HomeMy WebLinkAbout2011-43 - Council Policy F-2 - Reserve PoliciesRESOLUTION NO. 2011 -43
A RESOLUTION OF THE CITY COUNCIL
OF THE CITY OF NEWPORT BEACH
AMENDING COUNCIL POLICY F -2 (RESERVE POLICIES)
WHEREAS, the City Council has previously adopted Council Policy F -2
administration of reserves and fund balances; and
WHEREAS, the City Council desires City Manager to prepare City Financial
Statements in conformity with Generally Accepted Accounting Principles (GAAP); and
WHEREAS, Governmental Accounting Standard Board (GASB) issued
Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions,
to be implemented for FY beginning June 15, 2011; and
WHEREAS, the implementation of GASB Statement No. 54 is intended to
enhance the usefulness of fund balance information by providing clearer fund balance
classifications that can be more consistently applied; and will shift the focus of fund
balance reporting from the availability of fund resources for budgeting to "the extent to
which the government is bound to honor constraints on the specific purposes for which
amounts in the fund can be spent'; and
WHEREAS, it is desirous to reaffirm restrictions placed on fund balance by City
Council (the highest level of this government), referred to and defined as
"Commitments" by GASB 54, and
WHEREAS, it is desirous to authorize the City Manager to create "Assignments"
of fund balance as defined by GASB 54.
NOW, THEREFORE, the City Council of the City of Newport Beach resolves as
follows:
Section 1: The City Council approves and adopts the amended Council Policy
F -2 as attached hereto and incorporated by reference herein.
Section 2: The City Council finds this action is not subject to the California
Environmental Quality Act ( "CEQA ") pursuant to Sections 15060(c)(2) (the activity will
not result in a direct or reasonably foreseeable indirect physical change in the
environment) and 15060(c)(3) (the activity is not a project as defined in Section 15378)
of the CEQA Guidelines, California Code of Regulations, Title 14, Chapter 3, because it
has no potential for resulting in physical change to the environment, directly or
indirectly.
Section 3: This resolution shall take effect immediately upon its adoption by
the City Council, and the City Clerk shall certify the vote adopting the resolution.
ADOPTED this 24th day of May, 2011.
Michael F. Henn, Mayor
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Exhibit 1
RESERVE POLICY
PURPOSE
F -2
To establish City Council policy for the administration of Reserves defined as fund
balances in governmental funds and net working capital in proprietary funds.
BACKGROUND
Prudent financial management dictates that some portion of the funds available to the
City be reserved for future use.
As a general budget principle concerning the use of reserves, the City Council decides
whether to appropriate funds from Reserve accounts. Even though a project or other
expenditure qualifies as a proper use of Reserves, the Council may decide that it is more
beneficial to use current year operating revenues or bond proceeds instead, thereby
retaining the Reserve funds for future use. Reserve funds will not be spent for any
function other than the specific purpose of the Reserve account from which they are
drawn without specific direction in the annual budget; or by a separate City Council
action. Information regarding Annual Budget Adoption and Administration is
contained in City Council Policy F -3.
GOVERNMENTAL FUNDS AND FUND BALANCE DEFINED
Governmental Funds including the General Fund, Special Revenue Funds, Capital
Projects Funds, Debt Service Funds and Permanent Funds have a short -term or current
flow of financial resources, measurement focus and basis of accounting and therefore,
exclude long -term assets and long -term liabilities. The term Fund Balance, used to
describe the resources that accumulate in these funds, is the difference between the
fund assets and fund liabilities of these funds. Fund Balance is similar to the measure of
net working capital that is used in private sector accounting. By definition, both Fund
Balance and Net Working Capital exclude long -term assets and long -term liabilities.
PROPRIETARY FUNDS AND NET WORKING CAPITAL DEFINED
Proprietary Funds including Enterprise Funds and Internal Service Funds have a long-
term or economic resources measurement focus and basis of accounting and therefore,
include long -term assets and liabilities. This basis of accounting is very similar to that
used in private sector. However, instead of Retained Earnings, the term Net Assets is
used to describe the difference between fund assets and fund liabilities. Since Net
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Assets include both long -term assets and liabilities, the most comparable measure of
proprietary fund financial resources to governmental Fund Balance is Net Working
Capital, which is the difference between current assets and current liabilities. Net
Working Capital, like Fund Balance, excludes long -term assets and long -term liabilities.
GOVERNMENTAL FUND RESERVES (FUND BALANCE)
For Governmental Funds, the Governmental Accounting Standards Board ( "GASB ")
Statement No. 54 defines five specific classifications of fund balance. The five
classifications are intended to identify whether the specific components of fund balance
are available for appropriation and are therefore "Spendable." The classifications also
are intended to identify the extent to which fund balance is constrained by special
restrictions, if any. Applicable only to governmental funds, the five classifications of
fund balance are as follows:
CLASSIFICATIONS
NATURE OF RESTRICTION
Non - spendable
Cannot be readily converted to cash
Restricted
Externally imposed restrictions
Committed
City Council imposed commitment
Assigned
City Manager assigned purpose /intent
Unassigned
Residual balance not otherwise restricted
A. Non - spendable fund balance: That portion of fund balance that includes amounts
that are either (a) not in a spendable form, or (b) legally or contractually required to
be maintained intact. Examples of Non - spendable fund balance include:
1. Reserve for Inventories: The value of inventories purchased by the City but not
yet issued to the operating Departments is reflected in this account.
2. Reserve for Long Term Receivables and Advances: This Reserve is used to
identify and segregate that portion of the City's financial assets which are not
due to be received for an extended period, so are not available for appropriation
during the budget year.
3. Reserve for Prepaid Assets: This reserve represents resources that have been
paid to another entity in advance of the accounting period in which the resource
is deducted from fund balance. A common example is an insurance premium,
which is typically payable in advance of the coverage period. Although prepaid
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assets have yet to be deducted from fund balance, they are no longer available
for appropriation.
4. Reserve for Permanent Endowment - Bagging: The endowment specifies
that the principal amount will not be depleted and represents the asset amounts
to be held in the Bay Dredging Fund.
5. Reserve for Permanent Endowment - Ackerman Fund: The endowment specifies
that the principal amount will not be depleted and represents the asset amount
to be held in the Ackerman Fund.
B. Restricted fund balance: The portion of fund balance that reflects constraints placed
on the use of resources (other than nonspendable items) that are either (a) externally
imposed by creditors, grantors, contributors, or laws or regulations of other
governments; or (b) imposed by law through constitutional provisions or enabling
legislation. Examples of restricted fund balance are:
1. Reserve for Debt Service: Funds are placed in this Reserve at the time debt is
issued. The provisions governing the Reserve, if established, are in the Bond
Indenture and the Reserve itself is typically controlled by the Trustee.
2. Affordable Housine: A principal provision of the Newport Beach Housing
Element requires developers to provide housing units for lower income
households, the number of which is to be negotiated for each development
project. In lieu of constructing affordable housing, developers have paid into this
reserve which is used at the City Council's discretion to provide alternate
methods for the delivery of affordable housing for lower income households.
3. Upper Newport Bay Restoration Reserve: This reserve is the repository for funds
mandated by S13573, as well as special fees charged to permit holders as an
alternative to meeting certain specified mitigation criteria. In addition to the
mitigation fees, ten percent (10 %) of Beacon Bay lease revenue is placed in this
Reserve. Funds in the Reserve are committed to Upper Newport Bay restoration
projects.
4. Permanent Endowment for Bay Dredging: The endowment also specifies that
the interest earnings on the principal amount can only be used for dredging
projects in the Newport Bay.
5. Permanent Endowment for Ackerman Fund: The endowment also specifies that
the interest earnings on the principal amount can only be used for scholarships
provided by the City.
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C. Committed fund balance: That portion of a fund balance that includes amounts that
can only be used for specific purposes pursuant to constraints imposed by formal
action by the government's highest level of decision making authority, and remain
binding unless removed in the same manner. The action to constrain resources must
occur within the fiscal reporting period; however the amount can be determined
subsequently. City Council imposed Commitments are as follows:
1. Contingency Reserve: The Contingency Reserve shall have a target balance of
fifteen percent (15 %) of General Fund "Operating Budget" as originally adopted.
Operating Budget for this purpose shall include current expenditure
appropriations and shall exclude Capital Improvement Projects and Transfers
Out. Appropriation and or access to these funds are reserved for emergency
situations only. The parameters by which the Contingency Reserve could be
accessed would include the following circumstances:
a. A catastrophic loss of critical infrastructure requiring an expenditure of
greater than or equal to five percent (5 %) of the General Fund, Operating
Budget, as defined above.
b. A State or Federally declared state of emergency where the City response or
related City loss is greater than or equal to five percent (5 %) of the General
Fund, Operating Budget.
c. Any settlement arising from a claim or judgment where the loss exceeds the
City's insured policy coverage by an amount greater than or equal to five
percent (5 %) of the General Fund, Operating Budget.
d. Deviation from budgeted revenue projections in the top three General Fund
revenue categories, namely, Property Taxes, Sales Taxes and Transient
Occupancy Taxes in a cumulative amount greater than or equal to five
percent (5 %) of the General Fund, Operating Budget
e. Any action by another government eliminating or shifting revenues from the
City amounting to greater than or equal to five percent (5 %) of the General
Fund, Operating Budget
f. Any combination of factors 1) a.- e. amounting to greater than or equal to five
percent (5 %) of the General Fund, Operating Budget in any one fiscal year.
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Use of the Contingency Reserve must be approved by the City Council. Should
the Contingency Reserve commitment be used, the City Manager shall present a
plan to City Council to replenish the reserve within five years.
2. Facilities Replacement Plan Reserve: In conjunction with the City's Facilities
Replacement Plan, a sinking fund has been established to amortize the cost of
critical City facilities such as, but not limited to, City Hall and Police Department
buildings, Fire Stations, Library Branches and other Facility Improvement
Projects.
The Facilities Replacement Plan establishes a level charge to the General Fund
that will perpetually replenish the cash flows necessary to finance the
construction of critical City facilities. This plan will be updated annually as part
of the budget process, or as conditions change.
The eligible uses of this reserve include the cash funding of public facility
improvements or the servicing of related debt.
3. Oceanfront Encroachment Reserve: In the early 1990's, it was discovered by
survey that improvements to several ocean front parcels were encroaching onto
the public beach. The encroachment was relatively minor. The negotiated
solution was for the property owners to pay a permit fee each year to the City.
Revenue thus generated may only be used for ocean front restoration projects
and incidental costs of improvements and maintenance to enhance public access
and use of ocean beaches as approved by the City Council. This Reserve is the
repository for those funds. City Council Policy L -12 contains additional
background and details about the encroachment issue.
4. Senior Citizen Site: Council Policy B -5, which specified that ten percent (10 %) of
revenue collected from rental of facilities at the OASIS Center be set aside for
equipment replacement and /or refurbishment at the Center. This policy was
replaced by a Cooperative Agreement with the Friends of OASIS on May 10,
2005 (Contract # C- 3772). This agreement constituted a significant change from
the formal City Council policy. Although no new funds are being accumulated,
these funds can only be spent for equipment replacement and /or refurbishment
at the Center.
5. Off Street Parking: Per NBMC 12.44.025 fifty percent (50 %) of parking meter
revenue collected in designated areas is set aside for acquisition, development
and improvement of off street parking facilities within those areas.
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6. Paramedic Program (Hoag): In addition to the debt issuance agreements with
Hoag Hospital which required an original deposit, effective July 1, 2000, any
excess revenues generated by this program, after accounting for General City
Overhead of fifteen percent (15 %), were to be accumulated for future paramedic
related purposes. Funds accumulated may be used only for paramedic related
purpose as directed by the City Council.
7. Recreational Instruction: City Council Policy B -2 requires ten percent (10 %) to
twenty percent (20 %) of gross annual revenues derived from specified
recreational classes to be set aside for the refurbishment of certain recreational
facilities and equipment used in connection with fee -based recreation classes.
8. In Lieu Parking: Per NBMC 12.44.125 the City requires commercial businesses to
provide adequate off - street parking or where this is not possible, businesses are
afforded the opportunity to pay an annual fee and use parking spaces in a
municipal lot, providing such a lot is located within specified proximity to the
business. These funds can only be used to provide additional parking.
9. Park In Lieu: Per NBMC 19.52, the City requires dedication of land or payment
of fees for park or recreational purposes in conjunction with residential
development. The fees collected can only be used for specific park or recreation
purposes as outlined in NBMC 19.52.030 and 19.52.070.
10. Neighborhood Enhancement - A: NBMC 12.44.027 directs revenues from
parking meters in Zone 9 shall be apportioned to this Neighborhood
Enhancement A. Funds accumulated will only be used for the purpose of
enhancing and supplementing services to the West Newport area. Both the
nature of the supplemental services and the definition of the area served are set
forth in the Code Section above.
11. Neighborhood Enhancement - B: NBMC 12.44.027 directs that fifty percent (50 %)
of revenues from parking meters in the Balboa Peninsula be apportioned to this
Neighborhood Enhancement B. Funds accumulated will only be used for the
purpose of enhancing and supplementing services in the Balboa Peninsula.
Specific details are contained in the Code Section.
12. Cable Franchise: Pursuant to the provisions of the Newport Beach Municipal
Code, Title 5, Business Licenses & Regulations, Chapter 5.44, in return for the use
of the City's streets and public ways for the purpose of installing, operating,
maintaining, or reconstructing a cable system to provide cable service, fees are
collected by the City from cable providers. Those fees are to be used by the City
for support of Public, Education, and Government access programming only.
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13. START Program: The Fire Department's START Program developed by the Fire
Department and Hoag Hospital helps prepare emergency personnel to quickly
organize their resources to handle multi - casualty emergencies. A training video
and training materials are sold to other agencies. Any excess revenues generated
by this program shall only be used for production expenses related to future
START training materials and to enhance paramedic, EMT, and MICN pre -
hospital education as directed by the City Council.
14. Oil and Gas Reserve: The annual $40,000 which is being set aside from the oil
and gas field production revenues is to be used to fund abandoned wells and
facilities as they go out of service.
D. Assigned fund balance: That portion of a fund balance that includes amounts that
are constrained by the City's intent to be used for specific purposes but that are not
restricted or committed. This policy hereby delegates the authority to the City
Manager or designee to modify or create new assignments of fund balance.
Constraints imposed on the use of assigned amounts may be changed by the City
Manager or his designee. Appropriations of balances are subject to Council Policy
F -3 concerning budget adoption and administration. Examples of assigned fund
balance may include but are not limited to:
1. Appropriations Reserves. This is a temporary repository for funds not yet fully
appropriated in the annual budget. It is normally used during the budget
process to set aside funds for known or strongly anticipated expenses that will
need to be addressed by budget amendment during the budget year. Sometimes
the dollar amount and /or appropriate account breakdown for such expenses
cannot be specifically identified at the time the budget is adopted, even though
the funds will be needed. In such cases, the funds will normally be budgeted to
the Reserve for Appropriations.
2. Change in Fair Market Value of Investments. As dictated by GASB 31, the City is
required to record investments at their fair value (market value). This accounting
practice is necessary to insure that the City's investment assets are shown at their
true value as of the balance sheet. However, in a fluctuating interest rate
environment, this practice records market value gains or losses which may never
be actually realized. The City Manager may elect to reserve a portion of fund
balance associated with an unrealized market value gain. However, it is
impractical to assign a portion of fund balance associated with an unrealized
market value loss.
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3. PERS Rate Reserve. This Reserve may be established for the specific purpose of
helping to smooth out the year -to -year fluctuations in PERS rates.
When the City Manager or his designee authorizes a change in General Fund, Assigned
Fund Balance, City Council shall be notified quarterly.
E. Unassigned fund balance - The residual portion of available fund balance that is not
otherwise restricted, committed or assigned.
PROPRIETARY FUND RESERVES (NET WORKING CAPITAL)
In the case of Proprietary Funds (Enterprise and Internal Service Funds), Generally
Accepted Accounting Principles ( "GAAP ") does not permit the reporting of reserves on
the face of City financial statements. However, this does not preclude the City from
setting policies to accumulate financial resources for prudent financial management of
its proprietary fund operations. Since proprietary funds may include both long -term
capital assets and long -term liabilities, the most comparable measure of liquid financial
resources that is similar to fund balance in proprietary funds is net working capital
which is the difference between current assets and current liabilities. For all further
references to reserves in Proprietary Funds, Net Working Capital is the intended
meaning.
A. Water Enterprise Fund
1. Stabilization and Contingency Reserve: This Reserve is used to provide
sufficient funds to support seasonal variations in cash flows and in more extreme
conditions, to maintain operations for a reasonable period of time so the City
may reorganize in an orderly manner or effectuate a rate increase to offset
sustained cost increases. The intent of the Reserve is to provide funds to offset
cost increases that are projected to be short - lived, thereby partially eliminating
the volatility in annual rate adjustments. It is not intended to offset ongoing,
long -term pricing structure changes. The target level of this reserve is fifty
percent (50 %) of the annual operating budget. This reserve level is intended to
provide a reorganization period of 6 months with zero income or 24 months at a
twenty -five percent (25 %) loss rate. The City Council must approve the use of
these funds, based on City Manager recommendation. Funds collected in excess
of the Stabilization reserve target would be available to offset future rate
adjustments, while extended reserve shortfalls would be recovered from future
rate increases. Should catastrophic losses to the infrastructure system occur, the
Stabilization and Contingency Reserve may be called upon to avoid disruption to
water distribution.
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2. Infrastructure Replacement Funding Policy: This funding policy is intended to
be a temporary repository for cash flows associated with the funding of
infrastructure replacement projects provided by the Water Master Plan. The
contribution rate is intended to level- amortize the cost of infrastructure
replacement projects over a long period. The funding rate of the Water Master
Plan is targeted at $3.5 million per year (Base Year = Fiscal Year 2009 -10)
escalating at 3.5 percent (3.5 %) per year. This contribution policy is based on the
funding requirements of the most current Water Master Plan. There are no
minimums or maximums balances contemplated by this funding policy.
However, the contributions level should be reviewed periodically or as major
updates to the Water Master Plan occur. Annual funding is contingent on many
factors and may ultimately involve a combined strategy of cash funding and debt
issuance with the intent to normalize the burden on Water customer rates.
B. Wastewater Fund
1. Stabilization and Contingency Reserve: This Reserve is used to provide
sufficient funds to support seasonal variations in cash flows and in more extreme
conditions, to maintain operations for a reasonable period of time so the City
may reorganize in an orderly manner or effectuate a rate increase to offset
sustained cost increases. The intent of the Reserve is to provide funds to offset
cost increases that are projected to be short- lived, thereby partially eliminating
the volatility in annual rate adjustments. It is not intended to offset ongoing,
long -term pricing structure changes. The target level of this reserve is fifty
percent (50 %) of the annual operating budget. This reserve level is intended to
provide a reorganization period of 6 months with zero income or 24 months at a
twenty -five percent (25 %) loss rate. The City Council must approve use of these
funds, based on City Manager recommendation. Funds collected in excess of the
Stabilization reserve target would be available to offset future rate adjustments,
while extended reserve shortfalls would be recovered from future rate increases.
Should catastrophic losses to the infrastructure system occur, the Stabilization
and Contingency Reserve may be called upon to avoid disruption to wastewater
service.
2. Infrastructure Replacement Funding Policy: This funding policy is intended to
be a temporary repository for cash flows associated with the funding of
infrastructure replacement projects provided by the Wastewater Master Plan.
The contribution rate is intended to level- amortize the cost of infrastructure
replacement projects over a long period of time. The funding rate of the
Wastewater Master Plan is targeted at $500,000 per year (Base Year = Fiscal Year
2011 -12) escalating at 3.5 percent (3.5 %) per year. This contribution policy should
be updated periodically based on the most current Wastewater Master Plan.
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There are no minimum or maximum balances contemplated by this funding
policy. However, the contributions level should be reviewed periodically or as
major updates to the Wastewater Master Plan occur. Annual funding is
contingent on many factors and may ultimately involve a combined strategy of
cash funding and debt issuance with the intent to normalize the burden on
Wastewater customer rates.
C. Internal Service Funds
Background.
Internal Service Funds are used to centrally manage and account for specific
program activity in a centralized cost center. Their revenue generally comes from
internal charges to departmental operating budgets rather than direct
appropriations. They have several functions.
- -They work well in normalizing departmental budgeting for programs that have
life- cycles greater than one year; thereby facilitating level budgeting for
expenditures that will, by their nature, be erratic from year to year. This also
facilitates easier identification of long term trends.
- -They act as a strategic savings plan for long -term assets and liabilities.
- -From an analytical standpoint, they enable appropriate distribution of city -wide
costs to individual departments; thereby more readily establishing true costs of
various operations.
Since departmental charges to the internal service fund duplicate the ultimate
expenditure from the internal service fund, they are eliminated when consolidating
entity -wide totals.
The measurement criteria, cash flow patterns, funding horizon and acceptable
funding levels are unique to each program being funded. Policy regarding target
balance and /or contribution policy, gain /loss amortization assumption, source data,
and governance for each of the City's Internal Service Funds is set forth as follows:
1. Equipment Maintenance Fund and Equipment Replacement Fund. The
Equipment Maintenance and Replacement Funds receive operating money from
the Departments to provide equipment maintenance and to fund the regular
replacement of major pieces of equipment (mostly rolling stock) at their
economic obsolescence.
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a. Equipment Maintenance Fund. The Equipment Maintenance Fund acts solely
as a cost allocation center (vs. a pre- funding center) and is funded on a pay -
as- you -go basis by departmental maintenance charges by vehicle type and
usage requirement. Because of this limited function, the target year -end
balance is zero.
Contribution rates (departmental charges) are set to include the direct costs
associated with maintaining the City Fleet, including fleet maintenance
employee salary and benefits, operating expenses and maintenance related
capital outlay. Administrative overhead and maintenance facility
improvements and replacement costs are to be provided outside of this cost
unit.
Because of the limited purpose of this fund, a gain / loss assumption is not
needed.
Source data is ongoing city fleet inventory and maintenance cost information.
Governance is achieved through amlual management adjustment of
contribution rates on the basis of maintenance cost by vehicle and
distribution of costs based on fleet use by department.
b. Equipment Replacement Fund. Operating Departments are charged annual
amounts sufficient to accumulate funds for the replacement of rolling stock in
accordance with Council Policy F -9, City Vehicle/ Equipment Replacement
Guidelines. The City Manager approves annual rate adjustments as part of
the budget preparation process. These adjustments are based on pricing,
future replacement schedules and other variables.
The age and needs of the equipment fleet vary from year to year. Therefore
the year -end fund balance will fluctuate in direct correlation to accumulated
depreciation. In general, it will increase in the years preceding the scheduled
replacement of relatively large percentage of the fleet, on a dollar value basis.
However, rising vehicle costs, dissimilar future needs, replacing vehicles
faster than their expected life or maintaining vehicles longer than their
expected life all contribute to variation from the projected schedule.
In light of the above, the target funding level is not established in terms of a
flat dollar figure or even a percentage of the overall value of the fleet. It is
established at fifty percent (50 %) of the current accumulated depreciation
value of the fleet, calculated on a replacement value basis. This will be
reconciled annually as part of the year -end close out process by
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Administrative Services. If departmental replacement charges for each vehicle
prove to be excessive or insufficient with regard to this target funding level,
new rates established during the next budget cycle will be adjusted with a
view toward bringing the balance back to the target level over a three -year
period.
2. Insurance Reserve Funds. The Insurance Reserve funds account for the activities
of general liability and claims workers' compensation.
Back ound.
The City employs an actuary to estimate the liabilities associated with the general
liability and workers compensation activities. The costs typically associated with
these programs include: claims administration, legal defense, insurance
premiums, self insured retention and the establishment of appropriate loss
reserves including "incurred- but -not reported" (IBNR) claims. In a prescribed
measurement methodology, the Actuary estimates the liabilities in conformity
with Generally Accepted Accounting Principles (GAAP).
The Actuary refers to this measurement level in his report as the "Expected
Level." However, because actuarial estimates are subject to significant
uncertainties, actuaries typically recommend that a target funding level be set at
an amount in excess of expected liability as a margin to cover contingencies. A
typical target funding level would be set to obtain a specified confidence level
(the percent chance that resources set -aside will be sufficient to cover existing
claims).
Full funding of the Actuary's "Target Funding Level" establishes a seventy -five
percent (75 %) confidence there will be sufficient resources (including projected
interest) to pay the full amount of existing claims without future contributions.
Funding at the "Expected Level" produces a confidence level of only fifty percent
to sixty -five percent (50 % -65 %).
Policy & Practice.
The City should target funding of its risk management obligations at not less
than the Expected Level, described above; and not more than an amount
sufficient to establish a seventy -five percent (75 %) Confidence Level. Actuarial
losses should be recovered over a rolling 3 -year basis while actuarial gains
should be amortized over a rolling 5 -year basis. As part of the operating budget,
each department will be charged a rate equal to its proportionate share of the
total "revenue" required to fund the Insurance Reserve Fund at this level.
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To lessen the impact of short -term annual rate change fluctuation, City
management may implement one -time fund transfers (rather than department
rate increases) when funding shortfalls appear to be due to unusually sharp and
non - recurring factors. Excess reserves in other areas may be transferred to the
internal service fund in these instances but such transfers should not exceed the
funding necessary to reach a seventy -five (75 %) confidence level interval. The
City Council will be informed at the first City Council meeting following such
transfer action.
3. Compensated Absences Fund.
Background.
The primary purpose of flex leave, vacation leave and sick leave is to provide
compensated time off as appropriate and approved. However, under certain
circumstances, typically at separation from service, some employees have the
option of receiving cash -out payments for some accumulated leave balances. The
Compensated Absences Fund is utilized primarily as a budget smoothing
technique for any such leave bank liquidations. The primary purpose of the
Compensated Absences Fund is to maintain a balance sufficient to facilitate this
smoothing.
Policy and Practice.
The contribution rate will be set to cover estimated annual cash flows based on a
three -year trailing average plus a margin to provide sufficient resources to fund
high cash flow years, as further described below.
The minimum cash reserve should not fall below that three -year average, plus
the maximum annual variance. The maximum cash reserve should not exceed
fifty percent (50 %) of the long term liability. The target cash reserve shall be the
median difference between the minimum and maximum figures.
Each department will make contributions to the Compensated Absences Fund
through its operating budget as a specified percentage of salary. The
Administrative Services Director will review and recommend adjustments to the
percentage of salary required during the annual budget development process.
This percentage will be set so as to maintain the reserve within the parameters
established above. In addition, if the cash reserve falls below the target floor, the
Administrative Services Director may implement a one -time cash infusion. This
action is appropriate when the decline in cash balance is precipitated by an off-
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trend non - recurring event. If the size of the infusion is greater than $500,000, the
City Council will be advised at the first City Council meeting following such
action.
4. Post Retirement Funding Policies.
a. Pension Funding.
(i) California Public Employees Retirement System (CalPERS). The City's
principal Defined Benefit Pension program is provided through contract
with CalPERS. The City's contributions to the plan include a fixed
employer paid member contribution and an actuarially determined
employer contribution that fluctuates each year based on an annual
actuarial plan valuation. This variable rate employer contribution includes
the normal cost of providing the contracted benefits plus or minus an
amortization of plan changes and net actuarial gains and losses since the
last valuation period.
It is the City's policy to make contributions to the plan equaling at least
one hundred percent (100 %) of the actuarially required contribution
(annual pension cost). Because the City pays the entire actuarially
required contribution each year, by definition, its net pension obligation at
the end of each year is $0. Any unfunded actuarial liability (UAL) is
amortized and paid in accordance with the actuary's funding
recommendations.
(ii) Laborer's International Union of North America ( LIUNA). The City
provides funds to support a supplemental pension plan for some
employee associations through contract with LIUNA. This is funded at a
fixed percentage of total compensation on a pay -as- you -go basis. The City
is not contractually required to guarantee the level of the ultimate LIUNA
benefit to retirees, nor does it do so. Therefore the City's liability for this
program is full funded each year.
b. Other Post Employment Benefits (OPEB Funding).
Background.
The City's OPEB funding obligations consists of two retiree medical plans.
New Plan. Effective January 2006, the City and its employee associations
agreed to major changes to the Post Employment Healthcare Plan. New
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employees and all current employees participate in a program that requires
certain defined employee and employer contributions while the employee is
in active service. However, once the contributions have been made to the
employee's account, the City has no further funding obligation to the plan.
Old Plan. Eligible employees who retired prior to the "New Plan" and
certain active employees were eligible to continue to receive post- retirement
medical benefits (a defined benefit plan). The cost was divided among the
City, current employees and retirees. In the past, this program was largely
funded on a pay -as- you -go basis, so there was a significant unfunded
liability. Recognizing this problem, the City began contributing to this
obligation in 2001. In 2008, these assets were placed in a pre- funding trust.
The City's intention is to amortize the remaining unfunded liability within 20
years.
Policy & Practice.
New Plan. Consistent with agreements between the City and Employee
Associations, the new defined contribution plan will be one hundred percent
(100 %) funded, on an ongoing basis, as part of the annual budget process.
Funds to cover this expenditure will be contained within the salary section of
each department's annual operating budget.
Old Plan. The City's policy is to pre fund the explicit (cash subsidy) portion
of the Actuarial Accrued Liability (AAL) of the remnants of the old plan over
a 20 -year amortization period, or less. This amount will be based on the
Annual Required Contribution (ARC) determined by a biennial actuarial
review; subject to review and analysis by the City. The annual target reserve
balance will be established and maintained through this process.
City policy is to not separately fund any actuarially defined liability for
"implied subsidy" because the City will not incur an additional cash flow
with this premise, outside of active employee salary and benefits. However,
the City plans to meet all other contributions connected with this retiree
benefit as defined by GASB 45. Costs of administering this program will be
contained within the Human Resources Department's annual operating
budget.
Adopted - January 24,1994
Amended - April 10, 1995
15
Amended - April 27,1998
Amended - March 14, 2000
Amended - May 8, 2001
Amended - April 23, 2002
Amended - April 13, 2004
Amended - September 15, 2008
Amended - November 12, 2008
Amended - May 24, 2011
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16
STATE OF CALIFORNIA }
COUNTY OF ORANGE
CITY OF NEWPORT BEACH }
I, Leilani I. Brown, City Clerk of the City of Newport Beach, California, do hereby
certify that the whole number of members of the City Council is seven; that the foregoing resolution,
being Resolution No. 2011.43 was duly and regularly introduced before and adopted by the City
Council of said City at a regular meeting of said Council, duly and regularly held on the 24th day of
May, 2011, and that the same was so passed and adopted by the following vote, to wit:
Ayes: Hill, Rosansky, Gardner, Selich, Curry, Daigle, Mayor Henn
Noes: None
Absent: None
Abstain: None
IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed the
official seal of said City this 25th day of May, 2011.
City Clerk
Newport Beach, California
(Seal)