5 13 8 85 15 7 Application Denied 22 17 12 17 101 27 8 Total Applications 192 136 144 111' 944 234 118 Percent Denied 11.46%1 12.59% 8.33% 15.32% 10.70% 11.54% 6.78% Home Improvement Loans Originated 16 4 13 6 38 18 5 A. Ap 'd. Not Acc. 4 5 5 0 7 5 2 Application Denied 9 10 7 1 19 8 9 Total Applications 29 19 25 7 64 31 16 Percent Denied 31.03% 0.00% 28.00% 14.29% 29.69% 25.81% 56.25% Total Applications 225 154 170 1'18 1008 270 137 Percent Denied 13.78% 17.53% 11.18% 15.25% 11.90% 13.33% 12.41% 525.06 525.11 525.13 525.14 525.15 525.17 525.18 Percent Minority 25.1% 28.2% 32.7% 36.5% 59.6% 41.1% 100.0% Med. Inc. as % of MSA 152% 133% 132% 1299% 130% 102% N/A Home Purchase Loans FHA, FMHA & VA Loans Originated 1 0 4 3 1 20 0 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 0 0 0 0 0 1 0 Total Applications 1 0 4 3 1 21 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 4.76% 0.00% Conventional Loans Originated 37 146 136 138 152 446 4 App. A 'd. Not Acc. 7 17 16 10 17 67 2 Application Denied 3 30 14 13 21 78 1 Total Applications 47 193 166 161 190 591 7 Percent Denied 6.38% 15.54% 8.43% 8.07% 11.05% 13.20% 14.29% Home Improvement Loans Originated 7 6 11 1 12 17 0 A. A 'd. Not Acc. 0 1 3 2 0 5 0 Application Denied 1 7 5 3 4 14 0 Total Applications 8 14 19 6 16 36 0 Percent Denied 12.50% 50.00% 26.32% 50.00% 25.00% 38.890/6 0.00% Total Applications 56 207 1891 1701 2071 648 7 Percent Denied 7.14% 17.87% 10.05%1 9.41%1 12.08% 14.35% 14.29% CITY OF IRVINE: 2003 HMDA DATA • 525.19 526.20 525.21 525.22 525.23 526.25 525.26 • Percent Minorit 38.3% 30.3% 51.2% 52.5% 49.6% 42.5% 44.1 % Med. Ihc. as % of MSA 109% 134% 86% 143% 152% 137% 132% Home Purchase Loans FHA, FMHA & VA Loans Originated 7 0 1 0 0 1 0 A. A 'd. Not Ace. 0 0 0 0 0 0 0 Application Denied 0 0 1 0 0 0 0 Total Applications 7 0 2 0 0 1 0 Percent Denied 0.00% 0.00% 50.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 144 98 93 103 84 348 90 App. A 'd. Not Ace. 22 15 8 14 12 78 5 ' Application Denied 19 11 18 14 8 45 14 Total Application§ 1851 124 1191 131 104 471 109 Percent Denied 10.27%1 8.87% 15.13% 10.69% 7.69% 9.55% 12,84% Home Improvement Loans Originated 8 11 5 3 7 25 10 ' . A. Appd. Not Ace. 2 1 0 1 6 16.67% 1271 15.75%1 626.04 26.7% 177% 0 0 0 0 0.00% 1,182 298 215 1695 12.68% 46 1 3 50 6.00% 1745 12.49% 1 1 5 20.00% 136 11.03% 626.10 41.2% 105% 3 0 0 3 0.00% 47 11 10 68 14.71% 1 0 3 4 75.00% 75 17.33% 1 51 131 38.46% 117 11.11% 626.11 51.6% 85%1 0 0 0 0 0.00% 421 1 3 46 6.52% 3 0 1 4 25.00% 50 8.00% 2 11 38 28.95% 510 10.98% 626.12 31.1% 124% 1 1 0 2 0.00% 171 26 31 228 13.60% 14 2 8 24 33.33% 254 15.35% 1 5 16 31,25% 125 15.20% 626.14 59.7% 94% 0 0 0 0 0.00% 28 3 2 33 6.06% 0 0 1 1 100.00% 34 8.82% • Application Denied 4 5 Total Applications 14 17 Percent Denied 28.57% 29.41% Total Applications 206 141 Percent Denied 11.17% 11.35% 525.27 525.28 Percent Minority 52.5% 38.6% Med. Inc. as % of MSA 141 % 122% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 A. A 'd. Not Ace. 0 1 Application Denied 0 0 Total Applications 0 1 Percent Denied 0.00% 0.00% Conventional Loans Originated 1711 71 App. A 'd. Not Ace. 18 4 Application Denied 16 5 Total Applications 205 80 Percent Denied 7,80% 6.25% Home Improvement Loans Originated 13 8 A. A 'd. Not Ace. 2 7 Application Denied 5 1 Total Applications 20 16 Percent Denied 25.00% 6.25% Total Applications 225 97 Percent Denied 9.33% 6.19% CITY OF IRVINE: 2003 HMDA DATA • u • 626.26 626.27 626.28 626.29 626.30 626.31 755.15 Percent Minority 65.3% 49.3% 39.1% 27.7% 23.1% 23.4% 42.0% Med. Inc. as % of MSA 63% 82% 158% 161 % 185% 238% 62% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 2 0 0 0 0 2 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 01 0 0 0 0 ol 0 Total Applications 0 2 0 0 0' 0 2 Percent Denied 0.00% 0.000/0 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 38 69 71 50 62 88 66 A. A 'd. Not Acc. 2 9 16 13 8 9 16 Application Denied 2 11 8 7 10 10 27 Total Applications 42 89 95 70 80 107 109 Percent Denied 4.76%1 12.36% 8.42% 10.00% 12.50% 9.35% 24.77% Home Improvement Loans Originated 1 2 1 2 2 4 3 A. A 'd. Not Acc. 0 1 0 1 1 0 0 Application -Denied 0 1 1 0 2 3 3 Total Applications 1 4 2 3 5 7 6 Percent Denied 0.00% 25.00% 50.00%1 0.00%1 40.00%1 42.86% 50.00% Total Applications 43 95 971 731 851 114 117 Percent Denied 4.65% 12.63% 9.28%1 9.59%1 14.12%1 11.40% 25.64% Percent Minority city Med. Inc. as % of MSA Home Purchase Loans FHA, FMHA & VA Loans Originated 58 App. A 'd. Not Acc. 2 Application Denied 3 Total Applications 63 Percent Denied 4.76% Conventional Loans Originated 5,696 App. A 'd. Not Acc. 877 Application Denied 850 Total Applications 7,423 Percent Denied 11.45% Home Improvement Loans Originated 323 App. A 'd. Not Acc. 62 Application Denied 161 Total Applications 546 Percent Denied 29.49% Total Applications 1 8,032 Percent Denied 12.62% CITY OF LA HABRA: 2003 HMDA DATA 11.01 11.02 11.03 12.01 12.02 13.01 Percent Minority 38.6% 45.5% 60.0% 80.8% 75.0% 43.1% Med. Inc. as % of MSA 108% 94% 75% 56% 64% 92% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 1 3 2 4 7 A. ApWd, Not Acc. 0 0 1 0 0 0 A lication Denied 0 0 0 2 1 1 Total Applications 0 1 4 4 5 8 Percent Denied 0.00% 0.00% 0,00% 50:00% 20.00% 12.50% Conventional Loans Originated 125 48 43 55 64 112 App. A 'd. Not Acc. 14 6 4 10 5 20 Application Denied 30 7 9 22 15 23 Total Applications 169 61 56 87 84 155 Percent Denied 17.75% 11.48% 16.07% 25.29% 17,86% 14.84% Home Improvement Loans Originated 17 8 9 11 4 13 A. A 'd. Not Acc. 7 3 4 1 2 1 Application Denied 10 4 3 12 11 10 Total Applications 34 18 16 24 17 24 Percent Denied 29.41 % 26.67% 18.75% 50.00% 64.71 % 41.67% Total Applications 203 77 76 115 106 187 Percent Denied 19.70% 14.29% 15.79% 31.30% 25.47% 18.18% 13.03 13.04 14.01 14.02 14.03 14.04 Percent Minority 67.6% 76.9% 54.3% 53.5% 33.6% 77.9% Med. Inc. as % of MSA 74% 57% 78% 90% 119% 69% Home Purchase Loans FHA, FMHA & VA Loans Originated 28 10 1 1 0 10 A. A 'd. Not Acc. 0 0 0 0 0 0 Application Denied 2 0 0 0 0 1 Total Applications 30 10 1 1 0 11 Percent Denied 6.67% 0.00% 0.00% 0.00% 0.00%1 9.09% Conventional Loans Originated 168 42 52 59 78 43 App. A 'd. Not Acc. 34 6 13 14 10 8 Application Denied 33 14 22 11 8 17 Total Applications 235 62 87 84 96 68 Percent Denied 14.04% 22.58% 25.29% 13.10% 8.33% 25.00% Home Im rovement Loans Originated 9 2 9 8 11 5 A. APPU Not Acc. 1 0 2 4 1 2 Application Denied 12 2 3 7 8 7 Total Applications 221 4 14 19 20 14 Percent Denied 54.55% 50.00%1 21.43%1 36.84% 40.00% 50.00% Total Applicafions 287 761 1021 104 116 93 Percent Denied 16.38% 21.05%1 24,51%1 17.31%1 13.79% 26,88% • CITY OF LA HABRA: 2003 HMDA DATA • • • 15.61 16.01 17.05 17.07 17.08 city Percent Minorit 5.8% 31.5% 53.9% 61.9% 42.8% Med. Inc. as % of MSA 124% 121 % 97% 130% 142% Home Purchase Loans FHA, FMHA & VA Loans Originated 5 1 0 2 1 76 A. A 'd. Not Acc. 0 0 0 1 01 2 Application Denied 0 0 0 1 0 8 Total Applications 5 1 0 4 1 86 Percent Denied 0.00% 0.00% 0.00% 25.00% 0.00% 9.30% Conventional Loans Originated 197 242 64 164 82 1,638 App. A 'd. Not Acc. 40 92 11 16 11 314 Application Denied 39 32 5 17 15 319 Total Applications 276 366 80 197 108 2,271 Percent Denied 14.13% 8.74% 6.25% 8.63% 13.89% 14.05% Home Improvement Loans Originated 11 13 11 12 6 159 A. A 'd. Not Acc. 2 7 1 6 1 45 Application Denied 6 6 3 4 2 110 Total Applications 191 26 15 22 9 314 Percent Denied 31.58% 23.08% 20.00% 18.18% 22.22% 35.03% Total Applications 300 393 95 223 118 2,671 Percent Denied 15.00% 9.67% 8.42% 9.87% 14.41% 16.36% CITY OF NEWPORT BEACH: 2003 HMDA DATA A 626,10 626.42 626.43 626.44 626.45 627.01 627.02 Percent Minority 0.0% 11.3% 9.3% 12.5% 19.7% 7.9% 8.4% Med. Inc. as % of MSA 105% 165% 271 % 213% 244% 199% 195% Home Purchase Loans FHA, FMHA & VA Loan Originated 3 0 0 0 0 0 0 A. A 'd. Not Ace. 0 1 0 1 0 0 0 Application Denled 0 0 0 0 0 0 0 Total Applications 3 1 0 1 0 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.000% Conventional Loan Originated 47 94 280 120 245 108 140 App. A 'd. Not Ace. 11 14 64 23 50 19 25 Application Denied 101 16 77 18 33 25 27 Total Applications 68 124 421 161 328 152 192 Percent Denied 14.71 % 12.90% 18.29% 11.18% 10.06% 16A5% 14,06% Home Improvement Loan Ori ihated 1 4 5 4 9 9 7 A. AppU Not Ace. 0 1 1 0 4 1 0 Application Denied 3 2 4 2 11 2 0 Total Applications 4 7 10 6 24 12 7 Percent Denied 75.00% 28.57% 40.00% 33.33% 45.83% 16.67% 0.00% Total Applications 75 132 431 168 352 164 199 Percent Denied 17.33% 13,64% 18,79% 11.90% 12.50% 16.46% 13.57% 628.00 629.00 630,04 630.05 630.06 630.07 630,08 Percent Minority 9.8% 5.3% 10.2% 8.1% 6.8% 12.0% 11.3% Med. Inc. as % of MSA 135% 220% 142% 189% 166% 210% 148% Home Purchase Loans FHA, FMHA & VA Loan Originated 0 0 0 0 0 0 0 A. A 'd. Not Ace. 0 0 2 0 0 0 0 Application Denied 0 0 0 0 0 0 0 Total Applications 0 0 2 0 0 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loan Originated 94 54 106 22 47 221 34 App. ApWd. Not Ace. 22 5 17 41 3 35 1 Application Denied 231 8 23 2 4 35 4 Total Applications 139 67 146 28 54 291 39 Percent Denied 16.55% 11.94% 15,75% 7.14% 7.41% 12.03% 10.26% Home Im rovement Loan Originated 3 3 9 0 4 6 0 A. A 'd. Not Ace. 0 0 2 0 0 3 0 Application Denied 2 0 4 0 0 5 0 Total Applications 5 3 151 0 4 14 0 Percent Denied 40.00% 0.00% 0.00% 0.00% 0.00% 35.71% 0.00% Total Applications 144 70 163 28 58 3051 39 Percent Denied 17.36% 11.43% 16.56% 7.14% 6.90% 13.11%1 10.260 C� J 0 CITY OF NEWPORT BEACH: 2003 HMDA DATA • , • 630.09 630.10 631.01 631.03 634.00 635.00 636.01 Percent Minority 12.8% 13.3% 0.0% 7.5% 7.4% 11.5% 17.2% Med. Inc. as % of MSA 198% 202% 94% 145% 153% 129% 102% Home Purchase Loans FHA, FMHA & VA Loan Originated 0 0 0 0 0 0 0 A. A 'd. Not Ace. 0 0 0 0 0 0 0 Application Denied 01 0 0 0 0 0 0 Total Applications 0 0 0 0 0 0 0 Percent Denied 0.00% 0.00% 0.00% 0.00°/u 0.00% 0.00% 0.00% Conventional Loan Originated 53 92 30 55 142 124 96 A. A 'd. Not Ace. 8 10 9 7 20 23 8 Application Denied 10 10 10 7 40 29, 29 Total Applications 71 112 49 69 202 176 133 Percent Denied 14.08% 8.93% 20.41% 10.14% 19.80% 16.48% 21.80% Home Improvement Loan Originated 3 5 0 2 4 8 13 A. A 'd. Not Ace. 0 2 1 1 2 1 3 Application Denied 2 5 1 1 6 2 3 Total Applications 5 12 2 4 12 11 19 Percent Denied 40.00% 41.67% 50.00% 25.00% 50.00%1 18.18% 15.79% Total Applications 76 124 51 73 2141 187 152 Percent Denied 15.79% 12.10% 21.57% 10.96% 21.50%1 16.58% 21.05% 636.03 Cit Percent Minority 14.4% Med. Inc. as % of MSA 111 % Home Purchase Loans FHA, FMHA & VA Loan Originated 4 7 App. A 'd. Not Ace. 0 4 Application Denied 0 0 Total Applications 4 11 Percent Denied 0.00% 0.00% Conventional Loan Originated 201 2,405 App. A 'd, Not Ace. 46 424 Application Denied 42 482 Total Applications 289 3,311 Percent Denied 14.53% 14.66% Home Improvement Loan Originated 8 107 App. A 'd. Not Ace. 1 23 Application Denied 7 62 Total Applications 16 192 Percent Denied 43.75% 32.29°/u Total Applications 309 3,514 Percent Denled 15.86% 15.48% CITY OF ORANGE: 2003 HMDA DATA 219.12 219.13 219.14 219.15 219.17 219.18 756.04 Percent Minority 19.7% 59.2% 50.4% 13.0% 18.7% 29.9% 29.3% Med. Inc. as % of MSA 194% 96% 109% i 151 % 161 % 119% 196% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 2 5 3 1 7 0 A. A 'd. Not Ace. 0 0 2 0 0 0 0 Application Denied 0 0 0 0 0 1 0 Total Applications 0 2 7 3 1 8 0 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 12.50% 0.00% Conventional Loans Originated 338 90 91 1 130 82 170 167 App. A 'd. Not Ace. 41 13 18 ; 13 91 16 20 Application Denied 491 38 26 ; 18 101 22 22 Total Applications 4281 141 135 i 161 1011 208 209 Percent Denied 11.45% 26.95% 19.26% 11.18% 9.90%1 10.58% 10.53% Home Improvement Loans Originated 22 9 4 18 3 15 12 A. A 'd. Not Ace. 5 2 5 4 2 1 4 Apolication Denied 14 4 2 1 5 2 9 4 Total Applicatims 41 15 11 27 7 25 20 Percent Denied 34.15% 0.00% 18.18% 8.52% 28.57% 36.00% 20.00% Total Applications 469 158 153 191 109 241 229 Percent Denied 13.43% 26.58% 18.30% I2.04% 11.01 % 13.28% 11.35% I 756.05 758.05 758.06 t758.07 758.08 758.09 758,10 Per6ent Mlhorlty 32.6% 42.2% 48.3% 52.7% 19.3% 20.4% 28.1% Med. Inc. as % of'MSA 176% 102% 89% 108% 129% 184% 185% Home Purchase Loans FHA, FMHA & VA Loans Originated 10 1 1 2 0 0 0 A. A 'd. Not Ace. 0 0 0 0 0 0 0 Application Denied 1 0 0 i 0 0 0 0 Total Applications 11 1 1 2 0 0 0 Percent Denied 9.09% 0.000/0 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 221 68 67 88 66 59 48 App. Appd.,Not Ace. 37 11 9 7 5 16 13 Application Denied 33 13 16 12 6 11 17 Total Applications 291 92 92 107 77 86 78 Percent Denied 11.34% 14.13% 17.390/6 1.21% 7.79% 12,79% 21,79% Home Improvement Loans Originated 19 4 10 7 10 5 9 A. ApWd, Not Ace. 4 4 2 1 0 1 0 Application Denied 9 4 4 6 6 5 1 Total Applications 32 12 16 14 16 11 10 Percent Denied 28.13% 33.33% 25.00% 4 .86% 37.50% 45.45% , 10.00% Total Applications 334 105 109 123 93 97 88 Percent Denied 12.87% 16.19% 18.35% 1 .63% 12,90% 16.49% 20.45% • 0 CITY OF ORANGE: 2003 HMDA DATA 4• • 758.11 758.12 758.13 758.14 758.15 , 758.16 759.01 Percent MInority 29.2% 51.8% 36.8% 37.7% 34.3% 55.8% 50.4% Med. Inc. as % of MSA 98% 86% 127% 175% 101% 97% 78% Home Purchase Loans FHA, FMHA & VA Loans Originated 0 0 1 1 1 3 8 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 1 0 0 0 0 0 3 Total Applications 1 0 1 1 1 3 11 Percent Denied 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 56 106 158 88 116 109 75 App. A 'd. Not Acc. 12 '12 19 7 15 8 7 Application Denied 11 19 29 9 24 15 9 Total Applications 79 137 206 104 155 132 91 Percent Denied 13.92% 13.87% 14.08% 8.65% 15.48% 11.36% 9.89% Home Improvement Loans Originated 13 9 8 1 13 8 6 A. A 'd. Not Acc. 0 3 1 1 3 3 2 Application Denied 3 7 1 1 6 3 7 Total Applications 16 19 10 3 22 14 15 Percent Denied 18.75% 36.84% 10.00% 33.33% 27.27% 21.43% 46.67% Total Applications 96 156 217 108 178 149 117 Percent Denied 15.63% 16.67% 13.82% 9.26% 16.85% 12.08% 16.24% 759.02 760.00 761.01 761.02 761.03 762.01 762.02 Percent Minority 43.8% 52.8% 62.7% 66.4% 75.3% 33.8% 29.2% Med. Inc. as % of MSA 75% 850/b 79% 69% 66% 104% 86% Home Purchase Loans FHA, FMHA & VA Loans Originated 4 20 1 0 0 4 13 A. A 'd. Not Acc. 1 0 0 0 0 0 0 Application Denied 1 0 0 0 0 1 0 Total Applications 6 20 1 0 0 5 13 Percent Denied 16.67% 0.00% 0.00% 0.00% 0.00% 20.00% 0,00% Conventional Loans Originated 82 159 75 10 57 103 144 App. A 'd. Not Acc. 6 18 13 9 23 12 14 Application Denied 18 43 18 19 27 28 14 Total Applications 106 220 106 38 107 143 172 Percent Denied 16.98% 19.55% 16.98% 50.00% 25.23% 19.58% 8.14% Home Improvement Loans Originated 6 13 8 1 10 14 12 A. A 'd. Not Acc. 1 2 1 0 0 3 4 Application Denied 5 13 7 2 4 5 16 Total Applications 12 28 16 3 14 22 32 Percent Denied 41.67% 46.43% 43.75% 66.67% 28.57% 22.73% 50.00% Total Applications 124 2681 1231 41 121 170 217 Percent Denied 19.35% 20.90%1 20.33%1 51.22% 25.62% 20.00% 13.82% CITY OF ORANGE: 2003 HMDA DATA 762.04 762.05 762.06 ; 762.08 city Percent Minority 79.8% 45.8% 31.7% 1 30.0% Med. Inc. as % of MSA 60% 87% 95% ! 89% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 0 2 0 91 A. A 'd. Not Acc, 1 0 0 0 4 A plication Denied 01 0 0 0 8 Total Applications 21 0 2 0 103 Percent Denied 0.00°% 0.0001 0.00%1 0.00% 7.77% Conventional ! Loans Originated 73 85 90 113 3,384 App. A' 'd. Not Acc. 21 8 15 i 19 466 Application Denied 10 11 17 16 630 Total Applications 104 104 122= 148 4,480 Percent Denied 9.62% 10.58% 13.93% 0.81% 14.06% Home Improvement Loans Originated 6 7 13 10 305 A. A 'd. Not Acc. 0 2 1 0 62 Application Denied 1 9 3 10 178 Total A" Iications 7 18 17 20 545 Percent Denied 14.29% 50.00% 17.65% 0.00% 32.66% Total Applications 1 1131 122 141 I 168 5,128 Percent Denied 1 9.73%1 16.39%1 14.18%1 15.48% 15.91 % 0 • 0 • CITY OF SANTA ANA: 2003 HMDA DATA 740.03 740.04 740.05 740.06 741.02 741.03 741.06 Percent Minority 95.0% 72.6% 86.3% 75.5% 93.0% 92.6% 61.6% Med. Inc. as % of MSA 59% 84% 68% 63% 79% 77% 75% Home Purchase Loans FHA, FMHA & VA Loans Originated 2 10 0 32 7 . 3 13 A. A 'd. Not Acc. 0 2 0 1 0 0 3 Application Denied 1 2 01 1 41 0 2 Total Applications 3 14 0 34 11 3 18 Percent Denied 33.33% 14.29% 0.00% 2.94% 36.36% 0.00% 11.11% Conventional Loans Originated 93 129 60 197 126 63 126 App. A 'd. Not Acc. 26 18 4 21 21 11 29 Application Denied 14 27 21 47 37 18 39 Total Applications 133 174 85 265 186 92 194 Percent Denied 10.53% 15.52% 24.71% 17.74% 19.89% 19.57% 20.10% Home Improvement Loans Originated 1 6 7 7 7 2 6 A. A 'd. Not Acc. 0 1 2 2 0 1 1 Application Denied 1 5 6 4 9 5 5 Total Applications 2 12 15 13 16 8 12 Percent Denied 50.00% 41.67% 40.00% 30.77% 56.25% 62.50% 41.67% Total Applications 138 200 100 312 213 103 224 Percent Denied 11.59% 17.06% 27.00% 16.67% 23.47% 22.33% 20.54% 741.07 741.08 741.09 741.10 741.11 742.00 743.00 Percent Minority 42.6% 94.1% 95.0% 77.8% 80.8% 94.8% 96.7% Med. Inc. as % of MSA 93% 82% 78% 117% 93% 75% 70% Home Purchase Loans FHA, FMHA & VA Loans Originated 7 2 1 0 3 3 1 A. A 'd. Not Acc. 0 2 0 0 0 2 1 Application Denied 3 0 0 0 0 2 0 Total Applications 10 4 1 0 3 7 2 Percent Denied 30.00% 0.00% 0.00% 0.00% 0,00% 28.57% 0.00% Conventional Loans Originated 125 52 491 32 90 118 45 App. A 'd. Not Acc. 30 29 81 9 15 25 14 Application Denied 23 14 91 11 29 39 17 Total Applications 178 95 661 52 134 182 76 Percent Denied 12.92% 14.74% 13.64% 21.15% 21.64% 21.43% 22.37% Home Improvement Loans Originated 2 5 2 2 7 4 2 A. A 'd. Not Acc. 01 1 1 3 4 4 1 Application Denied 5 9 0 8 4 11 9 Total Applications 7 15 3 13 15 19 . 12 Percent Denied 71.43% 60.00% 0.00% 61.54% 26.67% 57.89% 75.00% Total Applications 195 1141 70 65 152 208 90 Percent Denied 15.90% 20.18%1 12.86%1 29.23% 21.71% 25.00% 28.89% CITY OF SANTA ANA: 2003 HMDA DATA i , 4 744.03 744.05 744.06 744.07 745.01 745.02 746.01 Percent Minority 95.3% 94.7% 91.9% 98.6% 99.0% 97.2% 92.9% Med. Inc. as % of MSA 48% 41 % 45% 48% 47% 74% 55% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 3 5 5 1 1 1 A. A 'd. Not Ace. 0 1 1 1 0 0 Application Denied 0 0 0 0 2 0 Total A lications 1 4 6 6 3 1 Percent Denied 0.00% 0.00% 0.00% 0.00% MS 66.67% 0.00% Conventional Loans Originated 14 30 49 56 55 102 A . A 'd. Not Ace, 7 10 7 13 15 18 A plication Denied 10 18 12 21 18 22 35 Total Applications 311 58 68 90 63 92 155 Percent Denied 32.26% 31.03% 17.65% 23.33% 28.57% 23.91% 22.58% Home Improvement Loans Originated 0 1 0 0 3 5 3 A. Appd. Not Ace. 0 0 0 0 0 0 1 Application Denied 2 1 3 2 3 2 6 Total Applications 2 2 3 2 6 7 10 Percent Denied 100.00% 50.00% 100.00% 100.00% 50.00% 28.57% 60.00% Total Applications 34 64 77 98 71 102 166 Percent Denied 35,29% 29.69% 19.48% 23.47% 30.99% 25.49% 24.70% 746.02 747.01 747.02 748.01 748.02 748.03 748.05 Percent Minority 97.1% 97.8% 96.0% 98.3% 93.8% 92.2% 97.7% Med. Inc. as % of MSA 59% 71 % 70% 59% 48% 66% 48% Home Purchase Loans FHA, FMHA & VA Loans Originated 5 0 3 1 3 1 5 A. A 'd. Not Ace. 0 0 0 0 1 0 0 Application Denied 2 1 2 1 1 1 0 Total Applications 7 1 5 2 5 2 5 Percent Denied 28.57% 100,00% 40,00% 50.00% 20.00% 50.00% 0.00% Conventional Loans Originated 84 69 62 51 47 84 43 App. A 'd. Not Ace. 13 7 14 23 29 11 14 Application Denied 32 13 28 33 31 39 17 Total Applications 129 89 104 107 107 134 74 Percent Denied 24.81% 14.61% 26.92% 30.84% 28.97% 29.10% 22.97% Home Improvement Loans Originated 1 5 4 2 1 6 1 A. A 'd. NotAcc. 1 2 0 0 0 0 1 Application Denied 9 4 5 3 14 20 3 Total Applications 11 11 9 5 15 26 5 Percent Denied 81.82% 36.36% 55.56% 60.00% 93.33%1 76.92% 60.00% Total Applications 147 101 118 114 127 162 84 Percent Denied 29.25% 17.82% 29.66% 3 ,48% 36.22 0 37.0401 23.8101 • CITY OF SANTA ANA: 2003 HMDA DATA 49.01 749.02 750.02 750.03 750.04 751.00 Percent Minority 98.7% 98.2% 98.6% 95.6% 96.4% 95.7% 78.4% Med. Inc. as % of MSA 49% 46% 45% 47% 41 % 42% 51 Home Purchase Loans FHA, FMHA & VA Loans Originated 2 12 4 12 1 3 4 A. A 'd. Not Acc. 0 0 1 1 0 1 0 Application Denied 0 2 1 5 0 1 1 Total Applications 2 14 6 18 1 5 5 Percent Denied 0.00% 14.29% 16.67% 27.78% 0.00% 20.00% 20.00% Conventional Loans Originated 43 81 49 117 16 17 106 A . A 'd. Not Acc. 5 25 17 37 8 7 17 Application Denied 21 32 32 68 9 9 27 Total Applications 69 138 98 222 33 33 150 Percent Denied 30.43% 23.19% 32.65% 30.63% 27.27% 27.27% 18.00% Home Improvement Loans Originated 0 2 0 6 2 0 4 A. A 'd. Not Acc. 0 2 1 0 0 0 5 Application Denied 7 5 1 5 0 0 10 Total Applications 7 9 2 11 2 0 19 Percent Denied 100.00% 55.56% 50.00% 45.45% 0.00% 0.00% 52.63% Total Applications 78 161 106 251 36 38 174 Percent Denied 35.90% 24.22% 32.08% 31.08% 25.00% 26.32% 21.84% 752.01 752.02 753.01 753.02 753.03 754.01 754.03 Percent Minority 97.3% 94.8% 70.2% 81.5% 44.2% 49.0% 62.2% Med. Inc. as % of MSA 70% 59% 80% 66% 112% 112% 76% Home Purchase Loans FHA, FMHA & VA Loans Originated 7 5 2 0 2 0 27 A. A 'd. Not Acc. 1 0 0 0 0 0 0 Application Denied 2 1 0 0 2 1 3 Total Applications 10 6 2 0 4 1 30 Percent Denied 20.00% 16.67% 0.00% 0.00% 50.00% 100.00% 10.00% Conventional Loans Originated 69 66 76 64 78 85 174 A . A 'd. Not Acc. 8 18 14 7 13 13 38 Application Denied 25 30 11 13 6 15 29 Total Applications 102 114 101 84 97 113 241 Percent Denied 24.51% 26.32% 10.89% 15.48% 6.19% 13.27% 12.03% Home Improvement Loans Originated 3 3 9 3 6 12 18 A. A 'd. Not Acc. 2 3 0 4 4 2 0 Application Denied 4 6 5 4 2 3 7 Total Applications 9 12 14 11 12 17 25 Percent Denied 44.44% 50.00% 35.71% 36.36% 16.67% 17.65% 28.00% Total Applications 121 132 117 95 113 131 296 Percent Denied 25.62% 28.03% 13.68% 17.89% 8.85% 14.50% 13.18% • 748.06 7 ,l r • CITY OF SANTA ANA: 2003 HMDA DATA 754.04 754.05 755.04 756.15 757.01 758.06 759.02 Percent Minority 60.8% 37.0% 7668% 100.0% 64.8% 43.0% 38.6% Med. Inc. as % of MSA 76% 76% 112% 62% 94% 89% 75% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 0 4 2 1 1 4 A. A 'd. Not Ace. 0 0 0 0 0 0 1 Application Denied 1 0 0 0 0 0 1 Total Applications 2 0 4 2 1 1 6 Percent Denied 50.00% 0.00% 0.00% 0.00% 0.00% 0.00% 16.67% Conventional Loans Originated 99 44 70 66 107 67 82 A. ApWd. Not Ace. 15 3 6 16 16 9 6 Application Denied 12 7 11 27 17 16 18 Total Applications 1261 54 87 109 140 92 106 Percent Denied 9.52% 12.96% 12.64% 24.77% 12.14% 17.39% 16.98% Home im rovement Loans Originated 5 6 3 3 15 10 6 A. A 'd. Not Ace. 4 3 2 0 2 2 1 Application Denied 10 2 2 3 5 4 5 Total Applications 19 11 7 6 22 16 12 Percent Denied 52.63°% 18.18% 28.57% 50.0004 22.73% 25.00% 41.67% Total Applications 147 65 98 117 163 109 124 Percent Denied 15.65% 13.85% 13.27% 25.64% 13.50% 18.35% 19.35% 760.00 889,03 890.01 890.04 891.02 891.04 891.05 Percent Minority 22.6% 88.9% 89.6% 89.1% 80.8% 91.4% 96.7% Med. Inc. as % of MSA 85% 79% 71 % 55% 75% 43% 45% Home Purchase Loans FHA, FMHA & VA Loans Originated 20 2 2 10 14 0 1 A. ApWd. Not Ace. 0 0 0 0 1 0 2 Application Denied 0 0 0 5 2 0 0 Total Applications 20 2 2 15 17 0 3 Perceht Denied 0.00% 0.00% 0.00% 33.33% 11.76"% 0.00% 0.00% Conventional Loans Originated 159 107 84 143 130 26 51' App. A 'd. Not Ace. 18 25 14 33 29 7 10 Application Denied 43 18 26 52 39 15 11 Total Applications 220 150 124 228 198 48 72 Percent Denied 19.55% 12.00% 20.97% 22.81% 19.70% 31.25% 15.28% Home Improvement Loans Originated 13 5 2 0 15 1 1 A. A 'd. Not Ace, 21 6 2 2 4 0 1 Application Denied 13 6 9 4 11 2 5 Total Applications 28 17 13 6 30 3 7 Percent Denied 46.43% 35.29% 69.23% 66.67% 36.67% 66.67% 71A3% Total Applications 268 169 139 249 245 51 82 Percent Denied 20.90% 14.20% 25.18%1 24.50%1 21.22%1 33.33% 19.51°/° • CITY OF SANTA ANA: 2003 HMDA DATA • 891.07 992.02 992.03 992.47 992.48 992.49 city Percent Minority 79.1% 85.3% 82.9% 88.9% 88.7% 97.3% Med. Inc. as % of MSA 89% 83% 88% 76% 55% 58% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 5 2 1 7 0 278 A. A 'd. Not Acc. 1 2 1 0 1 1 29 Application Denied 1 1 0 0 3 0 59 Total Applications 3 8 3 1 11 1 366 Percent Denied 33.33% 12.50% 0:00% 0:00% 27.27% 0.00% 16.12% Conventional Loans Originated 69 88 81 31 48 22 4,708 A . A 'd. Not Acc. 5 24 15 5 16 7 952 Application Denied 18 33 13 12 18 6 1,413 Total Applications 92 145 109 48 82 35 7,073 Percent Denied 19.57% 22.76% 11.93% 25.00% 21.95% 17.14% 19.98% Home Improvement Loans Originated 9 9 4 0 3 2 272 A. A 'd. Not Acc. 2 1 0 2 0 0 85 Application Denied 5 14 6 5 3 2 333 Total Applications 16 24 10 7 6 4 690 Percent Denied 31.25% 58.33% 60.00% 71.43% 50.00% 50.00% 48.26% Total Applications 111 177 122 56 99 40 8,129 Percent Denied 21.62% 27.12% 15.57% 30.36% 24.24% 20.00% 22.20% CITY OF TUSTIN: 2003 HMDA DATA I (1 219.14 524.19 525.02 625.24 744.07 744.08 754.03 Percent Minority 31.8% 37.2% 35.8% 39.7% 86.6% 82.5% 54.4% Mad. Inc. as % of MSA 109% 194% 131% 136% 48% 57% 76% Home Purchase Loans FHA, FMHA & VA Loans Originated 5 0 2 0 5 13 1 A, A 'd. Not Acc. 2 0 0 0 1 0 0 Application Denied 0 0 0 0 0 1 1 Total Applications 7 0 2 0 6 14 2 Percent Denied 0.00% 0.00% 0.00% 0.00% 0.00% 7,14% 50.00% Conventional Loans Originated 91 169 156 198 56 69 99 App. A 'd. Not Acc. 18 17 31 30 13 18 15 Application Denied 26 17 28 22 21 8 12 Total Applications 135 203 215 250 90 95 126 Percent Denied 19.26% 8.37% 13.02% 8.80% 23.33% 8.42% 9.52% Home Im rovement Loans Originated 4 5 11 12 0 5 5 A. APPU Not Acc. 5 1 3 1 0 0 4 ApplidatlOh Denied 2 4 5 4 21 3 10 Total Applications 11 10 19 17 2 8 19 Percent Denied 18.18% 40.00% 26.32°% 23.53% 100.00% 37,50% 52.63% Total Applications 153 213 236 267 98 117 147 Percent Denied 18.30% 9,86% 13.98% 9.74% 23.47% 10.26% 15.65% 765.04 755.05 755.06 755.07 755.12 755.13 755.14 Percent Minorlty 25.1 % 47.2% 34.1 % 56,7% 69.5% 61.3% 79.0% Mad. Inc. as % of MSA 112% 72% 120% 66% 69% 81 % 58% Home Purchase Loans FHA, FMHA & VA Loans Originated 4 5 2 3 0 13 2 A. A 'd. Not Acc. 0 0 0 0 0 0 0 Application Denied 0 1 0 0 0 0 0 Total Applications 4 6 2 3 0 13 2 Percent Denied 0,00% 16,67% 0.00% 0.00% 0.00% 0.00% 0.00% Conventional Loans Originated 70 57 78 79 33 74 34 App. A 'd. Not Acc. 6 19 Ill 14 11 4 7 Application Denied 11 17 161 23 10 16 8 Total Applications 87 93 1051 116 54 94 49 Percent Denied 12.64% 18.28% 15.24% '19;83% 18.52% 17.02% 16,33% Home Improvement Loans Originated 3 2 9 2 0 2 3 A. A pd. Not Acc. 2 3 2 2 3 1 1 Application Denied 2 1 4 2 7 6 0 Total Applications 7 6 15 6 10 9 4 Percent Denied 28,57% 16.670o 26.67% 33.33% 70.00% 66,67% 0.0000 Total Applications 98 105 1221 1251 641 116 55 Percent Denied 13.27% 18.10% 16.39%] 20.00%1 26.56%1 18,97% 14.55% • • 0 CITY OF TUSTIN: 2003 HMDA DATA • 11 • 755.15 756.03 756.04 756.05 756.06 756.07 757.01 Percent Minority 82.0% 35.5% 0.0% 0.0% 41.8% 34.1% 25.5% Med. Inc. as % of MSA 62% 121 % 196% 176% 206% 148% 94% Home Purchase Loans FHA, FMHA & VA Loans Originated 2 3 0 10 1 6 1 A. A 'd. Not Acc. 0 1 0 0 0 0 0 Application Denied 0 0 1 0 0 0 Total Applications 4 0 11 1 6 1 Percent Denied 0.00% 0.00% 9.09% 0.00% 0.00% 0.00% Conventional :M66 Loans Originated 74 167 221 153 313 107 A . A 'd. Not Acc. 8 20 37 15 35 16 A lication Denied 10 22 33 20 34 17 Total Applications 109 92 209 291 188 382 140 Percent Denied 24.77% 10.87% 10.53% 11.34% 10.64% 8.90% 12.14% Home Improvement Loans Originated 3 6 12 19 14 16 15 A. A 'd. Not Acc. 01 4 4 4 1 4 2 Application Denied 3 5 4 9 0 8 5 Total Applications 6 15 20 32 15 28 22 Percent Denied 50.00% 33.33% 20.00% 28.13% 0.00% 28.57% 22.73% Total Applications 117 111 229 334 204 416 163 Percent Denied 25.64% 13.51% 11.35% 12.87% 9.80% 10.10% 13.50% CITY OF TUSTIN: 2003 HMOA DATA m 757.02 city Percent Minority 35.0% Med. Inc. as % of MSA 125% Home Purchase Loans FHA, FMHA & VA Loans Originated 1 79 App. A 'd. Not Ace. 0 4 Application Denied 0 4 Total Applications 1 87 Percent Denied 0.00% 4.60% Conventional Loans Originated 68 2,432 App. A 'd. Not Ace. 14 375 Application Denied 151 413 Total Applications 97 3,220 Percent Denied 15.46% 12.83% Home Improvement Loans Originated 8 156 App. ApWd. Not Ace. 1 48 Application Denied 2 88 Total Applications 11 292 Percent Denied 18.18% 30.14% Total Applications 109 3,599 Percent Denied 15.60% 14.03% Population by Race/Ethnicity for Split Tracts in Orange County Source: 2000 Census of Population and Housing, Summary File 1 County Code: 059 County Name: Orange Not Hispanic or Latino ack or American Native :African Indian and Hawaiian and Two or Place Census Total White erican Alaska Asian Other Pacific Some Other More Hispanic Percent Name Tract Population Alone, Alone, Native Alone, Alone, Islander Alone, Race Alone, Races, or Latino Minority Aliso Viejo CDP 0626.47 741 457 14 3 144 0 0 28 95 38.33% Aliso Viejo CDP 0626.36 3,698 2,489 112 16 394 6 15 103 563 32.69% Aliso Viejo CDP 0423.20 3,340 2,262 64 11 234 7 18 110 634 32.28% Aliso Viejo CDP 0626.25 1,378 946 30 1 127 0 1 37 236 31.35% Aliso Viejo CDP 0626.39 6,241 4,369 142 16 701 10 7 260 736 30.00% Aliso Viejo CDP 0626.38 4,389 3,114 97 15 540 11 4 161 447 29.05% Aliso Viejo CDP 0626.35 3,814 2,740 51 14 436 5 16 119 433 28.16% Aliso Viejo CDP 0626.37 2,793 2,029 67 2 216 9 9 151 310 27.35% Aliso Viejo CDP 0626.40 3,548 2,606 54 14 353 17 7 121 376 26.55% Aliso Viejo CDP 0626.34 5,578 4,104 76 9 723 4 9 198 455 26.43% Aliso Viejo CDP 0626.33 3,648 2,715 63 4 420 8 12 117 309 25.58% Aliso Viejo CDP 0626.41 959 730 20 2 79 1 4 38 85 23.88% Aliso Viejo CDP 0423.33 39 38 0 0 0 0 0 0 1 2.56% Aliso Viejo CDP 0423.19 0 0 0 0 0 0 0 0 0 0.00% Aliso Viejo CDP 0423.25 0 0 0 0 0 0 0 0 0 0.00% Aliso Viejo CDP 0626.20 0 0 0 0 0 0 0 0 0 0.00% Aliso Viejo CDP 0626.32 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 1104.01 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0865.02 6,678 510 34 24 77 1 1 36 5,995 92.36% Anaheim city 0874.04 3,785 323 34 14 53 9 0 14 3,338 91.47% Anaheim city 0117.20 2,196 227 24 5 53 10 8 42 1,827 89.66% Anaheim city 0874.05 6,649 716 101 20 235 16 4 53 5,504 89.23% Anaheim city 0875.04 8,248 1,038 106 35 587 22 0 118 6,342 87.42% Anaheim city 0866.01 9,872 1,255 247 26 455 29 13 101 7,746 87.29% Anaheim city 0874.03 3,735 531 21 9 92 2 0 21 3,059 85.78% Anaheim city 0873.00 10,041 1,502 216 23 716 16 3 137 7,428 85.04% Anaheim city 0865.01 4,748 732 36 16 79 1 2 39 3,843 84.58% Anaheim city 0864.05 6,699 1,150 100 8 288 10 17 59 5,067 82.83% Anaheim city 0864.04 6,217 1,121 57 24 585 5 6 72 4,347 81.97% Anaheim city 0884.02 840 157 31 11 74 19 3 18 527 81.31% Anaheim city 0117.14 302 58 0 3 9 0 0 5 227 80.79% Anaheim city 0878.03 1,621 320 59 3 157 22 8 40 1,012 80.26% Anaheim city 0875.01 5,950 1,214 79 8 442 3 4 65 4,135 79.60% Anaheim city 0871.02 5,862 1,279 311 11 1,237 44 5 159 2,816 78.18% Anaheim city 0116.02 2,456 543 27 10 30 1 1 30 1,814 77.89°% Anaheim city 0875.03 6,656 1,563 143 19 466 30 3 105 4,327 76.52% Anaheim city 0866.02 6,177 1,521 226 23 538 22 8 119 3,720 75.38% Anaheim city 0867.02 6,646 1,645 289 7 663 51 13 237 3,741 75.25% Anaheim city 0117.22 2,671 672 66 13 331 1 0 35 1,553 74.84% Anaheim city 0863.01 6,930 1,801 68 25 458 6 8 82 4,482 74,01% Anaheim city 1104.02 1,710 453 12 6 117 20 3 38 1,061 73.51% Anaheim city 088,CO3 3,481 931 147 10 481 4 2 74 1,832 73.25% Anaheim city 0874.01 3,058 859 40 11 84 12 2 51 1,999 71.91% Anaheim city 0871.06 4,990 1,422 83 42 515 12 2 49 2,865 71.50% Anaheim city 0876.01 5,157 1,543 101 18 629 5 12 113 2,736 70.08% Anaheim -city 0864.02 5,336 1,731 67 23 402 25 8 89 2,991 67.56% Anaheim city 1102.02 4,439 1,445 270 14 84-1 42 11 182 1,634 67.459/6 Anaheim city 0871.01 3,414 1,114 157 13 954 15 . 13 . VA _ 1,020- 87.37% Anaheim city 0668.02 5,359 1,789 173 16 918 15 5 117 2,326 66.62% Anaheim city 0877.03 549 184 8 6 144 0 0 16 191 66.48% Anaheim city 0870.01 5,403 1,819 207 35 715 35 3 111 2,478 66.33% Anaheim city 0869.01 8,978 3,053 366 27 1,219 183 22 249 3,859 65.99% Anaheim city 0762.02 1,561 549 43 7 156 30 3 61 712 64.83% Anaheim city 0867.01 8,177 2,-880 173 24 1,190 12 14 177 3,707 64.78% Anaheim city 0872.00 7,371 2,605 205 33 485 8 10 151 3,874 64.66% Anaheim city 0878.05 2,126 766 77 6 325 3 9 104 836 63.97% Anaheim city 0864.06 4,019 1,460 88 24 412 11 10 91 1,923 63.67% Anaheim city 0876.02 7,076 2,643 118 17 1,072 15 12 186 3,013 62.650/a Anaheim city 0869.03 6,014 2,254 185 21 930 93 5 178 2,348 62.52% Anaheim city 0871.05 4,507 1,712 117 13 776 37 5 118 1,729 62.01% Anaheim city 1102.01 629 253 47 0 154 0 0 21 154 59.78% Anaheim city 0870.02 6,714 2,774 259 22 1,113 38 7 316 2,185 58.68% 0 9 0 Anaheim city 0871.03 7,631 3,188 144 30 1,541 33 25 198 2,472 58.22% Anaheim city 0877.04 4,734 1,983 82 16 933 15 9 116 1,580 58.11% Anaheim city 0864.07 5,957 2,530 229 8 589 18 7 131 2,445 57.53% Anaheim city 0868.03 6,370 2,743 434 27 1,165 14 4 253 1,730 56.94% Anaheim city 0877.01 3,405 1,565 74 3 706 15 0 76 966 54.04% Anaheim city 0863.03 4,546 2,125 126 23 615 15 7 117 1,518 53.26% Anaheim city 0863.04 4,532 2,135 96 20 448 6 1 110 1,716 52.89% Anaheim city 0863.06 3,570 1,690 96 15 472 15 4 120 1,158 52.66%, Anaheim city 0878.06 1,401 671 16 10 169 15 3 74 443 52.11% Anaheim city 0869.02 4,921 2,409 202 18 866 63 7 159 1,197 51.05% Anaheim city 0761.02 991 493 28 6 54 1 2 21 386 50.25% Anaheim city 0868.01 1,363 682 37 3 208 8 4 23 398 49.96% Anaheim city 0878.02 1,297 685 32 5 180 5 2 36 352 47.19% Anaheim city 0878.01 1,064 573 22 0 113 10 3 39 304 46.15% Anaheim city 0218.13 11 6 0 0 0 0 0 0 5 45.45% Anaheim city 1102.03 2,483 1,376 87 11 401 12 4 80 512 44.58% Anaheim city 0863.05 3,730 2,085 40 10 520 8 1 88 978 44.10% Anaheim city 0219.24 4,373 2,499 97 4 1,123 0 6 158 486 42.85% Anaheim city 0219.03 3,965 2,281 79 6 546 19 4 130 900 42.47% Anaheim city 0883.02 1,138 657 42 5 169 5 0 21 239 42.27% Anaheim city 0219.23 5,864 3,705 137 5 1,174 10 12 186 635 36.82% Anaheim city 0219.22 4,581 2,916 75 14 872 5 11 150 538 36.35% Anaheim city 0218.12 5,246 3,379 124 16 576 7 23 147 974 35.59% Anaheim city 0219.21 4,520 2,942 70 5 952 8 13 119 411 34.91% Anaheim city 0219.15 3,943 2,618 53 10 752 3 5 122 380 33.60% Anaheim city 0758.13 404 277 3 0 73 0 0 16 35 31.44% Anaheim city 0219.05 5,216 3,696 97 14 597 4 3 108 697 29.14% Anaheim city 0218.07 3,822 2,737 57 16 235 3 5 87 682 28.39% Anaheim city 0219.20 5,338 3,929 64 14 769 6 9 125 422 26.40% Anaheim city 0219.19 2,767 2;037 27 6 289 3 11 88 306 26.38% Anaheim city 0219.16 3,784 2,878 51 4 555 2 7 101 186 23.94% Anaheim city 0218.21 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0218.26 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0219.12 0 0 0 0 0 0 0 0 0 0.006/. Anaheim city 0761.01 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0762.01 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0762.04 0 0 0 0 0 0 0 0 0 0.00% Brea city 0117.07 0 0 0 0 0 0 0 0 0 0.00% Brea city 0014.04 388 193 15 0 62 0 2 19 97 50.26% Brea city 0117.09 2 1 0 0 0 0 0 0 1 50.00% Brea city 0015.04 4,459 2,262 36 16 251 6 1 121 1,766 4927% Brea city 0015.03 4,207 2,439 38 6 174 11 4 67 1,468 42.03% Brea city 0015.07 4,290 2,846 86 16 431 4 23 132 752 33.66% Brea city 0218.14 6,997 4,833 123 27 973 2 12 170 857 30.93% Brea city 0015.06 4,312 2,980 38 12 551 14 3 125 589 30.89% Brea city 0015.05 1,956 1,357 10 12 65 1 1 47 463 30.62% Brea city 0015.01 5,429 3,930 51 15 545 22 3 98 765 27.61% Brea city 0014.03 1,693 1,306 4 4 62 9 4 36 268 22.86% Brea city 0117.17 458 379 1 2 19 0 0 8 49 17.25% Brea city 0218.15 1,219 1,015 7 1 51 2 4 9 130 16.74% Buena Park city 1101.02 0 0 0 0 0 0 0 0 0 0.00% Buena Park city 1101.15 0 0 0 0 0 0 0 0 0 0.00% Buena Park city 1106.06 4,841 798 249 18 860 10 6 95 2,805 83.52°/a Buena Park city 1105.00 8,599 1,843 417 40 1,382 61 16 177 4,663 78.57% Buena Park city 1106.03 8,573 1,889 434 41 1 A41 28 16 189 4,535 77.97% Buena Park city 0018.01 1,242 375 126 3 268 2 4 32 432 69.81% Buena Park city 1104.02 3,589 1,196 129 5 543 23 7 111 1,575 66.68% Buena Park city 0868.03 914 335 46 1 350 10 8 25 139 63.35% Buena -Park city 1103.02 5,944 2,193 87 20 1,188 31 11 159 2,255 63.11% Buena Park city 1106.07 3,434 1,315 91 21 789 15 15 114 1,074 61.71% Buena -Park city t106.04 6,B63 3,000 223 16 2,460 8 9 252 895 5629% Buena Park city 1103.04 4,108 1,938 58 14 1,128 21 4 158 787 52.82% Buena Park city 1101.10 1,615 763 67 4 317 22 3 52 387 52.76% Buena Park city 1102.01 6,377 3,024 278 29 1,178 28 19 174 1,647 52.58% Buena Park city 1103103 4,862 2,339 186 14 1,125 22 5 151 1,020 51.89% Buena Park city 1103.01 5,034 2,449 173 35 1,078 21 14 184 1,080 51.35% Buena Park city 1102.02 3,022 1,488 63 15 858 12 10 72 504 50.76% Buena Park city 0868.01 1,751 863 33 2 344 11 0 49 449 50.71% Buena Park city 1104.01 4,634 2,294 115 20 644 22 6 99 1,434 50.50% Buena Park city 1102.03 2,880 1,783 51 17 385 11 1 92 540 38,09% Costa Mesa city 0755.15 0 0 0 0 0 0 0 0 0 0.00% Costa Mesa city 0992.40 0 0 0 0 0 0 0 0 0 0.00% Costa Mesa city 0637.01 6,692 1,296 60 11 189 20 12 76 5,028 80,63% Costa Mesa city 0636.05 5,621 1,246 50 11 93 1 3 68 4,149 77.83% Costa Mesa city 0638.08 6,753 1,598 67 13 221 74 13 85 4,682 76.34% Costa Mesa city 0626.10 3 1 0 0 1 0 0 1 0 66.67% Costa Mesa city 0636.04 3,983 1,575 38 5 107 4 5 62 2,187 60.46% Costa Mesa city 0639.04 5,009 2,125 30 21 - 704 186 7 96 1,840 57.58% Costa Mesa city 0637.02 5,592 2,435 59 20 263 21 6 120 2,668 56.46% Costa Mesa city 0639.06 6,777 3,429 109 18 339 42 18 176 2,646 49.40% Costa Mesa city 0639.03 4,078 2,072 45 7 678 30 7 116 1,123 49.19% Costa Mesa city 0639.08 5,689 3,156 158 24 1,035 16 12 235 1,053 44.52% Costa Mesa city 0639.02 6,688 3,776 116 9 892 44 19 166 1,666 43.54% Costa Mesa city 0636.01 3,044 1,998 14 22 80 20 2 88 820 34.36% Costa Mesa city 0638.07 5,237 3,439 177 1 570 7 7 133 903 34.33% Costa Mesa city 0638.03 4,650 3,057 29 24 124 15 7 106 1,288 34.26% Costa Mesa city 0639.07 5,068 3,362 96 2 779 26 13 229 571 33.86% Costa Mesa city 0631.01 302 214 3 2 25 0 0 6 52 29.14% Costa Mesa city 0639.05 4,242 3,200 56 22 290 8 4 118 544 24.56% Costa Mesa city 0632.02 3,510 2,722 11 16 72 7 10 77 595 22.45% Costa Mesa city 0638.02 2,894 2,261 16 11 147 11 10 84 354 21.87% Costa Mesa city 0638.06 3,656 2,889 26 17 185 18 12 98 411 20.98% Costa Mesa city 0632.01 3,611 2,910 32 16 148 10 12 82 401 19.41 % Costa Mesa city 0638.05 2,329 1,896 27 8 121 9 4 52 212 18.59% Costa Mesa city 0636.03 49 40 0 0 0 0 0 2 7 18.37% Costa Mesa city 0631.02 5,200 4,245 44 23 179 12 6 98 593 18.37% Costa Mesa city 0633.01 3,049 2,506 33 11 88 11 19 65 316 17.81 % Costa Mesa city 0633.02 3,986 3,452 13 10 77 9 9 75 341 13.40% Costa Mesa city 0631.03 1,012 888 4 5 14 0 3 25 73 12.25% Coto de Caza CDP 0320.55 0 0 0 0 0 0 0 0 0 0.00% Coto de Caza CDP 0320.45 2,915 2,278 21 5 169 4 9 96 333 21.85% Coto de Caza CDP 0320.46 4,086 3,527 34 2 215 12 0 68 228 13.68% Coto de Caza CDP 0320.44 62056 5,293 37 10 279 2 16 112 307 12.60% Cypress city 1100.16 0 0 0 0 0 0 0 0 0 0.00% Cypress city 1101.18 2,791 944 115 1 1,441 1 8 78 203 66.18% Cypress city 1101.02 1,153 393 19 6 422 1 6 27 279 65.92% Cypress city 1102.02 296 122 20 0 111 0 0 12 31 58.78% Cypress city 1101.10 4,089 2,041 127 18 540 28 12 108 1,215 50.09% Cypress city 1101.13 1,776 947 23 6 434 6 3 69 288 46.68% Cypress city 1101.04 5,765 3,197 231 26 1,236 20 10 145 900 44.54% Cypress city 1100.10 2,777 1,581 29 9 746 9 5 106 292 43.07% Cypress city 1101.09 4,680 2,669 122 21 1,032 10 27 131 668 42.97% Cypress city 1101.11 5,148 2,998 151 29 886 20 4 125 935 41.76% Cypress city 1101.17 5,606 3,391 236 11 1,019 14 14 152 769 39.51% Cypress city 1100.01 1,007 638 16 5 225 1 0 17 105 36.64% Cypress city 1101.14 4,837 3,179 74 19 582 11 9 181 782 34.28% Cypress city 1101.06 3,556 2,395 57 13 414 31 12 100 534 32.65% Cypress city 1100.11 2,748 1,905 31 12 476 12 2 76 234 30.68% Dana Point city 0421.06 0 0 0 0 0 0 0 0 0 0.00% Dana Point city 0423.13 7,223 4,501 52 24 138 11 7 127 2,363 37.69% Dana Point city 0423.39 3,477 2,612 38 11 100 12 4 57 643 24.88% Dana Point city 0422.01 5,241 4,080 29 26 115 2 11 95 883 22.15% Dana Point city 0422.05 1,344 1,063 6 5 24 0 1 31 214 20.91% Dana Point city 0423.10 2,051 1,689 9 6 37 1 0 45 264 17.65% Dana Point city 0423.11 3,177 2,686 21 16 128 2 11 67 246 15.45°!a Dana Point city 0423.38 4,814 4,147 26 10 158 1 6 101 365 13.86% Dana Point city 0423.24 1,731 1,505 14 1 76 0 8 28 99 13.06% Dana Point city 0423.23 4,717 4,168 40 20 74 2 25 83 305 11.64% Dana Point city 0422.06 897 802 14 4 22 0 3 12 40 10.59% Dana Point city 0423.05 438 405 3 0 2 0 0 10 18 7.53% Foothill Ranch CDP 0524.22 1,209 767 52 1 198 0 2 33 156 36.56% Foothill Ranch CDP 0524.27 5,104 3,459 74 13 780 11 7 215 545 32.23% Foothill Ranch CDP 0524.26 4,586 3,217 73 7 629 17 8 153 482 29.85% Fountain Valley city 0992.04 583 196 6 0 337 _ 4 - 3 . 4 _ 33 66.3B% fountain Valley city 0992.02 685 336 16 4 275 9 6 31 208 62.03% Fountain Valley city 0992.27 5,563 2,287 111 7 2,028 25 15 162 928 58.89% Fountain Valley city 0992.23 597 260 4 3 281 0 0 16 33 56.45% Fountain Valley city 0992.26 3,925 1,716 32 5 1,664 22 13 123 350 56.28% Fountain Valley city 0992.51 5,187 2,496 105 24 1,357 23 17 184 981 51.88% Fountain Valley city 0992.03 860 461 10 3 253 6 0 19 108 46.40% Fountain Valley city 0992.24 3,414 1,965 27 11 1,006 29 2 83 291 42.44% Fountain Valley city 0992.25 3,375 1,973 27 4 1,005 14 5 107 240 41.54% Fountain Valley city 0992.29 5,719 3,396 76 24 1,260 15 9 218 721 40.62% Fountain Valley city 0992.50 2,950 1,821 49 19 619 4 11 115 312 38.27% Fountain Valley city 0992.33 3,347 2,131 7 8 794 9 6 133 259 36.33% Fountain Valley city 0992.34 3,034 1,962 21 11 657 2 8 104 269 35.33% Fountain Valley city 0992.31 5,693 4,010 33 10 1,080 7 2 159 392 29.56% Fountain Valley city 0992.32 5,442 3,888 26 11 915 17 14 181 390 28.56% 0 9 0 Fountain Valley city 0992.30 4,404 3,246 34 27 569 16 18 139 355 26.29% Fullerton city 0014.04 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 0868.01 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 0868.02 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 1104.01 0 0 0 0 0 .0 0 0 0 0.00% Fullerton city 0116.02 3,306 447 86 9 93 2 0 23 2,646 86.48% Fullerton city 0867.01 139 28 8 2 7 0 2 2 90 79.86% Fullerton city 0116.01 8,292 1,840 249 37 625 11 6 202 5,322 77.81% Fullerton city 0017.07 3,914 1,062 35 3 2,503 3 2 82 224 72.87% Fullerton city 1106.05 6,787 1,952 62 7 4,122 2 12 110 520 71.24% Fullerton city 0018.01 3,879 1,117 166 24 506 4 10 90 1,962 71.20% Fullerton city 0117.11 5,953 1,849 166 11 582 12 16 141 3,176 68.94% Fullerton city 0018.02 7,400 2,398 246 27 658 34 18 194 3,825 67.59% Fullerton city 0117.12 544 184 23 4 159 0 3 18 153 66.18% Fullerton city 0111.02 4,528 1,560 109 16 512 11 7 100 2,213 65.55% Fullerton city 0115.02 4,007 1,725 102 24 480 14 6 99 1,557 56.95% Fullerton city 0019.03 2,926 1,270 78 14 444 8 6 67 1,039 56.60% Fullerton city 0017.08 1,439 633 3 0 700 2 3 18 80 56.01% Fullerton city 0111.01 3,972 1,796 83 11 308 4 5 65 1,700 54.78% Fullerton city 0114.03 5,655 2,589 83 27 297 12 7 110 2,530 54.22% Fullerton city 0019.01 2,703 1,298 43 3 272 12 8 56 1,011 51.98% Fullerton city 0019.02 2,927 1,463 72 13 344 12 16 63 944 50.02% Fullerton city 0115.04 5,335 2,710 291 25 1,114 21 14 217 943 49.20% Fullerton city 0017.04 2,890 1,493 43 7 1,018 5 6 66 252 48.34% Fullerton city 0117.08 3,720 1,945 140 15 623 12 8 151 826 47.72% Fullerton city 0110.00 6,502 3,926 129 23 680 14 4 130 1,596 39.62% Fullerton city 0112.00 3,991 2,504 40 21 247 4 12 79 1,084 37.26% Fullerton city 0017.05 936 589 8 1 205 1 1 36 95 37.07% Fullerton city 0113.00 3,759 2,556 57 19 236 4 2 98 787 32.00% Fullerton city 0015.05 4,476 3,083 68 8 629 13 2 102 571 31.12% Fullerton city 01 TN 4,379 3,119 66 14 492 7 16 114 551 28.77% Fullerton city 0114.01 2,128 1,519 37 12 117 6 5 45 387 28.62% Fullerton city 0016.01 6,573 4,865 64 15 678 9 13 125 804 25.99% Fullerton city 0115.03 1,777 1,317 17 4 156• 5 2 40 236 25.89% Fullerton city 0016.02 4,292 3,200 40 3 581 1 13 98 356 25.44% Fullerton city 0017.06 3,716 2,814 33 3 586 4 1 64 211 24.27% Fullerton city 0114.02 2,277 1,839 15 2 121 2 11 48 239 19.24% Fullerton city 0015.03 881 730 13 0 35 0 0 19 84 17.14% Garden Grove city 0879.01 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0881.01 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0998.01 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.02 0 0 0 0 0 0, 0 0 0 0.00% Garden Grove city 0999.03 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.05 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.06 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0891.04 3,687 244 26 5 642 5 0 31 2,734 93.38% Garden Grove city 0890.03 3,808 436 84 4 1,155 37 1 82 2,009 88.55% Garden Grove city 0889.03 6,656 1,009 38 12 4,102 53 12 137 1,293 84.8401, Garden Grove city 0891.02 4,418 795 41 11 792 42 2 74 2,661 82.01 % Garden Grove city 0891.06 3,784 689 32 7 680 12 3 44 2,317 81.79% Garden Grove city 0889.02 5,136 959 34 14 2,601 82 4 79 1,363 81.33% Garden Grove city 0888.01 8,206 1,547 108 17 4,701 53 8 179 1,593 81.15% Garden Grove city 0878.06 150 31 10 0 13 12 0 6 78 79.33% Garden Grove city 0889.04 667 144 0 0 436 5 7 6 69 78.41 % Garden Grove city 0761.03 7,423 1,618 163 45 1,831 66 8 135 3,557 78.20% Garden Grove city 0889.01 6,375 1,422 87 15 3,251 23 6 160 1,411 77.69% Garden Grove city 0891.07' 3,408 770 31 8 1,020 20 5 30 1,524 77.41% Garden Grove city 0887.01 6,314 1,433 61 22 2,635 41 2 133 1,987 77.30% Garden Grove city 0888.02 5,492 1,307 72 5 2,312 28 2 110 1,656 76.20% Garden Grove city 0887.02 5,459 1,305 16 8 2,549 21 9_ 142 _ 1,409 _ _ 76.09% Garderr-Grovecity_ -0884.03 3,033 733 31 15 511 26 3 73 1,641 75.83% Garden Grove city 0885.02 5,023 1,252 54 14 1,003 42 6 89 2,563 75.07% Garden Grove city 0886.01 5,732 1,468 63 14 2,•163 32 4 99 1,889 74.39% Garden Grove city 0885.01 6,584 1,712 71 23 1,368 43 16 116 3,235 74.00% Garden Grove city 0881.07 5,866 1,557 39 35 2,699 9 13 198 1,316 73A6% Garden Grove city 0884.02 4,056 1,091 49 18 741 39 1 47 2,070 73.10% Garden Grove city 0992.03 1,928 534 14 7 956 7 3 43 364 72.30% Garden Grove city 0881.06 1,271 381 9 2 532 22 0 30 295 70.02% Garden Grove city 0890.01 25 8 6 0 4 0 0 0 7 68.00% Garden Grove city 0879.02 124 41 7 0 56 0 0 2 18 66.94% Garden Grove city 0886.02 4,479 1,569 66 30 1,307 28 4 73 1,402 64.97% Garden Grove city 0881.04 758 292 31 3 195 3 1 21 212 61.48% Garden Grove city 0880.01 4,704 1,835 58 15 1,213 42 6 126 1,409 60.99% Garden Grove city 0881.05 3,839 1,501 38 10 1,179 13 5 79 1,014 60.90% • 9 0 Garden Grove city 0884.01 4,903 2,061 37 10 1,011 31 3 90 1,660 57.96% Garden Grove city 0882.03 4,648 1,962 125 14 1,160 16 6 120 1,245 57.79% Garden Grove city 0883.01 5,991 2,544 61 30 1,154 43 2 145 2,012 57.54% Garden Grove city 0880.02 3,544 1,594 48 12 970 21 9 110 780 55.02% Garden Grove city 0882.01 3,661 1,687 40 18 605 3 3 65 1,240 53.92% Garden Grove city 0882.02 21869 1,377 45 15 665 16 1 71 679 52.00% Garden Grove city 0883.02 4,092 2,093 30 9 1,019 13 16 50 862 48.85% Garden Grove city 0875.03 454 242 0 1 54 2 1 14 140 46.70% Garden Grove city 0876.02 278 159 0 0 35 2 0 2 80 42.81 % Garden Grove city 1100.10 1,817 1,306 25 3 207 9 5 42 220 28.12% Garden Grove city 1100.01 3,539 2,612 48 8 271 14 5 103 478 26.19% Garden Grove city 1100.03 3,175 2,361 19 11 324 7 2 98 353 25.64% Garden Grove city 1100.05 3,159 2,443 26 10 257 5 5 100 313, 22.67% Garden Grove city 1100.04 4,661 3,611 30 23 424 7 21 95 450 22.53% Huntington Beach city 0994.02 8,726 2,055 60 39 468 3 2 126 5,973 76.45% Huntington Beach city 0992.41 1,619 833 27 4 415 1 4 49 286 48.55% Huntington Beach city 0992.42 3,757 1,984 35 18 628 6 1 106 979 47.19% Huntington Beach city 0994.11 5,615 3,006 93 19 643 23 10 165 1,656 46.46% Huntington Beach city 0994.10 4,234 2,438 80 28 646 32 7 174 829 42.42% Huntington Beach,city 0992.12 5,061 2,952 64 26 721 19 9 148 1,122 41.67% Huntington Beach city 0997.03 383 248 11 5 61 1 0 18 39 35.25% Huntington Beach city 0993.05 7,440 4,926 42 44 350 23 10 158 1,887 33.79% Huntington Beach city 0994.13 7,583 5,091 68 41 1,091 22 9 215 1,046 32.86% Huntington Beach city 0996.05 3,723 2,590 30 3 582 8 1 113 396 30.43% Huntington Beach city 0992.15 5,459 3,805 39 25 500 19 12 167 892 30.30% Huntington Beach city 0992.46 3,783 2,676 28 11 689 10 5 111 253 29.26% Huntington Beach city 0996.02 2,054 1,461 15 4 247 10 7 74 236 28.87% Huntington Beach -city 0994.05 4,427 3,173 37 13 432 10 18 138 606 28.33% Huntington Beach city 0996.03 2,929 2,131 12 11 327 9 4 69 366 27.24% Huntington Beach city 0997.02 371 270 0 2 44 1 2 7 45 27.22% Huntington Beach city 0994.06 4,435 3,248 53 6 500 9 9 93 517 26.76% Huntington Beach city 0992.38 4,103 3,032 23 17 603 13 5 167 243 26.10% Huntington Beach city 0992.35 4,686 3,465 34 25 398 5 4 134 621 26.06% Huntington Beach city 0996.04 3,735 2,762 28 31 432 7 1 123 351 26.05% Huntington Beach city 0995.08 4,661 3,450 26 20 168 16 14 120 847 25.98% Huntington Beach city 0992.16 4,076 3,076 28 21 360 8 2 121 460 24.53% Huntington Beach city 0994.16 4,592 3,502 44 19 296 7 2 142 580 23.74% Huntington Beach city 0992.45 3,067 2,345 29 11 291 7 11 83 290 23.54% Huntington Beach city 0994.12 4,670 3,596 53 10 362 16 18 112 503 23.00% Huntington Beach city 0992.39 4,013 3,099 20 16 517 11 8 99 243 22.78% Huntington Beach city 0992.37 3,524 2,727 15 10 358 4 5 89 316 22.62% Huntington Beach city 0992.14 3,426 2,654 29 11 277 6 8 82 359 22.53% Huntington Beach city 0993.08 4,818 3,764 27 10 697 0 7 59 254 21.88% Huntington Beach city 0994.08 3,184 2,494 18 15 211 8 5 83 350 21.67% Huntington Beach city 099415 5,494 4,380 9 10 619 4 2 170 300 20.28% Huntington Beach city 0992AO 5,162 4,127 26 18 395 19 12 150 415 20.05% Huntington Beach city 0994.04 4,723 3,777 28 19 322 6 12 127 432 20.03% Huntington Beach city 0993,10 4,492 3,603 20 36 228 11 4 170 420 19.79% Huntington Beach city 0994.17 3,802 3,050 33 9 299 5 3 96 307 19.78% Huntington Beach city 0994.07 2,491 1,999 17 18 174 5 1 80 197 19.75% Huntington Beach city 0992.20 5,421 4,354 31 19 232 14 9 203 559 19.68% Huntington Beach city 0993:06 5,931 4,767 24 37 255 12 24 171 641 19.63°% Huntington Beach city 0992.43 4,106 3,319 19 14 296 2 2 95 359 19.17% Huntington Beach city 0993.07 2,377 1,940 27 15 116 10 3 45 221 18.38% Huntington Beach city 0993.11 3,818 3,127 12 18 144 15 8 118 376 18.10% Huntington Beach city 0995.14 5,821 4,826 23 5 538 5 22 112 290 17.09% Huntington Beach city 0992.17 2,441 2,034 14 8 161 1 1 50 172 16.67% Huntington Beach city 0995.13 1,950 1,661 6 5 117 1 5 37 118 14.82% Huntington Beach city 0993.09 3,565 3,043 14 12 156 6 3 72 259 14.64% Huntington Beach city 0992.44 3,846 3,377 12 19 178 2 a- 68 - - -187 12.19-0/, -- Irvine-city- 0525.02-- 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0524.04 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0525.24 0 0 0 0 0 0 0 0 0 0.00% Irvine city 062621 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0525.18 3 0 0 0 0 0 0 3 0 100.00% Irvine city 062626 2,672 928 35 2 1,356 3 12 136 200 65.27% Irvine city 0626.14 11,539 4,648 253 10 4,929 12 69 419 1,199 59.72% Irvine city 0525.15 6,889 2,785 99 3 3,151 12 26 381 432 59.57% Irvine city 052527 7,681 3,646 123 11 2,962 3 14 327 595 52.53% Irvine city 052522 4,055 1,928 44 3 1,633 8 13 204 222 52.45% Irvine city 0626.11 3,739 1,810 76 4 1,296 11 10 197 335 51.59% Irvine city 0525.21 4,539 2,214 185 8 1,373 7 7 254 491 51.22% Irvine city 0524.20 7,428 3,713 49 3 2-,889 5 5 326 438 50.01% Irvinecity 0525.23 4,090 Z061 48 4 1,510 4 18 172 273 49.61% 0 0 i0 Irvine city 0626.27 3,153 1,599 23 4 1,158 7 4 124 234 49.29% Irvine city 0524.18 2,991 1,559 108 6 812 3 2 162 339 47.88% Irvine city 0526.05 5,100 2,769 73 10 1,439 12 9 171 617 45.71% Irvine city 0525.26 4,394 2,458 46 3 1,259 6 3 141 478 44.06% Irvine city 0525.25 7,617 4,383 70 12 2,334 5 12 272 529 42.46% Irvine city 0755.15 596 346 25 0 147 1 0 31 46 41.95% Irvine city 0626.10 1,476 868 38 5 244 1 9 170 141 41.19% Irvine city 0525.17 4,817 2,838 100. 5 1,249 7 25 224 369 41.08% Irvine city 0626.28 3,374 2,056 75 7 951 3 10 106 166 39.06% Irvine city 0525.28 3,400 2,087 46 2 887 1 1 140 236 38.62% Irvine city 0525.19 4,190 2,585 73 7 869 10 8 235 403 38.31% Irvine city 0525.14 5,290 3,358 60 8 1,229 9 7 246 373 36.52% Irvine city 0524.17 5,768 3,686 50 5 1,469 10 16 149 383 36.10% Irvine city 0525.13 5,829 3,922 55 14. 1,219 10 2 174 433 32.72% Irvine city 0626.12 7,201 4,963 58 1 1,473 11 17 251 427 31.08% Irvine city 0525.20 3,517 2,452 18 3 739 3 8 104 190 30.28% Irvine city 0525.11 5,878 4,218 44 7 1,110 1 22 178 298 28.24% Irvine city 0524.21 5,357 3,848 57 4 968 3 11 139 327 28.17% Irvine city 0626.29 2,695 1,949 4 6 574 0 2 78 82 27.68% Irvine city 0626.04 15 11 0 0 2 0 0 1 1 26.67% Irvine city 0525.06 2,538 1,901 26 4 383 7 8 73 136 25.10% Irvine city 0524.08 4 3 0 0 0 0 0 0 1 25.00% Irvine city 0626.31 3,541 2,712 8 0 613 2 4 117 85 23.41 % Irvine city 0626.30 1,653 1,272 8 1 278 1 5 30 58 23.05% Irvine city 0524.10 43 37 0 0 1 2 0 1 2 13.95% La Habra city 0012.01 4,974 957 40 17 211 2 0 89 3,649 80.76% La Habra city 0014.04 3,379 746 25 25 60 5 2 56 2,460 77.92% La Habra city 0013.04 3,945 912 59 16 105 10 0 45 2,798 76.88% La Habra city 0012.02 3,367 843 25 13 72 8 4 42 2,360 74.96% La Habra city 0013.03 5,750 1,861 66 14 248 3 11 87 3,460 67.63% La Habra city 0017.07 2,073 789 49 3 830 6 1 43 352 61.94% La Habra city 0011.03 4,460 1,788 69 12 148 7 8 80 2,348 59.91% La Habra city 0014.01 5,412 2,475 92 9 129 3 12 81 2,611 54.27% La Habra city 0017.05 3,423 1,679 ' 63 5 291 7 0 76 1,402 53.87% La Habra city 0014.02 5,169 2,402 72 13 188 13 28 112 2,341 53.53% La Habra city 0011.02 3,087 1,683 50 17 170 3 4 62 1,098 45.48% La Habra city 0013.01 6,183 3,518 105 20 300 12 11 94 2,123 43.10% La Habra city 0017.08 2,382 1,362 17 4 490 1 12 55 441 42.82% La Habra city 0011.01 3,262 2,002 55 9 108 0 2 73 1,013 38.63% La Habra city 0014.03 1,579 1,048 6 8 62 9 0 39 407 33.63% La Habra city 0016.01 251 172 6 2 20 0 0 5 46 31.47% La Habra city 0015.01 278 262 0 1 0 0 0 2 13 5.76% La Palma city 1101.16 4,848 1,369 200 2 2,677 21 12 99 468 71.76% La Palma city 1103.01 1,691 502 133 7 732 7 8 54 248 70.31% La Palma city 1103.04 756 275 34 4 337 1 0 12 93 63.62% La Palma c4 1101.15 3,543 1,311 171 17 1,537 2 3 85 417 63.00% La Palma city 1101.02 4,453 2,075 152 7 1,563 12 12 144 488 53.40% La Palma city 1101.11 117 60 6 0 28 0 0 1 22 48.72% Laguna Beach city 042325 0 0 0 0 0 0 0 0 0 0.00% Laguna Beach city 062623 1,255 952 43 3 54 1 0 24 178 24.14% Laguna Beach city 0626.05 3,396 2,842 23 17 64 3 6 85 356 16.31% Laguna Beach city 0626.32 4,058 3,555 31 10 104 3 9 84 262 12.40% Laguna Beach city 0626.20 5,078 4,506 30 14 98 3 5 97 325 11,26% Laguna Beach city 0626.04 2,589 2,350 17 5 58 0 3 52 104 9.23% Laguna Beach city 0423.05 3,344 3,052 20 5 58 2 4 51 152 8.73% Laguna Beach city 0626.19 4,007 3,664 19 5 50 7 9 60 193 8.56% Laguna Hills city 0626.36 0 0 0 0 0 0 0 0 0 0.00% Laguna Hills city 0626.25 1,596 246 21 5 91 1 0 24 1,208 84.59% Laguna Hills city 0423.35 2 1 0 0 0 0 0 1 0 50.00% Laguna Hills city 0626.47 1,438 874 23 2 121 _ _ 1_ 0- 32" 385- 39.22% -" - Laguna -Hills -city 842"7 7,510 4,821 101 25 766 8 16 209 1,564 35.81% Laguna Hills c4 0423.20 2,205 1,441 30 4 290 6 0 60 374 34.65% Laguna Hills city 062621 4,450 3,005 90 8 486 13 17 146 685 32.47% Laguna Hills city 0423.33 4,427 3,360 33 9 606 4 25 151 239 24.10% Laguna Hills city 0423.27 5,090 3,912 67 18 528 8 12 158 387 23.14% Laguna Hills city 0626.2Z 1,854 1,570 20 1 58 1 3 18 183 15.32% Laguna Hills city 042328 2,400 2,036 19 5 207 3 0 42 88 15.17% Laguna Hills city 0626.23 206 205 0 0 0 0 0 1 0 0.49% Laguna Niguel city 0423.20 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0423.33 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0626.33 0 0 0 0 0 0 0 0 0 0.0070 Laguna Niguel city 0626.40 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0423.30 6,388 4,347 121 8 490 2 5 241 1,174 31.95% Laguna Niguel city 0423.35 2,915 2,047 47 8 286 12 11 144 360 29.78% 9 0 0 Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Niguel city Laguna Woods city Laguna Woods city Laguna Woods city Laguna Woods city Laguna Woods city Laguna Woods city Laguna Woods city Laguna Woods city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Lake Forest city Las Flores CDP 0320.53 1,892 1,309 48 13 159 3 3 67 290 30.81 % Las Flores CDP 0320.56 3,733 2,731 57 9 412 2 7 137 378 26.84% Los Alamitos city 1100.06 0 0 0 0 0 0 0 0 0 0.00% Los Alamitos city 1100.07 2 0 1 0 0 0 0 0 1 100.00% Los Alamitos city 1101.13 355 177 8 0 76 0 1 6 87 50.14% Los Alamitos city 1100.14 4,673 2,904 222 15 533 25 11 147 816 37.86% Los Alamitos city 1101.08 2,766 1,828 70 7 286 5 1 60 509 33.91°% Los Alamitos city 1101.17 115 88 11 0 0 0 0 0 16 23.48% Los Alamitos city 1100.15 3,536 2,766 45 9 191 5 4 107 409 21.78% Los Alamitos city 1101.06 55 45 1 0 0 0 1 0 8 18.18% Los Alamitos city 1100.12 34 28 0 0 4 0 0 0 2 17.65% Mission Viejo city 0524.23 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0524.28 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0423.15 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0423.28 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0423.33 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0320.14 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0320.52 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0320.27 2,675 1,281 34 11 199 10 7 90 1,043 52.11% Mission Viejo city 0320.22 3,642 2,187 102 11 288 9 3 108 934 39.95% Mission Viejo city 0320.28 3,166 2,054 42 7 275 7 7 128 646 35.12% Mission Viejo city 0320.15 6,730 4,746 115 12 691 10 17 172 967 29.48% Mission Viejo city 0320.39 6,936 4,944 55 9 644 15 _ _5 - 226 - - 7,03& 28,72% Mission Viejo -city 0320:33 3,529 2,522 66 5 308 19 6 142 461 28.53% Mission Viejo city 0320.38 6,976 5,048 98 10 1,045 19 16 204 536 27.64°la Mission VieJo city 0320.31 3,769 2,852 31 12 283 0 6 107 478 24.33% Mission Viejo city 0320.47 2,073 1,596 32 6 117 0 0 63 259 23.01% Mission Viejo city 0320.20 6,009 4,631 52 11 374 8 21 167 745 22.93% Mission Viejo city 0320.30 3,827 2,957 26 9 260 5 4 110 456 22.73% Mission Viejo city 0320,34 5,128 3,993 64 13 509 1 8 191 349 22.13% Mission Viejo city 0320.02 6,157 4,806 62 23 370 9 7 163 717 21.94% Mission Viejo city 0320.36 3,642 2,897 22 9 206 1 3 80 424 20.46% Mission Viejo city 0320.49 787 631 29 0 57 1 2 13 54 19.82% Mission Viejo city 0320.32 3,300 2,653 11 12 204 9 4 65 342 19.61 % Mission Viejo city 0320.12 3,695 3,032 43 9 184 3 11 63 350 1T.94% Mission Viejo city 0320.03 4,979 4,103 22 2 209 13 2 97 531 17.590W Mission Viejo city 0320.40 2,890 2,409 9 5 213 1 1 47 205 16.64% 0 0 • Mission Viejo city 0320.13 3,528 2,959 39 9 137 14 4 73 293 16.13% Mission Viejo city 0320.48 2,841 2,390 28 1 207 2 4 58 151 15.87% Mission Viejo city 0320.35 2,427 2,057 28 10 116 3 7 68 138 15.25% Mission Viejo city 0320.37 4,396 3,987 22 8 189 0 3 38 149 9.30% Newport Beach city 0633.02 0 0 0 0 0 0 0 0 0 0.00% Newport Beach city 0636.04 0 0 0 0 0 0 0 0 0 0.00% Newport Beach city 0626.45 1,865 1,498 3 9 265 0 0 22 68 19.68% Newport Beach city 0636.01 618 512 6 2 24 1 0 18 55 17.15% Newport Beach city 0636.03 6,214 5,322 69 20 191 12 5 91 504 14.35% Newport Beach city 0630.10 6,495 5,632 32 15 309 2 24 90 391 13.29% Newport Beach city 0630.09 1,550 1,352 6 1 96 2 1 35 57 12.77% Newport Beach city 0626.44 6,558 5,737 39 11 398 6 6 83 278 12.52% Newport Beach city 0630.07 5,928 5,214 31 4 352 4 2 87 234 12,04% Newport Beach city 0635.00 6,191 5,480 35 10 169 11 8 105 373 11.48% Newport Beach city 0626.42 3,243 2,876 5 2 205 5 10 34 106 11.32% Newport Beach city 0630.08 868 770 7 1 45 1 1 18 25 11.29% Newport Beach city 0630.04 5,602 5,029 20 6 231 9 11 85 211 10.23% Newport Beach city 0628.00 4,732 4,269 28 13 66 12 10 68 266 9.78% Newport Beach city 0626.43 698 633 0 0 26 0 0 17 22 9.31 % Newport Beach city 0627.02 4,684 4,293 18 8 92 3 8 59 203 8.35% Newport Beach city 0630.05 1,476 1,356 15 0 63 0 0 18 24 8.13% Newport Beach city 0627.01 2,913 2,684 7 7 70 7 3 31 104 7.86% Newport Beach city 0631.03 465 430 5 0 5 0 0 4 21 7.53% Newport Beach city 0634.00 4,995 4,627 13 17 77 3 1 55 202 7.37% Newport Beach city 0630.06 3,120 2,907 13 6 66 2 0 27 99 6.83% Newport Beach city 0629.00 1,800 1,704 2 5 13 1 3 14 58 5.33% Newport Beach city 0626.10 16 16 0 0 0 0 0 0 0 0.00% Newport Beach city 0631.01 1 1 0 0 0 0. 0 0 0 0.00% Newport Coast CDP 0626.04 0 0 0 0 0 0 0 0 0 0.00% Newport Coast CDP 0626.43 2,671 1,989 6 4 482 0 2 76 112 25.53% Orange city 0219.20 0 0 0 0 0 0 0 0 0 0.00% Orange city 0219.23 0 0 0 0 0 0 0 0 0 0.00% Orange city 0753.01 0 0 0 0 0 0 0 0 0 0.00% Orange city 0864.07 0 0 0 0 0 0 0 0 0 0.00% Orange city 0524.19 0 0 0 0 0 0 0 0 0 0.00% Orange city 0524.20 0 0 0 0 0 0 0 0 0 0.00% Orange city 0762.04 5,262 1,065 28 15 393 4 1 52 3,704 79.76% Orange city 0761.03 1,216 300 16 6 160 0 0 15 719 75.33% Orange city 0761.02 5,933 1,991 262 15 1,157 27 5 112 2,364 66.449/6 Orange city 0761.01 5,264 1,963 46 10 452 15 7 113 2,658 62.71% Orange city 0758.11 3,206 1,307 15 5 171 4 3 39 1,662 59.23% Orange city 0219.13 5,170 2,109 42 16 661 15 12 79 2,236 59.21% Orange city 0758.16 3,577 1,581 127 9 402 9 3 124 1,322 55.80% Orange city 0760.00 8,288 3,910 213 34 749 25 17 151 3,189 52.82% Orange city 0758.07 4,512 2,134 44 17 364 4 5 79 1,865 52.70% Orange city 0758.12 6,604 3,185 94 21 357 13 6 118 2,810 51.77% Orange city 0219.14 3,044 1,510 50 5 120 2 2 46 1,309 50.39% Orange city 0759.01 4,461 2,213 61 14 101 13 7 73 1,979 50.39% Orange city 0758.06 5,392 2,789 71 26 384 9 3 125 1,985 4828% Orange city 0762.05 6,228 3.377 77 29 347 15 5 175 2,203 45.78% Orange city 0759.02 6,279 3,530 137 22 248 20 13 116 2,193 43.78% Orange city 0758.05 4,039 2,336 45 28 198 19 7 59 1,347 42.16% Orange city 0758.14 3,450 2,151 27 5 953 4 7 87 216 37.65% Orange city 0758.13 4,690 2,965 26 20 676 3 1 104 895 36.78% Orange city 0768.15 4,910 3,228 50 9 322 4 4 125 1,168 34.26% Orange city 0762.01 5,448 3,608 96 13 424 26 12 145 1,124 33.77% Orange city 0756.05 3,855 2,597 19 8 774 7 1 80 369 32.63% Orange city 0762.06 4,448 3,039 33 18 175 4 9 59 1,111 31.68% Orange city 0762.08 4,688 3,283 60 15 333 9 6 102 880 29.97% Orange city 0219.18 4,156 2,914 56 7 _ - 579 4 - 1- - --88- -- - 507 29:88% Orange -city 0756:04 2,622 1,854 _ 21 2 486 1 4 71 183 29.29% Orange city 0762.02 3,769 2,670 49 14 181 9 6 83 757 29.16% Orange city 0758.10 353 254 0 0 39 0 8 3 49 28.05% Orange city 0758.09 103 82 0 0 11 0 0 0 10 20.39% Orange city 0219.12 3,273 2,628 15 4 379 2 0 75 170 19.71% Orange city 0758.08 2,092 1,688 5 0 79 1 3 32 284 19.31% Orange city 0219.17 2,358 1,917 13 6 217 0 4 38 163 18.70% Orange city 0219.15 131 114 0 0 6 0 0 8 3 12.98% Placentia city 0117.14 0 0 0 0 0 0 0 0 0 0.00% Placentia city 0218.09 0 0 0 0 0 0 0 0 0 0.00% Placentia city 0117.20 5,339 335 69 19 105 1 2 23 4,785 93.73% Placentia city 0218.13 32 5 0 0 0 0 0 4 23 84.38% Placentia city 0117.21 4,654 1,283 100 32 276 13 2 94 2,854 72.43% Placentia city 0117.12 4,143 1,691 72 15 421 5 8 81 1,850 59.18% Placentia city 0117.16 4,131 1,916 67 11 1,172 4 4 72 885 53.62% Placentia city 0218.20 1,533 832 48 5 411 1 11 40 185 45.73% Placentia city 0218.21 5,258 2,857 138 32 775 10 12 132 1,302 45.66% Placentia city 0117.11 1,257 853 16 8 102 0 4 28 246 32.14% Piacentia city 0117.18 2,067 1,483 38 12 197 6 0 60 271 28.25% Placentia city 0117.15 5,331 3,850 51 17 699 9 8 109 588 27.78% Placentia city 0117.22 465 349 1 0 3 0 0 3 109 24.95% Placentia city 0117.10 3,526 2,654 43 .3 358 3 4 60 401 24.73% Placentia city 0218.10 1,544 1,169 26 6 107 4 2 33 197 24.29% Placentia city 0218.15 116 89 0 0 9 0 0 8 10 23.28% Placentia city 0117.09 4,397 3,449 34 14 357 5 4 84 450 21.56% Placentia city 0117.17 2,009 1,578 43 3 103 0 0 47 235 21.45% Placentia city 0117.08 686 574 0 0 26 4 0 13 69 16.33% Portola Hills CDP 0524.28 6,391 4,998 101 14 425 8 13 191 641 21.80% Rancho Santa Margarita city 0320.38 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.41 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.44 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.45 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.55 4,223 2,680 64 15 343 9 13 133 966 36.54% Rancho Santa Margarita city 0320.51 4,591 3,112 123 20 282 9 15 120 910 32.22% Rancho Santa Margarita city 0320.48 3,046 2,099 66 6 292 1 4 88 490 31.09% Rancho Santa Margarita city 0320.56 1,608 1,148 31 3 133 1 0 58 234 28.61% Rancho Santa Margarita city 0320.54 4,628 3,313 113 22 272 10 6 146 746 28.41 % Rancho Santa Margarita city 0320.34 1,293 926 22 1 187 0 0 33 124 28.38% Rancho Santa Margarita city 0320.50 5,143 3,758 74 18 361 26 16 170 720 26.93% Rancho Santa Margarita city 0320.49 6,322 4,781 122 12 610 9 18 178 592 24.38% Rancho Santa Margarita city 0320.53 5,947 4,695 87 16 359 9 3 168 610 21.05% Rancho Santa Margarita city 0320.42 6,126 4,961 57 16 327 16 9 167 573 19.02% Rancho Santa Margarita city 0320.43 4,287 3,659 28 2 274 0 7 143 174 14.65% Remainder of County 0014.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0117.14 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.13 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.14 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.22 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.25 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.26 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.27 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.28 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0219.20 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0219.23 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0741.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0741.08 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0748.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0755.15 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0758.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0758.10 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0762.01 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0863.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0863.05 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0863.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0864.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0884.02 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 1100.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.10 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.42 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.43 0 0 0 0 0 0 0 0 0 0.00°% Remainder of County 0626A5 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0635.00 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0636.01 0 0 0 0 0 _ 0, - _ " 0 - 0 - " - 0 - A.00%6 Remainder�of-County 0636.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0638.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0638.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0524.08 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0524.17 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0524.18 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.16 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.20 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.29 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.39 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.40 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0993.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0993.10 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0994.15 0 0 0 0 0 0 0 0 0 0.00% 0 0 0 i � • Remainder of County 0995.11 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0421.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0421.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0421.08 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0423.05 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0423.15 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0423.23 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.05 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.19 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.20 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.21 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.23 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.32 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.22 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.34 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.37 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.38 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.39 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.43 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.50 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.42 9 0 0 0 0 0 0 0 9 100.00% Remainder of County 0012.01 397 34 10 1 2 1 0 7 342 91.44% Remainder of County 0219.13 3,312 397 19 12 173 9 0 31 2,671 88.01 % Remainder of County 0992.27 . 499 75 17 3 54 0 0 13 337 84.97% Remainder of County 0878.06 1,541 251 32 6 179 12 1 28 1,032 83.71% Remainder of County 0879.02 2,065 456 19 5 413 39 0 47 1,086 77.92% Remainder of County 0320.56 58 13 0 3 0 0 0 0 42 77.59% Remainder of. County 0219.18 853 214 1 1 12 0 1 4 620 74.91% Remainder of County 0017.07 205 55 12 0 104 0 0 6 28 73.17% Remainder of County 0877.03 5,645 1,567 102 28 1,081 62 7 134 2,664 72.24% Remainder of County 0867.01 282 83 2 0 23 2 0 4 168 70.57% Remainder of County 0997.01 4,442 1,329 34 15 1,891 9 2 111 1,051 70.08% Remainder of County 0871.01 673 223 24 0 140 0 2 37 247 66.86% Remainder of County 0524.26 83 30 0 1 1 0 0 0 51 63.86% Remainder of County 0626.41 1,654 598 41 7 135 1 6 35 831 63.85% Remainder of County 0524.04 967 358 32 12 37 7 2 19 500 62.98% Remainder of County 0320.23 90 34 0 0 7 0 0 3 46 62.22% Remainder of County 0997.02 3,104 1,248 38 7 614 1 0 73 1,123 59.79% Remainder of County 0997.03 506 210 2 1 146 1 0 16 130 58.50% Remainder of County 0877.01 1,477 670 39 10 291 1 3 47 416 54.64% Remainder of County 0757.01 432 213 0 0 20 0 0 7 192 50.69% Remainder of County 0019.03 72 37 0 1 14 0 0 3 17 48.61 % Remainder of County 0878.05 354 182 0 0 59 5 0 10 98 48.59% Remainder of County 0878.01 44 23 0 0 4 0 0 1 16 47.73% Remainder of County 0218.15 25 14 3 0 0 0 0 0 8 44.00% Remainder of County 0219.24 13 8 0 0 0 0 0 0 5 38.46% Remainder of County 0011.01 1,034 652 9 7 11 1 2 16 336 36.94%, Remainder of County 1106.04 371 237 2 0 33 0 0 11 88 36.12% Remainder of County 0758.07 128 85 0 0 0 0 0 3 40 33.69% Remainder of County 0994.17 157 105 1 0 39 0 0 3 9 33.12% Remainder of County 0014.01 192 132 0 0 8 4 0 0 48 31.25% Remainder of County 0117.11 16 11 0 0 0 0 0 0 5 31,25% Remainder of County 0218.12 380 262 17 1 28 0 0 6 66 31.05% Remainder of County 0219.14 1,160 851 12 4 120 1 0 31 141 26.64% Remainder of County 0631.01 2,528 1,879 46 20 146 7 1 49 380 25.67% Remainder of County 0762.02 359 268 8 2 13 2 0 9 57 25.35% Remainder of County 0762.08 85 64 2 0 0 0 0 3 16 24.71 % Remainder of County 0423.35 858 650 18 3 70 5 0 24 88 24.24% Remainder of County 0758.08 1,134 876 14 4 36 2 0 31 171 22.75% Remainder of County 0631.02 1,089 842 7 4 36 6 2 33 _- 159 _22.681a Remainder of County -0320-.49- 967 -763 16 4 70 _ 6 1 20 87 21.10% Remainder of County 0755.06 861 681 3 0 53 1 2 8 113 20.91% Remainder of County 0320.41 1,079 855 11 7 34 1 3 16 152 20.76% Remainder of County 0015.01 40 32 0 0 0 0 0 0 8 20.00% Remainder of County 0320.52 356 285 1 0 22 0 0 13 35 19.94% Remainder of County 0117.18 658 531 5 5 41 1 1 11 63 19.30% Remainder of County 0117.15 380 307 9 0 22 0 0 10 32 19.21 % Remainder of County 0218.16 1,595 1,307 21 7 65 1 2 27 165 18.06% Remainder of County 0218.17 822 676 11 1 25 1 7 14 87 17.76% Remainder of County 0219.17 1,008 853 5 2 35 0 1 14 98 15.38% Remainder of County 0995.06 836 719 1 3 20 0 16 28 49 14.00% Remainder of County 0762.04 98 85 0 0 0 0 0 1 12 13.27% Remainder of County 0631.03 1,083 944 8 3 29 7 4 16 72 12.83% Remainder of County 0626.04 1,547 1,353 0 10 13 1 0 21 149 12.54% Remainder of County 0995.13 391 344 1 5 7 2 0 2 30 12.02% Remainder of County 0219.12 87 78 0 0 0 0 0 3 6 10.34% Remainder of County 0320.11 1,762 1,580 9 12 16 4 6 43 92 10.33% Remainder of County 0014.02 26 24 0 0 1 0 0 0 1 7.69% Remainder of County 0630.09 121 114 0 0 0 0 0 2 5 5.79% Remainder of County 0015.06 7 7 0 0 0 0 0 0 0 0.00% Remainder of County 0756.04 23 23 0 0 0 0 0 0 0 0.00% Remainder of County 0524.20 10 10 0 0 0 0 0 0 0 0.00% Remainder of County 0524.21 5 5 0 0 0 0 0 0 0 0.00% Rossmoor CDP 1100.06 2,898 2,389 27 10 196 2 10 67 197 17.56% Rossmoor CDP 1100.08 3,498 2,956 33 8 163 6 9 82 241 15.49% Rossmoor CDP 1100.07 3,902 3,317 17 11 224 2 3 79 249 14.99% San Clemente city 0422.03 0 0 0 0 0 0 0 0 0 0.00% San Clemente city 0421.07 4,536 1,969 46 22 75 4 5 87 2,328 56.59% San Clemente city 0421.08 5,934 4,133 45 37 93 14 11 151 1,450 30.35% San Clemente city 0422.05 6,050 3,831 25 8 169 1 4 95 917 24.14% San Clemente city 0421.14 3,734 2,953 31 14 121 6 1 50 558 20.92% San Clemente city 0326.23 142 113 0 7 10 0 0 0 12 20.42% San Clemente city 0421.09 5,026 4,128 55 17 232 12 2 118 462 17.87% San Clemente city 0421.12 3,762 3,139 26 8 152 9 10 75 343 16.56% San Clemente city 0421.03 7,530 6,345 32 16 91 3 13 152 878 15.74% San Clemente city 0421.13 4,483 3,875 6 20 146 7 7 82 340 13.56% San Clemente city 0421.11 5,904 5,190 39 12 151 4 0 96 412 12.09% San Clemente city 0422.06 2,127 1,900 10 4 33 1 2 28 149 10.67% San Clemente city 0422.01 200 184 0 0 0 0 0 0 16 8.00% San Clemente city 0421.06 1,508 1,395 5 2 20 1 3 14 68 7.49% San Joaquin Hills CDP 0626.45 2,959 2,489 16 2 281 4 8 61 98 15.88% San Juan Capistrano city 0421.11 0 0 0 0 0 0 0 0 0 0.00% San Juan Capistrano city 0423.12 8,415 2,256 20 68 73 2 1 76 5,919 73.19% San Juan Capistrano city 0320.22 2,649 1,393 30 12 68 2 0 62 1,082 47.41% San Juan Capistrano city 0423.10 6,629 3,808 31 53 90 13 11 129 2,494 42.56% San Juan Capistrano city 0423.15 13 9 0 0 4 0 0 0 0 30.77% San Juan Capistrano city 0423.11 2,576 1,873 8 7 46 1 0 50 591 27.29% San Juan Capistrano city 0320.23 2,503 2,138 7 8 41 2 7 40 260 14.58% San Juan Capistrano city 0422.03 7,413 6,374 45 14 207 10 4 126 633 14.02% San Juan Capistrano city 0422.05 243 210 0 0 7 0 0 4 22 13.58% San Juan Capistrano city 0320.52 2,974 2,623 10 6 98 5 3 33 196 11.80% San Juan Capistrano city 0422.01 411 400 0 1 0 0 1 0 9 2.68% Santa Ana city 0755.05 0 0 0 0 0 0 0 0 0 0.00°% Santa Ana city 0761.02 0 0 0 0 0 0 0 0 0 0.00% Santa Ana city 0755.15 7 0 0 0 0 0 0 0 7 100.00% Santa Ana city 0745.01 8,233 82 5 21 842 13 7 148 7,115 99.00% Santa Ana city 0748.06 6,154 80 161 2 74 14 13 9 5,801 98.70% Santa Ana city 0749.02 7,261 102 15 4 43 2 0 15 7,080 98.60% Santa Ana city 0744.07 3,822 55 22 0 32 0 1 11 3,701 98.56% Santa Ana city 0748.01 6,267 107 244 30 130 20 1 13 5,722 98.29% Santa Ana city 0749.01 10,129 185 50 30 272 22 8 29 9,533 98.17% Santa Ana city 0747.01 9,075 198 72 6 135 34 0 42 8,588 97.82% Santa Ana city 0748.05 6,710 156 76 15 100 27 14 24 6,298 97.68% Santa Ana city 0992.49 4,443 121 26 8 770 21 0 25 3,472 97.28% Santa Ana city 0752.01 5,948 162 71 16 240 1 2 30 5,426 97.28% Santa Ana city 0745.02 6,280 178 7 19 361 32 0 46 5,637 97.17% Santa Ana city 0746.02 9,649 284 27 5 76 14 3 18 9,222 97.06% Santa Ana city 0891.05 7,081 232 18 22 635 11 5 25 6,133 96.72% Santa Ana city 0743.00 4,415 147 5 19 15 3 0 22 4204 96.67% Santa Ana city 0750.03 8,232 299 49 42 25 0 16 28 7,773 96.37% Santa Ana city 0747.02 6,680 270 9 19 18 15 4 17 6,328 95.96% Santa Ana city 0750.04 5,779 247 29 0 44 4 2 9 5,444 95.73% Santa Ana city 0750,02 9,610 426 86 20 395 2 3 39 8,639 95.57% Santa Ana city 0744.03 6,374 298 18 19 153 4 0 21--- 5,861 . _ 95.32°/n - Santa Ana city 0741.09 4,03Z 200 13 25 270 15 1 22 3,486 95.04% Santa Ana city 0740.03 2,484 125 25 8 39 4 1 16 2,266 94.97% Santa Ana city 0742.00 9-,611 504 23 16 118 16 8 27 8,899 94.76% Santa Ana city MUM 6,137 322 98 25 139 0 11 23 5,519 94.75% Santa Ana city 0744.05 6,965 371 32 5 64 3 11 29 6,450 94.67% Santa Ana city 0741.08 5,287 313 40 13 331 37 0 38 4,515 94.08% Santa Ana city 0748.02 6,041 375 163 22 180 22 3 58 5,218 93.79% Santa Ana city 0741.02 7,428 524 110 19 696 30 9 44 5,996 92.95% Santa Ana city 0746.01 8,861 626 29 29 110 23 4 42 7,998 92.9401, Santa Ana city 0741.03 5,196 385 13 21 79 21 1 30 4,646 92.59% Santa Ana city 0748.03 9,052 702 177 26 1,409 33 4 78 6,623 92.24% Santa Ana city 0744.06 3,838 311 31 14 55 8 1 16 3,402 91.90% Santa Ana city 0891.04 2,387 205 11 5 488 14 0 14 1,650 91.41% Santa Ana city 0890.01 7,549 786 48 30 2,831 46 1 110 3,697 89.59% Santa Ana city 0890.04 7,439 812 68 5 1,596 34 6 53 4,865 89.08% Santa Ana city 0992.47 3,418 380 24 14 1,176 31 1 27 1,765 88.88% Santa Ana city 0889.03 1,938 216 7 4 674 6 0 35 996 88.85% Santa Ana city 0992.48 5,365 608 73 3 1,300 44 1 39 3,297 88.67% Santa Ana city 0740.05 7,654 1,051 103 21 1,110 26 20 85 5,238 86.27% Santa Ana city 0992.02 7,232 1,066 72 50 1,919 40 4 83 3,998 85.26% Santa Ana city 0992.03 3,177 543 21 2 1,841 24 1 47 698 82.91% Santa Ana city 0753.02 4,608 852 86 3 181 6 6 34 3,440 81.51 % Santa Ana city 0741.11 5,922 1,135 153 12 938 15 6 84 3,579 80.83% Santa Ana city 0891.02 2,536 487 28 12 390 15 2 31 1,571 80.80% Santa Ana city 0891.07 2,302 481 17 5 502 14 6 48 1,229 79.11% Santa Ana city 0751.00 10,422 2,250 258 13 336 12 11 126 7,416 78.41 % Santa Ana city 0741.10 3,826 849 89 4 1,549 9 1 70 1,255 77.81% Santa Ana city 0755.04 960 223 37 6 58 1 5 31 599 76.77% Santa Ana city 0740.06 5,522 1,354 171 22 657 20 9 147 3,142 75.48% Santa Ana city 0740.04 7,239 1,986 259 7 1,272 34 17 129 3,535 7-2.57% Santa Ana city 0753.01 5,282 1,576 145 21 405 13 4 77 3,041 70.16% Santa Ana city 0757.01 2,878 1,012 112 16 142 1 0 91 1,504 64.84% Santa Ana city 0754.03 6,022 2,277 161 23 338 28 6 97 3,092 62.19% Santa Ana city 0741.06 5,438 2,088 156 11 672 32 6 132 2,341 61.60% Santa Ana city 0754.04 6,143 2,406 164 25 313 28 10 123 3,074 60.83% Santa Ana city 0754.01 3,538 1,803 46 15 73 3 3 46 1,549 49.04% Santa Ana city 0753.03 3,430 1,913 55 6 108 5 3 41 1,299 44.23% Santa Ana city 0758.06 447 255 10 3 14 8 0 15 142 42.95% Santa Ana city 0741.07 4,526 2,598 122 14 498 24 7 135 1,128 42.60% Santa Ana city 0759.02 546 335 10 0 39 3 0 13 146 38.64% Santa Ana city 0754.05 2,686 1,691 55 11 117 6 4 54 748 37.04% Santa Ana city 0760.00 464 359 4 3 25 0 0 12 61 22.63% Seal -Beach city 1100.15 0 0 0 0 0 0 0 0 0 0.00% Seal Beach city 0995.13 0 0 0 0 0 0 0 0 0 0.00% Seal Beach city 0995.02 656 248 165 6 69 9 2 18 139 62.20% Seal Beach city 1100.08 806 608 24 0 74 0 2 29 69 24.57% Seal•Beach city 1100.12 4,842 3,698 65 5 644 11 9 96 314 23.63% Seal Beach city 0995.12 2,766 2,266 25 6 128 7 7 67 260 18.08% Seal Beach city 0995.11 3,416 2,929 12 18 126 3 1 68 259 14.26% Seal Beach city 1100.07 823 714 0 0 32 1 0 12 64 13.24% Seal Beach city 0995.04 2,511 2,198 5 5 88 4 0 67 144 12.47% Seat Beach city 0995.06 431 387 0 0 5 0 0 6 33 10.21% Seal Beach city 0995.10 4,217 3,874 16 9 111 0 0 47 160 8.13% Seal Beach city 0995.09 3,689 3,450 17 5 86 2 0 17 112 6.48% Stanton city 0878.06 2,315 250 34 4 372 14 4 37 1,600 89.20% Stanton city 0878.03 4.821 542 76 13 651 67 4 65 3,403 88.76% Stanton city 0879.02 3,794 575 55 6 550 47 1 78 2,482 84.84% Stanton city 0879.01 3,272 909 54 16 632 21 3 58 1,579 72.22% Stanton city 0878.05 4,317 1.217 54 19 435 53 1 55 2,483 71.81% Stanton city 0878.02 5,428 1,645 177 23 828 38 6 118 2,593 69.69% Stanton city 0878.01 3,782 1,550 104 28 439 18 10 180 1,453 59.02% Stanton city 0881.06 3,179 1,367 64 11 675 30 1 88 943 57.00% Stanton city 1102.03 90 41 0 0 11 0 0 3 35 54.440/a Stanton city 0881.04 3,855 1,780 49 27 792 21 14 98 1,074 53.83% Stanton city 0881.05 77 39 0 0 14 0 0 3 21 49.35016 Stanton city 0881.01 2,167 1,190 48 8 261 13 12 51 584 45.09% Stanton city 1101.13 306 190 6 0 61 0 1 13 35 37.91% Tustin city 0744.06 0 0 0 0 0 0 0 0 0 0.00% Tustin city 052420 0 0 0 0 0 0 0 0 0 0.00% Tustin city 0744.07 3,865 518 78 6 129 8 5 57 3,064 86.60% Tustin city 0744.08 5,239 916 213 24 322 17 7 76 3,664 82.52°/u Tustin city 0755.15 6,879 1,242 202 24 982 15 19 123 4,272 81.950% Tustin city 0755.14 3,923 824 127 15 424 24 5 74 2,430 79.00°% Tustin city 0755.12 3,510 1,070 95 4 730 14 3 117-__1,477 69.52°b- -- Tusti"ity - 0755.13 4,669 1,809 205 23 744 30 9 118 1,731 61.26% Tustin city 0755.07 5,372 2,328 252 26 733 22 21 201 1,789 66.66% Tustin city 0754.03 276 126 2 0 26 0 0 15 107 54.35% Tustin city 0755.05 3,513 1,856 95 21 257 20 15 88 1,161 47.17% Tustin city 0756.06 1,979 1,152 21 0 631 1 7 64 103 41.79% Tustin city 0525.24 7,019 4,232 177 7 1,550 8 10 312 723 39.71% Tustin city 0524.19 2,802 1,759 23 6 769 7 3 74 161 37.22% Tustin city 0525.02 5,819 3,738 92 13 907 6 11 157 895 35.76% Tustin city 0756.03 321 207 15 1 20 0 0 18 60 35.51% Tustin city 0757.02 103 67 0 0 23 0 0 3 10 34.95% Tustin city 0755.06 2,386 1,573 58 11 285 3 6 50 400 34.07% Tustin city 0756.07 5,683 3,747 75 . 9 1,152 10 9 172 509 34.07% Tustin city 0219.14 22 15 0 0 0 0 0 1 6 31.82% Tustin city 0757.01 1,653 1,231 29 1 158 0 3 22 209 25.53% 0 0 9 Tustin city 0755.04 2,457 1,840 26 8 166 1 12 65 339 25.11% Tustin city 0766.04 10 10 0 0 0 0 0 0 0 0.00% Tustin city 0756.05 4 4 0 0 0 0 0 0 0 0.00% Tustin Foothills CDP 0755.04 654 490 3 3 38 5 0 26 89 25.08% Tustin Foothills CDP 0756.03 3,527 2,804 28 6 174 7 20 119 369 20.50% Tustin Foothills CDP 0757.02 3,144 2,509 15 4 168 7 2 58 381 20.20% Tustin Foothills CDP 0756.04 4,926 4,015 17 7 451 6 20 92 318 18.49% Tustin Foothills CDP 0757.03 3,986 3,271 16 8 327 1 0 78 285 17.94% Tustin Foothills CDP 0757.01 1,479 1,215 9 1 53 2 3 13 183 17.85% Tustin Foothills CDP 0756.05 2,064 1,722 9 7 191 0 4 20 111 16.57% Tustin Foothills CDP 0756.06 4,264 3,582 24 16 275 3 2 61 301 15.99% Villa Park city 0219.13 0 0 0 0 0 0 0 0 0 0.00% Villa Park city 0758.13 45 27 2 0 13 0 0 0 3 40.00% Villa Park city 0758.11 105 76 5 1 5 0 0 6 12 27.62% Villa Park city 0758.14 50 37 0 0 4 0 0 7 2 26.00% Villa Park city 0758.10 2,725 2,125 26 9 380 1 0 36 148 22.02% Villa Park city 0758.09 3,027 2,386 8 12 365 1 4 67 184 21.18% Villa Park city 0758.12 47 40 0 0 2 0 0 0 5 14.89% Westminster city 0881.01 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0881.06 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0889.03 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0992.24 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0992.42 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0995.02 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0996.05 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0992.03 205 34 2 0 145 0 0 3 21 83.41% Westminster city 0889.04 5,142 899 20 3 3,491 21 0 95 613 82.52% Westminster city 0889.05 4,980 1,028 30 13 2,991 10 1 72 835 79.36% Westminster city 0997.01 1,394 293 5. 5 949 10 1 33 98 78.98% Westminster city 0998.03 5,381 1,165 33 13 2,671 9 6 87 1,397 78.35% Westminster city 0998.02 4,057 1,020 30 30 1,556 5 1 123 1,292 74.86% Westminster city 0996.01 7,336 1,955 55 9 2,415 37 4 137 2,724 73.35% Westminster city 0999.04 6,801 1,871 56 28 2,604 35 10 128 2,069 72.49% Westminster city 0889.01 388 108 7 0 259 1 0 2 11 72.16% Westminster city 0992.23 4,625 1,363 64 15 2,151 37 6 119 870 70.53% Westminster city 0999.03 5,608 1,659 32 24 1,701 52 12 92 2,036 70.42% Westminster city 0997.02 4,731 1,404 44 7 2,416 10 3 111 736 70.32% Westminster city 0998.01 5,564 1,825 65 26 1,826 66 3 140 1,613 67.20% Westminster city 0992.04 3,759 1,310 31 4 1,943 24 5 70 372 65.15% Westminster city 0992.22 4,671 1,908 25 4 1,934 16 12 117 655 59.15% Westminster city 0999.02 4,638 2,077 52 19 987 23 8 143 1,329 55.22% Westminster city 0997.03 3,725 1,963 41 9 1,212 7 2 99 392 47.30% Westminster city 0996.02 1,157 679 20 9 147 1 6 36 259 41.31% Westminstercity 0992AI 2,659 1,622 28 13 561 2 7 71 355 39.00% Westminster city 0996.03 3,324 2,231 43 17 568 6 3 78 378 32.88% Westminster city 0999.05 3,272 2,208 40 19 344 9 2 91 559 32.52% Westminstercity 0999.06 4,788 3,338 41 26 640 12 9 198 524 30.28% Westminster city 0888.02 2 2 0 0 0 0 0 0 0 0.00% Yorba Linda city 0218.07 0 0 0 0 0 0 0 0 0 0.00% Yorba Linda city 021828 4,705 3,136 98 13 929 1 6 157 365 33.35% Yorba Linda city 0218.27 3,504 2,431 74 6 571 1 7 92 322 30.62% Yorba Linda city 0218.26 2,569 1,789 50 5 291 4 9 98 323 30.36% Yorba Linda city 0218.29 5,392 3,820 64 9 1,067 2 5 93 332 29.15% Yorba Linda city 0218.20 2,676 1,940 12 8 364 2 1 44 305 27.50% Yorba Linda city 0218.23 3,205 2,363 39 5 323 4 11 109 351- 2627% Yorba Linda city 0218.25 3,370 2,495 38 8 436 0 13 76 304 25.96% Yorba Linda city 0218.02 6,538 4,878 52 19 301 5 30 134 1,119 25.39% Yorba Linda city 0218.24 2,905 2,199 14 5 385 7 11 25 259 24.30% Yorba Linda city 0218.17 2,851 2,169 42 1 210 9 6 73 341 23.92% Yorba Linda city 0117.17 226 172 4 0 24 0 -0 6. 20. 23.89% Yorba•Unda-city 021810 Z,13T 1,653 14 11 121 1 4 37 296 22.65% Yorba Linda city 0218.30 5,876 4,563 36 13 676 0 14 114 460 22.35% Yorba Linda city 0218.15 1,746 1,360 14 6 148 0 0 38 180 22.11% Yorba Linda city 0117.18 636 502 5 1 39 2 0 24 63 21.07% Yorba Linda city 0218.22 3,735 2,958 45 14 250 6 9 110 343 20.80% Yorba Linda city 0218.12 879 712 9 1 65 3 2 6 81 19.00% Yorba Linda city 0218.09 2,616 2,144 15 10 139 0 4 47 257 18.04% Yorba Linda city 0218.16 3,348 2,783 13 4 163 3 6 53 323 16.88% Yorba Linda city 0219.24 4 4 0 0 0 0 0 0 0 0.00% Total 2,846,289 1,458,978 42,639 8,414 383,810 8,086 4,525 64,258 875,579 48.740/6 0 0 0 Population by Race/Ethnicity for Split Tracts in Orange County Source: 2000 Census of Population and Housing, Summary File 1 County Code: 059 County Name: Orange Not Hispanic or Latino Black or American Native African Indian and Hawaiian and Two or Place Census Total White American Alaska Asian Other Pacific Some Other More Hispanic Percent Name Tract Population Alone, Alone, Native Alone, Alone, Islander Alone, Race Alone, Races, or Latino Minority Irvine city 0525.18 3 0 0 0 0 0 0 3 0 100.00% Los Alamitos city 1100.07 2 0 1 0 0 0 0 0 1 100.00% Remainder of County 0320.42 9 0 0 0 0 0 0 0 9 100.00% Santa Ana city 0755.15 7 0 0 0 0 0 0 0 7 100.00% Santa Ana city 0745.01 8,233 82 5 21 842 13 7 148 7,115 99.00% Santa Ana city 0748.06 6,154 80 161 2 74 14 13 9 5,801 98.70% Santa Ana city 0749.02 7,261 102 15 4 43 2 0 15 7,080 98.60% Santa Ana city 0744.07 3,822 55 22 0 32 0 1 11 3,701 98.56% Santa Ana city 0748.01 6,267 107 244 30 130 20 1 13 5,722 98.29% Santa Ana city 0749.01 10,129 185 50 30 272 22 8 29 9,533 98.17% Santa Ana city 0747.01 9,075 198 72 6 135 34 0 42 8,588 97.82% Santa Ana city 0748.05 6,710 156 76 15 100 27 14 24 6,298 97.68% Santa Ana city 0992.49 4,443 121 26 8 770 21 0 25 3,472 97.28% Santa Ana city 0752.01 5,948 162 71 16 240 1 2 30 5,426 97.28% Santa Ana city 0745.02 6,280 178 7 19 361 32 0 46 5,637 97.17% Santa Ana city 0746.02 9,649 284 27 5 76 14 3 18 9,222 97.06% Santa Ana city 0891.05 7,081 232 18 22 635 11 5 25 6,133 96.72% Santa Ana city 0743.00 4,415 147 5 19 15 3 0 22 4,204 96.67% Santa Ana city 0750.03 8,232 299 49 42 25 0 16 28 7,773 96.37% Santa Ana city 0747.02 6,680 270 9 19 18 15 4 17 6,328 95.96% Santa -Ana city 0750.04 5,779 247 29 0 44 4 2 9 5,444 95.73% Santa Ana city 0750.02 9,610 426 86 20 395 2 3 39 8,639 95.57% Santa Ana city 0744.03 6,374 298 18 19 153 4 0 21 5,861 95.32% Santa Ana.city 0741.09 4,032 200 13 25 270 15 1 22 3,486 95.04% Santa Ana city 0740.03 2,484 125 25 8 39 4 1 16 2,266 94.97% Santa Ana city 0742.00 9,611 504 23 16 118 16 8 27 8,899 94.76% Santa Ana city 0752.02 6,137 322 98 25 139 0 11 23 5,519 94.75% Santa Ana city 0744.05 6,965 371 32 5 64 3 11 29 6,450 94.67% Santa Ana city 0741.08 5,287 313 40 13 331 37 0 38 4,515 94.08% Santa Ana city 0748.02 6,041 375 163 22 180 22 3 58 5,218 93.79% Placentia city 0117.20 5,339 335 69 19 105 1 2 23 4,785 93.73% Garden Grove city 0891.04 3,687 244 26 5 642 5 0 31 2,734 93.38% Santa Ana city 0741.02 7,428 524 110 19 696 30 9 44 5,996 92.95% Santa Ana city 0746.01 8,861 626 29 29 110 23 4 42 7,998 92.94% SantaAna-city0741.03 5,196 385 13 21 79 21 1 30 4,646 92.59% Anaheim city 0865.02 6,678 510 34 24 77 1 1 36 5,995 92.36% Santa Ana city 0748.03 9,052 702 177 26 1,409 33 4 78 6,623 92.24% Santa Ana city 0744.06 3,838 311 31 14 55 8 1 16 3,402 91.90% Anaheim city 0874.04 3,785 323 34 14 53 9 0 14 3,338 91.47% Remainder of County 0012.01 397 34 10 1 2 1 0 7 342 91.44% Santa Ana city 0891.04 2,387 205 11 5 488 14 0 14 1,650 91.41% Anaheim city 0117.20 2,196 227 24 5 53 10 8 42 1,827 89.66% Santa Ana city 0890.01 7,549 786 48 30 2,831 46 1 110 3,697 89.59% Anaheim city 0874.05 6,649 716 101 20 235 16 4 53 5,504 89.23% Stanton city 0878.06 2,315 250 34 4 372 14 4 37 1,600 89.20% Santa Ana city 0890.04 7,439 812 68 5 1,596 34 6 53 4,865 89.08% Santa Ana city 0992.47 3,418 380 24 14 1,176 31 1 27 1,765 88.88% Santa Ana city 0889.03 1,938 216 7 4 674 6 0 35 996 88.85% _ - Stantorr city - 0878:03 4M1 542 76 - 13 651 67 4 65 3,403 88.760/. Santa Ana city 0992.48 5,365 608 73 3 1,300 44 1 39 3,297 88.67% Garden Grove city 0890.03 3,808 436 84 4 1,155 37 1 82 2,009 88.55% Remainder of County 0219.13 3,312 397 19 12 173 9 0 31 2,671 88.01% Anaheim city 0875.04 8,248 1,038 106 35 587 22 0 118 6,342 87.42% Anaheim city 0866.01 9,872 1,255 247 26 455 29 13 101 7,746 8T.29% Tustin city 0744.07 3,865 518 78 6 129 8 5 57 3,064 86.60% Fullerton city 0116.02 3,306 44T 86 9 93 2 0 23 2,646 86.48% Santa Ana city 0740.05 7,654 1,051 103 21 1,110 26 20 85 6,238 86.27% Anaheim city 0874.03 3,735 531 21 9 92 2 0 21 3,059 85.78% Santa Ana city 0992.02 7,232 1,066 72 50 1,919 40 4 83 3,998 85.26% Anaheim city 0873.00 10,041 1,502 216 23 716 16 3 137 7,428 85.04% Remainder of County 099227 499 75 17 3 54 0 0 13 337 84.97% Stanton city 0879.02 3,794 575 55 6 550 47 1 78 2,482 84.84% is 0 Is P Garden Grove city 0889.03 6,656 1,009 38 12 4,102 53 12 137 1,293 84.84% Laguna Hills city 0626.25 1,596 246 21 5 91 1 0 24 1,208 84.59% Anaheim city 0865.01 4,748 732 36 16 79 1 2 39 3,843 84.58% Placentia city 0218.13 32 5 0 0 0 0 0 4 23 84.38% Remainder of County 0878.06 1,541 251 32 6 179 12 1 28 1,032 83.71% Buena Park city 1106.06 4,841 798 249 18 860 10 6 95 2,805 83.52% Westminster city 0992.03 205 34 2 0 145 0 0 3 21 83.41% Santa Ana city 0992.03 3,177 543 21 2 1,841 24 1 47 698 82.91% Anaheim city 0864.05 6,699 1,150 100 8 288 10 17 59 5,067 82.83% Westminster city 0889.04 5,142 899 20 3 3,491 21 0 95 613 82.52% Tustin city 0744.08 5,239 916 213 24 322 17 7 76 3,664 82.52% Garden Grove city 0891.02 4,418 795 41 11 792 42 2 74 2,661 82.01% Anaheim city 0864.04 6,217 1,121 57 24 585 5 6 72 4,347 81.97% Tustin city 0755.15 6,879 1,242 202 24 982 15 19 123 4,272 81.95% Garden Grove city 0891.06 3,784 689 32 7 680 12 3 44 2,317 81.79% Santa Ana city 0753.02 4,608 852 86 3 181 6 6 34 3,440 81.51 % Garden Grove city 0889.02 5,136 959 34 14 2,601 82 4 79 1,363 81.33% Anaheim city 0884.02 840 157 31 11 74 19 3 18 527 81.31 % Garden Grove city 0888.01 8,206 1,547 108 17 4,701 53 8 179 1,593 81.15% Santa Ana city 0741.11 5,922 1,135 153 12 938 15 6 84 3,579 80.83% Santa Ana city 0891.02 2,536 487 28 12 390 15 2 31 1,571 80.80% Anaheim city 0117.14 302 58 0 3 9 0 0 5 227 80.79% La Habra city 0012.01 4,974 957 49 17 211 2 0 89 3,649 80.76% Costa Mesa city 0637.01 6,692 1,296 60 11 189 20 12 76 5,028 80.63% Anaheim city 0878.03 1,621 320 59 3 157 22 8 40 1,012 80.26% Fullerton city 0867.01 139 28 8 2 7 0 2 2 90 79.86% Orange city 0762.04 5,262 1,065 28 15 393 4 1 52 3,704 79.76% Anaheim city 0875.01 5,950 1,214 79 8 442 3 4 65 4,135 79.60% Westminster city 0889.05 4,980 1,028 30 13 2,991 10 1 72 835 79.36% Garden Grove city 0878.06 150 31 10 0 13 12 0 6 78 79.33% Santa Ana city 0891.07 2,302 481 17 5 502 14 6 48 1,229 79.11% Tustin city 0755.14 3,923 824 127 15 424 24 5 74 2,430 79.00% Westminster city 0997.01 1,394 293 5 5 949 10 1 33 98 78.98% Buena Park city 1105.00 8,599 1,843 417 40 1,382 61 16 177 4,663 78.57% Santa Ana city 0751.00 10,422 2,250 258 13 336 12 11 126 7,416 78.41 % Garden Grove city 0889.04 667 144 0 0 436 5 7 6 69 78.41 % Westminster city 0998.03 5,381 1,165 33 13 2,671 9 6 87 1,397 78.35% Garden Grove city 0761.03 7,423 1,618 163 45 1,831 66 8 135 3,557 78.20% Anaheim city 0871.02 5,862 1,279 311 11 1,237 44 5 159 2,816 78.18% Buena Park city 1106.03 8,573 1,889 434 41 1,441 28 16 189 4,535 77.97% La Habra city 0014.04 3,379 746 25 25 60 5 2 56 2,460 77.92% Remainder of County 0879.02 2,065 456 19 5 413 39 0 47 1,086 77.92% Anaheim city 0116.02 2,456 543 27 10 30 1 1 30 1,814 77.89% Costa Mesa city 0636.05 5,621 1,246 50 11 93 1 3 68 4,149 77.83% Fullerton city 0116.01 8,292 1,840 249 37 625 11 6 202 5,322 77.81% Santa Ana city 0741.10 3,826 849 89 4 1,549 9 1 70 1,255 77.81% Garden Grove city 0889.01 6,375 1,422 87 15 3,251 23 6 160 1,411 77.69% Remainder of County 0320.56 58 13 0 3 0 0 0 0 42 77.59% Garden Grove city 0891.07 3,408 770 31 8 1,020 20 5 30 1,524 77.41% Garden Grove city 0887.01 6,314 1,433 61 22 2,635 41 2 133 1,987 77.30% La Habra city 0013.04 3,945 912 59 16 105 10 0 45 2,798 76.88% Santa Ana city 0755.04 960 223 37 6 58 1 5 31 599 76.77% Anaheim city 0875.03 6,656 1,563 143 19 466 30 3 105 4,327 76.52% Huntington Beach city 0994.02 8,726 2,055 60 39 468 3 2 126 5,973 76.45% Costa Mesa city 0638.08 6,753 1,598 67 13 221 74 13 85 4,682 76.34°/n Garden Grove city 0888.02 5,492 1,307 72 5 2,312 28 2 110 1,656 76.20% Garden Grove city 0887.02 5,459 1,305 16 8 2,549 21 9 142 1,409 76.09% Garden Grove city 0884.03 3,033 733 31 15 511 26 3 73 1,641 75.83% Santa Ana city 0740.06 5,522 1,354 171 22 657 20 9 147 3,142 75.48% Anaheim city 0866.02 6,177 1,521 226 23 538 22 8 119 3,720 75.38% _ Orange -city 0761.03 -t,21S 300 - 16 6 160 0 0 15 719 75.33'/6 Anaheim city 0867.02 6,646 1,645 289 7 663 51 13 237 3,741 75.25% Garden Grove city 0885,02 5,023 1,252 54 14 1,003 42 6 89 2,-563 75.07% La Habra city 0012.02 3,367 843 25 13 72 8 4 42 2,360 74.96% Remainderof County 0219.18 853 214 1 1 12 0 1 4 620 74.91% Westminstercity 0998.02 4,057 1,020 30 30 1,556 5 1 123 1,292 74.86% Anaheim city 0117.22 2,671 672 66 13 331 1 0 35 1,553 74.84% Garden Grove city 0886.01 5,732 1,468 63 14 2,163 32 4 99 1,889 74.39% Anaheim city 0863.01 6,930 1,801 68 25 458 6 8 82 4,482 74.01 % Garden Grove city 0885.01 6,584 1,712 71 23 1,368 43 16 116 3,235 74.00% Anaheim city 1104.02 1,710 453 12 6 117 20 3 38 1,061 73.51% Garden Grove city 0881.07 5,866 1,557 39 35 2,699 9 13 198 1,316 73.46% Westminster city 0996.01 7,336 1,955 55 9 2,415 37 4 137 2,724 73.35% Anaheim city 0884.03 3,481 931 147 10 481 4 2 74 1,832 73.25% San Juan Capistrano city 0423.12 8,415 2,256 20 68 73 2 1 76 5,919 73.19% Remainder of County 0017.07 205 55 12 0 104 0 0 6 28 73.17% Garden Grove city 0884.02 4,056 1,091 49 18 .741 39 1 47 2,070 73.10% Fullerton city 0017.07 3,914 1,062 35 3 2,503 3 2 82 224 72.87% Santa Ana city 0740.04 7,239 1,986 259 7 1,272 34 17 129 3,535 72.57% Westminster city 0999.04 6,801 1,871 56 28 2,604 35 10 128 2,069 72.49% Placentia city 0117.21 4,654 1,283 100 32 276 13 2 94 2,854 72.43% Garden Grove city 0992.03 1,928 534 14 7 956 7 3 43 364 72.30% Remainder of County 0877.03 5,645 1,567 102 28 1,081 62 7 134 2,664 72.24% Stanton city 0879.01 3,272 909 54 16 632 21 3 58 1,579 72.22% Westminster city 0889.01 388 108 7 0 259 1 0 2 11 72.16% Anaheim city 0874.01 3,058 859 40 11 84 12 2 51 1,999 71.91% Stanton city 0878.05 4,317 1,217 54 19 435 53 1 55 2,483 71.81% La Palma city 1101.16 4,848 1,369 200 2 2,677 21 12 99 468 71.76% Anaheim city 0871.06 4,990 1,422 83 42 515 12 2 49 2,865 71.50% Fullerton city 1106.05 6,787 1,952 62 7 4,122 2 12 110 520 71.24% Fullerton city 0018.01 3,879 1,117 166 24 506 4 10 90 1,962 71.20% Remainder of County 0867.01 282 83 2 0 23 2 0 4 168 70.57% Westminster city 0992.23 4,625 1,363 64 15 2,151 37 6 119 870 70.53% Westminster city 0999.03 5,608 1,659 32 24 1,701 52 12 92 2,036 70.42% Westminster city 0997.02 4,731 1,404 44 7 2,416 10 3 111 736 70.32% La Palma city 1103.01 1,691 502 133 7 732 7 8 54 248 70.31% Santa Ana city 0753.01 5,282 1,576 145 21 405 13 4 77 3,041 70.16% Remainder of County 0997.01 4,442 1,329 34 15 1,891 9 2 111 1,051 70.08% Anaheim city ' 0876.01 5,157 1,543 101 18 629 5 12 113 2,736 70.08% Garden Grove city 0881.06 1,271 381 9 2 532 22 0 30 295 70.02% Buena Park city 0018.01 1,242 375 126 3 268 2 4 32 432 69.81% Stanton city 0878.02 5,428 1,645 177 23 828 38 6 118 2,593 69.69% Tustin city 0755.12 3,510 1,070 95 4 730 14 3 117 1,477 69.52% Fullerton city 0117.11 5,953 1,849 166 11 582 12 16 141 3,176 68.94% Garden Grove city 0890.01 25 8 6 0 4 0 0 0 7 68.00% La Habra city 0013.03 5,750 1,861 66 14 248 3 11 87 3,460 67.63% Fullerton city 0018.02 7,400 2,398 246 27 658 34 18 194 3,825 67.59% Anaheim city 0864.02 5,336 1,731 67 23 402 25 8 89 2,991 67.56% Anaheim city 1102.02 4,439 1,445 270 14 841 42 11 182 1,634 67.45% Anaheim city 0871.01 3,414 1,114 157 13 954 15 13 128 1,020 67.37% Westminster city 0998.01 5,564 1,825 65 26 1,826 66 3 140 1,613 67.20% Garden Grove city 0879.02 124 41 7 0 56 0 0 2 18 66.94% Remainder of County 0871.01 673 223 24 0 140 0 2 37 247 66.86% Buena Park city 1104.02 3,589 1,196 129 5 543 23 7 111 1,575 66.68% Costa Mesa city 0626.10 3 1 0 0 1 0 0 1 0 66.67% Anaheim city 0868.02 5,359 1,789 173 16 918 15 5 117 2,326 66.62% Anaheim city 0877.03 549 184 8 6 144 0 0 16 191 66.48% Orange city 0761.02 5,933 1,991 262 15 1,157 27 5 112 2,364 66.44% Fountain Valley city 0992.04 583 196 6 0 337 4 3 4 33 66.38% Anaheim city 0870.01 5,403 1,819 207 35 715 35 3 111 2,478 66.33% Cypress city 1101.18 2,791 944 115 1 1,441 1 8 78 203 66.18% Fullerton city 0117.12 544 184 23 4 159 0 3 18 153 66.18% Anaheim city 0869.01 8,978 3,053 366 27 1,219 183 22 249 3,859 65.99% Cypress city 1101.02 1,153 393 19 6 422 1 6 27 279 65.92% Fullerton city 0111.02 4,528 1,560 109 16 512 11 7 100 2,213 65.55% Irvine city 0626.26 2,672 928 35 2 1,356 3 12 136 200 65.27% Westminster city 0992.04 3,759 1,310 31 4 1,943 24 5 70 372 65.15% Garden Grove city 0886.02 4,479 1,569 66 30 1,307 28 4 73 1,402 64.97% Santa Ana city 0757.01 2,878 1,012 112 16 142 1 0 91 1,504 64.84% Anaheim city 0762.02 1,561 549 43 7 156 30 3 61 712 64.83% Anaheim city 0867.01 8,177 2,880 173 24 1,190 12 14 177 3,707 64.7876 Anaheim city 0872.00 7,371 2,605 205 33 485 8 10 151 3,874 64.66% Anaheim city 0878.05 2,126 766 77 6 325 3 9 104 836 63.97% Remainder of County 0524.26 83 30 0 1 1 0 0 - 0 - 51 63.8-6% - rn Reainder-oFCounty DUSAT 1,654 - 598 41 7 135 1 6 35 831 63.85% Anaheim city 0864.06 4,019 1,460 88 24 412 11 10 91 1,923 63.67% La Palma city 1103.04 756 275 34 4 337 1 0 12 93 63.62% Buena Park city 0868.03 914 335 46 1 350 10 8 25 139 63.35% Buena Park city 1103.02 5,944 2,193 81 20 1,188 31 11 159 2,255 63.11% La Palma city 1101.15 3,543 1,311 171 17 1,537 2 3 85 417 63.00% Remainder of County 0524.04 967 358 32 12 37 7 2 19 500 62.98% Orange city 0761.01 5,264 1,963 46 10 452 15 7 113 2,658 62.71% Anaheim city 0876.02 7,076 2,643 118 17 1,072 15 12 186 3,013 62.65% Anaheim city 0869.03 6,014 2,254 185 21 930 93 5 178 2,348 62.52% Remainder of County , 0320.23 90 34 0 0 7 0 0 3 46 62.22% Seal Beach city 0995.02 656 248 165 6 69 9 2 18 139 62.20% Santa Ana city 0754.03 6,022 2,277 161 23 338 28 6 97 3,092 62.19% Fountain Valley -city 0992.02 885 336 16 4 275 9 6 31 208 62.03% Anaheim city 0871.05 4,507 1,712 117 13 776 37 5 118 1,729 62.01% La Habra city 0017.07 2,073 789 49 3 830 6 1 43 352 61.94% Buena Park city 1106.07 3,434 1,315 91 21 789 15 15 114 1,074 61.71% Santa Ana city 0741.06 5,438 2,088 156 11 672 32 6 132 2,341 61.60% Garden Grove city 0881.04 758 292 31 3 195 3 1 21 212 61.48% Tustin city 0755.13 4,669 1,809 205 23 744 30 9 118 1,731 61.26% Garden Grove city 0880.01 4,704 1,835 58 15 1,213 42 6 126 1,409 60.99% Garden Grove city 0881.05 3,839 1,501 38 10 1,179 13 5 79 1,014 60.90% Santa Ana city 0754.04 6,143 2,406 164 25 313 28 10 123 3,074 60.83% Costa Mesa city 0636.04 3,983 1,575 38 5 107 4 5 62 2,187 60.46% La Habra city 0011.03 4,460 1,788 69 12 148 7 8 80 2,348 59.91% Remainder of County 0997.02 3,104 1,248 38 7 614 1 0 73 1,123 59.79% Anaheim city 1102.01 629 253 47 0 154 0 0 21 154 59.78% Irvine city 0626.14 11,539 4,648 253 10 4,929 12 69 419 1,199 59.72% Irvine city 0525.15 6,889 2,785 99 3 3,151 12 26 381 432 59.57% Orange city 0768.11 3,206 1",307 15 5 171 4 3 39 1,662 59.23% Orange city 0219.13 5,170 2,109 42 16 661 15 12 79 2,236 59.21% Placentia city 0117.12 4,143 1,691 72 15 421 5 8 81 1,850 59.18% Westminster city 0992.22 4,671 1,908 25 4 1,934 16 12 117 655 59.15% Stanton city 0878.01 3,782 1,550 104 28 439 18 10 180 1,453 59.02% Fountain Valley city . 0992.27 5,563 2,287 111 7 2,028 25 15 162 928 58.89% Cypress city 1102.02 296 122 20 0 111 0 0 12 31 58.78% Anaheim city 0870.02 6,714 2,774 259 22 1,113 38 7 316 2,185 58.68% Remainder of County 0997.03 506 210 2 1 146 1 0 16 130 58.50% Anaheim city 0871.03 7,631 3,188 144 30 1,541 33 25 198 2,472 58.22% Anaheim city 0877.04 4,734 1,983 82 16 933 15 9 116 1,580 58.11% Garden Grove city 0884.01 4,903 2,061 37 10 1,011 31 3 90 1,660 57.96% Garden Grove city 0882.03 4,648 1,962 125 14 1,160 16 6 120 1,245 57.79% Costa Mesa city 0639.04 5,009 2,125 30 21 704 186 7 96 1,840 57.58% Garden Grove city 0883.01 5,991 2,544 61 30 1,154 43 2 145 2,012 57.54% Anaheim city 0864.07 5,957 2,530 229 8 589 18 7 131 2,445 57.53% Stanton city 0881.06 3,179 1,367 64 11 675 30 1 88 943 57.00% Fullerton city 0115.02 4,007 1,725 102 24 480 14 6 99 1,557 56.95% Anaheim city 0868.03 6,370 2,743 434 27 1,165 14 4 253 1,730 56.94% Tustin city 0755.07 5,372 2,328 252 26 733 22 21 201 1,789 56.66% Fullerton city 0019.03 2,926 1,270 78 14 444 8 6 67 1,039 56.60% San Clemente city 0421.07 4,536 1,969 46 22 75 4 5 87 2,328 56.59% Costa Mesa city 0637.02 5,592 2,435 59 20 263 21 6 120 2,668 56.46% Fountain Valley city 0992.23 597 260 4 3 281 0 0 16 33 56.45% Buena Park city 1106.04 6,863 3,000 223 16 2,460 8 9 252 895 56.29% Fountain Valley city 0992.26 3,925 1,716 32 5 1,664 22 13 123 350 56.28% Fullerton city 0017.08 1,439 633 3 0 700 2 3 18 80 56.01% Orange city 0758.16 3,577 1,581 127 9 402 9 3 124 1,322 55.80% Westminster city 0999.02 4,638 2,077 52 19 987 23 8 143 1,329 55.22% Garden Grove city 0880.02 3,544 1,594 48 12 970 21 9 110 780 55.02% Fullerton city 0111.01 3,972 1,796 83 11 308 4 5 65 1,700 54.78% Remainder of County 0877.01 1,477 670 39 10 291 1 3 47 416 54.64% Stanton city 1102.03 90 41 0 0 11 0 0 3 35 54.44% Tustin city 0754.03 276 126 2 0 26 0 0 15 107 54.35% La Habra city 0014.01 5,412 2,475 92 9 129 3 12 81 2,611 54.27% Fullerton city 0114.03 5,655 2,589 83 27 297 12 7 110 2,530 54.22% Anaheim city 0877.01 3,405 1,565 74 3 706 15 0 76 966 54.04% Garden Grove city 0882.01 3,661 1,687 40 18 605 3 3 65 1,240 53.92% La Habra city 0017.05 3,423 1,579 63 5 291 7 0 76 1,402 53.87% Stanton city 0881.04 3,855 1,780 49 27 792 21 14 98 1,074 53.83% Placentia city 0117.16 4,131 1,916 67 11 1,172 4 4 72 885 53.62% La Habra city 0014.02 5,169 2,402 72 13 188 13 28 112 2,341 53.53% La Palma city 1101.02 4,453 2,075 152 7 1,563 12 12 144 488 53.40% Anaheim city 0863.03 4,546 2,125 126 23 615 15 T 117 1,518 53.26% Anaheim city 0863.04 4,532 2,135 96 20 448 _ 6 1 110 - _ - 1.716 -52891a Buena -Park city 110104 4,108 1,938 58 14 1,128 21 4 158 787 52.82°/a Orange city 0760.00 8,288 3,910 213 34 749 25 17 151 3,189 52.82a/a Buena Park city 1101.10 1,615 763 67 4 317 22 3 52 387 52.76% Orange city 0758.07 4,512 2,134 44 17 364 4 5 79 1,865 52.70% Anaheim city 0863.06 3,570 1,690 96 15 472 15 4 120 1,158 52.66% Buena Park city 1102.01 6,377 3,024 278 29 1,178 28 19 174 1,647 52.58% Irvine city 0525.27 7,681 3,646 123 11 2,962 3 14 327 595 52.53% Irvine city 0525.22 4,055 1,928 44 3 1,633 8 13 204 222 52.45% Mission Viejo city 0320.27 2,675 1,281 34 11 199 10 7 90 1,043 52.11% Anaheim city 0878.06 1,401 671 16 10 169 15 3 74 443 52.11% Garden Grove city 0882.02 2,869 1,377 45 15 665 16 1 71 679 52.00% Fullerton city 0019.01 2,703 1,298 43 3 272 12 8 56 1,011 51.98% Buena Park city 1103.03 4,862 2,339 186 14 1,125 22 5 151 1,020 51.89% Fountain Valley city 0992.51 5,187 2,496 105 24 1,357 23 17 184 981 51.88% 0 0 Orange city 0758A2 6,604 3,185 94 21 357 13 6 118 2,810 51.77% Irvine city 0626.11 3,739 1,810 76 4 1,296 11 10 197 335 51.59% Buena Park city 1103.01 5,034 2,449 173 35 1,078 21 14 184 1,080 51.35% Irvine city 0525.21 4,539 2,214 185 8 1,373 7 7 254 491 51.22% Anaheim city 0869.02 4,921 2,409 202 18 866 63 7 159 1,197 51.05% Buena Park city 1102.02 3,022 1,488 63 15 858 12 10 72 504 50.76% Buena Park city 0868.01 1,751 '863 33 2 344 11 0 49 449 50.71% Remainder of County 0757.01 432 213 0 0 20 0 0 7 192 50.69% Buena Park city 1104.01 4,634 2,294 115 20 644 22 6 99 1,434 60.50% Orange city 0219.14 3,044 1,510 50 5 120 2 2 - 46 1,309 50.39% Orange city 0759.01 4,461 2,213 61 14 101 13 7 73 1,979 50.39% Brea city 0014.04 388 193 15 0 62 0 2 19 97 50.26% Anaheim city 0761.02 991 493 28 6 54 1 2 21 386 50.25% Los Alamitos city 1101.13 355 177 8 0 76 0 1 6 87 50.14% Cypress city 1101.10 4,089 2,041 127 18 540 28 12 108 1,215 50.09% Fullerton city 0019.02 2,927 1,463 72 13 344 12 16 63 944 50.02% Irvine city 0524.20 7,428 3,713 49 3 2,889 5 5 326 438 50.01% Brea city 0117.09 2 1 0 0 0 0 0 0 1 50.00% Laguna Hills city 0423.35 2 1 0 0 0 0 0 1 0 50.00% Anaheim city 0868.01 1,363 682 37 3 208 8 4 23 398 49.96% Irvine city 0525.23 4,090 2,061 48 4 1,510 4 18 172 273 49.61% Costa Mesa city 0639.06 6,777 3,429 109 18 339 42 18 176 2,646 49.40% Stanton city 0881.05 77 39 0 0 14 0 0 3 21 49.35% Irvine city 0626.27 3,153 1,599 23 4 1,158 7 4 124 234 49.29% Brea city 0015.04 4,459 2,262 36 16 251 6 1 121 1,766 49.27% Fullerton city 0115.04 5,335 2,710 291 25 1,114 21 14 217 943 49.20% Costa Mesa city 0639.03 4,078 2,072 45 7 678 30 7 116 1,123 49.19% Santa Ana city 0754.01 3,538 1,803 46 15 73 3 3 46 1,549 40.04% Lake Forest city 0524.11 5,132 2,621 68 7 499 13 1 150 1,773 48.93% Garden Grove city 0883.02 4,092 2,093 30 9 1,019 13 16 50 862 48.85% La Palma city 1101.11 117 60 6 0 28 0 0 1 22 48.72% Remainder of County 0019.03 72 37 0 1 14 0 0 3 17 48.61% Remainder of County 0878.05 354 182 0 0 59 5 0 10 98 48.59% Huntington Beach city 0992.41 1,619 833 27 4 415 1 4 49 286 48.55% Fullerton city 0017.04 2,890 1,493 43 7 1,018 5 6 66 252 48.34% Orange city 0758.06 5,392 2,789 71 26 384 9 3 125 1,985 48.28% Irvine city 0524.18 2,991 1,559 108 6 812 3 2 162 339 47.88% Remainder of County 0878.01 44 23 0 0 4 0 0 1 16 47.73% Fullerton city 0117.08 3,720 1,945 140 15 623 12 8 151 826 47.72% Lake Forest city 0320.14 6,138 3,227 56 20 489 19 13 123 2,191 47.43% San Juan Capistrano city 0320.22 2,649 1,393 30 12 68 2 0 62 1,082 47.41% Westminster city 0997.03 3,725 1,963 41 9 1,212 7 2 99 392 47.30% Huntington Beach city 0992.42 3,757 1,984 35 18 628 6 1 106 979 47.19% Anaheim city 0878.02 1,297 685• 32 5 180 5 2 36 352 47.19% Tustin city 0765.05 3,513 1,856 95 21 257 20 15 88 1,161 47.17% Garden Grove city 0875.03 454 242 0 1 54 2 1 14 140 46.70% Cypress city 1101.13 1,776 947 23 6 434 6 3 69 288 46.68% Huntington Beach city 0994.11 5,615 3,006 93 19 643 23 10 165 1,656 46.46% Fountain Valley city 0992.03 860 461 10 3 253 6 0 19 108 46.40% Anaheim city 0878.01 1,064 573 22 0 113 10 3 39 304 46.15% Orange city 0762.05 6,228 3,377 77 29 347 15 5 175 2,203 45.78% Placentia city 0218.20 1,533 832 48 5 411 1 11 40 185 45.73% Irvine city 0525.05 5,100 2,769 73 10 1,439 12 9 171 617 45.71% Placentia city 0218.21 5,258 2,857 138 32 775 10 12 132 1,302 45.66% La Habra city 0011.02 3,087 1,683 50 17 170 3 4 62 1,098 45.48% Anaheim city 0218.13 11 6 0 0 0 0 0 0 5 45.45% Stanton city 0881.01 2,167 1,190 48 8 261 13 12 51 584 45.09% Anaheim city 1102.03 2,483 1,376 87 11 401 12 4 80 512 44.58% Cypress city 1101.04 5,765 3,197 231 26 1,236 20 10 145 900 44.54°/a Costa Mesa city 0639.08 5,689 3,156 158 24 1,035 16 12 235 1,053_ _ 44.52% SantaAna•city - 0753.03- 3,430 1,91-3 -55 - --6 108 5 3 41 1,299 44.230/. Anaheim city 0863.05 3,730 2,085 40 10 520 8 1 88 978 44.10% Irvine city 0525.26 4,394 2,458 46 3 1,259 6 3 141 478 44.06% Remainder of County 0218.15 25 14 3 0 0 0 0 0 8 44.00% Orange city 0759.02 6,279 3,530 137 22 248 20 13 116 2,193 43.78% Costa Mesa city 0639.02 6,688 3,776 116 9 892 44 19 166 1,666 43.54% La Habra city 0013.01 6,183 3,518 105 20 300 12 11 94 2,123 43.10% Cypress city 1100.10 2,777 1,581 29 9 746 9 5 106 292 43.07% Cypress city 1101.09 4,680 2,669 122 21 1,032 10 27 131 668 42.97% Santa Ana city 0758.06 447 255 10 3 14 8 0 15 142 42.95% Anaheim city 0219.24 4,373 2,499 97 4 1,123 0 6 158 486 42.85% La Habra city 0017.08 2,382 1,362 17 4 490 1 12 55 441 42.82% Garden Grove city 0876.02 278 169 0 0 35 2 0 2 80 42.81 % Santa Ana city 0741.07 4,526 2,598 122 14 498 24 7 135 1,128 42.60% 0 0 San Juan Capistrano city 0423.10 6,629 3,808 31 53 90 13 11 129 2,494 42.56% Anaheim city 0219.03 3,965 2,281 79 6 546 19 4 130 900 42.47% Irvine city 0526.25 7,617 4,383 70 12 2,334 5 12 272 529 42.46% Fountain Valley city 0992.24 3,414 1,965 27 1-1 1,006 29 2 83 291 42.44% Huntington Beach city 0994.10 4,234 2,438 80 28 646 32 7 174 829 42.42% Anaheim city 0883.02 1,138 657 42 5 169 5 0 21 239 42.27% Orange city 0758.05 4,039 2,336 45 28 198 19 7 59 1,347 42.16% Brea city 0015.03 4,207 2,439 38 6 174 11 4 67 1,468 42.03% Irvine city 0755.15 596 346 25 0 147 1 0 31 46 41.95% Tustin city 0756.06 1,979 1,152 21 0 631 1 7 64 103 41.79% Cypress city' 1101.11 5,148 2,998 151 29 886 20 4 125 935 41.76% Huntington Beach city 0992.12 5,061 2,952 64 26 721 19 9 148 1,122 41.67% Fountain Valley city 0992.25 3,375 1,973 27 4 1,005 14 5 107 240 41.54% Westminster city 0996.02 1,157 679 20 9 147 1 6 36 259 41.31% Irvine city 0626.10 1,476 868 38 5 244 1 9 170 141 41.19% Irvine city 0525.17 4,817 2,838 100 5 1,249 7 25 224 369 41.08% Fountain Valley city 0992.29 5,719 3,396 76 24 1,260 .15 9 218 721 40.62% Villa Park city 0758.13 45 27 2 0 13 0 0 0 3 40.00% Mission Viejo city 0320.22 3,642 2,187 102 11 288 9 3 108 934 39.95% Tustin city 0525.24 7,019 4,232 177 7 1,550 8 10 312 723 39.71% Fullerton city 0110.00 6,502 3,926 129 23 680 14 4 130 1,596 39.62% Cypress city 1101.17 5,606 3,391 236 11 1,019 14 14 152 769 39.51% Laguna Hills city 0626.47 1,438 874 23 2 121 1 0 32 385 39.22% Irvine city 0626.28 3,374 2,056 75 7 951 3 10 106 166 39.06% Westminster city 0992.41 2,659 1,622 28 13 561 2 7 71 355 39.00% Santa Ana city 0759.02 546 335 10 0 39 3 0 13 146 38.64% La Habra city 0011.01 3,262 2,002 55 9 108 0 2 73 1,013 38.63% Irvine city 0525.28 3,400 2,087 46 2 887 1 1 140 236 38.62% Remainder of County 0219.24 13 8 0 0 0 0 0 0 5 38.46% Aliso Viejo CDP 0626.47 741 457 14 3 144 0 0 28 95 38.33% Irvine city 0525.19 4,190 2,685 73 7 869 10 8 235 403 38.31 % Fountain Valley city 0992.50 2,950 1,821 49 19 619 4 11 115 312 38.27% Buena Park city 1102.03 2,880 1,783 51 17 385 11 1 92 540 38.09% Lake Forest city 0320.27 3,649 2,265 39 8 444 5 2 90 796 37.93% Stanton city 1101.13 306 190 6 0 61 0 1 13 35 37.91 % Los Alamitos city 1100.14 4,673 2,904 222 15 533 25 11 147 816 37.86% Dana Point city 0423.13 7,223 4,501 52 24 138 11 7 ' 127 2,363 37.69% Orange city 0758.14 3,450 2,151 27 5 953 4 7 87 216 37.65% Fullerton city 0112.00 3,991 2,504 40 21 247 4 12 79 1,084 37.26% Tustin city 0524.19 2,802 1,759 23 6 769 7 3 74 161 37.22% Fullerton city 0017.05 936 589 8 1 205 1 1 36 95 37.07% Santa Ana city 0754.05 2,686 1,691 55 11 117 6 4 54 748 37.04% Remainder of County 0011.01 1,034 652 9 7 11 1 2 16 336 36.94% Anaheim city 0219.23 5,864 3,705 137 5 1,174 10 12 186 635 36.82% Orange city 0758.13 4,690 2,965 26 20 676 3 1 104 895 36.78% Cypress city 1100.01 1,007 638 16 5 225 1 0 17 105 36.64% Foothill Ranch CDP 0524.22 1,209 767 52 1 198 0 2 33 156 36.56% Rancho Santa Margarita city 0320.55 4,223 2,680 64 15 343 9 13 133 966 36.54% Irvine. city 0525.14 5,290 3,358 60 8 1,229 9 7 246 373 36.52% Anaheim city 0219.22 4,581 2,916 75 14 872 5 11 150 538 36.35% Fountain Valley city 0992.33 3,347 2,131 7 8 794 9 6 133 259 36.33% Remainder of County 1106.04 371 237 2 0 33 0 0 11 88 36.12% Irvine city 0524.17 5,768 3,686 50 5 1,469 10 16 149 383 36.10% Laguna Hills city 0423.07 7,5)0 4,821 101 25 766 8 16 209 1,564 35.81% Tustin city 0525.02 5,819 3,738 92 13 907 6 11 157 895 35.76% Anaheim city 0218.12 5,246 3,379 124 16 576 7 23 147 974 35.59% Tustin city 0756.03 321 207 15 1 20 0 0 18 60 35.51% Fountain Valley city 0992.34 3,034 1,962 21 11 657 2 8 104 269 35.33% Huntington Beach city 0997.03 383 248 11 5 61 1 0 18 39 35.25% Mission Viejo city 0320.28 3,166 2,054 42 T 275 7_ 7 - 128 646 35.120JA- Tustin-city 0757.02- -103- 6T 0 0 23 0 0 3 10 34.95% Anaheim city 0219.21 4,520 2,942 70 5 952 8 13 119 411 34.91% Laguna Hills city 042320 2,205 1,441 30 4 290 6 0 60 374 34.65% Costa Mesa city 0636.01 3,044 1,998 14 22 80 20 2 88 820 34.36% Costa Mesa city 0638.07 5,237 3,439 177 1 570 7 7 133 903 34.33% Cypress city 1101.14 4,837 3,179 74 19 582 11 9 181 782 34.28% Costa Mesa city 0638.03 4,650 3,057 29 24 124 15 7 106 1,288 34.26% Orange city 0758.15 4,910 3,228 50 9 322 4 4 125 1,168 34.26% Lake Forest city 0524.10 5,055 3,328 73 16 459 11 7 145 1,016 34.16% Tustin city 0755.06 2,386 1,573 58 11 285 3 6 50 400 34.07% Tustin city 0756.07 5,683 3,747 75 9 1,152 10 9 172 509 34.07% Los Alamitos city 1101.08 2,766 1,828 70 7 286 5 1 60 509 33.91% Lake Forest city 0524.23 5,047 3,337 140 14 555 10 11 168 812 33.88% Costa Mesa city 0639.0T 5,068 3,352 96 2 779 26 13 229 571 33.86% is 0 0 Huntington Beach city 0993.05 7,440 4,926 42 44 350 23 10 158 1,887 33.79% Orange city 0762.01 5,448 3,608 96 13 424 26 12 145 1,124 33.77% Lake Forest city 0524.16 4,074 2,701 56 23 327 1 2 116 848 33.70% Brea city 0015.07 4,290 2,846 86 16 431 4 23 132 752 33.66% La Habra city 0014.03 1,579 1,048 6 8 62 9 0 39 407 33.63% Anaheim city 0219.15 3,943 2,618 53 10 752 3 5 122 380 33.60% Remainder of County 0758.07 128 85 0 0 0 0 0 3 40 33.59% Yorba Linda city 0218.28 4,705 3,136 98 13 929 1 6 157 365 33.35% Remainder of County 0994.17 157 105 1 0 39 0 0 3 9 33.12% Lake Forest city 0320.47 1,043 699 32 10 79 4 0 43 176 32.98% Lake Forest city 0524.24 4,825 3,234 125 6 476 13 11 180 780 32.97% Westminster city 0996.03 3,324 2,231 43 17 568 6 3 78 378 32.88% Huntington Beach city 0994.13 7,583 5,091 68 41 1,091 22 9 215 1,046 32.86% Irvine city 0525.13 5,829 3,922 55 14 1,219 10 2 174 433 32.72% Aliso Viejo CDP 0626.36 3,698 2,489 112 16 394 6 15 103 563 32.69% Cypress city 1101.06 3,556 2,395 57 13 414 31 12 100 534 32.65% Orange city 0756.05 3,855 2,597 19 8 774 7 1 80 369 32.63% Westminster city 0999.05 3,272 2,208 40 19 344 9 2 91 559 32.52% Laguna Hills city 0626.21 4,450 3,005 90 8 486 13 17 146 685 32.47% Aliso Viejo CDP 0423.20 3,340 2,262 64 11 234 7 18 110 634 32.28% Foothill Ranch CDP 0524.27 5,104 3,459 74 13 780 11 7 215 545 32.23% Rancho Santa Margarita city 0320.51 4,591 3,112 123 20 282 9 15 120 910 32.22% Placentia city 0117.11 1,257 853 16 8 102 0 4 28 246 32.14% Fullerton city 0113.00 3,759 2,556 57 19 236 4 2 98 787 32.00% Laguna Niguel city 0423.30 6,388 4,347 121 8 490' 2 5 241 1,174 31.95% Tustin city 0219.14 22 15 0 0 0 0 0 1 6 31.82% Lake Forest city 0524.25 5,755 3,926 134 15 773 4 11 149 743 31.78% Orange city 0762.06 4,448 3,039 33 18 175 4 9 59 1,111 31.68% La Habra city 0016.01 251 172 6 2 20 0 0 5 46 31.47% Anaheim city 0758.13 404 277 3 0 73 0 0 16 35 31.44% Aliso Viejo CDP 0626.25 1,378 946 30 1 127 0 1 37 236 31.35% Remainder of County 0014.01 192 132 0 0 8 4 0 0 48 31.25% Remainder of County 0117.11 16 11 0 0 0 0 0 0 5 31.25% Fullerton city 0015.05 4,476 3,083 68 8 629 13 2 102 571 31.12% Rancho Santa Margarita city 0320.48 3,046 2,099 66 6 292 1 4 88 490 31.09% Irvine city 0626.12 7,201 4,963 58 1 1,473 11 17 251 427 31.08% Remainder of County 0218.12 380 262 17 1 28 0 0 6 66 31.05% Brea city 0218.14 6,997 4,833 123 27 973 2 12 170 857 30.93% Brea city 0015.06 4,312 2,980 38 12 551 14 3 125 589 30.89% Las Flores CDP 0320.53 1,892 1,309 48 13 159 3 3 67 290 30.81% San Juan Capistrano city 0423.15 13 9 0 0 4 0 0 0 0 30.77% Cypress city 1100.11 2,148 1,905 31 12 476 12 2 76 234 30.68% Brea city 0015.05 1,956 1,357 10 12 65 1 1 47 463 30.62% Yorba Linda city 0218.27 3,504 2,431 74 6 571 1 7 92 322 30.62% Huntington Beach city 0996.05 3,723 2,590 30 3 582 8 1 113 396 30.43% Yorba Linda city 0218.26 2,569 1,789 50 5 291 4 9 98 323 30.36% San Clemente city 0421.08 5,934 4,133 45 37 93 14 11 151 1,450 30.35% Huntington Beach city 0992.15 5,459 3,805 39 25 500 19 12 167 892 30.30% Westminstercity 0999.06 4,788 3,338 41 26 640 12 9 198 524 30.28% Irvine city 0525.20 3,517 2,452 18 3 739 3 8 104 190 30.28% Aliso Viejo CDP 0626.39 6,241 4,369 142 16 701 10 7 260 736 30.00% Orange city 0762.08 4,688 3,283 60 15 333 9 6 102 880 29.97% Orange city 0219.18 4,156 2,914 56 7 579 4 1 88 507 29.88% Foothill Ranch CDP 0524.26 4,586 3,217 73 7 629 17 8 153 482 29.85% Laguna Niguel city 0423.35 2,915 2,047 47 8 286 12 11 144 360 29.78% Lake Forest city 0320.29 4,646 3,267 91 5 439 13 20 143 668 29.68% Laguna Niguel city 0423.34 5,236 3,687 56 13 547 2 17 191 723 29.58% Fountain Valley city 0992.31 5,693 4,010 33 10 1,080 7 2 159 392 29.56% Mission Viejo city 0320.15 6,730 4,746 115 12 691 10 17 172 967 29.48% Orange city 0756.04 2,622 1,854 21 2 486 1 4 71 183 29,29% - _ - - Huntington-Beach-city 0992.46 3,783 2;676 28 1t 689 10 5 111 253 29.2676 Orange city 0762.02 3,769 2,670 49 14 181 9 6 83 757 29.16% Yorba Linda city 0218.29 5,392 3,820 64 9 1,067 2 5 93 332 29.15% Anaheim city 0219.05 5,216 3,696 97 14 597 4 3 108 697 29.14% Costa Mesa city 0631.01 302 214 3 2 25 0 0 6 52 29.14% Aliso Viejo CDP 0626.38 4,389 3,114 97 15 540 11 4 161 447 29,05% Huntington Beach city 0996.02 2,054 1,461 15 4 247 10 7 74 236 28.87% Fullerton city 0117.07 4,379 3,119 66 14 492 7 16 114 551 28.77% Mission Viejo city 0320.39 6,936 4,944 55 9 644 15 5 226 1,038 28.72°le Fullerton city 0114.01 2,128 1,519 37 12 117 6 5 45 387 28.62% Rancho Santa Margarita city 0320.56 1,608 1,148 31 3 133 1 0 58 234 28.61% Fountain Valley city 0992.32 5,442 3,888 26 11 915 17 14 181 390 28.56% Mission Viejo city 0320.33 3,529 2,522 66 5 308 19 6 142 461 28.63% Rancho Santa Margarita city 0320.54 4,628 3,313 113 22 272 10 6 146 746 28.41 % Anaheim city 0218.07 3,822 2,737 57 16 235 3 5 87 682 28.39% Rancho Santa Margarita city 0320.34 1,293 926 22 1 187 0 0 33 124 28.38% Huntington Beach city 0994.05 4,427 3,173 37 13 432 10 18 138 606 28.33% Placentia city 0117.18 2,067 1,483 38 12 197 6 0 60 271 28.25% Irvine city 0525.11 5,878 4,218 44 7 1,110 1 22 178 298 28.24% Irvine city 0524.21 5,357 3,848 57 4 968 3 11 139 327 28.17% Aliso Viejo CDP 0626.35 3,814 2,740 51 14 436 5 16 119 433 28.16% Garden Grove city 1100.10 1,817 1,306 25 3 207 9 5 42 220 28.12% Orange city 0758.10 -353 254 0 0 39 0 8 3 49 28.05% Placentia city 0117.16 5,331 3,850 51 17 699 9 8 109 588 27.78% Irvine city 0626.29 2,695 1,949 4 6 574 0 2 78 82 27.68% Mission Viejo city 0320.38 6,976 5,048 98 10 1,045 19 16 204 536 27.64% Villa Park city 0758.11 105 76 5 1 5 0 0 6 12 27.62% Brea city 0015.01 5,429 3,930 51 15 545 22 3 98 765 27.61 % Yorba Linda city 0218.20 2,676 1,940 12 8 364 2 1 44 305 27.50% Aliso Viejo CDP 0626.37 2,793 2,029 67 2 216 9 9 151 310 27.35% San Juan Capistrano city 0423.11 2,576 1,873 8 7 46 1 0 50 591 27.29% Huntington Beach city 0996.03 2,929 2,131 12 11 327 9 4 69 366 27.24% Huntington Beach city 0997.02 371 270 0 2 44 1 2 7 45 27.22% Rancho Santa Margarita city 0320.50 5,143 3,758 74 18 361 26 16 170 720 26.93% Las Flores CDP ' 0320.56 3,733 2,731 57 9 412 2 7 137 378 26.84% Huntington Beach city 0994.06 4,435 3,248 53 6 500 9 9 93 517 26.76% Irvine city 0626.04 15 11 0 0 2 0 0 1 1 26.67% Remainder of County 0219.14 1,160 851 12 4 120 1 0 31 141 26.64% Aliso Viejo CDP 0626AO 3,548 2,606 54 14 353 17 7 121 376 26.55% Aliso Viejo CDP 0626.34 5,578 4,104 76 9 723 4 9 198 455 26.43% Laguna Niguel city 0423.31 5,458 4,016 52 8 397 10 8 172 795 26.42% Anaheim city 0219.20 5,338 3,929 64 14 769 6 9 125 422 26.40% Anaheim city 0219.19 2,767 2,037 27 6 289 3 11 88 306 26.38% Fountain Valley city 0992.30 4,404 3,246 34 27 569 16 18 139 355 26.29% Yorba Linda city 0218.23 3,205 2,363 39 5 323 4 11 109 351 26.27% Garden Grove city 1100.01 3,539 2,612 48 8 271 14 5 103 478 26.19% Huntington Beach city 0992.38 4,103 3,032 23 17 603 13 5 167 243 26.10% Huntington Beach city 0992.35 4,686 3,465 34 25 398 5 4 134 621 26.06% Huntington Beach city 0996.04 3,735 2,762 28 31 432 7 1 123 351 26.05% Villa Park city 0758.14 50 37 0 0 4 0 0 7 2 26.00% Fullerton city 0016.01 6,573 4,865 64 15 678 9 13 125 804 25.99% Huntington Beach city 0995.08 4,661 3,450 26 20 168 16 14 120 847 25.98% Yorba Linda city 0218.25 3,370 2,495 38 8 436 0 13 76 304 25.96% Fullerton city 0115.03 1,777 1,317 17 4 156 5 2 40 236 25.89% Remainder of County 0631.01 2,528 1,879 46 20 146 7 1 49 380 25.67% Garden Grove city 1100.03 3,175 2,361 19 11 324 7 2 98 353 25.64% Aliso Viejo CDP 0626.33 3,648 2,715 63 4 420 8 12 117 309 25.58% Laguna Woods city 0626.35 317 236 6 0 29 2 0 16 28 25.55% Newport Coast CDP 0626.43 2,671 1,989 6 4 482 0 2 76 112 25.53% Tustin city 0757.01 1,653 1,231 29 1 158 0 3 22 209 25.53% Fullerton city 0016.02 4,292 3,200 40 3 581 1 13 98 356 25.44% Yorba Linda city 0218.02 6,538 4,878 52 19 301 5 30 134 1,119 25.39% Remainder of County 0762.02 359 268 8 2 13 2 0 9 57 25.35% Tustin city 0755.04 2,457 1,840 26 8 166 1 12 65 339 25.11% Irvine city 0525.06 2,538 1,901 26 4 383 7 8 73 136 25.10% Tustin Foothills CDP 0755.04 654 490 3 3 38 5 0 26 89 25.08% Irvine city 0524.08 4 3 0 0 0 0 0 0 1 25.00% Placentia city 0117.22 465 349 1 0 3 0 0 3 109 24.95% Dana Point city 0423.39 3,477 2,612 38 11 100 12 4 57 643 24,88% Placentia city 0117.10 3,526 2,654 43 3 358 3 4 60 401 24.73% Remainder of County 0762.08 85 64 2 0 0 0 0 3 16 24.71 % Seal Beach city 1100.08 806 608 24 0 74 0 2 29 69 24.57% Costa Mesa city 0639.05 4,242 3,200 56 22 290 8 4 118 544 24.56% Huntington Beach city 0992.16 4,076 3,076 28 21 360 8 2 121 460 24.53% - --Rancho-Santa-Margarita-city 03-20.49- 6,322 4,781 122 - - T2 6TO- 9 18 178 592 24.386/6 Mission Viejo city 0320.31 3,769 2,852 31 12 283 0 6 107 478 24.33% Yorba Linda city 021824 2,905 2,199 14 5 385 7 11 25 259 24.30% Placentia city 0218.10 1,544 1,169 26 6 107 4 2 33 197 24.29% Fullerton city 0017.06 3,716 2,814 33 3 586 4 1 64 211 24.27% Remainder of County 0423.35 858 650 18 3 70 5 0 24 88 24.24% Laguna Beach city 0626.23 1,255 952 43 3 54 1 0 24 178 24.14% San Clemente city 0422.05 5,050 3,831 25 8 169 1 4 95 917 24.14% Laguna Hills city 0423.33 4,427 3,360 33 9 606 4 25 151 239 24.10% Anaheim city 0219.16 3,784 2,878 51 4 555 2 7 101 186 23.94% Yorba Linda city 0218.17 2,851 2,169 42 1 210 9 6 73 341 23.92% Yorba Linda city 0117.17 226 172 4 0 24 0 0 6 20 23.89% Aliso Viejo CDP 0626.41 959 730 20 2 79 1 4 38 85 23.88% Huntington Beach city 0994.16 4,592 3,502 44 19 296 7 2 142 580 23.74016 0 0 0 Seal Beach city Huntington Beach city Los Alamitos city Irvine city Laguna Niguel city Placentia city Laguna Hills city Laguna Niguel city Irvine city Mission Viejo city Huntington Beach city Mission Viejo city Laguna Niguel city Brea city Huntington Beach city Remainder of County Mission Viejo city Remainder of County Garden Grove city Yorba Linda city Santa Ana city Huntington Beach city Huntington Beach city Garden Grove city Costa Mesa city Yorba Linda city Dana Point city Mission Viejo city Yorba Linda city Villa Park city Mission Viejo city Huntington Beach city Costa Mesa city Laguna Niguel city Coto de Caza CDP Portola Hills CDP Los Alamitos city Lake Forest city 0524.22 2,864 2,241 57 2 243 8 8 55 250 21.75% Huntington Beach city 0994.08 3,184 2,494 18 15 211 8 5 83 350 21.67% Placentia city 0117.09 4,397 3,449 34 14 357 5 4 84 450 21.56% Lake Forest city 0524.08 6,370 5,000 62 10 568 5 9 180 536 21.51 % Placentia city 0117.17 2,009 1,578 43 3 103 0 0 47 235 21.45% Villa Park city 0758.09 3,027 2,386 8 12 365 1 4 67 184 21.18% Remainder of County 0320.49 967 763 16 4 70 6 1 20 87 21.10% Yorba Linda city 0117.18 636 502 5 1 39 2 0 24 63 21.07% Rancho Santa Margarita city 0320.53 5,947 4,695 87 16 359 _ 9 3 168 610 21.050/6 Costa Mesa city 0638.06 3,656 2,889 26 17 185 18 12 98 411 20.98% San Clemente city 0421.14 3,734 2,953 31 14 121 6 1 50 558 20.92016 Dana Point city 0422.05 1,344 1,063 6 5 24 0 1 31 214 20.91% Remainder of County 0755.06 861 681 3 0 53 1 2 8 113 20.91% Yorba Linda city 0218.22 3,735 2,958 45 14 250 6 9 110 343 20.80% Remainder of County 0320.41 1,079 855 11 7 34 1 3 16 152 20.76% Tustin Foothills CDP 0756.03 3,527 2,804 28 6 174 7 20 119 369 20.50% Laguna Niguel city 0423.19 3,482 2,769 20 6 424 0 2 71 190 20.48% Mission Viejo city 0320.36 3,642 2,897 22 9 206 1 3 80 424 20.46% San Clemente city 0320.23 142 113 0 7 10 0 0 0 12 20.42% Orange city 0758.09 103 82 0 0 11 0 0 0 10 20.39% Huntington Beach city 0994.15 5,494 4,380 9 10 619 4 2 170 300 2028% Tustin Foothills CDP 0757.02 3,144 2,509 15 4 168 7 2 58 381 20.20% Huntington Beach city 0992AO 5,162 4,127 26 18 395 19 12 150 415_ -20.05%_ -Huntington-Beach-city 0994.04 4,723 3,777 2& 19 322 6 12 127 432 20.03% Remainder of County 0015.01 40 32 0 0 0 0 0 0 8 20.00% Remainder of County 0320.52 356 285 1 0 22 0 0 13 35 19.94% Mission Viejo city 0320.49 787 631 29 0 57 1 2 13 54 19.82% Huntington Beach city 0993.10 4,492 3,603 20 36 228 11 4 170 420 19.79% Huntington Beach city 0994.17 3,802 3,050 33 9 299 5 3 96 307 19.78°% Huntington Beach city 0994.07 2,491 1,999 17 18 174 5 1 80 197 19.750/6 Laguna Niguel city 0423.25 3,615 2,901 31 1 320 3 6 90 263 19.75% Orange city 0219.12 3,273 2,628 15 4 379 2 0 75 170 19.71% Huntington Beach city 0992.20 5,421 4,354 31 19 232 14 9 203 559 19.68% Newport Beach city 0626.45 1,865 1,498 3 9 265 0 0 22 68 19.68% Huntington Beach city 0993.06 5,931 4,767 24 37 255 12 24 171 641 19.63% Mission Viejo city 0320.32 3,300 2,653 11 12 204 9 4 65 342 19.61 % Costa Mesa city 0632.01 3,611 2,910 32 16 148 10 12 82 401 19.41 % Lake Forest city 0524.15 4,109 3,315 65 7 296 7 7 88 324 19.32% Orange city 0758.08 2,092 1,688 5 0 79 1 3 32 284 19.31% Remainder of County 0117.18 658 531 5 5 41 1 1 11 63 19.30% Fullerton city 0114.02 2,277 1,839 15 2 121 2 11 48 239 19.24% Remainder of County 0117.15 380 307 9 0 22 0 0 10 32 19.21% Huntington Beach city 0992.43 4,106 3,319 19 14 296 2 2 95 359 19.17% Rancho Santa Margarita city 0320.42 6,126 4,961 57 16 327 16 9 167 573 19.02% Yorba Linda city 0218.12 879 712 9 1 65 3 2 6 81 19.00% Orange city 0219.17 2,358 1,917 13 6 217 0 4 38 163 18.70% Laguna Niguel city 0423.37 3,835 3,121 39 4 331 4 7 88 241 18.62% Costa Mesa city 0638.05 2,329 1,896 27 8 121 9 4 52 212 18.59% Tustin Foothills CDP 0756.04 4,926 4,015 17 7 451 6 20 92 318 18.49% Huntington Beach city 0993.07 2,377 1,940 27 15 116 10 3 45 221 18.38% Costa Mesa city 0636.03 49 40 0 0 0 0 0 2 7 18.37% Costa Mesa city 0631.02 5,200 4,245 44 23 179 12 6 98 593 18.37% Los Alamitos city 1101.06 55 45 1 0 0 0 1 0 8 18.18% Huntington Beach city 0993.11 3,818 3,127 12 18 144 15 8 118 376 18.10% Seal Beach city 0995.12 2,766 2,266 25 6 128 7 7 67 260 18.08% Remainder of County 0218.16 1,595 1,307 21 7 65 1 2 27 165 18.06% Yorba Linda city 0218.09 2,616 2,144 15 10 139 0 4 47 257 18.04% Mission Viejo city 0320.12 3,695 3,032 43 9 184 3 11 63 350 17.94% Tustin Foothills CDP 0757.03 3,986 3,271 16 8 327 1 0 78 285 17.94% San Clemente city 0421.09 5,026 4,128 55 17 232 12 2 118 462 17.87% Tustin Foothills CDP 0757.01 1,479 1,215 9 1 53 2 3 13 183 17.85% Costa Mesa city 0633.01 3,049 2,506 33 11 88 11 19 65 316 17.81 % Remainder of County 0218.17 822 676 11 1 25 1 7 14 87 17.76% Dana Point city 0423.10 2,051 1,689 9 6 37 1 0 45 264 17.65% Los Alamitos city 1100.12 34 28 0 0 4 0 0 0 2 17.65% Mission Viejo city 0320.03 4,979 4,103 22 2 209 13 2 97 531 17.59% Rossmoor CDP 1100.06 2,898 2,389 27 10 196 2 10 67 197 17.56% Brea city 0117.17 458 379 1 2 19 0 0 8 49 17.25% Newport Beach city 0636.01 618 512 6 2 24 1 0 18 55 17.15% Fullerton city 0015.03 881 730 13 0 35 0 0 19 84 17.14% Huntington Beach city 0995.14 5,821 4,826 23 5 538 5 22 112 290 17.09% Yorba Linda city 0218.16 3,348 2,783 13 4 163 3 6 53 323 16.88% Brea city 0218.15 1,219 1,015 7 1 51 2 4 9 130 16.74% Huntington Beach city 0992.17 2,441 2,034 14 8 161 1 1 50 172 16.67% Mission Viejo city 0320.40 2,890 2,409 9 5 213 1 1 47 205 16.64% Tustin Foothills CDP 0756.05 2,064 1,722 9 7 191 0 4 20 111 16.57% San Clemente city 0421.12 3,762 3,139 26 8 152 9 10 75 343 16.56% Placentia city 0117.08 686 574 0 0 26 4 0 13 69 16.33% Laguna Beach city 0626.05 3,396 2,842 23 17 64 3 6 85 356 16.31% Mission Viejo city 0320.13 3,528 2,959 39 9 137 14 4 73 293 16.13% Tustin Foothills CDP 0756.06 4,264 3,582 24 16 275 3 2 61 301 15.99% San Joaquin Hills CDP 0626.45 2,959 2,489 16 2 281 4 8 61 98 15.88% Mission Viejo city 0320.48 2,841 2,390 28 1 207 2 4 58 151 15.87% San Clemente city 0421.03 7,530 6,345 32 16 91 3 13 152 878 15.74% Rossmoor CDP 1100.08 3,498 Z956 33 8 163 6 9 82 241 15.49% Dana Point city 0423.11 3,177 2,686 21 16 128 2 11 67 246 15.45% Remainder of County 0219.17 1,008 853 5 2 35 0 1 14 98 15.38% Laguna Hills city 0626.22 1,854 1,570 20 1 58 1 3 18 183 15.32% Mission Viejo city 0320.35 2,427 2,057 28 10 116 3 7 68 138 15.25% Laguna Hills city 042328 2,400 2,036 19 5 207 3 0 42 88 15.17% Rossmoor CDP 1100.07 3,902 3,317 17 11 224 2 3 79 249 14.99% Villa Park city 0758.12 47 40 0 0 2 0 0 0 5 14.89% Huntington Beach city 0995.13 1,950 1,661 6 5 117 1 5 37 118 14.82% Rancho Santa Margarita city 0320.43 4,287 3,659 28 2 274 0 7 143 174 14.65% Huntington Beach city 0993.09 3,565 3,043 14 12 156 6 3 72 259 14.64% San Juan Capistrano city 0320.23 2,503 2,138 7 8 41 2 7 40 260 14.587a Newport Beach city 0636.03 6,214 5,322 69 20 191 12 5 91 504 14.35% Laguna-Niguc+c4 0423.32 - - &582 4,784 43 5 333 5 8 TOZ 30Z _ 14.3D% Seal Beach city 0995.11 3,416 Z929 12 18 126 3 1 68 259 14.26% San Juan Capistrano city 0422.03 7,413 6,374 45 14 207 10 4 126 633 14.02% Remainder of County 0995.06 836 719 1 3 20 0 16 28 49 14.00% Irvine city 0524.10 43 37 0 0 1 2 0 1 2 13.95% Dana Point city 0423.38 4,814 4,147 26 10 158 1 6 101 365 13.86% Laguna Niguel city 0423.17 3,623 3,125 23 6 191 1 16 57 204 13.75% Coto de Caza CDP 0320.46 4,086 3,527 34 2 215 12 0 68 228 13.68% San Juan Capistrano city 0422.05 243 210 0 0 7 0 0 4 22 13.58°% San Clemente city 0421.13 4,483 3,875 6 20 146 7 7 82 340 13.56% Costa Mesa city 0633.02 3,986 3,452 13 10 77 9 9 75 341 13.40% Newport Beach city 0630.10 6,495 5,632 32 15 309 2 24 90 391 13,29% Remainder of County 0762.04 98 85 0 0 0 0 0 1 12 13.27% Seat Beach city 1100.07 823 714 0 0 32 1 0 12 64 13.24% 0 0 0 Dana Point city 0423.24 1,731 1,505 14 1 76 0 8 28 99 13.06% Orange city 0219.15 131 114 0 0 6 0 0 8 3 12.98% Remainder of County 0631.03 1,083 944 8 3 29 7 4 16 72 12.83% Newport Beach city 0630.09 1,550 1,352 6 1 96 2 1 35 57 12.77% Coto de Caza CDP 0320.44 6,056 5,293 37 10 279 2 16 112 307 12.60% Remainder of County 0626.04 1,547 1,353 0 10 13 1 0 21 149 12.54% Newport Beach city 0626.44 6,558 5,737 39 11 398 6 6 83 278 12.52% Seal Beach city 0995.04 2,511 2,198 5 5 88 4 0 67 144 12.47% Laguna Beach city 0626.32 4,058 3,555 31 10 104 3 9 84 262 12.40% Costa Mesa city 0631.03 1,012 888 4 5 14 0 3 25 73 12.25% Huntington Beach city 0992.44 3,846 3,377 12 19 178 2 3 68 187 12.19% San Clemente city 0421.11 5,904 5,190 39 12 151 4 0 96 412 12.09% Newport Beach city 0630.07 5,928 5,214 31 4 352 4 2 87 234 12.04% Remainder of County 0995.13 391 344 1 5 7 2 0 2 30 12.02% San Juan Capistrano city 0320.52 2,974 2,623 10 6 98 5 3 33 196 11.80% Dana Point city 0423.23 4,717 4,168 40 20 74 2 25 83 305 11.64% Newport Beach city 0635.00 6,191 5,480 35 10 169 11 8 105 373 11.48% Newport Beach city 0626.42 3,243 2,876 5 2 205 5 10 34 106 11.32% Newport Beach city 0630.08 868 770 7 1 45 1 1 18 25 11.29% Laguna Beach city 0626.20 5,078 4,506 30 14 98 3 5 97 325 11.26% San Clemente city 0422.06 2,127 1,900 10 4 33 1 2 28 149 10.67% Dana Point city 0422.06 897 802 14 4 22 0 3 12 40 10.59% Laguna Niguel city 0423.24 2,526 2,262 20 2 100 0 0 59 83 10.45% Remainder of County 0219.12 87 78 0 0 0 0 0 3 6 10.34% Remainder of County 0320.11 1,762 1,580 9 12 16 4 6 43 92 10.33% Newport Beach city 0630.04 5,602 5,029 20 6 231 9 11 85 211 10.23% Seal Beach city 0995.06 431 387 0 0 5 0 0 6 33 10.21 % Newport Beach city 0628.00 4,732 4,269 28 13 66 12 10 68 266 9.78% Newport Beach city 0626.43 698 633 0 0 26 0 0 17 22 9.31 % Mission Viejo city 0320.37 4,396 3,987 22 8 189 0 3 38 149 9.30% Laguna Beach city 0626.04 2,589 2,350 17 5 58 0 3 52 104 9.23% Laguna Beach city 0423.05 3,344 3,052 20 5 58 2 4 51 152 8.73% Laguna Beach city 0626.19 4,007 3,664 19 5 50 7 9 60 193 8.56% Newport Beach city 0627.02 4,684 4,293 18 8 92 3 8 59 203 8.35% Seal Beach city 0995.10 4,217 3,874 16 9 111 0 0 47 160 8.13% Newport Beach city 0630.05 1,476 1,356 15 0 63 0 0 18 24 8.13% San Clemente city 0422.01 200 184 0 0 0 0 0 0 16 8.00% Newport Beach city 0627.01 2,913 2,684 7 7 70 7 3 31 104 7.86% Remainder of County 0014.02 26 24 0 0 1 0 0 0 1 7.69% Dana Point city 0423.05 438 405 3 0 2 0 0 10 18 7.53°% Newport Beach city 0631.03 465 430 5 0 5 0 0 4 21 7.53°% San Clemente city 0421.06 1,508 1,395 5 2 20 1 3 14 68 7.49% Newport Beach city 0634.00 4,995 4,627 13 17 77 3 1 55 202 7.37% Laguna Woods city 0626.22 2,377 2,206 8 6 70 0 1 20 66 7.19% Laguna Woods city 0626.46 3,643 3,394 8 2 110 2 2 27 98 6.84% Newport Beach city 0630.06 3,120 2,907 13 6 66 2 0 27 99 6.83% Seal Beach city 0995.09 3,689 3,450 17 5 86 2 0 17 112 6.48% Remainder of County 0630.09 121 114 0 0 0 0 0 2 5 5.79% La Habra city 0015.01 278 262 0 1 0 0 0 2 13 5,76% Laguna Woods city 0626.41 890 839 2 2 25 0 1 2 19 5.73% Newport Beach city 0629.00 1,800 1,704 2 5 13 1 3 14 58 5.33% Laguna Woods city 0626.23 4,974 4,759 10 5 107 0 2 22 69 4.32% Laguna Woods city 0626.25 1,789 1,720 5 1 30 0 1 6 26 3.86% Laguna Woods city 0626.47 2,027 1,950 2 2 32 0 0 11 30 3.80% Laguna Woods city 0626.21 490 476 0 0 9 0 0 1 4 2.86°% San Juan Capistrano city 0422.01 411 400 0 1 0 0 1 0 9 2.68% Aliso Viejo CDP 0423.33 39 38 0 0 0 0 0 0 1 2.56% Laguna Hills city 0626.23 206 205 0 0 0 0 0 1 0 0.49% Aliso Viejo CDP 0423.19 0 0 0 0 0 0 0 0 0 0.00% Aliso Viejo CDP 0423.25 0 0 0 0 0 0 0 0 0 0.00% - Aliso-Viejo-CDP 0626.20 0 ly 1? 0 Q 0 13 0 0 0.00% Aliso Viejo CDP 0626.32 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 1104.01 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 021821 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0218.26 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0219.12 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0761.01 0 0 0 0 0 0 0 0 0 0.00% Anaheim city 0762.01 0 0 0 0 0 0 0 0 0 0.00%. Anaheim city 0762.04 0 0 0 0 0 0 0 0 0 0.00% Brea city 0117.07 0 0 0 0 0 0 0 0 0 0.00% Buena Park city 1101.02 0 0 0 0 0 0 0 0 0 0.00% Buena Park city 1101.15 0 0 0 0 0 0 0 0 0 0.00% Costa Mesa city 0765.15 0 0 0 0 0 0 0 0 0 0.00% Costa Mesa city 0992.40 0 0 0 0 0 0 0 0 0 0.00% 9 40 0 • Coto de Caza CDP 0320.55 0 0 0 0 0 0 0 0 0 0.00% Cypress city 1100.15 0 0 0 0 0 0 0 0 0 0.00% Dana Point city 0421.06 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 0014.04 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 0868.01 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 0868.02 0 0 0 0 0 0 0 0 0 0.00% Fullerton city 1104.01 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0879.01 0 0 0 0 0 0 0 0 0 0.00%a Garden Grove city 0881.01 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0998.01 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.02 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.03 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.05 0 0 0 0 0 0 0 0 0 0.00% Garden Grove city 0999.06 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0525.02 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0524.04 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0525.24 0 0 0 0 0 0 0 0 0 0.00% Irvine city 0626.21 0 0 0 0 0 0 0 0 0 0.00% Laguna Beach city 0423.25 0 0 0 0 0 0 0 0 0 0.00% Laguna Hills city 0626.36 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0423.20 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0423.33 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0626.33 0 0 0 0 0 0 0 0 0 0.00% Laguna Niguel city 0626.40 0 0 0 0 0 0 0 0 0 0.00% Lake Forest city 0524.04 0 0 0 0 0 0 0 0 0 0.00% Lake Forest city 0524.27 0 0 0 0 0 0 0 0 0 0.00% Lake Forest city 0524.28 0 0 0 0 0 0 0 0 0 0.00% Lake Forest city 0320.30 0 0 0 0 0 0 0 0 0 0.00% Los Alamitos city 1100.06 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0524.23 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0524.28 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0423.15 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0423.28 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0423.33 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0320.14 0 0 0 0 0 0 0 0 0 0.00% Mission Viejo city 0320.52 0 0 0 0 0 0 0 0 0 0.00% Newport Beach city 0633.02 0 0 0 0 0 0 0 0 0 0.00% Newport Beach city 0636.04 0 0 0 0 0 0 0 0 0 0.00% Newport Beach city 0626.10 16 16 0 0 0 0 0 0 0 0.00% Newport Beach city 0631,01 1 1 0 0 0 0 0 0 0 0.00% Newport Coast CDP 0626.04 0 0 0 0 0 0 0 0 0 0.00% Orange city 0219.20 0 0 0 0 0 0 0 0 0 0.00% Orange city 0219.23 0 0 0 0 0 0 0 0 0 0.00% Orange city 0753.01 0 0 0 0 0 0 0 0 0 0.00% Orange city 0864.07 0 0 0 0 0 0 0 0 0 0.00% Orange city 0524.19 0 0 0 0 0 0 0 0 0 0.00% Orange city 0524.20 0 0 0 0 0 0 0 0 0 0.00% Placentia city 0117.14 0 0 0 0 0 0 0 0 0 0.00% Placentia city 0218.09 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.38 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.41 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.44 0 0 0 0 0 0 0 0 0 0.00% Rancho Santa Margarita city 0320.45 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0014.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0117.14 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.13 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.14 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.22 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.25 0 0 0 0 0 0 0 _ 0 0 0.00_% Remainderof County -0218.26 0 0 -a 0 0- 0- 0 0 0 0.00% Remainder of County 0218.27 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0218.28 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0219.20 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0219.23 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0741.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0741.08 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0748.03 0 0 0 0 0 0 0 0 0 0.00% Remainder -of County 0755.15 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0758.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0758.10 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0762.01 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0863.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0863.05 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0863.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0864.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0884.02 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 1100.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.10 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.42 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.43 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.45 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0635.00 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0636.01 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0636.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0638.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0638.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0524.08 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0524.17 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0524.18 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.16 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.20 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.29 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.39 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0992.40 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0993.07 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0993.10 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0994.15 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0995.11 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0421.03 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 9421.06 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0421.08 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0423.05 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0423.15 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0423.23 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.05 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.19 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.20 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.21 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.23 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0626.32 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.22 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.34 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.37 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.38 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.39 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.43 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0320.50 0 0 0 0 0 0 0 0 0 0.00% Remainder of County 0015.06 7 7 0 0 0 0 0 0 0 0.00% Remainder of County 0756.04 23 23 0 0 0 0 0 0 0 0.00% Remainder of County 0524.20 10 10 0 0 0 0 0 0 0 0.00% Remainder of County 0524.21 5 5 0 0 0 0 0 0 0 0.00% San Clemente city 0422.03 0 0 0 0 0 0 0 0 0 0.00% San Juan Capistrano city 0421.11 0 0 0 0 0 0 0 0 0 0.00% Santa Ana city 0755.05 0 0 0 0 0 0 0 0 0 0.00% Santa Ana city 0761.02 0 0 0 0 0 0 0 0 0 0.00% Seal Beach city 1100.15 0 0 0 0 0 0 0 0 0 0.00% Seal Beach city 0995.13 0 0 0 0 0 0 0 0 0 0.00% Tustin city 0744.06 0 0 0 0 0 0 0 0 0 0.00% Tustin city 0524.20 0 0 0 0 0 0 0 0 0 0.00% Tustin city 0756.04 10 10 0 0 0 0 0 0 0 0.00% Tustin city 0756.05 4 4 0 0 0 0 0 0 0 0.00% Villa Park city 0219.13 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0881.01 0 0 0 0 0 0 0 0 0 0.00%- _ Westminster -city 0881.06 0 -0 0- - 0 Q 0 o 0 0 0.00% Westminster city 0889.03 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0992,24 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0992.42 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0995.02 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0996.05 0 0 0 0 0 0 0 0 0 0.00% Westminster city 0888.02 2 2 0 0 0 0 0 0 0 0.00% Yorba Linda city 0218.07 0 0 0 0 0 0 0 0 0 0.00% Yorba Linda city 0219.24 4 4 0 0 0 0 0 0 0 0.00% Total 2,846,289 1,458,978 42,639 8,414 383,810 8,086 4,525 64,258 875,579 48.740% 0 0 0 Orange County Loan Denial Rates Conventional Home Purchase Loans-2004 By Applicant(s) Race, Ethnicity and Income as a Percent of Median Income <50%of Median Income 50-79%of Median Income Race Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied American Indian or Alaska Native 4 2 8 14 67.14% 62 8 17 87 19.54% Asian 61 26 57 144 39.58% 343 100 94 537 17.50% Black -or African American 5 2 12 19 63.16%1 46 101 30 861 34.88% Native Hawaiian/Other Pacific Islander 5 0 8 13 61.54% 30 6 16 52 30.77% White 343 182 295 820 35.98% 1,944 446 575 2,9651 19.39% Two or More Minority Races 0 0 0 0 0.00% 3 0 1 4 25.00% Joint:White and Minority 3 21 0 5 0.00% 26 4 8 36 21.05% NA:Race Not Available 131 51 179 361 49.68% 697 280 346 1,323 26.15% Total 552 265 559 1,376 40.63% 3,151 854 1,087 5,092 21.35% Ethnicity Hispanic or Latino 110 41 140 291 48.11 % 908 234 381 1,523 25.02% Not Hispanic or Latino 270 1321 245 647 37.87% 1,484 304 433 2,2211 19.500c Joint: Hispanic or Latino/Not Hispanic or Latino 4 0 2 6 33.33% 34 1 12 47 25.53% NA: Ethnicity Not Available 168 92 172 432 39.81% 725 315 261 1,301 20.06% Total 552 265 559 1,376 40.63% 3,1511 854 1,087 5,092 21.35% 80-990/6 of Median Income 100-119% of Median Income Race Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied Loans Originated Apps. Approved Not Accepted Apps. Dented Total Apps. Percent Denied American Indian or Alaska Native 103 17 26 146 17.81% 155 18 28 201 13.93% Asian 654 148 135 937 14.41% 925 236 151 1,312 11.51% Black or African American 53 13 22 88 25.005/6 58 7 23 88 26.14% Native Hawaiian/Other Pacific Islander 71 21 21 113 18.58% 78 15 34 127 26.77% White 3,010 544 691 4,245 1628% 3.890 662 806 5,358 15.040/6 Two or More Minority Races 7 4 2 13 15.38% 10 3 31 16 18.750/a Joint:White and Minority 46 6, 5 57, 8.77% 8Eq 18 9 115 7.83% NA Race Not -Available- -- T.085 352 426 1,863 22.87% 1,368 383 461 2.232 20.65%n Total 5,029 1,105 1,328 7,462 17,80% 6,592 1,342 1.515 9,449 16.03% Ethnicity Hispanic or Latino 1,597 302 499 2.398 20.81% 2,062 384 560 3,006 18.63% Not Hispanic or Latino 2,346 405 41131 3,2341 14.940/6 3,147 507 576 4,230 13.62% Joint: Hispanic or Latino/Not Hispanic or Latino 66 4 6 76 7.89% 88 21 16 125 12,80% NA: Ethnicity Not Available 1.020 394 340 1,764 19.38% 1,295 430 363 2,088 17.39% Total 5,029 1,105 1,328 7,462 17.80% 6,592 1,342 1,515 9,449 16.03% i i i 120%+ of Median Income Race Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied American Indian or Alaska Native 560 71 136 767 17.73% Asian 6,286 1,434 1,415 9,135 15.49% Black or African American 430 56 125 611 20.46% Native Hawaiian/Other Pacific Islander 405 80 117 602 19.44% White 25,765 4,119 5,079 34,963 14.53% Two or More Minority Races 33 9 9 51 17.65% Joint:White and Minority 820 168 1381 1,126 12.26% NA:Race not Available 8,194 2,271 2A62 12,927 19.05% Total 42,493 8,208 9,481 60,182 15.75% Ethnicity Hispanic or Latino 7,137 1,323 2,156 10,616 20.319/° Not Hispanic or Latino 24,7711 3,871 4,6361 33,278 13.93% Joint: Hispanic or Latino/Not Hispanic or Latino 774 118 152 1,044 14.56% NA: Ethnicity Not Available 9,811 2,896 2,537 15,244 16.64% Total 42,493 8,208 9,481 60,182 15.75% Orange County Loan Denial Rates FHA, FSAIRHS and VA Home Purchase Loans-2004 By Applicant(s) Race, Ethnicity and Income as a Percent of Median Income <50%of Median Income 50.79%of Median Income Race Loans Originated Apps Approved Not Accepted Apps Denied Total Apps Percent Denied Loans Originated Apps. Approved Not Accepted Apps Denied Total Apps Percent Denied American Indian or Alaska Native 1 0 0 1 0.0056 5 0 0 5 0.0055 Asian 0 0 0 0 0.00°% 9 1 1 11 9.0955 Black or African American 0 0 0 0 0.0055 4 0 1 5 20.005. Native HawaoanlOther Pacific Islander 0 1 0 1 0.0055 0 0 0 0 0.00°% White 6 1 5 12 41.67% 64 4 5 73 6.8555 Two or WeKnonlyRaces 0 0 0 0 0.00°% 0 0 0 0 0.0003 JcintWhite and Minority 0 G G C 0.007 z G 1 4 25.00% NARace NotAvailabie 3 1 l S. 20.0056 21 4 6 31 19.3550 Total 10 3 6 19 31.58°I° 106 9 14 129 10.85°/° Ethnicity Hispaniewuffna 2 1 - 2 5 40.00% 37 3 6 46 13.04°I° Not Hispanic or Latino 0 0 2 2 100.00% 47 3 4 54 7.4101 Joint Hispanic or Latino/Not Hispanic or Latino 0 0 0 0 0.00°/° 2 0 1 3 33.33% NA. Ethnicity Not Avallable 8 2 2 12 16.67% 20 3 3 26 11.54116 Total 10 31 61 191 31.58%1 1061 9 141 1291 10.85% 0 80.99% of Median Income 100419% of Median Income Race Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied American Indian or Alaska Native 3 0 0 3 0.00% 0 0 0 0 0.00% Asian 4 1 2 7 28.57% 0 1 0 1 0.00% Black or Afiran American 1 0 0 1 0.00% 0 0 0 01 0.00% Native Hawaiian/Other Pacific Islander 0 0 0 0 0.00% 1 0 0 1 0.00% White 39 0 8 47 17.02% 13 1 4 18 22.229/6 Two or More Minority Races 0 0 0 0 0.00% 0 0 1 1 100.00% Joint:Wh to and Minority 1 0 0 2 0.00% 2 0 0 2 0.00% NA:Race Not Available 12 1 1 14 7.14% 6 0 2 8 25.00% Total 61 2 11 74 14.86% 22 2 7 31 22.58% Ethnicity Hispanic or Latino 20 0 5 25 20.00% 11 0 3 14 21.43% Not Hispanic or Latino 32 0 5 37 13.51% 6 1 4 11 36.36% Joint Hispanic or Latin0/Not Hispanic or Latino 2 0 0 2 0.00%1 0 0 0 0 0.00% NA: Ethnicity Not Available 7 2 1 10 10.00% 5 1 0 6 0.00% Total 1 61 2 111 741 14.86%1 22 2 71 311 22.58% 120%+of Median Income Race Loans Originated Approved Not Accepted Apps Denied Total Apps Percent Denied American Indian or -Alaska Native 1 0 0 1 0.00% Asian 1 0 0 1 0.00% Black or African American 1 0 0 1 0.00°% Native HawarkWOther Pacftlslander 2 0 0 2 0.0005 White 24 2 0 26 0.00910 Two or More Minority Races 0 0 1 1 100.0015 JointWhite and Minority 0 0 0 0 0.00% NA:RacenotAva7able 6 3 4 13 30.77% Total 35 5 5 45 11.11-A Ethnicity HispanicorLatino 9 3 2 14 14.29% NotHispankart.atino 16 1 2 19 10.53% Joint Hispanic ortatinolNot H'spanicorl.atirw - 1 0 0 1 0.009b NA Ethnkity Not Available 9 1 1 11 9.09010 Plat 35 5 5 45 11.11% 49 0 • Orange County Loan Denial Rates Home Improvement Loans-2004 By Applicant(s) Race, Ethnicity and Income as a Percent of Median Income <50%of Median Income 50-79%of Median Income Race Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied American Indian or Alaska Native 13 3 30 46 65.22% 38 9 35 82 42.68% Asian 26 6 36 68 52.94% 88 17 78 183 42.62% Black or African American 4 01 11 151 73.33% 16l 2 15 331 45.45% Native Hawaiian/Other Pacific Islander 6 1 20 27 74.07% 20 6 18 44 40.91% White 368 43 379 790 47.97% 1,090 126 542 1,758 30.83% Two or More Minority Races 2 0 0 2 0.00% 1 0 2 3 66.67% JointWhite and Minority 1 2 3 6 50.00% 19 0 12 31 38.71% NA:RaceNot Available 94 21 217 332 65.36% 346 491 361 756 47.75% Total 514 76 696 1,286 54.12% 1,618 209 1,063 2,890 36.78% Ethnicity Hispanic orLafino 144 19 235 398 59.05% 481 70 346 897 38.57% Not Hispanic or Latino 281 35 255 571 44.66% 817 -89 382 1,288 29.66% Joint: Hispanic or Latino/Not Hispanic or Latno 5 31 19 271 70.37% 261 81 351 691 50.72% NA: Ethnicity Not Available • 84 19 187 290 64A8% 294 42 300 636 47.17% Total 514 76 696 1,2861 54.12% 1,618 209 1.063 2:890 36.78% 80.99% of Median Income 100419% of Median Income Race Loans Ori inat Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied Loans Originated Apps, Approved Not Accepted Apps. Denied Total Apps. Percent Denied American Indian orAlask Native 33 8 16 57 28.07% 25 3 22 50 44.00% Asian 107 25 58 190 30.53% 114 12 45 171 26.32% Black orAfrican American 24 0 26 50 52.00% 16 5 8 29 27.59% Native Hawaiian/Other Pacific Islander 22 3 12 37 3243% 14 3 6 23 26.09% White 1,063 152 435 1,650 26.36% 938 126 307 1,371 22.39% Two or More Minority Races 0 1 0 1 0.00% 3 01 3 6 50.000,0 JointWhiteand Minority 21 2 8 31 25.81%1 26 4 4 34 11.76% NA:Race NotAvaUable 428 89 265 782 33.89% 381 52 206 639 32.240/6 Total 1,698 280 820 2,798 29.31% 1.517 205 601 Z323 25.87°l° Ethnicity -- - -- - -- - -- - Hispanic or Latino 384 57 206 647 31.84°l° 289 451 139 473 29.39% Not Hispanic or Latino 876 123 370 1,3691 27.03% 816 98 271 1,185 22,870j,u Joint Hispanic or L.atinoMot Hispanic or Latino 28 9 19 56 33.9395 43 3 15 61 24,59% NA: Ethnicity Not Available 410 91 225 726 30.9945 369 59 176 604 29.14% Total 1,698 2801 820 2,798 29.31%1 1.6171 205 601 2,323 25.87% 0 0 0 120%+ of Median Income Race Loans Originated Apps. Approved Not Accepted Apps. Denied Total Apps. Percent Denied American Indian or Alaska Native 39 3 41 83 49.40% Asian 452 85 175 712 24.58% Black or African American 70 8 39 117 33.33% Native Hawaiian/Other Pacific Islander 60 11 28 99 28.28% White 3,740 482 1,074 5,296 20.28% Two or More Minority Races 4 1 1 6 16.67% Joint:White and Minority 144 18 45 207 21.74% NA:Race not Available 1,481 225 643 _2,349 27.37% Total 5,990 833 2,046 8,869 23.07% Ethnicity Hispanic or Latino 523 74 213 810 26.30% Not Hispanic or Latino 3,6421 473 1,104 5,219 21.15% Joint: Hispanic or Latino/Not Hispanic or Latino 163 31 69 263 26.24% NA: Ethnicity Not Available 1,662 255 660 2,577 25.61% Total 5,990 833 2.0461 8,8691 23.079/6 Sew limsh Angeles Q N N.WD B..W San AN SenOhsamb Riverside San Diego 2000 Orange County Population Density Persons per Square Mile by Tract Less than 4562 [- 4562 - 7225 ® 7225 • 100008 _ 10008 or more Sourw: B, Th llenM. Ymc. Freeway Highway Counties Airport SGAO Region SDVM[pl fAYPoRNY •eaocurweereorauam Angeles S.N B..U, N.. B..Ci Q N ] 0 J 6 0 W. San La B..h Riverside San Diego 2000 Orange County Percent Ethnicity F_� No Majority Group Hispanic White [ _] African American 0 Asian Multi -Racial Swece: C.•.u. 2000 Thp . 8... Freeway Highway 0 Counties �( Airport sna.m.ar. vy MTw. n.nN 8CA0 Region sour.nN nu ..1. Assocufm11.1sOYaualaYTa Ethnic Composition of Orange County Asian 10.0% Biad 1.6°/ 1$swic 23.4% 'bite .5% 1990 2000 Re M r� u 3,000,000 295009000 29000,000 195009000 1,000,000 5009000 11 A Century of Growth Orange County Population 1900 - 2000 1,933.000 1,420,000 704,000 20,000 34,000 61,000 119,000 131,000 216,000 1900 1910 1920 1930 1940 1950 1960 1970 1980 1990 2000 •PLACENAME Aliso Viejo CDP TRACT 042319 BLKGRP 1 LOWMOD.OWMODUNIV LOWMODPCT 0 0 Aliso Viejo CDP 042320 1 0 0 Aliso Viejo CDP 042320 2 0 0 Aliso Viejo CDP 042320 3 401 1503 26.7 Aliso Viejo CDP 042320 4 858 1931 44.4 Aliso Viejo CDP 042333 1 0 0 Aliso Viejo CDP 062632 1 0 0 Aliso Viejo CDP 062633 1 194 2704 7.2 Aliso Viejo CDP 062633 2 58 914 6.3 Aliso Viejo CDP 062634 1 208 872 23.9 Aliso Viejo CDP 062634 2 250 2226 11.2 Aliso Viejo CDP 062634 3 134 308 43.5 Aliso Viejo CDP 062634 4 173 902 19.2 Aliso Viejo CDP 062634 5 177 1300 13.6 Aliso Viejo CDP 062635 1 139 1209 11.5 Aliso Viejo CDP 062635 2 245 1553 15.8 Aliso Viejo CDP 062635 3 158 1131 14.0 Aliso Viejo CDP 062636 1 417 1206 34.6 Aliso Viejo CDP 062636 2 272 1292 21,1 Aliso Viejo CDP 062636 3 166 1198 13.9 Aliso Viejo CDP 062637 1 313 1486 21.1 Aliso Viejo CDP 062637 2 286 1309 21.8 Aliso Viejo CDP 062638 1 452 2470 18.3 Aliso Viejo CDP 062638 2 132 1919 6,9 Viejo CDP 062639 1 178 1165 16.3 •Aliso Aliso Viejo CDP 062639 2 495 2013 24.6 Aliso Viejo CDP 062639 3 323 2323 13.9 Aliso Viejo CDP 062639 4 101 740 13.6 Aliso Viejo CDP 062640 1 403 1557 25.9 Aliso Viejo CDP 062640 2 394 1871 21.1 Aliso Viejo CDP 062641 3 127 925 13.7 Aliso Viejo city 062640 2 0 0 Anaheim city 011602 1 1454 1879 77.4 Anaheim city 011602 2 385 474 81.2 Anaheim city 011714 1 126 220 57.3 Anaheim city 011720 1 1463 1556 94.0 Anaheim city 011720 2 0 0 Anaheim city 011720 3 492 593 83.0 Anaheim city 011722 1 706 961 73.5 Anaheim city 011722 2 449 819 54.8 Anaheim city 011722 3 315 827 38.1 Anaheim city 021807 1 934 1973 47.3 Anaheim city 021807 2 340 1843 18.4 Anaheim city 021812 1 0 0 Anaheim city 021812 2 318 2012 15.8 Anaheim city 021812 3 526 1549 34.0 Anaheim city 021812 4 1044 1722 60.6 Anaheim city 021813 9 0 10 0.0 Anaheim city 021821 2 0 0 •Anaheim city 021826 1 0 0 Anaheim city 021826 1 0 0 Anaheim city 021903 1 394 1474 26.7 Anaheim city 021903 2 203 1384 14.7 • Anaheim city 021903 3 384 1100 34.9 Anaheim city 021905 1 335 1684 19.9 Anaheim city 021905 2 400 2040 19.9 Anaheim city 021905 3 277 1484 18.7 Anaheim city 021912 1 0 0 Anaheim city 021915 1 553 1896 29.2 Anaheim city 021915 2 85 514 16.5 Anaheim city 021916 3 164 1573 10,4 Anaheim city 021916 1 158 1667 9.5 Anaheim city 021916 2 565 1900 29.7 Anaheim city 021919 1 441 1465 30.1 Anaheim city 021919 2 293 1303 22.5 Anaheim city 021920 1 137 818 16.7 Anaheim city 021920 2 166 1279 13.0 Anaheim city 021920 3 152 1307 11.6 Anaheim city 021920 4 230 1926 11.9 Anaheim city 021921 1 118 1493 7.9 Anaheim city 021921 2 408 3012 13.5 Anaheim city 021922 1 159 1401 11.3 Anaheim city 021922 2 262 826 31.7 Anaheim city 021922 3 3B 922 4.1 Anaheim city 021922 4 231 1432 16.1 Anaheim city 021923 2 0 342 0.0 Anaheim city 021923 1 217 1400 18.5 Anaheim city 021923 2 282 2221 12.7 • Anaheim city 021923 3 190 1110 17.1 Anaheim city 021923 4 83 791 10.5 Anaheim city 021924 1 0 0 Anaheim city 021924 1 640 4357 14.7 Anaheim city 075813 1 59 394 1510 Anaheim city 075813 3 0 106 0.0 Anaheim city 076101 1 0 0 Anaheim city 076102 1 591 1031 57.3 Anaheim city 076201 2 0 0 Anaheim city 076202 1 0 0 Anaheim city 076202 4 1072 1680 63.8 Anaheim city 076204 1 0 0 Anaheim city 086301 1 1635 2593 63.1 Anaheim city 086301 2 758 1759 43.1 Anaheim city 086301 3 1333 2525 52.8 Anaheim city 086303 1 , 353 971 36.4 Anaheim city 086303 2 351 757 46.4 Anaheim city 086303 3 294 865 34.0 Anaheim city 086303 4 1228 1953 62.9 Anaheim city 086304 1 480 1606 29.9 Anaheim city 086304 2 401 889 45.1 Anaheim city 086304 3 1000 2014 49.7 Anaheim city 086305 1 240 1005 23.9 Anaheim city 086305 2 687 1768 38.9 Anaheim city 086306 3 201 928 21.7 • • C� Anaheim city 086306 1 937 1486 63.1 Anaheim city 086306 2 288 1054 27.3 Anaheim city 086306 3 278 1003 27.7 Anaheim city 086402 1 1738 2856 60.9 Anaheim city 086402 2 431 1064 40.5 Anaheim city 086402 3 518 ' 1398 37.1 Anaheim city 086404 1 1873 2987 62.7 Anaheim city 086404 2 1017 1527 66.6 Anaheim city 086404 3 997 1693 58.9 Anaheim city 086405 1 790 1234 64.0 Anaheim city 086405 2 1706 1923 88.7 Anaheim city 086405 3 1343 1899 70.7 Anaheim city 086405 4 993 1582 62.8 Anaheim city 086406 1 562 934 60.2 Anaheim city 086406 2 767 1279 60.0 Anaheim city 086406 3 408 946 43.1 Anaheim city 086406 4 418 854 48.9 Anaheim city 086407 1 753 2308 32.6 Anaheim city 086407 2 751 1581 47.5 Anaheim city 086407 3 1417 2068 68.5 Anaheim city 086501 1 1705 2280 74.8 Anaheim city 086501 2 999 1522 65.6 Anaheim city 086501 3 525 941 55.8 Anaheim city 086502 1 1082 1325 81.7 Anaheim city 086502 2 1409 1837 76.7 Anaheim city 086502 3 1116 1349 82.7 Anaheim city 086502 4 1881 2158 87.2 Anaheim city 086601 1 2126 2424 87.7 Anaheim city 086601 2 1030 1749 58.9 Anaheim city 086601 3 1576 2214 71.2 Anaheim city 086601 4 1214 1687 72.0 Anaheim city 086601 5 1262 1556 81.1 Anaheim city 086602 1 896 1529 58.6 Anaheim city 086602 2 1685 2100 80.2 Anaheim city 086602 3 1526 2470 61.8 Anaheim city 086701 1 2159 4028 53.6 Anaheim city 086701 2 571 1296 44.1 Anaheim city 086701 3 487 1099 44.3 Anaheim city 086701 4 754 1436 52.5 Anaheim city 086702 1 824 1415 58.2 Anaheim city 086702 2 595 819 72.6 Anaheim city 086702 3 493 1039 47.4 Anaheim city 086702 4 302 430 70.2 Anaheim city 086702 5 2027 2921 69.4 Anaheim city 086801 1 191 443 43.1 Anaheim city 086801 3 460 933 49.3 Anaheim city 086802 1 1403 2283 61.5 Anaheim city 086802 2 1355 1924 70.4 Anaheim city 086802 3 428 1115 38.4 Anaheim city 086803 1 1209 1827 66.2 Anaheim city 086803 2 623 1109 56.2 Anaheim city 086803 3 1719 2742 62.7 Anaheim city 086803 4 286 677 42.2 Anaheim city 086901 1 1136 1676 67.8 • Anaheim city 086901 2 566 1162 48.7 Anaheim city 086901 3 3110 3945 78.8 Anaheim city 086901 4 956 1308 75.4 Anaheim city 086902 1 871 1262 69.0 Anaheim city 086902 2 864 1588 54.4 Anaheim city 086902 3 491 1564 31.4 Anaheim city 086903 1 1700 2220 76.6 Anaheim city 086903 2 1015 1390 73.0 Anaheim city 086903 3 388 907 42.8 Anaheim city 086903 4 593 1485 39.9 Anaheim city 087001 1 2204 2900 76.0 Anaheim city 087001 2 394 1203 32.8 Anaheim city 087001 3 709 1296 54.7 Anaheim city 087002 1 1128 2232 50.5 Anaheim city 087002 2 1054 1646 64.0 Anaheim city 087002 3 1715 2831 60.6 Anaheim city 087101 1 1356 2096 64.7 Anaheim city 087101 2 809 1278 63.3 Anaheim city 087102 1 978 1520 64.3 Anaheim city 087102 2 1263 2306 54.8 Anaheim city 087102 3 1240 1440 86.1 Anaheim city 087102 4 488 592 82.4 Anaheim city 087103 1 750 1608 46.6 Anaheim city 087103 2 231 702 32.9 Anaheim city 087103 3 970 1383 70.1 Anaheim city 087103 4 1113 1672 M6 Anaheim city 087103 5 363 1452 26.0 Anaheim city 087103 6 322 711 45.3 Anaheim city 087105 1 1100 1715 64.1 Anaheim city 087105 2 1159 2746 42.2 Anaheim city 087106 1 641 1122 57.1 Anaheim city 087106 2 1114 2028 54.9 Anaheim city 087106 3 1174 1591 73.8 Anaheim city 087200 1 351 912 38.5 Anaheim city 087200 2 1621 2225 72.9 Anaheim city 087200 3 1117 1327 84.2 Anaheim city 087200 4 307 861 35.7 Anaheim city 087200 5 1026 1923 53.4 Anaheim city 087300 1 1591 1993 79.8 Anaheim city 087300 2 2546 3908 65.1 Anaheim city 087300 3 926 1133 81.7 Anaheim city 087300 4 899 1601 56.2 Anaheim city 087300 5 1060 1337 79.3 Anaheim city 087401 1 339 454 74.7 Anaheim city 087401 2 461 945 48.8 Anaheim city 087401 3 402 717 56.1 Anaheim city 087401 4 540 940 57.4 Anaheim city 087403 1 524 689 76.1 Anaheim city 087403 2 1176 1367 86.0 • Anaheim city 087403 3 1000 1607 62.2 city 087404 1 2349 2739 85.8 .Anaheim Anaheim city 087404 2 518 1039 49.9 Anaheim city 087405 1 1496 1770 84.5 Anaheim city 087405 2 1098 1403 78.3 Anaheim city 087405 3 2895 3407 85.0 Anaheim city 087501 1 581 1912 30.4 Anaheim city 087501 2 1868 2116 88.3 Anaheim city 087501 3 1294 1363 94.9 Anaheim city 087501 4 230 548 42.0 Anaheim city 087503 1 741 959 77.3 Anaheim city 087503 2 1043 2098 49.7 Anaheim city 087503 3 266 614 43.3 Anaheim city 087503 4 373 525 71.0 Anaheim city 087503 5 1984 2397 82.8 Anaheim city 087504 1 1245 1568 79.4 Anaheim city 087504 2 2398 2941 81.5 Anaheim city 087504 3 1743 2081 83.8 Anaheim city 087504 4 1202 1652 72.8 Anaheim city 087601 1 1604 1939 82.7 Anaheim city 087601 2 433 1081 40.1 Anaheim city 087601 3 989 1343 73.6 Anaheim city 087601 4 264 682 38.7 Anaheim city 087602 1 351 1054 33.3 Anaheim city 087602 2 680 1395 48.7 Anaheim city 087602 3 2067 3456 59.8 city 087602 4 452 1040 43.5 •Anaheim Anaheim city 087701 1 459 1161 39.5 Anaheim city 087701 2 430 554 77.6 Anaheim city 087701 3 921 1540 59.8 Anaheim city 087703 1 0 0 Anaheim city 087703 4 225 507 44.4 Anaheim city 087704 1 658 1036 63.5 Anaheim city 087704 2 497 987 50.4 Anaheim city 087704 3 636 1158 54.9 Anaheim city 087704 4 592 1529 38.7 Anaheim city 087801 1 622 1121 55.5 Anaheim city 087802 1 813 1396 58.2 Anaheim city 087803 1 1094 1481 73.9 Anaheim city 087805 1 1086 1598 68.0 Anaheim city 087805 2 108 442 24.4 Anaheim city 087806 1 1050 1413 74.3 Anaheim city 088302 1 449 1174 38.2 Anaheim city 088402 1 768 790 97.2 Anaheim city 088403 1 1420 3118 45.5 Anaheim city 110201 1 359 595 60.3 Anaheim city 110202 1 804 1293 62.2 Anaheim city 110202 2 730 1103 66.2 Anaheim city 110202 3 1488 2006 74.2 Anaheim city 110203 1 1067 2397 44.5 Anaheim city 110401 1 0 0 •Anaheim city 110402 2 581 700 83.0 Anaheim city 110402 3 551 1039 53.0 Brea city 001403 1 313 1520 20.6 Brea city 001403 2 60 189 31.7 • Brea city 001404 1 83 364 22.8 Brea city 001501 1 578 1584 36.5 Brea city 001501 2 250 1086 23.0 Brea city 001501 3 694 2788 24.9 Brea city 001501 2 0 0 Brea city 001503 1 606 1562 32.4 Brea city 001503 2 310 868 35.7 Brea city 001503 3 1018 1741 58.5 Brea city 001504 1 750 1175 63.8 Brea city 001504 2 602 1458 41.3 Brea city 001504 3 362 657 55.1 Brea city 001504 4 525 1169 44.9 Brea city 001505 1 0 0 Brea city 001505 2 766 1879 40.8 Brea city 001506 1 1000 2087 47.9 Brea city 001506 2 320 2147 14.9 Brea city 001507 1 830 1579 52.6 Brea city 001507 2 270 738 36.6 Brea city 001507 3 605 1961 31.0 Brea city 011707 1 0 0 Brea city 011709 1 0 0 Brea city 011717 1 70 353 19.8 Brea city 021814 1 642 2286 28.1 Brea city 021814 2 700 1968 35.6 Brea city 021814 3 9 1036 0.9 • Brea city 021814 4 584 1707 34.2 Brea city 021815 1 7 7 100.0 Brea city 021815 2 261 652 40.0 Brea city 021815 1 60 450 13.3 Buena Park city 001801 1 295 296 99.7 Buena Park city 001801 2 0 0 Buena Park city 001801 3 333 717 46.4 Buena Park city 001801 4 119 135 88.1 Buena Park city 086801 1 141 660 21.4 Buena Park city 086801 2 361 923 39.1 Buena Park city 086801 3 20 150 13.3 Buena Park city 086803 2 223 847 26.3 Buena Park city 110102 1 0 0 Buena Park city 110110 1 269 485 55.5 Buena Park city 110110 2 449 1093 41.1 Buena Park city 110201 1 521 1726 30.2 Buena Park city 110201 2 841 2023 41.6 Buena Park city 110201 3 1567 2637 59.4 Buena Park city 110202 1 398 1394 28.6 Buena Park city 110202 2 167 591 28.3 Buena Park city 110202 3 383 779 49.2 Buena Park city 110203 1 202 696 29.0 Buena Park city 110203 2 868 2268 38.3 Buena Park city 110301 1 207 1297 16'.0 . Buena Park city 110301 2 179 1303 13.7 • • Buena Park city 110301 3 593 1511 39.2 Buena Park city 110301 4 287 1036 27.7 Buena Park city 110302 1 766 1387 55.2 Buena Park city 110302 2 1203 2497 48.2 Buena Park city 110302 3 270 669 40.4 Buena Park city 110302 4 692 1361 50.8 Buena Park city 110303 1 1109 2412 46.0 Buena Park city 110303 2 745 2404 31.0 Buena Park city 110304 1 739 2173 34.0 Buena Park city 110304 2 671 1828 36.7 Buena Park city 110401 1 593 1445 41.0 Buena Park city 110401 2 340 942 36.1 Buena Park city 110401 3 678 1356 50.0 Buena Park city 110401 4 287 880 32.6 Buena Park city 110402 1 468 1149 40.7 Buena Park city 110402 2 155 413 37.5 Buena Park city 110402 3 1573 1841 85.4 Buena Park city 110500 1 2120 2692 78.8 Buena Park city 110500 2 2105 3173 66.3 Buena Park city 110500 3 1053 1664 63.3 Buena Park city 110500 4 519 890 58.3 Buena Park city 110603 1 1060 1817 58.3 Buena Park city 110603 2 992 1549 64.0 Buena Park city 110603 3 1742 2218 78.5 Buena Park city 110603 4 717 1020 70.3 Buena Park city 110603 5 1358 1907 71.2 Buena Park city 110604 1 527 1862 28.3 Buena Park city 110604 2 557 1386 40.2 Buena Park city 110604 3 1278 2762 46.3 Buena Park city 110604 4 242 881 27.5 Buena Park city 110606 1 2289 2918 78.4 Buena Park city 110606 2 1043 1923 54.2 Buena Park city 110607 1 389 980 39.7 Buena Park city 110607 2 711 1067 66.6 Buena Park city 110607 3 739 1379 53.6 Costa Mesa city 062610 1 0 0 Costa Mesa city 063101 1 165 333 49.5 Costa Mesa city 063102 1 327 1229 26.6 Costa Mesa city 063102 2 328 877 37.4 Costa Mesa city 063102 3 690 2110 32.7 Costa Mesa city 063102 4 381 937 40.7 Costa Mesa city 063103 1 127 314 40.4 Costa Mesa city 063103 2 141 634 22.2 Costa Mesa city 063201 1 438 1083 40.4 Costa Mesa city 063201 2 385 1198 32.1 Costa Mesa city 063201 3 271 452 60.0 Costa Mesa city 063201 4 350 848 41.3 Costa Mesa city 063202 1 505 785 64.3 Costa Mesa city 063202 2 403 1006 40.1 Costa Mesa city 063202 3 230 910 25.3 Costa Mesa city 063202 4 317 758 41.8 Costa Mesa city 063301 1 616 1046 49.3 I Costa Mesa city 063301 2 339 1044 32.5 Costa Mesa city 063301 3 296 844 35.1 • Costa Mesa city 063302 1 302 864 35.0 Costa Mesa city 063302 2 437 1039 42.1 Costa Mesa city 063302 3 370 1227 30.2 Costa Mesa city 063302 4 413 924 44.7 Costa Mesa city 063601 1 510 1547 33.0 Costa Mesa city 063601 2 679 1487 45.7 Costa Mesa city 063603 1 0 0 Costa Mesa city 063603 3 42 59 71.2 Costa Mesa city 063604 1 301 458 65.7 Costa Mesa city 063604 2 988 1571 62.9 Costa Mesa city 063604 3 1649 1954 84.4 Costa Mesa city 063605 1 1278 1707 74.9 Costa Mesa city 063605 2 932 1742 53.5 Costa Mesa city 063605 3 1755 2054 85.4 Costa Mesa city 063701 1 648 1034 62.7 Costa Mesa city 063701 2 1349 1782 75.7 Costa Mesa city 063701 3 1467 1786 82.1 Costa Mesa city 053701 4 1294 1853 69.8 Costa Mesa city 063702 1 724 1309 55.3 Costa Mesa city 063702 2 265 407 65.1 Costa Mesa city 063702 3 560 823 68.0 Costa Mesa city 063702 4 1153 1719 67.1 Costa Mesa city 063702 5 758 1160 65.3 Costa Mesa city 063802 1 615 1491 41.2 Costa Mesa city 063802 2 165 1385 11.9 • Costa Mesa city 063803 1 128 917 14.0 Costa Mesa city 063803 2 271 924 29.3 Costa Mesa city 063803 3 516 1177 43.8 Costa Mesa city 063803 4 747 1589 47.0 Costa Mesa city 063805 1 361 1055 34.2 Costa Mesa city 063805 2 330 1336 24.7 Costa Mesa city 063806 1 579 1105 52.4 Costa Mesa city 063806 2 252 1200 21.0 Costa Mesa city 063806 3 195 1259 15.5 Costa Mesa city 063807 1 0 0 Costa Mesa city 063807 2 937 1688 55.5 Costa Mesa city 063807 3 139 736 18.9 Costa Mesa city 063807 4 633 1927 32.8 Costa Mesa city 063808 1 3674 4648 79.0 Costa Mesa city 063808 2 1015 1723 58.9 Costa Mesa city 063902 1 392 1209 32.4 Costa Mesa city 063902 2 2668 6434 49.1 Costa Mesa city 063903 1 1117 2340 47.7 Costa Mesa city 063903 2 630 1672 37.7 Costa Mesa city 063904 1 1520 1927 78.9 Costa Mesa city 063904 2 265 1200 22.1 Costa Mesa city 063904 3 652 1561 41.8 Costa Mesa city 063904 4 78 206 37.9 Costa Mesa city 063905 1 425 1447 29.4 • Costa Mesa city 063905 2 1288 2768 46.5 •Costa Mesa city Costa Mesa city 063906 063906 1 2 1231 1067 1973 1519 62.4 70:2 Costa Mesa city 063906 3 1253 2215 56.6 Costa Mesa city 063906 4 56 265 21.1 Costa Mesa city 063907 1 1231. 3931 31.3 Costa Mesa city 063907 2 396 1092 36.3 Costa Mesa city 063907 3 0 32 0.0 Costa Mesa city 063908 1 1181 2595 45.5 Costa Mesa city 063908 2 1055 3050 34.6 Costa Mesa city 075515 3 0 0 Costa Mesa city 099240 4 0 0 Coto de Caza CD 032044 1 76 1009 7.5 Coto de Caza CD 032044 2 184 1811 10.2 Coto de Caza CD 032044 3 222 1789 12.4 Coto de Caza CD 032044 4 63 1447 4.4 Coto de Caza CD 032045 1 131 1170 11.2 Coto de Caza CD 032045 2 189 1674 11.3 Coto de Caza CD 032046 3 0 189 0.0 Coto de Caza CD 032046 1 0 756 0.0 Coto de Caza CD 032046 2 117 1594 7.3 Coto de Caza CD 032046 3 0 470 0.0 Coto de Caza CD 032046 4 110 1148 9.6 Coto de Caza CD 032055 3 0 0 Cypress city 110001 1 166 1056 15.7 Cypress city 110010 1 303 1425 21.3 city 110010 2 229 1176 19.5 •Cypress Cypress city 110010 3 0 75 0.0 Cypress city 110011 1 167 1456 11.5 Cypress city 110011 2 169 1292 13.1 Cypress city 110015 1 0 0 Cypress city 110015 9 0 0 Cypress city 110102 3 707 1290 54.8 Cypress city 110104 1 1021 2603 39.2 Cypress city 110104 2 471 2110 22.3 Cypress city 110104 3 799 1035 77.2 Cypress city 110106 1 210 742 28.3 Cypress city 110106 2 451 1071 42.1 Cypress city 110106 3 641 1743 36.8 Cypress city 110109 1 64 711 9.0 Cypress city 110109 2 488 1065 45.8 Cypress city 110109 3 , 294 1194 24.6 Cypress city 110109 4 707 1704 41.5 Cypress city 110110 1 602 840 71.7 Cypress city 110110 2 749 1300 57.6 Cypress city 110110 3 529 1733 30.5 Cypress city 110111 1 602 1398 43.1 Cypress city 110111 2 405 1938 20.9 Cypress city 110111 3 1079 1786 60.4 Cypress city 110113 1 563 1877 30.0 Cypress city 110114 1 506 1682 30.1 •Cypress city 110114 2 350 1405 24.9 Cypress city 110114 3 644 1771 30.7 Cypress city 110117 1 947 1985 47.7 Cypress city 110117 2 182 1025 17.8 • Cypress city 110117 3 487 1169 41.7 Cypress city 110117 4 498 1329 37.5 Cypress city 110118 1 255 1650 16.5 Cypress city 110118 2 242 1385 17.5 Cypress city 110202 1 165 291 56.7 Dana Point city 042106 2 0 0 Dana Point city 042201 1 0 0 Dana Point city 042201 3 0 0 Dana Point city 042201 1 572 777 73.6 Dana Point city 042201 2 611 1564 39.1 Dana Point city 042201 3 162 534 30.3 Dana Point city 042201 4 102 680 15.0 Dana Point city 042201 5 383 905 42.3 Dana Point city 042201 6 243 698 34.8 Dana Point city 042205 2 106 352 30.1 Dana Point city 042205 3 0 0 Dana Point city 042205 4 357 923 38.7 Dana Point city 042206 1 76 361 21.1 Dana Point city 042206 2 177 547 32.4 Dana Point city 042305 3 0 0 Dana Point city 042305 2 84 496 16.9 Dana Point city 042310 1 682 1849 36.9 Dana Point city 042311 2 132 899 14.7 Dana Point city 042311 3 204 841 24.3 Dana Point city 042311 4 379 1427 26.6 • Dana Point city 042313 4 0 0 Dana Point city 042313 1 481 1239 38.8 Dana Point city 042313 2 401 931 43.1 Dana Point city 042313 3 610 1569 38.9 Dana Point city 042313 4 178 558 31.9 Dana Point city 042313 5 1210 1886 64.2 Dana Point city 042313 6 438 1029 42.6 Dana Point city 042323 2 0 0 Dana Point city 042323 1 352 1459 24.1 Dana Point city 042323 2 194 1139 17.0 Dana Point city 042323 3 457 1342 34.1 Dana Point city 042323 4 172 777 22.1 Dana Point city 042324 1 200 729 27.4 Dana Point city 042324 2 46 996 4.6 Dana Point city 042338 1 142 533 26.6 Dana Point city 042338 2 1074 4273 25.1 Dana Point city 042339 1 180 723 24.9 Dana Point city 042339 2 48 374 12.8 Dana Point city 042339 3 597 1240 48.1 Dana Point city 042339 4 178 945 18.8 Fountain Valley c 099202 1 185 627 29.5 Fountain Valley c 099202 2 0 0 Fountain Valley c 099202 3 49 315 15.6 Fountain Valley c 099203 2 420 858 49.0 • Fountain Valley c 099204 3 114 479 23.8 Valley c 099223 3 124 554 22.4 •Fountain Fountain Valley c 099224 1 439 1903 23.1 Fountain Valley c 099224 2 485 1505 32.2 Fountain Valley c 099225 1 445 1629 27.3 Fountain Valley c 099225 2 272 1728 15.7 Fountain Valley c 099226 1 396 1906 20.8 Fountain Valley c 099226 2 418 2019 20.7 Fountain Valley c 099227 1 258 859 30.0 Fountain Valley c 099227 2 1449 3201 45.3 Fountain Valley c 099227 3 331 1606 20.6 Fountain Valley c 099229 1 221 1725 12.8 Fountain Valley c 099229 2 517 2181 23.7 Fountain Valley c 099229 3 909 1637 55.5 Fountain Valley c 099230 1 293 1985 14.8 Fountain Valley c 099230 2 695 2401 28.9 Fountain Valley c 099231 1 426 1855 23.0 Fountain Valley c 099231 2 513 1831 28.0 Fountain Valley c 099231 3 262 1981 13.2 Fountain Valley c 099232 1 433 1627 26.6 Fountain Valley c 099232 2 401 1171 34.2 Fountain Valley c 099232 3 366 1598 22.9 Fountain Valley c 099232 4 146 1014 14.4 Fountain Valley c 099233 1 314 1658 18.9 Fountain Valley c 099233 2 672 1674 40.1 Fountain Valley c 099234 1 314 1308 24.0 Valley c 099234 2 375 1716 21.9 •Fountain Fountain Valley c 099250 1 513 1542 33.3 Fountain Valley c 099250 2 266 1121 23.7 Fountain Valley c 099251 1 1212 2246 54.0 Fountain Valley c 099251 2 937 1759 53.3 Fountain Valley c 099251 3 256 1262 20.3 Fullerton city 001404 1 0 0 Fullerton city 001503 4 257 913 28.1 Fullerton city 001505 1 311 1823 17.1 Fullerton city 001505 2 105 355 29.6 Fullerton city 001505 3 368 1131 32.5 Fullerton city 001505 4 409 1238 33.0 Fullerton city 001601 1 608 1093 55.6 Fullerton city 001601 2 190 1180 16.1 Fullerton city 001601 3 159 1038 15.3 Fullerton city 001601 4 74 437 16.9 Fullerton city 001601 5 444 1635 27.2 Fullerton city 001601 6 316 971 32.5 Fullerton city 001602 1 194 1377 14.1 Fullerton city 001602 2 99 998 9.9 Fullerton city 001602 3 52 671 7.7 Fullerton city 001602 4 246 1226 20.1 Fullerton city 001704 1 274 1419 19.3 Fullerton city 001704 2 176 782 22.5 Fullerton city 001704 3 333 689 48.3 •Fullerton city 001705 3 252 900 28.0 Fullerton city 001706 1 113 894 12.6 Fullerton city 001706 2 315 1067 29.5 Fullerton city 001706 3 131 762 17.2 Fullerton city 001706 4 109 i 781 14.0 Fullerton city 001707 2 263 694 36.5 Fullerton city 001707 3 265 1470 18.0 Fullerton city 001707 4 280 1727 16.2 Fullerton city 001708 3 339 1438 23.6 Fullerton city 001801 1 1090 1647 66.2 • , Fullerton city 001801 2 1052 1512 69.6 Fullerton city 001801 3 0 0 Fullerton city 001801 4 441 809 54.5 Fullerton city 001802 1 1088 1586 68.6 Fullerton city 001802 2 934 1813 51.5 Fullerton city 001802 3 770 1346 57.2 Fullerton city 001802 4 929 1226 75.8 Fullerton city 001802 5 1159 1346 86.1 Fullerton city 001901 1 514 1346 38.2 Fullerton city 001901 2 365 1351 27.0 Fullerton city 001902 1 601 1156 52.0 Fullerton city 001902 2 756 1491 50.7 Fullerton city 001903 1 810 1450 55.9 Fullerton city 001903 2 793 1483 53.5 Fullerton city 011000 1 269 804 33.5 Fullerton city 011000 2 470 1004 46.8 Fullerton city 011000 3 481 1165 41.3 Fullerton city 011000 4 984 1416 69.5 Fullerton city 011000 5 331 899 36.8 • Fullerton city 011000 6 374 1194 31.3 Fullerton city 011101 1 372 475 78.3 Fullerton city 011101 2 649 1579 41.1 Fullerton city 011101 3 567 682 83.1 Fullerton city 011101 4 579 1211 47.8 Fullerton city 011102 1 531 1335 39.8 Fullerton city 011102 2 558 1028 64.3 Fullerton city 011102 3 391 899 43.6 Fullerton city 011102 4 525 1211 43.4 Fullerton city 011200 1 191 947 20.2 Fullerton city 011200 2 631 787 80.2 Fullerton city 011200 3 802 1418 56.6 Fullerton city 011200 4 162 685 23.6 Fullerton city 011300 1 776 1096 70.8 Fullerton city 011300 2 239 1074 22.3 Fullerton city 011300 3 553 1296 42.7 Fullerton city 011401 1 477 634 75.2 Fullerton city 011401 2 212 1332 15.9 Fullerton city 011402 1 163 957 17.0 Fullerton city 011402 2 208 1301 16.0 Fullerton city 011403 1 273 647 42.2 Fullerton city 011403 2 1092 1725 63.3 Fullerton city 011403 3 474 990 47.9 Fullerton city 011403 4 687 860 79.9 Fullerton city 011403 6 631 1232 51.2 CJ Fullerton city 011502 1 635 879 72.2 Fullerton city 011502 2 381 752 50.7 Fullerton city 011502 3 497 1273 39.0 Fullerton city 011502 4 697 1067 65.3 Fullerton city 011503 1 174 768 22.7 Fullerton city 011503 2 266 903 29.5 Fullerton city 011504 1 503 1170 43.0 Fullerton city 011504 2 447 498 89.8 Fullerton city 011504 3 424 658 64.4 Fullerton city 011504 4 572 896 63.8 Fullerton city 011504 5 1116 1405 79.4 Fullerton city 011601 1 921 1183 77.9 Fullerton city 011601 2 890 1170 76.1 Fullerton city 011601 3 997 1873 63.2 Fullerton city 011601 4 663 1203 55.1 Fullerton city 011601 5 814 919 88.6 Fullerton city 011601 6 1579 1916 82.4 Fullerton city 011602 1 0 0 Fullerton city 011602 2 675 1016 66.4 Fullerton city 011602 3 1528 2393 63.9 Fullerton city 011707 1 618 1375 44.9 Fullerton city 011707 2 258 1289 20.0 Fullerton city 011707 3 752 1713 43.9 Fullerton city 011708 1 1438 2224 64.7 Fullerton city 011708 2 781 1306 59.8 Fullerton city 011708 3 17 17 100.0 Fullerton city 011711 2 952 1508 63.1 Fullerton city 011711 3 531 902 58.9 Fullerton city 011711 4 836 1354 61.7 Fullerton city 011711 5 1934 2290 84.5 Fullerton city 011712 2 363 498 72.9 Fullerton city 086701 3 125 125 100.0 Fullerton city 086801 1 0 0 Fullerton city 086802 1 0 0 Fullerton city 110401 1 0 0 Fullerton city 110605 1 341 936 36.4 Fullerton city 110605 2 798 1089 73.3 Fullerton city 110605 3 613 1298 47.2 Fullerton city 110605 4 106 1018 10.4 Fullerton city 110605 5 682 2440 28.0 Garden Grove cit 076103 1 38 229 16.6 Garden Grove cit 076103 2 2598 3771 68.9 Garden Grove cit 076103 3 1959 3382 57.9 Garden Grove cit 087503 2 192 503 38.2 Garden Grove cit 087602 2 112 282 39.7 Garden Grove cit 087806 2 96 101 95.0 Garden Grove cit 087901 1 0 0 Garden Grove cit 087902 1 48 117 41.0 Garden Grove cit 088001 1 257 1335 19.3 Garden Grove cit 088001 2 865 1765 49.0 Garden Grove cit 088001 3 931 1522 61.2 Garden Grove cit 088002 1 587 1543 38.0 Garden Grove cit 088002 2 886 1972 44.9 Garden Grove cit 088101 1 0 0 Garden Grove cit 088104 1 84 133 63.2 Garden Grove cit 088104 2 361 596 60.6 Garden Grove cit 088105 1 976 2506 38.9 Garden Grove cit 088105 2 379 1276 29.7 Garden Grove cit 088106 3 811 1409 57.6 Garden Grove cit 088107 1 1161 2044 56.8 Garden Grove cit 088107 2 2400 3608 66.5 Garden Grove cit 088201 1 898 1318 68.1 Garden Grove cit 088201 2 556 1238 44.9 Garden Grove cit 088201 3 217 1008 21.5 Garden Grove cit 088202 1 315 1297 24.3 Garden Grove cit 088202 2 495 1527 32.4 Garden Grove cit 088203 1 952 2184 43.6 Garden Grove cit 088203 2 1320 1643 80.3 Garden Grove cit 088203 3 206 675 30.5 Garden Grove cit 088301 1 1530 2299 66.6 Garden Grove cit 088301 2 886 1884 47.0 Garden Grove cit 088301 3 359 1025 35.0 Garden Grove cit 088301 4 366 683 53.6 Garden Grove cit 088302 1 624 1204 51.8 Garden Grove cit 088302 2 448 1308 34.3 Garden Grove cit 088302 3 629 1521 41.4 Garden, Grove cit 088401 1 582 1425 40.8 Garden Grove clt 088401 2 943 2280 41.4 Garden Grove cit 088401 3 668 1183 56.5 • Garden Grove cit 088402 1 923 1829 50.5 Garden Grove cit 088402 2 1441 2182 66.0 Garden Grove cit 088402 1 0 0 Garden Grove cit 088403 1 331 570 58.1 Garden Grove cit 088403 2 1488 2793 53.3 Garden Grove cit 088501 1 1395 2737 51.0 Garden Grove cit 088501 2 1917 2213 86.6 Garden Grove cit 088501 3 956 1626 58.8 Garden Grove clt 088502 1 917 2010 45.6 Garden Grove cit 088502 2 530 1088 48.7 Garden Grove cit 088502 3 1480 1797 82.4 Garden Grove cit 088601 1 421 912 46.2 Garden Grove cit 088601 2 1000 1382 72.4 Garden Grove cit 088601 3 1361 2151 63.3 Garden Grove cit 088601 4 846 1131 74.8 Garden Grove cit 088602 1 1367 2230 61.3 Garden Grove cit 088602 2 1202 2249 53A Garden Grove cit 088701 1 1201 1369 87.7 Garden Grove cit 088701 2 1400 1972 74.0 Garden Grove cit 08B701 3 1194 2162 55.2 Garden Grove cit 088701 4 293 766 38.3 Garden Grove cit 088702 1 1023 1413 72.4 Garden Grove cit 088702 2 614 876 70.1 Garden Grove cit 088702 3 2068 3148 65.7 • Garden Grove cit 088801 1 892 1616 55.2 •Garden Garden Grove cit Grove cit 088801 088801 2 3 624 1201 878 1869 71.1 64.3 Garden Grove cit 088801 4 1415 2190 64.6 Garden Grove cit 088801 5 1053 1605 65.6 Garden Grove cit 088802 1 1005 1696 59.3 Garden Grove cit 088802 2 1403 2459 57.1 Garden Grove cit 088802 3 565 1320 42.8 Garden Grove cit 088901 1 636 1265 50.3 Garden Grove cit 088901 2 645 1242 51.9 Garden Grove cit 088901 3 1516 2293 66.1 Garden Grove cit 088901 4 744 1331 55.9 Garden Grove cit 088902 1 1105 1594 69.3 Garden Grove cit 088902 2 1106 2158 51.3 Garden Grove cit 088902 3 701 1302 53.8 Garden Grove cit 088903 1 1200 2322 51.7 Garden Grove cit 088903 2 1680 3004 55.9 Garden Grove cit 088903 3 885 1490 59.4 Garden Grove cit 088904 1 0 125 0.0 Garden Grove cit 088904 2 156 528 29.5 Garden Grove cit 088904 3 0 0 Garden Grove cit 089001 1 21 21 100.0 Garden Grove cit 089003 1 1202 1796 66.9 Garden Grove cit 089003 2 1208 2012 60.0 Garden Grove cit 089102 1 1826 2617 69.8 Garden Grove cit 089102 3 1041 1848 56.3 Grove cit 089104 1 0 0 •Garden Garden Grove cit 089104 2 3469 3656 94.9 Garden Grove cit 089106 1 1359 2056 66.1 Garden Grove cit 089106 2 1435 1549 92.6 Garden Grove cit 089107 1 538 913 58.9 Garden Grove cit 089107 2 1090 2209' 49.3 Garden Grove cit 099203 1 697 1207 57.7 Garden Grove cit 099203 2 234 653 35.8 Garden Grove cit 099801 1 0 0 Garden Grove cit 099902 1 0 0 Garden Grove cit 099903 1 0 0 Garden Grove cit 099905 1 0 0 Garden Grove cit 099905 2 0 0 Garden Grove cit 099906 1 0 0 Garden Grove cit 110001 1 435 1731 25.1 Garden Grove cit 110001 2 707 1667 42.4 Garden Grove cit 110003 1 297 1379 21.5 Garden Grove cit 110003 2 535 1796 29.8 Garden Grove cit 110004 1 348 1053 33.0 Garden Grove cit 110004 2 293 852 34.4 Garden Grove cit 110004 3 341 1134 30.1 Garden Grove cit 110004 4 356 1613 22.1 Garden Grove cit 110005 1 300 1461 20.5 Garden Grove cit 110005 2 471 1693 27.8 Garden Grove cit 110010 1 277 1026 27.0 •Garden Grove cit 110010 2 0 157 0.0 Garden Grove cit 110010 3 162 701 23.1 Huntington Huntington Bead Bead 099212 099212 1 2 758 386 1403 1073 54.0 36:0 • Huntington Bead 099212 3 606 1301 46.6 Huntington Bead 099212 4 625 1130 55.3 Huntington Bead 099214 1 207 777 26.6 Huntington Beact 099214 2 347 962 36.1 Huntington Bead 099214 3 225 929 24.2 Huntington Bead 099214 4 566 758 74.7 Huntington Bead 099215 1 1666 3708 44.9 Huntington Bead 099216 2 407 1743 23.4 Huntington Bead 099216 1 222 833 26.7 Huntington Beact 099216 2 402 1537 26.2 Huntington Bead 099216 3 189 957 19.7 Huntington Bead 099216 4 309 721 42.9 Huntington Beact 099217 1 134 756 17.7 Huntington Bead 099217 2 146 673 21.7 Huntington Bead 099217 3 208 1031 20.2 Huntington Bead 099220 5 0 0 Huntington Bead 099220 1 255 528 48.3 Huntington Bead 099220 2 305 819 37.2 Huntington Bead 099220 3 384 1268 30.3 Huntington Bead 099220 4 194 1458 13.3 Huntington Bead 099220 5 736 1348 54.6 Huntington Bead 099235 1 247 1212 20.4 Huntington Bead 099235 2 177 814 21.7 Huntington Beact 099235 3 727 1805 40.3 Huntington Bead 099235 4 310 849 36.5 . Huntington Bead 099237 1 500 1670 29.9 Huntington Bead 099237 2 473 1848 25.6 Huntington Beact 099238 1 465 1938 24.0 Huntington Bead 099238 2 288 2161 13.3 Huntington Bead 099239 3 0 0 Huntington Bead 099239 1 276 2055 13.4 Huntington Beact 099239 2 327 1023 32.0 Huntington Beact 099239 3 171 935 18.3 Huntington Bead 099240 4 0 0 Huntington Bead 099240 1 309 1818 17.0 Huntington Bead 099240 2 121 843 14.4 Huntington Bead 099240 3 423 1702 24.9 Huntington Beach 099240 4 117 789 14.8 Huntington Bead 099241 2 922 1636 56.4 Huntington Bead 099242 1 533 1542 34.6 Huntington Bead 099242 2 765 2215 34.5 Huntington Beact 099243 1 489 2617 18.7 Huntington Beact 099243 2 314 1447 21.7 Huntington Bead 099244 1 153 2099 7.3 Huntington Bead 099244 2 917 1747 52.5 Huntington Bead 099245 1 260 1426 18.2 Huntington Bead 099245 2 597 1641 36.4 Huntington Beact 099246 1 102 1217 8.4 Huntington Bead 099246 2 178 1872 9.5 Huntington Bead 099246 3 198 694 28.5 -7 .j� ;t • Huntington Bea& 099305 1 1051 2482 42.3 Huntington Beact 099305 2 516 1042 49.5 Huntington Beact 099305 3 733 1640 44.7 Huntington Bead 099305 4 1418 2276 62.3 Huntington Bead 099306 1 362 1484 24.4 Huntington Beach 099306 2 536 1281 41.8 Huntington Bead 099306 3 563 1129 49.9 Huntington BeacF 099306 4 408 1167 35.0 Huntington Bead 099306 5 263 870 30.2 Huntington Bead 099307 2 0 0 Huntington Bead 099307 1 444 892 49.8 Huntington Beact 099307 2 533 1259 42.3 Huntington BeacY 099308 1 0 0 Huntington Bead 099308 1 519 5044 10.3 Huntington Bead 099309 1 389 2021 19.2 Huntington Bead 099309 2 463 1539 30.1 Huntington Bead 099310 1 0 0 Huntington Bead 099310 1 373 1725 21.6 Huntington Bead 099310 2 488 1744 28.0 Huntington Bead 099310 3 221 1023 21.6 Huntington BeacY 099311 1 404 1201 33.6 Huntington Bead 099311 2 594 1626 36.5 Huntington Bead 099311 3 216 946 22.8 Huntington Bead 099402 1 173 578 29.9 Huntington Beach 099402 2 1362 2180 62.5 Huntington Bead 099402 3 3038 3571 85.1 Huntington Bead 099402 4 2047 2395 85.5 Huntington BeacY 099404 1 724 2397 30.2 Huntington Beact 099404 2 369 2323 15.9 Huntington Beact 099405 1 358 1214 29.5 Huntington Bead 099405 2 291 1204 24.2 Huntington Bead 099405 3 939 2005 46.8 Huntington BeacF 099406 1 400 1699 23.5 Huntington Bead 099406 2 851 2726 31.2 Huntington BeacF 099407 1 692 2485 27.8 Huntington Bead 099408 1 776 1883 41.2 Huntington BeacF 099408 2 429 1295 33.1 Huntington Bead 099410 1 423 1121 37.7 Huntington Bead 099410 2 184 779 23.6 Huntington Bead 099410 3 1466 2329 62.9 Huntington Beact 099411 1 181 776 23.3 Huntington Beact 099411 2 953 1851 51.5 Huntington Beact 099411 3 693 1509 45.9 Huntington Beact 099411 4 930 1479 62.9 Huntington Bead 099412 1 882 1860 47.4 Huntington Bead 099412 2 236 1153 20.5 Huntington Bead 099412 3 255 1648 15.5 Huntington Bead 099413 1 147 1802 8.2 Huntington Bead 099413 2 714 1851 38.6 Huntington Bead 099413 3 668 2085 32.0 Huntington Beact 099413 4 982 1464 67.1 Huntington Bead 099415 4 0 0 m Huntington Beach 099415 1 184 1076 17.1 Huntington Bead 099415 2 43 1231 3.5 • Huntington Beact 099415 3 84 649 12.9 Huntington Bead 099415 4 301 2531 1119 Huntington Bead 099416 1 759 2118 35.8 Huntington Bead 099416 2 390 1464 26.6 Huntington Bead 099416 3 401 1006 39.9 Huntington Beach 099417 1 0 0 Huntington Bead 099417 1 443 2315 19.1 Huntington Bead 099417 2 401 1643 24.4 Huntington Beact 099508 1 502 1607 31.2 Huntington Beact 099508 2 189 835 22.6 Huntington Beact 099508 3 744 1322 56.3 Huntington Bead 099508 4 402 897 44.8 Huntington Beact 099513 1 0 0 Huntington Bead 099513 2 0 0 Huntington Bead 099513 1 140 1189 11.8 Huntington Beact 099513 2 161 794 20.3 Huntington Beact 099514 1 0 0 Huntington Beact 099514 2 0 0 Huntington Bead 099514 3 0 0 Huntington Bead 099514 4 0 0 Huntington Bead 099514 5 0 0 Huntington Bead 099514 1 145 1487 9.8 Huntington Beact 099514 2 80 1507 6.3 Huntington Bead 099514 3 194 1272 15.3 Huntington Bead 099514 4 80 594 13.5 • Huntington Bead 099514 5 69 961 7.2 Huntington Beact 099602 1 104 535 19.4 Huntington Bead 099602 2 447 1563 28.6 Huntington Beact 099603 1 550 1688 32k Huntington Bead 099603 4 299 1296 23.1 Huntington Bead 099604 1 454 1897 23.9 Huntington Bead 099604 2 456 1817 25A Huntington Bead 099605 1 520 1960 26.5 Huntington Bead 099605 2 386 1758 22.0 Huntington Beact 099702 2 66 385 17.1 Huntington Bead 099703 1 37 370 10.0 Irvine city 052404 1 0 0 Irvine city 052404 1 0 0 Irvine city 052408 3 0 0 Irvine city 052410 5 19 38 50.0 Irvinecity052417 1 269 1966 13.7 Irvine city 052417 2 450 787 $7.2 Irvine city 052417 3 183 1943 9.4 Irvine city 052417 4 172 1049 16.4 Irvine city 052418 2 0 0 Irvine city 052418 1 520 1518 34.3 Irvine city 052418 2 847 1435 59.0 Irvine city Irvine city 052420 052420 2 1 0 123 0 2651 4.8 Irvine city 052420 2 140 2141 6.5 F • • Irvine city 052420 3 193 2746 7.0 Irvine city 052421 1 78 1823 4.3 Irvine city 052421 2 84 1331 6.3 Irvine city 052421 3 183 1258 14.5 Irvine city 052421 4 62 408 15.2 Irvine city 052421 5 304 530 57.4 Irvine city 052502 3 0 0 Irvine city 052505 1 200 784 25.5 Irvine city 052505 2 446 832 53.6 Irvine city 052505 3 199 731 27.2 Irvine city 052505 4 321 508 63.2 Irvine city 052505 5 522 2227 23.4 Irvine city 052506 1 254 1026 24.8 Irvine city 052506 2 149 1496 10.0 Irvine city 052511 1 283 1435 19.7 Irvine city 052511 2 99 753 13.1 Irvine city 052511 3 221 899 24.6 Irvine city 052511 4 399 1058 37.7 Irvine city 052511 5 311 829 37.5 Irvine city 062511 6 154 904 17.0 Irvine city 052513 1 205 827 24.8 Irvine city 052513 2 254 886 28.7 Irvine city 052513 3 240 1147 20.9 Irvine city 052513 4 361 1044 34.6 Irvine city 052513 5 457 1032 44.3 Irvine city 052513 6 92 893 10.3 Irvine city 052514 1 729 1192 61.2 Irvine city 052514 2 250 1290 19.4 Irvine city 052514 3 265 1233 21.5 Irvine city 052514 4 220 1575 14.0 Irvine city 052515 1 378 1750 21.6 Irvine city 052515 2 250 1496 16.7 Irvine city 052515 3 528 2076 25.4 Irvine city 052515 4 529 1567 33.8 Irvine city 052517 1 689 2317 29.7 Irvine city 052517 2 598 2500 23.9 Irvine city 052518 1 0 2 0.0 Irvine city 052519 1 319 963 33.1 Irvine city 052519 2 319 1200 26.6 Irvine city 052519 3 281 720 39.0 Irvine city 052519 4 510 1307 39.0 Irvine city 052520 1 173 409 42.3 Irvine city 052520 2 136 848 16.0 Irvine city 052520 3 229 973 23.5 Irvine city 052520 4 194 1287 15.1 Irvine city 052521 1 621 1647 37.7 Irvine city 052521 2 651 1229 53.0 Irvine city 052521 3 207 702 29.5 Irvine city 052521 4 232 961 24.1 Irvine city 052522 1 233 1451 16.1 Irvine city 052522 2 144 1202 12.0 Irvine city 052522 3 33 615 5.4 • • Irvine city 052522 4 115 787 14.6 Irvine city 052523 1 0 0 • Irvine city 052523 1 270 772 35.0 Irvine city 052523 2 201 1841 10.9 Irvine city 052523 3 148 1477 10.0 Irvine city 052524 5 0 0 Irvine city 052525 1 130 1191 10.9 Irvine city 052525 2 280 1026 27.3 Irvine city 052525 3 149 859 17.3 Irvine city 052525 4 142 1574 9.0 Irvine city 052525 5 141 569 24.8 Irvine city 052525 6 264 968 27.3 Irvine city 052525 7 658 1430 46.0 Irvine city 052526 1 31 622 5.0 Irvine city 052526 2 344 1904 18.1 Irvine city 052526 3 481 1853 26.0 Irvine city 052527 1 407 3022 13.5 Irvine city 052527 2 439 2964 14.8 Irvine city 052527 3 419 1090 38.2 Irvine city 052527 4 209 599 34.9 Irvine city 052528 1 174 669 26.0 Irvine city 052528 2 93 865 10.8 Irvine city 052528 3 145 1085 13.4 Irvine city 052528 4 380 762 49.9 Irvine city 062604 3 0 0 Irvine city 062610 1 0 0 Irvine city 062610 1 508 1472 34.5 Irvine city 062611 2 0 0 Irvine city 062611 1 530 730 72.6 Irvine city 062611 2 885 1662 53.2 Irvine city 062611 3 167 804 20.8 Irvine city 062611 4 123 529 23.3 Irvine city 062612 1 390 1848 21.1 Irvine city 062612 2 189 1042 18.1 Irvine city 062612 3 461 723 63.8 Irvine city 062612 4 144 724 1919 Irvine city 062612 5 402 1217 33.0 Irvine city 062612 6 347 1647 21.1 Irvine city 062614 1 421 2219 19.0 Irvine city 062614 2 2342 2966 79.0 Irvine city 062621 3 0 0 Irvine city 062626 1 960 1456 65.9 Irvine city 062626 2 1191 1306 91.2 Irvine city 062627 1 543 1350 40.2 Irvine city 062627 2 687 758 90.6 Irvine city 062627 3 433 942 46.0 Irvine city 062628 1 255 1292 19.7 Irvine city 062628 2 467 1476 31.6 Irvine city 062629 1 361 1854 19.5 Irvine city Irvine city 062629 062630 2 1 218 283 821 1699 26.6 16.7 Irvine city 062631 1 63 1138 5.5 I.• • C 1 Irvine city 062631 2 116 771 15.0 Irvine city 062631 3 81 810 10.0 Irvine city 062631 4 20 822 2.4 Irvine city 075515 3 0 0 Irvine city 075515 3 312 547 57.0 La Habra city 001101 1 441 1273 34.6 La Habra city 001101 2 281 583 48.2 La Habra city 001101 3 289 1023 28.3 La Habra city 001101 4 149 389 38.3 La Habra city 001102 1 415 887 46.8 La Habra city 001102 2 297 918 32.4 La Habra city 001102 3 528 1277 41.3 La Habra city 001103 1 569 1054 54.0 La Habra city 001103 2 800 1439 55.6 La Habra city 001103 3 991 1722 57.5 La Habra city 001201 1 1123 1573 71.4 La Habra city 001201 2 1403 1814 77.3 La Habra city 001201 3 1310 1712 76.5 La Habra city 001202 1 912 1331 68.5 La Habra city 001202 2 623 915 68.1 La Habra city 001202 3 795 1008 78.9 La Habra city 001301 1 342 871 39.3 La Habra city 001301 2 267 1299 20.6 La Habra city 001301 3 311 1198 26.0 La Habra city 001301 4 575 1041 55.2 La Habra city 001301 5 1060 1774 59.8 La Habra city 001303 1 1179 1798 65.6 La Habra city 001303 2 687 994 69.1 La Habra city 001303 3 548 1293 42.4 La Habra city 001303 4 722 1665 43.4 La Habra city 001304 1 922 1397 66.0 La Habra city 001304 2 1510 2015 74.9 La Habra city 001304 3 402 533 75.4 La Habra city 001401 1 715 1429 50.0 La Habra city 001401 2 345 964 35.8 La Habra city 001401 3 627 1174 53.4 La Habra city 001401 4 1196 1595 75.0 La Habra city 001402 1 419 1113 37.6 La Habra city 001402 2 986 2016 48.9 La Habra city 001402 3 980 2033 48.2 La Habra city 001403 1 91 467 19.5 La Habra city 001403 2 328 1079 30.4 La Habra city 001404 1 606 1198 50.6 La Habra city 001404 2 783 1039 76.4 La Habra city 001404 3 854 1166 73.2 La Habra city 001501 1 177 255 69.4 La Habra city 001601 4 71 200 35.5 La Habra city 001705 1 1020 2303 44.3 La Habra city 001705 2 420 1156 36.3 La Habra city 001707 1 546 2107 25.9 La Habra city 001708 1 301 1111 27.1 La Habra city 001708 2 230 1385 16.6 N La Palma city 110102 1 338 1622 20.8 La Palma city 110102 2 456 2226 20.5 • La Palma city 110102 3 166 447 37.1 La Palma city 110111 1 0 0 La Palma city 110111 3 47 128 36.7 La Palma city 110115 1 0 0 La Palma city 110115 1 382 941 40.6 La Palma city 110115 2 211 1152 18.3 La Palma city 110115 3 207 1450 14.3 La Palma city 110116 1 418 1499 27.9 La Palma city 110116 2 360 1877 19.2 La Palma city 110116 3 918 1442 63.7 La Palma city 110301 4 858 1553 55.2 La Palma city 110304 2 275 764 36.0 Laguna Beach cit 042305 3 0 0 Laguna Beach-cit 042305 1 226 950 23.8 Laguna Beach cit 042305 2 128 799 16.0 Laguna Beach cit 042305 3 263 1527 17.2 Laguna Beach cit 042325 1 0 0 Laguna Beach cit 062604 3 0 0 Laguna Beach cit 062604 1 224 738 30.4 Laguna Beach cit 062604 2 123 666 18.5 Laguna Beach cit 062604 3 63 424 14.9 Laguna Beach cit 062604 4 138 651 25.0 Laguna Beach cit 062605 1 0 0 Laguna Beach cit 062605 1 378 883 42.8 Laguna Beach cit 062605 2 385 591 65.1 Laguna Beach cit 062605 3 457 1223 37.4 Laguna Beach cit 062605 4 124 648 19.1 Laguna Beach cit 062619 4 0 0 Laguna Beach cit 062619 1 254 1187 21.4 Laguna Beach cit 062619 2 93 717 13.0 Laguna Beach cit 062619 3 338 1104 30.6 Laguna Beach cit 062619 4 92 394 23.4 Laguna Beach cit 062619 5 190 560 33.9 Laguna Beach cit 062620 5 0 0 Laguna Beach cit 062620 1 171 1202 14.2 Laguna Beach cit 062620 2 189 1384 13.7 Laguna Beach cit 062620 3 127 869 14.6 Laguna Beach cit 062620 4 328 1048 31.3 Laguna Beach cit 062620 5 110 562 19.6 Laguna Beach cit 062623 6 0 0 Laguna Beach cit 062623 6 205 1159 17.7 Laguna Beach cit 062632 1 0 0 Laguna Beach cit 062632 2 0 0 Laguna Beach cit 062632 1 313 1921 16.3 Laguna Beach cit 062632 2 27 265 10.2 Laguna Beach cit 062632 3 84 620 13.5 Laguna Beach cit 062632 4 371 1204 30.8 Laguna Hills city 042307 1 281 1577 17.8 Laguna Hills city 042307 2 237 889 26.7 • Laguna Hills city 042307 3 310 1055 29.4 Hills city 042307 4 701 1165 60.2 •Laguna Laguna Hills city 042307 5 638 1226 52.0 Laguna Hills city 042307 6 268 1409 19.0 Laguna Hills city 042320 1 531 1703 31.2 Laguna Hills city 042320 2 180 408 44.1 Laguna Hills city 042320 3 0 0 Laguna Hills city 042327 1 210 1805 11.6 Laguna Hills city 042327 2 254 914 27.8 Laguna Hills city 042327 3 344 2414 14.3 Laguna Hills city 042328 1 152 1312 11.6 Laguna Hills city 042328 2 191 1017 18.8 Laguna Hills city 042333 1 129 1913 6.7 Laguna Hills city 042333 2 109 2514 4.3 Laguna Hills city 042335 1 0 0 Laguna Hills city 062621 1 472 1687 28.0 Laguna Hills city 062621 2 548 1688 32.5 Laguna Hills city 062621 3 184 1018 18.1 Laguna Hills city 062622 3 0 0 Laguna Hills city 062622 4 246 691 35.6 Laguna Hills city 062622 5 715 1211 59.0 Laguna Hills city 062623 2 141 197 71.6 Laguna Hills city 062625 3 311 1319 23.6 Laguna Hills city 062625 4 1224 1760 69.9 Laguna Hills city 062636 1 0 0 Laguna Hills city 062647 3 59 839 7.0 Hills city 062647 1 557 1293 43.1 •Laguna Laguna Niguel cit 042315 1 316 1037 30.5 Laguna Niguel cit 042315 2 166 1246 13.3 Laguna Niguel cit 042315 3 309 1945 15.9 Laguna Niguel cit 042315 4 293 1684 17.4 Laguna Niguel cit 042317 1 165 874 18.9 Laguna Niguel cit 042317 2 63 873 7.2 Laguna Niguel cit 042317 3 261 1746 14.9 Laguna Niguel cit 042319 1 271 2418 11.2 Laguna Niguel cit 042319 2 73 989 7.4 Laguna Niguel cit 042320 3 0 0 Laguna Niguel cit 042324 3 303 1522 19.9 Laguna Niguel cit 042324 4 151 980 15.4 Laguna Niguel cit 042325 1 189 1050 18.0 Laguna Niguel cit 042325 2 209 1219 17.1 Laguna Niguel cit 042325 3 290 1346 21.5 Laguna Niguel cit 042326 1 619 1567 39.5 Laguna Niguel cit 042326 2 671 2613 25.7 Laguna Niguel cit 042329 1 229 1132 20.2 Laguna Niguel cit 042329 2 329 1422 23.1 Laguna Niguel cit 042329 3 428 1961 21.8 Laguna Niguel cit 042330 1 447 2208 20.2 Laguna Niguel cit 042330 2 585 1053 55.6 Laguna Niguel cit 042330 3 986 3127 31.5 Laguna Niguel cit 042331 1 408 2931 13.9 •Laguna Niguel cit 042331 2 113 1094 10.3 Laguna Niguel cit 042331 3 828 1433 57.8 Laguna Niguel cit 042332 1 326 2136 15.3 Laguna Niguel cit 042332 2 307 1924 16.0 . Laguna Niguel cit 042332 3 280 1522 18.4 Laguna Niguel cit 042333 1 0 0 Laguna Niguel oil 042333 2 0 0 Laguna Niguel cit 042334 1 709 1381 51.3 Laguna Niguel oil 042334 2 648 1270 51.0 Laguna Niguel cit 042334 3 411 1599 25.7 Laguna Niguel cit 042334 4 65 1054 6.2 Laguna Niguel cit 042335 1 836 2717 30.8 Laguna Niguel cit 042336 1 306 2999 10.2 Laguna Niguel cit 042336 2 202 1555 13.0 Laguna Niguel cit 042337 1 321 2364 13.6 Laguna Niguel cit 042337 2 80 1666 4.8 Laguna Niguel cit 062633 2 0 0 Laguna Woods ci 062621 3 110 491 22.4 Laguna Woods ci 062622 1 396 679 58.3 Laguna Woods ci 062622 2 479 725 66.1 Laguna Woods ci 062622 3 662 872 75.9 Laguna Woods ci 062622 5 44 53 83.0 Laguna Woods ci 062623 7 0 0 Laguna Woods ci 062623 1 403 666 60.5 Laguna Woods ci 062623 2 26 110 23.6 Laguna Woods ci 062623 3 587 1304 45.0 Laguna Woods ci 062623 4 419 828 50.6 Laguna Woods ci 062623 5 263 592 44.4 Laguna Woods ci 062623 6 204 707 28.9 • Laguna Woods ci 062623 7 339 872 38.9 Laguna Woods ci 062625 1 496 754 65.8 Laguna Woods ci 062625 2 509 940 54.1 Laguna Woods ci 062635 2 80 237 33.8 Laguna Woods ci 062641 1 331 639 51.8 Laguna Woods ct 062641 2 204 238 85.7 Laguna Woods ci 062646 1 427 559 76.4 Laguna Woods ci 062646 2 532 670 79.4 Laguna Woods ci 062646 3 554 809 68.5 Laguna Woods ci 062646 4 568 810 70.1 Laguna Woods ci 062646 5 447 764 58.5 Laguna Woods ci 062647 2 405 586 69.1 Laguna Woods ci 062647 3 214 313 68.4 Laguna Woods ci 062647 4 615 956 64.3 Lake Forest city 032014 1 1462 1970 74.2 Lake Forest city 032014 2 1817 3631 50.0 Lake Forest city 032027 1 316 507 62.3 Lake Forest city 032027 2 626 3192 19.6 Lake Forest city 032029 1 546 1421 38.4 Lake Forest city 032029 2 527 3226 16.3 Lake Forest city 032030 2 0 0 Lake Forest city 032047 1 589 1010 58.3 Lake Forest city Lake Forest city 052404 052404 1 1 0 0 0 0 • Lake Forest city 052408 1 133 1208 11.0 t1 Forest city 052408 2 553 2509 22.0 •Lake Lake Forest city 052408 3 59 1551 3.8 Lake Forest city 052408 4 266 1117 23.8 Lake Forest city 052410 5 0 0 Lake Forest city 052410 1 494 1337 36.9 r . Lake Forest city 052410 2 336 1064 31.6 Lake Forest city 052410 3 140 505 27.7 , ' Lake Forest city 052410 4 284 1357 20.9 Lake Forest city 052410 5 498 784 63.5 n Lake Forest city 052411 1 893 2060 43.3 Lake Forest city 052411 2 693 1747 39.7 Lake Forest city 052411 3 108 1168 9.2 Lake Forest city 052415 1 169 2064 8.2 Lake Forest city 052415 2 346 2043 16.9 Lake Forest city 052416 1 296 781 37.9 r Lake Forest city 052416 2 349 1937 18.0 Lake Forest city 052416 3 194 1333 14.6 Lake Forest city 052422 3 233 1173 19.9 Lake Forest city 052422 3 0 0 Lake Forest city 052422 1 243 1182 20.6 Lake Forest city 052422 2 292 1713 17.0 Lake Forest city 052422 3 0 0 Lake Forest city 052423 1 291 1498 19.4 Lake Forest city 052423 2 1088 2158 50.4 Lake Forest city 052423 3 431 1391 31.0 '.Lake Forest city 052424 1 703 1660 42.3 Lake Forest city 052424 2 239 1448 16.5 Lake Forest city 052424 3 478 1630 29.3 Lake Forest city 052425 1 596 1574 37.9 Lake Forest city 052425 2 173 790 21.9 ' Lake Forest city 052425 3 766 1550 49.4 Lake Forest city 052425 4 527 1841 28.6 Lake Forest city 052426 1 113 1071 10.6 Lake Forest city 052426 2 293 2162 13.6 Lake Forest city 052426 3. 8 1397 0.6 Lake Forest city 052427 1 263 2658 9.9 Lake Forest city 052427 2 371 2446 15.2 Lake Forest city 052427 1 0 0 ' Lake Forest city 052427 2 0 0 Lake Forest city 052428 1 0 0 Lake Forest city 052428 4 0 0 Lake Forest city 052428 3 101 893 11.3 Lake Forest city 052428 4 253 2248 11.3 ' Lake Forest city 052428 5 182 975 18.7 Las Flores CDP 032053 4 252 1986 12.7 Las Flores CDP 032056 4 0 0 Las Flores CDP 032056 3 35 2072 1.7 Las Flores CDP 032056 4 112 1594 7.0 Los Alamitos city 110006 1 0 0 Los Alamitos city 110006 2 0 0 •Los Alamitos city 110007 3 0 0 Los Alamitos city 110007 4 0 0 Los Alamitos city 110012 4 6 20 30.0 Los Alamitos city 110014 1 235 678 34.7 • Los Alamitos city 110014 2 736 1420 51.8 Los Alamitos city 110014 3 547 1261 43.4 Los Alamitos city 110014 4 539 1083 49.8 Los Alamitos city 110015 1 593 1465 40.5 Los Alamitos city 110015 2 323 1862 17.3 Los Alamitos city 110015 9 100 206 48.5 Las Alamitos city 110106 2 35 55 63.6 Los Alamitos city 110106 3 0 0 Los Alamitos city 110108 1 112 1207 9.3 Los Alamitos city 110108 2 340 737 46.1 Los Alamitos city 110108 3 308 649 47.5 Los Alamitos city 110113 1 141 141 100.0 Los Alamitos city 110117 4 46 69 66.7 Mission Viejo city 032002 1 117 810 14.4 Mission Viejo city 032002 2 412 1596 25.8 Mission Viejo city 032002 3 657 2098 31.3 Mission Viejo city 032002 4 159 1586 10.0 Mission Viejo city 032003 1 160 875 18.3 Mission Viejo city 032003 2 214 689 31.1 Mission Viejo city 032003 3 214 1616 13.2 Mission Viejo city 032003 4 462 1682 27.5 Mission Viejo city 032012 1 324 1360 23.8 Mission Viejo city 032012 2 298 1671 17.8 Mission Viejo city 032012 3 186 628 29.6 Mission Viejo city 032013 1 416 1768 23.5 • Mission Viejo city 032013 2 75 605 12.4 Mission Viejo city 032013 3 114 1027 11.1 Mission Viejo city 032014 2 0 0 Mission Viejo city 032015 1 210 1779 11.8 Mission Viejo city 032015 2 386 1503 25.7 Mission Viejo city 032015 3 523 1484 35.2 Mission Viejo city 032015 4 258 1444 17.9 Mission Viejo city 032020 1 393 2332 16.9 Mission Viejo city 032020 2 308 2601 11.8 Mission Viejo city 032020 3 287 1071 26.8 Mission Viejo city 032022 2 462 1367 33.8 Mission Viejo city 032022 3 1271 2315 54.9 Mission Viejo city 032027 1 1204 2619 46.0 Mission Viejo city 032028 1 698 1388 50.3 Mission Viejo city 032028 2 529 1756 30.1 Mission Viejo city 032030 1 173 1475 11.7 Mission Viejo city 032030 2 469 2284 20.5 Mission Viejo city 032031 1 222 1569 14.1 Mission Viejo city 032031 2 604 2200 27.5 Mission Viejo city 032032 1 121 1328 9.1 Mission Viejo city 032032 2 231 2004 11.5 Mission Viejo city 032033 1 810 1743 46.5 Mission Viejo city 032033 2 203 1106 18.4 Mission Viejo city 032033 3 141 680 20.7 • Mission Viejo city 032034 1 166 1606 9.7 Viejo city 032034 2 189 3499 5.4 •Mission Mission Viejo city 032035 1 190 1600 11.9 Mission Viejo city 032035 2 181 836 21.7 Mission Viejo city 032036 1 251 1033 24.3 Mission Viejo city 032036 2 416 2512 16.6 Mission Viejo city 032037 1 53 431 12.3 Mission Viejo city 032037 2 724 1688 42.9 Mission Viejo city 032037 3 499 1349 37.0 Mission Viejo city 032037 4 54 910 5.9 Mission Viejo city 032038 1 283 3135 9.0 Mission Viejo city 032038 2 207 2399 8.6 Mission Viejo city 032038 3 79 1437 5.5 Mission Viejo city 032039 1 180 2015 8.9 Mission Viejo city 032039 2 434 1920 22.6 Mission Viejo city 032039 3 501 1549 32.3 Mission Viejo city 032039 4 394 1447 27.2 Mission Viejo city 032040 1 133 1164 11.4 Mission Viejo city 032040 2 222 1744 12.7 Mission Viejo city 032047 2 138 832 16.6 Mission Viejo city 032047 3 155 611 25.4 Mission Viejo city 032047 4 101 637 15.9 Mission Viejo city 032048 1 168 1369 12.3 Mission Viejo city 032048 2 326 1408 23.2 Mission Viejo city 032049 1 7 135 5.2 Mission Viejo city 032049 2 0 0 Viejo city 032049 3 144 395 36.5 ?.Mission Mission Viejo city 032052 1 0 0 Mission Viejo city 042315 1 0 0 Mission Viejo city 042315 3 0 0 Mission Viejo city 042328 1 0 0 Mission Viejo city 042333 1 0 0 Mission Viejo city 042333 2 0 0 Mission Viejo city 052423 3 0 0 ' Mission Viejo city 052428 1 0 0 Newport Beach c 062610 1 0 7 0.0 Newport Beach c 062642 1 161 762 21.1 Newport Beach c 062642 2 264 833 31.7 Newport Beach c 062642 3 308 1398 22.0 ' Newport Beach c 062642 3 0 0 Newport Beach c 062643 1 0 0 Newport Beach c 062643 1 85 694 12.2 Newport Beach c 062643 2 0 0 Newport Beach c 062643 2 0 0 Newport Beach c 062643 2 149 1361 10.9 Newport Beach c 062644 1 86 1599 5.4 Newport Beach c 062644 2 240 1180 20.3 Newport Beach c 062644 3 530 2352 22.5 Newport Beach c 062644 4 303 1444 21.0 Newport Beach c 062645 1 190 1746 10.9 Beach c 062645 4 0 0 .Newport Newport Beach c 062645 1 0 416 0.0 Newport Beach c 062645 2 95 900 10.6 yt Newport Beach c 062645 3 97 1080 9.0 Newport Beach c 062645 4 67 682 9.8 • Newport Beach c 062645 1 0 1 0 Newport Beach c 062701 1 0 0 Newport Beach c 062701 1 353 1943 18.2 Newport Beach c 062701 2 115 959 12.0 Newport Beach c 062702 2 0 0 Newport Beach c 062702 1 120 664 18.1 Newport Beach c 062702 2 99 928 10.7 Newport Beach c 062702 3 169 1102 15.3 Newport Beach c 062702 4 87 692 12.6 Newport Beach c 062702 5 334 1292 25.9 Newport Beach c 062800 1 0 0 Newport Beach c 062800 2 0 0 Newport Beach c 062800 3 0 0 Newport Beach c 062800 5 0 0 Newport Beach c 062800 1 154 564 27.3 Newport Beach c 062800 2 468 1512 31.0 Newport Beach c 062800 3 195 844 23.1 Newport Beach c 062800 4 141 659 25.2 Newport Beach c 062800 5 284 1261 22.7 Newport Beach c 062900 1 0 0 Newport Beach c 062900 1 212 1059 20.0 Newport Beach c 062900 2 143 752 1910 Newport Beach c 063004 1 337 1768 19.1 Newport Beach c 063004 2 476 1627 29.3 Newport Beach c 063004 3 331 890 37.2 Newport Beach c 063004 4 139 1313 10.6 Newport Beach c 063005 1 0 0 Newport Beach c 063005 1 102 779 13.1 Newport Beach c 063005 2 118 683 17.3 Newport Beach c 063006 4 0 0 Newport Beach c 063006 1 63 505 12.5 Newport Beach c 063006 2 173 642 31.9 Newport Beach c 063006 3 100 614 16.3 Newport Beach c 063006 4 119 471 25.3 Newport Beach c 063006 5 203 600 318 Newport Beach c 063006 6 114 383 29.8 Newport Beach c 063007 1 165 1180 14.0 Newport Beach c 063007 2 514 1955 26.3 Newport Beach c 063007 3 330 1969 16.8 Newport Beach c 063007 4 91 822 11.1 Newport Beach c 063008 9 110 877 12.5 Newport Beach c 063009 1 280 1577 17.8 Newport Beach c 063010 1 162 1924 8.4 Newport Beach c 063010 2 645 1667 38.7 Newport Beach c 063010 3 173 1355 12.8 Newport Beach c 063010 4 206 654 31.5 Newport Beach c 063010 5 76 907 8.4 Newport Beach c 063101 1 8 8 100.0 Newport Beach c 063103 1 51 370 13.8 Newport Beach c 063103 2 74 149 49.7 • I'• L-J Newport Beach c 063302 3 0 0 Newport Beach c 063400 1 281 888 31.6 Newport Beach c 063400 2 135 1040 13.0 Newport Beach c 063400 3 241 1016 23.7 Newport Beach c 063400 4 153 798 19.2 Newport Beach c 063400 5 79 341 23.2 Newport Beach c 063400 6 295 871 33.9 Newport Beach c 063500 1 0 0 Newport Beach c 063500 6 0 0 Newport Beach c 063500 1 156 385 40.5 Newport Beach c 063500 2 249 835 29.8 Newport Beach c 063500 3 237 897 26.4 Newport Beach c 063500 4 274 923 29.7 Newport Beach c 063500 5 50 324 15.4 Newport Beach c 063500 6 223 1155 19.3 Newport Beach c 063500 7 327 850 38.5 Newport Beach c 063500 8 97 788 12.3 Newport Beach c 063601 3 78 609 12.8 Newport Beach c 063603 1 1127 2822 39.9 Newport Beach c 063603 2 254 1447 17.6 Newport Beach c 063603 3 361 1365 26.4 Newport Beach c 063604 3 0 0 Newport Coast C 062604 3 0 0 Newport Coast C 062643 3 101 1297 7.8 Orange city 021912 2 0 0 Orange city 021912 3 0 0 Orange city 021912 1 58 832 7.0 Orange city 021912 2 152 1318 11.5 Orange city 021912 3 135 1115 12.1 Orange city 021913 1 96 840 11.4 Orange city 021913 2 312 1250 25.0 Orange city 021913 3 541 1932 28.0 Orange city 021913 4 731 1126 64.9 Orange city 021914 1 251 1016 24.7 Orange city 021914 2 694 1220 56.9 Orange city 021914 3 264 817 32.3 Orange city 021915 2 0 85 0.0 Orange city 021917 1 146 931 15.7 Orange city 021917 2 158 1314 12.0 Orange city 021918 1 340 1259 27.0 Orange city 021918 2 480 2282 21.0 Orange city 021918 3 200 452 44.2 Orange city 021920 4 0 0 Orange city 021923 4 0 0 Orange city 052419 1 0 0 Orange city 052420 1 0 0 Orange city 075301 4 0 0 Orange city 075604 4 114 1213 9.4 Orange city 075604 5 145 1404 10.3 Orange city 075605 1 1.39 638 21.8 Orange city 075605 2 0 0 Orange city 075606 3 244 1978 12.3 Orange city 075605 4 180 1341 13.4 Orange city 075805 1 605 1241 48.8 Orange city 075805 2 339 1337 25.4 Orange city 075805 3 597 1417 42.1 Orange city 075806 1 404 1249 32.3 Orange city 075806 2 247 1008 24.5 Orange city 075806 3 318 794 40.1 Orange city 075806 4 1799 2359 76.3 Orange city 075807 1 264 1137 23.2 Orange city 075807 2 459 1902 24.1 Orange city 075807 3 1069 1313 81.4 Orange city 075808 1 162 874 18.5 Orange city 075808 2 208 1149 18.1 Orange city 075809 3 9 58 15.5 Orange city 075810 1 29 224 12.9 Orange city 075810 3 0 60 0.0 Orange city 075811 1 368 1736 21.2 Orange city 075811 2 1354 1490 90.9 Orange city 075812 1 2640 3157 83.6 Orange city 075812 2 212 1143 18.5 Orange city 075812 3 293 1210 24.2 Orange city 075812 4 334 1070 31.2 Orange city 075813 1 337 1604 21.0 Orange city 075813 2 892 1161 76.8 Orange city 075813 3 334 1808 18.5 Orange city 075814 1 400 2497 16.0 Orange city 075814 2 73 829 8.8 . Orange city 076815 1 755 2410 31.3 Orange city 075815 2 711 1563 45.5 Orange city 075815 3 164 1037 15.8 Orange city 075816 1 1335 2187 61.0 Orange city 075816 2 120 1369 8.8 Orange city 075901 1 260 762 34.1 Orange city 075901 2 329 866 38.0 Orange city 075901 3 1723 2790 61.8 Orange city 075902 1 374 955 39.2 Orange city 075902 2 1261 2112 59.7 Orange city 075902 3 1363 1898 71.8 Orange city 075902 4 161 399 40.4 Orange city 075902 5 303 733 41.3 Orange city 076000 1 625 1276 49.0 Orange city 076000 2 644 1743 36.9 Orange city 076000 3 699 1569 44.6 Orange city 076000 4 548 1690 32A Orange city 076000 5 937 1402 66.8 Orange city 076101 1 1179 1938 60.8 Orange city 076101 2 386 1520 25.4 Orange city 076101 3 1217 1793 67.9 Orange city 076102 1 127 202 62.9 Orange city 076102 2 270 731 36.9 Orange city 076102 3 1556 2171 71.7 Orange city 076102 2 0 0 city 076103 1 813 1217 66.8 •Orange Orange city 076103 3 0 0 Orange city 076201 1 146 774 18.9 Orange city 076201 2 723 1155 62.6 Orange city 076201 3 438 1375 31.9 Orange city 076201 4 161 864 18.6 Orange city 076201 5 434 1258 34.5 Orange city 076202 1 256 1148 22.3 Orange city 076202 2 129 730 17.7 Orange city 076202 3 862 1809 47.7 Orange city 076204 1 1882 2934 64.1 Orange city 076204 2 1678 2253 74.5 Orange city 076205 1 1485 2901 51.2 Orange city 076205 2 346 995 34.8 Orange city 076205 3 289 687 42.1 Orange city 076205 4 317 720 44.0 Orange city 076206 1 1253 2850 44.0 Orange city 076206 2 192 681 28.2 Orange city 076206 3 315 894 35.2 Orange city 076208 1 812 1670 48.6 Orange city 076208 2 275 835 32.9 Orange city 076208 3 373 1177 31.7 Orange city 076208 4 589 952 61.9 Orange city 086407 3 0 0 Placentia city 011708 3 180 792 22.7 city 011709 1 197 1080 18.2 •Placentia Placentia city 011709 2 171 711 24.1 Placentia city 011709 3 195 1208 16.1 Placentia city 011709 4 351 1390 25.3 Placentia city 011710 1 133 763 17.4 Placentia city 011710 2 468 1986 23.6 Placentia city 011710 3 226 676 33.4 Placentia city 011711 1 453 806 56.2 Placentia city 011711 2 110 263 41.8 Placentia city 011712 1 1141 2152 53.0 Placentia city 011712 2 644 1220 52.8 Placentia city 011712 3 144 775 18.6 Placentia city 011714 1 0 0 Placentia city 011715 1 407 1016 40.1 Placentia city 011715 2 344 2640 13,0 Placentia city 011715 3 262 1639 16.0 Placentia city 011716 1 1117 4213 26.5 Placentia city 011717 1 517 1294 40.0 Placentia city 011717 2 237 814 29.1 Placentia city 011718 1 111 766 14.5 Placentia city 011718 2 196 1352 14.5 Placentia city 011720 1 1836 2184 84.1 Placentia city 011720 2 1958 2531 77.4 Placentia city 011720 3 348 671 51.9 city 011721 1 830 1116 74.4 •Placentia Placentia city 011721 2 136 423 32.2 Placentia city 011721 3 507 957 53.0 Placentia city 011721 4 1669 2158 77.3 Placentia city 011722 1 0 0 Placentia city 011722 2 359 529 67.9 Placentia city 011722 3 0 0 Placentia city 021809 2 0 0 Placentia city 021810 1 46 439 10.5 Placentia city 021810 2 273 1110 24.6 Placentia city 021813 9 20 20 100.0 Placentia city 021815 1 9 174 5.2 Placentia city 021820 2 320 1687 19.0 Placentia city 021821 1 378 1697 22.3 Placentia city 021821 2 1181 3542 33.3 Portola Hills CDP 052426 1 90 1318 6.8 Portola-Hills CDP 052428 2 192 957 20.1 Rancho Santa Me 032034 3 191 1316 14.5 Rancho Santa Me 032034 3 0 0 Rancho Santa Me 032037 4 0 0 Rancho Santa Me 032038 2 0 0 Rancho Santa Me 032041 1 0 0 Rancho Santa Me 032042 1 379 3768 10.1 Rancho Santa Ms 032042 2 395 994 39.7 Rancho Santa Me 032042 3 59 1365 4.3 Rancho Santa Ma 032043 1 96 2775 3.5 Rancho Santa Me 032043 2 200 1512 13.2 Rancho Santa Mt 032044 1 0 0 Rancho Santa Mt 032044 2 0 0 Rancho Santa Me 032044 4 0 0 . Rancho Santa Me 032045 1 0 0 Rancho Santa Me 032048 3 239 1313 18.2 Rancho Santa Me 032048 4 122 1823 6.7 Rancho Santa Me 032049 1 294 2411 12.2 Rancho Santa Me 032049 2 0 0 Rancho Santa Me 032049 3 195 1688 12.3 Rancho Santa Me 032049 4 299 2699 11.1 Rancho Santa Me 032050 1 173 643 26.9 Rancho Santa Me 032050 2 482 1790 26.9 Rancho Santa Me 032050 3 167 1924 8.7 Rancho Santa Me 032050 4 31 786 3.9 Rancho Santa Mt 032051 1 402 1084 37.1 Rancho Santa Ms 032051 2 282 907 31.1 Rancho Santa Me 032051 3 322 564 57.1 Rancho Santa Me 032051 4 579 905 64.0 Rancho Santa Me 032051 5 66 622 10.6 Rancho Santa Me 032051 6 122 540 22.6 Rancho Santa Me 032053 1 320 2459 13.0 Rancho Santa Me 032053 2 216 1686 12.8 Rancho Santa Me 032053 3 662 1708 38.8 Rancho Santa Me 032053 4 0 0 Rancho Santa Me 032054 1 662 2147 30.8 Rancho Santa Me 032054 2 276 620 44.5 Rancho Santa Me 032054 3 354 603 58.7 • Rancho Santa Me 032054 4 328 1258 26.1 Santa Ma 032055 1 313 686 45.6 •Rancho Rancho Santa M, 032055 2 863 1174 73.5 Rancho Santa Ma 032055 3 177 1095 16.2 Rancho Santa Ma 032055 4 207 1268 16.3 Rancho Santa M,, 032056 1 22 803 2.7 Rancho Santa Ms 032056 2 136 864 15.7 Rancho Santa M,, 032056 3 0 0 Rossmoor CDP 110006 1 402 1395 28.8 Rossmoor CDP 110006 2 226 1503 15.0 Rossmoor CDP 110007 1 250 1233 20.3 Rossmoor CDP 110007 3 58 923 6.3 Rossmoor CDP 110007 4 228 1735 13.1 Rossmoor CDP 110008 1 237 965 24.6 Rossmoor CDP 110008 2 204 1103 18.5 Rossmoor CDP 110008 3 204 1381 14.8 San Clemente cit 032023 1 27 154 17.5 San Clemente cit 042103 2 0 0 San Clemente cit 042103 1 626 1981 31.6 San Clemente cit 042103 2 400 1453 27.5 San Clemente cit 042103 3 414 1245 33.3 San Clemente cit 042103 4 895 1860 48.1 San Clemente cit 042103 5 180 949 19.0 San Clemente cit 042106 2 0 0 San Clemente cit 042106 1 111 784 14.2 San Clemente cit 042106 2 250 681 36.7 Clemente cit 042107 1 861 1454 59.2 •San San Clemente cit 042107 2 1969 3040 64.8 San Clemente cit 042108 2 0 0 San Clemente cit 042108 1 617 1006 61.3 San Clemente cit 042108 2 383 954 40.1 San Clemente cit 042108 3 1113 2041 54.5 San Clemente cit 042108 4 448 719 62.3 San Clemente cit 042108 5 268 548 48.9 San Clemente cit 042108 6 289 646 44.7 San Clemente cit 042109 1 511 1531 33.4 San Clemente cit 042109 2 182 1395 13.0 San Clemente cit 042109 3 414 1011 40.9 San Clemente cit 042109 4 146 1089 13.4 San Clemente cit 042111 1 160 1100 14.5 San Clemente cit 042111 2 376 1368 27.5 San Clemente cit 042111 3 126 817 15.4 San Clemente cit 042111 4 347 2605 13.3 San Clemente cit 042112 3 20 87 23.0 San Clemente cit 042112 1 323 800 40.4 San Clemente cit 042112 2 104 1079 9.6 San Clemente cit 042112 3 179 1796 10.0 San Clemente cit 042113 1 246 1158 21.2 San Clemente cit 042113 2 254 1228 20.7 San Clemente cit 042113 3 292 1081 27.0 Clemente cit 042113 4 277 925 29.9 •San San Clemente cit; 042114 1 843 1822 46.3 San Clemente cit 042114 2 272 900 30.2 San Clemente cit 042114 3 275 1012 27,2 San Clemente cit 042201 3 107 203 52.7 . San Clemente cit 042203 1 0 0 San Clemente cit 042203 4 0 0 San Clemente cit 042205 1 246 1430 17.2 San Clemente cit 042205 2 383 1496 25.6 San Clemente cit 042205 3 587 2091 28A San Clemente cit 042205 4 25 25 100.0 San Clemente cit 042206 1 198 612 32.4 San Clemente cit 042206 2 484 1409 34.4 San Juan Capistr 032022 1 839 2596 32.3 San Juan Capistr 032023 1 167 470 35.5 San Juan Capistr 032023 1 302 2111 14.3 San Juan Capistr 032052 1 338 2859 11.8 San Juan Capistr 042111 4 0 0 San Juan Capistr 042201 1 0 0 San Juan Capistr 042201 1 314 461 68.1 San Juan Capistr 042201 3 0 0 San Juan Capistr 042203 2 0 0 San Juan Capistr 042203 4 0 0 San Juan Capistr 042203 1 473 1450 32.6 San Juan Capistr 042203 2 243 715 34.0 San Juan Capistr 042203 3 165 975 16.9 San Juan Capistr 042203 4 407 2991 13.6 San Juan Capistr 042203 5 348 1181 29.5 San Juan Capistr 042205 2 0 0 San Juan Capistr 042205 3 78 240 32.5 • San Juan Capistr 042310 2 320 969 33.0 San Juan Capistr 042310 3 304 1325 22.9 San Juan Capistr 042310 4 1827 2427 75.3 San Juan Capistr 042310 5 1134 1975 57.4 San Juan Capistr 042311 1 413 1483 27.8 San Juan Capistr 042311 3 224 1059 2U San Juan Capistr 042312 1 1065 1680 63.4 San Juan Capistr 042312 2 365 904 40.4 San Juan Capistr 042312 3 2572 2832 90.8 San Juan Capistr 042312 4 1322 2171 60.9 San Juan Capistr 042312 5 290 653 44A San Juan Capistr 042315 2 0 0 San Juan Capistr 042315 3 0 0 Santa Ana city 074003 1 1758 2253 78.0 Santa Ana city 074004 1 1550 2444 63.4 Santa Ana city 074004 2 529 700 75.6 Santa Ana city 074004 3 599 1847 32.4 Santa Ana city 074004 4 883 2236 39.5 Santa Ana city 074005 1 1247 1872 66.6 Santa Ana city 074005 2 1679 2442 68.8 Santa Ana city 074005 3 1075 1433 75.0 Santa Ana city 074005 4 557 1480 37.6 Santa Ana city 074006 1 867 1248 69.5 Santa Ana city 074006 2 825 1501 55.0 • Santa Ana city 074006 3 1774 2773 64.0 Santa Ana city Santa Ana city 074102 074102 1 2 1317 1044 1926 1965 68.4 53.1 Santa Ana city 074102 3 649 951 68.2 Santa Ana city 074102 4 1198 2508 47.8 Santa Ana city 074103 1 791 1600 49.4 Santa Ana city 074103 2 934 1471 63.5 Santa Ana city 074103 3 1582 2107 75.1 Santa Ana city 074106 1 1310 2197 59.6 Santa Ana city 074106 2 780 1966 39.9 Santa Ana city 074106 3 631 1225 51.5 Santa Ana city 074107 1 375 845 44.4 Santa Ana city 074107 2 1028 2516 40.9 Santa Ana city 074107 3 255 1165 21.9 Santa Ana city 074108 1 1462 1896 77.1 Santa Ana city 074108 2 1711 3369 50.8 Santa Ana city 074109 1 1262 2022 62.4 Santa Ana city 074109 2 1445 1998 72.3 Santa Ana city 074110 1 663 2687 24.7 Santa Ana city 074110 2 328 1124 29.2 Santa Ana city 074111 1 208 1169 17.8 Santa Ana city 074111 2 672 1461 46.0 Santa Ana city 074111 3 1827 3260 56.0 Santa Ana city 074200 1 849 1192 71.2 Santa Ana city 074200 2 1227 2026 60.6 Santa Ana city 074200 3 1980 3476 57.0 Ana city 074200 4 1859 2898 64.1 •Santa Santa Ana city 074300 1 1696 2266 74.8 Santa Ana city 074300 2 1408 2143 65.7 Santa Ana city 074403 1 2857 3372 84.7 Santa Ana city 074403 2 2699 3002 89.9 Santa Ana city 074405 1 1517 1614 94.0 Santa Ana city 074405 2 1761 1973 89.3 Santa Ana city 074405 3 1636 1884 86.8 Santa Ana city 074405 4 1110 1295 85.7 Santa Ana city 074406 1 713 929 76.7 Santa Ana city 074406 2 879 1108 79.3 Santa Ana city 074406 3 1540 1669 92.3 Santa Ana city 074407 1 3442 3822 90.1 Santa Ana city 074501 1 2257 2685 84.1 Santa Ana city 074501 2 2435 2679 90.9 Santa Ana city 074501 3 996 1022 97.5 Santa Ana city 074501 4 1067 1847 57.8 Santa Ana city 074502 1 1756 3055 57.5 Santa Ana city 074502 2 2546 3225 78.9 Santa Ana city 074601 1 1390 1740 79.9 Santa Ana city 074601 2 1668 1708 97.7 Santa Ana city 074601 3 1347 1492 90.3 Santa Ana city 074601 4 1281 1924 66.6 Santa Ana city 074601 5 1054 1917 55.0 Santa Ana city 074602 1 1055 1255 84.1 •Santa Ana city 074602 2 1906 2320 82.2 Santa Ana city 074602 3 1948 2302 84.6 PLACIENAME TRACT BLKGRP #LOW MOD TOTAL POP LOWIMOD% Brea city 021815 1 7 7 100.0 Fullerton city 011708 3 17 17 100.0 Fullerton city 086701 3 125 125 100.0 Garden Grove city 089001 1 21 21 100.0 Los Alamitos city 110113 1 141 141 100.0 Newport Beach city 063101 1 8 8 100.0 Placentia city 021813 9 20 20 100.0 San Clemente city 042205 4 25 25 100.0 Westminster city 088901 1 15 15 100.0 Westminster city 099701 3 �5 25 100.0 001903 2 61 61 100.0 021924 1 33 33 100.0 Buena Park city 001801 1 295 296 99.7 Santa Ana city 074601 2 1668 1708 97.7 Santa Ana city 074501 3 996 1022 97.5 Anaheim city 088402 1 768 790 97.2 001201 3 257 269 95.5 Garden Grove city 087806 2 96 101 95.0 Anaheim city 087501 3 129,4 1363 94.9 Garden Grove city 089104 2 3469 3656 94.9 Anaheim city 011720 1 1463 1556 94.0 Santa Ana city 074405 1 1517 1614 94.0 Santa Ana city 074901 1 2075 2225 93.3 Santa Ana city 074901 3 1960 2107 93.0 Santa Ana city 074902 3 2765 2983 92.7 Garden Grove city 089106 2 1435 1549 92.6 • Santa Ana city 074406 3 1540 1669 92.3 Santa Ana city 075003 2 3282 3569 92.0 Irvine city 062626 2 1191 1306 91.2 Stanton city 087803 3 3319 3638 91.2 Orange city 075811 2 1354 1490 90.9 Santa Ana city 074501 2 2435 2679 90.9 Santa Ana city 075100 4 1896 2086 9U San Juan Capistrano cit. 042312 3 2572 2832 90.8 Irvine city 062627 2 687 768 90.6 Santa Ana city 074601 3 1347 1492 90.3 Santa Ana city 074407 1 3442 3822 90.1 Santa Ana city 074403 2 2699 3002 89.9 Fullerton city 011504 2 447 498 89.8 Santa Ana city 074805 1 4183 4670 89.6 Stanton city 087806 1 1653 1846 89.6 Santa Ana city 074405 2 1761 1973 89.3 Anaheim city 086405 2 1706 1923 88.7 Fullerton city 011601 5 814 919 88.6 Stanton city 087902 2 1126 1271 88.6 Anaheim city 087601 2 1868 2116 88.3 Westminster city 099601 3 1668 1889 88.3 Westminster city 099803 1 1743 1977 88.2 Buena Park city 001801 4 119 135 88.1 Santa Ana city 075004 2 2292 2603 88.1 • Anaheim city 086601 1 2126 2424 87.7 Grove city 088701 1 1201 1369 87.7 •Garden Santa Ana city 075003 3 2116 2412 87.7 Santa Ana city 075002 3 4171 4777 87.3 Anaheim city 086502 4 1881 2158 87.2 Santa Ana city 074405 3 1636 1884 86.8 Garden Grove city 088501 2 1917 2213 86.6 Santa Ana city 074806 1 2843 3288 86.5 Anaheim city 087102 3 1240 1440 86.1 Fullerton city 001802 5 1159 1346 86.1 Anaheim city 087403 2 1176 1367 86.0 Anaheim city 087404 1 2349 2739 85.8 Laguna Woods city 062641 2 204 238 85.7 Santa Ana city 074405 4 1110 1295 85.7 Huntington Beach city 099402 4 2047 2395 85.5 Buena Park city 110402 3 1573 1841 85.4 Costa Mesa city 063605 3 1755 2054 85.4 Santa Ana city 089105 2 2122 2488 85.3 Huntington Beach city 099402 3 3038 3571 85.1 Anaheim city 087405 3 2895 3407 85.0 Santa Ana city 074901 4 1430 1682 85.0 Santa Ana city 089105 3 2499 2948 84.8 Santa Ana city 074403 1 2857 3372 84.7 Santa Ana city 074602 3 1948 2302 84.6 Tustin city 075515 1 3212 3796 84.6 Anaheim city 087405 1 1496 1770 84.5 city 011711 5 1934 2290 84.5 •Fullerton Santa Ana city 089105 1 1314 1555 84.5 Costa Mesa.city 063604 3 1649 1954 84.4 Santa Ana city 099249 1 2143 2539 84.4 Tustin city 074408 3 1875 2225 84.3 Anaheim city 087200 3 1117 1327 84.2 Placentia city 011720 1 1836 2184 84.1 Santa Ana city 074501 1 2257 2685 84.1 Santa Ana city 074602 1 1055 1255 84.1 Santa Ana city 076000 2 121 144 84.0 Anaheim city 087504 3 1743 2081 83.8 Orange city 075812 1 2640 3157 83.6 Santa Ana city 074802 3 2259 2703 83.6 Fullerton city 011101 3 567 682 83.1 Anaheim city 011720 3 492 593 83.0 Anaheim city 110402 2 581 700 83.0 Laguna Woods city 062622 5 44 53 83.0 Tustin city 074407 2 3209 3865 83.0 Anaheim city 087503 5 1984 2397 82.8 Santa Ana city 074801 2 1625 1962 82.8 Anaheim city 086502 3 1116 1349 82.7 Anaheim city 087601 1 1604 1939 82.7 Santa Ana city 075004 1 2573 3110 82.7 Santa Ana city 074801 1 1413 1711 82.6 Westminster city 099903 2 2173 2634 82.5 .Anaheim city 087102 4 488 592 82.4 Fullerton city 011601 6 1579 1916 82.4 • Garden Grove city 088502 3 1480 1797 82.4 Santa Ana city 075002 2 1749 2122 82.4 • Santa Ana city 074602 2 1906 2320 82.2 Costa Mesa city 063701 3 1467 1786 82.1 Santa Ana city 075100 1 2313 2825 81.9 Anaheim city 086502 1 1082 1325 81.7 Anaheim city 087300 3 926 1133 81.7 Anaheim city 087504 2 2306 2941 81.5 Orange city 075807 3 1069 1313 81.4 Anaheim city 011602 2 385 474 81.2 Anaheim city 086601 5 1262 1556 81.1 Santa Ana city 075003 1 1800 2219 81A Santa Ana city 075002 1 2080 2567 81.0 Santa Ana city 099248 1 2007 2557 80.8 Garden Grove city 088203 2 1320 1643 80,3 Anaheim city 086602 2 1685 2100 80.2 Fullerton city 011200 2 631 787 80.2 Fullerton city 011403 4 687 860 79.9 Santa Ana city 074601 1 1390 1740 79.9 Santa Ana city 074902 2 1695 2122 79.9 Anaheim city 087300 1 1591 1993 79.8 _ Westminster city 099904 4 995 1252 79.5 Anaheim city 087504 1 1245 1568 79.4 Fullerton city 011504 5 1116 1405 79.4 Laguna Woods city 062646 2 532 670 79.4 Santa Ana city 074701 1 1989 2504 79.4 Anaheim city 087300 5 1060 1337 79.3 • Santa Ana city 074406 2 879 1108 79.3 Costa Mesa city 063808 1 3674 4648 79.0 Irvine city 062614 2 2342 2966 79.0 Costa Mesa city 063904 1 1520 1927 78.9 La Habra city 001202 3 795 1008 78.9 Santa Ana city 074502 2 2546 3225 78.9 Anaheim city 086901 3 3110 3945 78.8 Buena Park city 110500 1 2120 2692 78.8 Seal Beach city 099509 1 375 476 78.8 Buena Park city 110603 3 1742 2218 78.5 Santa Ana city 074806 2 2237 2848 78.5 Buena Park city 110606 1 2289 2918 78.4 Anaheim city 087405 2 1098 1403 78.3 Fullerton city 011101 1 372 475 78.3 Santa Ana city 074003 1 1758 2253 78.0 Fullerton city 011601 1 921 1183 77.9 Santa Ana city 074901 5 1763 2265 77.8 Santa Ana city 074602 2 987 1270 77.7 Santa Ana city 074902 1 1662 2138 77.7 Anaheim city 087701 2 430 654 77.6 Anaheim city 011602 1 1464 1879 77,4 Placentia city 011720 2 1988, 2531 77.4 Anaheim city La Habra city 087503 001201 1 2 741 1403 959 1814 77.3 77.3 Placentia city 011721 4 1669 2158 77.3 city 110104 3 799 1035 77.2 •Cypress Westminster city 099904 5 1357 1758 77.2 Santa Ana city 074108 1 1462 1896 77.1 Orange city 075813 2 892 1161 76.8 Stanton city 088105 1 43 56 76.8 Anaheim city 086502 2 1409 1837 76.7 Santa Ana city 074406 1 713 929 76.7 Anaheim city 086903 1 1700 2220 76.6 La Habra city 001201 3 1310 1712 76.5 Santa Ana city 074602 4 1749 2287 76.5 Laguna Woods city 062646 1 427 559 76.4 Orange city 075806 4 1799 2359 76.3 Tustin city 075515_ 2 1517 1987 76.3 Santa Ana city 089004 2 2767 3633 76.2 Anaheim city 087403 1 524 689 76.1 Fullerton city 011601 2 890 1170 76.1 Anaheim city 087001 1 2204 2900 76.0 Laguna Woods city 062622 3 662 872 75.9 Fullerton city 001802 4 929 1226 75.8 Santa Ana city 074803 1 3064 4041 75.8 Costa Mesa city 063701 2 1349 1782 75.7 Santa Ana city 074004 2 529 700 75.6 Anaheim city 086901 4 986 1308 75.4 La Habra city 001304 3 402 533 75.4 La Habra city 001404 2 783 1039 75.4 Ana city 074801 3 1865 2474 75.4 •Santa San Juan Capistrano cit. 042310 4 1827 2427 75.3 Fullerton city 011401 1 477 634 75.2 Tustin city 075403 3 228 303 75.2 021913 4 2144 2850 75.2 Santa Ana city 074103 3 1582 2107 75.1 La Habra city 001401 4 1196 1595 75.0 Santa Ana city 074005 3 1075 1433 75.0 Costa Mesa city 063605 1 1278 1707 74.9 La Habra city 001304 2 1510 2015 74.9 Santa Ana city 089104 1 739 987 74.9 Anaheim city 086501 1 1705 2280 74.8 Garden Grove city 088601 4 846 1131 74.8 Santa Ana city 074300 1 1696 2266 74.8 Anaheim city 087401 1 339 454 74.7 Huntington Beach city 099214 4 566 758 74.7 Orange city 076204 2 1678 2253 74.5 Placentia city 011721 1 830 1116 74.4 Westminster city 099802 2 2104 2829 74.4 Anaheim city 087806 1 1050 1413 74.3 Anaheim city 110202 3 1488 2006 74.2 Lake Forest city 032014 1 1462 1970 74.2 Seal Beach city 099509 4 703 950 74.0 Anaheim city 087803 1 1094 1481 73.9 Ana city 089004 3 1433 1938 73.9 .Santa Stanton city 087806 2 181 245 73.9 Anaheim city 087106 3 1174 1591 73.8 I „ Santa Ana city 074702 1 2655 3600 73.8 Anaheim city 087601 3 989 1343 73.6 Dana Point city 042201 1 572 777 73.6 Anaheim city 011722 1 706 961 73.5 Rancho Santa Margarita 032055 2 863 1174 73.5 Santa Ana city 075100 2 1107 1507 73.5 Fullerton city 110605 2 798 1089 73.3 Westminster city 099904 2 1435 1959 73.3 La Habra city 001404 3 854 1166 73.2 Tustin Foothills CDP 075701 4 115 157 73.2 Santa Ana city 074802 1 1396 1910 73.1 Anaheim city 086903 2 1015 1390 73.0 Anaheim city 087200 2 16$1 2225 72.9 Fullerton city 011712 2 363 498 72.9 Anaheim city 087504 4 1202 1652 72.8 Santa Ana city 075201 2 1719 2364 72.7 Anaheim city 086702 2 595 819 72.6 Irvine city 062611 1 530 730 72.6 Tustin city 074408 1 1284 1769 72.6 099227 2 283 390 72.6 Garden Grove city 088601 2 1000 1382 72.4 Garden Grove city 088702 1 1023 1413 72.4 Seal Beach city 099510 3 594 821 72.4 Tustin city 075514 2 1186 1639 . 72.4 Santa Ana city 074109 2 1445 1998 72.3 Stanton city 087803 2 793 1097 72.3 Fullerton city 011502 1 635 879 72.2 . Westminster city 099203 1 281 390 72.1 Anaheim city 086601 4 1214 1687 72.0 Westminster city 099802 1 836 1161 72.0 Seal Beach city 099510 5 501 697 71.9 Orange city 075902 3 1363 1898 71.8 Seal Beach city 099502 1 483 673 71.8 Seal Beach city 099510 2 1168 1627 71.8 Cypress city 110110 1 602 840 71.7 Orange city 076102 3 1656 2171 71.7 Santa Ana city 075202 2 2359 3291 71.7 Laguna Hills city 062623 2 141 197 71.6 La Habra city 001201 1 1123 1573 71.4 Santa Ana city 074701 2 2115 2966 71.3 Anaheim city 086601 3 1576 2214 71.2 Buena Park city 110603 5 1358 1907 71.2 Costa Mesa city 063603 3 42 59 71.2 Santa Ana city 074200 1 849 1192 71.2 Santa Ana city 075701 2 1246 1749 71.2 032056 4 47 66 71.2 Garden Grove city 088801 2 624 878 71.1 Westminster city 088901 4 248 349 71.1 Anaheim city 087503 4 373 525 71.0 Garden Grove city 088701 2 1400 1972 71.0 Santa Ana city 089004 1 1313 1852 70.9 • Fullerton city 011300 1 716 1096 70.8 �r city 086405 3 1343 1899 70.7 •Anaheim Santa Ana city 074701 3 2539 3596 70.6 Anaheim city 086802 2 1355 1924 70.4 Santa Ana city 074901 2 1284 1823 70.4 021918 3 528 750 70.4 * r Buena Park city 110603 4 717 1020 70.3 Anaheim city 086702 4 302 430 70.2 Costa Mesa city 063906 2 1067 1519 70.2 Anaheim city 087103 3 970 1383 70.1 Garden Grove city 088702 2 614 876 70.1 Laguna Woods city 062646 4 568 810 70.1 Laguna Hills city 062625 4 1224 1750 69.9 Costa Mesa city 063701 4 1294 1853 69.8 Garden Grove city 089102 1 1826 2617 69.8 Stanton city 087805 3 1837 2637 69.7 099702 2 901 1293 69.7 Fullerton city 001801 2 1052 1512 69.6 Westminster city 099601 1 1381 1985 69.6 • , Fullerton city 011000 4 984 1416 69.5 Santa Ana city 074006 1 867 1248 69:5 Anaheim city 086702 5 2027 2921 69.4 La Habra city 001501 1 177 255 69.4 Garden Grove city 088902 1 1105 1594 69.3 • • Santa Ana city 075202 1 1893 2734 69.2 Santa Ana city 075302 1 1392 2013 69.2 city 088106 3 2098 3033 69.2 •Stanton La Habra city 001303 2 687 994 69.1 Laguna Woods city 062647 2 405 586 69.1 Santa Ana city 099248 2 2091 3025 69.1 086701 3 288 417 69.1 Anaheim city 086902 1 871 1262 69.0 Garden Grove city 076103 2 2598 3771 68.9 Santa Ana city 074803 2 2070 3003 68.9 Santa Ana city 075403 2 855 1241 68.9 Santa Ana city 074005 2 1679 2442 68.8 Westminster city 088904 2 953 1388 68.7 Fullerton city 001802 1 1088 1586 68.6 Anaheim city 086407 3 1417 2068 68.5 La Habra city 001202 1 912 1331 68.5 Laguna Woods city 062646 3 554 809 68.5 Laguna Woods city 062647 3 214 313 68.4 Santa Ana city 074102 1 1317 1926 68.4 Santa Ana city 074805 2 1394 2040 68.3 Santa Ana city 074102 3 649 951 68.2 Santa Ana city 088903 3 1156 1695 68.2 087701 3 135 198 68.2 Garden Grove city 088201 1 898 1318 68.1 La Habra city 001202 2 623 915 68.1 San Juan Capistrano cit. 042201 1 314 461 68.1 Anaheim city 087805 1 1086 1598 68.0 •Costa Mesa city 063702 3 560 823 68.0 Orange city 076101 3 1217 1793 67.9 Placentia city 011722 2 359 529 67.9 Anaheim city 086901 1 1136 1676 67.8 Santa Ana city 099249 2 1289 1904 67.7 Santa Ana city 075302 3 635 942 67.4 Santa Ana city 089001 2 953 1413 67.4 Stanton city 087803 1 152 226 67.3 Santa Ana city 099247 2 1442 2147 67.2 Costa Mesa city 063702 4 1153 1719 67.1 Huntington Beach city 099413 4 982 1464 67.1 Santa Ana city 099202 2 2540 3783 67.1 Santa Ana city 074803 3 1341 2002 67.0 Garden Grove city 089003 1 1202 1796 66.9 Stanton city 087902 3 1583 2366 66.9 Orange city 076000 5 997 1402 60.8 Orange city 076103 1 813 1217 66.8 Los Alamitos city 110117 4 46 69 66.7 001501 3 16 24 66.7 Anaheim city 086404 2 1017 1527 66.6 Anaheim city 087103 4 1113 1672 66.6 Buena Park city 110607 2 711 1067 66.6 Garden Grove city 088301 1 1530 2299 66.6 Santa Ana city 074005 1 1247 1872 66.6 Santa Ana city 074601 4 1281 1924 66.6 Garden Grove city 088107 2 2400 3608 66.5 Seal Beach city 099509 5 461 693 66.5 Westminster city 099223 2 902 1357 66.5 Fullerton city 011602 2 615 1016 66.4 • Buena Park city 110500 2 2105 3173 66.3 Anaheim city 086803 1 1209 1827 66.2 Anaheim city 110202 2 730 1103 66.2 Fullerton city 001801 1 1000 1647 66.2 Garden Grove city 088901 3 1516 2293 66.1 Garden Grove city 089106 1 13�59 2056 66.1 Laguna Woods city 062622 2 4 9 725 66.1 Villa Park city 075812 2 �9 59 66.1 Garden Grove city 088402 2 1441 2182 66.0 La Habra city 001304 1 9�2 1397 66.0 Santa Ana city 089001 3 1524 2309 66.0 Irvine city 082626 1 960 1456 65.9 Laguna Woods city 062625 1 406 764 65.8 Costa Mesa city 063604 1 301 458 65.7 Garden Grove city 088702 3 2068 3148 65.7 Santa Ana city 074300 2 1406 2143 65.7 Anaheim city 086501 2 909 1622 65.6 Garden Grove city 088801 5 1053 1605 65.6 La Habra city 001303 1 1179 1798 65.6 Westminster city 099222 1 512 782 65.5 Costa Mesa city 063702 5 768 1160 65.3 Fullerton city 011502 4 697 1067 65.3 Anaheim city Costa Mesa city 087300 063702 2 2 2546 205 3908 407 65.1 65.1 Laguna Beach city 062605 2 385 591 65A • Santa Ana city Orange city San Clemente city Westminster city Anaheim city Fullerton city Garden Grove city Fullerton city Anaheim city Costa Mesa city Garden Grove city Laguna Woods city Dana Point city Anaheim city Orange city Santa Ana city Anaheim city Anaheim city Buena Park city Rancho Santa Margarita Santa Ana city Westminster city Fullerton city Anaheim city Brea city Fullerton city Irvine city La Palma city Los Alamitos city Santa Ana city Stanton city Anaheim city Lake Forest city Santa Ana city San Juan Capistrano oil, Santa Ana city Anaheim city Buena Park city Fullerton city Garden Grove city Garden Grove city Irvine city Anaheim city Anaheim city Fullerton city Tustin city Anaheim city •Costa Mesa city Huntington Beach city Huntington Beach city 075201 1 2328 3584 65.0 021913 4 731 1126 64.9 042107 2 1969 3040 64.8 099905 1 1293 1996 64.8 087101 1 1356 2096 64.7 011708 1 1438 2224 64.7 088801 4 1416 2190 64.6 011504 3 424 658 64.4 087102 1 978 1520 64.3 063202 1 505 785 64.3 088801 3 1201 1869 64.3 062647 4 615 956 64.3 042313 5 1210 1886 64.2 087105 1 1100 1715 64.1 076204 1 1882 2934 64.1 074200 4 1859 2898 64.1 086405 1 790 1234 64.0 087002 2 1054 1646 64.0 110603 2 992 1549 64.0 032051 4 579 905 64.0 074006 3 1774 2773 64.0 099601 2 1622 2533 64.0 011602 3 1528 2393 63.9 076202 4 1072 1680 63.8 001504 1 750 1175 63.8 011504 4 572 896 63.8 062612 3 461 723 63.8 110116 3 918 1442 63.7 110106 2 35 55 63.6 075404 3 1532 2409 63.6 087802 4 954 1499 63.6 075701 3 279 439 63.6 087704 1 658 1036 63.5 052410 5 498 784 63.5 074103 2 934 1471 63.5 099702 3 1342 2112 63.5 042312 1 1065 1680 63.4 074004 1 1550 2444 63.4 087101 2 809 1278 63.3 110500 3 1053 1664 63.3 011403 2 1092 1725 63.3 088601 3 1361 2151 63.3 088104 1 84 133 63.2 052505 4 321 508 63.2 086301 1 1635 2593 63.1 086306 1 937 1486 63.1 011711 2 952 1508 63.1 075514 1 1416 2244 63.1 086303 4 1228 1953 62.9 063604 2 988 1571 62.9 099410 3 1466 2329 62.9 099411 4 930 1479 62.9 I 1 � Orange city 076102 1 127 202 62.9 Anaheim city 066405 4 993 1582 62.8 . Anaheim city 086404 1 1873 2987 62.7 Anaheim city 086803 3 1719 2742 62.7 Costa Mesa city 063701 1 648 1034 62.7 Tustin city 074408 2 780 1245 62.7 Orange city 076201 2 74 1155 62.6 Huntington Beach city 099402 2 1362 2180 62.5 Seal Beach city 099500 3 412 659 62.6 Costa Mesa city 063906 1 1231 1973 62.4 Santa Ana city 074109 1 1262 2022 62.4 087703 1 1190 1908 62.4 Huntington Beach city 099305 4 1418 2276 62.3 Lake Forest city 032027 1 316 507 62.3 San Clemente city 042108 4 448 719 62.3 Anaheim city 087403 3 1000 1607 62.2 Anaheim city 110202 1 804 1293 62.2 Stanton city 087805 1 834 1342 62.1 Santa Ana city 075301 1 927 1496 62.0 Stanton city 087901 1 2024 3266 62.0 Orange city 076208 4 589 952 61.9 Anaheim city 086602 3 1526 2470 61.8 Orange city 075901 3 1723 2790 61.8 Fullerton city 011711 4 836 1364 61.7 Anaheim city 086802 1 1403 2283 61.5 Tustin city 075507 4 1011 1644 61.5 Garden Grove city 088602 1 1367 2230 61.3 • San Clemente city 042108 1 617 1006 61.3 Garden Grove city 088001 3 931 1522 61.2 Irvine city 052514 1 729 1192 61.2 Seal Beach city 099510 1 312 511 61.1 Orange city 075816 1 1385 2187 61.0 Anaheim city 086402 1 1738 2856 60.9 San Juan Capistrano cit. 042312 4 1322 2171 60.9 Orange city 076101 1 1179 1938 60.8 Anaheim city 021812 4 1044 1722 60.6 Anaheim city 087002 3 1715 2831 60.6 Garden Grove city 088104 2 361 596 60.6 Santa Ana city 074200 2 1227 2026 60.6 Santa Ana city 074702 2 1865 3077 60.6 Laguna Woods city 062623 1 463 666 60.5 Seal Beach city 099509 2 437 722 60.5 Cypress city 110111 3 1019 1786 60.4 Anaheim city 110201 1 359 595 60.3 Anaheim city 086406 1 562 934 60.2 Laguna Hills city 042307 4 701 1165 60.2 Tustin city 075512 1 1163 1935 60.1 087902 1 960 1582 60.1 Anaheim city 086406 2 767 1279 60.0 Costa Mesa city 063201 3 2111 452 60.0 Garden Grove city 089003 2 1208 2012 60.0 076204 1 42 70 60.0 city 087602 3 2067 3456 59.8 •Anaheim Anaheim city 087701 3 921 1540 59.8 Fullerton city 011708 2 781 1306 59.8 La Habra city 001301 5 1060 1774 59.8 Westminster city 099204 1 834 1394 59.8 Orange city 075902 2 1261 2112 59.7 099701 3 818 1370 59.7 Santa Ana city 074106 1 1310 2197 59.6 Buena Park city 110201 3 1567 2637 59.4 Garden Grove city 088903 3 885 1490 59.4 Garden Grove city 088802 1 1005 1696 59.3 San Clemente city 042107 1 861 1454 59.2 Westminster city 099902 3 1129 1907 59.2 Stanton city 087802 1 251 425 59.1 Irvine city 052418 2 847 1435 59.0 Laguna Hills city 062622 5 715 1211 59.0 Stanton city 087801 2 1238 2100 59.0 Westminster city 099801 2 1454 2465 59.0 Anaheim city 086404 3 997 1693 58.9 Anaheim city 086601 2 1030 1749 58.9 Costa Mesa city 063808 2 1015 1723 58.9 _ . Fullerton city 011711 3 531 902 58.9 Garden Grove city 089107 1 538 913 58.9 Garden Grove city 088501 3 956 1626 58.8 Rancho Santa Margarite 032054 3 354 603 58.7 Ana city 089001 4 1355 2307 58.7 •Santa Anaheim city 086602 1 896 1529 58.6 Brea city 001503 3 1018 1741 58.5 Laguna Woods city 062646 5 447 764 58.5 Santa Ana city 075302 2 941 1609 58.5 Santa Ana city 089104 3 834 1429 58.4 Buena Park city 110500 4 519 890 58.3 Buena Park city 110603 1 1060 1817 58.3 Laguna Woods city 062622 1 396 679 58.3 Lake Forest city 032047 1 589 1010 58.3 Anaheim city 086702 1 824 1415 58.2 Anaheim city 087802 1 813 1396 58.2 Garden Grove city 088403 1 331 570 58.1 Garden Grove city 076103 3 1959 3382 57.9 Santa Ana city 099202 3 774 1337 57.9 Laguna Niguel city 042331 3 828 1433 57.8 Santa Ana city 074501 4 1067 1847 57.8 Garden Grove city 099203 1 697 1207 57.7 Santa Ana city 099247 1 608 1054 57.7 Cypress city 110110 2 749 1300 57.6 Garden Grove city 088106 3 811 1409 57.6 Santa Ana city 075403 3 1262 2192 57.6 La Habra city 001103 3 991 1722 57.5 Santa Ana city 074502 1 1756 3055 57.5 Seal Beach city 099510 4 203 353 57.5 Stanton city 087801 1 451 785 57.5 Anaheim city 087401 4 540 940 57.4 Irvine city 052421 5 304 530 57.4 San Juan Capistrano cit, 042310 5 1134 1975 57.4 . Anaheim city 011714 1 1�6 220 57.3 Anaheim city 076102 1 5d1 1031 57.3 Santa Ana city 075701 3 5d6 988 57.3 Fullerton city 001802 3 770 1346 57.2 Irvine city 052417 2 450 787 57.2 Anaheim city 087106 1 641 1122 57.1 Garden Grove city 088802 2 143 2459 57.1 Rancho Santa Margarita 032051 3 322 564 57A Santa Ana city 075301 4 3815 674 57.1 Tustin city 075505 2 217 380 57.1 Irvine city 075515 3 312 547 57.0 Santa Ana city 074200 3 1900 3476 57.0 Orange city 021914 2 694 1220 56.9 Garden Grove city 088107 1 1161 2044 56.8 Cypress city 110202 1 165 291 56.7 Costa Mesa city 063906 3 1253 2215 56.6 Fullerton city 011200 3 802 1418 56.6 Garden Grove city 088401 3 668 1183 56.5 Huntington Beach city 099241 2 922 1636 56.4 Garden Grove city 089102 3 1041 1848 56.3 Huntington Beach city 099508 3 744 1322 56.3 Santa Ana city 075504 1 583 1035 56.3 Stanton city 088104 2 846 1503 56.3 Anaheim city 086803 2 623 1109 56.2 Anaheim city 087300 4 8d9 1601 66.2 • Placentia city 011711 1 453 806 56.2 Anaheim city 087401 3 402 717 56.1 Santa Ana city 074111 3 1827 3260 56.0 Fullerton city 001903 1 810 1450 55.9 Garden Grove city 088901 4 744 1331 55.9 Garden Grove city 088903 2 1680 3004 55.9 Anaheim city 086501 3 525 941 55.8 Fullerton city 001601 1 608 1093 55.6 La Habra city 001103 2 800 1439 55.6 Laguna Niguel city 042330 2 585 1053 55.6 Anaheim city 087801 1 622 1121 55.5 Buena Park city 110110 1 269 485 55.5 Costa Mesa city 063807 2 937 1688 55.5 Fountain Valley city 099229 3 909 1637 55.5 Santa Ana city 074602 5 824 1485 55.5 Costa Mesa city 063702 1 724 1309 55.3 Huntington Beach city 099212 4 625 1130 55.3 Buena Park city 110302 1 766 1387 55.2 Garden Grove city 088701 3 1194 2162 55.2 Garden Grove city 088801 1 892 1616 55.2 La Habra city 001301 4 575 1041 55.2 La Palma city 110301 4 8$8 1553 55.2 Brea city 001504 3 362 657 55.1 Fullerton city 011601 4 663 1203 55.1 Santa Ana city 074006 2 826 1501 55.0 Its • Santa Ana city Anaheim city Anaheim city Mission Viejo city Anaheim city Anaheim city Cypress city Westminster city Anaheim city Huntington Beach city Tustin city Fullerton city San Clemente city Anaheim city Tustin city Fullerton city Tustin city Buena Park city Laguna Woods city Westminster city Fountain Valley city Huntington Beach city La Habra city Tustin city • Westminster city Garden Grove city Stanton city Anaheim city Buena Park city Garden Grove city Irvine city Westminster city Costa Mesa city Fullerton city Anaheim city Garden Grove city La Habra city Fountain Valley city Garden Grove city Stanton city Tustin city Westminster city Fullerton city Irvine city Santa Ana city Anaheim city Irvine city Placentia city •Placentia city Anaheim city 074601 5 1054 1917 55.0 087106 2 1114 2028 54.9 087704 3 636 1158 54.9 032022 3 1271 2315 54.9 011722 2 449 819 54.8 087102 2 1263 2306 54.8 110102 3 707 1290 54.8 099222 2 867 1581 54.8 087001 3 709 1296 54.7 099220 5 736 1348 54.6 075507 3 1966 3599 54.6 001801 4 441 809 54.5 042108 3 1113 2041 54.5 086902 2 864 1588 54.4 075505 1 845 1552 54.4 011102 2 558 1028 54.3 075603 3 175 322 54.3 110606 2 1043 1923 54.2 062625 2 509 940 54.1 088905 2 1350 2495 54.1 087806 1 33 61 54.1 099251 1 1212 2246 54.0 099212 1 758 1403 54.0 001103 1 569 1054 54.0 075513 1 1601 2964 54.0 099803 2 806 1492 54.0 099701 1 1180 2188 53.9 088902 3 701 1302 53.8 110203 1 29 54 53.7 086701 1 2159 4028 53.6 110607 3 739 1379 53.6 088301 4 366 683 53.6 052505 2 446 832 53.6 099223 1 1158 2160 53.6 063605 2 932 1742 53.5 001903 2 793 1483 53.5 087200 5 1026 1923 53.4 088602 2 1202 2249 53.4 001401 3 627 1174 53.4 099251 2 937 1759 53.3 088403 2 1488 2793 53.3 087802 2 1017 1907 53.3 075505 3 813 1524 53.3 099801 3 897 1682 53.3 011601 3 997 1873 53.2 062611 2 885 1662 53.2 074102 2 1044 1965 53.1 110402 3 551 1039 53.0 052521 2 651 1229 53.0 011712 1 1141 2152 53.0 011721 3 507 957 53.0 086301 3 1333 2525 52.8 Placentia city 011712 2 644 1220 52.8 San Clemente city 042201 3 107 203 52.7 . Westminster city 099904 1 422 801 52.7 Brea city 001607 1 830 1579 52.6 Anaheim city 086701 4 754 1436 52.5 Huntington Beach city 099244 2 917 1747 52.5 Stanton city 088104 1 1094 2085 52.5 Costa Mesa city 063806 1 579 1105 52.4 Westminster city 099902 1 560 1073 52.2 Fullerton city 001902 1 601 1156 52.0 Laguna Hills city 042307 5 638 1226 52.0 Santa Ana city 075404 1 1045 2008 52.0 Garden Grove city 088901 2 645 1242 51.9 Placentia, city 011720 3 348 571 51.9 Garden Grove.city 088302 1 624 1204 51.8 Laguna Woods city 062641 1 334 639 51.8 Los Alamitos city 110014 2 736 1420 51.8 Westminster city 099204 2 495 955 51.8 Garden Grove city 088903 1 1200 2322 51.7 Westminster city 099903 3 596 1156 51.6 Fullerton city 001802 2 934 1813 51.5 Huntington Beach city 099411 2 953 1851 51.5 Santa Ana city 074106 3 631 1225 51.5 Garden Grove city 088902 2 1106 2158 51.3 Laguna Niguel city 042334 1 709 1381 51.3 Fullerton city 011403 5 631 1232 51.2 Orange city 076205 1 1485 2901 51.2 • Garden Grove city 088501 1 1395 2737 51.0 Laguna Niguel city 042334 2 648 1270 51.0 BuenaParkcity 110302 4 692 1361 50.8 Santa Ana city 074108 2 1711 3369 50.8 Fullerton city 001902 2 756 1491 50.7 Fullerton city 011502 2 381 752 50.7 099703 1 232 458 50.7 La Habra city 001404 1 606 1198 50.6 Laguna Woods city 062623 4 419 828 50.6 Anaheim city 087002 1 1128 2232 50.5 Garden Grove city 088402 1 923 1829 50.5 Anaheim city 087704 2 497 987 50.4 Lake Forest city 052423 2 1088 2158 50.4 Garden Grove city 088901 1 636 1265 50.3 Mission Viejo city 032028 1 698 1388 50.3 099701 2 516 1025 50.3 Buena Park city 110401 3 678 1356 50.0 Irvine city 052410 5 19 38 50.0 La Habra city 001401 1 715 1429 50.0 Lake Forest city 032014 2 1817 3631 50.0 Santa Ana city 075301 3 881 1775 50.0 Seal Beach city 099511 2 253 506 50.0 Anaheim city 087404 2 618 1039 49.9 Huntington Beach city 099306 3 563 1129 49.9 • Irvine city 052528 4 380 762 49.9 Ir7 m Beach city 099307 1 444 892 49.8 •Huntington Los Alamitos city 110014 4 539 1083 49.8 Stanton city 087802 3 746 1498 49.8 Anaheim city 086304 3 1000 2014 49.7 Anaheim city 087503 2 1043 2098 49.7 Newport Beach city 063103 2 74 149 49.7 Santa Ana city 075405 1 801 1612 49.7 Costa Mesa city 063101 1 165 333 49.5 Huntington Beach city 099305 2 516 1042 49.5 Lake Forest city 052425 3 766 1550 49.4 Santa Ana city 074103 1 791 1600 49.4 Anaheim city 086801 3 460 933 49.3 Costa Mesa city 063301 1 516 1046 49.3 Garden Grove city 089107 2 1090 2209 49.3 Buena Park city 110202 3 383 779 49.2 Costa Mesa city 063902 2 2668 5434 49.1 Fountain Valley city 099203 2 420 858 49.0 Garden Grove city 088001 2 865 1765 49.0 Orange city 076000 1 625 1276 49.0 062641 2 892 1821 49.0 Anaheim city 086406 4 418 854 48.9 La Habra city 001402 2 986 2016 48.9 San Clemente city 042108 5 268 548 48.9 Anaheim city 087401 2 461 945 48.8 Orange city 075805 1 605 1241 48.8 city 086901 2 566 1162 48.7 •Anaheim Anaheim city 087602 2 680 1395 48.7 Garden Grove city 088502 2 530 1088 48.7 Orange city 076208 1 812 1670 48.6 Los Alamitos city 110015 9 100 206 48.5 Fullerton city 001704 3 333 689 48.3 Huntington Beach city 099220 1 255 528 48.3 Santa Ana city 089102 2 1079 2236 48.3, Buena Park city 110302 2 1203 2497 48.2 La Habra city 001101 2 281 583 48.2 La Habra city 001402 3 980 2033 48.2 087806 2 833 1728 48.2 Dana Point city 042339 3 597 1240 48.1 San Clemente city 042103 4 895 1860 48.1 063103 2 174 362 48.1 Brea city 001506 1 1000 2087 47.9 Fullerton city 011403 3 474 990 47.9 Fullerton city 011101 4 579 1211 47.8 Santa Ana city 074102 4 1198 2508 47.8 Costa Mesa city 063903 1 1117 2340 47.7 Cypress city 110117 1 947 1985 47.7 Orange city 076202 3 862 1809 47.7 Santa Ana city 075404 2 812 1707 47.6 Anaheim city 086407 2 751 1581 47.5 Los Alamitos city 110108 3 308 649 47.5 •Anaheim city 086702 3 493 1039 47.4 Huntington Beach city 099412 1 882 1860 47.4 Westminster city 099204 3 712 1503 47.4 Anaheim city 021807 1 934 1973 47.3 • Fullerton city 110605 3 613 1298 47.2 Costa Mesa city 063803 4 747 1589 47.0 Garden Grove city 088301 2 886 1884 47.0 Westminster city 099702 1 1189 2535 46.9 Fullerton city 011000 2 470 1004 46.8 Huntington Beach city 099405 3 939 2005 46.8 La Habra city 001102 1 415 887 46.8 Westminster city 088905 3 5Q8 1277 46.8 087703 2 769 1625 46.7 Anaheim city 087103 1 760 1608 46.6 Huntington Beach city 099212 3 606 1301 46,6 Costa Mesa city 063905 2 1288 2768 46.5 Mission Viejo city 032033 1 810 1743 46.5 Anaheim city 086303 2 351 757 46.4 Buena Park city 001801 3 333 717 46.4 Buena Park city 110604 3 1278 2762 46.3 San Clemente city 042114 1 843 1822 46.3 Garden Grove city 088601 1 421 912 46.2 Los Alamitos city 110108 2 340 737 46.1 Buena Park city 110303 1 1109 2412 46.0 Irvine city 052525 7 658 1430 46.0 Irvine city 062627 3 433 942 46.0 Mission Viejo city 032027 1 1204 2619 46.0 Santa Ana city 074111 2 672 1461 46.0 Huntington Beach city 099411 3 693 1509 45.9 Cypress city 110109 2 488 1065 45.8 Costa Mesa city 063601 2 619 1487 45.7 Garden Grove city 088502 1 917 2010 45.6 Rancho Santa Margarita 032055 1 313 686 45.6 Anaheim city 088403 1 1420 3118 45.5 Costa Mesa city 06390E 1 1181 2595 45.5 Orange city 075815 2 711 1563 45.5 Anaheim city 087103 6 322 711 45.3 Fountain Valley city 099227 2 1449 3201 45.3 Anaheim city 086304 2 401 889 45.1 Tustin city 075512 2 703 1560 45.1 Laguna Woods city 062623 3 587 1304 45.0 Santa Ana city 089001 1 682 1514 45.0 Brea city 001604 4 525 1169 44.9 Fullerton city 011707 1 618 1375 44.9 Garden Grove city 088002 2 886 1972 44.9 Garden Grove city 088201 2 556 1238 44.9 Huntington Beach city 099215 1 1666 3708 44.9 Santa Ana city 099203 1 691 1539 44.9 Huntington Beach city 099508 4 402 897 44.8 Costa Mesa city 063302 4 413 924 44.7 Huntington Beach city 099305 3 733 1640 44.7 San Clemente city 042108 6 289 646 44.7 Orange city 076000 3 699 1569 44.6 Anaheim city 110203 1 1067 2397 44.5 Santa Margarita 032054 2 276 620 44.5 •Rancho Aliso Viejo CDP 042320 4 858 1931 44.4 Anaheim city 087703 4 225 507 44.4 Laguna Woods city 062623 5 263 592 44.4 San Juan Capistrano cit 042312 5 290 653 44.4 Santa Ana city 074107 1 375 845 44.4 Anaheim city 086701 3 487 1099 44.3 Irvine city 052513 5 457 1032 44.3 La Habra city 001705 1 1020 2303 44.3 Orange city 021918 3 200 452 44.2 Anaheim city 086701 2 571 1296 44.1 Laguna Hills city 042320 2 180 408 44.1 Orange city 076205 4 317 720 44.0 Orange city 076206 1 1253 2850 44.0 Santa Ana city 089107 1 1129 2568 44.0 Fullerton city 011707 3 752 1713 43.9 Tustin city 075504 2 258 588 43.9 Costa Mesa city 063803 3 516 1177 43.8 Santa Ana city 099202 1 893 2038 43.8 Garden Grove city 088203 1 952 2184 43.6 Santa Ana city 075405 2 404 927 43.6 Aliso Viejo CDP 062634 3 134 308 43.5 Anaheim city 087602 4 452 1040 43.5 Fullerton city 011102 3 391 899 43.5 Westminster city 099803 3 823 1894 43.5 city 011102 4 525 1211 43.4 •Fullerton La Habra city 001303 4 722 1665 43.4 Los Alamitos city 110014 3 547 1261 43.4 Anaheim city 087503 3 266 614 43.3 Lake Forest city 052411 1 893 2060 43.3 Westminster city 088905 1 523 1208 43.3 Stanton city 088101 1 933 2158 43.2 Westminster city 099904 3 424 982 43.2 076202 2 137 317 43.2 Anaheim city 086301 2 758 1759 43.1 Anaheim city 086406 3 408 946 43.1 Anaheim city 086801 1 191 443 43.1 Cypress city 110111 1 602 1398 43.1 Dana Point city 042313 2 401 931 43.1 Laguna Hills city 062647 1 557 1293 43.1 Fullerton city 011504 1 503 1170 43.0 Huntington Beach city 099216 4 309 721 42.9 Mission Viejo city 032037 2 724 1688 42.9 Anaheim city 086903 3 388 907 42.8 Garden Grove city 088802 3 565 1320 42.8 Laguna Beach city 062605 1 378 883 42.8 Westminster city 099222 3 559 1307 42.8 Fullerton city 011300 3 553 1296 42.7 Dana Point city 042313 6 438 1029 42.6 Stanton city 087801 3 348 817 42.6 •Garden Grove city 110001 2 707 1667 42.4 La Habra city 001303 3 548 1293 42.4 Dana Point city 042201 5 383 905 42.3 Huntington Beach city 099305 1 1051 2482 42.3 • Huntington Beach city 099307 2 523 1259 42.3 Irvine city 052520 1 113 409 42.3 Lake Forest city 052424 1 703 1660 42.3 + Westminster city 099703 1 578 1367 42.3 001101 3 63 .149 42.3 Anaheim city 086803 4 206 677 42.2 Anaheim city 087105 2 11% 2746 42.2 Fullerton city 011403 1 2t3 647 42.2 076208 3 $8 90 42.2 Costa Mesa city 063302 2 437 1039 42.1 Cypress city 110106 2 451 1071 42A Orange city 075805 3 597 1417 42.1 Orange city 076205 3 2$9 687 42.1 Anaheim city 087501 4 230 548 42.0 Costa Mesa city 063202 4 317 758 41.8 Costa Mesa city 063904 3 652 1561 41.8 Huntington Beach city 099306 2 616 1281 41.8 Placentia city 011711 2 110 263 41.8 Cypress city 110117 3 487 1169 41.7 Buena Park city 110201 2 841 2023 41.6 Cypress city 110109 4 7d7 1704 41.5 Garden Grove city 088302 3 629 1521 41.4 Garden Grove city 088401 2 943 2280 41 A Westminster city 099222 4 407 984 41 A Brea city 001504 2 602 1458 41.3 Costa Mesa city 063201 4 360 848 41.3 Fullerton city 011000 3 481 1165 41.3 La Habra city 001102 3 528 1277 41.3 Orange city 075902 5 303 733 41.3 Costa Mesa city 063802 1 615 1491 41.2 Huntington Beach city 099408 1 716 1883 41.2 Tustin Foothills CDP 075504 2 259 629 41.2 Buena Park city 110110 2 449 1093 41.1 Fullerton city 011101 2 649 1579 41.1 075808 2 30,9 752 41.1 Buena Park city 110401 1 593 1445 41.0 Garden Grove city 087902 1 48 117 41.0 San Clemente city 042109 3 414 1011 40.9 Santa Ana city 074107 2 1028 2516 40.9 Westminster city 088904 1 421 1030 40.9 Brea city 001505 2 766 1879 40.8 Garden Grove city 088401 1 582 1425 40.8 Buena Park city 110402 1 468 1149 40,7 Costa Mesa city 063102 4 381 937 40.7 La Palma city 110115 1 382 941 40.6 Anaheim city 066402 2 431 1064 40.5 Los Alamitos city 110015 1 593 1465 40.5 Newport Beach city Yorba Linda city 063500 021802 1 5 156 598 385 1476 40.5 40.5 063101 1 973 2404 40.5 i Park city 110302 3 270 669 40.4 •Buena Costa Mesa city 063103 1 127 314 40.4 Costa Mesa city 063201 1 438 1083 40.4 Orange city 075902 4 161 399 40.4 San Clemente city 042112 1 323 800 40.4 San Juan Capistrano cit. 042312 2 365 904 40.4 062604 3 295 730 40.4 Huntington Beach city 099235 3 727 1805 40.3 Buena Park city 110604 2 557 1386 40.2 Irvine city 062627 1 543 1350 40.2 Anaheim city 087601 2 433 1081 40.1 Costa Mesa city 063202 2 403 1006 40.1 Fountain Valley city 099233 2 672 1674 40.1 Orange city 075806 3 318 794 40.1 Placentia city 011715 1 407 1016 40.1 San Clemente city 042108 2 383 954 40.1 Brea city 021815 2 261 652 40.0 Placentia city 011717 1 517 1294 40.0 Anaheim city 086903 4 593 1485 39.9 Huntington Beach city 099416 3 401 1006 39.9 Newport Beach city 063603 1 1127 2822 39.9 . Santa Ana city 074106 2 780 1956 39.9 Westminster city 099801 1 493 1236 39.9 099613 1 121 303 39.9 Fullerton city 011102 1 531 1335 39.8 021816 1 304 764 39.8 • 087101 1 284 713 39.8 Buena Park city 110607 1 389 980 39.7 Garden Grove city 087602 2 112 282 39.7 Lake Forest city 052411 2 693 1747 39.7 Rancho Santa Margarita 032042 2 395 994 39.7 Anaheim city 087701 1 459 1161 39.5 Laguna Niguel city 042326 1 619 1567 39.5 Santa Ana city 074004 4 883 2236 39.5 La Habra city 001301 1 342 871 39.3 Buena Park city 110301 3 593 1511 39.2 Cypress city 110104 1 1021 2603 39.2 Orange city 075902 1 374 955 39.2 Tustin Foothills CDP 075603 3 382 974 39.2' Buena Park city 086801 2 361 923 39.1 Dana Point city 042201 2 611 1564 39.1 Fullerton city 011502 3 497 1273 39.0 Irvine city 052519 3 281 720 39.0 Irvine city 052519 4 510 1307 39.0 Santa Ana city 075303 2 908 2326 39.0 Westminster city 099603 1 514 .1318 39.0 Anaheim city 086305 2 687 1768 38.9 Dana Point city 042313 3 610 1569 38.9 Garden Grove city 088105 1 976 2506 38.9 Laguna Woods city 062623 7 339 872 38.9 087703 3 530 1362 38.9 Dana Point city, 042313 1 481 1239 38.8 Rancho Santa Margarita 032053 3 662 1708 38.8 Anaheim city 087601 4 264 682 38.7 Anaheim city 087704 4 592 1529 38.7 Dana Point city 042205 4 387 923 38.7 Newport Beach city 063010 2 645 1667 38.7 Huntington Beach city 099413 2 714 1851 38.6 Tustin city 052502 3 705 1825 38.6 Anaheim city 087200 1 351 912 38.5 Newport Beach city 063500 7 327 850 38.5 Anaheim city 086802 3 428 1115 38.4 Lake Forest city 032029 1 546 1421 38.4 Buena Park city 110203 2 868 2268 38.3 Garden Grove city 088701 4 293 766 38.3 La Habra city 001101 4 149 389 38.3 Anaheim city 088302 1 449 1174 38.2 Fullerton city 001901 1 514 1346 38.2 Garden Grove city 087503 2 192 503 38.2 Irvine city 052527 3 419 1096 38.2 110604 3 q0 314 38.2 Anaheim city 011722 3 31'5 627 38.1 Garden Grove city 088002 1 567 1543 38.0 Orange city 075901 2 329 866 38.0 Costa Mesa city 063904 4 78 206 37.9 Lake Forest city 052416 1 296 781 37:9 Lake Forest city 052425 1 596 1574 37.9 Costa Mesa city 063903 2 630 1672 37.7 Huntington Beach city 099410 1 423 1121 37.7 . Irvine city 052511 4 399 1058 37.7 Irvine city 052521 1 621 1647 37,7 La Habra city 001402 1 419 1113 37.6 Santa Ana city 074005 4 567 1480 37.6 Buena Park city 110402 2 155 413 37.5 Cypress city 110117 4 498 1329 37.5 Irvine city 052511 5 311 829 37.5 Yorba Linda city 021802 1 514 1372 37.5 Costa Mesa city 063102 2 328 877 37.4 Laguna Beach city 062605 3 457 1223 37.4 011718 2 13,7 367 37.3 Huntington Beach city 099220 2 305 819 37.2 Newport Beach city 063004 3 331 890 37.2 Santa Ana city 076902 4 202 543 37.2 Anaheim city 086402 3 518 1398 37.1 La Palma city 110102 3 1d6 447 37.1 Rancho Santa Margarita 032051 1 4d2 1084 37A Mission Viejo city 032037 3 4g9 1349 37.0 Dana Point city 042310 1 682 1849 36.9 Lake Forest city 052410 1 494 1337 36.9 Orange city 076000 2 644 1743 36.9 Orange city 076102 2 270 731 36.9 Westminster city 099902 2 612 1658 36.9 Cypress city 110106 3 641 1743 36.8 • Fullerton city 011000 5 331 899 36.8 Beach city 110008 3 315 855 36.8 •Seal Buena Park city 110304 2 671 1828 36.7 La Palma city 110111 3 47 128 36.7 San Clemente city 042106 2 250 681 36.7 Brea city 001507 2 270 738 36.6 Santa Ana city 075403 4 468 1280 36.6 Brea city 001501 1 578 1584 36.5 Fullerton city 001707 2 253 694 36.5 Huntington Beach city 099235 4 310 849 36.5 Huntington Beach city 099311 2 594 1626 36.5 Mission Viejo city 032049 3 144 395 36.5 Anaheim city 086303 1 353 971 36.4 Fullerton city 110605 1 341 936 36.4 Huntington Beach city 099245 2 597 1641 36.4 Costa Mesa city 063907 2 396 1092 36.3 La Habra city 001705 2 420 1156 36.3 Buena Park city 110401 2 340 942 36.1 Huntington Beach city 099214 2 347 962 36.1 Huntington Beach city 099212 2 386 1073 36.0 La Palma city 110304 2 275 764 36.0 Westminster city 099602 1 381 1057 36.0 087701 2 501 1397 35.9 _ Garden Grove city 099203 2 234 653 35.8 Huntington Beach city 099416 1 759 2118 35.8 La Habra city 001401 2 345 964 35.8 city 087200 4 307 861 35.7 •Anaheim Brea city 001503 2 310 868 35.7 Brea city 021814 2 700 1968 35.6 Laguna Hills city 062622 4 246 691 35.6 La Habra city 001601 4 71 200 35.5 San Juan Capistrano cit. 032023 1 167 470 35.5 Mission Viejo city 032015 3 523 1484 35.2 Orange city 076206 3 315 894 35.2 Costa Mesa city 063301 3 296 844 35.1 Costa Mesa city 063302 1 302 864 35.0 Garden Grove city 088301 3 359 1025 35.0 Huntington Beach city 099306 4 408 1167 35.0 Irvine city 052523 1 270 772 35.0 Anaheim city 021903 3 384 1100 34.9 Irvine city 052527 4 209 599 34.9 Dana Point city 042201 6 243 698 34.8 Orange city 076205 2 346 995 34.8 Los Alamitos city 110014 1 235 678 34.7 Allso Viejo CDP 062636 1 417 1206 34.6 Costa Mesa city 063908 2 1055 3050 34.6 Huntington Beach city 099242 1 533 1542 34.6 Irvine city 052513 4 361 1044 34.6 La Habra city 001101 1 441 1273 34.6 Huntington Beach city 099242 2 765 2215 34.5 city 062610 1 508 1472 34.5 .Irvine Orange city 076201 5 434 1258 34.5 Garden Grove city 110004 2 293 852 34.4 San Clemente city 042206 2 484 1409 34.4 Santa Ana city 099203 2 512 1489 34.4 Yorba Linda city 021810 1 240 698 34.4 063102 1 168 489 34A Garden Grove city 088302 2 448 1308 34.3 Irvine city 052418 1 520 1518 34.3 Santa Ana city 075403 1 357 1040 34.3 Brea city 021814 4 584 1707 34.2 Costa Mesa city 063805 1 361 1055 34.2 Fountain Valley city 099232 2 401 1171 34.2 Dana Point city 042323 3 457 1342 34.1 Orange city 075901 1 260 762 34.1 Tustin city 075515 3 379 1113 34.1 Anaheim city 021812 3 526 1549 34.0 Anaheim city 086303 3 294 865 34.0 Buena Park city 110304 1 739 2173 34.0 San Juan Capistrano cit_ 042203 2 243 715 34.0 Laguna Beach city 062619 5 190 560 33.9 Newport Beach city 063400 6 295 871 33.9 001401 1 41 121 33.9 Irvine city 052515 4 529 1567 33.8 Laguna Woods city 062635 2 80 237 33.8 Mission Viejo city 032022 2 462 1367 33.8 Newport Beach city 063006 5 203 600 33.8 021817 1 304 899 33.8 Huntington Beach city 099311 1 404 1201 33.6 075506 2 299 891 33.6 • Fullerton city 011000 1 269 804 33.5 032049 1 53 158 33.5 Placentia city 011.710 3 226 676 33.4 San Clemente city 042109 1 51:1 1531 33.4 Westminster city 099903 1 587 1759 33.4 Anaheim city 087602 1 361 1054 33.3 Fountain Valley city 099250 1 513 1542 33.3 Placentia city 021821 2 1181 3542 33.3 San Clemente city 042103 3 414 1245 33.3 Westminster city 088904 3 413 1242 33.3 Yorba Linda city 011718 1 191 576 33.2 Huntington Beach city 099408 2 429 1295 33.1 Irvine city 052519 1 319 963 33.1 Costa Mesa city 063601 1 510 1547 33.0 Fullerton city 001505 4 409 1238 33.0 Garden Grove city 110004 1 348 1053 33.0 Irvine city 062612 5 402 1217 33.0 San Juan Capistrano cit; 042310 2 320 969 33.0 Anaheim city 087103 2 29,1 702 32.9 Orange city 076208 2 215 835 32.9 Anaheim city 087001 2 394 1203 32.8 Costa Mesa city 063807 4 613 1927 32.8 Costa Mesa city Anaheim city 063102 086407 3 1 690 753 2110 2308 32.7 32.6 Buena Park city 110401 4 267 880 32.6 Beach city 099603 1 550 1688 32.6 •Huntington San Juan Capistrano cit. 042203 1 473 1450 32.6 Westminster city 099241 2 197 605 32.6 Costa Mesa city 063301 2 339 1044 32.5 Fullerton city 001505 3 368 1131 32.5 Fullerton city 001601 6 316 971 32.5 Laguna Hills city 062621 2 548 1688 32.5 San Juan Capistrano cit. 042205 3 78 240 32.5 Brea city 001503 1 506 1562 32.4 Costa Mesa city 063902 1 392 1209 32.4 Dana Point city 042206 2 177 547 32.4 Garden Grove city 088202 2 495 1527 32.4 La Habra city 001102 2 297 918 32.4 Orange city 076000 4 548 1690 32.4 San Clemente city 042206 1 198 612 32.4 Santa Ana city 074004 3 599 1847 32.4 Mission Viejo city 032039 3 501 1549 32.3 Orange city 021914 3 264 817 32.3 Orange city 075806 1 404 1249 32.3 San Juan Capistrano cit, 032022 1 839 2596 32.3 Fountain Valley city 099224 2 485 1505 32.2 Placentia city 011721 2 136 423 32.2 Costa Mesa city 063201 2 385 1198 32.1 Huntington Beach city 099239 2 327 1023 32.0, Huntington Beach city 099413 3 668 2085 32.0 Point city 042313 4 178 558 31.9 •Dana Newport Beach city 063006 2 173 542 31.9 Orange city 076201 3 438 1375 31.9 Santa Ana city 075401 1 547 1722 31.8 Tustin city 075513 2 543 1705 31.8 Anaheim city 021922 2 262 826 31.7 Brea city 001403 2 60 189 31.7 Newport Beach city 062642 2 264 833 31.7 Orange city 076208 3 373 1177 31.7 Seal Beach city 099512 3 184 580 31.7 Irvine city 062628 2 467 1476 31.6 Lake Forest city 052410 2 336 1064 31.6 Newport Beach city 063400 1 281 888 31.6 San Clemente city 042103 1 626 1981 31.6 Laguna Niguel city 042330 3 986 3127 31.5 Newport Beach city 063010 4 206 654 31.5 099506 3 147 466 31.5 Anaheim city 086902 3 491 1564 31.4 Tustin city 052524 4 369 1174 31.4 Costa Mesa city 063907 1 1231 3931 31.3 Fullerton city 011000 6 374 1194 31.3 Laguna Beach city 062620 4 328 1048 31.3 Mission Viejo city 032002 3 657 2098 31.3 Orange city 075815 1 755 2410 31.3 Huntington Beach city 099406 2 851 2726 31.2 .Huntington Beach city 099508 1 502 1607 31.2 Laguna Hills city 042320 1 531 1703 31.2 Orange city 075812 4 334 1070 31.2 Seal Beach city 099511 4 272 871 31.2 . 063009 1 24 77 31.2 Mission Viejo city 032003 2 214 689 31.1 Rancho Santa Margarita 032051 2 282 907 31.1 Brea city 001507 3 605 1951 31.0 Buena Park city 110303 2 740 2404 31.0 Lake Forest city 052423 3 431 1391 31.0 Newport Beach city 062800 2 468 1512 31.0 Westminster city 088904 4 458 1476 31.0 Laguna Beach city 062632 4 371 1204 30.8 Laguna Niguel city 042335 1 836 2717 30.8 Rancho Santa Margarita 032054 1 662 2147 30.8 Cypress city 110114 3 544 1771 30.7 Tustin city 075506 1 517 1686 30.7 Yorba Linda city 021830 4 240 783 30.7 Laguna Beach city 062619 3 338 1104 30.6 Westminster city 099906 2 390 1276 36.6 Cypress city 110110 3 529 1733 30.5 Garden Grove city 088203 3 206 675 30.5 Laguna Niguel city 042315 1 316 1037 30.5 Anaheim city 087501 1 581 1912 30.4 La Habra city 001403 2 328 1079 30.4 Laguna Beach city 062604 1 224 738 30.4 Dana Point city 042201 3 162 534 30.3 Huntington Beach city 099220 3 384 1268 30.3 Buena Park city 110201 1 521 1725 30.2 Costa Mesa city 063302 3 370 1227 30.2 Huntington Beach city 099306 5 263 870 30.2 Huntington Beach city 099404 1 724 2397 30.2 San Clemente city 042114 2 272 900 30.2 Anaheim city 021919 1 441 1465 30.1 Cypress city 110114 1 506 1682 30.1 Dana Point city 042205 2 106 352 30.1 Garden Grove city 110004 3 341 1134 30.1 Huntington Beach city 099309 2 463 1539 30.1 Mission Viejo pity 032028 2 529 1756 30.1 087902 2 191 634 30.1 Cypress city 110113 1 563 1877 30.0 Fountain Valley city 099227 1 258 859 30.0 Los Alamitos city 110012 4 6 20 30.0 Anaheim city 086304 1 48;0 1606 29.9 Huntington Beach city 099237 1 506 1670 29.9 Huntington Beach city 099402 1 173 578 29.9 San Clemente city 042113 4 277 925 29.9 Yorba Linda city 021826 2 464 1552 29.9 087703 4 215 720 29.9 Garden Grove city 110003 2 535 1796 29.8 Newport Beach city 063006 6 114 383 29.8 Newport Beach city 063500 2 249 835 29.8 Anaheim city 021916 2 665 1900 29.7 • Garden Grove city 08B105 2 37,9 1276 29.7 city 052517 1 689 2317 29.7 .Irvine Newport Beach city 063500 4 274 923 29.7 Fullerton city 001505 2 105 355 29.6 Mission Viejo city 032012 3 186 628 29.6 Westminster city 099701 1 351 1184 29.6 Fountain Valley city 099202 1 185 627 29.5 Fullerton city 001706 2 315 1067 29.5 Fullerton city 011503 2 266 903 29.5 Garden Grove city 088904 2 156 528 29.5 Huntington Beach city 099405 1 358 1214 29.5 Irvine city 052521 3 207 702 29.5 San Juan Capistrano cit. 042203 5 348 1181 29.5 Costa Mesa city 063905 1 425 1447 29.4 Laguna Hills city 042307 3 310 1055 29.4 Seal Beach city 099506 1 126 428 29.4 Costa Mesa city 063803 2 271 924 29.3 Lake Forest city 052424 3 478 1630 29.3 Newport Beach city 063004 2 476 1627 29.3 Anaheim city 021915 1 553 1896 29.2 Santa Ana city 074110 2 328 1124 29.2 Stanton city 087805 2 50 171 29.2 Placentia city 011717 2 237 814 29.1 Yorba Linda city 021802 4 413 1420 29.1 Buena Park city 110203 1 202 696 29.0 Westminster city 099906 2 385 1329 29.0 Valley city 099230 2 695 2401 28.9 •Fountain Laguna Woods city 062623 6 204 707 28.9 Rossmoor CDP 110006 1 402 1395 28.8 Irvine city 052513 2 254 886 28.7 Yorba Linda city 021815 1 526 1832 28.7 Buena Park city 110202 1 398 1394 28.6 Huntington Beach city 099602 2 447 1563 28.6 Lake Forest city 052425 4 527 1841 28.6 Huntington Beach city 099246 3 198 694 28.5 Tustin Foothills CDP 075603 2 383 1343 28.5 Westminster city 099241 1 578 2025 28.5 Buena Park city 110202 2 167 591 28.3 Buena Park city 110604 1 527 1862 28.3 Cypress city 110106 1 210 742 28.3 La Habra city 001,101 3 289 1023 28.3 Orange city 076206 2 192 681 28.2 Brea city 021814 1 642 2286 28.1 Fullerton city 001503 4 257 913 28.1 San Clemente city 042205 3 587 2091 28.1 Santa Ana city 075301 2 333 1185 28.1 Tustin city 075607 5 237 843 28.1 Fountain Valley city 099231 2 513 1831 28.0 Fullerton city 001705 3 252 900 28.0 Fullerton city 110605 5 682 2440 28.0 Huntington Beach city 099310 2 488 1744 28.0 Laguna Hills city 062621 1 472 1687 28.0 Orange city 021913 3 541 1932 28.0 La Palma city 110116 1 41$ 1499 27.9 Garden Grove city 110005 2 471 1693 27.8 . Huntington Beach city 099407 1 692 2485 27.8 Laguna Hills city 042327 2 254 914 27.8 San Juan Capistrano cit. 042311 1 418 1483 27.8 Santa Ana city 075401 2 505 1816 27.8 Anaheim city 086306 3 27$ 1003 27.7 Buena Park city 110301 4 287 1036 27.7 Lake Forest city 052410 3 140 505 27.7 Seal Beach city 099512 2 231 835 27.7 Buena Park city 110604 4 242 881 27.5 Mission Viejo city 032003 4 462 1682 27.5 Mission Viejo city 032031 2 604 2200 27.5 San Clemente city 042103 2 400 1453 27.5 San Clemente city 042111 2 376 1368 27.5 Yorba Linda city 021802 2 271 987 27.5 Dana Point city 042324 1 200 729 27.4 Anaheim city 086306 2 288 1054 27.3 Fountain Valley city 099225 1 445 1629 27.3 Irvine city 052525 2 280 1026 27.3 Irvine city 052525 6 264 968 27.3 Newport Beach city 062800 1 154 564 27.3 Fullerton city 001601 5 444 1635 27.2 Irvine city 052505 3 199 731 27.2 Mission Viejo city 032039 4 394 1447 27.2 San Clemente city 042114 3 275 1012 27.2 La Habra city 001708 1 301 lilt 27.1 • Yorba Linda city 021822 3 272 1004 27.1 Fullerton city 001901 2 365 1351 27.0 Garden Grove city 110010 1 277 1026 27.0 Orange city 021918 1 340 1259 27.0 - - San Clemente city 042113 3 292 1081 27.0 Rancho Santa Margarita 032050 1 173 643 26.9 Rancho Santa Margarita 032050 2 482 1790 26.9 Santa Ana city 075100 3 40 1657 26.9 Mission Viejo city 032020 3 287 1071 26.8 Aliso Viejo CDP 042320 3 401 1503 26.7 Anaheim city 021903 1 394 1474 26.7 Huntington Beach city 099216 1 222 833 26.7 Laguna Hills city 042307 2 237 889 26.7 001101 4 133 498 26.7 Costa Mesa city 063102 1 327 1229 26.6 Dana Point city 042311 4 379 1427 26.6 Dana Point city 042338 1 142 533 26.6 Fountain Valley city 099232 1 430 1627 26.6 Huntington Beach.city 099214 1 207 777 26.6 Huntington Beach city 099416 2 39T1 1464 26.6 Irvine city 052519 2 310 1200 26.6 Irvine city 062629 2 218 821 26.6 Huntington Beach city 099605 1 520 1960 26.5 Placentia city 011716 1 1117 4213 26.5 Westminster city 099703 2 637 2401 26.5 Yorba Linda city 021802 3 340 1283 26.5 . Yorba Linda city 021817 1 498 1880 26.5 ' 087805 3 117 441 26.5 Newport Beach city 063500 3 237 897 26.4 Newport Beach city 063603 3 361 1365 26.4 Buena Park city 086803 2 223 847 26.3 Newport Beach city 063007 2 514 1955 26.3 Huntington Beach city 099216 2 402 1537 26.2 Rancho Santa Margarita 032054 4 328 1258 26.1 Westminster city 099702 3 293 1121 26.1 Irvine city 052526 3 481 1853 26.0 Irvine city 052528 1 174 669 26.0 La Habra city 00130.1 3 311 1198 26.0 Seal Beach city 099512 4 200 768 26,0 Aliso Viejo CDP 062640 1 403 1557 25.9 La Habra city 001707 1 546 2107 25.9 Newport Beach city 062702 5 334 1292 25.9 Mission Viejo city 032002 2 412 1596 25.8 Tustin Foothills CDP 075604 3 178 690 25.8 Laguna Niguel city 042326 2 671 2613 25.7 Laguna Niguel city 042334 3 411 1599 25.7 Mission Viejo city 032015 2 386 1503 25.7 Westminster city 099601 4 224 873 25.7 • Yorba Linda city 021827 2 252 982 25.7 Huntington Beach city 099237 2 473 1848 25.6 Clemente city 042205 2 383 1496 25.6 •San Irvine city 052505 1 200 784 25.5 Irvine city 052515 3 528 2076 25.4 Mission Viejo city 032047 3 155 611 25.4 Orange city 075805 2 339 1337 25.4 Orange city 076101 2 386 1520 25.4 Westminster city 099906 3' 372 1462 25.4 Costa Mesa city 063202 3 230 910 25.3 Newport Beach city 063006 4 119 471 25.3 Placentia city 011709 4 351 1390 25.3 Seal Beach city 099511 3 150 594 25.3 Newport Beach city 062800 4 141 559 25.2 Dana Point city 042338 2 1074 4273 25.1 Garden Grove city 110001 1 435 1731 25.1 Huntington Beach city 099604 2 456 1817 25.1 Anaheim city 087103 5 363 1452 25.0 Laguna Beach city 062604 4 138 551 25.0 Orange city 021913 2 312 1250 25.0 Brea city 001501 3 694 2788 24.9 Cypress city 110114 2 350 1405 24.9 Dana Point city 042339 1 180 723 24.9 Huntington Beach city 099240 3 423 1702 24.9 Seal Beach city 110007 2 205 822 24.9 Westminster city 099603 3 292 1171 24.9 Irvine city 052506 1 254 1026 24.8 Irvine city 052513 1 205 827 24.8 Irvine city 052525 5 141 669 24.8 Tustin city 075701 3 i 160 645 24.8 Costa Mesa city 063805 2 330 1336 24.7 • Orange city 021914 1 251 1016 24.7 Santa Ana city 074110 1 668 2687 24.7 Aliso Viejo CDP 062639 2 495 2013 24.6 s Cypress city 110109 3 294 1194 24.6 Irvine city 052511 3 221 899 24.6 Placentia city 021810 2 273 1110 24.6 Rossmoor CDP 110008 1 23y 966 24.6 Orange city 075806 2 247 1008 24.5 Anaheim city 087805 2 100 442 24A Huntington Beach city 099306 1 362 1484 24.4 Huntington Beach city 099417 2 401 1643 24.4 Dana Point city 042311 3 204 841 24.3 Garden Grove city 088202 1 315 1297 24.3 Mission Viejo city 032036 1 251 1033 24.3 Tustin city 075607 2 477 1964 24.3 Huntington Beach city 099214 3 226 929 24.2 Huntington Beach city 099405 2 291 1204 24.2 Orange city 075812 3 293 1210 24.2 001402 1 8 33 24.2 063102 4 113 467 24.2 Dana Point city 042323 1 352 1459 24.1 Irvine city 062521 4 239 961 24.1 Orange city 075807 2 459 1902 24.1 Placentia city 011709 2 171 711 24.1 001101 2 91 377 24.1 Fountain Valley city 099234 1 314 1308 24.0 Huntington Beach city 099238 1 465 1938 24.0 Aliso Viejo CDP 062634 1 208 872 23.9 Anaheim city 086305 1 240 1005 23.9 Huntington Beach city 099604 1 454 1897 23.9 Irvine city 052517 2 598 2500 23.9 Yorba Linda city 021809 3 171 714 23.9 Fountain Valley city 099204 3 114 479 23.8 Laguna Beach city 042305 1 226 950 23.8 Lake Forest city 052408 4 266 1117 23.8 Mission Viejo city 032012 1 324 1360 23.8 Fountain Valley city 099229 2 517 2181 23.7 Fountain Valley city 099250 2 266 1121 23.7 NeWport Beach city 063400 3 241 1016 23.7 Tustin Foothills CDP 075701 1 204 861 23.7 Fullerton city 001708 3 339 1438 23.6 Fullerton city 011200 4 162 685 23.6 Huntington Beach city 099410 2 184 779 23.6 Laguna Hills city 062626 3 311 1319 23.6 Laguna Woods city 062623 2 26 110 23.6 Placentia city 011710 2 468 1986 23.6 Huntington Beach city 099406 1 400 1699 23.5 Irvine city 052520 3 229 973 23.5 Mission Viejo city 032013 1 416 1768 23.5 Huntington Beach city 099215 2 407 1743 23.4 city 052505 5 522 2227 23.4 •Irvine Laguna Beach city 062619 4 92 394 23.4 Huntington Beach city 099411 1 181 776 23.3 Irvine city 062611 4 123 529 23.3 Tustin Foothills CDP 075702 3 224 960 23.3 Tustin Foothills CDP 075703 2 408 1750 23.3 Mission Viejo city 032048 2 326 1408 23.2 Newport Beach city 063400 5 79 341 23.2 Orange city 075807 1 264 1137 23.2 Tustin city 075701 4 235 1012 23.2 Westminster city 099223 3 265 1140 23.2 Fountain Valley city 099224 1 439 1903 23.1 Garden Grove city 110010 3 162 701 23.1 Huntington Beach city 099603 4 299 1296 23.1 Laguna Niguel city 042329 2 329 1422 23.1 Newport Beach city 062800 3 195 844 23.1 Brea city 001501 2 250 1086 23.0 Fountain Valley city 099231 1 426 1855 23.0 San Clemente city 042112 3 20 87 23.0 Fountain Valley city 099232 3 366 1598 22.9 San Juan Capistrano cit. 042310 3 304 1325 22:9 Tustin city 075606 5 133 581 22.9 Brea city 001404 1 83 364 22.8 Huntington Beach city 099311 3 216 946 22.8 Fullerton city 011503 1 174 768 22.7 Beach city 062800 5 284 1251 22.7 •Newport Placentia city 011708 3 180 792 22.7 Huntington Beach city 099508 2 189 835 22.6 Mission Viejo city 032039 2 434 1920 22.6 Rancho Santa Margarita 032051 6 122 540 22.6 Anaheim city 021919 2 293 1303 22.5 Fullerton city 001704 2 176 782 22.5 Newport Beach city 062644 3 530 2352 22:5 Fountain Valley city 099223 3 124 554 22.4 Laguna Woods city 062621 3 110 491 22.4 Cypress city 110104 2 471 2110 22.3 Fullerton city 011300 2 239 1074 22.3 Orange city 076202 1 256 1148 22.3 Placentia city 021821 1 378 1697 22.3 Costa Mesa city 063103 2 141 634 22.2 Costa Mesa city 063904 2 265 1200 22.1 Dana Point city 042323 4 172 777 22.1 Garden Grove city 110004 4 356 1613 22.1 Tustin Foothills CDP 075702 2 280 1269 22.1 Yorba Linda city 021816 1 244 1103 22.1 Huntington Beach city 099605 2 386 1758 22.0 Lake Forest city 052408 2 553 2509 22.0 Newport Beach city 062642 3 308 1398 22.0 Fountain Valley city 099234 2 375 1716 21.9 Forest city 052425 2 173 790 21.9 •Lake Santa Ana city 074107 3 255 1165 21.9 Allso Viejo CDP 062637 2 286 1309 21.8 Laguna Niguel city 042329 3 428 1961 21.8 Orange city 075605 1 139 638 21.8 Seal Beach city 099511 5 20b 960 21.8 Anaheim city 086305 3 201 928 21.7 Huntington -Beach city 099217 2 146 673 21.7 Huntington Beach city 099235 2 17i 814 21.7 Huntington Beach city 099243 2 314 1447 21.7 Mission Viejo city 032035 2 181 836 21.7 Huntington Beach city 099310 1 370 1725 21.6 Huntington Beach city 099310 3 221 1023 21.6 Irvine city 052515 1 378 1750 21.6 Garden Grove city 088201 3 2V 1008 21.5 Garden Grove city 110003 1 297 1379 21.5 Irvine city 052514 3 265 1233 21.5 Laguna Niguel city 042325 3 290 1346 21.5 Westminster city 099702 2 151 702 21.5 Buena Park city 086801 1 141 660 21.4 Laguna Beach city 062619 1 254 1187 21.4 Cypress city 110010 1 303 1425 21.3 Orange city 075811 1 368 1736 21.2 San Clemente city 042113 1 240 1158 21.2 San Juan Capistrano cit; 042311 3 224 1059 21.2 021914 3 182 860 21.2 Aliso Viejo CDP 062636 2 272 1292 211 Aliso Viejo CDP 062637 1 310 1486 21.1 AlisoViejo CDP 062640 2 394 1871 21.1 Costa Mesa city 063906 4 56 265 21.1 . Dana Point city 042206 1 76 361 21.1 Irvine city 062612 1 390 1848 21.1 Irvine city 062612 6 347 1647 21.1 Newport Beach city 062642 1 161 762 21.1 Costa Mesa city 063806 2 262 1200 21.0 Newport Beach city 062644 4 303 1444 21.0 Orange city 021918 2 480 2282 21.0 Orange city 075813 1 337 1604 21.0 Cypress city 110111 2 405 1938 20.9 Irvine city 052513 3 240 1147 20.9 Lake Forest city 052410 4 284 1357 20.9 Fountain Valley city 099226 1 396 1906 20.8 Irvine city 062611 3 167 804 20.8 La Palma city 110102 1 338 1622 20.8 Seal Beach city 099512 1 133 638 20.8 Yorba Linda city 021826 1 400 1922 20.8 Fountain Valley city 099226 2 418 2019 20.7 Mission Viejo city 032033 3 141 680 20.7 San Clemente city 042113 2 254 1228 20.7 Seal Beach city 099511 1 143 690 20.7 Yorba Linda city 021816 3 124 598 20.7 Brea city 001403 1 313 1520 20.6 Fountain Valley city 099227 3 331 1606 20.6 La Habra city 001301 2 267 1299 20.6 Lake Forest city 052422 1 243 1182 20.6 Grove city 110005 1 300 1461 20.5 •Garden Huntington Beach city 099412 2 236 1153 20.5 La Palma city 110102 2 456 2226 20.5 Mission Viejo city 032030 2 469 2284 20.5 Huntington Beach city 099235 1 247 1212 20.4 Yorba Linda city 021820 2 288 1409 20.4 Fountain Valley city 099251 3 256 1262 20.3 Huntington Beach city 099513 2 161 794 20.3 Newport Beach city 062644 2 240 1180 20.3 Rossmoor CDP 110007 1 250 1233 20.3 Fullerton city 011200 1 191 947 20.2 Huntington Beach city 099217 3 208 1031 20.2 Laguna Niguel city 042329 1 229 1132 20.2 Laguna Niguel city 042330 1 447 2208 20.2 Seal Beach city 110012 4 312 1541 20.2 Fullerton city 001602 4 246 1226 20.1 Portole Hills CDP 052428 2 192 957 20.1 Yorba Linda city 021822 2 352 1755 20.1 021913 2 89 442 20.1 Fullerton city 011707 2 258 1289 20.0 Newport Beach city 062900 1 212 1059 20.0 - Anaheim city 021905 1 335 1684 19.9 Anaheim city 021905 2 406 2040 19.9 Irvine city 062612 4 144 724 19.9 Laguna Niguel city 042324 3 303 1522 19.9 Forest city 052422 3 233 1173 19.9 •Lake Westminster city 099906 1 398 1997 19.9 Brea city 011717 1 70 353 19.8 Tustin city 052524 5 399 2011 19.8 Tustin Foothills CDP 075603 1 239 1209 19.8 Yorba Linda city 021816 2 311 1573 19.8 Huntington Beach city 099216 3 189 957 19.7 Irvine city 052511 1 283 1435 19.7 ' Irvine city 062628 1 255 1292 19.7 Seal Beach city 099504 1 482 2447 19.7 Laguna Beach city 062620 5 110 562 19.6 Lake Forest city 032027 2 626 3192 19.6 Yorba Linda city 021823 1 560 2859 19.6 Cypress city 110010 2 229 1176 19.5 Irvine city 062629 1 361 1854 19.5 La Habra city 001403 1 91 467 19.5 Huntington Beach city 099602 1 104 535 19.4 Irvine city 052514 2 250 1290 19.4 Lake Forest city 052423 1 291 1498 19.4 Villa Park city 075810 2 213 1100 19.4 Yorba Linda city 021809 1 226 1165 19.4 Fullerton city 001704 1 274 1419 19.3 Garden Grove city 088001 1 257 1335 19.3 Newport Beach city 063500 6 223 1155 19.3 Yorba Linda city 021826 1 186 965 19.3 •Allso Viejo CDP 062634 4 173 902 19.2 Huntington Beach city 099309 1 389 2021 19.2 La Palma city 110116 2 360 1877 19.2 Newport Beach city 063400 4 153 798 19.2 ' 032052 1 83 433 19.2 Huntington Beach city 099417 1 443 2315 19.1 Laguna Beach city 062605 4 124 648 19.1 Newport Beach city 063004 1 337 1768 19.1 Tustin city 075504 1 348 1819 19.1 Yorba Linda city 021810 2 80 418 19.1 011715 1 76 398 19.1 Irvine city 062614 1 421 2219 19.0 Laguna Hills city 042307 6 268 1409 19.0 Newport Beach city 062900 2 143 752 19.0 Placentia -city 021820 2 320 1687 1910 San Clemente city 042103 5 180 949 19.0 075701 4 11 58 19.0 Costa Mesa city 063807 3 139 736 18.9 Fountain Valley city 099233 1 314 1658 18.9 Laguna Niguel city 042317 1 165 874 18.9 Orange city 076201 1 146 774 18.9 021914 1 54 285 18.9 Dana Point city 042339 4 178 945 18.8 Laguna -Hills city 042328 2 191 1017 18.8 032011 1 204 1086 18.8 Anaheim city 021905 3 277 1484 18.7 Huntington Beach city 099243 1 489 2617 18.7 Lake Forest city 052428 5 182 975 18.7 Orange city 076201 4 161 864 18.6 • Placentia city 011712 3 144 775 18.6 Laguna Beach city 062604 2 123 666 18.5 Orange city 075808 1 162 874 18.5 Orange city 075812 2 212 1143 18.5 Orange city 075813 3 334 1808 18.5 Rossmoor CDP 110008 2 204 1103 18.5 Anaheim city 021807 2 340 1843 18.4 Laguna Niguel city 042332 3 280 1522 18.4 Mission Viejo city 032033 2 203 1106 18.4 Villa Park city 075810 3 144 781 18.4 Aliso Viejo CDP 062638 1 452 2470 18.3 Huntington Beach city 099239 3 171 935 18.3 La Palma city 110115 2 211 1152 18.3 Mission Viejo city 032003 1 160 875 18.3 032041 1 72 393 18.3 Huntington Beach city 099245 1 260 1426 18.2 Newport Beach city 062701 1 3d3 1943 18.2 Placentia city 011709 1 197 1080 18.2 Rancho Santa Margarita 032048 3 289 1313 18.2 Irvine city 052526 2 344 1904 18.1 Irvine city 062612 2 189 1042 18.1 Laguna Hills city 062621 3 184 1018 18.1 Newport Beach city Orange city 062702 075608 1 2 120 208 664 1149 18.1 18.1 • Fullerton city 001707 3 265 1470 18.0 Laguna Niguel city 042325 1 189 1050 18.0 • Lake Forest city 052416 2 349 1937 18.0 Yorba Linda city 021820 1 197 1097 18.0 Mission Viejo city 032015 4 258 1444 17.9 021917 2 111 621 17.9 Cypress city 110117 2 182 1025 17.8 Laguna Hills city 042307 1 281 1577 17.8 Mission Viejo city 032012 2 298 1671 17.8 Newport Beach city 063009 1 280 1577 17.8 Santa Ana city 074111 1 208 1169 17.8 Tustin city 052502 1 244 1368 17.8 Huntington Beach city 099217 1 134 756 17.7 Laguna Beach city 062623 6 205 1159 17.7 Orange city 076202 2 129 730 17.7 Yorba Linda city 021822 1 167 941 17.7 099506 2 64 361 17.7 Newport Beach city 063603 2 254 1447 17.6 Cypress city 110118 2 242 1385 17.5 San Clemente city 032023 1 27 154 17.5 Santa Ana city 075303 1 180 1031 17.5 Laguna Niguel city 042315 4 293 1684 17.4 Placentia city 011710 1 133 763 17.4 Irvine city 052525 3 149 859 17.3 Los Alamitos city 110015 2 323 1862 17.3 Newport Beach city 063005 2 118 683 17.3 1 47 272 17.3 •011718 Fullerton city 001706 3 131 762 17.2 Laguna Beach city 042305 3 263 1527 17.2 San Clemente city 042205 1 246 1430 17.2 Tustin city 052502 2 245 1427 17.2 Anaheim city 021923 3 190 1110 17.1 Fullerton city 001505 1 311 1823 17.1 Huntington Beach city 099415 1 184 1076 17.1 Huntington Beach city 099702 2 66 385 17.1 Laguna Niguel city 042325 2 209 1219 17.1 Dana Point city 042323 2 194 1139 17.0 Fullerton city 011402 1 163 957 17.0 Huntington Beach city 099240 1 309 1818 17.0 Irvine city 052511 6 154 904 17.0 Lake Forest city 052422 2 292 1713 17.0 042335 1 168 990 17.0 Dana Point city 042305 2 84 496 16.9 Fullerton city 001601 4 74 437 16.9 Lake Forest city 052415 2 346 2043 16.9 Mission Viejo city 032020 1 393 2332 16.9 San Juan Capistrano cit. 042203 3 165 975 16.9 021812 2 64 378 16.9 075808 1 74 438 16.9 Newport Beach city 063007 3 330 1969 16.8 Tustin Foothills CDP 075701 3 77 458 16.8 •Anaheim city 021920 1 137 818 16.7 Irvine city 052515 2 250 1496 16.7 Irvine city 062630 1 283 1699 16.7 Garden Grove city 076103 1 38 229 16.6 • La Habra city 001708 2 230 1385 16.6 Mission Viejo city 032036 2 416 2512 16.6 Mission Viejo city 032047 2 138 832 16.6 Anaheim city 021915 2 85 514 16.5 Cypress city 110118 1 255 1550 16.5 Lake Forest city 052424 2 239 1448 16.5 Irvine city 052417 4 172 1049 16.4 Laguna Beach city 062632 1 313 1921 16.3 Lake Forest city 032029 2 527 3226 16.3 Newport Beach city 063006 3 100 614 16.3 Rancho Santa Margarita 032055 4 207 1268 16.3 Westminster city 099603 2 126 774 16.3 032011 2 35 215 16.3 Fullerton city 001707 4 280 1727 16.2 Rancho Santa Margarita 032055 3 117 1095 16.2 Yorba Linda city 021809 2 113 697 16.2 Anaheim city 021922 4 2�1 1432 16.1 Fullerton city 001601 2 190 1180 16.1 Irvine city 052522 1 233 1451 16.1 Placentia city 011709 3 195 1208 16.1 Buena Park city 110301 1 207 1297 16.0 Fullerton city 011402 2 208 1301 16.0 Irvine city 052520 2 136 848 16.0 Laguna Beach city 042305 2 128 799 16.0 Laguna Niguel city 042332 2 307 1924 16.0 Orange city 075814 1 400 2497 16.0 Placentia city 011T15 3 262 1639 16.0 Tustin Foothills CDP 075604 5 240 1504 16.0 Fullerton city 011401 2 21¢ 1332 15.9 Huntington Beach city 099404 2 369 2323 15.9 Laguna Niguel city 042315 3 309 1945 15.9 Mission Viejo city 032047 4 101 637 15.9 Tustin Foothills CDP 075604 1 189 1190 15.9 021918 1 27 170 15.9 Aliso Viejo CDP 062635 2 245 1553 15.8 Anaheim city 021812 2 318 2012 15.8 Orange city 075815 3 164 1037 15.8 Yorba Linda city 021827 1 52 330 15.8 Cypress city 110001 1 166 1056 15.7 Fountain Valley city 099225 2 272 1728 15.7 Orange city 021917 1 146 931 15.7 Rancho Santa Margarita 032056 2 136 864 15.7 Fountain Valley city 099202 3 4,9 315 15.6 Anaheim city 021923 1 217 1400 15.5 Costa Mesa city 063806 3 195 1259 15.5 Huntington Beach city 099412 3 255 1648 15.5 Orange city 075809 3 9 58 15.5 Tustin Foothills CDP 075606 4 195 1258 15.5 Laguna Niguel city 042324 4 151 980 15,4 Newport Beach city 063500 6 50 324 15.4 Clemente city 042111 3 126 817 15.4 •San Seal Beach city 110012 1 200 1300 15.4 Tustin Foothills CDP 075703 1 343 2224 15.4 Aliso Viejo CDP 062639 1 178 1165 15.3 Fullerton city 001601 3 159 1038 15.3 Huntington Beach city 099514 3 194 1272 15.3 Laguna Niguel city 042332 1 326 2136 15.3 Newport Beach city 062702 3 169 1102 15.3 Irvine city 052421 4 62 408 15.2 Lake Forest city 052427 2 371 2446 15.2 Tustin city 075607 4 151 996 15.2 Irvine city 052520 4 194 1287 15.1 Anaheim city 075813 1 59 394 15.0 Dana Point city 042201 4 102 680 15.0 Irvine city 062631 2 116 771 15.0 Rossmoor CDP 110006 2 226 1503 15.0 Tustin Foothills CDP 075606 5 33 220 15.0 Villa Park city 075809 1 152 1010 15.0 Brea city 001506 2 320 2147 14.9 Laguna Beach city 062604 3 63 424 14.9 Laguna Niguel city 042317 3 261 1746 14.9 Tustin city 075506 2 98 657 14.9 Yorba Linda city 021829 1 315 2108 14.9 Fountain Valley city 099230 1 293 1985 14.8 Huntington Beach city 099240 4 11-7 789 14.8 Irvine city i 052527 2 439 2964 14.8 • Rossmoor CDP 110008 3 204 1381 14.8 Anaheim city 021903 2 203 1384 14.7 Anaheim city 021924 1 640 4357 14.7 Dana Point city 042311 2 132 899 14.7 Tustin city 052524 2 221 1504 14.7 063103 1 109 742 14.7 Irvine city 052522 4 115 787 14.6 Laguna Beach city 062620 3 127 869 14.6 Lake Forest city 052416 3 194 1333 14.6 Irvine city 052421 3 183 1258 14.5 Placentia city 011718 1 111 766 14.5 Placentia city 011718 2 196 1352 14.5 Rancho Santa Margarita 032034 3 191 1316 14.5 San Clemente city 042111 1 160 1100 14.5 Fountain Valley city 099232 4 146 1014 14.4 Huntington Beach city 099240 2 121 843 14.4 Mission Viejo city 032002 1 117 810 14.4 La Palma city 110115 3 207 1450 14.3 Laguna Hills city 042327 3 344 2414 14.3 San Juan Capistrano cit. 032023 1 302 2111 14.3 Laguna Beach city 062620 1 171 1202 14.2 San Clemente city 042106 1 191 784 14.2 Fullerton city 001602 1 194 1377 14.1 Mission Viejo city 032031 1 222 1569 14.1 •Allso Viejo CDP 062635 3 158 1131 14.0 Costa Mesa city 063803 1 128 917 14.0 t I' _ J I , t I " Fullerton city Irvine city 001706 052614 4 4 169 220 781 1575 14.0 14.0 . Newport Beach city 063007 1 165 1180 14.0 Aiiso Viejo CDP 062636 3 166 1198 13.9 Allso Viejo CDP 062639 3 323 2323 13.9 Laguna Niguel city 042331 1 4Q8 2931 13.9 Yorba Linda city 021824 1 186 1119 13.9 Newport Beach city 063103 1 51 370 13.8 Aliso Viejo CDP 062641 3 127 925 13.7 Buena Park city 110301 2 119 1303 13.7 Irvine city 052417 1 209 1966 13.7 Laguna Beach city 062620 2 189 1384 13.7 Allso Viejo CDP 062634 5 117 1300 13.6 Allso Viejo CDP 062639 4 101 740 13.6 Laguna Niguel city 042337 1 321 2364 13.6 Lake Forest city 052426 2 293 2162 13.6 San Juan Capistrano cit 042203 4 407 2991 13.6 Anaheim city 021921 2 408 3012 13.5 Huntington Beach city 099514 4 80 594 13.5 Irvine city 052527 1 407 3022 13.5 Laguna Beach city 062632 3 84 620 13.5 Huntington Beach city 099239 1 276 2055 13.4 Irvine city 052528 3 145 1085 13.4 Orange city 075605 4 180 1341 13.4 San Clemente city 042109 4 146 1089 13.4 Brea city 021815 1 60 450 13.3 Buena Park city 086801 3 20 150 13.3 • Huntington Beach city 099220 4 194 1458 13.3 Huntington Beach city 099238 2 288 2161 13.3 Laguna Niguel city 042315 2 166 1246 13.3 San Clemente city 042111 4 347 2605 13.3 Fountain Valley city 099231 3 262 1981 13,2 Mission Viejo city 032003 3 214 1616 13.2 Rancho Santa Margarita 032043 2 200 1512 13.2 Cypress city 110011 2 169 1292 13.1 Irvine city 052511 2 99 753 13.1 Newport Beach city 063005 1 102 779 13.1 Rossmoor CDP 110007 4 228 1735 13.1 Villa Park city 075809 3 127 973 13.1 Anaheim city 021920 2 166 1279 13.0 Laguna Beach city 062619 2 93 717 13.0 Laguna Niguel city 042336 2 202 1555 13.0 Newport Beach city 063400 2 135 1040 13.0 Placentia city 011715 2 344 2640 13.0 Rancho Santa Margarita 032053 1 320 2459 13,0 San Clemente city 042109 2 182 1395 13.0 Huntington Beach city 099415 3 84 649 12.9 Orange city 075810 1 29 224 12.9 Villa Park city 075809 2 140 1089 12.9 Dana Point city 042339 2 48 374 12.8 Fountain Valley city 099229 1 221 1725 12.8 • Newport Beach city 063010 3 173 1355 12.8 . 1 Newport Beach city 063601 3 78 609 12.8 • Rancho Santa Margarita 032053 2 216 1686 12.8 Anaheim city 021923 2 282 2221 12.7 Las Flores CDP 032053 4 252 1986 12.7 Mission Viejo city 032040 2 222 1744 12.7 Tustin city 052524 3 148 1167 12.7 Tustin Foothills CDP 075702 1 115 909 12.7 Fullerton city 001706 1 113 894 12.6 Newport Beach city 062702 4 87 692 12.6 Newport Beach city 063006 1 63 505 12.5 Newport Beach city 063008 9 110 877 12.5 Coto de Caza CDP 032044 3 222 1789 12.4 Mission Viejo city 032013 2 75 605 12.4 Mission Viejo city 032037 1 53 431 12.3 Mission Viejo city 032048 1 168 1369 12.3 Newport Beach city 063500 8 97 788 12.3 Orange city 075605 3 244 1978 12.3 Rancho Santa Margarita 032049 3 195 1588 12.3 Newport Beach city 062643 1 85 694 12.2 Rancho Santa Margarita 032049 1 294 2411 12.2 Orange city 021912 3 135 1115 12.1 Irvine city 052522 2 144 1202 12.0 Newport Beach city 062701 2 115 959 12.0 Orange city 021917 2 158 1314 12.0 Anaheim city 021920 4 230 1926 11.9 Mesa city 063802 2 165 1385 11.9 •Costa Huntington Beach city 099415 4 301 2531 11.9 Mission Viejo city 032035 1 190 1600 11.9 Huntington Beach city 099513 1 140 1189 11.8 Mission Viejo city 032015 1 210 1779 11.8 Mission Viejo city 032020 2 308 2601 11.8 San Juan Capistrano cit. 032052 1 338 2859 11.8 Mission Viejo city 032030 1 173 1475 11.7 Anaheim city 021920 3 152 1307 11.6 Laguna Hills city 042327 1 210 1805 11.6 Laguna Hills city 042328 1 152 1312 11-.6 Tustin city 052502 4 137 1181 11.6 Aliso Viejo CDP 062635 1 139 1209 11.5 Cypress city 110011 1 167 1456 11.5 Mission Viejo city 032032 2 231 2004 11.5 Orange city 021912 2 152 1318 11.5 Mission Viejo city 032040 1 133 1164 11.4 Orange city 021913 1 96 840 11.4 Anaheim city 021922 1 159 1401 11.3 Coto de Caza CDP 032045 2 189 1674 11.3 Lake Forest city 052428 3 101 893 11.3 Lake Forest city 052428 4 253 2248 11.3 Villa Park city 075810 1 101 892 11.3 Aliso Viejo CDP 062634 2 250 2226 11.2 Coto de Caza CDP 1 032045 1 131 1170 11.2 •Laguna Niguel city 042319 1 271 2418 11.2 Yorba Linda city 021830 1 153 1372 11.2 Mission Viejo city 032013 3 114 1027 11.1 Newport Beach city 063007 4 01 822 11.1 . Rancho Santa Margarita 032049 4 299 2699 11.1 Lake Forest city 052408 1 133 1208 11.0 Irvine city 052523 2 201 1841 10.9 Irvine city 052525 1 130 1191 10.9 Newport Beach city 062643 2 149 1361 10.9 Newport Beach city 062645 1 100 1746 10.9 Irvine city 052528 2 93 865 10.8 Newport Beach city 062702 2 99 928 10.7 Lake Forest city 052426 1 113 1071 10.6 Newport Beach city 062645 2 95 900 10.6 Newport Beach city 063004 4 139 1313 10.6 Rancho Santa Margarita 032051 5 66 622 10.6 Anaheim city 021923 4 83 791 10.5 Placentia city 021810 1 46 439 10.5 Yorba Linda city 021825 2 154 1469 10.5 Anaheim city 021915 3 164 1573 10.4 Fullerton city 110605 4 1Q6 1018 10.4 Huntington Beach city 099308 1 519 5044 10.3 Irvine city 052513 6 92 893 10.3 Laguna Niguel city 042331 2 113 1094 10.3 Orange city 075604 5 145 1404 10.3 Coto de Caza COP 032044 2 184 1811 10.2 Laguna Beach city 062632 2 27 265 10.2 Laguna Niguel city 042336 1 306 2999 10.2 Yorba Linda city 021817 2 9.1 894 10.2 . Yorba Linda city 021829 2 18,3 1795 10.2 Rancho Santa Margarita 032042 1 379 3768 10.1 Santa Ana city 075806 3 42 417 10.1 Seal Beach city 110012 3 94 927 10.1 Huntington Beach city 099703 1 31 370 10.0 Irvine city 052506 2 149 1496 10.0 Irvine city 052523 3 148 1477 10.0 Irvine city 062631 3 81 810 10.0 Mission Viejo city 032002 4 159 1586 10.0 San Clemente city 042112 3 179 1796 10.0 Tustin city 075607 3 103 1034 10.0 Fullerton city 001602 2 99 998 919 Lake Forest city 052427 1 263 2658 9.9 Huntington Beach city 099514 1 145 1487 918 Newport Beach city 062645 4 67 682 9.8 Tustin city 052419 2 144 1472 9.8 Mission Viejo city 032034 1 156 1606 9.7 Yorba Linda city 011717 1 22 226 9.7 Coto de Caza CDP 032046 4 110 1148 9.6 San Clemente city 042112 2 104 1079 9.6 Tustin Foothills CDP 075605 2 189 1966 9.6 Anaheim city 021916 1 158 1667 9.5 Huntington Beach city 099246 2 176 1872 9.5 Irvine city 052417 3 183 1943' 9.4 Orange city 075604 4 114 1213 9A •Los Alamitos city Lake Forest city 110108 052411 1 3 112 108 1207 1168 9.3 9.2 Yorba Linda city 021824 2 162 1765 9.2 Mission Viejo city 032032 1 121 1328 9.1 Seal Beach city 110012 2 99 1085 9.1 Cypress city 110109 1 64 711 9.0 Irvine city 052525 4 142 1574 9.0 Mission Viejo city 032038 1 283 3135 9.0 Newport Beach city 062645 3 97 1080 9.0 Mission Viejo city 032039 1 180 2015 8.9 021917 1 44 496 8.9 Orange city 075814 2 73 829 8.8 Orange city 075816 2 120 1369 8.8 Yorba Linda city 021830 2 137 1564 8.8 021816 3 45 513 8.8 Rancho Santa Margarita 032050 3 167 1924 8.7 Mission Viejo city 032038 2 207 2399 8.6 Yorba Linda city 021810 3 84 991 8.5 Huntington Beach city 099246 1 102 1217 8.4 Newport Beach city 063010 1 162 1924 8.4 Newport Beach city 063010 5 76 907 8.4 Yorba Linda city 021830 3 180 2157 8.3 Huntington Beach city 099413 1 147 1802 8.2 Lake Forest city 052415 1 169 2064 8.2 Tustin city 075607 1 68 846 8.0 Anaheim city 021921 1 118 1493 7.9 • 032041 1 46 580 7.9 032049 2 51 646 7.9 Newport Coast CDP 062643 3 101 1297 7.8 Yorba Linda city 021829 3 116 1489 7.8 Fullerton city 001602 3 52 671 7.7 Coto de Caza CDP 032044 1 76 1009 7.5 Laguna Niguel city 042319 2 73 989 7.4 Coto de Caza CDP 032046 2 117 1594 7.3 Huntington Beach city 099244 1 153 2099 7.3 Aliso Viejo CDP 062633 1 194 2704 7.2 Huntington Beach city 099514 5 69 961 7.2 Laguna Niguel city 042317 2 63 873 7.2 Tustin city 052524 1 82 1163 7.1 Irvine city 052420 3 193 2746 7.0 Laguna Hills city 062647 3 59 839 7.0 Las Flores CDP 032056 4 112 1594 7.0 Orange city 021912 1 58 832 7.0 Aliso Viejo CDP 062638 2 132 1919 6.9 Portola Hills CDP 052428 1 90 1318 6.8 Yorba Linda city 021828 3 126 1845 6.8 Laguna Hills city 042333 1 129 1913 6.7 Rancho Santa Margarita, 032048 4 122 1823 6.7 Tustin Foothills CDP 075606 2 48 715 6.7 Irvine city 052420 2 140 2141 6.5 • Yorba Linda city 021827 3 112 1724 6.5 032011 2 28 434 6.5 Aliso Viejo CDP Irvine city 062633 052421 2 2 58 94 914 1331 6.3 6.3 Rossmoor CDP 110007 3 58 923 6.3 Laguna Niguel city 042334 4 65 1054 6.2 Yorba Linda city 021828 2 $1 1359 6.0 Mission Viejo city 032037 4 54 910 5.9 Tustin city 075606 4 90 1347 5.9 Tustin Foothills CDP 075604 2 89 1546 5.8 Tustin Foothills CDP 075606 1 $0 1047 5.7 Irvine city 062631 1 63 1138 5.5 Mission Viejo city 032038 $ 79 1437 5.5 Irvine city 052522 3 33 615 5.4 Mission Viejo city 032034 2 189 3499 5.4 Newport Beach city 062644 1 86 1599 5.4 Huntington Beach city 099514 2 80 1507 5.3 Mission Viejo city 032049 1 7 135 5.2 Placentia city 021815 1 9 174 5.2 021816 2 20 382 5.2 075807 2 6 115 5.2 Irvine city 052526 1 31 622 5.0 Stanton city 110113 1 19 388 4.9 Irvine city 052420 1 123 2551 4.8 Laguna Niguel city 042337 2 80 1666 4.8 Dana Point city 042324 2 46 996 4.6 Coto de Caza CDP 032044 4 63 1447 4A Irvine city 052421 1 7,8 1823 4.3 Laguna Hills city 042333 2 169 2514 4.3 • Rancho Santa Margarita 032042 3 59 1365 4.3 Anaheim city 021922 3 38 922 4.1 Rancho Santa Margarita 032050 4 31 786 3.0 Tustin Foothills CDP 075606 3 40 1038 3.9 Lake Forest city 052408 3 59 1551 3.8 Yorba Linda city 021812 1 32 834 3.8 Huntington Beach city 099415 2 4t 1231 3.5 Rancho Santa Margarita 032043 1 96 2776 3.5 062604 3 35 1042 3.4 Yorba Linda city 021828 1 47 1501 311 Rancho Santa Margarita 032056 1 22 803 2.7 Irvine city 062631 4 20 822 2.4 Tustin city 052419 1 25 1368 1.8 Las Flores CDP 032056 3 35 2072 1,7 Brea city 021814 3 9 1036 0.9 Lake Forest city 052426 3 8 1397 0.6 Anaheim city 021813 9 0 10 0.0 Anaheim city 021923 2 0 342 0.0 Anaheim city 075813 3 0 106 0.0 Costa Mesa city 063907 3 0 32 0.0 Coto de Caza CDP 032046 3 0 189 0.0 Coto de Caza CDP 032046 1 756 0.0 Coto de Caza CDP 032046 3 b 470 0.0 Cypress city 110010 3 0 75 010 . 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